Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

Some employers are cutting 401(k) matching contributions as a result of the coronavirus pandemic.
Ask Clark: What Should I Do if My Company Stops Matching 401(k) Contributions? Investing & Retirement April 6, 2020
Even in the midst of record job losses as a result of the coronavirus pandemic, many people are fortunate to…
Roth IRA and traditional IRA
Is a Roth IRA Better Than a Traditional IRA? Investing & Retirement April 3, 2020
Whether your employer offers a 401(k) option or not, an IRA makes it easy for you to save for retirement…
Roth IRA conversion
Ask Clark: Should I Convert a Traditional IRA to a Roth IRA? Investing & Retirement April 1, 2020
We all know there's not a lot of good news economically coming out of the coronavirus pandemic right now. But…
Social Security benefits
Ask Clark: Should I File for Social Security Now? Investing & Retirement March 26, 2020
A lot of Americans are finding themselves laid off or with hours cut back at work. If you're in your…
Dollar bill with 401k image
Ask Clark: What Do I Do With My 401(k) if I Am Laid Off? Investing & Retirement March 24, 2020
When times get tough and you're out of work, you may be tempted to tap your 401(k) for living expenses.…
Young man thinking about investing in the stock market
Ask Clark: Should I Buy Stocks Right Now? Investing & Retirement March 23, 2020
If you're a younger investor, you may be wondering if you should use money you've saved for another purpose to…
traffic sign that reads 'warning bear market ahead'
What Is a Bear Market? Investing & Retirement March 16, 2020
According to the Chinese calendar, 2020 is supposed to be the year of the rat. But if you ask anyone…
Investments and Retirement
Ask Clark: What Should I Do About My Investments if I’m Retiring This Year? Investing & Retirement March 13, 2020
If you're just on the cusp of retiring, you've probably been rattled by all the recent downward moves in the…
Coronavirus & Your Finances: What to Know and Do
Coronavirus and Your Money: Answers and Resources Money & Credit March 10, 2020
The coronavirus (COVID-19) pandemic is affecting nearly every aspect of our daily lives. Whether you are worried about your job,…
StockSelloff (2)
Should You Sell or Stay Put in the Stock Market? Investing & Retirement March 9, 2020
The topsy-turvy moves of the stock market in the last weeks have caused many investors to panic and sell their…
Smiling female school teacher sitting on a chair facing students in a classroom holding up and explaining a worksheet
What Is a 403(b) and How Does It Work? Investing & Retirement March 5, 2020
A 403(b) plan is the public school employee's equivalent of the private sector 401(k). It's a retirement account designed to…
senior couple saving money with a piggy bank
12 Ways to Save Money in Retirement Investing & Retirement March 4, 2020
Retirement can be a wonderful thing, but it doesn't necessarily come without its own set of challenges. When you no…
Two chairs overlooking Hawaii
Report: The Most Realistic Retirement Age in Every State Investing & Retirement March 2, 2020
Most Americans dream of retiring one day, but for that goal is more achievable for some people than others. The…
Report: Companies With the Best Retirement Plans
Report: These Companies Have the Best Retirement Plans Investing & Retirement February 26, 2020
The best retirement plans are typically those at companies that offer to match their employees' 401(k) contributions. The way it…
Banking on Your Home to Fund Your Retirement? Read This
Report: Some U.S. Homeowners Are Making a Big Retirement Mistake Investing & Retirement February 24, 2020
If you're thinking about using your home to fund your retirement, you might want to explore other options. The reason…
The #1 Difference Between Super Savers and Average Savers
The #1 Difference Between ‘Super Savers’ and Average Savers Investing & Retirement February 14, 2020
When it comes to saving money, some people are extremely good at it, while many more are just average or…
Coins stacked up and growing in value
What Is the Rule of 72 and Why Should You Care About It? Investing & Retirement February 14, 2020
Everybody loves the idea of doubling their money. But did you know there's a simple formula that can help you…
Retirement income
Big Changes Coming to Your Retirement Account in 2020 and Beyond Investing & Retirement January 23, 2020
If you've got a 401(k) or IRA, a brand new piece of legislation called the SECURE Act is making some…
money in a retirement fund piggy bank
2020 Retirement Contribution Limits: 401(k), Roth IRA, Traditional IRA and More Investing & Retirement November 14, 2019
Ready to save money for retirement? It's helpful to be aware of current retirement contribution limits so you know how…
Financial planner at work
Hiring a Fee-Only Financial Planner? Here’s What You Need to Look for First Investing & Retirement October 23, 2019
Finding a good financial planner can be tricky in the absence of a fiduciary rule requiring investment advisors to act…
Saving for retirement
6 Best Ways to Save for Retirement in Your 30s Investing & Retirement October 22, 2019
Are you starting to save for retirement in your 30s? This decade of your life can be one of the…
Mid-life couple sitting down and planning retirement
5 Best Ways to Save for Retirement in Your 40s Investing & Retirement October 11, 2019
Wondering about the best way to save for retirement in your 40s? Mid-life is a crucial point in any saver's…
Social Security card with $100 bills
Social Security Cost-of-Living Adjustment for 2020 Is 1.6% Investing & Retirement October 10, 2019
The Social Security Administration (SSA) just announced a nominal year-over-year rise in monthly benefits for Social Security and Supplemental Security Income…
Here are the best & worst places to live for retirees
Here are the best & worst places to live for retirees Investing & Retirement September 17, 2019
Many Americans know that when they reach retirement age, a life of comfort won't necessarily come from the income they've…
young woman with piggy bank
How to start saving for retirement in your 20s Investing & Retirement September 10, 2019
Wondering about how to get started saving for retirement in your 20s? In this article, we'll take a look at…
Retired couple enjoying a national park
How you can visit every national park in retirement  Investing & Retirement September 4, 2019
Ned and Nancy had no visions of green golf courses and bridge tournaments when they retired five years ago. Instead,…
Charles Schwab sign
6 Things to Know About Investing With Charles Schwab Investing & Retirement August 29, 2019
The investment world is all about low fees and, increasingly, even no fees. Leading the way on both fronts is…
saving for retirement in piggy bank
7 Best Ways to Save for Retirement in Your 50s Investing & Retirement August 19, 2019
Wondering about the best way to save for retirement in your 50s? Don't worry if you've gotten a slow start…
401(k) news headline in center of torn dollar bill
6 Things to Know Before You Start a 401(k) Investing & Retirement August 14, 2019
When you first start a new job, you'll probably be told about the company's 401(k) plan during employee orientation. A…
401(k) loan
Ask Clark: Should You Ever Take a Loan From Your 401(k)? Investing & Retirement August 1, 2019
If you are facing a large amount of debt or a big unexpected expense and have a sizeable amount of…