Theo Thimou About the author:
Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. As a single widowed parent of two young children, he strives to bring unique savings tips to men and women like him who must face life without their spouses. He can be reached at [email protected]
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More posts by Theo Thimou

Retirement income
Big Changes Coming to Your Retirement Account in 2020 and Beyond Investing & Retirement January 23, 2020
If you've got a 401(k) or IRA, a brand new piece of legislation called the SECURE Act is making some…
Woman with perfect smile in a dentist office
How to Buy Individual Dental Insurance Health Insurance January 21, 2020
If you're concerned about buying dental insurance and worried about the price, you're not alone. According to WhyDental.org, more than…
Woman using smartphone to get a deal on prescription drugs at pharmacy
SingleCare vs. GoodRx: Which Is Cheaper? Health January 16, 2020
These days, the ability to save money on prescription drugs is right in the palm of your hand. That's thanks…
Lemonade Insurance screenshot
Lemonade Insurance Review: 7 Things to Know Before Getting a Quote Homeowners Insurance January 16, 2020
If you're tired of the same old experience of shopping for home or renters insurance, you may want to give…
Screenshot of Compare.com
Compare.com Review: 6 Things to Know Before Getting a Quote Car Insurance January 13, 2020
Compare.com says it lets you compare quotes from 60+ car insurance carriers to see who offers you the best deal.…
Medicine and money on wooden background. Medicine pills or capsules with money, dollar. Medical or pharmacy prescription for health. Cost of the healthy life. Expensive medicine.
8 Things to Know About Blink Health Health January 6, 2020
Feeling stretched thin by the high cost of prescriptions? Blink Health is a prescription discounter that promises low prices on…
Tax planning graphic with money
Here Are the New IRS Tax Brackets for 2020 Taxes December 12, 2019
Each year, the change of the calendar brings with it new IRS tax brackets. Here's a look at what you…
Root insurance quote on phone app
6 Things to Know About Root Insurance Car Insurance November 27, 2019
Want to save up to 52% on your car insurance? That's the promise of Root Insurance, which is doing a…
Kin insurance logo
6 Things to Know About Kin Insurance Homeowners Insurance November 25, 2019
Kin Insurance is one of several new financial technology companies that takes a digital-first approach to the process of shopping…
Disability insurance
5 Things to Know About Online Disability Insurance Seller Breeze Insurance November 14, 2019
If you're shopping for disability insurance, Breeze is a new player that lets you buy a policy online without the…
Seniors exercising on mats in a park
6 Things to Know About the SilverSneakers Program for Seniors Health November 12, 2019
The SilverSneakers program offers an affordable way for senior citizens to stay active during their golden years. In fact, you…
pharmacist and customer
6 Things to Know Before You Use SingleCare Health November 5, 2019
Ever feel like the cost of your prescriptions is spiraling out of control? SingleCare lets you comparison shop for medications…
Open enrollment 2020 at HealthCare.gov
How to Sign Up for Health Insurance in 2020 Through HealthCare.gov Health Insurance November 1, 2019
Open enrollment for 2020 is here! The good news is that premiums are going down for certain customers and more…
Car rental counter
Best Rental Car Companies at the Airport Travel October 31, 2019
The next time you need an airport car rental, you'll probably be faced with several choices at the rental center.…
Disability insurance
What Is Disability Insurance and Should I Buy It? Insurance October 30, 2019
Let's say you suddenly fell ill or sustained an injury that prevented you from working and earning a paycheck. Would…
Nielsen survey $2 cash
Did You Get $2 in the Mail From Nielsen Survey? Here’s the Deal… Make Money October 29, 2019
If you've ever wished you could get paid to watch TV, you'll be one happy camper if a Nielsen survey…
American Express credit card in wallet
4 Big Changes Coming to Your American Express Card in 2020 Credit Cards October 28, 2019
American Express is making some big changes across all of its credit cards just in time for the new year.…
Costco Wholesale vs. Sam's Club vs. BJ's Wholesale Club graphic
Costco vs. Sam’s Club vs. BJ’s Wholesale: Which Is Better? Warehouse Clubs October 25, 2019
Want the most value for your money when you're shopping? Join a warehouse club! There are three big warehouse club…
Financial Planner sitting at desk holding Retirement document
Hiring a Fee-Only Financial Planner? Here’s What You Need to Look for First Investing & Retirement October 23, 2019
Finding a good financial planner can be tricky in the absence of a fiduciary rule requiring investment advisors to act…
Free cash withdrawals sign for an ATM
How to Find a Free ATM Near You: Allpoint, MoneyPass, CO-OP Financial Services and More Banks & Banking October 23, 2019
Want to find a free ATM near you? With ATM fees on the rise, it's more important than ever to…
Disney logo
Verizon Offers Free Year of Disney+ to Unlimited Plan Wireless Customers Cell Phones October 22, 2019
Verizon's unlimited plan wireless customers are about to get a free year of Disney+, the new streaming service from The…
Saving for retirement
6 Best Ways to Save for Retirement in Your 30s Investing & Retirement October 22, 2019
Are you starting to save for retirement in your 30s? This decade of your life can be one of the…
Walmart Health storefront in Dallas, Georgia
8 Things to Know About Walmart Care Clinic and Walmart Health Health Insurance October 18, 2019
One of the world's largest retailers is getting serious about health care with two initiatives: Walmart Care Clinic and a…
bank sign
5 Reasons Why Clark Howard Hates Big Banks Banks & Banking October 16, 2019
If you've ever heard Clark Howard speak on his radio show or podcast, you probably know that he hates big…
C.L.U.E. report LexisNexis dispute with magnifying glass
How to Dispute Your C.L.U.E. Report Insurance October 16, 2019
After we recently told you about what your C.L.U.E. report is and how you can check yours for free, we…
Mid-life couple sitting down and planning retirement
5 Best Ways to Save for Retirement in Your 40s Investing & Retirement October 11, 2019
Wondering about the best way to save for retirement in your 40s? Mid-life is a crucial point in any saver's…
Wooden blocks with the word HSA and money bag with stethoscope. Health savings account. Health care. Health insurance. Investments. Tax-free medical expenses. Coins and dollar sign. Red heart
What Is an HSA? Health Insurance October 10, 2019
When you're signing up for health insurance at work, you may see the acronym "HSA" and wonder to yourself, “What…
Social Security card with $100 bills
Social Security Cost-of-Living Adjustment for 2020 Is 1.6% Investing & Retirement October 10, 2019
The Social Security Administration (SSA) just announced a nominal year-over-year rise in monthly benefits for Social Security and Supplemental Security Income…
Kroger storefront
How Do Kroger Fuel Points Work? 4 Things You Need to Know Save Money October 4, 2019
If you're a Kroger shopper — or shop at any of the grocery conglomerate's nearly two dozen other brands —…
Medical doctor with piggy bank, calculator and cash
Here’s Why You Might Get Money Back From Your Health Insurer This Year Health Insurance October 3, 2019
With the rising cost of health care premiums, wouldn't it be nice if your insurer paid you instead of the…