The Clark Howard Podcast

Clark Howard has been sharing unbiased advice to help people save more and spend less for more than 30 years. On this podcast, Clark shares practical and actionable ways you can improve your financial life today. From breaking news to economic trends to pivotal topics, he breaks down everything you need to know to make solid decisions for your wallet and your life. You can expect straightforward tips on managing debt, credit, monthly bills, savings, retirement, and more.

He has been a best-selling author and the host of a nationally syndicated radio show. In addition to the podcast, Clark has founded Clark.com, ClarkDeals.com and the Consumer Action Center.

Have a money question? #AskClark segments air every episode.

View a transcript of every episode of The Clark Howard Show here. Please note that transcriptions are automated.

You can download podcast episodes by using Audacy or Podbean.


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Latest Podcasts

08.18.22   Inflation Defense: Store Brands /  Your Retirement Age
08.18.22 Inflation Defense: Store Brands / Your Retirement Age Podcasts August 18, 2022
Inflation has made us smarter about shopping. People are changing their buying habits. Learn how much you can save buying…
08.17.22   Home & Auto Insurance: The Prevention Approach  /  OPPORTUNITY: Restoring the Great Middle Class
08.17.22 Home & Auto Insurance: The Prevention Approach / OPPORTUNITY: Restoring the Great Middle Class Podcasts August 17, 2022
As claims become more expensive, home and auto insurance premiums are rising. Learn how forward thinking insurers are looking to…
08.16.22  Best States to Start a Business  /  National Scandal: Military Ripoffs
08.16.22 Best States to Start a Business / National Scandal: Military Ripoffs Podcasts August 16, 2022
The formation of new businesses is way up. Clark is a lifelong entrepreneur. America has the resources and our greatest…
08.15.22  Freelance Pay Equity  /  Moving To Save Money – A Clark Smart Relocation Rule
08.15.22 Freelance Pay Equity / Moving To Save Money – A Clark Smart Relocation Rule Podcasts August 15, 2022
Bloomberg reports women working as skilled freelancers / independent contractors make half as much as men doing the same job.…
08.12.22   Clark Answers His Critics on Clark Stinks  /  DIY Wireless Home Security
08.12.22 Clark Answers His Critics on Clark Stinks / DIY Wireless Home Security Podcasts August 12, 2022
Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - An uptick in crime has more people…
08.11.22    Amazon Expands Healthcare  /  Follow up: The Hertz False Arrest Debacle
08.11.22 Amazon Expands Healthcare / Follow up: The Hertz False Arrest Debacle Podcasts August 11, 2022
Clark discusses the rationale behind Amazon’s forays into healthcare, now culminating in the acquisition of One Medical, a big national…
08.10.22   WANTED: Auto Mechanics   /   Oversupply Bargains
08.10.22 WANTED: Auto Mechanics / Oversupply Bargains Podcasts August 10, 2022
The quality of the average vehicle sold in the U.S. in recent years is the lowest since 1986! Clark explains…
08.09.22  Retail Site WISH: Unfulfilled   /    Getting it Right: EV Charging Stations
08.09.22 Retail Site WISH: Unfulfilled / Getting it Right: EV Charging Stations Podcasts August 9, 2022
Clark revisits retail website Wish to usher it into his “graveyard.” Prices are so cheap! What went wrong? Also, EV -…
08.08.22  HOTELS: Diminishing Amenities  /  At Last – Healthcare Cost Disclosures
08.08.22 HOTELS: Diminishing Amenities / At Last – Healthcare Cost Disclosures Podcasts August 8, 2022
The hotel industry is suffering mightily from staff shortages, changing how they operate. You could get a discount forgoing housekeeping…
08.05.22   Clark Answers His Critics on Clark Stinks  /  SAVERS: Stash Your Cash Wisely
08.05.22 Clark Answers His Critics on Clark Stinks / SAVERS: Stash Your Cash Wisely Podcasts August 5, 2022
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Word to…
08.04.22  Free TSA PreCheck, Global Entry & Clear  /  Online Reviews: 2 Pitfalls to Avoid
08.04.22 Free TSA PreCheck, Global Entry & Clear / Online Reviews: 2 Pitfalls to Avoid Podcasts August 4, 2022
Labor shortages in larger airports have rendered security lines so unpredictable that people are missing flights. Clark explains how TSA…
08.03.22   Ad Awareness  /  401(k) into IRA Rollover – WARNING
08.03.22 Ad Awareness / 401(k) into IRA Rollover – WARNING Podcasts August 3, 2022
Do you know when you’re being played by sneaky product placement? Products are placed within the content of streamed TV…
08.02.22  Employment Dilemma: Asking For A Raise  /  Credit Card Debt Makes a Comeback
08.02.22 Employment Dilemma: Asking For A Raise / Credit Card Debt Makes a Comeback Podcasts August 2, 2022
With so much economic uncertainty, should you ask for a raise to offset inflation? Dilemma: Employers are getting nervous about…
