Credit Cards

Credit cards can help you build credit, but there are a few rules you must follow to avoid going into debt. Team Clark has the information you need to safely handle credit cards and maximize the benefits.

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Latest Credit Cards

PayPal Key is a new way to get a virtual credit card.
PayPal Key: 6 Things to Know About the New Virtual Card Creator Credit Cards August 5, 2020
If you need a virtual card for online purchases but your bank doesn't offer one, PayPal Key may be your…
Money expert Clark Howard added the Citi Double Cash to his wallet.
Why Clark Howard Added a New Credit Card to His Wallet Credit Cards July 29, 2020
After years without a change, money expert Clark Howard has added a new credit card to his wallet. For years,…
Chase is giving 5% cash back to new Freedom and Freedom Unlimited cardholders.
Chase Offers Big Grocery Perk for New Credit Card Customers Credit Cards July 27, 2020
If you are considering adding a cash back credit card to your wallet, the Chase Freedom and Chase Freedom Unlimited…
The Navy Federal cashRewards card offers cash back for cardholders.
Navy Federal Credit Union cashRewards Review: Cash Back Credit Card Credit Cards July 23, 2020
If you're in the market for a cash back rewards credit card but don't want to pay an annual fee,…
The Home Depot Consumer Credit Card offers in-store credit for purchases.
The Home Depot Consumer Credit Card Review: Should You Apply for Store Credit? Credit Cards July 20, 2020
If you have been to The Home Depot lately, you probably have noticed signs for The Home Depot Consumer Credit…
Credit card perks are available through several of the major card issuers in 2020.
3 Limited-Time Credit Card Perks Available Right Now Credit Cards July 16, 2020
Are you looking to save a few extra bucks this summer? There's a chance that you're sitting on a limited-time…
Virtual credit cards can be an easy way to increase personal online shopping security.
Virtual Credit Cards: An Online Security Measure Worth Taking? Credit Cards July 9, 2020
If you regularly use your credit card for online purchases, you could be vulnerable to a data breach. Virtual credit…
Welcome bonuses can be a great way to boost the value of a credit card.
Best Credit Card Welcome Bonuses Right Now Credit Cards July 8, 2020
If you're in the market for a new credit card, you may be hoping to cash in on the hundreds…
The Lowe's Advantage Card is an in-store credit card for purchases at the home improvement store.
Lowe’s Advantage Card Review: Is It Worth It? Credit Cards July 1, 2020
Have you ever been shopping at Lowe's and noticed a sign promoting the Lowe's Advantage Card? The in-house store credit…
American Express has a special offer to encourage spending at small businesses.
American Express Offers $50 Back for Small Business Purchases Credit Cards June 29, 2020
Many American small businesses are struggling right now because of the economic impact of the coronavirus pandemic. It's heartrending. But…
The new Verizon credit card will only be available to wireless customers.
4 Things to Know About the New Verizon Credit Card Credit Cards June 26, 2020
Are you a Verizon customer looking to trim your monthly cell phone bill? The new Verizon Visa Card, which carries…
Store credit cards can offer potential savings for shoppers.
Should You Get a Store Credit Card? Credit Cards June 19, 2020
Have you ever been tempted to sign up for a store credit card at your favorite retailer? The cashier may…
Amazon Prime credit card members can get a big discount on Nintendo gift cards.
Select Amazon Prime Members Can Score Big Nintendo Discounts Credit Cards June 17, 2020
Nintendo games aren't cheap. If you or someone you know is an avid video gamer, you know what I'm talking…
The Altitude Go is U.S. Bank's newest rewards credit card.
U.S. Bank Unveils New Rewards Credit Card Credit Cards June 12, 2020
U.S. Bank rolled out its newest rewards credit card offering on Monday, June 8. The new U.S. Bank Altitude® Go…
Citi has made bonus adjustments to two of its popular credit cards.
Citi Adds New Bonuses for Select Credit Cards Credit Cards June 10, 2020
