Latest Mortgages

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6 Things to Know About Refinancing Your Mortgage Mortgages May 21, 2020
Wondering whether you should refinance your mortgage, how to do it and when? We’ve put together answers to some of…
Mortgage payment overdue
What Should I Do if I Can’t Pay My Mortgage or Rent? Mortgages March 18, 2020
Have you been laid off or had your hours cut at work? Maybe you're worried about how you'll pay your…
mortgage refinance loan application
Should You Refinance Your Mortgage Right Now? Mortgages March 17, 2020
Are you stuck with a high mortgage payment? Maybe you've heard that rates are at historic lows and wondered if…
Bag of money with 'credit' written on it next to a house
What credit score do you need to buy a house? Mortgages July 26, 2019
If you've ever wondered what kind of credit score you need to buy a house, the answer is that it…
Mortgage refinance loan
Should you refinance your mortgage now? Homes & Real Estate June 26, 2019
Mortgage refinancing rates in recent weeks have been dropping at a pace we haven't seen in quite a long time.…
Man applying for mortgage loan with bank employee
Why You Should Never Get a Mortgage From a Big Bank Mortgages May 6, 2019
When it's time to get a mortgage, there are any number of places you can shop: Credit unions, online lenders…
Costco Wholesale storefront with company logo
7 Things to Know About Costco’s Mortgage Program Mortgages March 22, 2019
If you're reading this article, there's a good chance you already buy almost everything for your house at Costco —…
Study: The best and worst states for millennials to buy a home
New survey: The best states for millennials to buy a home Homes & Real Estate October 23, 2018
It's been well known in real estate circles for years that location is supremely important when it comes to buying…
Mortgage
Ask Clark: What percentage of my income should I budget for rent or a mortgage? Homes & Real Estate September 13, 2018
Wondering where you should set the cap on your housing expenses? Money expert Clark Howard has new advice that's been…
mortgage payment
What’s the difference between PMI and MIP? Homes & Real Estate September 4, 2018
If you choose to buy a home with little or no money down, there's an additional expense you'll have to…
Reverse mortgage
4 alternatives to a reverse mortgage Homes & Real Estate August 20, 2018
Long-time followers of money expert Clark Howard know that he is not a fan of reverse mortgages. What is a…
How to Cancel Private Mortgage Insurance Years Ahead of Schedule
How to Cancel Private Mortgage Insurance Years Ahead of Schedule Mortgages May 2, 2018
If you're a homeowner who's fed up with paying private mortgage insurance, also known as PMI, there's an unusual opportunity…
Tips for first-time homebuyers
Tips for first-time homebuyers Homes & Real Estate May 1, 2018
Shopping for your first home? Here are some key pointers to keep in mind as you undertake the process of…
10 cities where you can buy a home for $800 a month
10 cities where you can buy a home for $800 a month Mortgages April 24, 2018
After nearly bottoming out about a decade ago, home prices are again on the upswing around the United States. Attesting…
sticky note that says 'mortgage payment due'
More homebuyers are taking out mortgages that stretch them thin Homes & Real Estate April 11, 2018
Could we be seeing warning signs of a new housing crisis in the making? A disturbing new report from mortgage-data…
What Is an Amortization Schedule? Use This Chart to Pay Off Your Mortgage Faster
What Is an Amortization Schedule? Use This Chart to Pay Off Your Mortgage Faster Mortgages March 22, 2018
If you're a homeowner, you probably received an amortization schedule during the closing process, but have you looked at it…
How Paying Off a Mortgage in 2 Years Changed This Woman’s Life
How Paying Off a Mortgage in 2 Years Changed This Woman’s Life Mortgages March 6, 2018
Kim Anderson approached her husband one day with an idea that caught him by surprise: "Why don't we just pay…
Ready to buy a home? Mortgage interest rates are rising…
Ready to buy a home? Mortgage interest rates are rising… Mortgages January 18, 2018
The average 30-year fixed-rate mortgage rose above 4% for the first time since May 2017, according to the latest Freddie…
House destroyed by Hurrican Irma
What lenders are doing to help storm-hit homeowners Mortgages September 19, 2017
In the wake of the damage and disruptions caused in Texas, Florida and other parts of the Deep South by…
Buying a home? | 15 ways to shop for the lowest mortgage rates
Buying a home? | 15 ways to shop for the lowest mortgage rates Homes & Real Estate September 1, 2017
When purchasing a home, shopping for the lowest mortgage rates is an essential strategy that can save you thousands of…
Downpayment Insurance: What Is It and Do You Need It?
Downpayment Insurance: What Is It and Do You Need It? Insurance August 15, 2017
You can get insurance on almost anything — computers, phones, trips, your identity, your credit, your pets — and even…
Should both your names be on the mortgage?
Should both your names be on the mortgage? Money & Credit August 15, 2017
You've got a solid relationship and you're ready to take it to the next step—applying for a joint mortgage. In…
Adjustable rate mortgages
Why your adjustable-rate mortgage might become a huge problem Mortgages August 11, 2017
If you have a variable-rate mortgage, money expert Clark Howard says now may be the time to refinance into a…
Is a biweekly mortgage plan a good idea?
Is a biweekly mortgage plan a good idea? Homes & Real Estate August 2, 2017
On the Clark Howard Show a couple of years ago, a listener called in to ask if a biweekly mortgage…
Buying a home? Here are 9 costly mortgage mistakes to avoid
Buying a home? Here are 9 costly mortgage mistakes to avoid Homes & Real Estate July 15, 2017
A house will likely be the biggest purchase you make in your lifetime — so you don't want to mess…
StreamLoan app simplifies the mortgage application process
StreamLoan app simplifies the mortgage application process Homes & Real Estate February 27, 2017
Apple is admired the world over for how it keeps users in its ecosystem. Amazon too keeps Prime customers firmlyensconced…
50 ways house hunters can get ready for homebuying season
50 ways house hunters can get ready for homebuying season Homes & Real Estate February 23, 2017
Spring will very soon have sprung — which means “For Sale” signs will be in full bloom— and if you’re…
Simple steps to get your home ready to be listed in 2017
Simple steps to get your home ready to be listed in 2017 Homes & Real Estate February 9, 2017
Spring is almost here and you may be thinking about putting your home on the market. But is it really…
Want to buy a home in 2017? These 5 mistakes could jeopardize your mortgage
Want to buy a home in 2017? These 5 mistakes could jeopardize your mortgage Money & Credit December 29, 2016
Shockingly, enough people still do things that can cause themselves heartache when applying for mortgages. Here's what you need to…
New FHA loan limits may help you buy a home
New FHA loan limits may help you buy a home Homes & Real Estate December 28, 2016
Just before Thanksgiving, the Federal Housing Finance Agency released the conforming loan limits change for 2017. This change resulted in…