Latest Insurance
![Clark Howard: Why I Think Medicare Advantage Plans Stink](https://i0.wp.com/clark.com/wp-content/uploads/2022/05/Medicare-Advantage-Plans-e1722000968744.jpg?resize=480%2C480&ssl=1)
If you're approaching your 65th birthday, you may be shocked by how many solicitations you're getting from Medicare Advantage plans.…
![How To Locate a Lost Life Insurance Policy](https://i0.wp.com/clark.com/wp-content/uploads/2018/09/Life-Insurance-Magnifying-Glass.jpg?resize=480%2C480&ssl=1)
Losing a life insurance policy is a common thing. In fact, millions of dollars go unclaimed every year, and the…
![When Should I Drop Comprehensive and Collision Coverage?](https://i0.wp.com/clark.com/wp-content/uploads/2024/07/Choosing-Car-Insurance-Coverage.jpg?resize=480%2C480&ssl=1)
As the cost of car insurance continues to rise, you might be looking for ways to save on coverage. Dropping…
![10 Ways To Save on Prescription Drugs](https://i0.wp.com/clark.com/wp-content/uploads/2020/06/prescriptions-e1706192597434.jpg?resize=480%2C480&ssl=1)
In an era of rising health care costs, almost everyone is looking to save money on prescription drugs. In this…
![4 Types of Term Life Insurance Companies Explained](https://i0.wp.com/clark.com/wp-content/uploads/2020/10/Term-Life-Insurance-Light.jpg?resize=480%2C480&ssl=1)
Gaining access to more tools and options is great for you as a consumer. But when it comes to shopping…
![What Is Term Life Insurance?](https://i0.wp.com/clark.com/wp-content/uploads/2019/07/term-life-insurance-blocks.jpg?resize=480%2C480&ssl=1)
If you die while other people are depending on your income, a term life insurance policy can be a financial…
![What Is an Annuity, and Why Does Clark Think They Stink?](https://i0.wp.com/clark.com/wp-content/uploads/2021/05/dreamstime_xxl_173572496.jpg?resize=480%2C480&ssl=1)
Money expert Clark Howard is passionate about many financial topics. But it's hard to find something that gets him more…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
American wallets suffered severe insurance premium increases in the last few years, especially for home and auto insurance. One silver…
![Should You Buy Cell Phone Insurance?](https://i0.wp.com/clark.com/wp-content/uploads/2024/06/dreamstime_xxl_56206386-scaled-e1717602473783.jpg?resize=480%2C480&ssl=1)
Insurance is absolutely necessary on many major purchases, but what about your phone? While cell phone insurance may bring down…
![9 Easy Ways To Lower Your Home Insurance Premiums](https://i0.wp.com/clark.com/wp-content/uploads/2021/11/dreamstime_xxl_112833767.jpg?resize=480%2C480&ssl=1)
Inflation was a prominent discussion point in 2022 and early in 2023. Some consumer goods reached historically high price points.…
![Policygenius Life Insurance Review: What To Know Before Getting Quotes](https://i0.wp.com/clark.com/wp-content/uploads/2020/02/policygenius-website.jpg?resize=480%2C480&ssl=1)
Shopping for term life insurance can seem intimidating. It's time-consuming and you're relying on your own judgment in an area…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
What factors should you prioritize when considering a vehicle for your teenager? Price, perhaps. Safety comes to mind. Fuel efficiency?…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
If you're like me, you get used to denying upsells and add-ons at checkout. No, I don't want an extended…
![What Happens to Your Policy if a Life Insurance Company Goes Out of Business?](https://i0.wp.com/clark.com/wp-content/uploads/2016/07/Life-Insurance-Money.jpg?resize=480%2C480&ssl=1)
What happens when a life insurance company goes bankrupt? Considering the typical benefit is low six figures to several million,…
![Costco Car Insurance: 5 Things To Know Before You Get a Policy](https://i0.wp.com/clark.com/wp-content/uploads/2024/03/Costco-storefront.jpg?resize=480%2C480&ssl=1)
