Latest Money & Credit
![New danger when using a debit card at the gas pump!](https://i0.wp.com/clark.com/wp-content/uploads/2015/09/clark-howard_559668778.jpg?resize=480%2C432&ssl=1)
Are you still using debit for pay at the pump? There's a real risk that you need to know about...…
![Should you close your credit card?](https://i0.wp.com/clark.com/wp-content/uploads/2015/09/clark-howard_269560260.jpg?resize=480%2C427&ssl=1)
Closing out credit cards that you don’t use anymore might seem like a good idea at first glance, but if…
![5 ways to build credit and save money in your 20s](https://i0.wp.com/clark.com/wp-content/uploads/2015/07/clark-howard_430663448.jpg?resize=480%2C480&ssl=1)
Most of us have either heard about or lived through the war stories of the struggling 20-something. The crammed apartments,…
![Over 40 with no retirement savings? Take these 5 steps](https://i0.wp.com/clark.com/wp-content/uploads/2016/02/clark-howard_147726823.jpg?resize=480%2C480&ssl=1)
When Leslie Tayne turned 40, her retirement savings, like those of many Americans, were nonexistent. Tayne, founder of New York…
![2 reasons to never use a debit card at a gas station](https://i0.wp.com/clark.com/wp-content/uploads/2015/12/clark-howard_499723377.jpg?resize=480%2C480&ssl=1)
Oh, the poor beleaguered debit card. If you carry one and use it at a gas station, you are asking…
![The real cost of that 401(k) loan](https://i0.wp.com/clark.com/wp-content/uploads/2013/11/mp900442371.jpg?resize=480%2C480&ssl=1)
Borrowing against your 401(k) It might be tempting to borrow against your 401(k), but have you ever thought of the…
![The places you should never use a debit card](https://i0.wp.com/clark.com/wp-content/uploads/2013/11/ddn011007lifesave4.jpg?resize=480%2C480&ssl=1)
Debit card account fraud is on the rise. I want to tell you the best way I know to protect…
![7 ways to avoid money fights with your spouse](https://i0.wp.com/clark.com/wp-content/uploads/2015/12/clark-howard_328300378.jpg?resize=480%2C480&ssl=1)
It's common for couples to argue about money. Disagreements on just about anything are bound to happen when two people with different perspectives,…
![The best and quickest way to improve your credit score](https://i0.wp.com/clark.com/wp-content/uploads/2015/11/clark-howard_399363852.jpg?resize=480%2C480&ssl=1)
Like it or not, a person’s credit score can make a world of difference when it comes to life events…
![5 frugal activities that align with the habits of the wealthy](https://i0.wp.com/clark.com/wp-content/uploads/2015/11/clark-howard_358702082.jpg?resize=480%2C480&ssl=1)
Do you think frugal activities are only for those who struggle financially? Many people often associate thrifty ways with those…
![Easy ways to get more storage on your smartphone](https://i0.wp.com/clark.com/wp-content/uploads/2016/05/clark-howard_157066863.jpg?resize=480%2C480&ssl=1)
If you use your smartphone for everything in your life -- from taking photos to managing your finances, you've probably…
![Best balance transfer and 0% interest credit cards](https://i0.wp.com/clark.com/wp-content/uploads/2015/10/clark-howard_189700100.jpg?resize=480%2C480&ssl=1)
If you're buried under a big pile of credit card debt -- with high interest fees -- you may want…
![How to start saving for retirement at age 40](https://i0.wp.com/clark.com/wp-content/uploads/2015/10/clark-howard_140434027.png?resize=480%2C480&ssl=1)
There’s something about reaching the big 4-0 that often causes you to re-evaluate your direction in life. And when you…
![Clark’s rules for lending to family and friends](https://i0.wp.com/clark.com/wp-content/uploads/2016/09/clark-howard_938260374.jpg?resize=480%2C428&ssl=1)
After one college football fan's approach to getting beer money via Venmo was nationally televised on a game day, the…
