Latest Money & Credit

saving for retirement in piggy bank
7 best ways to save for retirement in your 50s Investing & Retirement August 19, 2019
Wondering about the best way to save for retirement in your 50s? Don't worry if you've gotten a slow start…
overdraft fee
Why you should never sign up for overdraft protection Banks & Banking August 15, 2019
Overdraft protection might seem like a great idea at first glance. After all, who would turn down free protection on…
401(k) news headline in center of torn dollar bill
6 things to know before you start a 401(k) Investing & Retirement August 14, 2019
When you first start a new job, you'll probably be told about the company's 401(k) plan during employee orientation. A…
How to get free gift cards
9 ways to get free gift cards that actually work Money & Credit August 14, 2019
Whoever says cash is king probably hasn't been taking advantage of all the ways there are to get free gift…
Wealthfront
5 things to know about Wealthfront’s cash account Banks & Banking August 13, 2019
If you're looking for a high-interest place to stash some short-term cash, the Wealthfront cash account might be the perfect…
Best budgeting apps
Best budgeting tools: 3 apps to manage your money in 2019 Budgeting & Saving August 7, 2019
Mint, Personal Capital and You Need a Budget (YNAB) are three of the best budgeting tools, but which one is…
Online bank account concept on a laptop screen
How to switch banks in 4 simple steps Banks & Banking August 7, 2019
Being with the wrong bank can make your financial life miserable. High fees and poor customer service are some of…
Safe deposit box
Is a safe deposit box really safe? Banks & Banking August 5, 2019
If you have valuables or important documents stored in a safe deposit box (also known as a safety deposit box)…
401(k) loan
Ask Clark: Should you ever take a loan from your 401(k)? Investing & Retirement August 1, 2019
If you are facing a large amount of debt or a big unexpected expense and have a sizeable amount of…
Required minimum distributions
What to know about required minimum distributions Investing & Retirement July 29, 2019
If you're taking money expert Clark Howard's advice and diligently saving for retirement, you should know about required minimum distributions…
Money under mattress at home
How much cash should you keep at home in case of emergency? Money & Credit July 26, 2019
You may have heard money expert Clark Howard recommend that everyone should keep some cash at home in case there's…
'retirement planning' written on a notebook with a calculator and coins
How to start investing and saving for retirement Investing & Retirement July 24, 2019
We all know we should invest and save for our future — but many of us don't know how to…
Clark's take: What the Equifax data breach settlement means for consumers
Equifax data breach settlement: How to make a claim Protect Your Identity July 23, 2019
Equifax says it will pay nearly $700 million for its role in a massive data breach that exposed the personal…
Warning: How criminals steal bank info over the phone
Warning: How criminals steal your banking info over the phone Money & Credit July 23, 2019
Criminals are impersonating bank employees and getting customers to hand over their debit and credit card security codes, according to…
Retired couple
10 cities where your Social Security check can cover housing costs Investing & Retirement July 19, 2019
The question of where to retire is as big of a question mark for people as the question of when…
The IRS is rolling out a new W-4: What you need to know
The IRS is rolling out a new W-4: What you need to know Taxes July 15, 2019
The Internal Revenue Service has announced its intention to roll out a new W-4 form soon — and it might…
Zelle
New warning: How scammers are robbing people through the Zelle app Money & Credit July 12, 2019
Zelle, the popular payment app backed by the big banks, has become such a security risk that only people with…
Here are the best and worst states to retire in 2019
The best and worst states to retire to in 2019 Investing & Retirement July 10, 2019
When it comes to retirement destinations, many people look to settle down in sunny Florida or Arizona, but an increasing…
When is the best time to take Social Security?
When is the best time to take Social Security? Investing & Retirement July 8, 2019
The old saying that timing is everything couldn't be more true than when you're talking about the best time to…
The top auto insurance companies with affinity discounts
Are you taking advantage of auto insurance affinity discounts? Deals & Savings June 27, 2019
Auto insurance companies often have somewhat hidden ways for customers to save on their premiums. One those ways is through…
Where to order checks cheap besides your bank
Best places to order checks online way cheaper than your bank Banks & Banking June 21, 2019
When you run out of checks, the first thing you may think of is to order new ones from your…
Roth 401k written on stick it note with money in background
Is a Roth 401(k) better than a traditional 401(k)? Investing & Retirement June 21, 2019
Many people have the option of doing a Roth 401(k) at work. But what exactly is a Roth 401(k), how…
These hidden fees could be costing you
10 hidden fees that could be costing you thousands Money & Credit June 20, 2019
Many products and services we regularly pay for are laden with hidden fees that we don't often find out about…
Facebook Libra
What does Clark Howard think about Facebook’s new Libra cryptocurrency? Banks & Banking June 20, 2019
If you go back just six months ago, we were having to ration calls to our show from people wanting…
Discover drops bank fees on deposits
Huge news: Discover ditches bank fees on deposits Banks & Banking June 17, 2019
Discover Bank says it is ending fees on deposits, a move straight out of the playbook of online banks. The…
Retirement income
Do you know what your income streams will be in retirement? Investing & Retirement June 13, 2019
Entering retirement can spawn feelings you may not have felt since the last day of fifth grade. No more classes!…
Family picnic in park
Savings challenge: 15 ways to spend $0 this weekend Money & Credit June 13, 2019
You may be someone who loves to be on the move — recreation, activities, shopping — but  if you're like…
Fundrise
What is Fundrise and should I invest in it? Investing & Retirement June 7, 2019
Fundrise is a startup financial company that advertises itself as "a real alternative to investing in the stock market." The…
date for retirement circled on a calendar
Should you have multiple target date funds? Investing & Retirement June 5, 2019
If you're confused by which target date fund to choose, you might be tempted to have multiple target date funds…
Budgeting on fixed income
How to pay off debt and save money on a fixed income Money & Credit June 4, 2019
We all know we need to pay and down our debt and save money, but that can be extremely difficult…