Credit Cards

Credit cards can help you build credit, but there are a few rules you must follow to avoid going into debt. Team Clark has the information you need to safely handle credit cards and maximize the benefits.

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Latest Credit Cards

Some people may see an advantage to downgrading a credit card.
Should You Downgrade Your Credit Cards During the Coronavirus Pandemic? Credit Cards April 9, 2020
If you are paying annual fees on credit cards you're not using much during the coronavirus pandemic, you may want…
The Capital One Savor and the SavorOne are cash back cards that reward dining and entertainment.
Capital One® Savor® Rewards vs. SavorOne®: What’s the Difference? Credit Cards April 3, 2020
If you are looking for a cash back credit card that rewards your dining and entertainment habits, you may have…
The coronavirus pandemic has consumers wondering if they should apply for a 0% credit card.
Should You Apply for a 0% APR Credit Card Right Now? Credit Cards March 26, 2020
Is now the right time to add a 0% APR credit card to your wallet? Many Americans are feeling the…
Capital One Savor offers 4% cash back on dining and entertainment purchases.
Capital One® Savor® Rewards Review: Earn 4% Cash Back on Dining and Entertainment Credit Cards March 26, 2020
If you are the type of person who eating, drinking and things like movies and concerts, the Capital One® Savor®…
The Blue Cash Preferred card from American Express offers 6% cash back on groceries and streaming.
Blue Cash Preferred® Card from American Express Review: Earn 6% at U.S. Supermarkets Credit Cards March 24, 2020
If you are looking to earn maximum cash back on your trip to the supermarket, the Blue Cash Preferred® Card…
The Discover it credit card offers 5% cash back on rotating categories.
Discover it® Cash Back Review: Earn Rotating 5% in Top Categories Credit Cards March 18, 2020
If you're the type of person who cycles through the credit cards in your wallet to get the best deal,…
Lower credit card interest rates
How I Got 3 Major Credit Card Issuers to Lower My Interest Rates Credit Cards March 18, 2020
If you're concerned about the possibility of carrying a credit card balance during the coronavirus pandemic, you may be able…
The Discover it® Secured and the Capital One® Secured Mastercard® are two of the top choices in their category.
Discover it® Secured vs. Capital One® Secured Mastercard®: Which Is Better? Credit Cards March 9, 2020
If you're in the market for a secured credit card, you may be considering either the Discover it® Secured Card…
Secured credit cards are an option to build or restore credit history.
What Is a Secured Credit Card and How Does It Work? Credit Cards March 9, 2020
If you are looking for a first credit card or have a less-than-ideal credit history and are having trouble getting…
The Capital One Secured Mastercard offers a chance at a secured credit card with a low deposit requirement.
Capital One® Secured Mastercard® Review: Build Credit With Low Deposit Credit Cards March 9, 2020
If you are looking for a first credit card or a way to do some credit repair, the Capital One®…
The Discover it Secured card offers rewards to secured credit card users.
Discover it® Secured Review: Earn 2% Cash Back While Building Credit Credit Cards March 9, 2020
If you have a poor credit history or are looking for your first credit card, the Discover it® Secured card…
The best secured credit cards often carry no annual fee.
Best Secured Credit Cards: Top Picks for 2020 Credit Cards March 9, 2020
If you have a poor credit history or are a new borrower looking to establish credit, secured credit cards can…
Credit card list
This Simple List Could Save You if Your Credit Cards Are Ever Stolen Credit Cards February 21, 2020
Nobody ever wants to think about having their wallet lost or stolen, but it happens more often than you may…
Are you taking advantage of all your credit card rewards?
New Study: 55% of Rewards Cardholders Are Leaving Money on the Table Credit Cards January 28, 2020
So you've signed up for the latest and greatest credit card rewards program? That's great. But are you actually getting…
Chase and DoorDash have an agreement.
Just Announced: Free Food Delivery Perk for Select Chase Cardholders Credit Cards January 10, 2020
Chase has announced a new partnership with popular food delivery service DoorDash that aims to please both cardholders and their…
capital-one-walmart-rewards-credit-card
Capital One® Walmart Rewards™ Card: Get 5% Back on Online Purchases Credit Cards December 5, 2019
The Capital One® Walmart Rewards™ Card is a credit card that caters to consumers who do most of their shopping…
Alliant Credit Card
Alliant Visa Signature Card: Get 2.5% Cash Back on All Purchases Credit Cards November 15, 2019
REVIEW SUMMARY: Money expert Clark Howard has long given his endorsement to the Citi Double Cash credit card due to…
Cancel Credit Card
How and When to Cancel a Credit Card Credit Cards November 13, 2019
Do you have a credit card you're thinking about canceling? Maybe it's one that has an annual fee or a…
Discover Card
Discover Just Announced Its 5% Cashback Bonus Categories Calendar for 2020 Credit Cards November 8, 2019
If you have a Discover card in your wallet, you'll want to know about the cashback bonus categories for 2020!…
joint account vs. authorized user
Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards Credit Cards November 8, 2019
Have you ever wondered about the difference between an authorized user and a joint account holder for your credit card?…
Barclays Uber Credit Card
Uber Credit Card Makes Big Changes to Rewards and Benefits Credit Cards October 29, 2019
When the Uber-branded credit card was launched two years ago, I applied right away to start earning 4% cash back…
American Express credit card in wallet
4 Big Changes Coming to Your American Express Card in 2020 Credit Cards October 28, 2019
American Express is making some big changes across all of its credit cards just in time for the new year.…
Capital One® Spark® Cash for Business Credit Card Review
Capital One® Spark® Cash for Business Credit Card Review Credit Cards October 25, 2019
Review Summary: One of the highest rates of cash back around and a generous welcome bonus make the Capital One®…
Chase Ink Business Cash Card
Review: Chase Ink Business Cash Card Credit Cards October 10, 2019
Review Summary: Although the Chase Ink Business Cash is marketed as a cashback card for small business owners, savvy award…
Delta Skymiles Card
Big Changes Coming to Delta SkyMiles American Express Credit Cards in 2020 Credit Cards October 1, 2019
Delta and American Express are making some pretty major changes to their co-branded Delta SkyMiles credit cards, the companies announced…
Small business credit cards
The Best Credit Cards for Small Business Owners Credit Cards September 26, 2019
In 2018, the U.S. Small Business Administration announced that there were over 30 million Americans who owned a small business.…
Credit card freeze
Lost Your Credit Card? How to Place a Temporary Freeze on Your Account Credit Cards September 25, 2019
Quick! Check your pockets. Do you have all of your personal belongings? At some point in our lives, we all…
Capital One Walmart card
Walmart just announced a new rewards credit card program Credit Cards September 18, 2019
Walmart has just unveiled a new rewards credit card program to better compete with retailers like Amazon and Target. The…
Credit card balance transfer
The Best Balance Transfer Cards Right Now Credit Cards September 9, 2019
If you are carrying credit card balances, you know that the interest charges can add up fast. Whether you are…
Credit card stack
This credit card issuer ranks #1 for customer satisfaction Credit Cards August 30, 2019
One of money expert Clark Howard's credit card rules is to have two cards from two different issuers. The reason?…