Theo Thimou About the author:
Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. He's also an emerging composer. After spending more than 13 years covering personal finance for Team Clark, Theo is excited to super-serve the Clark audience in a whole new way -- with lots of money-saving deals over at ClarkDeals.com!
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Piggy bank with flexible spending account FSA for health care written on it
What Is a Flexible Spending Account? Health Insurance September 10, 2019
People often have a lot of questions about signing up for health insurance at work. One of the most common…
Charles Schwab sign
6 Things to Know About Investing With Charles Schwab Investing & Retirement August 29, 2019
The investment world is all about low fees and, increasingly, even no fees. Leading the way on both fronts is…
Used CDs and DVDs in a pile
Decluttr Review: How I Made $100 Selling Used CDs and DVDs Make Money August 26, 2019
If you’ve got old CDs, DVDs, video games and tech gadgets laying around, Decluttr offers an easy way for you…
Senior restaurant discounts
26 Senior Restaurant Discounts Deals & Savings August 23, 2019
Looking for senior restaurant discounts? While age may be just a number, some ages can help you keep more money…
saving for retirement in piggy bank
7 Best Ways to Save for Retirement in Your 50s Investing & Retirement August 19, 2019
Wondering about the best way to save for retirement in your 50s? Don't worry if you've gotten a slow start…
Auvi Q epinephrine auto-injector
Auvi-Q: How to get this EpiPen alternative for free Health August 16, 2019
If you have kids who suffer from food allergies, the Auvi-Q could help shake up your back-to-school shopping routine. In…
Vision Insurance application form and glasses
4 Things You Need to Know About Vision Insurance Insurance August 15, 2019
More and more of us have vision insurance through our employer, but this is one “insurance” policy that’s less than…
Wealthfront
5 things to know about Wealthfront’s cash account Banks & Banking August 13, 2019
If you're looking for a high-interest place to stash some short-term cash, the Wealthfront cash account might be the perfect…
Kroger sign on building
5 Ways to Save Money on Gas at Kroger Save Money August 9, 2019
Maybe you think of Kroger as a great place to save money on groceries. But it turns out Kroger is…
Squadhelp
Squadhelp: How to make $100 for naming a new business Make Money August 7, 2019
Need to make a quick hundred bucks? Squadhelp lets you submit names for startup businesses and get compensated. If your…
How to Switch Banks in 4 Simple Steps
How to Switch Banks in 4 Simple Steps Banks & Banking August 7, 2019
Being with the wrong bank can make your financial life miserable. High fees and poor customer service are some of…
Clothing racks and tables inside a Costco store showing the kinds of clothes Costco sells
5 Things to Know Before You Buy Costco Clothes Warehouse Clubs August 2, 2019
Whether it's for holiday gifting, back-to-school shopping or just picking up some everyday wardrobe staples, more and more shoppers are…
Car Insurance
When Should You File a Car Insurance Claim? Car Insurance July 31, 2019
Wondering when to file a car insurance claim? Money expert Clark Howard has a specific formula he suggests you apply…
Hand holding cash money going to a bank, credit union, Roth IRA or fintech company
Where Should I Put My Emergency Fund? Save Money July 29, 2019
Nobody likes to have an emergency drop in uninvited and wreak havoc on their financial life. That's where having an…
Digital membership card on Costco app
Costco app changes: How to access your new digital membership card Warehouse Clubs July 26, 2019
Good news for Costco shoppers! The Costco app now allows you to create a digital membership card right on your…
haven life homepage
6 things to know about Haven Life Life Insurance July 24, 2019
Haven Life is one of a new breed of life insurance players removing the friction from the life insurance shopping…
life insurance graphic
What Is Term Life Insurance and Should I Buy It? Life Insurance July 16, 2019
When you finally start to get your financial act together, one of the things you may be asking yourself is…
When Is the Best Time to Take Social Security?
When Is the Best Time to Take Social Security? Investing & Retirement July 8, 2019
The old saying that timing is everything certainly applies when you're talking about when to take Social Security! Study: Taking…
Costco food court signage in front of register
3 Things to Know About the Costco Food Court Warehouse Clubs July 5, 2019
Costco keeps its food court prices affordable so you can grab a quick bite when you're stocking up on everything…
renters insurance contract to be signed
4 Things to Know Before You Buy Renters Insurance Insurance July 2, 2019
Looking for the best renters insurance? Fortunately, renters insurance is an incredibly cheap policy to buy and there are several…
title deed to a home
3 Things to Know Before Buying Owner’s Title Insurance Insurance June 25, 2019
Whether you're buying or refinancing a home, there's an optional insurance policy you can buy: title insurance. Most people don't…
How to buy a house
How to Buy a House in 9 Steps Homes & Real Estate June 18, 2019
Owning your own home is fantastic. It’s your castle, your place. And one of the greatest benefits of owning a…
Publix storefront
4 Things to Know About Publix BOGO Sales Shopping & Retail June 12, 2019
The buy one get one (BOGO) sales at Publix give you the chance to stretch your grocery dollar every week.…
Flooded home
5 Things to Know Before You Buy Flood Insurance Insurance June 10, 2019
Flood insurance is an important policy for most homeowners to have. But only about one in seven homeowners purchase this…
date for retirement circled on a calendar
Should you have multiple target date funds? Investing & Retirement June 5, 2019
If you're confused by which target date fund to choose, you might be tempted to have multiple target date funds…
state farm logo
5 things to know about State Farm auto and home insurance Insurance May 31, 2019
State Farm is a major home and auto insurer with big name recognition, heavy advertising and catchy jingles. But can…
Vanguard screenshot
5 Things to Know About Investing With Vanguard Investing & Retirement May 30, 2019
When it comes to investing, money expert Clark Howard favors investment companies that hold costs down for their customers and…
used car
How to Buy a Used Car in 7 Steps Cars May 24, 2019
Money expert Clark Howard says buying a used car is one of the smartest financial moves you can make. But…
Shopping for BOGO deals and scanning your receipt for items that ring up wrong under the Publix Promise progam can help cut your Publix grocery bill by 50%.
How to Cut Your Publix Grocery Bill in Half Shopping & Retail May 17, 2019
Publix calls itself "the place where shopping is a pleasure" because of its emphasis on customer service. But that pleasure…
young alfred homepage
6 things to know about insurance startup Young Alfred Insurance May 13, 2019
If you're befuddled by the insurance shopping process, you might want to give new website Young Alfred a look. This…