Latest Banks & Banking

Clark.com ranks the best online banks, taking free checking and high-interest savings accounts into consideration.
Best Online Banks: Free Checking and High-Interest Savings Accounts Online Banking April 16th, 2024
The best online banks charge you fewer fees and pay you more interest. If you don't mind doing your banking…
Best high-yield savings accounts
16 of the Best High-Yield Online Savings Accounts in April 2024 Banks & Banking April 16th, 2024
The best savings accounts help you grow your money safely. But the interest rate you can earn varies depending on…
The Best Place To Order Checks Online
The Best Place To Order Checks Online Banks & Banking April 8th, 2024
They say it takes money to make money, but spending it shouldn’t cost any more than necessary. If you’re ordering…
Here are the best free checking accounts in 2020 according to Clark.com.
10 Best Free Checking Accounts in April 2024 Banks & Banking April 5th, 2024
The best checking accounts in 2024 are free, and most offer perks to their customers. If you're looking for a…
Woman withdrawing money out of an ATM
This Mistake at the ATM Could Be Costing You More Than $240 a Year Banks & Banking March 26th, 2024
Doing a transaction at an out-of-network ATM is costing Americans an average of $4.73, which is more than it ever…
safe deposit box
Is a Safe Deposit Box Really Safe? Banks & Banking February 28th, 2024
Protecting your money and valuables is a priority. Many people choose to do that by renting a safe deposit box.…
How Many Bank Accounts Should You Have?
How Many Bank Accounts Should You Have? Banks & Banking January 25th, 2024
If you've received a bank sign-up bonus offer in the mail, you might be thinking about opening a new bank…
What Is a CD Ladder and When Is It a Good Idea?
What Is a CD Ladder and When Is It a Good Idea? Banks & Banking January 22nd, 2024
One of the silver linings of historic inflation and all the Fed interest rate hikes is that for the first…
Ask Clark Howard and Team Clark
Are Money Market Accounts As Safe as High-Yield Savings Accounts? Banks & Banking December 15th, 2023
Natural savers emerged from the dark ages of late to revel in annual yields often higher than 5%. Not long…
3 Places You Should Never Invest Your Money
3 Places You Should Never Invest Your Money Banks & Banking December 5th, 2023
With great power comes great responsibility. Whether you've read about the Sword of Damocles or simply watched Spiderman, you've probably…
Why Big Banks Are a Bad Place for Your Cash
Why Big Banks Are a Bad Place for Your Cash Banks & Banking November 27th, 2023
I'm never going to be honored by any banker as a person of the year, let me tell you. I'm…
Ask Clark Howard and Team Clark
Should I Avoid Callable CDs? Banks & Banking October 30th, 2023
Traditional Certificates of Deposit (CDs) typically pay more interest than savings accounts at the same bank because you're locking your…
Ask Clark Howard and Team Clark
How Many Financial Accounts and Companies Are Too Many? Banks & Banking October 23rd, 2023
"Mo Money Mo Problems" is a 1997 song by The Notorious B.I.G. The chorus includes this line: "It's like the…
Zelle app
7 Things To Know Before You Use Zelle Banks & Banking October 5th, 2023
When it comes to payment apps, Zelle is one of the most popular ones out there. While the money-transfer app…
T-Mobile Money review
T-Mobile Money: 5 Things To Know Banks & Banking September 20th, 2023
Of the many cards in your wallet, one from a popular cell phone company wouldn’t normally make the cut —…
ATM machine
How To Avoid ATM Fees Banks & Banking August 31st, 2023
Are you still paying ATM fees? If so, then you’re literally wasting money by giving it to a bank or…
online savings account
How Shockingly Low Interest Rates Are at the Big Banks Banks & Banking August 11th, 2023
The Federal Reserve has managed to gradually reduce inflation. This means that some things we buy are getting cheaper. It…
FedNow instant payments service
What Is FedNow? Banks & Banking August 8th, 2023
Have you ever noticed how even with “instant” payment apps like CashApp, Venmo, and Zelle it takes a few days…
Ask Clark money column
Is It Worth Chasing the Online Savings Account With the Highest Interest Rate Each Month? Banks & Banking August 1st, 2023
Gone are the days when even the highest-yield savings accounts were paying next to nothing in interest. The Fed has…
Ask Clark money column
Do Banks Delay Processing Deposits and Transfers To Make Extra Money? Banks & Banking June 16th, 2023
Banks have given consumers plenty of reasons for cynicism in the 21st century. From the Great Recession (2007-09) to billion-dollar…
Bank account shown on a tablet screen. Checking vs. savings account
Checking vs. Savings Accounts: The Differences and Why You Need Both Banks & Banking May 13th, 2023
Whether you're looking to open a new bank account or taking time to restructure your finances, organizing your money into…
Certificates of Deposit
What Is a CD and Should You Open One? Banks & Banking March 29th, 2023
If you're looking for a safe place to keep money that you don’t intend to spend soon, you may want…
Citi Bank is offering a $2,000 bonus to new Citi checking account members.
Can You Really Get a $2,000 Bonus for Opening a Citibank Account? Banks & Banking March 22nd, 2023
Citibank is offering a bonus of up to $2,000 to new customers who open a checking account. That sounds great.…
Ask Clark money column
Are Credit Union Deposits Insured Up To $250,000? Banks & Banking March 17th, 2023
Silicon Valley Bank, one of the 20 largest banks in the United States, collapsed out of nowhere earlier this month.…
Ask Clark money column
Can I Trust the FDIC’s Recommendations on Getting Insured for More Than $250,000 at a Single Bank? Banks & Banking March 16th, 2023
The Silicon Valley Bank meltdown at the end of last week caused a temporary massive panic about the security of…
Ask Clark money column
Will I Lose Out on Interest If I Move Money Between Savings Accounts Multiple Times Per Month? Banks & Banking December 20th, 2022
Back in the dark ages of savings accounts, a scant 11 months ago, the Federal interest rate was effectively zero.…
Zelle refund policy
These Big Banks Are Finally Doing Something About Zelle Banks & Banking December 2nd, 2022
Payment apps have become increasingly common tools for making financial transactions between friends, family members and even strangers. As convenient…
best banks according to customers
Reports: Best Banks for Customer Satisfaction Banks & Banking November 18th, 2022
Team Clark's favorite online banks charge no fees on checking accounts, pay decent interest on your savings account and never…
piggy bank with money in a shopping cart
Why You Should Shop Your Bank Now More Than Ever Banks & Banking October 26th, 2022
If you’ve put away some savings, it’s high time to get that money working for you if it’s not already.…
"What is an HSA" and "what are the HSA contribution limits in 2021" are common health insurance questions.
What Is an HSA Account and How Does It Work? Health Insurance October 20th, 2022
If you’re enrolled in a high-deductible health plan at work, you may have been offered the option of an HSA.…