Latest Money & Credit
help Gold guide: Buying gold the Clark Smart way With worries about the value of the dollar, people are continually…
Financial Resources Banking sites: Bankrate.com This Web site provides a great database of mortgages, loans and certificates of deposit. You…
Order your credit reports when your credit file is frozen You can still order your credit reports when your credit…
![4 ways to claim free money owed to you](https://i0.wp.com/clark.com/wp-content/uploads/2015/09/clark-howard_884815026.png?resize=480%2C480&ssl=1)
There is an estimated $60 billion out there in unclaimed money and some of it could be yours! Unclaimed money…
![Resist the urge to borrow against your 401(k)](https://i0.wp.com/clark.com/wp-content/uploads/2015/05/clark-howard_887615702.jpg?resize=480%2C468&ssl=1)
Top 5 Reasons Not To Borrow From Your 401(k) Think Twice Before Taking Out a 401(k) Loan Clark's Investment Guide…
![Cash your tax refund at Walmart for free](https://i0.wp.com/clark.com/wp-content/uploads/2015/03/clark-howard_666906634.jpg?resize=480%2C480&ssl=1)
Walmart says save money, but do you really? This time you do. Because Walmart has a special offer for your…
![Should you borrow against your 401(k)?](https://i0.wp.com/clark.com/wp-content/uploads/2013/09/3d8e1bc8-10ec-11e3-bdb5-0019b9b9e241.jpg?resize=480%2C270&ssl=1)
When you borrow against your 401(k), you're borrowing from yourself and paying yourself back, right? Not so fast. Clark has…
![The #1 factor for when you’ll be able to retire](https://i0.wp.com/clark.com/wp-content/uploads/2014/05/98935874-cb29-11e3-b6c4-00151712edf8.jpg?resize=480%2C268&ssl=1)
It's the #1 factor that will determine how early you can retire…or whether you'll be able to retire at all.…
![Credit card offers 5% back on all Amazon Prime purchases](https://i0.wp.com/clark.com/wp-content/uploads/2017/01/clark-howard_240227802.jpg?resize=480%2C360&ssl=1)
Amazon just rolled out another major perk for its Prime members: A new credit card that offers 5% cash-back on…
![Here’s how easy it was to find free money in my name](https://i0.wp.com/clark.com/wp-content/uploads/2016/12/clark-howard_298556924.jpg?resize=480%2C480&ssl=1)
A close relative of mine sent me a text message a few years ago to say that she discovered there…
![6 ways to hack your holiday bills](https://i0.wp.com/clark.com/wp-content/uploads/2016/11/clark-howard_422038709.jpg?resize=480%2C480&ssl=1)
The holidays represent a celebration of faith and a fun time with family, yet they’re far from cheap. After buying…
![10 ways to lower your utility bill](https://i0.wp.com/clark.com/wp-content/uploads/2016/10/clark-howard_141763851.jpg?resize=480%2C400&ssl=1)
Last year, most of us in the colder states got lucky with one of the warmest winters on record. We…
![Amazon is hiring 120,000 workers for the holidays](https://i0.wp.com/clark.com/wp-content/uploads/2016/10/clark-howard_934972794.jpg?resize=480%2C480&ssl=1)
If you’re looking to make some extra cash, Amazon is hiring more than 120,000 workers for seasonal positions at its…
![Best ways to improve your credit score](https://i0.wp.com/clark.com/wp-content/uploads/2016/09/clark-howard_178807319.png?resize=480%2C480&ssl=1)
Let’s do a quick overview of credit scores, and then we’ll get into what you can do to improve it!…
![Should you refinance your home to pay off your credit card debt?](https://i0.wp.com/clark.com/wp-content/uploads/2016/09/clark-howard_149546248.jpg?resize=480%2C480&ssl=1)
When you’re struggling with debt, it’s easy to go for the solution that will bring you the quickest relief. Many…
![Pet insurance: Is it worth it?](https://i0.wp.com/clark.com/wp-content/uploads/2016/09/clark-howard_439421027.jpg?resize=480%2C480&ssl=1)
Buying pet insurance could end up costing you more in the long run. Read more: These 11 dog breeds are…