Citi recently made some adjustments to the bonus structure of two popular credit cards that should please cardholders. New bonus…
Use This Simple Trick to Maximize Your Credit Card Rewards
Use This Simple Trick to Maximize Your Credit Card Rewards Credit Cards June 8, 2020
Have you ever had to think for a second to find the appropriate credit card in your wallet to pay…
Some cash back credit cards place restrictions on grocery rewards.
Are You Actually Earning Cash Back on Groceries With Your Credit Card? Credit Cards June 5, 2020
Using a cash back credit card can be a great way to save money on groceries, as long as you…
U.S. Bank Visa® Platinum Card Review: 20 Months of 0% APR Purchases and Transfers
U.S. Bank Visa® Platinum Card Review: 20 Months of 0% APR Purchases and Transfers Credit Cards June 1, 2020
If you're looking for a credit card with an introductory rate of 0% APR, the U.S. Bank Visa® Platinum Card…
Amex EveryDay has a great balance transfer offer to help eliminate existing credit card debt.
Amex EveryDay® Credit Card Review: 15 Months of Intro 0% APR Credit Cards May 27, 2020
Note: American Express is not currently offering the 15 months of 0% APR for balance transfers mentioned in this review.…
Consumers are using credit cards for grocery purchases at increasing rates in 2020.
Best Credit Cards for Groceries During the Coronavirus Pandemic Credit Cards May 22, 2020
Shopping for groceries has changed dramatically since the onset of the coronavirus pandemic. And it goes beyond wearing masks in…
Credit Card Statement
What to Do if You Have a Negative Balance on Your Credit Card Credit Cards May 15, 2020
If you’ve gotten a refund for a purchase you made on your credit card or for some reason paid the…
Travel credit cards have lost their usefulness amid the coronavirus pandemic.
Why You May Want to Dump These Travel Credit Cards Credit Cards May 15, 2020
If racking up rewards on travel credit cards was a normal part of your spending routine, you may want to…
The search for a credit card in 2020 may be different from how you applied in the past.
4 Steps to Take Before Applying for a New Credit Card in 2020 Credit Cards May 11, 2020
If you're in the market for a new credit card in 2020, you may find that the financial impact of…
American Express has introduced some limited-time benefits for existing cardholders.
American Express Adds Limited-Time Perks for Select Cardholders Credit Cards May 4, 2020
If you are an American Express cardholder, you may have some new perks to enjoy over the coming months. The…
Credit card companies are lowering limits due to the coronavirus pandemic.
Here’s Who Should Apply for a Credit Card Right Now Credit Cards April 27, 2020
You may be in the category of credit card users who need to apply for a new card and didn't…
Credit card issuers like American Express and Chase are making adjustments due to the coronavirus
These Credit Card Issuers Are Extending Welcome Bonuses Right Now Credit Cards April 21, 2020
If you signed up for a new credit card in recent months, there may be some good news regarding your…
Quicksilver from Capital One has balance transfer and cash back opportunities.
Quicksilver® from Capital One®: 0% Purchases and Transfers for 15 Months Credit Cards April 17, 2020
Note: Capital One is not currently offering the 15 months of 0% APR for balance transfers mentioned in this review.…
The Chase Slate card has 0% APR on balance transfers and new purchases for 15 months.
Chase Slate® Review: New Members Transfer Balances With No Fee and 0% APR Credit Cards April 16, 2020
Note: The Chase Slate credit card is not currently available for new customers. If you're tired of treading water with…
How to use a credit card in an emergency
How to Use a Credit Card During an Emergency Credit Cards April 15, 2020
There’s a certain set of rules that responsible credit card users follow. These include habits like paying off your amount…
The Citi Simplicity card offers a 21-month introductory period for 0% APR on balance transfers.
Citi Simplicity® Card Review: Get 21 Months of 0% APR Balance Transfers Credit Cards April 10, 2020
If you are in credit card debt and are looking for relief from mounting interest charges, you may want to…