Latest Money & Credit

How Inflation Obscures the Real Value of the Dollar
How Inflation Obscures the Real Value of the Dollar Money & Credit May 20, 2022
DO YOU SEE THINGSclearly when it comes to money? Here’s a test to find out. Which of the following scenarios…
10 Rules for an Enjoyable Retirement
10 Rules for an Enjoyable Retirement Investing & Retirement May 18, 2022
WANT A HAPPIER,more fulfilling retirement? You work your entire life to get there, and you want to make the most…
How Much of Each Paycheck You Should Save or Invest
How Much of Each Paycheck You Should Save or Invest Investing & Retirement May 11, 2022
As a country, the United States stinks at saving money. However, we collectively got our act together not long after…
Should Retirees Be Nervous About the Stock Market Right Now?
Should Retirees Be Nervous About the Stock Market Right Now? Investing & Retirement May 10, 2022
EVERY MARKET DECLINEis different, but all of them can feel unnerving, even for the most steadfast of investors. Spooked by…
Is a recession coming in the United States?
Is a Recession Coming to the United States in 2022? Investing & Retirement May 6, 2022
It's possible that we're headed for a recession in the United States right now. However, that may not mean what…
Traditional vs. Roth: A Quick Answer for Your Investments
Traditional vs. Roth: A Quick Answer for Your Investments Investing & Retirement May 5, 2022
Choosing between a traditional and Roth 401(k) or IRA means sifting through a number of variables. But if you have…
You can buy treasury bonds just like countries, Wall Street firms and wealthy individuals.
Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account Investing & Retirement May 3, 2022
If you're a saver, you've been punished for years with terrible interest rates on your savings account, CDs or money…
Why You May Not Get Your Tax Return Back Until December
Why You May Not Get Your Tax Return Back Until December Money & Credit April 29, 2022
Now that Americans have survived the most recent Tax Day, millions of people will be waiting months for the IRS…
Inherited IRA
Why You Want To Spend Your IRA Money Before You Die Investing & Retirement April 26, 2022
Prior to 2020, passing wealth from generation to generation through an IRA was a viable strategy. A family could take…
How Much House Can I Afford Based on My Salary?
How Much House Can I Afford Based on My Salary? Debt April 18, 2022
How much house can you afford to buy? Whether you're renting or planning to upgrade from a current home, it's…
What Is a Spousal IRA and What Are the Rules?
What Is a Spousal IRA and What Are the Rules? Investing & Retirement April 13, 2022
Did you know you can put aside thousands of dollars toward retirement each year through a spousal IRA even if…
What Is the Best Way To Withdraw Money in Retirement?
What Is the Best Way To Withdraw Money in Retirement? Investing & Retirement April 5, 2022
LOTS OF RESEARCHhas been done on the best way to generate retirement income. It’s one of the most popular topics…
tax documents
How Long Do You Need To Keep Tax Documents? Taxes April 4, 2022
Come tax time,money expert Clark Howardsays he always gets questions about how long you should keep tax-related documents. “When you’re…
Should You Buy Gold Right Now?
Should You Buy Gold Right Now? Investing & Retirement March 17, 2022
Inflation in the United States reached a 40-year high in February as consumer prices surged 7.9% year-over-year. The New York…
Why You Should Never Invest With a Bank
Why You Should Never Invest With a Bank Investing & Retirement March 16, 2022
Earning interest on loans and charging fees for things such as overdrafts aren't the only way that banks make money.…
Where’s My Tax Refund? How To Check the Status of Your Tax Refund
Where’s My Tax Refund? How To Check the Status of Your Tax Refund Money & Credit March 14, 2022
What's one of the first things on your mind after you submit your tax return each year? I've got a…
Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years
Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years Investing & Retirement March 9, 2022
Let's say you're making a major purchase in the future. Perhaps you're buying a house, a car, paying for college…
Best Investments in 2022: Risks and Rewards for Popular Investment Choices
Best Investments in 2022: Risks and Rewards for Popular Investment Choices Investing & Retirement March 7, 2022
Having money beyond your day-to-day needs is great. It means that you can save and invest. It also means that…
U.S. retirement cities on a map
New Report: Top 5 Cities for Retired Singles Investing & Retirement March 4, 2022
If you’re a single retiree or perhaps close to retirement and looking for a new place to live, it's worth…
Ukraine aid
How To Help Ukraine: Ways To Make a Donation Safely Money & Credit March 3, 2022
The invasion of Ukraine by Russia has put millions of people in harm’s way. One way you can help make…
When Should You Pay Off Your Mortgage Instead of Investing?
When Should You Pay Off Your Mortgage Instead of Investing? Investing & Retirement February 28, 2022
Should you pay down your mortgage beyond the minimum or invest instead? If you're among the 85 million American individuals…
When You Should (and Shouldn’t) Use a 529 Plan
When You Should (and Shouldn’t) Use a 529 Plan Children & Pets February 25, 2022
It's a natural inclination for parents to start thinking about a child's education as soon as their baby is born.…
Ask Clark money column
Does It Make Sense To Pay Medical Expenses With Cash Instead of Using HSA Funds? Health February 24, 2022
If you have a health savings account (HSA), you may be wondering how to get the best use out of…
Why Clark Howard Is Obsessed With Roth for Retirement Savings
Why Clark Howard Is Obsessed With Roth for Retirement Savings Investing & Retirement February 23, 2022
Money expert Clark Howard radiates enthusiasm whenever he talks about Roth IRAs and Roth 401(k)s as retirement options. "I have…
Should I Finance a Car at 1.5% or Pay Cash?
Should I Finance a Car at 1.5% or Pay Cash? Budgeting & Saving February 23, 2022
Should you pay for a vehicle in cash or take advantage of low-interest financing to invest your money and out-earn…
Ask Yourself These 8 Money Questions To Gain Perspective
Ask Yourself These 8 Money Questions To Gain Perspective Money & Credit February 22, 2022
MONEY MAY SEEMimportant—and it is. But it isn’t nearly as important as we imagine. Want a little perspective on your…
Why Are My Credit Scores Different?
Why Are My Credit Scores Different? Credit February 21, 2022
Your credit score can be different at each of the major credit burueas: Equifax, Experian and TransUnion. Though it defies…
Why This Retiree Isn’t Afraid To Spend Money
Why This Retiree Isn’t Afraid To Spend Money Investing & Retirement February 18, 2022
THE DRUMBEATof “retirement crisis” is much too loud. While 54% of retirees believe there’s a national retirement crisis, just 4%describetheir…
Can a Company Send a Bill to Collections Even if I Successfully Disputed the Charge?
Can a Company Send a Bill to Collections Even if I Successfully Disputed the Charge? Debt February 15, 2022
Being able to dispute a charge is a key component of using a credit card. It's comforting to know that…
6 Tax Breaks for Retirees
6 Tax Breaks for Retirees Taxes February 10, 2022
It's officially tax season. Did you know that tax credits exist to help retirees save on their tax bills? The…