![Saving for retirement: What to do in your 30s](https://i0.wp.com/clark.com/wp-content/uploads/2015/10/clark-howard_706161740.png?resize=480%2C480&ssl=1)
For most people in their 30s, life can feel like a breathless uphill run on a downward escalator. Everything seems…
![5 ways to keep your financial information safer from hackers](https://i0.wp.com/clark.com/wp-content/uploads/2015/09/clark-howard_937882266.png?resize=480%2C480&ssl=1)
Hey, do you mind if I try to guess one of your passwords? No? Okay, how about “123456? or “password”?…
![Know Your Real Credit Score](https://i0.wp.com/clark.com/wp-content/uploads/2010/10/clark-howard_171130670.jpg?resize=480%2C480&ssl=1)
What is a credit score? Your true credit score is a number between 300 and 850 that evaluates your risk…
![The spending habits of millionaires revealed](https://i0.wp.com/clark.com/wp-content/uploads/2010/10/million-dollars-money-cash.jpg?resize=480%2C480&ssl=1)
What makes a millionaire? It's not winning the lottery or inheriting money, despite some common misconceptions. As Clark has said,…
![A Clark Smart alternative to ATM fees at your big bank](https://i0.wp.com/clark.com/wp-content/uploads/2011/02/atm_bank.jpg?resize=480%2C480&ssl=1)
Instead of applause from the giant monster mega-banks thanking us for bailing them out, we're getting one hand clapping. Do…
![A new scheme to collect on old debt](https://i0.wp.com/clark.com/wp-content/uploads/2011/02/00442197.jpg?resize=480%2C480&ssl=1)
There is a new tactic in bill collection that I need to make sure you know about. David Lazarus of…
CLARKONOMICS: Want to turn your dollars into gold? You can do that, literally, thanks to a new gold vending machine…
![Gold fever means you should tread carefully](https://i0.wp.com/clark.com/wp-content/uploads/2011/08/gold-money-personal-finance-commodity-currency.jpg?resize=480%2C480&ssl=1)
As I travel around the country on book tour for Living Large in Lean Times, I've been asked questions about…
I hate to say I told you so about the latest debacle with Bank of America charging a $5 monthly…
![Target-retirement funds help take the mystery out of investing](https://i0.wp.com/clark.com/wp-content/uploads/2011/11/mp900403060.jpg?resize=480%2C480&ssl=1)
When you started your 401(k) at work, you were probably handed a plan document that nobody but a Wall Streeter…
![Discover wants to be an online banking giant](https://i0.wp.com/clark.com/wp-content/uploads/2012/04/bank.jpg?resize=480%2C480&ssl=1)
There's a new sheriff in town offering great deals on banking from a very unlikely source. If you're familiar with…
![Clark’s golden rule for investing in gold](https://i0.wp.com/clark.com/wp-content/uploads/2015/07/gold-money-personal-finance-commodity-currency.jpg?resize=480%2C480&ssl=1)
Gold has fallen from its peak a few years ago down to $1,100 an ounce. Some analysts even think it…
![A Comprehensive Look At The 20 Best Credit Card Perks](https://i0.wp.com/clark.com/wp-content/uploads/2014/06/dreamstime_s_24425923.jpg?resize=480%2C480&ssl=1)
Credit cards are much more than pieces of plastic that loan you money. These days, credit issuers offer some great…
![Should I Pay Off My Mortgage Early?](https://i0.wp.com/clark.com/wp-content/uploads/2014/08/5445898743_bef11a7c87_b.jpg?resize=480%2C480&ssl=1)
When people ask me whether or not they should pay off their mortgage, my answer is always, unequivocally YES. There…
![Fee-Free Mobile Banking Coming From Walmart](https://i0.wp.com/clark.com/wp-content/uploads/2014/09/11157297264_63ca4fbb98_o.jpg?resize=480%2C480&ssl=1)
Walmart is aiming to capture the hearts and wallets of "the great unbanked" with a new mobile banking service. For…
![Is a Financial Planner Worth the Cost?](https://i0.wp.com/clark.com/wp-content/uploads/2014/10/6848823919_c3857ccdfc_o.jpg?resize=480%2C480&ssl=1)
Is a financial planner worth the cost? Is it a smart money move to dedicate some of that hard-earned cash…