Latest Money & Credit

7 reasons you’re less productive in the summer
7 reasons you’re less productive in the summer Jobs March 22nd, 2017
Americans are terrible at taking vacations, and that’s a shame, because they aren’t helping their companies or themselves. People are…
How to negotiate with a creditor to settle your credit card debt
How to negotiate with a creditor to settle your credit card debt Money & Credit March 22nd, 2017
Have you fallen behind on your credit card payments? Do you have old credit card debts that haven’t been serviced…
American Express makes last ditch effort to retain Costco customers
American Express makes last ditch effort to retain Costco customers Money & Credit March 22nd, 2017
Costco is ready to flip the switch on its new credit card partnership with Citibank come June 20. That's going…
Banks collect $14 billion from this one fee (but you can avoid paying it)
Banks collect $14 billion from this one fee (but you can avoid paying it) Money & Credit March 22nd, 2017
If you've ever been hit with an overdraft fee on your personal checking account, you'll probably never forget it. The…
Target-date retirement funds perfect for ‘set it and forget it’ investing
Target-date retirement funds perfect for ‘set it and forget it’ investing Money & Credit March 22nd, 2017
When you started your 401(k) at work, you were probably handed a plan document that nobody but a Wall Streeter…
8 mistakes to avoid so you don’t go broke in retirement
8 mistakes to avoid so you don’t go broke in retirement Money & Credit March 22nd, 2017
After all the years you've spent building your nest egg for retirement and the hard work you've put in, you'll want…
Alternative credit scores rise up to challenge FICO
Alternative credit scores rise up to challenge FICO Money & Credit March 22nd, 2017
Like everything else in life, the way lenders look at your credit is undergoing a big change. New credit scoring…
Types of savings accounts: 12 options to save money
Types of savings accounts: 12 options to save money Money & Credit March 22nd, 2017
Looking for the best savings accounts to help you keep or grow your money? There are plenty of options beyond…
New danger when using a debit card at the gas pump!
New danger when using a debit card at the gas pump! Money & Credit March 22nd, 2017
Are you still using debit for pay at the pump? There's a real risk that you need to know about...…
Should you close your credit card?
Should you close your credit card? Money & Credit March 22nd, 2017
Closing out credit cards that you don’t use anymore might seem like a good idea at first glance, but if…
5 ways to build credit and save money in your 20s
5 ways to build credit and save money in your 20s Money & Credit March 22nd, 2017
Most of us have either heard about or lived through the war stories of the struggling 20-something. The crammed apartments,…
Over 40 with no retirement savings? Take these 5 steps
Over 40 with no retirement savings? Take these 5 steps Money & Credit March 22nd, 2017
When Leslie Tayne turned 40, her retirement savings, like those of many Americans, were nonexistent. Tayne, founder of New York…
Damage control: 5 fixes for common investment mistakes
Damage control: 5 fixes for common investment mistakes Money & Credit March 22nd, 2017
Investing is a game of large numbers. Damage control is one of the ways you can make those numbers work…
2 reasons to never use a debit card at a gas station
2 reasons to never use a debit card at a gas station Money & Credit March 22nd, 2017
Oh, the poor beleaguered debit card. If you carry one and use it at a gas station, you are asking…
The real cost of that 401(k) loan
The real cost of that 401(k) loan Money & Credit March 22nd, 2017
Borrowing against your 401(k) It might be tempting to borrow against your 401(k), but have you ever thought of the…
The places you should never use a debit card
The places you should never use a debit card Money & Credit March 22nd, 2017
Debit card account fraud is on the rise. I want to tell you the best way I know to protect…
7 ways to avoid money fights with your spouse
7 ways to avoid money fights with your spouse Money & Credit March 22nd, 2017
It's common for couples to argue about money. Disagreements on just about anything are bound to happen when two people with different perspectives,…
The best and quickest way to improve your credit score
The best and quickest way to improve your credit score Money & Credit March 22nd, 2017
Like it or not, a person’s credit score can make a world of difference when it comes to life events…
5 frugal activities that align with the habits of the wealthy
5 frugal activities that align with the habits of the wealthy Money & Credit March 22nd, 2017
Do you think frugal activities are only for those who struggle financially? Many people often associate thrifty ways with those…
Easy ways to get more storage on your smartphone
Easy ways to get more storage on your smartphone Mobile & Electronics March 22nd, 2017
If you use your smartphone for everything in your life -- from taking photos to managing your finances, you've probably…
Best balance transfer and 0% interest credit cards
Best balance transfer and 0% interest credit cards Money & Credit March 22nd, 2017
If you're buried under a big pile of credit card debt -- with high interest fees -- you may want…
How to start saving for retirement at age 40
How to start saving for retirement at age 40 Money & Credit March 22nd, 2017
There’s something about reaching the big 4-0 that often causes you to re-evaluate your direction in life. And when you…
Clark’s rules for lending to family and friends
Clark’s rules for lending to family and friends Money & Credit March 22nd, 2017
After one college football fan's approach to getting beer money via Venmo was nationally televised on a game day, the…
Saving for retirement: What to do in your 30s
Saving for retirement: What to do in your 30s Money & Credit March 22nd, 2017
For most people in their 30s, life can feel like a breathless uphill run on a downward escalator. Everything seems…
5 ways to keep your financial information safer from hackers
5 ways to keep your financial information safer from hackers Money & Credit March 22nd, 2017
Hey, do you mind if I try to guess one of your passwords? No? Okay, how about “123456? or “password”?…
Think twice before taking out a 401(k) loan
Think twice before taking out a 401(k) loan Money & Credit March 22nd, 2017
Three years ago I was purchasing a house and ended up taking out a 401(k) loan. At first glance, 401(k)…
The spending habits of millionaires revealed
The spending habits of millionaires revealed Budgeting & Saving March 22nd, 2017
What makes a millionaire? It's not winning the lottery or inheriting money, despite some common misconceptions. As Clark has said,…
Know Your Real Credit Score
Know Your Real Credit Score Money & Credit March 22nd, 2017
What is a credit score? Your true credit score is a number between 300 and 850 that evaluates your risk…
A Clark Smart alternative to ATM fees at your big bank
A Clark Smart alternative to ATM fees at your big bank Money & Credit March 22nd, 2017
Instead of applause from the giant monster mega-banks thanking us for bailing them out, we're getting one hand clapping. Do…
A new scheme to collect on old debt
A new scheme to collect on old debt Money & Credit March 22nd, 2017
There is a new tactic in bill collection that I need to make sure you know about. David Lazarus of…