Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. He's also an emerging composer. After spending more than 13 years covering personal finance for Team Clark, Theo is excited to super-serve the Clark audience in a whole new way -- with lots of money-saving deals over at ClarkDeals.com!

More posts by Theo Thimou

Car rolling over road made of dollar bills
What Do I Do if I Can’t Afford My Car Payment? Debt March 24th, 2020
With the coronavirus severely impacting the economy, more and more Americans are facing furloughs or layoffs at work. That means…
Dollar bill with 401k image
Ask Clark: What Do I Do With My 401(k) if I Am Laid Off? Investing & Retirement March 24th, 2020
When times get tough and you're out of work, you may be tempted to tap your 401(k) for living expenses.…
Hand holding cash money going to a bank, credit union, Roth IRA or fintech company
Where Should I Put My Emergency Fund? Save Money March 23rd, 2020
Nobody likes to have an emergency drop in uninvited and wreak havoc on their financial life. That's where having an…
mortgage refinance loan application
Should You Refinance Your Mortgage Right Now? Mortgages March 17th, 2020
Are you stuck with a high mortgage payment? Maybe you've heard that rates are at historic lows and wondered if…
Investments and Retirement
Ask Clark: What Should I Do About My Investments if I’m Retiring This Year? Investing & Retirement March 16th, 2020
If you're just on the cusp of retiring, you've probably been rattled by all the recent downward moves in the…
FamilyWize app on smartphone in the pharmacy with prescription drugs
FamilyWize Review: 5 Things to Know Before Filling a Prescription Health March 3rd, 2020
If you've never tried an app to help you comparison shop for prescription medications before, FamilyWize could be a good…
Used CDs and DVDs in a pile
Decluttr Review: How I Made $100 Selling Used CDs and DVDs Make Money February 27th, 2020
If you’ve got old CDs, DVDs, video games and tech gadgets laying around, Decluttr offers an easy way for you…
Personal loan agreement being signed by woman
What Is a Personal Loan and Should I Get One? Loans February 26th, 2020
Have you seen an influx of personal loan offers showing up in your mailbox? These unsecured loans promise access to…
WellRx app on smartphone comparison shopping for medications and prescriptions
6 Things to Know About WellRx Health February 24th, 2020
If the high cost of prescription medication has you down, you may want to give WellRx a try. The provider…
Pharmacist Looking At Piggybank In Pharmacy
The Best Prescription Savings Apps to Save Money Health February 12th, 2020
If you rely on a medication that keeps rising in price, you should check out prescription drug apps. They can…
USAA website with magnifying glass
7 Things to Know About USAA Auto Insurance Insurance February 11th, 2020
If you're looking for a new auto insurer who gets high marks for customer service, you may want to give…
Costco food court signage in front of register
3 Things to Know About the Costco Food Court Warehouse Clubs February 6th, 2020
Costco keeps its food court prices affordable so you can grab a quick bite when you're stocking up on everything…
bank sign
ACSI: Banks are now equal to credit unions in customer service Money & Credit February 6th, 2020
The unthinkable has happened: Banks are now offering the same level of customer service that was once the hallmark of…
Medical bill from the hospital
Can a Patient Advocate Help With Your Medical Bills? Health Insurance January 28th, 2020
When you're facing a debilitating or life-threatening illness, it's nice to know you have someone in your corner to help…
Retirement income
Big Changes Coming to Your Retirement Account in 2020 and Beyond Investing & Retirement January 23rd, 2020
If you've got a 401(k) or IRA, a brand new piece of legislation called the SECURE Act is making some…
Woman with perfect smile in a dentist office
How to Buy Individual Dental Insurance Health Insurance January 21st, 2020
If you're concerned about buying dental insurance and worried about the price, you're not alone. According to WhyDental.org, more than…
Woman using smartphone to get a deal on prescription drugs at pharmacy
SingleCare vs. GoodRx: Which Is Cheaper? Health January 16th, 2020
These days, the ability to save money on prescription drugs is right in the palm of your hand. That's thanks…
Lemonade Insurance screenshot
Lemonade Insurance Review: 7 Things to Know Before Getting a Quote Homeowners Insurance January 16th, 2020
If you're tired of the same old experience of shopping for home or renters insurance, you may want to give…
Screenshot of Compare.com
Compare.com Review: 6 Things to Know Before Getting a Quote Car Insurance January 13th, 2020
Compare.com says it lets you compare quotes from 60+ car insurance carriers to see who offers you the best deal.…
Medicine and money on wooden background. Medicine pills or capsules with money, dollar. Medical or pharmacy prescription for health. Cost of the healthy life. Expensive medicine.
8 Things to Know About Blink Health Health January 6th, 2020
Feeling stretched thin by the high cost of prescriptions? Blink Health is a prescription discounter that promises low prices on…
The True Meaning Behind 9 Weird Symbols on the $1 Bill
The True Meaning Behind 9 Weird Symbols on the $1 Bill Money & Credit January 1st, 2020
Have you ever really studied a dollar bill and wondered about some of the strange iconographies on the money? Our…
disney magic kingdom castle
2 Legitimate Ways to Get Free Disney World Tickets Travel December 23rd, 2019
"There's no such thing as a free lunch." "Nobody rides for free." You've heard it all a hundred times before.…
Costco Optical vs. Zenni Optical vs. Warby Parket eyeglasses comparison
Costco Optical vs. Warby Parker vs. Zenni Optical: Who Has the Best Prices on Glasses? Health December 16th, 2019
When it's time to buy a new pair of eyeglasses, where will you get the best price and service after…
America’s Most Popular Clothing Store Is…
America’s Most Popular Clothing Store Is… Shopping & Retail December 16th, 2019
Money expert Clark Howard has often said that he only buys clothing at single-digit prices — that is, less than…
Tax planning graphic with money
Here Are the New IRS Tax Brackets for 2020 Taxes December 12th, 2019
Each year, the change of the calendar brings with it new IRS tax brackets. Here's a look at what you…
Greyed out Costco Warehouse membership card covered by a red "x" in front of a Costco store to show how to shop at Costco without a membership
6 Ways You Can Shop at Costco Without a Membership Warehouse Clubs December 9th, 2019
Here at Clark.com, we love Costco Wholesale! But not everyone is sold on the idea of having to pay to…
Root insurance quote on phone app
6 Things to Know About Root Insurance Car Insurance December 3rd, 2019
Want to save up to 52% on your car insurance? That's the promise of Root Insurance, which is doing a…
Kin insurance logo
6 Things to Know About Kin Insurance Homeowners Insurance November 25th, 2019
Kin Insurance is one of several new financial technology companies that takes a digital-first approach to the process of shopping…
Seniors exercising on mats in a park
6 Things to Know About the SilverSneakers Program for Seniors Health November 12th, 2019
The SilverSneakers program offers an affordable way for senior citizens to stay active during their golden years. In fact, you…
Open enrollment 2020 at HealthCare.gov
How to Sign Up for Health Insurance in 2020 Through HealthCare.gov Health Insurance November 1st, 2019
Open enrollment for 2020 is here! The good news is that premiums are going down for certain customers and more…