Insurance

There are three major types of insurance that matter most to your wallet: Auto, home and life. Team Clark has the resources to help guide you through the process of shopping for new policies, choosing a trustworthy company and saving money on your bill.

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Latest Insurance

2 Ways To Guarantee Yourself a Lifetime Stream of Income
2 Ways To Guarantee Yourself a Lifetime Stream of Income Insurance September 30th, 2023
Money expert Clark Howard hates most annuities. He even calls "annuity" a "curse word" on his podcast. However, there are…
insurance claims denial
What Should You Do if Your Insurance Claim Is Denied? Health Insurance September 29th, 2023
Sooner or later, you’ll likely have to file a health insurance claim. You may think it’s a straightforward process that…
home insurance cost
How Much Can You Save by Changing Your Deductible? Homeowners Insurance September 28th, 2023
According to ValuePenguin, homeowners insurance rates have increased steadily “by a cumulative 19.1%” between 2018 and 2023. While it seems…
Best Auto Insurance Companies and Some of the Worst: September 2023
Best Auto Insurance Companies and Some of the Worst: September 2023 Car Insurance September 21st, 2023
Shopping for car insurance can feel overwhelming. But here at Team Clark, we’ve got lots of resources to make things…
car insurance cost
Why You Need To Re-Shop Your Car Insurance Right Now Car Insurance September 20th, 2023
There’s a good chance your car insurance has gone up recently. If it has, you’re not alone. The average cost…
home insurance
Best And Worst Homeowners Insurance Companies: September 2023 Homeowners Insurance September 12th, 2023
There’s no shortage of companies offering homeowners insurance. With so many options, knowing which companies offer the best protection for…
car insurance magnifying glass
How Much Car Insurance Do I Need? Car Insurance September 5th, 2023
When it comes to how much car insurance you need, there isn’t a one-size-fits-all answer. Where you live will determine…
Ask Clark Howard and Team Clark
Do I Need Travel Insurance for Flights? And Should I Buy Separate Insurance for Each Part of My Trip? Insurance September 1st, 2023
Planning a trip involves lots of unknowns and unpredictability including weather, family emergencies, job requirements and more. No one wants…
The Most and Least Expensive Car Insurance Rates by State
The Most and Least Expensive Car Insurance Rates by State Car Insurance August 30th, 2023
The average cost for car insurance has increased by 17.8% this year, according to data from the U.S. Bureau of…
Ask Clark money column
My Credit Card Offers Some Rental Car Coverage. Why Do I Still Need To Involve My Primary Auto Insurance? Car Insurance August 24th, 2023
If you've ever rented a car before, you know the stress you face at the counter as a service rep…
C.L.U.E. report LexisNexis dispute with magnifying glass
How to Dispute Your C.L.U.E. Report Insurance August 23rd, 2023
A C.L.U.E. report shows claims you’ve filed for your property and vehicles for up to seven years back. Insurance companies…
Ask Clark money column
What Are Some Insurance Claims That My HOA Homeowners Policy Will Not Cover? Insurance August 21st, 2023
A Homeowner's Association is a double-edged sword. You have to pay membership dues and adhere to certain rules and guidelines.…
Ask Clark Howard and Team Clark
The Hospital Mistakenly Charged Me $25,000 for a Rabies Shot. What Do I Do? Health August 17th, 2023
The only thing worse than an unexpected trip to the emergency room is the hospital bill that comes later. Even…
Road traffic accident, car insurance concept.
How to Shop for Lower Car Insurance Car Insurance August 9th, 2023
One way to be sure you’re getting the best rates on auto insurance is to re-shop for coverage regularly. Money…
Ask Clark money column
My Auto and Homeowners Insurance Went Up Substantially. Should I Fire My Independent Agent? Car Insurance August 9th, 2023
Inflation and other factors have hammered the insurance industry of late. That's especially true for auto and homeowners insurance. Unfortunately,…
Flooded home
6 Things to Know Before You Buy Flood Insurance Insurance August 1st, 2023
Between 1996 and 2019, 99% of counties in the U.S. were affected by a flooding event. But according to a…
Florida
Why Is Homeowners Insurance So Expensive in Florida? Insurance July 31st, 2023
Depending on which news story you read, the homeowners insurance situation in Florida right now is either “in a state…
switch car insurance
How To Switch Car Insurance and Cancel Your Old Policy Car Insurance July 21st, 2023
If you have car insurance, there will almost certainly come a time when you have to cancel your policy. Maybe…
water line insurance, sewer line insurance, broken water line
What Is Service Line Insurance and Do I Need It? Homeowners Insurance July 19th, 2023
If you’re a homeowner, there’s a chance you’ve gotten letters from at least one utility company offering insurance for your…
Ask Clark money column
My 92-Year-Old Father-in-Law Is Surrendering His Car Keys. How Should I Handle the Auto Insurance? Car Insurance July 13th, 2023
Time and the tide wait for no man, as the saying goes. It's just as true as it was in…
What is long-term care insurance and how much does it cost? Money expert Clark Howard has answers about LTCI.
What Is Long-Term Care Insurance Cost & Coverage Insurance July 13th, 2023
The list of things I want to do when I retire includes traveling, logging some quality family time and eating…
Things to know before you deal with a claims adjuster
6 Things To Know and Do Before You Deal With a Home Insurance Claims Adjuster Insurance July 11th, 2023
It’s no secret that the advice here at Team Clark is to only file insurance claims in catastrophic situations, or…
Ask Clark money column
Why You Should Always Ask Your Pharmacist the Price of Your Prescription Without Insurance Health Insurance July 6th, 2023
Budget-conscious people tend to try hard to save money on cell phone plans, streaming (or cable) and groceries. But there's…
What Is a C.L.U.E Report and Its Impact on Your Insurance
What Is a C.L.U.E Report and Its Impact on Your Insurance Insurance July 5th, 2023
We’re all familiar with the idea and impact of a credit report, but did you know there’s a similar report…
How To Get Car Insurance
How To Get Car Insurance Car Insurance July 5th, 2023
Car insurance can be overwhelming. Requirements vary from state to state and a single policy can contain many different types…
Kin insurance logo
6 Things to Know About Kin Insurance Homeowners Insurance July 5th, 2023
Kin Insurance is one of several financial technology companies that takes a digital-first approach to the process of shopping for…
Ask Clark money column
How Should I Handle Car Insurance for My Teenage Driver? Car Insurance June 28th, 2023
Handing your car keys to your teenage son or daughter, driver's license in hand, and watching them drive away alone…
Ask Clark money column
How Much Liability Coverage Do I Need on My Car Insurance Policy? Car Insurance June 23rd, 2023
Nearly every state requires a minimum amount of liability coverage on your vehicle insurance. Those of us who love saving…
roadside assistance
Warning: Never Get Roadside Assistance From Your Insurance Provider Car Insurance June 21st, 2023
If you ever find yourself needing help on the road, the knee-jerk reaction may be to call your car insurance…
When Should You File a Claim on Your Homeowners Insurance?
When Should You File a Claim on Your Homeowners Insurance? Insurance June 21st, 2023
A homeowners insurance policy offers protection against many unexpected events that cause damages or loss to your property. But when…