Latest Mortgages

How To Cancel & Get Rid of PMI Earlier
How To Cancel & Get Rid of PMI Earlier Mortgages May 18th, 2022
What is PMI and why should you get rid of it? Private mortgage insurance is a kind of insurance you…
Costco Wholesale storefront with company logo
7 Things to Know About Costco’s Mortgage Program Mortgages May 1st, 2022
Editor's Note: Costco is no longer offering the mortgage program as of May 2022. If you're reading this article, there's…
When Should You Pay Off Your Mortgage Instead of Investing?
When Should You Pay Off Your Mortgage Instead of Investing? Investing & Retirement February 28th, 2022
Should you pay down your mortgage beyond the minimum or invest instead? If you're among the 85 million American individuals…
Refinancing a mortgage could save on monthly payments and interest owed.
How and Why To Refinance Your Mortgage: A Step-By-Step Guide Mortgages February 16th, 2022
Have you decided that the market conditions may be right to refinance your mortgage in 2022? If this is your…
No closing cost mortgages can be a great way to lower your interest rate without paying fees.
When Should I Refinance With a No Closing Cost Mortgage? Mortgages February 3rd, 2022
The idea of getting a mortgage that has no closing costs may seem too good to be true, but they're…
There is a difference in the mortgage interest rate and the APR you will pay on the loan.
Rate vs. APR: What’s the Difference for Your Mortgage? Mortgages February 3rd, 2022
When you're shopping for a new mortgage or mortgage refinance, it's important that you make an apples-to-apples comparison of interest…
Mortgage points, which are sometimes called discount or origination points, can lower your mortgage interest rate.
Mortgage Points: What Are They and Should I Pay Them? Mortgages February 3rd, 2022
If you've been shopping for a new home or if you're looking to refinance the mortgage on your existing home,…
Ask Clark money column
How Old Is Too Old To Take Out a Mortgage? Mortgages November 1st, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. What Age Is Too…
Ask Clark money column
Is It a Good Idea To Roll My Credit Card Debt Into My Mortgage? Mortgages August 4th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Should I Roll My…
Ask Clark money column
What Is the Best Way To Keep Track of My Mortgage Payments? Mortgages July 26th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. How Can I Keep…
Ask Clark money column
Our Mortgage Has Been Held by 5 Banks. Can I Ask My Credit Union To Purchase My Mortgage? Mortgages July 19th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Can I Ask My…
What Is an Amortization Schedule? Use This Chart To Pay Off Your Mortgage Faster
What Is an Amortization Schedule? Use This Chart To Pay Off Your Mortgage Faster Mortgages April 26th, 2021
If you're a homeowner, you probably received an amortization schedule during the closing process, but have you looked at it…
Bag of money with 'credit' written on it next to a house
What Credit Score Do You Need To Buy a House? Mortgages March 19th, 2021
If you've ever wondered what kind of credit score you need to buy a house, the answer is, "It depends."…
Ask Clark money column
Does Making Your Mortgage Payments Early Have Any Benefit? Homes & Real Estate February 15th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Is There Any Benefit…
Clark Howard has a break-even method for mortgage refinancing decisions.
Clark Howard’s Special Rule for Refinancing Your Mortgage Mortgages August 28th, 2020
Do favorable interest rates have you contemplating refinancing your mortgage? Before you take the leap and pay for things like…
Market conditions may be right for refinancing a mortgage.
A New Fee Is Going to Make Many Mortgage Refinances More Expensive Mortgages August 28th, 2020
If you've been sitting on the sidelines and watching others refinance their mortgages in recent months, now may be the…
Mortgage payment overdue
What Should I Do if I Can’t Pay My Mortgage or Rent? Mortgages July 13th, 2020
Have you been laid off or had your hours cut at work? Maybe you’re worried about how you’ll pay your…
mortgage refinance loan application form
6 Things to Know About Refinancing Your Mortgage Mortgages May 21st, 2020
Wondering whether you should refinance your mortgage, how to do it and when? We’ve put together answers to some of…
mortgage refinance loan application
Should You Refinance Your Mortgage Right Now? Mortgages March 17th, 2020
Are you stuck with a high mortgage payment? Maybe you've heard that rates are at historic lows and wondered if…
Man applying for mortgage loan with bank employee
Why You Should Never Get a Mortgage From a Big Bank Mortgages February 6th, 2020
When it's time to get a mortgage, there are any number of places you can shop: Credit unions, online lenders…
How To Set Up Your Own Biweekly Mortgage Plan Without Paying Any Fees
How To Set Up Your Own Biweekly Mortgage Plan Without Paying Any Fees Mortgages August 22nd, 2019
Is being able to pay your mortgage off early a dream of yours? With a biweekly mortgage plan, it's possible…
Mortgage refinance loan
Should you refinance your mortgage now? Homes & Real Estate June 26th, 2019
Mortgage refinancing rates in recent weeks have been dropping at a pace we haven't seen in quite a long time.…
Mortgage
Ask Clark: What percentage of my income should I budget for rent or a mortgage? Homes & Real Estate June 7th, 2019
Wondering where you should set the cap on your housing expenses? Money expert Clark Howard has new advice that's been…
How Paying Off a Mortgage in 2 Years Changed This Woman’s Life
How Paying Off a Mortgage in 2 Years Changed This Woman’s Life Mortgages November 21st, 2018
Kim Anderson approached her husband one day with an idea that caught him by surprise: "Why don't we just pay…
Reverse mortgage
4 alternatives to a reverse mortgage Homes & Real Estate November 13th, 2018
Long-time followers of money expert Clark Howard know that he is not a fan of reverse mortgages. What is a…
Mortgage rates are falling: Thank you, Brexit?
Mortgage rates are falling: Thank you, Brexit? Money & Credit November 13th, 2018
Prospective homeowners may be able to save a bit on a mortgage, courtesy of Brexit. (If you're want to know Clark's…
Buying a home? Here are 9 costly mortgage mistakes to avoid
Buying a home? Here are 9 costly mortgage mistakes to avoid Homes & Real Estate October 29th, 2018
A house will likely be the biggest purchase you make in your lifetime — so you don't want to mess…
mortgage payment
What’s the difference between PMI and MIP? Homes & Real Estate September 4th, 2018
If you choose to buy a home with little or no money down, there's an additional expense you'll have to…
Tips for first-time homebuyers
Tips for first-time homebuyers Homes & Real Estate May 1st, 2018
Shopping for your first home? Here are some key pointers to keep in mind as you undertake the process of…
Buying a home? | 15 ways to shop for the lowest mortgage rates
Buying a home? | 15 ways to shop for the lowest mortgage rates Homes & Real Estate October 3rd, 2017
When purchasing a home, shopping for the lowest mortgage rates is an essential strategy that can save you thousands of…