Theo Thimou About the author:
Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. He's also an emerging composer. After spending more than 13 years covering personal finance for Team Clark, Theo is excited to super-serve the Clark audience in a whole new way -- with lots of money-saving deals over at ClarkDeals.com!
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More posts by Theo Thimou

6 Things on Deep Discount in June
6 Things on Deep Discount in June Save Money June 1, 2022
It's June and that means the Memorial Day sales are winding down, and we're still one month away from July's…
Best deals in May
7 Things on Deep Discount in May Save Money May 1, 2022
May is a month of transition, as spring starts to move towards the unofficial beginning of summer with the Memorial…
Best deals in April
8 Things on Deep Discount in April Save Money April 1, 2022
Spring is finally here and the deals are sprouting up in abundance. Whether you're looking to capitalize on some end-of-season…
7 Things on Deep Discount in March
7 Things on Deep Discount in March Save Money March 1, 2022
Each year when the calendar flips from February to March, many of us start to catch spring fever. This is…
Best deals in February
7 Things on Deep Discount in February Save Money February 1, 2022
February may seem like a bleak month in the heart of winter, but it actually offers a lot of fresh…
Best deals in January
8 Things on Deep Discount in January Save Money January 3, 2022
It's the start of both a new month and a new year. And if you still have breathing room in…
Best deals in December
10 Things on Deep Discount in December Save Money December 1, 2021
We've finally made it to both the last month of the year and the high point of the annual sales…
9 Things on Deep Discount in November
9 Things on Deep Discount in November Save Money November 1, 2021
It's finally here: the biggest month in the deal savings calendar! Black Friday and Cyber Monday are both prominently positioned…
Best deals in October
8 Things on Deep Discount in October Save Money October 1, 2021
If you're a deal hunter like we are at ClarkDeals.com, then you'll appreciate that October offers an autumn cornucopia of…
7 Things on Deep Discount in September
7 Things on Deep Discount in September Save Money September 1, 2021
We've finally made it to that point in the calendar marking the unofficial end of the summer and the beginning…
property taxes image
How to Lower Your Property Taxes in 4 Easy Steps Homes & Real Estate June 29, 2020
Wondering how to lower your property taxes? The property tax appeal process is easier than you may think! I've appealed…
Customers at rental car counter at airport featuring Enterpresie, Hertz and Avis brands
Ask Clark: Should I Buy a Rental Car? Cars June 1, 2020
If you're looking for a deal on a used vehicle, you may be considering buying a rental car. It's quite…
Walmart storefront
3 Things to Know About Walmart MoneyCenter Money & Credit May 15, 2020
Walmart MoneyCenter offers a wide variety of financial services and products, and it's located where you probably already shop. In…
Gift cards
How to Make the Most Money When You Sell Your Gift Cards Online Shopping & Retail April 28, 2020
Editor's Note: This article originally published in April 2020. Cardpool is no longer buying or selling gift cards. Want to…
cash out refinance written on a notebook
Is a Cash-Out Refinance Right for You? Homes & Real Estate April 28, 2020
A cash-out refinance can open up an attractive pot of money to tap into when times get tough —  in…
Coverhound: 5 Things to Know Before Getting a Quote
Coverhound: 5 Things to Know Before Getting a Quote Insurance April 27, 2020
Most people understandably don't like shopping for insurance. But Coverhound makes it easy to quickly enter your info and get…
SelectQuote homepage viewed on a tablet in a man's hands
SelectQuote Review: 5 Things to Know Before You Get a Quote Insurance April 22, 2020
SelectQuote is one of the oldest players in the sale of insurance direct to consumers. Established in 1985, this company…
unemployment benefits written on pad surrounded by money and calculator
Ask Clark: Does Collecting Unemployment Affect Social Security in the Long Run? Investing & Retirement April 17, 2020
The coronavirus pandemic has forced millions onto the unemployment rolls almost overnight. Naturally, many of those people are wondering what…
Loan payment due
Forbearance vs. Deferment: What’s the Difference? Loans April 17, 2020
If you're a homeowner or have a student loan in your name, there's a good chance that your lender has…
scam mobile phone call
New Mandate Could Mean the End of Spoofed Robocalls by Next Year Phones & Mobile Devices April 6, 2020
Robocalls could be a thing of the past by next summer thanks to a new mandate from the Federal Communications…
Saving money and loans for car concept, Young woman holding blue piggy with standing at the car parking lot background, Auto.
Ask Clark: Should You Refinance Your Auto Loan Right Now? Cars March 24, 2020
You've probably heard of refinancing your mortgage, but did you know you can also refinance your auto loan? This option…
Dollar bill with 401k image
Ask Clark: What Do I Do With My 401(k) if I Am Laid Off? Investing & Retirement March 24, 2020
When times get tough and you're out of work, you may be tempted to tap your 401(k) for living expenses.…
Car rolling over road made of dollar bills
What Do I Do if I Can’t Afford My Car Payment? Debt March 24, 2020
With the coronavirus severely impacting the economy, more and more Americans are facing furloughs or layoffs at work. That means…
mortgage refinance loan application
Should You Refinance Your Mortgage Right Now? Mortgages March 17, 2020
Are you stuck with a high mortgage payment? Maybe you've heard that rates are at historic lows and wondered if…
Investments and Retirement
Ask Clark: What Should I Do About My Investments if I’m Retiring This Year? Investing & Retirement March 13, 2020
If you're just on the cusp of retiring, you've probably been rattled by all the recent downward moves in the…
11 Ways to Save Money in Retirement
11 Ways to Save Money in Retirement Investing & Retirement March 4, 2020
Retirement can be a wonderful thing, but it comes without its own set of challenges. When you no longer have…
FamilyWize app on smartphone in the pharmacy with prescription drugs
FamilyWize Review: 5 Things to Know Before Filling a Prescription Health March 3, 2020
If you've never tried an app to help you comparison shop for prescription medications before, FamilyWize could be a good…
Personal loan agreement being signed by woman
What Is a Personal Loan and Should I Get One? Loans February 26, 2020
Have you seen an influx of personal loan offers showing up in your mailbox? These unsecured loans promise access to…
WellRx app on smartphone comparison shopping for medications and prescriptions
6 Things to Know About WellRx Health February 24, 2020
If the high cost of prescription medication has you down, you may want to give WellRx a try. The provider…
Pharmacist Looking At Piggybank In Pharmacy
The Best Prescription Savings Apps to Save Money Health February 12, 2020
If you rely on a medication that keeps rising in price, you should check out prescription drug apps. They can…