Latest Investing & Retirement
![Is a 401(k) Safer Than an IRA?](https://i0.wp.com/clark.com/wp-content/uploads/2024/07/dreamstime_xxl_51993380.jpg?resize=480%2C480&ssl=1)
There's a famous rap song called "Mo Money Mo Problems." The title can be true for some people. And even…
![retirement clock](https://i0.wp.com/clark.com/wp-content/uploads/2022/08/retirement-clock.jpg?resize=480%2C480&ssl=1)
For working folks, the older we get, the more we think about retirement. And how we feel about it has…
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It would be great if prices stayed the same or fell when we retired, but that’s not the way it…
![Investing: Self-Directed vs. Robo-Advisor vs. Financial Advisor](https://i0.wp.com/clark.com/wp-content/uploads/2021/01/rsz_dreamstime_xxl_36747383.jpg?resize=480%2C480&ssl=1)
When you set out to invest, you first have to determine whether you’re going to handle everything yourself or outsource…
![Target Date Funds: Clark’s Favorite Retirement Investment](https://i0.wp.com/clark.com/wp-content/uploads/2019/04/dreamstime_xxl_128198110.jpg?resize=480%2C480&ssl=1)
Target date funds are the “easy button” for retirement investing. They can take the confusion and research out of investing…
![10 Questions To Ask a Financial Advisor](https://i0.wp.com/clark.com/wp-content/uploads/2021/04/dreamstime_xxl_96038218-1.jpg?resize=480%2C480&ssl=1)
You may not interview a fast-food manager about her menu or quiz a mall employee on the origins of the…
![Social Security Announces Online Users Must Transition To New Platform](https://i0.wp.com/clark.com/wp-content/uploads/2024/07/dreamstime_xxl_80323870.jpg?resize=480%2C480&ssl=1)
If you set up an online account with the Social Security Administration (SSA), you may need to log in and…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Vanguard slowly rolled out Cash Deposit in 2022, an FDIC-insured interest-bearing account for its customers. The massive discount broker, known…
![23 Best Passive Income Ideas To Build Wealth](https://i0.wp.com/clark.com/wp-content/uploads/2021/08/dreamstime_xxl_218352968.jpg?resize=480%2C480&ssl=1)
Passive income can help you achieve financial freedom and live the life of your dreams. Who doesn't want to get…
![Acorns Review: How It Works, Pros & Cons](https://i0.wp.com/clark.com/wp-content/uploads/2020/12/dreamstime_xxl_244816906.jpg?resize=480%2C480&ssl=1)
If you're looking for companies to help you invest your money, one big player is the Acorns platform. In this…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Most of us have dreamed about suddenly receiving a large pile of money. But, if you're financially responsible, you may…
![Vanguard Review: Pros & Cons](https://i0.wp.com/clark.com/wp-content/uploads/2022/01/dreamstime_xxl_118841337.jpg?resize=480%2C480&ssl=1)
Most Vanguard reviews focus on the firm's bread and butter: its low-cost index funds. The Vanguard Group is not a…
![Charles Schwab Review: Pros & Cons](https://i0.wp.com/clark.com/wp-content/uploads/2021/02/dreamstime_xxl_158636192.jpg?resize=480%2C480&ssl=1)
In some ways, reviewing Charles Schwab isn't much different now than it would have been in the 1970s. Guided by…
![Fidelity Investments Review: Pros & Cons](https://i0.wp.com/clark.com/wp-content/uploads/2021/02/dreamstime_xxl_103468383.jpg?resize=480%2C480&ssl=1)
Fidelity Investments is a giant, popular investment company. Our Fidelity review will help determine whether the brokerage firm should be…
![Senior at the beach in retirement.](https://i0.wp.com/clark.com/wp-content/uploads/2022/08/retirement-best-worst-states.png?resize=480%2C480&ssl=1)
Money expert Clark Howard says a major way you can ensure that you’re comfortable later in life is to prepare…
![What Is a Fiduciary Financial Advisor and Do I Need One?](https://i0.wp.com/clark.com/wp-content/uploads/2021/02/dreamstime_xxl_144590736.jpg?resize=480%2C480&ssl=1)
