Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. He's also an
emerging composer.
After spending more than 13 years covering personal finance for Team Clark, Theo is excited to super-serve the Clark audience in a whole new way -- with lots of money-saving deals over at
ClarkDeals.com!
4 Things to Know About Publix BOGO Sales
Shopping & Retail
November 2nd, 2020
The buy one get one (BOGO) sales at Publix give you the chance to stretch your grocery dollar every week.…
7 Best Ways to Save for Retirement in Your 50s
Investing & Retirement
October 13th, 2020
Wondering about the best way to save for retirement in your 50s? Don't worry if you've gotten a slow start…
Where to find the best deal on batteries
Shopping & Retail
July 22nd, 2020
If you're looking for the best AA batteries, look no further than the house brand at one of money expert…
How to Cut Your Publix Grocery Bill in Half
Shopping & Retail
July 15th, 2020
Publix calls itself "the place where shopping is a pleasure" because of its emphasis on customer service. But that pleasure…
What to Do if You Can’t Pay Your Taxes
Taxes
July 14th, 2020
What should you do if you can't pay your taxes? The short answer is you must still file a return.…
Beware of Making This $300,000 Mistake With Your 401(k)
Investing & Retirement
June 24th, 2020
There could be a hidden time bomb ticking in your 401(k) that could leave you with $300,000 less to spend…
How to Lower Your Property Taxes in 4 Easy Steps
Homes & Real Estate
June 22nd, 2020
Wondering how to lower your property taxes? The property tax appeal process is easier than you may think! I've appealed…
Ask Clark: Should I Buy a Rental Car?
Cars
June 1st, 2020
If you're looking for a deal on a used vehicle, you may be considering buying a rental car. It's quite…
Should You Buy Out Your Leased Car?
Cars
May 22nd, 2020
If you're at the end of your car's lease, you may be wondering if you should buy the vehicle. In…
What Is Swapalease and How Does It Work?
Cars
May 19th, 2020
Leasing is a popular way for people to get into a new vehicle — even though it's probably money expert…
3 Things to Know About Walmart MoneyCenter
Money & Credit
May 15th, 2020
Walmart MoneyCenter offers a wide variety of financial services and products, and it's located where you probably already shop. In…
6 Things to Know About Varo Bank
Online Banking
May 12th, 2020
Want an online bank that offers a high rate of interest, no monthly fees and the ability to get your…
Is a Cash-Out Refinance Right for You?
Homes & Real Estate
May 7th, 2020
A cash-out refinance can open up an attractive pot of money to tap into when times get tough — in…
How to Make the Most Money When You Sell Your Gift Cards Online
Shopping & Retail
April 28th, 2020
Editor's Note: This article originally published in April 2020. Cardpool is no longer buying or selling gift cards. Want to…
Coverhound: 5 Things to Know Before Getting a Quote
Insurance
April 27th, 2020
Most people understandably don't like shopping for insurance. But Coverhound makes it easy to quickly enter your info and get…
SelectQuote Review: 5 Things to Know Before You Get a Quote
Insurance
April 22nd, 2020
SelectQuote is one of the oldest players in the sale of insurance direct to consumers. Established in 1985, this company…
Ask Clark: Does Collecting Unemployment Affect Social Security in the Long Run?
Investing & Retirement
April 17th, 2020
The coronavirus pandemic has forced millions onto the unemployment rolls almost overnight. Naturally, many of those people are wondering what…
Forbearance vs. Deferment: What’s the Difference?
Loans
April 17th, 2020
If you're a homeowner or have a student loan in your name, there's a good chance that your lender has…
The Zebra Review: What You Need to Know Before Getting a Quote
Insurance
April 14th, 2020
You might think of insurance comparison sites as just lead generation tools for insurance salespeople. But The Zebra is different.…
New Mandate Could Mean the End of Spoofed Robocalls by Next Year
Phones & Mobile Devices
April 6th, 2020
Robocalls could be a thing of the past by next summer thanks to a new mandate from the Federal Communications…
This Homemade Laundry Detergent Only Costs Around 60 Cents per Gallon
Deals & Savings
April 2nd, 2020
It's been said that there are two kinds of people in the world: Those who make their own laundry detergent…
What Is a Flexible Spending Account?
Health Insurance
March 27th, 2020
People often have a lot of questions about signing up for health insurance at work. One of the most common…
What Is an HSA?
Health Insurance
March 25th, 2020
When you're signing up for health insurance at work, you may see the acronym "HSA" and wonder to yourself, “What…
Hiring a Fee-Only Financial Planner? Here’s What You Need to Look for First
Investing & Retirement
March 25th, 2020
Finding a good financial planner can be tricky in the absence of a fiduciary rule requiring investment advisors to act…
Ask Clark: Should You Refinance Your Auto Loan Right Now?
Cars
March 24th, 2020
You've probably heard of refinancing your mortgage, but did you know you can also refinance your auto loan? This option…
What Do I Do if I Can’t Afford My Car Payment?
Debt
March 24th, 2020
With the coronavirus severely impacting the economy, more and more Americans are facing furloughs or layoffs at work. That means…
Ask Clark: What Do I Do With My 401(k) if I Am Laid Off?
Investing & Retirement
March 24th, 2020
When times get tough and you're out of work, you may be tempted to tap your 401(k) for living expenses.…
Where Should I Put My Emergency Fund?
Save Money
March 23rd, 2020
Nobody likes to have an emergency drop in uninvited and wreak havoc on their financial life. That's where having an…
Should You Refinance Your Mortgage Right Now?
Mortgages
March 17th, 2020
Are you stuck with a high mortgage payment? Maybe you've heard that rates are at historic lows and wondered if…
Ask Clark: What Should I Do About My Investments if I’m Retiring This Year?
Investing & Retirement
March 16th, 2020
If you're just on the cusp of retiring, you've probably been rattled by all the recent downward moves in the…