Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

Social Security card and money
The Age Most Americans Are Claiming Social Security Benefits Investing & Retirement September 16, 2020
Do you know the best age to claim you federal retirement benefits? A recent report says most older Americans don’t…
Financial advisor looking at stock market prices on his phone
Here’s What Retirees Are Asking Their Financial Advisors Investing & Retirement August 24, 2020
If you are retired or thinking about retiring soon, the recent economic volatility might have you concerned about your financial…
Target Date Funds vs Index Funds
Target Date Funds vs. Index Funds: Which Is Better for You? Investing & Retirement July 10, 2020
Target date funds and index funds are two of the options available when you're investing, but is one better than…
Fractional Shares
4 Things to Know Before You Buy Fractional Shares Investing & Retirement July 7, 2020
Buying fractional shares of stock is a way to invest in companies you want to own a part of without…
index funds investing concept on $100 bills
What Is an Index Fund and Why Should I Invest in One? Investing & Retirement July 1, 2020
If you're new to investing, you may have heard about index funds but maybe you're not exactly sure what they…
401 K plan in tablet with money on a table
Ask Clark: Should I Take Money From My 401(k) Right Now? Investing & Retirement April 20, 2020
The economic fallout from the coronavirus pandemic is staggering. Practically overnight, more than 26 million Americans have joined the ranks…
unemployment benefits written on pad surrounded by money and calculator
Ask Clark: Does Collecting Unemployment Affect Social Security in the Long Run? Investing & Retirement April 17, 2020
The coronavirus pandemic has forced millions onto the unemployment rolls almost overnight. Naturally, many of those people are wondering what…
Retirees holding sign showing retirement budget and expense categories
7 Major Expenses in Retirement (and How to Reduce Them!) Investing & Retirement April 16, 2020
Many people spend their working years trying to save enough for retirement. But how can you predict what your spending…
Savings bonds of the Series EE and Series I variety
Ask Clark: Should I Be Buying Savings Bonds Right Now? Investing & Retirement April 13, 2020
At a time when there's a lot of instability in the stock market, people are looking for a safe haven.…
Some employers are cutting 401(k) matching contributions as a result of the coronavirus pandemic.
Ask Clark: What Should I Do if My Company Stops Matching 401(k) Contributions? Investing & Retirement April 6, 2020
Even in the midst of record job losses as a result of the coronavirus pandemic, many people are fortunate to…
Roth IRA and traditional IRA
Is a Roth IRA Better Than a Traditional IRA? Investing & Retirement April 3, 2020
Whether your employer offers a 401(k) option or not, an IRA makes it easy for you to save for retirement…
Roth IRA conversion
Ask Clark: Should I Convert a Traditional IRA to a Roth IRA? Investing & Retirement April 1, 2020
We all know there's not a lot of good news economically coming out of the coronavirus pandemic right now. But…
Social Security benefits
Ask Clark: Should I File for Social Security Now? Investing & Retirement March 26, 2020
A lot of Americans are finding themselves laid off or with hours cut back at work. If you're in your…
Dollar bill with 401k image
Ask Clark: What Do I Do With My 401(k) if I Am Laid Off? Investing & Retirement March 24, 2020
When times get tough and you're out of work, you may be tempted to tap your 401(k) for living expenses.…
Young man thinking about investing in the stock market
Ask Clark: Should I Buy Stocks Right Now? Investing & Retirement March 23, 2020
If you're a younger investor, you may be wondering if you should use money you've saved for another purpose to…
traffic sign that reads 'warning bear market ahead'
What Is a Bear Market? Investing & Retirement March 16, 2020
According to the Chinese calendar, 2020 is supposed to be the year of the rat. But if you ask anyone…
Investments and Retirement
Ask Clark: What Should I Do About My Investments if I’m Retiring This Year? Investing & Retirement March 13, 2020
If you're just on the cusp of retiring, you've probably been rattled by all the recent downward moves in the…
Coronavirus & Your Finances: What to Know and Do
Coronavirus and Your Money: Answers and Resources Money & Credit March 10, 2020
The coronavirus (COVID-19) pandemic is affecting nearly every aspect of our daily lives. Whether you are worried about your job,…
StockSelloff (2)
Should You Sell or Stay Put in the Stock Market? Investing & Retirement March 9, 2020
The topsy-turvy moves of the stock market in the last weeks have caused many investors to panic and sell their…
Smiling female school teacher sitting on a chair facing students in a classroom holding up and explaining a worksheet
What Is a 403(b) and How Does It Work? Investing & Retirement March 5, 2020
A 403(b) plan is the public school employee's equivalent of the private sector 401(k). It's a retirement account designed to…
11 Ways to Save Money in Retirement
11 Ways to Save Money in Retirement Investing & Retirement March 4, 2020
Retirement can be a wonderful thing, but it comes without its own set of challenges. When you no longer have…
Two chairs overlooking Hawaii
Report: The Most Realistic Retirement Age in Every State Investing & Retirement March 2, 2020
Most Americans dream of retiring one day, but for that goal is more achievable for some people than others. The…
Report: Companies With the Best Retirement Plans
Report: These Companies Have the Best Retirement Plans Investing & Retirement February 26, 2020
The best retirement plans are typically those at companies that offer to match their employees' 401(k) contributions. The way it…
Banking on Your Home to Fund Your Retirement? Read This
Report: Some U.S. Homeowners Are Making a Big Retirement Mistake Investing & Retirement February 24, 2020
If you're thinking about using your home to fund your retirement, you might want to explore other options. The reason…
The #1 Difference Between Super Savers and Average Savers
The #1 Difference Between ‘Super Savers’ and Average Savers Investing & Retirement February 14, 2020
When it comes to saving money, some people are extremely good at it, while many more are just average or…
Coins stacked up and growing in value
What Is the Rule of 72 and Why Should You Care About It? Investing & Retirement February 14, 2020
Everybody loves the idea of doubling their money. But did you know there's a simple formula that can help you…
Retirement income
Big Changes Coming to Your Retirement Account in 2020 and Beyond Investing & Retirement January 23, 2020
If you've got a 401(k) or IRA, a brand new piece of legislation called the SECURE Act is making some…
money in a retirement fund piggy bank
2020 Retirement Contribution Limits: 401(k), Roth IRA, Traditional IRA and More Investing & Retirement November 14, 2019
Ready to save money for retirement? It's helpful to be aware of current retirement contribution limits so you know how…
Financial planner at work
Hiring a Fee-Only Financial Planner? Here’s What You Need to Look for First Investing & Retirement October 23, 2019
Finding a good financial planner can be tricky in the absence of a fiduciary rule requiring investment advisors to act…
Saving for retirement
6 Best Ways to Save for Retirement in Your 30s Investing & Retirement October 22, 2019
Are you starting to save for retirement in your 30s? This decade of your life can be one of the…