Theo Thimou About the author:
Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. As a single widowed parent of two young children, he strives to bring unique savings tips to men and women like him who must face life without their spouses. He can be reached at [email protected]
View More Articles

More posts by Theo Thimou

rainy day savings account
Do you need emergency savings if you’re already doing a good job investing? Money & Credit October 19, 2018
When people finally start deciding to save money, one of the more common questions is: "Do I need to build…
401(k) error - Beware of making this $300,000 mistake with your 401(k)
Beware of making this $300,000 mistake with your 401(k) Money & Credit October 18, 2018
There's a hidden time bomb ticking in your 401(k) that could leave you with $300,000 less to spend in retirement…
now hiring sign - 25 best cities to get a job right now
25 best cities to get a job right now Jobs & Military October 18, 2018
With a strengthening economy and low unemployment, workers are no longer asking themselves, "Will I be able to get a…
These states will help you out with your student loan debt
These states will help you out with your student loan debt Education October 17, 2018
Is student loan debt a terrible financial burden in your life? Good news: Certain states in search of bright, young…
Clark Howard: Why you need to give online banks another look
Clark Howard: Why you need to give online banks another look Money & Credit October 17, 2018
Thinking about switching your bank? You're probably familiar with credit unions as a superior alternative to traditional big banks, but…
netflix via dreamstime
5 new Netflix developments you should know about TV, Satellite & Cable October 17, 2018
Netflix isn't showing any sign of slowing down with the release of new quarterly numbers that handily beat Wall Street…
Have ‘A’s on your report card? Here’s where you can get free food and more!
Have ‘A’s on your report card? Here’s where you can get free food and more! Deals & Savings October 16, 2018
Is there a straight-A student in your family? Those perfect report cards could score free food and more for your…
bank free money offers
Lots of banks are offering free cash: Should you bite? Banks & Banking October 15, 2018
Many banks these days are offering to throw free money at you if you'll open an account with them. But…
Pharmacists can now share a little-known prescription savings secret with you
Pharmacists can now share a little-known prescription savings secret with you Insurance October 15, 2018
Two new laws aim to free pharmacists from the shackles of insurance companies so they can let consumers know when…
Free electricity: Yes, it’s for real and here’s how you could get it!
Free electricity: Yes, it’s for real and here’s how you could get it! Homes & Real Estate October 15, 2018
Do you know what you pay your local power company for a kilowatt hour (kWh) of energy to heat and…
healthcare senior citizen nurse smiling via dreamstime
You might be pleasantly surprised by the Medicare premium increases for 2019 Insurance October 15, 2018
There's some relatively good news if you're on Medicare. The average recipient will see a slight rise in cost — in…
Kids raking leaves
New cashless ways to give your kids allowance — but beware of the fees! Money & Credit October 12, 2018
Ever had your kids ask for allowance money for completing chores — only to find yourself without cash on hand?…
postal truck
Stamp prices look to be going up in 2019 — unless you mail a letter that weighs this much Money & Credit October 11, 2018
Sending snail mail is about to get more expensive in early 2019, according to proposed new postage rates. RELATED: Social…
medical debt
Need medical debt relief? New rules may help out Money & Credit October 11, 2018
Is medical debt from surprise medical bills hurting your credit? You've got more options and more time than ever to…
socialsecuritycard
Social Security cost-of-living adjustment for 2019 is the biggest in 7 years! Money & Credit October 11, 2018
The Social Security Administration (SSA) just announced the biggest boost to benefits for Social Security and Supplemental Security Income recipients since…
Life insurance
Haven Life Plus: What you need to know about this unique insurance offering Insurance October 10, 2018
Today's life insurance customer is not like the life insurance customer of old. Younger customers want to be able to…
hurricane evacuation sign
29 items to pack in your financial emergency kit and bug-out bag Life October 10, 2018
As Hurricane Michael prepares to make landfall on the Florida Panhandle, hundreds of thousands of residents have been urged or…
401(k) retirement planning
Should I roll over my 401(k) into an IRA when leaving my job? Money & Credit October 9, 2018
Paul Simon once famously sang about "50 ways to leave your lover," but there must be 101 reasons why people…
chick fil a meal kit finished meal
Chick-fil-A Mealtime Kit: Is this easy dinner solution worth the price? Food & Restaurants October 8, 2018
Meal kits are all the rage these days, but Chick-fil-A is the first fast-food restaurant chain to test its own…
Kroger Scan Bag Go service
Kroger ‘Scan, Bag, Go’ review: 11 things to know before trying it out Shopping & Retail October 8, 2018
Hate waiting in line at the checkout register to unload all your groceries on the conveyor belt...just to load them…
Costco membership prices
New Costco membership deal: Get $120 in value for just $60! Shopping & Retail October 8, 2018
You probably already know about Costco's reputation for saving you money, but their street cred among penny-pinchers is about to…
investing mistake
The #1 mistake people make when opening an investment account Investing & Retirement October 5, 2018
Congratulations! You've finally contributed some money to a brokerage account like an IRA or a Roth IRA so you can…
Costco
6 takeaways from Costco Wholesale’s latest earnings call Shopping & Retail October 5, 2018
Costco is ever-evolving, but the average customer on the concrete floor only sees one side of that evolution. To glimpse…
foreclosure home real estate
Can your HOA foreclose on your home? Homes & Real Estate October 5, 2018
The battle between individual homeowners and mandatory homeowners associations (HOA) in covenant communities is nothing new. But it can take a…
Older couple buying life insurance
Now your life insurance policy can digitally follow your beneficiaries so it never gets lost! Insurance October 4, 2018
When a loved one passes, the last thing you want to do in the midst of your mourning is have…
kin insurance screenshot
5 things to know about Kin Insurance before getting a home insurance quote Insurance October 4, 2018
Kin Insurance is one of several new fintech companies aiming to take the pain points out of shopping for homeowners…
sliced ham
Recall alert: Ready-to-eat ham leaves 1 dead, 3 sick Recalls October 4, 2018
Tainted ham has left one person dead and three sick following a listeria contamination that has quickly led to a…
Are Social Security benefits going away?
Are Social Security benefits going away? Money & Credit October 3, 2018
Social Security has sustained generations of Americans and kept them out of poverty as they aged. But will Social Security…
WEA alert
7 things to know about the ‘Presidential Alert’ Mobile & Electronics October 3, 2018
You're probably familiar with Amber Alerts about missing children on your phone, but have you ever heard of WEA alerts?…
UnitedHealthcare promises lower premiums, more freebies in 2019 Medicare plans
UnitedHealthcare promises lower premiums, more freebies in 2019 Medicare plans Insurance October 3, 2018
Tired of your Medicare costs constantly rising? One health insurer says they're doing something about it. RELATED: 8 things to know…