Theo Thimou About the author:
Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. As a single widowed parent of two young children, he strives to bring unique savings tips to men and women like him who must face life without their spouses. He can be reached at [email protected]
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More posts by Theo Thimou

bank sign
5 Reasons Why Clark Howard Hates Big Banks Banks & Banking October 16, 2019
If you've ever heard Clark Howard speak on his radio show or podcast, you probably know that he hates big…
C.L.U.E. report LexisNexis dispute with magnifying glass
How to Dispute Your C.L.U.E. Report Insurance October 16, 2019
After we recently told you about what your C.L.U.E. report is and how you can check yours for free, we…
Mid-life couple sitting down and planning retirement
5 Best Ways to Save for Retirement in Your 40s Investing & Retirement October 11, 2019
Wondering about the best way to save for retirement in your 40s? Mid-life is a crucial point in any saver's…
Wooden blocks with the word HSA and money bag with stethoscope. Health savings account. Health care. Health insurance. Investments. Tax-free medical expenses. Coins and dollar sign. Red heart
What Is an HSA? Health Insurance October 10, 2019
When you're signing up for health insurance at work, you may see the acronym "HSA" and wonder to yourself, “What…
Social Security card with $100 bills
Social Security Cost-of-Living Adjustment for 2020 Is 1.6% Investing & Retirement October 10, 2019
The Social Security Administration (SSA) just announced a nominal year-over-year rise in monthly benefits for Social Security and Supplemental Security Income…
Kroger storefront
How Do Kroger Fuel Points Work? 4 Things You Need to Know Save Money October 4, 2019
If you're a Kroger shopper — or shop at any of the grocery conglomerate's nearly two dozen other brands —…
Medical doctor with piggy bank, calculator and cash
Here’s Why You Might Get Money Back From Your Health Insurer This Year Health Insurance October 3, 2019
With the rising cost of health care premiums, wouldn't it be nice if your insurer paid you instead of the…
prescription drug bottle with pills
10 Ways to Save on Prescription Drugs Health Insurance September 30, 2019
In an era of rising health care costs, we're all wondering how to save on prescription drugs. In this article,…
car insurance magnifying glass
How Much Car Insurance Do I Need? Car Insurance September 25, 2019
Wondering how much car insurance you need? The exact amount of coverage you need to get confuses a lot of…
Bestow life insurance homepage
5 things to know about online life insurance agency Bestow Life Insurance September 24, 2019
Bestow's life insurance product is one option you should check out if you're looking for a simple way to purchase…
Seniors sitting on a sofa and putting money into a piggybank
7 ways to make extra money in retirement Make Money September 24, 2019
Need to make extra money in retirement? Anybody who's in retirement knows you can never have enough extra jingle in…
costco logo
8 things to know before ordering a Costco casket Warehouse Clubs September 20, 2019
You can buy almost anything at Costco Wholesale, right? Even a Costco casket! In this article, we'll take a look…
How You Can Use Unit Price to Save Money When Shopping
How You Can Use Unit Price to Save Money When Shopping Shopping & Retail September 19, 2019
Unit price just may be the most underrated way to discover the best deals when you're shopping, particularly at the…
Money for car insurance in jar with two wooden car in accident
Why did my car insurance go up? Car Insurance September 18, 2019
Are you being hit with a big premium hike on your auto insurance — even though you haven't had any…
Woman saving money for Christmas with Santa hat on
How to make $1,000 before Christmas Make Money September 16, 2019
The countdown to Christmas is on! We all like to play Santa to friends and family in our lives, but…
young woman with piggy bank
How to start saving for retirement in your 20s Investing & Retirement September 10, 2019
Wondering about how to get started saving for retirement in your 20s? In this article, we'll take a look at…
Medical doctor with piggy bank, calculator and cash
What is a flexible spending account? Health Insurance September 10, 2019
People often have a lot of questions about signing up for health insurance at work. One of the most common…
Costco Wholesale storefront
5 things to know about the Costco car rental program Warehouse Clubs September 6, 2019
The Costco car rental program is one of the little-known membership benefits at the warehouse club chain. In this article,…
series i u.s. savings bonds
4 things to know about Series I savings bonds Save Money September 5, 2019
Looking for a way to keep your money safe yet make sure that it outpaces inflation? Series I bonds may…
Charles Schwab sign
6 Things to Know About Investing With Charles Schwab Investing & Retirement August 29, 2019
The investment world is all about low fees and, increasingly, even no fees. Leading the way on both fronts is…
Used CDs and DVDs in a pile
Decluttr Review: How I Made $100 Selling Used CDs and DVDs Make Money August 26, 2019
If you’ve got old CDs, DVDs, video games and tech gadgets laying around, Decluttr offers an easy way for you…
Senior restaurant discounts
26 Senior Restaurant Discounts Deals & Savings August 23, 2019
Looking for senior restaurant discounts? While age may be just a number, some ages can help you keep more money…
Cheap airline flights online mobile app
Follow Clark Howard’s #1 Rule to Travel Cheap Travel August 23, 2019
Wondering how to travel cheap? Money expert Clark Howard has a lot of experience and advice to share when it…
Woman holding $500 in cash
8 Ways to Make an Extra $500 Fast Make Money August 22, 2019
Are you in a financial bind and need to learn how to make $500 fast? All it takes is a…
saving for retirement in piggy bank
7 Best Ways to Save for Retirement in Your 50s Investing & Retirement August 19, 2019
Wondering about the best way to save for retirement in your 50s? Don't worry if you've gotten a slow start…
Auvi Q epinephrine auto-injector
Auvi-Q: How to get this EpiPen alternative for free Health August 16, 2019
If you have kids who suffer from food allergies, the Auvi-Q could help shake up your back-to-school shopping routine. In…
overdraft fee
Why you should never sign up for overdraft protection Banks & Banking August 15, 2019
Overdraft protection might seem like a great idea at first glance. After all, who would turn down free protection on…
Vision Insurance application form and glasses
4 Things You Need to Know About Vision Insurance Insurance August 15, 2019
More and more of us have vision insurance through our employer, but this is one “insurance” policy that’s less than…
401(k) news headline in center of torn dollar bill
6 Things to Know Before You Start a 401(k) Investing & Retirement August 14, 2019
When you first start a new job, you'll probably be told about the company's 401(k) plan during employee orientation. A…
Wealthfront
5 things to know about Wealthfront’s cash account Banks & Banking August 13, 2019
If you're looking for a high-interest place to stash some short-term cash, the Wealthfront cash account might be the perfect…