Theo Thimou About the author:
Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. As a single widowed parent of two young children, he strives to bring savings tips to that unique subset of individuals. He can be reached at theo@clark.com.
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More posts by Theo Thimou

baby food
Report: These popular baby foods contain too much arsenic, cadmium and lead Health August 17, 2018
If you grew up during the 1980s, you may remember a time when heavy metal music filled the airwaves on…
happy casual couple in new home via Dreamstime.
How much you need to earn to buy a home in America’s cheapest & most expensive cities Homes & Real Estate August 17, 2018
Want to buy your a new home? It may sound obvious, but where you live can have a big impact…
store brands2
Best store brands of 2018: Aldi, Kroger, Jet.com top lists News August 17, 2018
The private labels at Aldi and Kroger are the big winners in a new tally of the best stores brands…
statement
Surprise! I got outstanding customer service from one of the giant monster megabanks Money & Credit August 16, 2018
If you listen to The Clark Howard Show or follow money expert Clark Howard, you know that big banks are…
soft pull vs. hard pull credit report
Here’s why your credit score may suddenly be on the rise Money & Credit August 15, 2018
Americans have witnessed a wholesale rise in their credit scores since new rules went into effect last year forcing the…
pew research center american trends panel
Did you get $2 in the mail from Pew Research Center? Here’s the deal… Jobs & Military August 15, 2018
Here at Clark.com, we're really big into the idea of micro-gigs where you can pick up a few dollars here…
cereal box
How to get free books for back-to-school season! Education August 13, 2018
It's back-to-school season again and that means kids are going to need books for reading at home to help encourage…
Map of $1 million retirement length by state
Here’s how long $1 million will last in retirement in all 50 states Money & Credit August 8, 2018
Will $1 million be enough for you to retire comfortably on in your golden years? It turns out that depends…
cable bill (2)
How I lowered my cable bill by $50 a month TV, Satellite & Cable August 8, 2018
I've been on something of subscription cancellation spree lately when it comes to my monthly bills. Last week, I cancelled…
cutting credit card
Credit card issuers trim benefits: See who’s cutting what Credit & Debit Cards August 6, 2018
There's an old Chinese saying, "One day, a thousand autumns" that indicates a pace of rapid change. That saying is…
almond breeze recall
Recall alert: Almond Breeze almond milk may contain dairy milk Recalls August 3, 2018
More than 145,000 cartons of Vanilla Almond Breeze almond milk are being recalled because they may contain dairy  milk, according…
tax refund from uncle sam
Why you may get a smaller tax refund next year — and what to do about it Money & Credit August 3, 2018
The new tax law has been talked up as a way to put more money into the pocket of average…
gym member on treadmill
Gym membership cancellation: Here’s how easy it can be to get out Health August 3, 2018
Conventional wisdom says that cancelling a gym membership is a huge headache. A number of years ago, I wanted to…
Fidelity Investments
Investor Alert: Fidelity rolls out first ever no-fee index funds Money & Credit August 1, 2018
Beginning Friday, August 3, Fidelity Investments will offer no-fee index funds that allow every single penny you invest to go toward…
Visa logo on credit card
Kroger-owned grocery chain bans Visa at some stores; will others follow? Shopping & Retail August 1, 2018
Foods Co. Supermarkets is turning its back on Visa because of an ongoing dispute about high fees that retailers face…
salad recall
Recall alert: Salads & wraps sold at Kroger, Trader Joe’s, Walgreens for possible parasite Recalls August 1, 2018
A broad range of salads and wraps sold at Kroger, Trader Joe's and Walgreens, among other places, have been recalled because…
1040 draft main
A new IRS Form 1040 may be on the way: Here’s what you need to know Money & Credit July 31, 2018
With the simplification of the tax code brought about by the Tax Cuts and Jobs Act, the IRS is taking…
42 companies hiring U.S. veterans right now
42 companies hiring U.S. veterans right now Jobs & Military July 31, 2018
Many U.S. companies have been putting more emphasis on hiring U.S. veterans lately — with some hosting big one-day events…
man saving coins in a jar
Americans are actually saving more than we thought — but it still may not be enough Money & Credit July 27, 2018
New revisions to economic data show that Americans did a better job of saving than previously though over the past…
seasonal employment workers in a department store
Here’s who’s already hiring seasonal workers for the holidays Jobs & Military July 25, 2018
Looking for a seasonal job this year? A handful of retailers are starting the search for workers earlier than ever…
Dog in cage
Warning: Rent-a-puppy ripoff flourishing at pet stores Life July 24, 2018
We live in a world where you can rent or lease anything from furniture to clothing to cars. But have…
goldfish crackers
Recall alert: 3 million Goldfish Crackers for possible salmonella Recalls July 24, 2018
Pepperidge Farms is recalling 3.3 million units of Goldfish Crackers out of an abundance of caution after being alerted to…
ritz crackers
Recall alert: 16 varieties of Ritz Crackers over salmonella fears Recalls July 23, 2018
Mondelez International is recalling select packages of Ritz Crackers as a precaution because of the possible presence of salmonella in…
ford
Ford recalls 550,000 Fusions and Escapes over roll-away threat Cars July 19, 2018
Ford is recalling more than half a million vehicles in North America because of a problem that could cause unintended…
an assortment of gift cards
How to make the most money when you sell your gift cards online Shopping & Retail July 17, 2018
Want to make the most money when you sell your gift cards? We put four online services that buy gift…
Netflix logo
Netflix in 2018: 6 new developments you should know about TV, Satellite & Cable July 17, 2018
"Strong but not stellar" is the way Netflix describes its latest quarter in a new letter to shareholders. Why the…
Kellogg's Honey Smacks
UPDATE: 27 more people sickened by Kellogg’s Honey Smacks cereal, retailers still selling it Recalls July 13, 2018
A month after a voluntary recall was first issued, the Centers for Disease Control (CDC) says another 27 people have…
VIN check: How to look up a VIN report for free before buying a used car
VIN check: How to look up a VIN report for free before buying a used car Cars July 12, 2018
The next time you're buying a used car, there are a variety of services you can use for a free…
Costco food court
Costco adds healthy options to its food court Shopping & Retail July 9, 2018
Costco is introducing vegan and vegetarian fare at its food courts nationwide, according to a variety of media reports. But…
Macy's store entrance
Macy’s and Bloomingdale’s data breach: What we know so far Protect Your Identity July 6, 2018
Macy's and Bloomingdale's are the latest retailers to announce they've been hit by a data breach in a letter dated…