Latest Money & Credit

Financial Planner sitting at desk holding Retirement document
Hiring a Fee-Only Financial Planner? Here’s What You Need to Look for First Investing & Retirement October 23, 2019
Finding a good financial planner can be tricky in the absence of a fiduciary rule requiring investment advisors to act…
Free cash withdrawals sign for an ATM
How to Find a Free ATM Near You: Allpoint, MoneyPass, CO-OP Financial Services and More Banks & Banking October 23, 2019
Want to find a free ATM near you? With ATM fees on the rise, it's more important than ever to…
Saving for retirement
6 Best Ways to Save for Retirement in Your 30s Investing & Retirement October 22, 2019
Are you starting to save for retirement in your 30s? This decade of your life can be one of the…
bank sign
5 Reasons Why Clark Howard Hates Big Banks Banks & Banking October 16, 2019
If you've ever heard Clark Howard speak on his radio show or podcast, you probably know that he hates big…
Helping friend with loan
Why You Should Be Careful About Lending Money to Family and Friends Money & Credit October 14, 2019
Have you ever loaned money to a family member or friend? If so, were you paid back? If you answered…
Mid-life couple sitting down and planning retirement
5 Best Ways to Save for Retirement in Your 40s Investing & Retirement October 11, 2019
Wondering about the best way to save for retirement in your 40s? Mid-life is a crucial point in any saver's…
Social Security card with $100 bills
Social Security Cost-of-Living Adjustment for 2020 Is 1.6% Investing & Retirement October 10, 2019
The Social Security Administration (SSA) just announced a nominal year-over-year rise in monthly benefits for Social Security and Supplemental Security Income…
SteadiPay app
SteadiPay Review: 6 Things to Know Before You Download the App Money & Credit October 7, 2019
Credit card companies love to lure consumers in with promotional gifts, offers and rewards. But we all know the associated…
This mistake at the ATM is costing you nearly $250 a year
This Mistake at the ATM Could Be Costing You Nearly $250 a Year Money & Credit October 4, 2019
If you think you're paying more when you get money out of a bank ATM that's not your own, you're…
5 things you can buy and then sell for easy cash
5 Things You Can Buy and Resell for Easy Cash Shopping & Retail September 30, 2019
One legitimate way to make extra money is to buy and resell items online, at yard sales or flea markets.…
IRS form 1040-SR
1040-SR: What you need to know about the new tax form for seniors Taxes September 25, 2019
The Internal Revenue Service (IRS) is showing off how it hopes to simplify the federal income tax-filing process for around…
This Bank Account Trick Makes It Easy to Save for That Next Getaway
This Bank Account Trick Makes It Easy to Save for That Next Getaway Money & Credit September 23, 2019
It's no secret that many Americans find it difficult to save money for vacation. But there's an easy and creative…
Here are the best & worst places to live for retirees
Here are the best & worst places to live for retirees Investing & Retirement September 17, 2019
Many Americans know that when they reach retirement age, a life of comfort won't necessarily come from the income they've…
How to teach young kids about money
How to teach young kids about money Money & Credit September 13, 2019
Money expert Clark Howard feels so strongly about the importance of teaching kids the value of money that he wrote an…
young woman with piggy bank
How to start saving for retirement in your 20s Investing & Retirement September 10, 2019
Wondering about how to get started saving for retirement in your 20s? In this article, we'll take a look at…
Retired couple enjoying a national park
How you can visit every national park in retirement  Investing & Retirement September 4, 2019
Ned and Nancy had no visions of green golf courses and bridge tournaments when they retired five years ago. Instead,…
Charles Schwab sign
6 Things to Know About Investing With Charles Schwab Investing & Retirement August 29, 2019
The investment world is all about low fees and, increasingly, even no fees. Leading the way on both fronts is…
saving for retirement in piggy bank
7 Best Ways to Save for Retirement in Your 50s Investing & Retirement August 19, 2019
Wondering about the best way to save for retirement in your 50s? Don't worry if you've gotten a slow start…
overdraft fee
Why you should never sign up for overdraft protection Banks & Banking August 15, 2019
Overdraft protection might seem like a great idea at first glance. After all, who would turn down free protection on…
401(k) news headline in center of torn dollar bill
6 Things to Know Before You Start a 401(k) Investing & Retirement August 14, 2019
When you first start a new job, you'll probably be told about the company's 401(k) plan during employee orientation. A…
How to get free gift cards
9 ways to get free gift cards that actually work Money & Credit August 14, 2019
Whoever says cash is king probably hasn't been taking advantage of all the ways there are to get free gift…
Wealthfront
5 things to know about Wealthfront’s cash account Banks & Banking August 13, 2019
If you're looking for a high-interest place to stash some short-term cash, the Wealthfront cash account might be the perfect…
Best budgeting apps
Best Budgeting Tools: 3 Apps to Manage Your Money in 2019 Budgeting & Saving August 7, 2019
Mint, Personal Capital and You Need a Budget (YNAB) are three of the best budgeting tools, but which one is…
Online bank account concept on a laptop screen
How to Switch Banks in 4 Simple Steps Banks & Banking August 7, 2019
Being with the wrong bank can make your financial life miserable. High fees and poor customer service are some of…
Safe deposit box
Is a safe deposit box really safe? Banks & Banking August 5, 2019
If you have valuables or important documents stored in a safe deposit box (also known as a safety deposit box)…
401(k) loan
Ask Clark: Should You Ever Take a Loan From Your 401(k)? Investing & Retirement August 1, 2019
If you are facing a large amount of debt or a big unexpected expense and have a sizeable amount of…
Required minimum distributions
What to Know About Required Minimum Distributions Investing & Retirement July 29, 2019
If you're taking money expert Clark Howard's advice and diligently saving for retirement, you should know about required minimum distributions…
Money under mattress at home
How much cash should you keep at home in case of emergency? Money & Credit July 26, 2019
You may have heard money expert Clark Howard recommend that everyone should keep some cash at home in case there's…
'retirement planning' written on a notebook with a calculator and coins
How to Start Investing and Saving for Retirement Investing & Retirement July 24, 2019
We all know we should invest and save for our future — but many of us don't know how to…
Clark's take: What the Equifax data breach settlement means for consumers
Equifax data breach settlement: How to make a claim Protect Your Identity July 23, 2019
Equifax says it will pay nearly $700 million for its role in a massive data breach that exposed the personal…