If you're looking for financial advice, you may come across the term “fiduciary financial advisor.” What is a fiduciary? And…
![5 Best Robo-Advisors in 2024](https://i0.wp.com/clark.com/wp-content/uploads/2021/01/dreamstime_xxl_151075232.jpg?resize=480%2C480&ssl=1)
As more robo-advisors (and investment options of all kinds) come into existence, it’s harder to figure out what to use.…
![Buying on Margin: The Investment Mistake You Need To Avoid](https://i0.wp.com/clark.com/wp-content/uploads/2022/01/dreamstime_xxl_10858521-2.jpg?resize=480%2C480&ssl=1)
American investors owed nearly $775 billion in margin debt entering May 2024 after the number peaked near $1 trillion at…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Investing used to be exclusive to the wealthy. It's taken the private industry decades to democratize investing. Money expert Clark…
![What Is an Annuity, and Why Does Clark Think They Stink?](https://i0.wp.com/clark.com/wp-content/uploads/2021/05/dreamstime_xxl_173572496.jpg?resize=480%2C480&ssl=1)
Money expert Clark Howard is passionate about many financial topics. But it's hard to find something that gets him more…
![Stash Review: How It Works, Pros & Cons](https://i0.wp.com/clark.com/wp-content/uploads/2024/06/dreamstime_xxl_214988592.jpg?resize=480%2C480&ssl=1)
You can make investing simple. Think target date funds -- the easy button of retirement investing. But it can be…
![Gold is not an investment](https://i0.wp.com/clark.com/wp-content/uploads/2024/06/gold-not-investment.png?resize=480%2C480&ssl=1)
Gold has been a fashionable purchase as of late as Americans look for some stability to counteract the ebbs and…
![retirement clock](https://i0.wp.com/clark.com/wp-content/uploads/2022/08/retirement-clock.jpg?resize=480%2C480&ssl=1)
For many Americans, retirement brings to mind white sand beaches and emerald green golf courses. But at what age do…
![My Social Security: The Free Account Everyone Needs To Set Up Before Retirement](https://i0.wp.com/clark.com/wp-content/uploads/2018/05/My-Social-Security.png?resize=480%2C480&ssl=1)
For many of us, Social Security will be a significant part of our income during retirement. In fact, the Social…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
One of the easiest ways to get a deluge of emails following a Clark Howard podcast segment is to bring…
![How To Turn $100 a Week Into $1 Million With Compound Interest](https://i0.wp.com/clark.com/wp-content/uploads/2021/07/dreamstime_xxl_95965570.jpg?resize=480%2C480&ssl=1)
Compound interest is one of the most exciting financial phenomena. Why? It's earning interest on interest! Get 10% in annual…
![The Rule of 55: What Is It, How It Works](https://i0.wp.com/clark.com/wp-content/uploads/2021/04/dreamstime_xxl_210238533-2.jpg?resize=480%2C480&ssl=1)
If you're thinking about early retirement, it may be important to understand the Rule of 55 for 401(k) plans. This…
![How To Find Missing or Lost Retirement Accounts](https://i0.wp.com/clark.com/wp-content/uploads/2021/09/dreamstime_xxl_17367430.jpg?resize=480%2C480&ssl=1)
Americans have reportedly lost or abandoned more than $1.6 trillion in retirement funds from previous employers. Fortunately, if you've lost…
![Piggy bank money for retirement](https://i0.wp.com/clark.com/wp-content/uploads/2024/05/piggy-bank-retirement.png?resize=480%2C480&ssl=1)
As a working person, perhaps you’ve grown a bit tired of the rat race and asked yourself the age-old question:…
![How One Couple Saved $1 Million By Age 70 Despite Starting Very Late](https://i0.wp.com/clark.com/wp-content/uploads/2023/11/Couple-saving-money-scaled-e1699391517124.jpg?resize=480%2C480&ssl=1)
IT WAS JULY 2003.My wife and I were in our early 50s. Wehad jobs we liked and we lived comfortably.…