Michael Timmermann paid off his mortgage in two years. Now, he shares his money-saving tips on his blog, MichaelSaves.com.
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More posts by Michael Timmermann

How to cancel Netflix and other streaming services
3 things to know before you cancel a streaming TV subscription TV, Satellite & Cable February 7, 2019
If you've tried out streaming services like Netflix, Sling TV, DirecTV Now, Hulu or YouTube TV and want to cancel…
Mint Mobile
Mint Mobile review: T-Mobile’s network for only $15/month Mobile & Electronics February 4, 2019
Mint Mobile, formerly known as Mint SIM, is a cell phone carrier that offers plans starting at $15 a month!…
Hulu with Live TV
Hulu price hike: Everything you need to know TV, Satellite & Cable January 23, 2019
Hulu is increasing the starting price of its live TV streaming service by $5 a month for new and existing…
Aldi vs. Lidl price comparison: Which grocery store is cheaper?
Aldi vs. Lidl price comparison: Which grocery store is cheaper? Shopping & Retail January 16, 2019
If you're already saving money on groceries by shopping at Aldi, there's a new low-cost supermarket chain called Lidl that…
Red Pocket Mobile logo
Red Pocket Mobile: Cheap phone plans on any major network Mobile & Electronics January 3, 2019
Red Pocket Mobile is a low-cost cell phone provider that's unique because it lets you keep your phone and choose…
Unreal Mobile review: $10/month cell phone plan on AT&T’s network
Unreal Mobile review: $10/month cell phone plan on AT&T’s network Mobile & Electronics December 21, 2018
Unreal Mobile is a FreedomPop spinoff that's marketing "unlimited" cell phone plans starting at just $10 a month! Money expert…
Best streaming TV services: Compare our top picks for cord-cutters
Best streaming TV services: Compare our top picks for cord-cutters TV, Satellite & Cable December 21, 2018
Are you paying more than $100 a month for cable or satellite TV service? You may be able to cut…
New $50/month ‘nearly unlimited’ data plan on Verizon’s network
New $50/month ‘nearly unlimited’ data plan on Verizon’s network Mobile & Electronics December 19, 2018
If you use lots of data, there's a new way to lower your cell phone bill to $50 a month…
Unreal Mobile Speed Test Results
Unreal Mobile speed test: $10 cell phone plan on AT&T’s network Mobile & Electronics December 13, 2018
Unreal Mobile is a cheap cell phone provider that offers plans on Sprint and AT&T's networks, but how are the…
Save 2 full paychecks in 2019 with this simple budgeting trick
Save 2 full paychecks in 2019 with this simple budgeting trick Budgeting & Saving December 13, 2018
If you want to get out of debt, stash away more for retirement or control excessive spending, making a simple…
Budgeting with cash: How to make the envelope method work
Budgeting with cash: How to make the envelope method work Budgeting & Saving December 13, 2018
If you're trying to get out of credit card debt, managing your money the old-fashioned way is something money expert…
Save $15 on your next Amazon order with these Citi credit cards
Save $15 on your next Amazon order with these Citi credit cards Credit Cards December 12, 2018
If you have an eligible Citi credit card, you may be able to save $15 on your next Amazon purchase…
How to cut the cord and never pay for cable TV again
How to cut the cord and never pay for cable TV again TV, Satellite & Cable December 7, 2018
If you're paying more than $100 a month for cable or satellite TV, switching to an internet-based streaming service could…
Clark Howard budgeting guide
Free budget worksheet: The CLARK Method to create a monthly budget Budgeting & Saving November 30, 2018
The secret to saving more and spending less every month isn't a secret at all — it's a budget. Just…
Speed test: Cheap cell phone plan that runs on AT&T’s network
Speed test: Cheap cell phone plan that runs on AT&T’s network Phones & Mobile Devices November 29, 2018
Red Pocket Mobile is a low-cost wireless provider that relies on the networks of Verizon, AT&T, T-Mobile and Sprint to…
Sling TV just added 9 new channels to its lineup: See the list!
