Latest Money & Credit

Ask Clark Howard and Team Clark
Can a Credit Bureau Share My Personal Information, Including My Social Security Number? Money & Credit April 12th, 2024
A long history of data breaches and other hacks means that, for most of us, our personal information is out…
How Much of Each Paycheck You Should Save or Invest
How Much of Each Paycheck You Should Save or Invest Investing & Retirement April 10th, 2024
As a country, the United States stinks at saving money. However, we collectively got our act together not long after…
Clark.com ranks the best online banks, taking free checking and high-interest savings accounts into consideration.
Best Online Banks: Free Checking and High-Interest Savings Accounts Online Banking April 9th, 2024
The best online banks charge you fewer fees and pay you more interest. If you don't mind doing your banking…
Best high-yield savings accounts
16 of the Best High-Yield Online Savings Accounts in April 2024 Banks & Banking April 9th, 2024
The best savings accounts help you grow your money safely. But the interest rate you can earn varies depending on…
The Best Place To Order Checks Online
The Best Place To Order Checks Online Banks & Banking April 8th, 2024
They say it takes money to make money, but spending it shouldn’t cost any more than necessary. If you’re ordering…
5 Major Bills You Can Lower This Month
5 Major Bills You Can Lower This Month Money & Credit April 5th, 2024
Do you live with the constant feeling that there's more month than money in your life? Here is money expert…
Here are the best free checking accounts in 2020 according to Clark.com.
10 Best Free Checking Accounts in April 2024 Banks & Banking April 5th, 2024
The best checking accounts in 2024 are free, and most offer perks to their customers. If you're looking for a…
Is Audit Defense Worth It?
Is Audit Defense Worth It? Taxes April 5th, 2024
The idea of the IRS auditing you can be intimidating. Major tax software companies offer audit defense protection for just…
When Are Taxes Due? Important Tax Dates in 2024
When Are Taxes Due? Important Tax Dates in 2024 Taxes April 4th, 2024
The Internal Revenue Service (IRS) announced it started accepting and processing 2023 tax returns as of January 29, 2024. IRS…
You can become an IRA millionaire by making the maximum contribution allowed every year for more than three decades.
How To Use an IRA To Become a Millionaire Investing & Retirement April 2nd, 2024
Money expert Clark Howard thinks that beyond supporting yourself, saving and investing for retirement should be your most important financial…
how to open a Roth IRA
What Is a Backdoor Roth IRA? Investing & Retirement April 2nd, 2024
Want to contribute to a Roth IRA, but concerned that you earn too much money? Don't fret, high-income earners still…
How to open a Roth IRA
How To Open a Roth IRA Investing & Retirement April 2nd, 2024
Money expert Clark Howard thinks Roth IRAs are just about the best tool around when it comes to saving for…
Ask Clark Howard and Team Clark
How Much Is Too Much When It Comes to Retirement Savings? Investing & Retirement April 1st, 2024
When it comes to money, there are two prominent groups. One group says tomorrow is not guaranteed. That you should…
Chase bank
Best Chase Credit Cards: Top Picks for 2024 Credit Cards March 28th, 2024
When it comes to picking credit cards, not all card issuers are created equal. From small local credit unions to…
Man fixing a clothes washer
7 Emergency Expenses and How Much To Budget for Them Money & Credit March 28th, 2024
An unexpected financial hit can take a chunk out of your budget, including your savings. From a financial perspective, preparing…
Best Financial Advisors in 2024
Best Financial Advisors in 2024 Investing & Retirement March 26th, 2024
Type "best financial advisors" into your favorite search engine and you'll get a variety of results including lists of robo-advisors,…
Woman withdrawing money out of an ATM
This Mistake at the ATM Could Be Costing You More Than $240 a Year Banks & Banking March 26th, 2024
Doing a transaction at an out-of-network ATM is costing Americans an average of $4.73, which is more than it ever…
How Much Money Do I Need in My Emergency Fund?
How Much Money Do I Need in My Emergency Fund? Money & Credit March 25th, 2024
Building and maintaining an emergency fund is a basic financial building block. But how much money do you need in…
Why You Want To Spend Your IRA Money Before You Die
Why You Want To Spend Your IRA Money Before You Die Investing & Retirement March 25th, 2024
Prior to 2020, passing wealth from generation to generation through an IRA was a straightforward strategy. A family could take…
Ask Clark Howard and Team Clark
I Keep $10 Million of My $13 Million in High-Yield Savings Accounts and CDs. Am I Too Conservative? Investing & Retirement March 25th, 2024
The more money you have, the more that security matters. It's an almost universal truth. High-net-worth individuals are smart to…
Should I Convert a Traditional IRA to a Roth IRA?
Should I Convert a Traditional IRA to a Roth IRA? Investing & Retirement March 25th, 2024
Money expert Clark Howard calls himself "the man from Roth." He so loves Roth IRAs that it's a small miracle…
Ask Clark Howard and Team Clark
Have Clark’s Health Issues Changed His Stance on Waiting To Collect Social Security? Investing & Retirement March 21st, 2024
Want to get people emotionally charged about money? Many different topics can cause that type of reaction. Finances are intensely…
Ask Clark Howard and Team Clark
Should I Use AI To Make Stock Trades? Investing & Retirement March 20th, 2024
Artificial intelligence, or AI, is to 2024 what the internet was in the late 1990s with the dot-com bubble. It's…
financial checklist
Clark Howard’s 5-Point Annual Checklist You Should Follow Money & Credit March 20th, 2024
One thing doctors typically recommend is an annual checkup once a year. Like a financial physician, money expert Clark Howard…
Ask Clark Howard and Team Clark
Clark Predicts Traditional 401(k)s, IRAs Will Cease To Exist Within a Decade Investing & Retirement March 18th, 2024
Money expert Clark Howard predicts that traditional 401(k) and traditional IRA accounts will go extinct in the next 10 years.…
Ask Clark Howard and Team Clark
What Currency Is a Good U.S. Dollar Alternative If the Debt Crisis Causes a Problem? Money & Credit March 15th, 2024
When it comes to issues such as the future of the U.S. economy, reality often is more nuanced and complex…
Target Date Funds: Clark’s Favorite Retirement Investment
Target Date Funds: Clark’s Favorite Retirement Investment Investing & Retirement March 13th, 2024
Target date funds are the “easy button” for retirement investing. They can take the confusion and research out of investing…
shredded letters and other mail
12 Ways You May Be Exposing Yourself to Fraud Money & Credit March 12th, 2024
The things you do every day — from swiping a debit card to simply using your smartphone — can increase…
Ask Clark Howard and Team Clark
What Should I Do With My 401(k) at My Old Company? Investing & Retirement March 11th, 2024
You're contributing to a 401(k) account and even getting a company match. As years go by, your balance goes up.…
Ask Clark Howard and Team Clark
What’s the Best Way To Send Money Overseas? Money & Credit March 8th, 2024
It's pretty easy to transfer money within the United States now. Especially if both parties hold bank accounts. But what…