Theo Thimou About the author:
Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. As a single widowed parent of two young children, he strives to bring unique savings tips to men and women like him who must face life without their spouses. He can be reached at [email protected]
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More posts by Theo Thimou

Woman saving money for Christmas with Santa hat on
How to make $1,000 before Christmas Make Money September 16, 2019
The countdown to Christmas is on! We all like to play Santa to friends and family in our lives, but…
young woman with piggy bank
How to start saving for retirement in your 20s Investing & Retirement September 10, 2019
Wondering about how to get started saving for retirement in your 20s? In this article, we'll take a look at…
Medical doctor with piggy bank, calculator and cash
What is a flexible spending account? Health Insurance September 10, 2019
People often have a lot of questions about signing up for health insurance at work. One of the most common…
Costco Wholesale storefront
5 things to know about the Costco car rental program Warehouse Clubs September 6, 2019
The Costco car rental program is one of the little-known membership benefits at the warehouse club chain. In this article,…
series i u.s. savings bonds
4 things to know about Series I savings bonds Save Money September 5, 2019
Looking for a way to keep your money safe yet make sure that it outpaces inflation? Series I bonds may…
Charles Schwab sign
6 things to know about investing with Charles Schwab Investing & Retirement August 29, 2019
The investment world is all about low fees and few have been doing low fees as long as Charles Schwab.…
Decluttr homepage
Decluttr review: How I made $100 selling used CDs and DVDs Make Money August 26, 2019
If you’ve got old CDs, DVDs, video games and tech gadgets laying around, Decluttr offers an easy way for you…
Senior restaurant discounts
26 senior restaurant discounts in 2019 Deals & Savings August 23, 2019
Looking for senior restaurant discounts? While age may be just a number, some ages can help you keep more money…
cheap airline tickets booking on a smartphone
Follow Clark Howard’s #1 rule to travel cheap Travel August 23, 2019
Wondering how to travel cheap? Money expert Clark Howard has a lot of experience and advice to share when it…
Woman holding $500 in cash
8 ways to make an extra $500 fast Make Money August 22, 2019
Are you in a financial bind and need to learn how to make $500 fast? All it takes is a…
saving for retirement in piggy bank
7 best ways to save for retirement in your 50s Investing & Retirement August 19, 2019
Wondering about the best way to save for retirement in your 50s? Don't worry if you've gotten a slow start…
Auvi Q epinephrine auto-injector
Auvi-Q: How to get this EpiPen alternative for free Health August 16, 2019
If you have kids who suffer from food allergies, the Auvi-Q could help shake up your back-to-school shopping routine. In…
overdraft fee
Why you should never sign up for overdraft protection Banks & Banking August 15, 2019
Overdraft protection might seem like a great idea at first glance. After all, who would turn down free protection on…
Vision Insurance application form and glasses
4 things you need to know about vision insurance Insurance August 15, 2019
More and more of us have vision insurance through our employer, but this is one “insurance” policy that’s less than…
401(k) news headline in center of torn dollar bill
6 things to know before you start a 401(k) Investing & Retirement August 14, 2019
When you first start a new job, you'll probably be told about the company's 401(k) plan during employee orientation. A…
Wealthfront
5 things to know about Wealthfront’s cash account Banks & Banking August 13, 2019
If you're looking for a high-interest place to stash some short-term cash, the Wealthfront cash account might be the perfect…
Kroger sign on building
5 ways to save money on gas at Kroger Save Money August 9, 2019
Maybe you think of Kroger as a great place to save money on groceries. But it turns out Kroger is…
insurance 101 written on a yellow legal pad
Term life vs. whole life insurance: Understanding the difference Life Insurance August 9, 2019
Life insurance can be confusing. And nowhere is the confusion more apparent than in the discussion of term life vs.…
renters insurance written on umbrella in front of house
Best and worst renters insurance companies in 2019 Insurance August 8, 2019
Looking for the best renters insurance companies? There's no shortage of insurers selling this inexpensive, yet very important, policy. In…
Squadhelp
Squadhelp: How to make $100 for naming a new business Make Money August 7, 2019
Need to make a quick hundred bucks? Squadhelp lets you submit names for startup businesses and get compensated. If your…
Online bank account concept on a laptop screen
How to switch banks in 4 simple steps Banks & Banking August 7, 2019
Being with the wrong bank can make your financial life miserable. High fees and poor customer service are some of…
Man shopping for Costco clothing at the warehouse club
5 things to know before you buy Costco clothing Warehouse Clubs August 2, 2019
Whether it's for back-to-school shopping or just picking up some wardrobe staples, more and more shoppers are turning to an…
Car Insurance
When should you file a car insurance claim? Car Insurance July 31, 2019
Wondering when to file a car insurance claim? Money expert Clark Howard has a specific formula he suggests you apply…
Man emptying out a piggy bank
Where should I put my emergency fund? Save Money July 29, 2019
Nobody likes to have an emergency drop in uninvited and wreak havoc on their financial life. That's where having an…
Digital membership card on Costco app
Costco app changes: How to access your new digital membership card Warehouse Clubs July 26, 2019
Good news for Costco shoppers! The Costco app now allows you to create a digital membership card right on your…
Bag of money with 'credit' written on it next to a house
What credit score do you need to buy a house? Mortgages July 26, 2019
If you've ever wondered what kind of credit score you need to buy a house, the answer is that it…
'retirement planning' written on a notebook with a calculator and coins
How to start investing and saving for retirement Investing & Retirement July 24, 2019
We all know we should invest and save for our future — but many of us don't know how to…
haven life homepage
6 things to know about Haven Life Life Insurance July 24, 2019
Haven Life is one of a new breed of life insurance players removing the friction from the life insurance shopping…
Retired couple
10 cities where your Social Security check can cover housing costs Investing & Retirement July 19, 2019
The question of where to retire is as big of a question mark for people as the question of when…
woman with piggy bank standing next to a car
How to save money on car insurance Car Insurance July 18, 2019
If it's renewal time for auto insurance and you're facing a serious case of sticker shock at how much you're…