Latest Money & Credit

index funds investing concept on $100 bills
What Is an Index Fund and Why Should I Invest in One? Investing & Retirement July 1, 2020
If you're new to investing, you may have heard about index funds but maybe you're not exactly sure what they…
Social Security cards and $100 bills
26 States That Don’t Tax Social Security Benefits Taxes June 24, 2020
Many people can’t wait to collect their Social Security benefits. If you're about to become eligible for Social Security, you…
Certificates of Deposit
What Is a CD and Should You Open One? Banks & Banking June 24, 2020
If you're looking for a safe place to keep money that you don’t intend to spend soon, you may want…
Negative interest rates
What Is a Negative Interest Rate and How Could It Affect You? Money & Credit June 23, 2020
You might have heard the phrase "negative interest rates" in the past several months. Some countries around the world are…
Clark Howard is 65 years old on June 20
Clark Turns 65! Read His 6 Money Tips for Seniors Money & Credit June 20, 2020
Turning 65 years old is a blessing in many ways, especially if you've been good at minding your money through…
Jar full of money that has been saved from coronavirus changes
8 Spending Habits People Are Changing After Coronavirus Money & Credit June 19, 2020
It's no secret that the coronavirus pandemic has drastically changed the spending habits of millions of Americans. Many people have…
Certificate of Deposit CD
Why CDs Might Be a Great Place for Your Money Right Now Banks & Banking June 11, 2020
Collectively, Americans are saving more money than they have in many years. Unfortunately, at the same time, interest rates on…
Unemployment Benefits
Do I Have to Pay Taxes on Unemployment Benefits? Taxes June 1, 2020
If you've lost your job because of the coronavirus pandemic, you might be new to collecting unemployment benefits.  Our Consumer…
Tipping for delivery during COVID-19
How Much to Tip During the Coronavirus Pandemic Money & Credit May 26, 2020
The coronavirus pandemic is forcing many Americans to shift their spending habits in ways they never have before. Some people…
Walmart storefront
3 Things to Know About Walmart MoneyCenter Money & Credit May 15, 2020
Walmart MoneyCenter offers a wide variety of financial services and products, and it's located where you probably already shop. In…
Stimulus Coronavirus Checks
How to Return a Stimulus Check You Weren’t Supposed to Get Money & Credit May 7, 2020
If you received a coronavirus stimulus payment that you weren't supposed to get, don't cash that check! The IRS has…
How to Cash Your Stimulus Check if You Don’t Have a Bank Account
Where to Cash Your Stimulus Check if You Don’t Have a Bank Account Money & Credit April 30, 2020
As you may have heard, stimulus checks related to the coronavirus pandemic are starting to arrive. If you don't have…
You Can Now Get a Free Credit Report Every Week
You Can Now Get Free Credit Reports Every Week Money & Credit April 28, 2020
To help Americans better monitor their financial health, the major credit reporting agencies have all announced that they are offering…
What You Need to Do With Your Gift Cards Right Now
What You Need to Do With Your Gift Cards Right Now Money & Credit April 27, 2020
If you're one of those people who collects gift cards and sometimes forgets about them, there's a big reason you…
Things That Are Cheaper During the Coronavirus Pandemic
7 Things That Are Cheaper During the Coronavirus Pandemic Money & Credit April 22, 2020
For countless Americans and people around the world, the coronavirus pandemic has changed life as we know it — and…
New Report: The Best Banks for Customer Satisfaction
New Report: The Best Online Banks for Customer Satisfaction Banks & Banking April 22, 2020
If you're looking for a new bank, one really good indicator of whether you'll be happy or not is how…
If you purchased tickets for a concert prior to the coronavirus pandemic, you may be entitled to a refund.
How Do I Get My Money Back if My Concert Is Cancelled? Money & Credit April 21, 2020
Add music concerts and festivals to the long list of things that the coronavirus pandemic has brought to a screeching…
401 K plan in tablet with money on a table
Ask Clark: Should I Take Money From My 401(k) Right Now? Investing & Retirement April 20, 2020
The economic fallout from the coronavirus pandemic is staggering. Practically overnight, more than 26 million Americans have joined the ranks…
unemployment benefits written on pad surrounded by money and calculator
Ask Clark: Does Collecting Unemployment Affect Social Security in the Long Run? Investing & Retirement April 17, 2020
The coronavirus pandemic has forced millions onto the unemployment rolls almost overnight. Naturally, many of those people are wondering what…
Retirees holding sign showing retirement budget and expense categories
7 Major Expenses in Retirement (and How to Reduce Them!) Investing & Retirement April 16, 2020
Many people spend their working years trying to save enough for retirement. But how can you predict what your spending…
Report: The Top 10 Area Codes for Stimulus Check Spam Calls
Report: The Top 10 Area Codes for Stimulus Check Spam Calls Money & Credit April 15, 2020
Millions of Americans are in the process of getting their stimulus checks related to the coronavirus pandemic. But the virus…
Savings bonds of the Series EE and Series I variety
Ask Clark: Should I Be Buying Savings Bonds Right Now? Investing & Retirement April 13, 2020
At a time when there's a lot of instability in the stock market, people are looking for a safe haven.…
Stimulus Coronavirus Checks
How to Track Your Stimulus Payment Before It Arrives Money & Credit April 13, 2020
Since the government announced in late March that millions of Americans would be receiving stimulus checks to combat the economic…
Bank account shown on a tablet screen. Checking vs. savings account
Checking vs. Savings Accounts: The Differences and Why You Need Both Banks & Banking April 9, 2020
Whether you're looking to open a new bank account or taking time to restructure your finances, organizing your money into…
Woman calling about bills
Falling Behind on Bills? 8 Steps to Get Help From Creditors Fast Money & Credit April 8, 2020
The coronavirus pandemic has disrupted the U.S. economy. Millions of people have already lost their jobs, with many more in…
Some employers are cutting 401(k) matching contributions as a result of the coronavirus pandemic.
Ask Clark: What Should I Do if My Company Stops Matching 401(k) Contributions? Investing & Retirement April 6, 2020
Even in the midst of record job losses as a result of the coronavirus pandemic, many people are fortunate to…
Roth IRA and traditional IRA
Is a Roth IRA Better Than a Traditional IRA? Investing & Retirement April 3, 2020
Whether your employer offers a 401(k) option or not, an IRA makes it easy for you to save for retirement…
Ask Clark: Should I Cancel an Upcoming Event Right Now?
Ask Clark: Should I Cancel an Upcoming Big Event Right Now? Money & Credit April 2, 2020
It's no understatement to say that the coronavirus pandemic has dealt the U.S. economy a major blow. Not only has…
Roth IRA conversion
Ask Clark: Should I Convert a Traditional IRA to a Roth IRA? Investing & Retirement April 1, 2020
We all know there's not a lot of good news economically coming out of the coronavirus pandemic right now. But…
The federal government has stepped in to help with unemployment benefits as a result of the coronavirus pandemic.
What You Need to Know About Coronavirus Unemployment Benefits Money & Credit March 31, 2020
If you've lost your job as a result of the coronavirus pandemic, help is on the way in the form…