Latest Money & Credit

Is a 401(k) Safer Than an IRA?
Is a 401(k) Safer Than an IRA? Investing & Retirement July 26th, 2024
There's a famous rap song called "Mo Money Mo Problems." The title can be true for some people. And even…
class action lawsuit
Should You Respond to Class-Action Lawsuits? Money & Credit July 26th, 2024
If you’re like me, going to the mailbox typically results in getting a handful of bills, advertisements for nearby restaurants…
retirement clock
The Average Retirement Age in America Investing & Retirement July 24th, 2024
For working folks, the older we get, the more we think about retirement. And how we feel about it has…
retirement money jar
Report: These Expenses Are Higher Than Retirees Expected Investing & Retirement July 24th, 2024
It would be great if prices stayed the same or fell when we retired, but that’s not the way it…
Clark.com ranks the best online banks, taking free checking and high-interest savings accounts into consideration.
Best Online Banks: Free Checking and High-Interest Savings Accounts Online Banking July 23rd, 2024
The best online banks charge you fewer fees and pay you more interest. If you don't mind doing your banking…
Best high-yield savings accounts
16 of the Best High-Yield Online Savings Accounts in July 2024 Banks & Banking July 23rd, 2024
The best savings accounts help you grow your money safely. But the interest rate you can earn varies depending on…
safest payment methods
Safer Ways To Send Money Money & Credit July 22nd, 2024
Money can be transferred from one person to another in a matter of seconds. But as with anything, there’s a…
Investing: Self-Directed vs. Robo-Advisor vs. Financial Advisor
Investing: Self-Directed vs. Robo-Advisor vs. Financial Advisor Investing & Retirement July 22nd, 2024
When you set out to invest, you first have to determine whether you’re going to handle everything yourself or outsource…
Target Date Funds: Clark’s Favorite Retirement Investment
Target Date Funds: Clark’s Favorite Retirement Investment Investing & Retirement July 19th, 2024
Target date funds are the “easy button” for retirement investing. They can take the confusion and research out of investing…
Certificate of Deposit (CD): What Is It, Best Places To Open One
Certificate of Deposit (CD): What Is It, Best Places To Open One Banks & Banking July 19th, 2024
If you're looking for a safe place to keep money that you don’t intend to spend soon, you may want…
10 Questions To Ask a Financial Advisor
10 Questions To Ask a Financial Advisor Investing & Retirement July 18th, 2024
You may not interview a fast-food manager about her menu or quiz a mall employee on the origins of the…
Social Security Announces Online Users Must Transition To New Platform
Social Security Announces Online Users Must Transition To New Platform Investing & Retirement July 16th, 2024
If you set up an online account with the Social Security Administration (SSA), you may need to log in and…
5 Common Budget Leaks and How To Fix Them
5 Common Budget Leaks and How To Fix Them Money & Credit July 16th, 2024
Raise your hand if you've ever made it to the end of the month, confident in your ability to budget…
Ask Clark Howard and Team Clark
What Does Clark Howard Think About Vanguard’s Cash Deposit Feature? Investing & Retirement July 11th, 2024
Vanguard slowly rolled out Cash Deposit in 2022, an FDIC-insured interest-bearing account for its customers. The massive discount broker, known…
23 Best Passive Income Ideas To Build Wealth
23 Best Passive Income Ideas To Build Wealth Investing & Retirement July 10th, 2024
Passive income can help you achieve financial freedom and live the life of your dreams. Who doesn't want to get…
What To Do BEFORE Your CD Expires
What To Do BEFORE Your CD Expires Banks & Banking July 10th, 2024
If you've ever gone to buy a CD, you may have noticed some listed as single-term CDs and others listed…
Acorns Review: How It Works, Pros & Cons
Acorns Review: How It Works, Pros & Cons Investing & Retirement July 9th, 2024
If you're looking for companies to help you invest your money, one big player is the Acorns platform. In this…
Ask Clark Howard and Team Clark
Should I Invest a Lump Sum at Once or Through Dollar-Cost Averaging? Investing & Retirement July 9th, 2024
Most of us have dreamed about suddenly receiving a large pile of money. But, if you're financially responsible, you may…
free money and credit cards
5 ‘Free Money’ Opportunities You Might Be Missing Out on in 2024 Money & Credit July 9th, 2024
There's no such thing as a free lunch, right? Well, how about some free money to pay for that lunch?…
Vanguard Review: Pros & Cons
Vanguard Review: Pros & Cons Investing & Retirement July 8th, 2024
Most Vanguard reviews focus on the firm's bread and butter: its low-cost index funds. The Vanguard Group is not a…
Charles Schwab Review: Pros & Cons
Charles Schwab Review: Pros & Cons Investing & Retirement July 8th, 2024
In some ways, reviewing Charles Schwab isn't much different now than it would have been in the 1970s. Guided by…
Fidelity Investments Review: Pros & Cons
Fidelity Investments Review: Pros & Cons Investing & Retirement July 8th, 2024
Fidelity Investments is a giant, popular investment company. Our Fidelity review will help determine whether the brokerage firm should be…
How Many Bank Accounts Should You Have?
How Many Bank Accounts Should You Have? Banks & Banking July 5th, 2024
If you've received a bank sign-up bonus offer in the mail, you might be thinking about opening a new bank…
Senior at the beach in retirement.
Report: The Best and Worst States for Retirement Investing & Retirement July 5th, 2024
Money expert Clark Howard says a major way you can ensure that you’re comfortable later in life is to prepare…
What Is a Fiduciary Financial Advisor and Do I Need One?
What Is a Fiduciary Financial Advisor and Do I Need One? Investing & Retirement July 4th, 2024
If you're looking for financial advice, you may come across the term “fiduciary financial advisor.” What is a fiduciary? And…
5 Best Robo-Advisors in 2024
5 Best Robo-Advisors in 2024 Investing & Retirement July 4th, 2024
As more robo-advisors (and investment options of all kinds) come into existence, it’s harder to figure out what to use.…
Here are the best free checking accounts in 2020 according to Clark.com.
10 Best Free Checking Accounts in July 2024 Banks & Banking July 2nd, 2024
The best checking accounts in 2024 are free, and most offer perks to their customers. If you're looking for a…
Buying on Margin: The Investment Mistake You Need To Avoid
Buying on Margin: The Investment Mistake You Need To Avoid Investing & Retirement July 2nd, 2024
American investors owed nearly $775 billion in margin debt entering May 2024 after the number peaked near $1 trillion at…
Ask Clark Howard and Team Clark
What’s the Best Place To Get Investing Advice From an Advisor if I Have Limited Assets? Investing & Retirement July 1st, 2024
Investing used to be exclusive to the wealthy. It's taken the private industry decades to democratize investing. Money expert Clark…
Credit Cards
5 Credit Card Mistakes To Avoid Money & Credit June 28th, 2024
Credit cards are a financial tool that can lead to great rewards and benefits. But if you mishandle them, you…