Theo Thimou About the author:
Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. He's also an emerging composer. After spending more than 13 years covering personal finance for Team Clark, Theo is excited to super-serve the Clark audience in a whole new way -- with lots of money-saving deals over at ClarkDeals.com!
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More posts by Theo Thimou

Kroger storefront
How Do Kroger Fuel Points Work? 4 Things You Need to Know Save Money October 4, 2019
If you're a Kroger shopper — or shop at any of the grocery conglomerate's nearly two dozen other brands —…
Medical doctor with piggy bank, calculator and cash
Here’s Why You Might Get Money Back From Your Health Insurer This Year Health Insurance October 3, 2019
With the rising cost of health care premiums, wouldn't it be nice if your insurer paid you instead of the…
car insurance magnifying glass
How Much Car Insurance Do I Need? Car Insurance September 25, 2019
Wondering how much car insurance you need? The exact amount of coverage you need to get confuses a lot of…
Seniors sitting on a sofa and putting money into a piggybank
7 ways to make extra money in retirement Make Money September 24, 2019
Need to make extra money in retirement? Anybody who's in retirement knows you can never have enough extra jingle in…
costco logo
8 things to know before ordering a Costco casket Warehouse Clubs September 20, 2019
You can buy almost anything at Costco Wholesale, right? Even a Costco casket! In this article, we'll take a look…
Price comparison
How You Can Use Unit Price to Save Money When Shopping Shopping & Retail September 19, 2019
Unit price just may be the most underrated way to discover the best deals when you're shopping, particularly at the…
Money for car insurance in jar with two wooden car in accident
Why Did My Car Insurance Go Up? Car Insurance September 18, 2019
Have you gotten hit with a big premium hike on your auto insurance — even though you haven't had any…
Woman saving money for Christmas with Santa hat on
How to make $1,000 before Christmas Make Money September 16, 2019
The countdown to Christmas is on! We all like to play Santa to friends and family in our lives, but…
young woman with piggy bank
How to Start Saving for Retirement in Your 20s Investing & Retirement September 10, 2019
Wondering about how to get started saving for retirement in your 20s? In this article, we'll take a look at…
Piggy bank with flexible spending account FSA for health care written on it
What Is a Flexible Spending Account? Health Insurance September 10, 2019
People often have a lot of questions about signing up for health insurance at work. One of the most common…
Series I savings bonds
4 Things to Know About Series I Savings Bonds Save Money September 5, 2019
Looking for a way to keep your money safe, yet want to be sure that it outpaces inflation? Series I…
Charles Schwab sign
6 Things to Know About Investing With Charles Schwab Investing & Retirement August 29, 2019
The investment world is all about low fees and, increasingly, even no fees. Leading the way on both fronts is…
Used CDs and DVDs in a pile
Decluttr Review: How I Made $100 Selling Used CDs and DVDs Make Money August 26, 2019
If you’ve got old CDs, DVDs, video games and tech gadgets laying around, Decluttr offers an easy way for you…
Senior restaurant discounts
26 Senior Restaurant Discounts Deals & Savings August 23, 2019
Looking for senior restaurant discounts? While age may be just a number, some ages can help you keep more money…
Cheap airline flights online mobile app
Follow Clark Howard’s #1 Rule to Travel Cheap Travel August 23, 2019
Wondering how to travel cheap? Money expert Clark Howard has a lot of experience and advice to share when it…
Woman holding $500 in cash
8 Ways to Make an Extra $500 Fast Make Money August 22, 2019
Are you in a financial bind and need to learn how to make $500 fast? All it takes is a…
saving for retirement in piggy bank
7 Best Ways to Save for Retirement in Your 50s Investing & Retirement August 19, 2019
Wondering about the best way to save for retirement in your 50s? Don't worry if you've gotten a slow start…
Auvi Q epinephrine auto-injector
Auvi-Q: How to get this EpiPen alternative for free Health August 16, 2019
If you have kids who suffer from food allergies, the Auvi-Q could help shake up your back-to-school shopping routine. In…
overdraft fee
Why You Should Never Sign Up for Overdraft Protection Banks & Banking August 15, 2019
Overdraft protection might seem like a great idea at first glance. After all, who'd turn down free protection on their…
Vision Insurance application form and glasses
4 Things You Need to Know About Vision Insurance Insurance August 15, 2019
More and more of us have vision insurance through our employer, but this is one “insurance” policy that’s less than…
401(k) news headline in center of torn dollar bill
6 Things to Know Before You Start a 401(k) Investing & Retirement August 14, 2019
When you first start a new job, you'll probably be told about the company's 401(k) plan during employee orientation. A…
Wealthfront
5 things to know about Wealthfront’s cash account Banks & Banking August 13, 2019
If you're looking for a high-interest place to stash some short-term cash, the Wealthfront cash account might be the perfect…
Kroger sign on building
5 Ways to Save Money on Gas at Kroger Save Money August 9, 2019
Maybe you think of Kroger as a great place to save money on groceries. But it turns out Kroger is…
Squadhelp
Squadhelp: How to make $100 for naming a new business Make Money August 7, 2019
Need to make a quick hundred bucks? Squadhelp lets you submit names for startup businesses and get compensated. If your…
How to Switch Banks in 4 Simple Steps
How to Switch Banks in 4 Simple Steps Banks & Banking August 7, 2019
Being with the wrong bank can make your financial life miserable. High fees and poor customer service are some of…
Clothing racks and tables inside a Costco store showing the kinds of clothes Costco sells
5 Things to Know Before You Buy Costco Clothes Warehouse Clubs August 2, 2019
Whether it's for holiday gifting, back-to-school shopping or just picking up some everyday wardrobe staples, more and more shoppers are…
Car Insurance
When Should You File a Car Insurance Claim? Car Insurance July 31, 2019
Wondering when to file a car insurance claim? Money expert Clark Howard has a specific formula he suggests you apply…
Hand holding cash money going to a bank, credit union, Roth IRA or fintech company
Where Should I Put My Emergency Fund? Save Money July 29, 2019
Nobody likes to have an emergency drop in uninvited and wreak havoc on their financial life. That's where having an…
Digital membership card on Costco app
Costco app changes: How to access your new digital membership card Warehouse Clubs July 26, 2019
Good news for Costco shoppers! The Costco app now allows you to create a digital membership card right on your…
Bag of money with 'credit' written on it next to a house
What credit score do you need to buy a house? Mortgages July 26, 2019
If you've ever wondered what kind of credit score you need to buy a house, the answer is that it…