08.01.22  HOUSING: Outlook and Recommendations  /  Self-Checkout Warning
08.01.22 HOUSING: Outlook and Recommendations / Self-Checkout Warning Podcasts August 1, 2022
As the housing market cools, price cuts are happening around the country. A widespread buyers strike has set in. Many…
07.29.22  Clark Answers His Critics on Clark Stinks  /  Crazy High Car Loan Payments
07.29.22 Clark Answers His Critics on Clark Stinks / Crazy High Car Loan Payments Podcasts July 29, 2022
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - The average vehicle…
07.28.22  GAS PRICES: An Update and Ways to Save  /  Recession-proof Job Sectors
07.28.22 GAS PRICES: An Update and Ways to Save / Recession-proof Job Sectors Podcasts July 28, 2022
It’s unclear what will happen with gas prices moving forward, but prices have eased and the U.S. is leading the…
07.27.22   VANGUARD: Lesson From The Tax Bill Debacle  /   Air Travel Strategies
07.27.22 VANGUARD: Lesson From The Tax Bill Debacle / Air Travel Strategies Podcasts July 27, 2022
Clark explains how Vanguard small investors got clobbered by big tax bills during a target retirement fund conversion, without even…
07.26.22  DEAL: Home Fitness Equipment  /  Find Missing Money For Free
07.26.22 DEAL: Home Fitness Equipment / Find Missing Money For Free Podcasts July 26, 2022
It’s back to the gym for many after a long absence, but home fitness equipment is a super deal right…
07.25.22   Delaying Retirement  /  SAVE on Groceries: Strategies Including A Cash Back App
07.25.22 Delaying Retirement / SAVE on Groceries: Strategies Including A Cash Back App Podcasts July 25, 2022
The economy has upended the best laid retirement plans of many Americans. So what do you do right now if…
07.22.22  Clark Answers His Critics on Clark Stinks  /  The Clark Smart Way to Own Gold
07.22.22 Clark Answers His Critics on Clark Stinks / The Clark Smart Way to Own Gold Podcasts July 22, 2022
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. AND - For those seeking…
07.21.22   Under Pressure: Effects of High Vehicle Costs  /  Automatic For The SAVINGS
07.21.22 Under Pressure: Effects of High Vehicle Costs / Automatic For The SAVINGS Podcasts July 21, 2022
Clark discusses the impact of vehicle shortages & elevated costs including illegal repossessions & how to protect yourself from this,…
07.20.22   Inflation & Changing Buying Habits  /  Training Programs Pose A New Student Debt Hazard
07.20.22 Inflation & Changing Buying Habits / Training Programs Pose A New Student Debt Hazard Podcasts July 20, 2022
New data illustrates how people are now stretched financially, trading down retail purchases while overall, credit card debt is up.…
07.19.22   Buy Now Pay Later: New Warnings   /   Medical Debt
07.19.22 Buy Now Pay Later: New Warnings / Medical Debt Podcasts July 19, 2022
With Buy Now Pay Later, aka Pay in 4, refunds are a problem, and now Apple Pay offers it. Clark’s warning…
07.18.22  There ARE Travel Deals This Summer  /   Fix The Tax Code
07.18.22 There ARE Travel Deals This Summer / Fix The Tax Code Podcasts July 18, 2022
Labor shortages. reliability problems and high costs are plaguing travel this summer. But the cruise industry is seeing lower demand.…
07.15.22  Clark Answers His Critics on Clark Stinks  /  HOUSING Outlook: The Rent Or Buy Decision
07.15.22 Clark Answers His Critics on Clark Stinks / HOUSING Outlook: The Rent Or Buy Decision Podcasts July 15, 2022
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. And - Many are…
07.14.22  Auto Insurance Increases  /  WFH: A Generational Shift
07.14.22 Auto Insurance Increases / WFH: A Generational Shift Podcasts July 14, 2022
Add auto insurance increases to higher vehicle & gas prices. Collision rates and the cost of repairs are up too,…
07.13.22    The Clark Origin Story   /   SAVE on Your Cell Phone Plan
07.13.22 The Clark Origin Story / SAVE on Your Cell Phone Plan Podcasts July 13, 2022
Clark shares how he got started and the life lessons that motivated and inspired him to do  what he loves…
07.12.22   Debt Collection: Statute of Limitations  /  POWER: Off The Grid
07.12.22 Debt Collection: Statute of Limitations / POWER: Off The Grid Podcasts July 12, 2022
There are ethical debt collectors, but also dirty players in the industry. Clark explains the crooked practice of refreshing the…
07.11.22   Innovations in Home Building  /  Life Insurance & Private-Equity
07.11.22 Innovations in Home Building / Life Insurance & Private-Equity Podcasts July 11, 2022
The US construction industry has held on to archaic ways of building, failing to adapt better technology routinely used elsewhere…
07.01.22   Clark Answers His Critics on Clark Stinks  /  Employee Owners Stay Loyal
07.01.22 Clark Answers His Critics on Clark Stinks / Employee Owners Stay Loyal Podcasts July 1, 2022
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark talked about…