Latest Mortgages
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Inflation hits people on a fixed income the hardest. Say you're retired. You're living off a pension or Social Security…
![Refinancing a mortgage could save on monthly payments and interest owed.](https://i0.wp.com/clark.com/wp-content/uploads/2020/08/dreamstime_xl_193216283-1.jpg?resize=480%2C480&ssl=1)
Refinancing your mortgage at the right time, can have a big impact on your budget, but you need to know…
![Mortgage points, which are sometimes called discount or origination points, can lower your mortgage interest rate.](https://i0.wp.com/clark.com/wp-content/uploads/2020/09/dreamstime_xl_89947604-1.jpg?resize=480%2C480&ssl=1)
If you've been shopping for a new home or if you're looking to refinance the mortgage on your existing home,…
![Is a HELOC a Good Idea? The Simple Answer](https://i0.wp.com/clark.com/wp-content/uploads/2014/12/5810687168_d49177fa71_b.jpg?resize=480%2C480&ssl=1)
Lots of homeowners in the U.S. have lots of equity in their homes, and interest rates are now much higher…
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A Home Equity Line of Credit (HELOC) and a Home Equity Loan are two financial products that allow homeowners to…
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Wondering whether you should refinance your mortgage, how to do it and when? We’ve put together answers to some of…
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Long-time followers of money expert Clark Howard know that he is not a fan of reverse mortgages. What Is a…
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The dream of homeownership is just that for many Americans — a dream — as stubborn inflation continues to keep…
![How To Cancel & Get Rid of PMI Earlier](https://i0.wp.com/clark.com/wp-content/uploads/2018/04/pmi.jpg?resize=480%2C400&ssl=1)
What is PMI and why should you get rid of it? Private mortgage insurance is a kind of insurance you…
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Editor's Note: Costco is no longer offering the mortgage program as of May 2022. If you're reading this article, there's…
![When Should You Pay Off Your Mortgage Instead of Investing?](https://i0.wp.com/clark.com/wp-content/uploads/2022/02/dreamstime_xxl_2321956462.jpg?resize=480%2C480&ssl=1)
Should you pay down your mortgage beyond the minimum or invest instead? If you're among the 85 million American individuals…
![No closing cost mortgages can be a great way to lower your interest rate without paying fees.](https://i0.wp.com/clark.com/wp-content/uploads/2020/08/dreamstime_xl_88243019-1.jpg?resize=480%2C480&ssl=1)
The idea of getting a mortgage that has no closing costs may seem too good to be true, but they're…
![There is a difference in the mortgage interest rate and the APR you will pay on the loan.](https://i0.wp.com/clark.com/wp-content/uploads/2020/09/dreamstime_xl_169984541-1-1.jpg?resize=480%2C480&ssl=1)
When you're shopping for a new mortgage or mortgage refinance, it's important that you make an apples-to-apples comparison of interest…
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Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. What Age Is Too…
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Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Should I Roll My…
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Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. How Can I Keep…
![What Is an Amortization Schedule? Use This Chart To Pay Off Your Mortgage Faster](https://i0.wp.com/clark.com/wp-content/uploads/2018/03/amortizationschedule.jpg?resize=480%2C400&ssl=1)
If you're a homeowner, you probably received an amortization schedule during the closing process, but have you looked at it…
![Bag of money with 'credit' written on it next to a house](https://i0.wp.com/clark.com/wp-content/uploads/2019/07/credit-score-and-mortgage.jpg?resize=480%2C480&ssl=1)
If you've ever wondered what kind of credit score you need to buy a house, the answer is, "It depends."…
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Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Is There Any Benefit…
![Clark Howard has a break-even method for mortgage refinancing decisions.](https://i0.wp.com/clark.com/wp-content/uploads/2020/08/dreamstime_xl_139625175-1.jpg?resize=480%2C480&ssl=1)
Do favorable interest rates have you contemplating refinancing your mortgage? Before you take the leap and pay for things like…
![Man applying for mortgage loan with bank employee](https://i0.wp.com/clark.com/wp-content/uploads/2019/05/Man-applying-for-mortgage-loan-with-bank-employee.png?resize=480%2C480&ssl=1)
When it's time to get a mortgage, there are any number of places you can shop: Credit unions, online lenders…
![How To Set Up Your Own Biweekly Mortgage Plan Without Paying Any Fees](https://i0.wp.com/clark.com/wp-content/uploads/2015/10/mp900442456.jpg?resize=480%2C480&ssl=1)
Is being able to pay your mortgage off early a dream of yours? With a biweekly mortgage plan, it's possible…
![Mortgage refinance loan](https://i0.wp.com/clark.com/wp-content/uploads/2019/06/dreamstime_m_146173266.jpg?resize=480%2C480&ssl=1)
Mortgage refinancing rates in recent weeks have been dropping at a pace we haven't seen in quite a long time.…
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Wondering where you should set the cap on your housing expenses? Money expert Clark Howard has new advice that's been…
![Mortgage rates are falling: Thank you, Brexit?](https://i0.wp.com/clark.com/wp-content/uploads/2016/07/clark-howard_571710819.jpg?resize=480%2C400&ssl=1)
Prospective homeowners may be able to save a bit on a mortgage, courtesy of Brexit. (If you're want to know Clark's…
![How can you find the best mortgage rates?](https://i0.wp.com/clark.com/wp-content/uploads/2016/01/clark-howard_521392940.jpg?resize=480%2C480&ssl=1)
Most people are intimidated by the mortgage application process so they only go to one lender for a loan. Yet…
![Buying a home? Here are 9 costly mortgage mistakes to avoid](https://i0.wp.com/clark.com/wp-content/uploads/2016/02/buying-a-home.jpg?resize=480%2C480&ssl=1)
A house will likely be the biggest purchase you make in your lifetime — so you don't want to mess…
![5 Smart Steps To Getting an FHA Home Loan](https://i0.wp.com/clark.com/wp-content/uploads/2015/05/5576491619_e31c1611fb_o.jpg?resize=480%2C459&ssl=1)
Despite today's economy, even minimum wage workers can achieve the American Dream of homeownership. The Federal Housing Administration offers you…
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If you choose to buy a home with little or no money down, there's an additional expense you'll have to…
![Tips for first-time homebuyers](https://i0.wp.com/clark.com/wp-content/uploads/2016/05/fzvcxehomebuyer-education-seminar-25.jpeg?resize=267%2C200&ssl=1)
Shopping for your first home? Here are some key pointers to keep in mind as you undertake the process of…