Your Credit

Your credit impacts several aspects of your finances: Interest rates on loans, insurance premiums and even employment. From protecting your information to improving your credit score, Team Clark has the resources you need to live a financially healthy life.

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Latest Credit

Amex Score Goals is a new credit score simulator from American Express.
Amex Score Goals: How the American Express Credit Score Simulator Works Credit August 21, 2020
Are you looking for a way to improve your credit score? American Express has a new credit score simulator that…
The 3 main credit bureaus are Equifax, Experian and TransUnion
What Are the 3 Main Credit Bureaus & How Do They Work? Credit August 4, 2020
The three major credit bureaus — Equifax, Experian and TransUnion — play a key role in your financial life. But…
SageStream credit score
What Is a SageStream Score? 5 Things to Know Credit July 28, 2020
If you’re applying for a loan, you can expect the lender to check your credit with the three major credit…
Checking credit score
Why Did My Credit Score Drop? Credit June 17, 2020
You probably know that your credit score can drop if you don’t use credit responsibly. But there are also some…
Credit Karma homescreen
How to Sign Up for Credit Karma’s Free Monitoring Service Credit June 5, 2020
Whether you already have excellent credit or are trying to build it, protecting your credit is important. Money expert Clark…
Credit Score Dropping
How to Keep Student Loan Forbearance From Hurting Your Credit Credit May 29, 2020
The federal CARES Act was passed in March 2020 to help people who have suffered financially because of the coronavirus…
The PayPal Cashback Mastercard offers 2% cash back on all purchases.
PayPal Cashback Mastercard® Review: Unlimited 2% Cash Back Credit Card Credit April 29, 2020
If you're in the market for a cash back credit card, online payment giant PayPal has thrown a contender worth…
Credit score - adding up the FICO score
7 Ways to Keep Your Credit Score Healthy During a Crisis Credit April 1, 2020
Maintaining a good credit score can be especially difficult during times of financial uncertainty. But there are steps you can…
Dispute Error on Credit Report
How to Dispute an Error on Your Credit Report and Win Credit March 10, 2020
Your credit report and credit score are vital parts of your financial health. Using credit responsibly means you can get…
Where To Get Free Credit Scores
5 Ways to Get Your Free Credit Score Credit February 5, 2020
Your credit score is important because it's one of the main things lenders use to determine your creditworthiness. There are…
Credit Sesame
Credit Sesame Review: Free Credit Scores and Other Helpful Financial Tools Credit December 23, 2019
Credit Sesame is a website and app that promises free access to your credit score any time you want it.…
Credit Karma
Credit Karma Review: Free Credit Score and More at Your Fingertips Credit December 10, 2019
Credit Karma is a website and app where the primary feature is free access to your credit score any time…
Monitor credit
How to Monitor Your Credit Credit October 28, 2019
Almost everyone's got a story these days about their credit card getting hacked or at least being part of one…
Credit report application
How to Get a Free Credit Report Credit October 9, 2019
Staying on top of your credit report is key to making sure you stay in good financial shape and haven’t…
Credit score drop
Why Did My Credit Score Drop When I Paid Off a Loan? Credit September 20, 2019
Someone finally pays off a car loan or even a mortgage and how are they rewarded? By seeing a drop…
Credit score monitoring
Why you don’t need to pay for MyFICO to monitor your credit Credit September 3, 2019
You probably know that maintaining a good credit score and clean credit reports are key to your overall financial well-being.…
Credit monitoring
Should you pay for credit monitoring? Credit August 9, 2019
With the data breaches that are happening left and right, there has never been a more important time to monitor…
820 credit score
Why You Don’t Need an 800 Credit Score Credit August 6, 2019
You may know that your credit score is an important part of your financial life, but is it worth obsessing…
Credit freeze
Can freezing your credit hurt your credit score? Credit June 6, 2019
Anyone who follows money expert Clark Howard knows that his number one suggestion for keeping your finances safe from criminals…
Do 'pay for delete' letters work?
Do ‘pay for delete’ letters work to clean up your credit report? Credit June 6, 2019
Consumers with subpar credit scores and derogatory marks on their credit reports are often encouraged to reach out to their…
Credit score report - Why you need to check your credit report every year
Why You Need to Check Your Credit Report Every Year Credit May 31, 2019
As a consumer, your credit score should be very important to you. Not only does it determine your borrowing power,…
States with the best and worst credit scores
Report: The states with the best and worst credit scores Credit May 29, 2019
Ever wonder how your credit score compares to other U.S. consumers? The average Vantage score stands at 680, according to…
Credit score report
What Is a Good Credit Score? Credit May 9, 2019
Your credit score — that sometimes mysterious number that reflects how responsible you are with your credit — plays a…
Woman with credit card
Secured or traditional: What’s the best kind of credit card to build credit? Credit April 3, 2019
Whether you're trying to build credit for the first time or climbing your way back after defaulting on a loan,…
Is Credit Karma Safe?
Is Credit Karma Safe? Credit April 2, 2019
If you're looking for an easy way to stay on top of your credit, Credit Karma is a valuable resource.…
Credit Karma vs. Credit Sesame: Is One Better Than the Other?
Credit Karma vs. Credit Sesame: Is One Better Than the Other? Credit January 18, 2019
Credit monitoring services such as Credit Karma and Credit Sesame enjoy widespread popularity these days, but which one is better?…
New Credit Karma program pre-approves borrowers without it affecting their credit
New Credit Karma program pre-approves borrowers without dinging their credit Money & Credit November 6, 2018
Applying for a new line of credit has always been a double-edged sword: On the one hand, consumers stand the…
Shoppers increasingly say this is their #1 regret
Shoppers increasingly say this is their #1 regret Shopping & Retail October 25, 2018
Shopping holidays are as American as apple pie and with so many delicious deals these days, it's no wonder. But…
mastercard logo on credit card - New Mastercard free trial rules stop automatic charges when deal expires
Why your Mastercard could look different in 2019 Money & Credit October 22, 2018
The back of your Mastercard is going to look very different beginning in the new year. In April 2019, Mastercard…
What’s going to happen to your Sears credit card?
What’s going to happen to your Sears credit card? Credit October 17, 2018
Despite a generally healthy economy, many retailers are struggling to get people into their stores. Just recently, department store chain Sears filed…