Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. He's also an emerging composer. After spending more than 13 years covering personal finance for Team Clark, Theo is excited to super-serve the Clark audience in a whole new way -- with lots of money-saving deals over at ClarkDeals.com!

More posts by Theo Thimou

Social Security card with $100 bills
Social Security Cost-of-Living Adjustment for 2020 Is 1.6% Investing & Retirement October 10th, 2019
The Social Security Administration (SSA) just announced a nominal year-over-year rise in monthly benefits for Social Security and Supplemental Security Income…
Kroger storefront
How Do Kroger Fuel Points Work? 4 Things You Need to Know Save Money October 4th, 2019
If you're a Kroger shopper — or shop at any of the grocery conglomerate's nearly two dozen other brands —…
Medical doctor with piggy bank, calculator and cash
Here’s Why You Might Get Money Back From Your Health Insurer This Year Health Insurance October 3rd, 2019
With the rising cost of health care premiums, wouldn't it be nice if your insurer paid you instead of the…
car insurance magnifying glass
How Much Car Insurance Do I Need? Car Insurance September 25th, 2019
Wondering how much car insurance you need? The exact amount of coverage you need to get confuses a lot of…
How You Can Use Unit Price To Save Money When Shopping
How You Can Use Unit Price To Save Money When Shopping Shopping & Retail October 12th, 2022
Unit price just may be the most underrated way to discover the best deals when you're shopping, particularly at the…
Woman saving money for Christmas with Santa hat on
How to make $1,000 before Christmas Make Money September 16th, 2019
The countdown to Christmas is on! We all like to play Santa to friends and family in our lives, but…
young woman with piggy bank
How to Start Saving for Retirement in Your 20s Investing & Retirement September 10th, 2019
Wondering about how to get started saving for retirement in your 20s? In this article, we'll take a look at…
Piggy bank with flexible spending account FSA for health care written on it
What Is a Flexible Spending Account? Health Insurance March 27th, 2020
People often have a lot of questions about signing up for health insurance at work. One of the most common…
Charles Schwab sign
6 Things to Know About Investing With Charles Schwab Investing & Retirement October 2nd, 2019
The investment world is all about low fees and, increasingly, even no fees. Leading the way on both fronts is…
Used CDs and DVDs in a pile
Decluttr Review: How I Made $100 Selling Used CDs and DVDs Make Money February 27th, 2020
If you’ve got old CDs, DVDs, video games and tech gadgets laying around, Decluttr offers an easy way for you…
saving for retirement in piggy bank
7 Best Ways to Save for Retirement in Your 50s Investing & Retirement October 13th, 2020
Wondering about the best way to save for retirement in your 50s? Don't worry if you've gotten a slow start…
Auvi Q epinephrine auto-injector
Auvi-Q: How to get this EpiPen alternative for free Health August 16th, 2019
If you have kids who suffer from food allergies, the Auvi-Q could help shake up your back-to-school shopping routine. In…
Vision Insurance application form and glasses
4 Things You Need to Know About Vision Insurance Insurance August 15th, 2019
More and more of us have vision insurance through our employer, but this is one “insurance” policy that’s less than…
Wealthfront
5 things to know about Wealthfront’s cash account Banks & Banking September 30th, 2019
If you're looking for a high-interest place to stash some short-term cash, the Wealthfront cash account might be the perfect…
Kroger sign on building
5 Ways to Save Money on Gas at Kroger Save Money August 6th, 2020
Maybe you think of Kroger as a great place to save money on groceries. But it turns out Kroger is…
Squadhelp
Squadhelp: How to make $100 for naming a new business Make Money August 7th, 2019
Need to make a quick hundred bucks? Squadhelp lets you submit names for startup businesses and get compensated. If your…
Car Insurance
When Should You File a Car Insurance Claim? Car Insurance July 31st, 2019
Wondering when to file a car insurance claim? Money expert Clark Howard has a specific formula he suggests you apply…
Hand holding cash money going to a bank, credit union, Roth IRA or fintech company
Where Should I Put My Emergency Fund? Save Money March 23rd, 2020
Nobody likes to have an emergency drop in uninvited and wreak havoc on their financial life. That's where having an…
Digital membership card on Costco app
Costco app changes: How to access your new digital membership card Warehouse Clubs July 26th, 2019
Good news for Costco shoppers! The Costco app now allows you to create a digital membership card right on your…
haven life homepage
6 things to know about Haven Life Life Insurance July 24th, 2019
Haven Life is one of a new breed of life insurance players removing the friction from the life insurance shopping…
life insurance graphic
What Is Term Life Insurance and Should I Buy It? Life Insurance July 16th, 2019
When you finally start to get your financial act together, one of the things you may be asking yourself is…
Costco food court signage in front of register
3 Things to Know About the Costco Food Court Warehouse Clubs February 6th, 2020
Costco keeps its food court prices affordable so you can grab a quick bite when you're stocking up on everything…
renters insurance contract to be signed
4 Things To Know Before You Buy Renters Insurance Insurance July 2nd, 2019
Looking for the best renters insurance? Fortunately, renters insurance is an incredibly cheap policy to buy and there are several…
How to buy a house
How To Buy a House in 9 Steps Homes & Real Estate April 18th, 2022
Owning your own home is fantastic. It’s your castle, your place. And one of the greatest benefits of owning a…
Publix storefront
4 Things to Know About Publix BOGO Sales Shopping & Retail November 2nd, 2020
The buy one get one (BOGO) sales at Publix give you the chance to stretch your grocery dollar every week.…
Flooded home
5 Things to Know Before You Buy Flood Insurance Insurance August 26th, 2020
Flood insurance is an important policy for most homeowners to have. But only about one in seven homeowners purchase this…
date for retirement circled on a calendar
Should you have multiple target date funds? Investing & Retirement June 5th, 2019
If you're confused by which target date fund to choose, you might be tempted to have multiple target date funds…
state farm logo
5 things to know about State Farm auto and home insurance Insurance May 31st, 2019
State Farm is a major home and auto insurer with big name recognition, heavy advertising and catchy jingles. But can…
Vanguard screenshot
5 Things to Know About Investing With Vanguard Investing & Retirement May 30th, 2019
When it comes to investing, money expert Clark Howard favors investment companies that hold costs down for their customers and…
used car
How to Buy a Used Car in 7 Steps Cars July 14th, 2020
Money expert Clark Howard says buying a used car is one of the smartest financial moves you can make. But…