Latest Money & Credit

The best robo-advisors offer low fees for managing your investment along with good customer service and a good app or website.
5 Best Robo-Advisors in 2023 Investing & Retirement May 31st, 2023
The best robo-advisors are popular because of their inexpensive, hands-off, low-risk approach to investing. As more robo-advisors (and investment options…
Clark.com ranks the best online banks, taking free checking and high-interest savings accounts into consideration.
Best Online Banks: Free Checking and High-Interest Savings Accounts Online Banking May 30th, 2023
The best online banks charge you fewer fees and pay you more interest. If you don't mind doing your banking…
Clark.com presents the seven best high-yield online savings accounts in 2020.
7 of the Best High-Yield Online Savings Accounts in May 2023 Banks & Banking May 30th, 2023
The best savings accounts help you grow your money safely. But there are major differences in the interest rates you…
CLARK budget method
Free Budget Worksheet: The CLARK Method to Create a Monthly Budget Budgeting & Saving May 30th, 2023
The secret to saving more and spending less every month isn't a secret at all — it's a budget. We…
Buying on margin can lead to financial ruin quickly, money expert Clark Howard says.
Buying on Margin: The Investment Mistake You Need To Avoid Investing & Retirement May 27th, 2023
American investors owed nearly $650 billion in margin debt entering May after the number peaked near $1 trillion at one…
retirement plan
New Report: The Age Most Americans Expect To Retire Investing & Retirement May 26th, 2023
There's a huge gap between the expected retirement age for many American workers versus when retirees actually leave the workplace,…
Clark.com reviews Fidelity Investments to explain which investors are best suited for the brokerage firm.
Fidelity Investments Review 2023: Pros & Cons Investing & Retirement May 26th, 2023
You probably know Fidelity Investments is a giant, popular investment company. Our Fidelity review will help you figure out whether…
A Fisher Investments review finds that the investment company charges high fees and doesn't offer as much in the way of service as the rest of its competitors.
Fisher Investments Review: Is Fisher Really a Fiduciary? Investing & Retirement May 25th, 2023
Ken Fisher has been one of the most recognizable investment personalities for decades. Outside of the biggest names -- BlackRock,…
How to manage your subscriptions
How To Manage Your Monthly Subscriptions To Save Money Money & Credit May 24th, 2023
A major key to keeping track of your finances is to know what you’re spending each month on subscriptions. I…
Ask Clark money column
My Parents Haven’t Saved for Retirement. What Should I Do To Help? Investing & Retirement May 19th, 2023
Most of the headlines regarding family members helping each other financially deal with parents supporting adult children. However, in many…
Best Investment Companies for Investors in 2023
Best Investment Companies for Investors in 2023 Investing & Retirement May 19th, 2023
The best investment companies are good fits for almost every investor, whether you’re a beginner or you’re making exotic trades.…
MySocialSecurity: The Free Account Everyone Needs To Set Up Before Retirement
MySocialSecurity: The Free Account Everyone Needs To Set Up Before Retirement Investing & Retirement May 19th, 2023
For many of us, Social Security will be a significant part of our income during retirement. In fact, the Social…
10 Rules for an Enjoyable Retirement
10 Rules for an Enjoyable Retirement Investing & Retirement May 19th, 2023
WANT A HAPPIER,more fulfilling retirement? You work your entire life to get there, and you want to make the most…
Ask Clark money column
My 18-Year-Old Son Got a $100,000 Settlement. Should He Use It To Max Out His IRA Every Year? Investing & Retirement May 18th, 2023
However it happens, you suddenly get a six-figure sum plopped into your bank account. Great news! Now what do you…
Coins stacked up and growing in value
What Is the Rule of 72 and Why Should You Care About It? Investing & Retirement May 17th, 2023
Everybody loves the idea of doubling their money. But did you know there's a simple formula that can help you…
Capital One Venture One Credit Card Review
Capital One VentureOne Rewards Credit Card Review Credit Cards May 16th, 2023
Many travel rewards credit cards carry an annual fee, but if you desire travel rewards with no annual fee, you…
Social Security money
Why Next Year’s Social Security Cost-of-Living Adjustment May Not Be As Big Investing & Retirement May 16th, 2023
At 8.7%, the 2023 cost-of-living adjustment for Social Security was huge. According to the Social Security Administration (SSA), the average…
Ask Clark money column
How Can I Estimate My Social Security Benefit? Investing & Retirement May 16th, 2023
Now that pensions are almost non-existent, many Americans rely on Social Security to sustain them financially in retirement. You can…
Bank account shown on a tablet screen. Checking vs. savings account
Checking vs. Savings Accounts: The Differences and Why You Need Both Banks & Banking May 13th, 2023
Whether you're looking to open a new bank account or taking time to restructure your finances, organizing your money into…
Best Budgeting Apps
Best Budgeting Apps in 2023: Our Top 6 Budgeting & Saving May 12th, 2023
A budgeting app can be very helpful whether you're new to budgeting altogether or your current method just isn't working…
Inherited IRA
Why You Want To Spend Your IRA Money Before You Die Investing & Retirement May 11th, 2023
Prior to 2020, passing wealth from generation to generation through an IRA was a straightforward strategy. A family could take…
In this Charles Schwab review, I'll explain why money expert Clark Howard strongly recommends the investment company.
Charles Schwab Review 2023: Pros & Cons Investing & Retirement May 10th, 2023
In some ways, reviewing Charles Schwab isn't much different now than it would have been in the 1970s. Guided by…
7 Challenges in Retirement (and How To Solve Them)
7 Challenges in Retirement (and How To Solve Them) Investing & Retirement May 9th, 2023
AH, RETIREMENT.You’re blissfully free of the daily grind. If you’ve made plans for this long-awaited milestone, great. What if you…
Robinhood reviews are nuanced because of the many layers involved with judging the company that has further democratized investing.
Robinhood Review: Pros, Cons & Who Should Use It Investing & Retirement May 9th, 2023
Robinhood has democratized investing, making it accessible and affordable for people of any age and income. It offers commission-free trading…
In this Vanguard review, we'll explain why The Vanguard Group is excellent for passive investors and index funds.
Vanguard Review 2023: Pros & Cons Investing & Retirement May 9th, 2023
Paid non-client promotion. Clark.com receives compensation when a reader clicks "View Details" on this page. Most Vanguard reviews focus on…
Ask Clark money column
What Brokerage Do You Recommend for First-Time Investors or Kids? Investing & Retirement May 9th, 2023
Learning about finance and investing from an early age can be life-changing. Many of us have children, family members or…
Buying car with credit card
Can I Buy a Car With a Credit Card? Money & Credit May 4th, 2023
Most people pay for a new vehicle with cash, cashier's check or a bank loan. But what if you want…
Acorns vs. Robinhood is a common debate among new investors looking for a mobile fintech company.
Acorns vs. Robinhood: Which Investing App Is the Best? Investing & Retirement May 2nd, 2023
In this comparison of Acorns vs. Robinhood, I hope to show you why this is a wonderful era for investment…
Here are the best free checking accounts in 2020 according to Clark.com.
9 Best Free Checking Accounts in May 2023 Banks & Banking May 2nd, 2023
The best checking accounts in 2023 are free, and most offer perks to their customers. If you're looking for a…
free money and credit cards
5 ‘Free Money’ Opportunities You Might Be Missing Out on in 2023 Money & Credit May 2nd, 2023
There's no such thing as a free lunch, right? Well, how about some free money to pay for that lunch?…