Latest Money & Credit

5 Reasons Why This Is the Best Time of the Year To File Your Taxes
5 Reasons Why This Is the Best Time of the Year To File Your Taxes Taxes January 22nd, 2023
Congratulations, you've finally made it to the best time in the entire tax season to file your return: now! What…
How many bank accounts should you have?
How Many Bank Accounts Should You Have? Banks & Banking January 22nd, 2023
If you've received a bank sign-up bonus offer in the mail, you might be thinking about opening a new bank…
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What Does Clark Howard Think About Vanguard’s New Cash Deposit Feature? Investing & Retirement January 20th, 2023
Vanguard slowly rolled out Cash Deposit in 2022, an FDIC-insured interest-bearing account for its customers. The massive discount broker, known…
Amazon is shuttering the AmazonSmile program.
Amazon Is Shuttering a Popular Donation Program for Customers Money & Credit January 19th, 2023
If you're an Amazon customer who liked to use your online shopping habits as a way to give back to…
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Do You Need a Separate Checking Account for Your Side Hustle? Taxes January 17th, 2023
It's common for people to seek additional income outside of their full-time job. Many times, that's through part-time work as…
retirement money jar
Report: The Average Amount Retirees Spend in Retirement Investing & Retirement January 17th, 2023
How much money do you plan to spend in retirement every month? The Employee Benefit Research Institute's (EBRI) 2022 Spending…
USA 1040 Individual Income Tax Return Form with one hundred dollar bills.
IRS Free File: Free State and Federal Tax Filing Options for 2023 Taxes January 17th, 2023
You don't have to pay an arm and a leg to file your taxes. The IRS Free File program gives…
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We Just Got Married. How Do We Blend Our Finances? Money & Credit January 16th, 2023
Research consistently finds that financial compatibility and harmony is one of the biggest predictors of long, happy marriages. So when…
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Should I Invest a Lump Sum at Once or Through Dollar-Cost Averaging? Investing & Retirement January 12th, 2023
Most of us have dreamed about suddenly receiving a large pile of money. But, if you're financially responsible, you may…
When Are Taxes Due? Important Tax Dates in 2023
When Are Taxes Due? Important Tax Dates in 2023 Taxes January 12th, 2023
Mark your calendars: The Internal Revenue Service (IRS) announced it is accepting and processing 2022 tax returns starting on January…
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Should We Worry About the National Debt and Budget Deficits? Money & Credit January 11th, 2023
The United States is a country known for spending money. We're a nation with a culture that encourages buying, even…
Required Minimum Distributions: How To Calculate, Rules
Required Minimum Distributions: How To Calculate, Rules Investing & Retirement January 10th, 2023
Once you turn 72, the IRS expects you to take annual Required Minimum Distributions (RMDs) from your retirement accounts. But…
customer service
Clark Howard’s 6 Simple Steps To Get Better Customer Service Money & Credit January 10th, 2023
Unlocking the keys to good customer service and its unfortunate counterpart, “customer no-service” has been a big part of money…
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Can Married Couples Get Joint Access To Utility, Mortgage and Investment Accounts? Money & Credit January 10th, 2023
So you're combining your finances with a spouse or family member. It can be a frustrating and inconvenient process that…
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How Do I Use All the Funds on My Virtual Gift Card? Money & Credit January 9th, 2023
The holiday season is prime gift-giving time. But many of us are guilty of turning to gift cards for some…
3 Places You Should Never Invest Your Money
3 Places You Should Never Invest Your Money Banks & Banking January 9th, 2023
With great power comes great responsibility. Whether you've read about the Sword of Damocles or simply watched Spiderman, you've probably…
The Rule of 55 allows you to withdraw 401(k) funds before age 59½.
The Rule of 55: What Is It, How It Works Investing & Retirement January 9th, 2023
If you're thinking about early retirement, it may be important for you to understand the Rule of 55 for 401(k)…
Here are the best free checking accounts in 2020 according to Clark.com.
9 Best Free Checking Accounts in January 2023 Banks & Banking January 4th, 2023
The best checking accounts in 2023 are free, and most offer perks to their customers. If you're looking for a…
Clark.com ranks the best online banks, taking free checking and high-interest savings accounts into consideration.
Best Online Banks: Free Checking and High-Interest Savings Accounts Online Banking January 4th, 2023
The best online banks charge you fewer fees and pay you more interest. If you don't mind doing your banking…
The Social Security Cost-of-Living Adjustment for 2023
The Social Security Cost-of-Living Adjustment for 2023 Investing & Retirement January 4th, 2023
Are you ready to see an increase in your Social Security check? In October 2022, the Social Security Administration (SSA)…
Checkbook with pen
The Best Place To Order Checks Online Banks & Banking January 2nd, 2023
They say it takes money to make money, but spending it shouldn’t cost any more than necessary. If you’re ordering…
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What Is a CD Ladder and When Is It a Good Idea? Banks & Banking January 2nd, 2023
One of the silver linings of historic inflation and all the Fed interest rate hikes is that for the first…
Capital One Venture One Credit Card Review
Capital One VentureOne Rewards Card Review Credit Cards December 29th, 2022
Many travel rewards credit cards carry an annual fee, but if you desire travel rewards with no annual fee, you…
Clark.com presents the seven best high-yield online savings accounts in 2020.
7 of the Best High-Yield Online Savings Accounts in December 2022 Banks & Banking December 27th, 2022
The best savings accounts help you grow your money safely. But there are major differences in the interest rates you…
Zelle app
7 Things To Know Before You Use Zelle Banks & Banking December 22nd, 2022
When it comes to payment apps, Zelle is one of the most popular ones out there. While the money-transfer app…
saving money
Are You Rich? The Amount Americans Need To Live Comfortably Investing & Retirement December 20th, 2022
How much money do you need to live comfortably? And how much money would you need to be worth to…
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Will I Lose Out on Interest If I Move Money Between Savings Accounts Multiple Times Per Month? Banks & Banking December 20th, 2022
Back in the dark ages of savings accounts, a scant 11 months ago, the Federal interest rate was effectively zero.…
5 Common Budget Leaks and How To Fix Them
5 Common Budget Leaks and How To Fix Them Money & Credit December 20th, 2022
Raise your hand if you've ever made it to the end of the month, confident in your ability to budget…
7 Items You Should Never Carry in Your Wallet
7 Items You Should Never Carry in Your Wallet Money & Credit December 20th, 2022
We tend to carry all kinds of personal items in our purses or wallets. While it is necessary to carry…
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Can I Invest Through My HSA While Still Remaining Liquid? Investing & Retirement December 19th, 2022
An HSA, or a Health Savings Account, can be one of the most exciting financial tools if you know how…