Latest Money & Credit

Equifax data breach - Clark Howard credit freeze guide
Equifax data breach FAQs: Answers to your biggest questions Money & Credit September 15th, 2017
After Equifax announced it was the victim of a massive data breach that exposed personal information belonging to 143 million…
ATM fees on the rise
ATM fees on the rise Money & Credit September 7th, 2017
I have only paid an ATM charge once in 21 years, back in June 1996 in Moab, Utah — and…
These 5 lists will help you save more money in 2017
These 5 lists will help you save more money in 2017 Money & Credit August 10th, 2017
All year long, Clark.com's Michael Timmermann is sharing quick and easy ways to save money as part of our Michael Saves…
'retirement planning' written on a notebook with a calculator and coins
7 major expenses in retirement (and how to prepare!) Money & Credit August 4th, 2017
How much do you really need to save for retirement? That one question (and figuring out the answer) can be daunting, ambiguous and…
Every three hours, an online dater gets scammed
Every three hours, an online dater gets scammed Scams & Rip-Offs June 22nd, 2017
In today's digitally-connected world, online dating has become more popular than ever. In fact, more than 15% of American adults say…
Science says this daily habit can save you $2,500 per year
Science says this daily habit can save you $2,500 per year Health June 12th, 2017
Need a good reason to exercise? A new study found that exercising could save you a whole bunch of money! The…
hand with money in small bills
7 ways to save more for retirement in your 50s Money & Credit May 16th, 2017
A lot of people get a later start in life when it comes to saving. It's human nature that most…
3 ways to keep your chip credit card from killing your Black Friday flow
3 ways to keep your chip credit card from killing your Black Friday flow Shopping & Retail May 11th, 2017
The holiday shopping season is already upon us. But there’s one small thing that may throw a monkey wrench into your…
Raise your credit score with these pro tips
Raise your credit score with these pro tips Money & Credit May 10th, 2017
As soon as I finish sending my tax information to my accountant each year, I turn my attention to another…
9 steps for disputing a mistake on your credit report
9 steps for disputing a mistake on your credit report Money & Credit May 8th, 2017
The Federal Trade Commission estimates that some 5% of Americans have errors on their credit reports that can result in adverse…
6 easy money tips for forgetful and unorganized people
6 easy money tips for forgetful and unorganized people Money & Credit May 4th, 2017
I forget everything. I think it's a combination of my way-too-busy schedule and some gene I inherited from my dad, but…
7 choices that could save you $25k each year
7 choices that could save you $25k each year Money & Credit May 2nd, 2017
Clark talks a lot about one simple idea: 'Spend less than you make.' This is perhaps one of the biggest keys…
This is a really easy way to eliminate wasteful spending
This is a really easy way to eliminate wasteful spending Money & Credit May 1st, 2017
If you're serious about saving more and spending less, chances are you already have a budget. But even those of…
Records, paperwork and old files: What to keep and what to toss!
Records, paperwork and old files: What to keep and what to toss! Money & Credit May 1st, 2017
The amount of records and paperwork you should keep is actually more limited than you might think. Here's a list…
6 reasons why your internet connection is so slow
6 reasons why your internet connection is so slow Mobile & Electronics April 19th, 2017
If you find yourself screaming at the computer screen while you wait forever for websites to load, maybe it's time…
22 ways to cut costs and save more every month in 2017
22 ways to cut costs and save more every month in 2017 Deals & Savings April 13th, 2017
Share YOUR saving tips with us on Facebook, Twitter, Pinterest, Instagram and YouTube! Ready to take control of your money in…
Warning: IRS scammers sending fake notices through the mail to steal your money
Warning: IRS scammers sending fake notices through the mail to steal your money Scams & Rip-Offs April 12th, 2017
Criminals are constantly finding new ways to con Americans out of money, and the latest attempt involves thieves claiming to be…
6 mistakes last-minute tax filers make and how to avoid them
6 mistakes last-minute tax filers make and how to avoid them Money & Credit April 4th, 2017
We get it. Doing your taxes is no fun, especially if you know you're going to owe money. But as…
credit card in hand
4 things to consider before canceling a credit card with an annual fee Money & Credit March 31st, 2017
Thinking about canceling that credit card just because they charge you an annual fee? You might want to hold off…
9 totally legitimate tax deductions for small businesses
9 totally legitimate tax deductions for small businesses Business & Entrepreneurs March 24th, 2017
One of the perks of having your own small business is that you can deduct legitimate business expenses from your…
IRS warns of phishing emails supposedly from your tax software provider
IRS warns of phishing emails supposedly from your tax software provider Money & Credit March 24th, 2017
We're now less than a month away from April 18 — the final deadline to file your personal tax return.…
Series I savings bonds and cash
Are bonds a good investment right now? Money & Credit March 24th, 2017
Bonds are under fire. This favored investment of old-money matrons and conservative investors is suddenly controversial with many investors reconsidering…
How to save $500 before Christmas with the $5 a week savings challenge
How to save $500 before Christmas with the $5 a week savings challenge Money & Credit March 24th, 2017
OK, so maybe you haven't done a great job saving money so far in 2017. It's never too late to…
4 smart strategies to pay off credit card debt
4 smart strategies to pay off credit card debt Money & Credit March 24th, 2017
Being in credit card debt is a terrible feeling. I know because I’ve been there. But know what will make…
Costco vs. Aldi: Who’s cheaper?
Costco vs. Aldi: Who’s cheaper? Shopping & Retail March 24th, 2017
The shopping experience at Costco and Aldi couldn't be more different. The former is a cavernous space with merchandise stacked…
Investment Guide
Investment Guide Money & Credit March 23rd, 2017
Investing can seem so complicated that some just shut down and do nothing -- or hire a salesperson to guide…
Investment Guide
Clark Howard: How to add gold to your portfolio Money & Credit March 23rd, 2017
help Gold guide: Buying gold the Clark Smart way With worries about the value of the dollar, people are continually…
Investment Guide
How to Sell Your Gold Without Getting Ripped Off Money & Credit March 23rd, 2017
We've all seen the ads running constantly on late-night TV that promise to turn your unloved gold jewelry into cash.…
Investment Guide
Financial Resources Money & Credit March 23rd, 2017
Financial Resources Banking sites: Bankrate.com This Web site provides a great database of mortgages, loans and certificates of deposit. You…
Investment Guide
How to order your credit reports when your credit file is frozen Money & Credit March 23rd, 2017
Order your credit reports when your credit file is frozen You can still order your credit reports when your credit…