![The #1 mistake you’re making on your credit card application](https://i0.wp.com/clark.com/wp-content/uploads/2016/09/clark-howard_739935691.jpg?resize=480%2C480&ssl=1)
It can be painful to have your credit card application rejected. Besides losing out on any rewards and benefits that you…
![How to save for healthcare and retirement at the same time](https://i0.wp.com/clark.com/wp-content/uploads/2016/09/clark-howard_895155652.jpg?resize=480%2C480&ssl=1)
It's no secret that Clark is a fan of HSA's, or Health Savings Accounts. Although they're not for everybody, HSAs can…
![How 6 small lifestyle changes saved a woman $1,200 a month](https://i0.wp.com/clark.com/wp-content/uploads/2017/01/clark-howard_572836931.jpg?resize=480%2C480&ssl=1)
We've said it plenty of times before and we'll say it again -- little expenses can cost you a lot more…
![How 50-somethings should plan for retirement](https://i0.wp.com/clark.com/wp-content/uploads/2016/07/clark-howard_572826019.jpg?resize=480%2C480&ssl=1)
Odds are, if you are in your 50s, you have thought about retirement at one time or another. Regardless of whether this…
![Why newer cars are breaking down at an alarming rate](https://i0.wp.com/clark.com/wp-content/uploads/2016/07/clark-howard_770375935.jpg?resize=480%2C480&ssl=1)
AAA says it had to rescue a record-breaking 32 million drivers in 2015, and it wasn’t just drivers of older…
![7 reasons you’re less productive in the summer](https://i0.wp.com/clark.com/wp-content/uploads/2016/07/13214e506ce9478ab40f9dfaa6ead822.jpg?resize=480%2C480&ssl=1)
Americans are terrible at taking vacations, and that’s a shame, because they aren’t helping their companies or themselves. People are…
![Walmart is giving away one month of free shipping](https://i0.wp.com/clark.com/wp-content/uploads/2016/06/clark-howard_1062971341.jpg?resize=480%2C400&ssl=1)
If you like shopping on Walmart.com, you’re going to love this offer: 30 days of free shipping! It's a promotion…
![How to negotiate with a creditor to settle your credit card debt](https://i0.wp.com/clark.com/wp-content/uploads/2016/06/mp900442197.jpg?resize=480%2C480&ssl=1)
Have you fallen behind on your credit card payments? Do you have old credit card debts that haven’t been serviced…
![American Express makes last ditch effort to retain Costco customers](https://i0.wp.com/clark.com/wp-content/uploads/2016/06/clark-howard_337669809.jpg?resize=480%2C480&ssl=1)
Costco is ready to flip the switch on its new credit card partnership with Citibank come June 20. That's going…
![Banks collect $14 billion from this one fee (but you can avoid paying it)](https://i0.wp.com/clark.com/wp-content/uploads/2016/07/clark-howard_775473877.jpg?resize=480%2C480&ssl=1)
If you've ever been hit with an overdraft fee on your personal checking account, you'll probably never forget it. The…
![Target-date retirement funds perfect for ‘set it and forget it’ investing](https://i0.wp.com/clark.com/wp-content/uploads/2016/03/clark-howard_562731405.jpg?resize=480%2C480&ssl=1)
When you started your 401(k) at work, you were probably handed a plan document that nobody but a Wall Streeter…
![8 mistakes to avoid so you don’t go broke in retirement](https://i0.wp.com/clark.com/wp-content/uploads/2016/03/clark-howard_291980964.jpg?resize=480%2C480&ssl=1)
After all the years you've spent building your nest egg for retirement and the hard work you've put in, you'll want…
![Alternative credit scores rise up to challenge FICO](https://i0.wp.com/clark.com/wp-content/uploads/2016/03/clark-howard_947113435.jpg?resize=480%2C480&ssl=1)
Like everything else in life, the way lenders look at your credit is undergoing a big change. New credit scoring…
![Best Places to Save Money and Earn Interest](https://i0.wp.com/clark.com/wp-content/uploads/2015/09/clark-howard_845562395.jpg?resize=480%2C436&ssl=1)
The best place to save your money largely depends on your financial goals, risk tolerance, timeline for needing access to…