Latest Budgeting & Saving
![5 Common Budget Leaks and How To Fix Them](https://i0.wp.com/clark.com/wp-content/uploads/2015/04/Money-drain-e1707137690602.jpg?resize=480%2C480&ssl=1)
Raise your hand if you've ever made it to the end of the month, confident in your ability to budget…
![5 Major Bills You Can Lower This Month](https://i0.wp.com/clark.com/wp-content/uploads/2018/05/Save-money-lower-expenses-scaled-e1696881437491.jpg?resize=480%2C480&ssl=1)
Do you live with the constant feeling that there's more month than money in your life? Here is money expert…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Making good decisions with money when you're young is much higher stakes than it may seem. Consider compound interest, how…
![Clark Howard investment guide](https://i0.wp.com/clark.com/wp-content/uploads/2021/01/Save-and-invest-the-Clark-Howard-way.png?resize=480%2C480&ssl=1)
Money expert Clark Howard is giving you his 10-step guide to saving and investing for free, all in one place:…
![PocketGuard free budgeting app](https://i0.wp.com/clark.com/wp-content/uploads/2021/06/Budgeting-Apps-PocketGuard-Story-Image.png?resize=480%2C480&ssl=1)
If you’re thinking about trying out a free budgeting app, PocketGuard is one option to consider. In this article, I’ll…
![Best Budgeting Apps](https://i0.wp.com/clark.com/wp-content/uploads/2021/07/dreamstime_m_219302785-scaled-e1700497274815.jpg?resize=480%2C480&ssl=1)
A budgeting app can be very helpful whether you're new to budgeting altogether or your current method just isn't working…
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If you’re thinking about downloading a budgeting app to help you and your partner get ahead of your finances, Honeydue…
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Mint, the free budgeting tool that allows users to track their finances online, is shutting down soon. How soon seems…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Money expert Clark Howard loves target date retirement funds. Inside of a retirement account, they offer portfolio diversity, risk management…
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You may have heard of freezing your credit, but have you ever heard of freezing your credit card? If you're…
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The secret to saving more and spending less every month isn't a secret at all — it's a budget. We…
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AUTHOR'S NOTE: Mvelopes was discontinued on December 29, 2022. The app is no longer available. If you're thinking about trying…
![$5 challenge](https://i0.wp.com/clark.com/wp-content/uploads/2017/01/Story-Image-4.jpg?resize=480%2C400&ssl=1)
If your goal is to save more money, you can start out on the right foot today with our $5…
![4 Ways To Budget With Inconsistent Income](https://i0.wp.com/clark.com/wp-content/uploads/2016/11/clark-howard_931518623.jpg?resize=480%2C480&ssl=1)
I'm in my 30s, and I've never had "salary certainty." That is, I've never had a definite (or even approximate)…
![Clark Howard money saving](https://i0.wp.com/clark.com/wp-content/uploads/2018/08/Clark-Howard-money-saving-tips.png?resize=480%2C480&ssl=1)
Nobody pinches a penny quite like money expert Clark Howard. Below are some of his most famous -- or should…
![Mint app](https://i0.wp.com/clark.com/wp-content/uploads/2022/07/mint-app.jpg?resize=480%2C480&ssl=1)
If you’re trying to get out of debt, one necessary step is to create a budget. One of our favorite…
![Clark.com will explain what a savings account is and how it works.](https://i0.wp.com/clark.com/wp-content/uploads/2020/09/Retirement_Investment_Savings_Banking_1.png?resize=480%2C480&ssl=1)
A savings account gives you a safe, accessible place to put money that you don't need for daily expenses. It…
![Budgeting Basics: What You Need To Know To Get Started](https://i0.wp.com/clark.com/wp-content/uploads/2016/05/Budget-on-cash.jpg?resize=480%2C480&ssl=1)
To most people, "budget" is a negative word: a barrier to the enjoyable things in life. Ask a person to…
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With spring in the air, you may be thinking of tidying up your home to get things in order for…
![Should I Finance a Car at 1.5% or Pay Cash?](https://i0.wp.com/clark.com/wp-content/uploads/2022/02/car-with-cash-on-financing-paperwork-e1645626084352.jpg?resize=480%2C480&ssl=1)
Should you pay for a vehicle in cash or take advantage of low-interest financing to invest your money and out-earn…
![The Simple Way to Budget Without Sharing Your Bank Passwords](https://i0.wp.com/clark.com/wp-content/uploads/2018/06/budgetstory.jpg?resize=480%2C401&ssl=1)
If you want to save more and spend less, money expert Clark Howard says that keeping a budget is essential!…
![3 Reasons Why Getting Paid Once a Month Instead of Twice a Month Works for Me](https://i0.wp.com/clark.com/wp-content/uploads/2016/08/Paycheck.jpg?resize=480%2C480&ssl=1)
When I changed jobs a few years ago, I was faced, for the first time ever, with the prospect of…
![Cash Envelope System: How It Works](https://i0.wp.com/clark.com/wp-content/uploads/2018/12/envelopemethod.jpg?resize=480%2C400&ssl=1)
If you're trying to get out of credit card debt, managing your money using a cash envelope system is something…
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His name is synonymous with being cheap. But do you really know all the things money expert Clark Howard does…
![Google Sheets: The Free Budgeting Tool You Probably Haven’t Tried](https://i0.wp.com/clark.com/wp-content/uploads/2018/08/googlesheetsclark.jpg?resize=480%2C400&ssl=1)
Sometimes the right tool is all it takes to get your spending under control. Budgeting apps like Mint, Personal Capital…
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Many people shy away from budgeting: They view it as a restriction on how they can spend their money. But…
![3 Paychecks](https://i0.wp.com/clark.com/wp-content/uploads/2018/12/Featured-Images_-1200-x-630.png?resize=480%2C480&ssl=1)
If you want to get out of debt, stash away more for retirement or control excessive spending, making a simple…
![Wallet full of cash](https://i0.wp.com/clark.com/wp-content/uploads/2018/07/WalletofCash.jpg?resize=480%2C480&ssl=1)
When was the last time you were hit with a $1,000 expense that wasn't in your budget? We've all been…
![How We Paid Off $52,000 of Debt in 18 Months](https://i0.wp.com/clark.com/wp-content/uploads/2017/01/clark-howard_956767535.jpg?resize=480%2C480&ssl=1)
When my wife Kim and I got married, we combined our finances. For a few months, we lived the “normal”…
![$5 Savings Challenge](https://i0.wp.com/clark.com/wp-content/uploads/2017/12/5savings.png?resize=480%2C400&ssl=1)
When I was growing up, I remember saving spare change in a giant crayon bank, which was basically a piggy…