Insurance

There are three major types of insurance that matter most to your wallet: Auto, home and life. Team Clark has the resources to help guide you through the process of shopping for new policies, choosing a trustworthy company and saving money on your bill.

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Latest Insurance

Ask Clark money column
How Much Liability Coverage Do I Need on My Car Insurance Policy? Car Insurance December 2nd, 2022
Nearly every state requires a minimum amount of liability coverage on your vehicle insurance. Those of us who love saving…
home insurance
Best Homeowners Insurance Companies and Ones To Avoid: December 2022 Homeowners Insurance December 2nd, 2022
There’s no shortage of companies offering homeowners insurance. With so many options, knowing which companies offer the best protection for…
Ask Clark money column
How Do You Prepare for the Likelihood of Long-Term Care Costs? Life Insurance November 29th, 2022
Planning for the potential for expensive healthcare at the end of our lives is one of the least exciting parts…
Florida
Why Is Homeowners Insurance So Expensive in Florida? Insurance November 17th, 2022
Depending on which news story you read, the homeowners insurance situation in Florida right now is either “in a state…
Ladder life insurance logo on laptop computer
Ladder Life Insurance: What To Know Before Getting a Quote Life Insurance November 15th, 2022
If you're searching for a simple way to buy term life insurance online, Ladder is an option you may discover.…
10 Things Homeowners Insurance Doesn’t Always Cover
10 Things Homeowners Insurance Doesn’t Always Cover Insurance November 8th, 2022
A homeowners insurance policy offers great protection for your home and belongings, but a standard policy won’t protect your property…
"What is an HSA" and "what are the HSA contribution limits in 2021" are common health insurance questions.
What Is an HSA Account and How Does It Work? Health Insurance October 20th, 2022
If you’re enrolled in a high-deductible health plan at work, you may have been offered the option of an HSA.…
Medicare Advantage plans
Clark Howard: Why I Think Medicare Advantage Plans Stink Health Insurance October 19th, 2022
If you're approaching your 65th birthday, you may be shocked by how many solicitations you're getting from Medicare Advantage plans.…
Costco Home Insurance: 5 Things To Know Before You Buy It
Costco Home Insurance: 5 Things To Know Before You Buy It Insurance October 10th, 2022
It’s no secret that Costco is money expert Clark Howard’s favorite place to shop. And you can get a lot…
How Much Is Homeowners Insurance?
How Much Is Homeowners Insurance? Insurance September 28th, 2022
The cost of homeowners insurance has steadily increased over the last several years. While there are many factors that impact…
Actual Cash Value vs. Replacement Cost Value Coverage
Actual Cash Value vs. Replacement Cost Value Coverage Insurance September 27th, 2022
When it comes to repairing or replacing your property, homeowners insurance policies can provide actual cash value coverage, replacement cost…
How Much Homeowners Insurance Do I Need?
How Much Homeowners Insurance Do I Need? Homeowners Insurance September 27th, 2022
As the cost of almost everything continues to rise these days, so does the risk of your home being underinsured.…
What Does Homeowners Insurance Cover?
What Does Homeowners Insurance Cover? Insurance September 27th, 2022
Having homeowners insurance is an important way to protect your home and belongings. But your protection extends only to those…
What Is Homeowners Insurance?
What Is Homeowners Insurance? Homeowners Insurance September 27th, 2022
If you’re a homeowner, there’s a good chance your home is the most expensive purchase you’ve ever made. Having homeowners…
These Are the Most and Least Expensive Places To Rent a Car
These Are the Most and Least Expensive Places To Rent a Car Cars September 23rd, 2022
If you do a lot of traveling, you know that the cost of renting a car can vary drastically, depending…
What Is Group Term Life Insurance?
What Is Group Term Life Insurance? Insurance September 20th, 2022
You just got hired and your company is offering you group term life insurance. That sounds good. But what is…
House of Money
What Happens to Your Policy if a Life Insurance Company Goes Out of Business? Insurance September 6th, 2022
What happens when a life insurance company goes bankrupt? Considering the typical benefit is low six figures to several million,…
How much life insurance do I need?
How Much Life Insurance Do I Need? Insurance August 26th, 2022
If people depend on you financially, you probably need life insurance. But how much life insurance do you need? You…
Ethos life insurance logo on laptop computer
Ethos Life: What To Know Before Getting a Quote Life Insurance August 22nd, 2022
Looking for a simple way to purchase term life insurance? Ethos offers life insurance products with an easy online quote…
Our Health IQ review will explain how the company offers lower life insurance rates to healthy individuals.
Health IQ Review: What Is It and How Does It Work? Life Insurance August 22nd, 2022
Health IQ is an insurance broker that markets to people who make healthy choices by offering them cheaper term life…
Fabric Life Insurance is a great product for new parents who want convenience.
Fabric Life Insurance Review: Designed for New Parents Life Insurance August 19th, 2022
If you’re a new parent, you may feel a level of financial stress and responsibility that you haven’t experienced before.…
4 Insurance Policies You Actually Need (and 6 You Don’t)
4 Insurance Policies You Actually Need (and 6 You Don’t) Insurance August 18th, 2022
Getting bombarded by insurance advertisements can be considered a right of passage. Newborns, seniors, cars, houses, vacations, weddings, cell phones,…
What is an annuity? A contract between you and an insurance company designed to provide you steady income in retirement.
What Is an Annuity, and Why Does Clark Think They Stink? Insurance August 9th, 2022
Money expert Clark Howard is passionate about many financial topics. But it's hard to find something that gets him more…
Longevity Insurance: What Is It and Do You Need It?
Longevity Insurance: What Is It and Do You Need It? Insurance August 8th, 2022
The thought of living past the age of 85 can be both exciting and terrifying. It certainly evokes questions. How…
2 Ways To Guarantee Yourself a Lifetime Stream of Income
2 Ways To Guarantee Yourself a Lifetime Stream of Income Insurance August 8th, 2022
Money expert Clark Howard hates most annuities. He's even called "annuity" a "curse word" on his podcast. However, there are…
Life Insurance for Seniors: What To Know Before You Buy
Life Insurance for Seniors: What To Know Before You Buy Insurance August 2nd, 2022
Life insurance often makes the most sense for people who are far from retirement. But life insurance for seniors is…
What Is Return of Premium Insurance and Should You Get It?
What Is Return of Premium Insurance and Should You Get It? Insurance July 26th, 2022
Term life insurance creates a morbid conundrum: Live through the policy term, and you get nothing after paying premiums for…
Lemonade Insurance review: How does it work, how much does it cost and more.
Lemonade Insurance Review: How It Works, Coverage Options Car Insurance July 20th, 2022
Lemonade isn't just a sweet drink that's perfect for summer. It's also the name of a relatively new insurance company…
We'll explain the differences between the four types of term life insurance companies.
4 Types of Term Life Insurance Companies Explained Life Insurance July 20th, 2022
Gaining access to more tools and options is great for you as a consumer. When it comes to shopping for…
Clark.com explains what supplemental life insurance is and how it works.
What Is Supplemental Insurance and Should You Buy It? Insurance July 19th, 2022
When you hear the Aflac duck quack, the term “supplemental insurance” may well come to mind. But what is it,…