Latest Money & Credit

Average Social Security check
Report: Average Monthly Social Security Benefit by Age Investing & Retirement December 1st, 2023
Among the most rewarding things that U.S. seniors look forward to in retirement is their Social Security check.  After becoming…
Realistic retirement age
Report: The Most Realistic Retirement Ages in the 10 Most Populous States Investing & Retirement November 30th, 2023
Many Americans see retirement as a predetermined milestone in the not-too-distance future. But as you’re about to see, your circumstances,…
Clark.com ranks the best online banks, taking free checking and high-interest savings accounts into consideration.
Best Online Banks: Free Checking and High-Interest Savings Accounts Online Banking November 28th, 2023
The best online banks charge you fewer fees and pay you more interest. If you don't mind doing your banking…
Best high-yield savings accounts
14 of the Best High-Yield Online Savings Accounts in November 2023 Banks & Banking November 28th, 2023
The best savings accounts help you grow your money safely. But there are major differences in the interest rates you…
Why Big Banks Are a Bad Place for Your Cash
Why Big Banks Are a Bad Place for Your Cash Banks & Banking November 27th, 2023
I'm never going to be honored by any banker as a person of the year, let me tell you. I'm…
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Should I Participate in Costco’s Employee Stock Purchase Plan or Open a Roth IRA? Investing & Retirement November 22nd, 2023
Costco is money expert Clark Howard's favorite store. As such, we've written plenty about whether a Costco membership is worth…
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I May Make Too Much Money To Be Eligible To Contribute To a Roth IRA in 2024. What Do I Do? Investing & Retirement November 20th, 2023
Outside of a workplace 401(k) plan that offers a company match, a Roth IRA is money expert Clark Howard's favorite…
Best Budgeting Apps
Best Budgeting Apps in 2024: Our Top 5 Budgeting & Saving November 20th, 2023
A budgeting app can be very helpful whether you're new to budgeting altogether or your current method just isn't working…
Chase bank
Best Chase Credit Cards: Top Picks for 2023 Credit Cards November 17th, 2023
When it comes to picking credit cards, not all card issuers are created equal. From small local credit unions to…
Cheaper items to buy
Why Now Is a Bad Time To Spend Money Money & Credit November 17th, 2023
With so many major sales going on, you may want to take advantage, but spending your hard-earned cash may not…
Woman donating to a charity online
How To Choose the Best Charities for Your Donations Money & Credit November 16th, 2023
The generous act of giving to a charitable organization can be a rewarding experience for all involved. But before you…
Clark Howard's never, not ever rules
10 Clark Howard ‘Never, Not Ever’ Rules To Protect Your Money Money & Credit November 14th, 2023
If you tune into the cash-saving advice of money expert Clark Howard, you learn that sometimes it's not what you…
Facet Wealth Review: Is Facet a Fiduciary and How Much Does It Cost?
Facet Wealth Review: Is Facet a Fiduciary and How Much Does It Cost? Investing & Retirement November 8th, 2023
By industry standards, Facet Wealth is a young company. But it has become a recognizable investment company in the United…
Vanguard Personal Advisor Review
Vanguard Personal Advisor Review Investing & Retirement November 8th, 2023
Vanguard Personal Advisor offers the personal touch and level of service of a traditional financial advisor at the price of…
Here are the best free checking accounts in 2020 according to Clark.com.
9 Best Free Checking Accounts in November 2023 Banks & Banking November 7th, 2023
The best checking accounts in 2023 are free, and most offer perks to their customers. If you're looking for a…
IRS Announces New 401(k) and IRA Contribution Limits for 2024
IRS Announces New 401(k) and IRA Contribution Limits for 2024 Investing & Retirement November 3rd, 2023
The Internal Revenue Service (IRS) announced increases to the 401(k) and IRA contribution limits for 2024. 401(k) and Roth Contribution…
Popular Budgeting App Mint Is Shutting Down
Popular Budgeting App Mint Is Shutting Down Budgeting & Saving November 2nd, 2023
Mint, the free budgeting tool that lets you track your finances online, is shutting down. The budgeting tool will be…
Coins stacked up and growing in value
What Is the Rule of 72 and Why Should You Care About It? Investing & Retirement October 31st, 2023
Everybody loves the idea of doubling their money. But did you know there's a simple formula that can help you…
How To Find and Claim Missing Money in Your Name
How To Find and Claim Missing Money in Your Name Money & Credit October 31st, 2023
Old bank accounts, insurance policies and safe deposit boxes could be holding money that you've forgotten about. More than $4…
Best Investment Companies for Investors in 2023
Best Investment Companies for Investors in 2023 Investing & Retirement October 31st, 2023
The best investment companies are good fits for almost every investor, whether you’re a beginner or you’re making exotic trades.…
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What Brokerage Do You Recommend for First-Time Investors or Kids? Investing & Retirement October 31st, 2023
Learning about finance and investing from an early age can be life changing. Many of us have children, family members…
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Should I Avoid Callable CDs? Banks & Banking October 30th, 2023
Traditional Certificates of Deposit (CDs) typically pay more interest than savings accounts at the same bank because you're locking your…
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We Have Enough Money To Retire. Can We Cancel These Insurance Policies and Use the Money for Fun? Investing & Retirement October 30th, 2023
If you don't have enough money saved for retirement, it's easy to know what to do. At least in broad…
Should I Pay Off Debt, Save Money or Invest?
Should I Pay Off Debt, Save Money or Invest? Investing & Retirement October 30th, 2023
You've got some cash and you're facing a financial decision: Should you invest, pay off debt or save that money…
Credit lock vs. credit freeze What's the difference
Credit Lock vs. Credit Freeze: What’s the Difference? Money & Credit October 26th, 2023
When it comes to protecting your identity and your finances, money expert Clark Howard is a strong proponent of freezing…
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I Have $1 Million in Real Estate. Should I Sell and Invest It Instead? Homes & Real Estate October 25th, 2023
When it comes to investing for retirement, money expert Clark Howard often recommends stashing your money in a target date…
PayPal on computer
Why You Need To Check Your PayPal Account for Automatic Payments Money & Credit October 24th, 2023
Do you make online payments with your PayPal account? You may be agreeing to recurring charges from your account without…
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How Many Financial Accounts and Companies Are Too Many? Banks & Banking October 23rd, 2023
"Mo Money Mo Problems" is a 1997 song by The Notorious B.I.G. The chorus includes this line: "It's like the…
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I Keep $10 Million of My $13 Million in High-Yield Savings Accounts and CDs. Am I Too Conservative? Investing & Retirement October 18th, 2023
The more money you have, the more that security matters. It's an almost universal truth. High-net-worth individuals are smart to…
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Can a Credit Bureau Share My Personal Information, Including My Social Security Number? Money & Credit October 16th, 2023
A long history of data breaches and other hacks means that, for most of us, our personal information is out…