There’s a lot to love about Costco. The company has deals on just about every type of product you could…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Pop quiz: What's money expert Clark Howard's favorite tax-advantaged retirement tool? If you guessed Roth IRA, we can't blame you.…
![How Much Life Insurance Do I Need?](https://i0.wp.com/clark.com/wp-content/uploads/2016/04/Life-Insurance-Form.jpg?resize=480%2C480&ssl=1)
If people depend on you financially, you probably need life insurance. But how much life insurance do you need? You…
![Top 5 Auto Insurers With the Biggest Price Increases](https://i0.wp.com/clark.com/wp-content/uploads/2024/03/Car-Insurance-Increase.jpg?resize=480%2C480&ssl=1)
Money expert Clark Howard says you’re not alone if you’ve experienced “shell shock” at how much your auto insurance has…
![Term Life vs. Whole Life Insurance: Understanding the Difference](https://i0.wp.com/clark.com/wp-content/uploads/2019/08/Term-Life-vs-Whole-Life-Insurance.jpg?resize=480%2C480&ssl=1)
Buying life insurance sounds like a complicated process. But most people can start shopping by making a simple decision: term…
![How To Buy Term Life Insurance in 7 Easy Steps](https://i0.wp.com/clark.com/wp-content/uploads/2019/06/Term-Life-Insurance-Money.jpg?resize=480%2C480&ssl=1)
If people depend on you financially, you probably need to buy term life insurance. In this article, I’ll teach you…
![Life Insurance for Seniors: What To Know Before You Buy](https://i0.wp.com/clark.com/wp-content/uploads/2018/11/Senior-with-Life-Insurance-Application.jpg?resize=480%2C480&ssl=1)
Life insurance often makes the most sense for people who are far from retirement. But life insurance for seniors is…
![Pay-Per-Mile Insurance: Is It Worth It?](https://i0.wp.com/clark.com/wp-content/uploads/2019/07/save-money-auto-insurance.jpg?resize=480%2C480&ssl=1)
If you don’t spend much time on the road, then you might want to consider a pay-per-mile car insurance policy.…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Your bills and finances can get out of control quickly. You can find yourself drowning in logins and passwords if…
![Metromile Insurance Review: 6 Things To Know](https://i0.wp.com/clark.com/wp-content/uploads/2018/05/Metromile-Car-Insurance.jpg?resize=480%2C480&ssl=1)
Metromile is a company that specializes in pay-per-mile car insurance policies. Here's how it works: each month you’re charged a…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
The decision to purchase life insurance often starts from a place of respectable motivations. One of the main questions in…
![Mile Auto Insurance: A Firsthand Review](https://i0.wp.com/clark.com/wp-content/uploads/2024/03/Mile-Auto-Website.jpg?resize=480%2C480&ssl=1)
Mile Auto is one of the more widely known companies specializing in pay-per-mile car insurance. The company compares their insurance…
![Best Term Life Insurance Companies, Plans & Coverage](https://i0.wp.com/clark.com/wp-content/uploads/2019/04/dreamstime_xxl_54396930.jpg?resize=480%2C480&ssl=1)
If you provide for anyone financially, you may worry about what would happen to them if you died. Buying a…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
You drive your rental car out of the gate and head for your first vacation activity. Suddenly, a distracted driver…
![The Most and Least Expensive Car Insurance Rates by State](https://i0.wp.com/clark.com/wp-content/uploads/2022/04/Car-insurance-auto-rates-e1693410526432.jpg?resize=480%2C480&ssl=1)
The average cost for car insurance increased by 20.3% from December 2022 to December 2023, according to data from the…
![Why Uninsured Motorist Coverage is So Important](https://i0.wp.com/clark.com/wp-content/uploads/2019/04/uninsured-motorist-coverage.jpg?resize=480%2C480&ssl=1)
If somebody hits your car, you might expect any damages to be covered by the other driver’s auto insurance. But…