Insurance

There are three major types of insurance that matter most to your wallet: Auto, home and life. Team Clark has the resources to help guide you through the process of shopping for new policies, choosing a trustworthy company and saving money on your bill.

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Latest Insurance

5 Reasons Why Your Home Insurance Will Cancel You as a Customer
5 Reasons Why Your Home Insurance Will Cancel You as a Customer Insurance March 27th, 2023
Here at Team Clark, we always recommend shopping around to get the best homeowners insurance for your needs. But did…
home insurance
Best And Worst Homeowners Insurance Companies: March 2023 Homeowners Insurance March 27th, 2023
There’s no shortage of companies offering homeowners insurance. With so many options, knowing which companies offer the best protection for…
Why You Should Update Your Homeowners Coverage Limits Every 3 Years
Why You Should Update Your Homeowners Coverage Limits Every 3 Years Insurance March 23rd, 2023
It’s no secret that money expert Clark Howard recommends only using your homeowners insurance for catastrophic events. But that doesn’t…
Ask Clark money column
Should You Allow Your Auto Insurance To Monitor Your Driving? Car Insurance March 21st, 2023
Americans have become more privacy-conscious this century with the maturity of the digital age. There are practical reasons for that…
Is Medical Tourism Right for You?
Is Medical Tourism Right for You? Health March 16th, 2023
Fed up with the high cost of health care, you may consider traveling across the country to get the surgeries…
Ask Clark money column
What Is the Largest Homeowners Insurance Deductible That Clark Recommends? Homeowners Insurance March 10th, 2023
Raising your homeowners insurance deductible in order to save money may sound counterintuitive. But it's a common strategy to lower…
2 Ways To Guarantee Yourself a Lifetime Stream of Income
2 Ways To Guarantee Yourself a Lifetime Stream of Income Insurance March 6th, 2023
Money expert Clark Howard hates most annuities. He's even called "annuity" a "curse word" on his podcast. However, there are…
These Are the Most and Least Expensive States for Home Insurance
These Are the Most and Least Expensive States for Home Insurance Insurance March 2nd, 2023
According to the Insurance Information Institute (III), the cost of homeowners insurance has “risen significantly since the pandemic.” Rates increased…
re-shop car insurance for lower rates
Why You Need To Re-Shop Your Car Insurance Right Now Car Insurance February 22nd, 2023
There’s a good chance your car insurance will go up this year. Across the nation, the average cost of car…
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Do My Spouse and I Need Life Insurance With a Baby? Insurance February 20th, 2023
Do I need life insurance? And if so, how much coverage do I need? Those are basic financial questions that…
car insurance rates by state
Report: The Most and Least Expensive Car Insurance Rates by State Car Insurance January 27th, 2023
Car insurance premiums are projected to increase 8.4% for an average of $1,780 across America this year, according to personal…
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I Can’t Afford My Variable Life Insurance Policy. Can I Sell It? Insurance January 13th, 2023
If you've listened to money expert Clark Howard for any period of time, you probably know how much he prefers…
What is long-term care insurance and how much does it cost? Money expert Clark Howard has answers about LTCI.
What Is Long-Term Care Insurance Cost & Coverage Insurance January 10th, 2023
The list of things I want to do when I retire includes traveling, logging some quality family time and eating…
Ask Clark money column
Should I Buy Insurance for Nice Sunglasses? Insurance January 5th, 2023
If you've gone on vacation in a sunny place, you drive often when the sun is rising or setting or…
InsureMyTrip Review: Why We Like It and How to Use It
InsureMyTrip Review: Why We Like It and How to Use It Insurance December 17th, 2022
An important question that we get frequently deals with travel insurance (also known as trip insurance). There are multiple companies…
Ask Clark money column
How Much Liability Coverage Do I Need on My Car Insurance Policy? Car Insurance December 2nd, 2022
Nearly every state requires a minimum amount of liability coverage on your vehicle insurance. Those of us who love saving…
Ask Clark money column
How Do You Prepare for the Likelihood of Long-Term Care Costs? Life Insurance November 29th, 2022
Planning for the potential for expensive healthcare at the end of our lives is one of the least exciting parts…
Florida
Why Is Homeowners Insurance So Expensive in Florida? Insurance November 17th, 2022
Depending on which news story you read, the homeowners insurance situation in Florida right now is either “in a state…
Ladder life insurance logo on laptop computer
Ladder Life Insurance: What To Know Before Getting a Quote Life Insurance November 15th, 2022
If you're searching for a simple way to buy term life insurance online, Ladder is an option you may discover.…
10 Things Homeowners Insurance Doesn’t Always Cover
10 Things Homeowners Insurance Doesn’t Always Cover Insurance November 8th, 2022
A homeowners insurance policy offers great protection for your home and belongings, but a standard policy won’t protect your property…
"What is an HSA" and "what are the HSA contribution limits in 2021" are common health insurance questions.
What Is an HSA Account and How Does It Work? Health Insurance October 20th, 2022
If you’re enrolled in a high-deductible health plan at work, you may have been offered the option of an HSA.…
Medicare Advantage plans
Clark Howard: Why I Think Medicare Advantage Plans Stink Health Insurance October 19th, 2022
If you're approaching your 65th birthday, you may be shocked by how many solicitations you're getting from Medicare Advantage plans.…
Costco Home Insurance: 5 Things To Know Before You Buy It
Costco Home Insurance: 5 Things To Know Before You Buy It Insurance October 10th, 2022
It’s no secret that Costco is money expert Clark Howard’s favorite place to shop. And you can get a lot…
How Much Is Homeowners Insurance?
How Much Is Homeowners Insurance? Insurance September 28th, 2022
The cost of homeowners insurance has steadily increased over the last several years. While there are many factors that impact…
Actual Cash Value vs. Replacement Cost Value Coverage
Actual Cash Value vs. Replacement Cost Value Coverage Insurance September 27th, 2022
When it comes to repairing or replacing your property, homeowners insurance policies can provide actual cash value coverage, replacement cost…
How Much Homeowners Insurance Do I Need?
How Much Homeowners Insurance Do I Need? Homeowners Insurance September 27th, 2022
As the cost of almost everything continues to rise these days, so does the risk of your home being underinsured.…
What Does Homeowners Insurance Cover?
What Does Homeowners Insurance Cover? Insurance September 27th, 2022
Having homeowners insurance is an important way to protect your home and belongings. But your protection extends only to those…
What Is Homeowners Insurance?
What Is Homeowners Insurance? Homeowners Insurance September 27th, 2022
If you’re a homeowner, there’s a good chance your home is the most expensive purchase you’ve ever made. Having homeowners…
These Are the Most and Least Expensive Places To Rent a Car
These Are the Most and Least Expensive Places To Rent a Car Cars September 23rd, 2022
If you do a lot of traveling, you know that the cost of renting a car can vary drastically, depending…
What Is Group Term Life Insurance?
What Is Group Term Life Insurance? Insurance September 20th, 2022
You just got hired and your company is offering you group term life insurance. That sounds good. But what is…