Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

Ask Clark money column
What’s the Deal With Dogecoin? Investing & Retirement May 12, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. How Do You Feel…
Ask Clark money column
Should I Pay 1.75% in Fees on a Brokerage Account? Investing & Retirement May 10, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Is 1.75% a Reasonable…
What Is a Solo 401(k) and How Does It Work?
What Is a Solo 401(k) and How Does It Work? Investing & Retirement May 7, 2021
A solo 401(k) is a retirement plan for the self-employed. If you're a business owner, a solo 401(k) is a…
Hybrid robo-advisor vs. full-service financial advisor: Which investing option is best for you?
Full-Service Financial Advisor vs. Hybrid Robo-Advisor: What’s Best for Me? Investing & Retirement April 30, 2021
Money expert Clark Howard often recommends Vanguard Personal Advisor Services (PAS) to people who want to hire a financial advisor.…
The Rule of 55 allows you to withdraw 401(k) funds before age 59½.
The Rule of 55: What Is It, How It Works Investing & Retirement April 29, 2021
If you're thinking about early retirement, it may be important for you to understand the Rule of 55 for 401(k)…
A SEP IRA is a great retirement plan for those who earn self-employment income.
What Is a SEP IRA and Who Is Eligible? Investing & Retirement April 28, 2021
If you're self-employed, contributing to a SEP IRA may be a great way to fund your retirement. In this article,…
According to the IRA withdrawal rules, you can avoid an early withdrawal penalty by waiting until 59½ to take out your money.
IRA Withdrawal Rules: Early Withdrawal Penalty & Exceptions Investing & Retirement April 26, 2021
If you're funding your retirement through an Individual Retirement Account (IRA), you'll want to know the IRA withdrawal rules to…
The 401(k) withdrawal rules dictate when you can take money out of your 401(k) without paying an early withdrawal penalty.
401(k) Withdrawal Rules: Early Withdrawal Penalty & Exceptions Investing & Retirement April 26, 2021
If you're thinking of retiring -- especially if you’re considering retiring early -- it's important to understand the 401(k) withdrawal…
A 401(k) match is an excellent feature of a workplace retirement plan that can help secure your financial future.
401(k) Match: What Is It, How It Works Investing & Retirement April 21, 2021
If your company offers a 401(k) match, get excited. You have an opportunity to stockpile free money for your retirement.…
Ask Clark money column
If I Don’t Have a 401(k) Option, How Can I Save for Retirement and Get Tax Benefits? Investing & Retirement April 21, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Without a 401(k), What…
Understanding the pros and cons of Roth vs. traditional 401(k)s can be helpful to maximizing your retirement saving and investing strategies.
Roth vs. Traditional 401(k): What’s the Difference? Investing & Retirement April 20, 2021
If you're enrolling in your company retirement plan, your company may offer you a choice: Roth vs. traditional 401(k). But…
IRA vs. 401(k): Both of the major retirement plan tools have strengths and weaknesses, but money expert Clark Howard holds a clear opinion.
IRA vs. 401(k): Which Is Better? Investing & Retirement April 20, 2021
If you're contributing to a retirement account in the United States, you've probably debated IRA vs. 401(k) at some point.…
Hybrid financial advisors are a favorite of money expert Clark Howard for investors of all kinds.
Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity Investing & Retirement April 19, 2021
Are you looking for a financial advisor? Money expert Clark Howard loves to recommend the hybrid advisor options from Vanguard,…
Learn the 401(k) contribution limits for 2021 so you avoid any potential tax headaches.
401(k) Contribution Limits for 2021 Investing & Retirement April 16, 2021
A workplace 401(k) plan can help you save a substantial amount of money for your retirement. But how much, exactly?…
retirement moving cities
Report: Cities Where Retirees Are Moving Investing & Retirement April 14, 2021
A recent report shows which cities retirement-age Americans are moving to for reasons ranging from economics to more sunshine. If…
How to open a Roth IRA
How To Open a Roth IRA Investing & Retirement April 13, 2021
Money expert Clark Howard thinks Roth IRAs are just about the best tool around when it comes to saving for…
Ask Clark money column
I’ll Turn 50 in 2022. Can I Contribute $7,000 to My Roth IRA Starting in Tax Year 2022 or 2023? Investing & Retirement April 7, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Can I Contribute to…
Clark.com's Personal Capital review explains how the company attracts two kinds of users: those looking for free financial planning tools and those looking to invest with a hybrid financial advisor.
Personal Capital Review: How It Works, Pros & Cons Investing & Retirement April 7, 2021
This retirement-centric company helps you track and optimize your retirement planning with free tools. It also combines automated investing with…
Best Financial Advisors in 2021
Best Financial Advisors in 2021 Investing & Retirement April 6, 2021
Type "best financial advisors" into your favorite search engine, and you'll get a variety of results including lists of robo-advisors,…
Schwab Intelligent Portfolios Premium offers a hybrid financial advisor option that Clark Howard recommends.
Schwab Intelligent Portfolios Premium Review Investing & Retirement April 5, 2021
Schwab Intelligent Portfolios Premium provides a way to invest your money and get inexpensive access to a team of financial…
Betterment vs Wealthfront
Betterment vs. Wealthfront: Which Robo-Advisor Is Best for You? Investing & Retirement April 1, 2021
“Betterment vs. Wealthfront: Who’s best?” is a seemingly never-ending debate among robo-advisor enthusiasts. But which robo-advisor actually is the best?…
Consider these questions to ask a financial advisor before you decide to hire one, money expert Clark Howard says.
10 Questions To Ask a Financial Advisor Investing & Retirement April 1, 2021
You may not interview a fast-food manager about her menu or quiz a mall employee on the origins of the…
Should you roll over your 401(k) to an IRA? It depends on several factors, money expert Clark Howard says.
401(k) Rollover: What You Need To Know & Options Investing & Retirement March 29, 2021
Should you roll over your 401(k) or leave it with your old company? If you've recently left a job or…
Fidelity Personalized Planning and Advice offers financial planning and coaching as well as robo-investing.
Fidelity Personalized Planning & Advice Review Investing & Retirement March 29, 2021
Fidelity Personalized Planning and Advice offers robo-investing plus unlimited financial planning and coaching. In this article, I'll explain why money…
Betterment Review: How It Works, Pros & Cons
Betterment Review: How It Works, Pros & Cons Investing & Retirement March 25, 2021
If you're reading a Betterment review, you probably already know something about robo-advisors. But how do they work, and what…
Wealthfront Review
Wealthfront Review: How It Works, Pros & Cons Investing & Retirement March 25, 2021
As I hope you'll understand after reading this Wealthfront review, if you want to outsource your investing but you don't…
Clark Howard explains how to find a financial advisor and why you want a fee-only fiduciary.
How To Find and Choose a Financial Advisor Investing & Retirement March 25, 2021
If you want to learn how to find a financial advisor you can trust, you've come to the right place.…
Once you decide to roll over your 401(k), it's important to understand how to roll over a 401(k).
401(k) Rollover: How To Roll Over a 401(k) Investing & Retirement March 24, 2021
If you've decided to move the funds from your retirement account at your former company, you need to understand how…
Ask Clark money column
Should I Invest in a Bitcoin IRA? Investing & Retirement March 24, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, by money expert Clark Howard. Is a Bitcoin IRA…
Vanguard Personal Advisor Services Review
Vanguard Personal Advisor Services Review Investing & Retirement March 22, 2021
Vanguard Personal Advisor Services offers the personal touch and level of service of a traditional financial advisor at the price…