Latest Money & Credit

Ask Clark Howard and Team Clark
What Does Clark Howard Think About Vanguard’s Cash Deposit Feature? Investing & Retirement July 11th, 2024
Vanguard slowly rolled out Cash Deposit in 2022, an FDIC-insured interest-bearing account for its customers. The massive discount broker, known…
23 Best Passive Income Ideas To Build Wealth
23 Best Passive Income Ideas To Build Wealth Investing & Retirement July 10th, 2024
Passive income can help you achieve financial freedom and live the life of your dreams. Who doesn't want to get…
Best high-yield savings accounts
16 of the Best High-Yield Online Savings Accounts in July 2024 Banks & Banking July 10th, 2024
The best savings accounts help you grow your money safely. But the interest rate you can earn varies depending on…
What To Do BEFORE Your CD Expires
What To Do BEFORE Your CD Expires Banks & Banking July 10th, 2024
If you've ever gone to buy a CD, you may have noticed some listed as single-term CDs and others listed…
Acorns Review: How It Works, Pros & Cons
Acorns Review: How It Works, Pros & Cons Investing & Retirement July 9th, 2024
If you're looking for companies to help you invest your money, one big player is the Acorns platform. In this…
retirement money jar
Report: These Expenses Are Higher Than Retirees Expected Investing & Retirement July 9th, 2024
It would be great if prices stayed the same or fell when we retired, but that’s not the way it…
Clark.com ranks the best online banks, taking free checking and high-interest savings accounts into consideration.
Best Online Banks: Free Checking and High-Interest Savings Accounts Online Banking July 9th, 2024
The best online banks charge you fewer fees and pay you more interest. If you don't mind doing your banking…
Ask Clark Howard and Team Clark
Should I Invest a Lump Sum at Once or Through Dollar-Cost Averaging? Investing & Retirement July 9th, 2024
Most of us have dreamed about suddenly receiving a large pile of money. But, if you're financially responsible, you may…
free money and credit cards
5 ‘Free Money’ Opportunities You Might Be Missing Out on in 2024 Money & Credit July 9th, 2024
There's no such thing as a free lunch, right? Well, how about some free money to pay for that lunch?…
Vanguard Review: Pros & Cons
Vanguard Review: Pros & Cons Investing & Retirement July 8th, 2024
Most Vanguard reviews focus on the firm's bread and butter: its low-cost index funds. The Vanguard Group is not a…
Charles Schwab Review: Pros & Cons
Charles Schwab Review: Pros & Cons Investing & Retirement July 8th, 2024
In some ways, reviewing Charles Schwab isn't much different now than it would have been in the 1970s. Guided by…
Fidelity Investments Review: Pros & Cons
Fidelity Investments Review: Pros & Cons Investing & Retirement July 8th, 2024
Fidelity Investments is a giant, popular investment company. Our Fidelity review will help determine whether the brokerage firm should be…
Senior at the beach in retirement.
Report: The Best and Worst States for Retirement Investing & Retirement July 5th, 2024
Money expert Clark Howard says a major way you can ensure that you’re comfortable later in life is to prepare…
How Many Bank Accounts Should You Have?
How Many Bank Accounts Should You Have? Banks & Banking July 5th, 2024
If you've received a bank sign-up bonus offer in the mail, you might be thinking about opening a new bank…
10 Questions To Ask a Financial Advisor
10 Questions To Ask a Financial Advisor Investing & Retirement July 4th, 2024
You may not interview a fast-food manager about her menu or quiz a mall employee on the origins of the…
What Is a Fiduciary Financial Advisor and Do I Need One?
What Is a Fiduciary Financial Advisor and Do I Need One? Investing & Retirement July 4th, 2024
If you're looking for financial advice, you may come across the term “fiduciary financial advisor.” What is a fiduciary? And…
5 Best Robo-Advisors in 2024
5 Best Robo-Advisors in 2024 Investing & Retirement July 4th, 2024
As more robo-advisors (and investment options of all kinds) come into existence, it’s harder to figure out what to use.…
Investing: Self-Directed vs. Robo-Advisor vs. Financial Advisor
Investing: Self-Directed vs. Robo-Advisor vs. Financial Advisor Investing & Retirement July 4th, 2024
When you set out to invest, you first have to determine whether you’re going to handle everything yourself or outsource…
Here are the best free checking accounts in 2020 according to Clark.com.
10 Best Free Checking Accounts in July 2024 Banks & Banking July 2nd, 2024
The best checking accounts in 2024 are free, and most offer perks to their customers. If you're looking for a…
Buying on Margin: The Investment Mistake You Need To Avoid
Buying on Margin: The Investment Mistake You Need To Avoid Investing & Retirement July 2nd, 2024
American investors owed nearly $775 billion in margin debt entering May 2024 after the number peaked near $1 trillion at…
Ask Clark Howard and Team Clark
What’s the Best Place To Get Investing Advice From an Advisor if I Have Limited Assets? Investing & Retirement July 1st, 2024
Investing used to be exclusive to the wealthy. It's taken the private industry decades to democratize investing. Money expert Clark…
Credit Cards
5 Credit Card Mistakes To Avoid Money & Credit June 28th, 2024
Credit cards are a financial tool that can lead to great rewards and benefits. But if you mishandle them, you…
What Is an Annuity, and Why Does Clark Think They Stink?
What Is an Annuity, and Why Does Clark Think They Stink? Insurance June 28th, 2024
Money expert Clark Howard is passionate about many financial topics. But it's hard to find something that gets him more…
Chase bank
Best Chase Credit Cards: Top Picks for 2024 Credit Cards June 27th, 2024
All information about Chase Freedom Unlimited®, Prime Visa and Chase Freedom Flex® has been collected independently by Clark Howard, Inc.When…
Stash Review: How It Works, Pros & Cons
Stash Review: How It Works, Pros & Cons Investing & Retirement June 27th, 2024
You can make investing simple. Think target date funds -- the easy button of retirement investing. But it can be…
Gold is not an investment
Warning: How You Should NOT Buy Gold Investing & Retirement June 25th, 2024
Gold has been a fashionable purchase as of late as Americans look for some stability to counteract the ebbs and…
Ask Clark Howard and Team Clark
How Do I Use All the Funds on My Virtual Gift Card? Money & Credit June 25th, 2024
Holidays, birthdays, weddings and graduations are prime gift-giving times. But many of us are guilty of turning to gift cards…
What Is a CD Ladder and When Is It a Good Idea?
What Is a CD Ladder and When Is It a Good Idea? Banks & Banking June 24th, 2024
One of the silver linings of historic inflation and the Fed interest rate hikes that followed is that for the…
retirement clock
New Report: The Age Most Americans Expect To Retire Investing & Retirement June 21st, 2024
For many Americans, retirement brings to mind white sand beaches and emerald green golf courses. But at what age do…
financial checklist
Clark Howard’s 5-Point Annual Checklist You Should Follow Money & Credit June 20th, 2024
One thing doctors typically recommend is an annual checkup. Like a financial physician, money expert Clark Howard recommends that you…