Credit Cards

Credit cards can help you build credit, but there are a few rules you must follow to avoid going into debt. Team Clark has the information you need to safely handle credit cards and maximize the benefits.

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Latest Credit Cards

capital-one-walmart-rewards-credit-card
Capital One® Walmart Rewards™ Card: Get 5% Back on Online Purchases Credit Cards December 5, 2019
The Capital One® Walmart Rewards™ Card is a credit card that caters to consumers who do most of their shopping…
Alliant Credit Card
Alliant Visa Signature Card: Get 3% Cash Back on All Purchases for a Year Credit Cards November 15, 2019
REVIEW SUMMARY: Money expert Clark Howard has long given his endorsement to the Citi Double Cash credit card due to…
Cancel Credit Card
How and When to Cancel a Credit Card Credit Cards November 13, 2019
Do you have a credit card you're thinking about canceling? Maybe it's one that has an annual fee or a…
Discover Card
Discover Just Announced Its 5% Cashback Bonus Categories Calendar for 2020 Credit Cards November 8, 2019
If you have a Discover card in your wallet, you'll want to know about the cashback bonus categories for 2020!…
joint account vs. authorized user
Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards Credit Cards November 8, 2019
Have you ever wondered about the difference between an authorized user and a joint account holder for your credit card?…
Barclays Uber Credit Card
Uber Credit Card Makes Big Changes to Rewards and Benefits Credit Cards October 29, 2019
When the Uber-branded credit card was launched two years ago, I applied right away to start earning 4% cash back…
American Express credit card in wallet
4 Big Changes Coming to Your American Express Card in 2020 Credit Cards October 28, 2019
American Express is making some big changes across all of its credit cards just in time for the new year.…
Capital One Spark Cash Business Credit Card
Capital One® Spark® Cash for Business Credit Card Review Credit Cards October 25, 2019
Review Summary: One of the highest rates of cash back around and a generous welcome bonus make the Capital One®…
Chase Ink Business Cash Card
Review: Chase Ink Business Cash Card Credit Cards October 10, 2019
Review Summary: Although the Chase Ink Business Cash is marketed as a cashback card for small business owners, savvy award…
Delta Skymiles Card
Big Changes Coming to Delta SkyMiles American Express Credit Cards in 2020 Credit Cards October 1, 2019
Delta and American Express are making some pretty major changes to their co-branded Delta SkyMiles credit cards, the companies announced…
Small business credit cards
The Best Credit Cards for Small Business Owners Credit Cards September 26, 2019
In 2018, the U.S. Small Business Administration announced that there were over 30 million Americans who owned a small business.…
Credit card freeze
Lost Your Credit Card? How to Place a Temporary Freeze on Your Account Credit Cards September 25, 2019
Quick! Check your pockets. Do you have all of your personal belongings? At some point in our lives, we all…
Capital One Walmart card
Walmart just announced a new rewards credit card program Credit Cards September 18, 2019
Walmart has just unveiled a new rewards credit card program to better compete with retailers like Amazon and Target. The…
Credit card balance transfer
The Best Balance Transfer Cards Right Now Credit Cards September 9, 2019
If you are carrying credit card balances, you know that the interest charges can add up fast. Whether you are…
Credit card stack
This credit card issuer ranks #1 for customer satisfaction Credit Cards August 30, 2019
One of money expert Clark Howard's credit card rules is to have two cards from two different issuers. The reason?…
Clark Howard credit card philosophy
Clark Howard: My 7 Rules for Using Credit Cards Credit Cards August 20, 2019
Credit cards can help you build credit, but there are a few rules you must follow to avoid going into…
Apple Card credit card: Everything you need to know
5 things to know about the new Apple Card Credit Cards August 19, 2019
Of all the things you need in your wallet, you may feel that another credit card is not one of…
Should You Redeem Credit Card Points for Travel Rewards or Cash Back?
Should You Redeem Credit Card Points for Travel Rewards or Cash Back? Credit Cards August 8, 2019
Team Clark is a big fan of cash back credit cards, due to their simplicity and consistent value. But even…
U.S. Bank Cash+ Visa Signature Card
Review: U.S. Bank Cash+ Visa Signature Card Credit Cards August 1, 2019
Review Summary: This card lets you choose the bonus categories where you earn 5% cash back, plus it has a $150…
Credit cards
The 5 Best Cash Back Credit Cards Right Now Credit Cards July 25, 2019
If you’re looking for a simple way to earn rewards with your credit cards, cash back is the way to…
American Express vs. Citi
Blue Cash Preferred From American Express vs. Citi Double Cash Credit Cards July 18, 2019
As long as you manage them well, cash back credit cards can be a great way to get rewarded for…
Costco Wholesale
Citi is eliminating these benefits for Costco cardholders Credit Cards July 12, 2019
If you have a Costco credit card or have been thinking about getting one, Citi is making some big changes…
Amazon Rewards credit card
Is the Amazon Rewards Card Right for You? Credit Cards July 11, 2019
Review Summary: If you do a large portion of your shopping at Amazon.com, the Amazon Rewards credit card may be a…
Citi credit card
Have a Citi credit card in your wallet? You might be in for some big (bad) changes… Credit Cards June 27, 2019
If you're one of the millions of Americans who carry a Citi credit card, you might have gotten some bad…
British Airways Visa
How the British Airways Visa Can Get You Free Domestic Travel Credit Cards June 27, 2019
When thinking of British Airways, most people probably conjure up images of London or memories of a stop at Heathrow…
Best credit cards for streaming services
These credit cards offer bonus rewards for streaming subscriptions Credit Cards June 13, 2019
Millions of Americans have cut the cable cord in favor of streaming to lower their monthly expenses, but you may…
Chase logo
Big change coming to Chase credit cards: Should you opt out? Credit Cards June 11, 2019
EDITOR'S NOTE: The deadline for mailing your opt-out letter to JPMorgan Chase was August 7. If you want to opt…
How credit cards affect your credit score
Follow this simple rule to increase your credit score Credit Cards June 6, 2019
If you have an old credit card that you don’t use anymore, should you keep the account open or close…
No Foreign Transaction Fee credit cards
The best credit cards with no foreign transaction fees Credit Cards May 16, 2019
Nobody likes paying credit card fees, but at least most of them have some justification. For example, you might be…
Warning: Read this before using a cash back credit card to buy groceries
Warning: Read this before using a cash back credit card to buy groceries Credit Cards May 9, 2019
Using a cash back credit card can be a great way to save money on all of your purchases, as…