Theo Thimou About the author:
Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. As a single widowed parent of two young children, he strives to bring unique savings tips to men and women like him who must face life without their spouses. He can be reached at [email protected]
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More posts by Theo Thimou

thanksgiving
Let’s talk turkey: The cost of Thanksgiving dinner hits 8-year low Life November 16, 2018
When you're taking stock of all you're thankful for this year, here's one more thing to include on your list:…
tesla solar shingles on a home
Tesla’s home solar system price cut can save you up to $5,000 Homes & Real Estate November 16, 2018
Tesla just lowered the price on its solar shingles and other whole house solar components by up to 25% in…
mail box
USPS Informed Delivery: Sign up for this free service in your name before a criminal does! Protect Your Identity November 15, 2018
Identity thieves are exploiting a loophole in a free postal service designed to give you an early look-see into what's…
Costco membership prices
New Costco membership deal: Get $120 in value for just $60! Shopping & Retail November 15, 2018
You probably already know about Costco's reputation for saving you money, but their street cred among penny-pinchers is about to…
black friday sale
Black Friday: Which stores really have the biggest discounts??? Shopping & Retail November 15, 2018
We're now full-on in the thick of the lead up to Black Friday, which in some ways has become just…
raw turkey
CDC: Salmonella contamination of raw turkey products ‘might be widespread’ Health November 15, 2018
Here's a warning you'll want to heed before you pop the turkey in the oven on Thanksgiving! The Centers for…
certificate of deposit
This new 13-month CD pays a guaranteed 2.15% — with no fees for early withdrawal Money & Credit November 14, 2018
Marcus by Goldman Sachs is now offering a short-term certificate of deposit (CD) with no penalties if you suddenly need…
Winter energy update: You could see a 33% spike in heating costs!
Winter energy update: You could see a 33% spike in heating costs! Homes & Real Estate November 14, 2018
Ready or not, winter is ready to make its grand entrance into your life over the next few weeks — if…
pharmacist with senior citizen
Don’t make this big mistake when you’re shopping your prescriptions Health November 14, 2018
The power of the Internet makes shopping for the best prices on prescriptions so easy. But before you turn to…
express scripts homepage
Lower prices on meds are coming in 2019 from this huge pharmacy benefits manager Insurance November 13, 2018
Express Scripts — one of the nation's leading pharmacy benefits managers (PBMs) for both private employers and government health plans — has…
senior citizens in nursing home
Ask Clark: Can you buy term life insurance for seniors? Insurance November 13, 2018
Life insurance is particularly helpful as a safety net when you're raising a family. But what can you do if…
ebay $10 holiday storefront
eBay’s $10 and under section has you covered for Christmas! Shopping & Retail November 13, 2018
Move over Amazon, Wish, Hollar and even Five Below: eBay wants in on your discount party this holiday season! RELATED:…
driver's license from department of motor vehicles DMV
Banks are now working with DMVs to get your personal data Protect Your Identity November 13, 2018
The nation's big banks want to be in cahoots with your state's Department of Motor Vehicles. So are they looking…
bank sign
ACSI: Banks are now equal to credit unions in customer service Money & Credit November 13, 2018
The unthinkable has happened: Banks are now offering the same level of customer service that was once the hallmark of…
gas station gas pump
New breed of card skimmers at gas stations pose high-tech threat Scams & Rip-Offs November 13, 2018
A virulent new breed of skimmers at gas station pumps are using cutting-edge technology to steal your money. That's prompted…
now hiring sign - 25 best cities to get a job right now
Job alert: These 10 companies are hiring like crazy in November Employment Trends & Job Market November 12, 2018
The holidays are upon us, but that doesn't mean the job opportunities grind to a halt! In fact, looking for…
healthcare.gov screenshot
HealthCare.gov data breach reveals info on 75,000 people Protect Your Rights & Identity November 12, 2018
HealthCare.gov has revealed that it suffered a minor breach last month that exposed the data of around 75,000 people who…
Kid dressed as businessman on Wall Street
Here’s a great way to give stock to kids as a gift Money & Credit November 9, 2018
With the holidays upon us, we're getting a lot of questions from folks who want to know how to give…
pine pellet horse bedding
15 things you can buy cheaper under a different name Shopping & Retail November 9, 2018
You probably know that private label goods can save you a lot of money when you choose them over name…
five below storefront
Five Below: Get the scoop before shopping the $5 store for the holidays Shopping & Retail November 7, 2018
Now that Geoffrey the Giraffe is gone, there's a new sheriff in town this Christmas season when it comes to…
health care 2
Scam alert: Make sure you don’t fall for a fake insurance plan Scams & Rip-Offs November 7, 2018
A shady health insurance operation that allegedly raked in more than $100 million by selling bogus insurance plans has now…
honey baked ham turkey
More Honey, less money: 7 ways to save on Honey Baked Ham Shopping & Retail November 7, 2018
Few things say family holiday gatherings as much as Honey Baked Ham. With locations in 41 states, Honey Baked has…
doughnuts
Doughnut shop customers buy out the store DAILY when owner’s wife falls ill! Life November 6, 2018
When it's time to make the doughnuts, Donut City owner John Chhan knows one thing. They're going to sell out…
employee reading email
Scam alert: Boss emailed asking you to buy gift cards for clients? Be careful! Scams & Rip-Offs November 5, 2018
We all know the holidays are a time to be generous and give to others. But if your boss emails…
Tired of getting political texts on your phone? Here’s how to put a stop to them (maybe)
Tired of getting political texts on your phone? Here’s how to put a stop to them (maybe) Protecting Your Privacy November 5, 2018
Have you fatigued yet on all the noise around the midterm elections? Are you still getting a lot of text…
amazon package in front of christmas tree
Amazon expands free shipping with no minimum to every order this Christmas Shopping & Retail November 5, 2018
Amazon is expanding a perk normally reserved for Prime members — free shipping with no minimum purchase required — to all…
free money tree
Saver’s Credit: How to get free money to save for retirement Taxes November 2, 2018
If you think you have to earn a lot of money to save for the future, you're in for a…
Beautiful young asian woman with colored shopping bags over green
Your CLV score: The hidden rating that drives your life as a consumer Shopping & Retail November 2, 2018
Everyone has heard of a credit score by now, but there's a new kind of score out there that impacts…
nest security camera
Nest camera hacker asks child if he ‘took the school bus home’ through monitoring system Protect Your Identity November 1, 2018
A Long Island mother has come forward with a frightening story about a hack of the family's Nest camera that…
401(k) IRA Roth
Investor Alert: 2019 contribution limits for your 401(k) and IRA are going up! Money & Credit November 1, 2018
Great news if you're a saver...You'll be able to contribute more money than ever to your retirement accounts starting in…