Latest Money & Credit

5 Ways To Be Smarter With Your Retirement Savings
5 Ways To Be Smarter With Your Retirement Savings Investing & Retirement August 3, 2021
VANGUARD GROUPreleased its latestHow America Savesreport last month. The survey details the behavior of participants in Vanguard-managed 401(k) and similar…
The Dividend Aristocrats are some of the best dividend stocks because they've raised their dividend for at least 25 consecutive years.
Is Investing in Dividend Stocks a Good Strategy? Investing & Retirement July 28, 2021
Is building a dividend portfolio a good idea, and what are the best dividend stocks? In this article, I'll tell…
5 Ways To Protect Your Retirement Accounts From Being Hacked
5 Ways To Protect Your Retirement Accounts From Being Hacked Investing & Retirement July 27, 2021
OVER A PRODUCTIVE30-year career that ended in 1950, Willie Sutton robbed as many as 100 banks for gains worth $40…
money in savings for piggy bank
Warning: Watch Out for These CD Rate Advertisements Investing & Retirement July 26, 2021
With the current economic situation being what it is, money expert Clark Howard is getting a lot of questions about…
child tax credit
Should You Opt Out of Child Tax Credit Payments? Taxes July 22, 2021
The U.S. government has begun sending some parents monthly tax credit payments as part of changes outlined in the American…
Clark Howard names the best 529 savings plans by state.
Best 529 College Savings Plans By State Investing & Retirement July 21, 2021
A 529 savings plan gives you a tax-free way to invest for your child's education. But what are the best…
Is it worth opening a high-interest savings account if you have to meet certain conditions?
High-Interest Savings Accounts With Conditions: Are They Worth It? Investing & Retirement July 21, 2021
We're in the midst of a long stretch of historically low interest rates. Getting much more than 0.50% APY in…
Is $1 Million Really Enough for Retirement?
Is $1 Million Really Enough for Retirement? Investing & Retirement July 20, 2021
MANY PEOPLE TELL MEthey need, say, $1 million or $2 million to retire, effectively equating retirement with a dollar amount.…
Best Budgeting Apps
6 of the Best Budgeting Apps in 2021 Budgeting & Saving July 20, 2021
A budgeting app can be very helpful whether you're new to budgeting altogether or your current method just isn't working…
Compound interest can turn you into a millionaire with a little patience and persistance.
How To Turn $100 a Week Into $1 Million With Compound Interest Investing & Retirement July 15, 2021
Compound interest is one of the most exciting financial phenomena out there. Why? It's earning interest on interest! Get 10%…
Honeydue story image
Honeydue Review: 5 Things To Know About the Budgeting Tool Budgeting & Saving July 15, 2021
If you’re thinking about downloading a budgeting app, Honeydue is one option to consider In this article, I’ll take a…
Ask Clark money column
We Still Haven’t Received Our Federal Tax Refund. What Should We Do? Taxes July 14, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. How Do We Track…
3 Key Elements for a Successful Retirement
3 Key Elements for a Successful Retirement Investing & Retirement July 13, 2021
RETIREMENT CAN BEthe best time of our life—but only if we manage it right. I recently passed a milestone: the…
Money expert Clark Howard doesn't like investing in individual stocks.
Clark’s Take: Should You Invest in Stocks at All? Investing & Retirement July 12, 2021
Money expert Clark Howard isn't a fan of investing in individual stocks. Clark thinks putting an outsized percentage of your…
Wells Fargo just stopped offering a personal line of credit to any of its customers.
Wells Fargo Is Closing All Personal Lines of Credit Banks & Banking July 11, 2021
In a move that surely will make a negative impact on the credit score of some of its customers, Wells…
Use a compound interest calculator to figure out how much money you'll be able to make on your savings and investments.
How To Calculate Compound Interest Investing & Retirement July 9, 2021
Whoever came up with the phrase, "It takes money to make money," was probably a big fan of compound interest.…
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Mvelopes Review: 5 Things To Know About the Budgeting Tool Budgeting & Saving July 7, 2021
If you're thinking about trying out a budgeting app, Mvelopes is one option to consider. In this article, I'll take…
How a 1% Fee Can Sabotage Your Retirement Savings
How a 1% Fee Can Sabotage Your Retirement Savings Investing & Retirement July 6, 2021
ONE PERCENTis the average annual costchargedby actively managed stock mutual funds. One percent is also thetypical feecharged by financial advisors…
5 Best Free Money Apps for Young Professionals
5 Best Free Money Apps for Young Professionals Money & Credit July 2, 2021
Making financial decisions can be overwhelming for anyone. It can be especially challenging for young professionals just beginning a life…
ETF vs. mutual fund may seem trivial but comes with serious tax implications.
ETF vs. Mutual Fund: Which Investment Is Better? Investing & Retirement July 1, 2021
The difference between an ETF vs. a mutual fund may seem trivial, as both are available as part of professionally-managed…
Clark Howard’s 5 Money Tips for Couples
Clark Howard’s 5 Money Tips for Couples Money & Credit June 29, 2021
You’ve met that special someone. You know, that person who makes your heart flutter and ties your stomach in knots.…
Why Your Retirement Budget Doesn’t Really Matter
Why Your Retirement Budget Doesn’t Really Matter Investing & Retirement June 29, 2021
ON THE JOURNEYto retirement, should you focus on setting a retirement spending budget or on making sure you have adequate…
Ask Clark money column
Should I Buy A Guaranteed Life Annuity With My 401(k) Money To Avoid Market Downturns? Investing & Retirement June 28, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, by money expert Clark Howard. I Have $1 Million…
Unusual temporary inflation usually isn't that bad for the economy, although retirees relying on social security can get hurt.
How Retirees Can Combat Inflation Investing & Retirement June 25, 2021
Inflation rose to 5% in May, the highest level that United States consumers have experienced since 2008. Since inflation erodes…
PocketGuard free budgeting app
PocketGuard Review: 5 Things To Know About the Budgeting Tool Budgeting & Saving June 24, 2021
If you’re thinking about trying out a free budgeting app, PocketGuard is one option to consider. In this article, I’ll…
Ask Clark money column
Where’s the Best Place to Stash a Bunch of Money for Several Months? Money & Credit June 23, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Where Should I Put…
A mutual fund is a popular retirement investment type that can get you quick access to a diversified portfolio.
What Is a Mutual Fund? Investing & Retirement June 22, 2021
A mutual fund is an investment vehicle that gives you access to a diversified, professionally-managed portfolio. In this article, I'll…
4 Things To Consider Before You Downsize in Retirement
4 Things To Consider Before You Downsize in Retirement Investing & Retirement June 22, 2021
MANY DREAM of retiring to the beach. My wife and I just did it. We recently sold our primary home outside…
An ETF, or exchange-traded fund, is an investment similar to a mutual fund but trades like a stock.
What Is an ETF? Investing & Retirement June 18, 2021
An ETF, or exchange-traded fund, is a type of investment that you buy and sell through a stock exchange or…
Clark Howard's favorite target date funds are Fidelity, Schwab and Vanguard.
Best Target Date Funds: 3 Top Picks Investing & Retirement June 17, 2021
The best target date funds offer a one-stop solution for low-cost retirement investing. In this article, I'll highlight the target…