Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

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Latest Investing & Retirement

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The Most Popular Retirement Ages Investing & Retirement September 17, 2021
At what age do you plan to retire? You may have a particular number in mind, but a recent report…
12 Horrible Investment Mistakes
12 Horrible Investment Mistakes Investing & Retirement September 14, 2021
WANT TO IMPROVEyour investment results? The deadly sins below are not only among the most serious financial transgressions, but also…
Ask Clark money column
Should I Use Different Investment Companies To Make Sure My Portfolio is Diversified? Investing & Retirement September 13, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. How Many Companies Should…
A Unique Alternative to the 4% Rule
A Unique Alternative to the 4% Rule Investing & Retirement September 10, 2021
THE MUCH-DEBATED 4% rule—which I wrote about back in July—is a popular way to think about portfolio withdrawals in retirement. But it isn’t…
Lost retirement accounts are a real problem in the United States. Here's how to track down those accounts.
How To Find Missing or Lost Retirement Accounts Investing & Retirement September 9, 2021
Americans have reportedly lost or abandoned more than $1 trillion in retirement benefits from previous employers. Fortunately, if you've misplaced…
Social Security sign
Report: 5 Things Most Americans Don’t Understand About Social Security Investing & Retirement September 9, 2021
About 70% of U.S. adults are concerned about Social Security running out of money in their lifetimes. That's according to…
6 Tips To Stop Worrying About Your Investments
6 Tips To Stop Worrying About Your Investments Investing & Retirement September 7, 2021
TODAY’S STOCK MARKETreminds me of Charles Dickens’s famous line: “It was the best of times, it was the worst of…
retirement money
Report: These Are the Biggest Retirement Fears for Americans Investing & Retirement September 3, 2021
While there’s no doubt about the emotional toll the COVID-19 pandemic has had, the financial damage has been just as…
A Case For Collecting Social Security at 62
A Case For Collecting Social Security at 62 Investing & Retirement August 24, 2021
FINANCIAL EXPERTSoften advise retirees to delay claiming Social Security. Their actuarial tables and statistics make acompellingcase. Still, as soon as…
3 Money Motivations to Consider in Your 50s
3 Money Motivations to Consider in Your 50s Investing & Retirement August 17, 2021
GROWING UP, I WASheavily influenced by the ideals of the Protestantwork ethic. Working hard and finding career success provided great…
The best passive income ideas still take work, time and money.
23 Best Passive Income Ideas To Build Wealth Investing & Retirement August 11, 2021
Passive income can help you achieve financial freedom and live the life of your dreams. Who doesn't want to get…
Ask Clark money column
Should We Put a Hold on Our Investments Because of the Current Economic Uncertainty? Investing & Retirement August 11, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. We’re Nervous About the…
10 Things To Know About Social Security Spousal Benefits
10 Things To Know About Social Security Spousal Benefits Investing & Retirement August 10, 2021
ON THE SURFACE,Social Security seems straightforward: During our working years, we pay into the system. Then, when we’re older, the…
Cricket and Acorns have partnered to offer customers free investment money.
There’s a New Way To Invest Money: With Your Cell Phone Bill Budgeting & Saving August 9, 2021
There's a new corporate partnership that can help consumers get a boost in their efforts to save and invest. If…
Robinhood's stock price soared dramatically less than a week after the fintech company announced its IPO.
What’s Happening With Robinhood’s Stock? Investing & Retirement August 6, 2021
Robinhood's stock has sent investors and short-term traders into a frenzy less than one week after its IPO. Trading under…
5 Ways To Be Smarter With Your Retirement Savings
5 Ways To Be Smarter With Your Retirement Savings Investing & Retirement August 3, 2021
VANGUARD GROUPreleased its latestHow America Savesreport last month. The survey details the behavior of participants in Vanguard-managed 401(k) and similar…
The Dividend Aristocrats are some of the best dividend stocks because they've raised their dividend for at least 25 consecutive years.
Is Investing in Dividend Stocks a Good Strategy? Investing & Retirement July 28, 2021
Is building a dividend portfolio a good idea, and what are the best dividend stocks? In this article, I'll tell…
5 Ways To Protect Your Retirement Accounts From Being Hacked
5 Ways To Protect Your Retirement Accounts From Being Hacked Investing & Retirement July 27, 2021
OVER A PRODUCTIVE30-year career that ended in 1950, Willie Sutton robbed as many as 100 banks for gains worth $40…
money in savings for piggy bank
Warning: Watch Out for These CD Rate Advertisements Investing & Retirement July 26, 2021
With the current economic situation being what it is, money expert Clark Howard is getting a lot of questions about…
Clark Howard names the best 529 savings plans by state.
Best 529 College Savings Plans By State Investing & Retirement July 21, 2021
A 529 savings plan gives you a tax-free way to invest for your child's education. But what are the best…
Is it worth opening a high-interest savings account if you have to meet certain conditions?
High-Interest Savings Accounts With Conditions: Are They Worth It? Investing & Retirement July 21, 2021
We're in the midst of a long stretch of historically low interest rates. Getting much more than 0.50% APY in…
Is $1 Million Really Enough for Retirement?
Is $1 Million Really Enough for Retirement? Investing & Retirement July 20, 2021
MANY PEOPLE TELL MEthey need, say, $1 million or $2 million to retire, effectively equating retirement with a dollar amount.…
Compound interest can turn you into a millionaire with a little patience and persistance.
How To Turn $100 a Week Into $1 Million With Compound Interest Investing & Retirement July 15, 2021
Compound interest is one of the most exciting financial phenomena out there. Why? It's earning interest on interest! Get 10%…
3 Key Elements for a Successful Retirement
3 Key Elements for a Successful Retirement Investing & Retirement July 13, 2021
RETIREMENT CAN BEthe best time of our life—but only if we manage it right. I recently passed a milestone: the…
Money expert Clark Howard doesn't like investing in individual stocks.
Clark’s Take: Should You Invest in Stocks at All? Investing & Retirement July 12, 2021
Money expert Clark Howard isn't a fan of investing in individual stocks. Clark thinks putting an outsized percentage of your…
Use a compound interest calculator to figure out how much money you'll be able to make on your savings and investments.
How To Calculate Compound Interest Investing & Retirement July 9, 2021
Whoever came up with the phrase, "It takes money to make money," was probably a big fan of compound interest.…
How a 1% Fee Can Sabotage Your Retirement Savings
How a 1% Fee Can Sabotage Your Retirement Savings Investing & Retirement July 6, 2021
ONE PERCENTis the average annual costchargedby actively managed stock mutual funds. One percent is also thetypical feecharged by financial advisors…
ETF vs. mutual fund may seem trivial but comes with serious tax implications.
ETF vs. Mutual Fund: Which Investment Is Better? Investing & Retirement July 1, 2021
The difference between an ETF vs. a mutual fund may seem trivial, as both are available as part of professionally-managed…
Why Your Retirement Budget Doesn’t Really Matter
Why Your Retirement Budget Doesn’t Really Matter Investing & Retirement June 29, 2021
ON THE JOURNEYto retirement, should you focus on setting a retirement spending budget or on making sure you have adequate…
Ask Clark money column
Should I Buy A Guaranteed Life Annuity With My 401(k) Money To Avoid Market Downturns? Investing & Retirement June 28, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, by money expert Clark Howard. I Have $1 Million…