Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

3 Places You Should Never Invest Your Money
3 Places You Should Never Invest Your Money Banks & Banking December 5th, 2023
With great power comes great responsibility. Whether you've read about the Sword of Damocles or simply watched Spiderman, you've probably…
Average Social Security check
Report: Average Monthly Social Security Benefit by Age Investing & Retirement December 1st, 2023
Among the most rewarding things that U.S. seniors look forward to in retirement is their Social Security check.  After becoming…
Realistic retirement age
Report: The Most Realistic Retirement Ages in the 10 Most Populous States Investing & Retirement November 30th, 2023
Many Americans see retirement as a predetermined milestone in the not-too-distance future. But as you’re about to see, your circumstances,…
Ask Clark Howard and Team Clark
Should I Participate in Costco’s Employee Stock Purchase Plan or Open a Roth IRA? Investing & Retirement November 22nd, 2023
Costco is money expert Clark Howard's favorite store. As such, we've written plenty about whether a Costco membership is worth…
Ask Clark Howard and Team Clark
I May Make Too Much Money To Be Eligible To Contribute To a Roth IRA in 2024. What Do I Do? Investing & Retirement November 20th, 2023
Outside of a workplace 401(k) plan that offers a company match, a Roth IRA is money expert Clark Howard's favorite…
Facet Wealth Review: Is Facet a Fiduciary and How Much Does It Cost?
Facet Wealth Review: Is Facet a Fiduciary and How Much Does It Cost? Investing & Retirement November 8th, 2023
By industry standards, Facet Wealth is a young company. But it has become a recognizable investment company in the United…
Vanguard Personal Advisor Review
Vanguard Personal Advisor Review Investing & Retirement November 8th, 2023
Vanguard Personal Advisor offers the personal touch and level of service of a traditional financial advisor at the price of…
IRS Announces New 401(k) and IRA Contribution Limits for 2024
IRS Announces New 401(k) and IRA Contribution Limits for 2024 Investing & Retirement November 3rd, 2023
The Internal Revenue Service (IRS) announced increases to the 401(k) and IRA contribution limits for 2024. 401(k) and Roth Contribution…
Coins stacked up and growing in value
What Is the Rule of 72 and Why Should You Care About It? Investing & Retirement October 31st, 2023
Everybody loves the idea of doubling their money. But did you know there's a simple formula that can help you…
Best Investment Companies for Investors in 2023
Best Investment Companies for Investors in 2023 Investing & Retirement October 31st, 2023
The best investment companies are good fits for almost every investor, whether you’re a beginner or you’re making exotic trades.…
Ask Clark Howard and Team Clark
What Brokerage Do You Recommend for First-Time Investors or Kids? Investing & Retirement October 31st, 2023
Learning about finance and investing from an early age can be life changing. Many of us have children, family members…
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We Have Enough Money To Retire. Can We Cancel These Insurance Policies and Use the Money for Fun? Investing & Retirement October 30th, 2023
If you don't have enough money saved for retirement, it's easy to know what to do. At least in broad…
Should I Pay Off Debt, Save Money or Invest?
Should I Pay Off Debt, Save Money or Invest? Investing & Retirement October 30th, 2023
You've got some cash and you're facing a financial decision: Should you invest, pay off debt or save that money…
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I Have $1 Million in Real Estate. Should I Sell and Invest It Instead? Homes & Real Estate October 25th, 2023
When it comes to investing for retirement, money expert Clark Howard often recommends stashing your money in a target date…
Ask Clark Howard and Team Clark
How Many Financial Accounts and Companies Are Too Many? Banks & Banking October 23rd, 2023
"Mo Money Mo Problems" is a 1997 song by The Notorious B.I.G. The chorus includes this line: "It's like the…
Ask Clark Howard and Team Clark
I Keep $10 Million of My $13 Million in High-Yield Savings Accounts and CDs. Am I Too Conservative? Investing & Retirement October 18th, 2023
The more money you have, the more that security matters. It's an almost universal truth. High-net-worth individuals are smart to…
The Social Security Cost-of-Living Adjustment for 2024
The Social Security Cost-of-Living Adjustment for 2024 Investing & Retirement October 12th, 2023
Are you ready to see an increase in your Social Security check? The Social Security Administration (SSA) just announced a…
Clark Howard’s Advice on Buying Gold
Clark Howard’s Advice on Buying Gold Investing & Retirement October 11th, 2023
Gold is one of the most popular investments in the world. In fact, according to the data-driven visual content site…
My Social Security: The Free Account Everyone Needs To Set Up Before Retirement
My Social Security: The Free Account Everyone Needs To Set Up Before Retirement Investing & Retirement October 11th, 2023
For many of us, Social Security will be a significant part of our income during retirement. In fact, the Social…
How Much of Each Paycheck You Should Save or Invest
How Much of Each Paycheck You Should Save or Invest Investing & Retirement October 5th, 2023
As a country, the United States stinks at saving money. However, we collectively got our act together not long after…
Fisher Investments Review: Is Fisher Really a Fiduciary?
Fisher Investments Review: Is Fisher Really a Fiduciary? Investing & Retirement October 4th, 2023
Outside of the biggest names such as BlackRock, Fidelity, Schwab and Vanguard, Fisher Investments is one of the most recognizable…
Why You Want To Spend Your IRA Money Before You Die
Why You Want To Spend Your IRA Money Before You Die Investing & Retirement October 1st, 2023
Prior to 2020, passing wealth from generation to generation through an IRA was a straightforward strategy. A family could take…
Should I Convert a Traditional IRA to a Roth IRA?
Should I Convert a Traditional IRA to a Roth IRA? Investing & Retirement September 29th, 2023
Money expert Clark Howard calls himself "the man from Roth." He so loves Roth IRAs that it's a small miracle…
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Is Clark Concerned About the Underperformance of International Stocks in Funds? Investing & Retirement September 29th, 2023
Money expert Clark Howard often gives investing advice based on behavioral economics. Imagine that a doctor prescribes the perfect medicine…
What is a financial advisor and how much do financial advisors cost? Clark Howard answers those questions and more.
What Is a Financial Advisor and Do I Need One? Investing & Retirement September 28th, 2023
Considering that as little as 1% of the U.S. population uses a financial advisor, there’s understandably some mystery about what…
Betterment Review: How It Works, Pros & Cons
Betterment Review: How It Works, Pros & Cons Investing & Retirement September 19th, 2023
If you're reading a Betterment review, you probably already know something about robo-advisors. But how do they work, and what…
retirement clock
The Average Retirement Age in America Investing & Retirement September 18th, 2023
When you think about your retirement, do you envision still feeling spry and being in relatively good health? Truth be…
Retirement affordability
New Report: Top 15 Most Affordable Places To Retire Investing & Retirement September 12th, 2023
Finding somewhere to retire can be difficult when you’re looking for a city that has nice weather, adequate amenities and…
Wealthfront Review: How It Works, Pros & Cons
Wealthfront Review: How It Works, Pros & Cons Investing & Retirement September 12th, 2023
As I hope you'll understand after reading this Wealthfront review, if you want to outsource your investing but don't want…
Best Financial Advisors in 2023
Best Financial Advisors in 2023 Investing & Retirement September 7th, 2023
Type "best financial advisors" into your favorite search engine and you'll get a variety of results including lists of robo-advisors,…