Sling TV just added 9 new channels to its lineup: See the list! TV, Satellite & Cable November 28, 2018
If you're a fan of channels like Discovery, Investigation Discovery and TLC, you can now stream them on Sling TV.…
AT&T WatchTV Review: The cheapest live TV streaming service
AT&T WatchTV Review: The cheapest live TV streaming service TV, Satellite & Cable November 27, 2018
If you're looking for ways to cut your cable or satellite bill in half, you've probably heard about live TV…
PlayStation Vue: 4 things to know about the live TV streaming service
PlayStation Vue: 4 things to know about the live TV streaming service TV, Satellite & Cable November 26, 2018
Flipping through the channels at night, you're likely to see ads for live TV streaming services like DirecTV Now, Sling…
Warning: Do NOT apply for the credit cards on this list
Warning: Do NOT apply for the credit cards on this list Credit Cards November 20, 2018
An estimated 94 million Americans have impulsively signed up for a retail credit card at the checkout and many of…
Walmart Savings Catcher changes: How to upload receipts to Ibotta
Walmart Savings Catcher changes: How to upload receipts to Ibotta Shopping & Retail November 16, 2018
Walmart Pay is now the only way to submit your receipts to Walmart Savings Catcher, but what does that mean…
4 things to know before you sign up for DirecTV Now
4 things to know before you sign up for DirecTV Now TV, Satellite & Cable November 15, 2018
When AT&T's DirecTV Now first launched in late 2016, money expert Clark Howard was among the first to sign up for…
7 things to know before you buy gas at Costco Wholesale
7 things to know before you buy gas at Costco Wholesale Cars November 13, 2018
For the millions of Americans who have a Costco Wholesale membership, filling up at one of the warehouse club's gas…
AT&T is eliminating an unlimited data plan benefit
AT&T is eliminating an unlimited data plan benefit Mobile & Electronics November 9, 2018
AT&T is making changes to its unlimited data plans that will affect new customers. The wireless provider has been offering…
Retail alert: 80 more Sears and Kmart stores are closing soon
Retail alert: 80 more Sears and Kmart stores are closing soon Shopping & Retail November 8, 2018
2018 has been a tough year for some traditional retailers. After shutting down more than 5,000 stores in 2017, there have…
Total Wireless review: Cheap cell phone plans on Verizon’s network
Total Wireless review: Cheap cell phone plans on Verizon’s network Mobile & Electronics November 8, 2018
Total Wireless is a low-cost cell phone service that may be able to cut your current bill in half! The…
Unlimited plans comparison: T-Mobile vs. AT&T vs. Verizon vs. Sprint
Unlimited plans comparison: T-Mobile vs. AT&T vs. Verizon vs. Sprint Mobile & Electronics November 6, 2018
If you're shopping for an unlimited data plan with one of the Big 4 wireless providers, money expert Clark Howard…
Coverage maps: Find a cheap cell phone plan with the best coverage
Coverage maps: Find a cheap cell phone plan with the best coverage Mobile & Electronics November 2, 2018
If you're planning to switch to a cheaper cell phone plan, you can avoid dropped calls and slow data by…
Hulu is making changes to its live TV channel lineup
Hulu is making changes to its live TV channel lineup TV, Satellite & Cable November 1, 2018
If you subscribe to Hulu with Live TV, there are changes to the channel lineup that you'll want to know…
Discover just announced its 5% cash back bonus categories for 2019
Discover just announced its 5% cash back bonus categories for 2019 Credit Cards November 1, 2018
If you have a Discover card in your wallet, you'll want to know about the cash back bonus categories for…
How to save $50 on Amazon Prime with this credit card perk
How to save $50 on Amazon Prime with this credit card perk Credit Cards October 30, 2018
There's a way to save $50 a year on your Amazon Prime membership by taking advantage of a unique credit…