Theo Thimou About the author:
Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. He's also an emerging composer. After spending more than 13 years covering personal finance for Team Clark, Theo is excited to super-serve the Clark audience in a whole new way -- with lots of money-saving deals over at ClarkDeals.com!
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More posts by Theo Thimou

Best deals in October
8 Things on Deep Discount in October Save Money October 1, 2021
If you're a deal hunter like we are at ClarkDeals.com, then you'll appreciate that October offers an autumn cornucopia of…
7 Things on Deep Discount in September
7 Things on Deep Discount in September Save Money September 1, 2021
We've finally made it to that point in the calendar marking the unofficial end of the summer and the beginning…
property taxes image
How to Lower Your Property Taxes in 4 Easy Steps Homes & Real Estate June 29, 2020
Wondering how to lower your property taxes? The property tax appeal process is easier than you may think! I've appealed…
Customers at rental car counter at airport featuring Enterpresie, Hertz and Avis brands
Ask Clark: Should I Buy a Rental Car? Cars June 1, 2020
If you're looking for a deal on a used vehicle, you may be considering buying a rental car. It's quite…
Walmart storefront
3 Things to Know About Walmart MoneyCenter Money & Credit May 15, 2020
Walmart MoneyCenter offers a wide variety of financial services and products, and it's located where you probably already shop. In…
Ethos life insurance logo on laptop computer
Ethos Life Insurance: What to Know Before Getting a Quote Life Insurance May 6, 2020
Looking for a simple way to purchase term life insurance? Ethos offers life insurance with an easy online quote process.…
Gift cards
How to Make the Most Money When You Sell Your Gift Cards Online Shopping & Retail April 28, 2020
Editor's Note: This article originally published in April 2020. Cardpool is no longer buying or selling gift cards. Want to…
cash out refinance written on a notebook
Is a Cash-Out Refinance Right for You? Homes & Real Estate April 28, 2020
A cash-out refinance can open up an attractive pot of money to tap into when times get tough —  in…
Coverhound: 5 Things to Know Before Getting a Quote
Coverhound: 5 Things to Know Before Getting a Quote Insurance April 27, 2020
Most people understandably don't like shopping for insurance. But Coverhound makes it easy to quickly enter your info and get…
SelectQuote homepage viewed on a tablet in a man's hands
SelectQuote Review: 5 Things to Know Before You Get a Quote Insurance April 22, 2020
SelectQuote is one of the oldest players in the sale of insurance direct to consumers. Established in 1985, this company…
unemployment benefits written on pad surrounded by money and calculator
Ask Clark: Does Collecting Unemployment Affect Social Security in the Long Run? Investing & Retirement April 17, 2020
The coronavirus pandemic has forced millions onto the unemployment rolls almost overnight. Naturally, many of those people are wondering what…
Loan payment due
Forbearance vs. Deferment: What’s the Difference? Loans April 17, 2020
If you're a homeowner or have a student loan in your name, there's a good chance that your lender has…
scam mobile phone call
New Mandate Could Mean the End of Spoofed Robocalls by Next Year Phones & Mobile Devices April 6, 2020
Robocalls could be a thing of the past by next summer thanks to a new mandate from the Federal Communications…
Social Security benefits
Ask Clark: Should I File for Social Security Now? Investing & Retirement March 26, 2020
A lot of Americans are finding themselves laid off or with hours cut back at work. If you're in your…
Saving money and loans for car concept, Young woman holding blue piggy with standing at the car parking lot background, Auto.
Ask Clark: Should You Refinance Your Auto Loan Right Now? Cars March 24, 2020
You've probably heard of refinancing your mortgage, but did you know you can also refinance your auto loan? This option…
Dollar bill with 401k image
Ask Clark: What Do I Do With My 401(k) if I Am Laid Off? Investing & Retirement March 24, 2020
When times get tough and you're out of work, you may be tempted to tap your 401(k) for living expenses.…
Car rolling over road made of dollar bills
What Do I Do if I Can’t Afford My Car Payment? Debt March 24, 2020
With the coronavirus severely impacting the economy, more and more Americans are facing furloughs or layoffs at work. That means…
mortgage refinance loan application
Should You Refinance Your Mortgage Right Now? Mortgages March 17, 2020
Are you stuck with a high mortgage payment? Maybe you've heard that rates are at historic lows and wondered if…
Investments and Retirement
Ask Clark: What Should I Do About My Investments if I’m Retiring This Year? Investing & Retirement March 13, 2020
If you're just on the cusp of retiring, you've probably been rattled by all the recent downward moves in the…
11 Ways to Save Money in Retirement
11 Ways to Save Money in Retirement Investing & Retirement March 4, 2020
Retirement can be a wonderful thing, but it comes without its own set of challenges. When you no longer have…
FamilyWize app on smartphone in the pharmacy with prescription drugs
FamilyWize Review: 5 Things to Know Before Filling a Prescription Health March 3, 2020
If you've never tried an app to help you comparison shop for prescription medications before, FamilyWize could be a good…
Personal loan agreement being signed by woman
What Is a Personal Loan and Should I Get One? Loans February 26, 2020
Have you seen an influx of personal loan offers showing up in your mailbox? These unsecured loans promise access to…
WellRx app on smartphone comparison shopping for medications and prescriptions
6 Things to Know About WellRx Health February 24, 2020
If the high cost of prescription medication has you down, you may want to give WellRx a try. The provider…
Pharmacist Looking At Piggybank In Pharmacy
The Best Prescription Savings Apps to Save Money Health February 12, 2020
If you rely on a medication that keeps rising in price, you should check out prescription drug apps. They can…
Varo Bank on tablet sitting on $100 bills
6 Things to Know About Varo Bank Online Banking February 4, 2020
Want an online bank that offers a high rate of interest, no monthly fees and the ability to get your…
Medical bill from the hospital
Can a Patient Advocate Help With Your Medical Bills? Health Insurance January 28, 2020
When you're facing a debilitating or life-threatening illness, it's nice to know you have someone in your corner to help…
The Zebra homepage on a laptop computer
The Zebra Review: What You Need to Know Before Getting a Quote Insurance January 27, 2020
You might think of insurance comparison sites as just lead generation tools for insurance salespeople. But The Zebra is different.…
Retirement income
Big Changes Coming to Your Retirement Account in 2020 and Beyond Investing & Retirement January 23, 2020
If you've got a 401(k) or IRA, a brand new piece of legislation called the SECURE Act is making some…
Woman with perfect smile in a dentist office
How to Buy Individual Dental Insurance Health Insurance January 21, 2020
If you're concerned about buying dental insurance and worried about the price, you're not alone. According to WhyDental.org, more than…
Woman using smartphone to get a deal on prescription drugs at pharmacy
SingleCare vs. GoodRx: Which Is Cheaper? Health January 16, 2020
These days, the ability to save money on prescription drugs is right in the palm of your hand. That's thanks…