Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

What Are Index Funds?
What Are Index Funds? Investing & Retirement April 25th, 2024
Index funds are among the most popular retirement investments. But exactly what are they, and what are the best index…
3 Places You Should Never Invest Your Money
3 Places You Should Never Invest Your Money Banks & Banking April 25th, 2024
With great power comes great responsibility. Whether you've read about the Sword of Damocles or simply watched Spiderman, you've probably…
gold bars
Should I Buy Gold? Is It a Good Investment? Investing & Retirement April 24th, 2024
With the price of gold recently exceeding all time highs, many people are now wondering if they should have gold…
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Are Municipal Bonds a Good Investment To Avoid Federal Taxes? Investing & Retirement April 24th, 2024
Bonds are an important part of a typical investment portfolio. That's especially true the closer you get to retirement and…
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I’m Retiring From Boeing. Should I Take a Lump Sum or Monthly Pension? Investing & Retirement April 23rd, 2024
Deciding to take a lump sum vs. a monthly or yearly payout is a great but difficult choice. You need…
Why You Want To Spend Your IRA Money Before You Die
Why You Want To Spend Your IRA Money Before You Die Investing & Retirement April 23rd, 2024
Prior to 2020, passing wealth from generation to generation through an IRA was a straightforward strategy. A family could take…
Ascensus Acquires Vanguard’s Small Business Retirement Plans
Ascensus Acquires Vanguard’s Small Business Retirement Plans Investing & Retirement April 22nd, 2024
Ascensus, the largest player in the retirement investment space, announced it will acquire many small business retirement plans from Vanguard.…
Best Financial Advisors in 2024
Best Financial Advisors in 2024 Investing & Retirement April 22nd, 2024
Type "best financial advisors" into your favorite search engine and you'll get a variety of results including lists of robo-advisors,…
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I Keep $10 Million of My $13 Million in High-Yield Savings Accounts and CDs. Am I Too Conservative? Investing & Retirement April 18th, 2024
The more money you have, the more security matters. It's an almost universal truth. High-net-worth individuals are smart to diversify…
Should I Convert a Traditional IRA to a Roth IRA?
Should I Convert a Traditional IRA to a Roth IRA? Investing & Retirement April 16th, 2024
Money expert Clark Howard calls himself "the man from Roth." He so loves Roth IRAs that it's a small miracle…
How Much of Each Paycheck You Should Save or Invest
How Much of Each Paycheck You Should Save or Invest Investing & Retirement April 10th, 2024
As a country, the United States stinks at saving money. However, we collectively got our act together not long after…
You can become an IRA millionaire by making the maximum contribution allowed every year for more than three decades.
How To Use an IRA To Become a Millionaire Investing & Retirement April 2nd, 2024
Money expert Clark Howard thinks that beyond supporting yourself, saving and investing for retirement should be your most important financial…
how to open a Roth IRA
What Is a Backdoor Roth IRA? Investing & Retirement April 2nd, 2024
Want to contribute to a Roth IRA, but concerned that you earn too much money? Don't fret, high-income earners still…
How to open a Roth IRA
How To Open a Roth IRA Investing & Retirement April 2nd, 2024
Money expert Clark Howard thinks Roth IRAs are just about the best tool around when it comes to saving for…
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How Much Is Too Much When It Comes to Retirement Savings? Investing & Retirement April 1st, 2024
When it comes to money, there are two prominent groups. One group says tomorrow is not guaranteed. That you should…
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Have Clark’s Health Issues Changed His Stance on Waiting To Collect Social Security? Investing & Retirement March 21st, 2024
Want to get people emotionally charged about money? Many different topics can cause that type of reaction. Finances are intensely…
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Should I Use AI To Make Stock Trades? Investing & Retirement March 20th, 2024
Artificial intelligence, or AI, is to 2024 what the internet was in the late 1990s with the dot-com bubble. It's…
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Clark Predicts Traditional 401(k)s, IRAs Will Cease To Exist Within a Decade Investing & Retirement March 18th, 2024
Money expert Clark Howard predicts that traditional 401(k) and traditional IRA accounts will go extinct in the next 10 years.…
Target Date Funds: Clark’s Favorite Retirement Investment
Target Date Funds: Clark’s Favorite Retirement Investment Investing & Retirement March 13th, 2024
Target date funds are the “easy button” for retirement investing. They can take the confusion and research out of investing…
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What Should I Do With My 401(k) at My Old Company? Investing & Retirement March 11th, 2024
You're contributing to a 401(k) account and even getting a company match. As years go by, your balance goes up.…
Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years
Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years Investing & Retirement March 8th, 2024
You're making a major purchase in the future. Perhaps you're saving to buy a house or a car, pay for…
Ask Clark Howard and Team Clark
Where Should My Daughter Put Her $15,000 Until She Pays for College? Investing & Retirement February 22nd, 2024
Working as a teenager still is a right of passage for many Americans. If you plan to attend college, it…
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Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? Education February 20th, 2024
In past years, contributing to a 529 plan presented a clear risk to parents and grandparents. It's always been a…
Understanding the pros and cons of Roth vs. traditional 401(k)s can be helpful to maximizing your retirement saving and investing strategies.
Roth vs. Traditional 401(k): What’s the Difference? Investing & Retirement February 14th, 2024
If you're enrolling in your company retirement plan, your company may offer you a choice: a Roth 401(k) or a…
A 401(k) match is an excellent feature of a workplace retirement plan that can help secure your financial future.
401(k) Match: What Is It, How It Works Investing & Retirement February 14th, 2024
If your company offers a 401(k) match, get excited. You have an opportunity to stockpile free money for your retirement.…
Should You Follow the 4% Rule When You Retire?
Should You Follow the 4% Rule When You Retire? Investing & Retirement February 6th, 2024
I JUST READ THATthe 4% rule is making a comeback. From where, I thought? Under the4% rule, you withdraw 4%…
The Clark-Approved Way To Invest in Real Estate
The Clark-Approved Way To Invest in Real Estate Homes & Real Estate January 30th, 2024
Investing in real estate is always a hot topic whether the housing market is booming (like in 2022) or whether…
Realistic retirement age
Report: The Most Realistic Retirement Ages in the 10 Most Populous States Investing & Retirement January 29th, 2024
Many Americans see retirement as a predetermined milestone. But, your circumstances — including where you live — may factor into…
Clark Howard investment guide
How to Start Investing: 10 Steps for Beginners Investing & Retirement January 19th, 2024
Money expert Clark Howard is giving you his 10-step guide to saving and investing for free, all in one place:…
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Should I Take a $700,000 Lump Sum or a $4,200 Monthly Pension? Investing & Retirement January 19th, 2024
Sometimes life is kind enough to give us win-win decisions. Would you like this or that delicious dessert at your…