Deacon Hayes is the founder of WellKeptWallet.com which helps people get out of debt in a short period of time. Follow him on Twitter.

More posts by Deacon Hayes

budget
Zero-Based Budgeting: A Key to Financial Empowerment Budgeting & Saving January 4th, 2021
Many people shy away from budgeting: They view it as a restriction on how they can spend their money. But…
How We Paid Off $52,000 of Debt in 18 Months
How We Paid Off $52,000 of Debt in 18 Months Money & Credit October 21st, 2020
When my wife Kim and I got married, we combined our finances. For a few months, we lived the “normal”…
How to Catch Up on Bills When You Fall Behind
How to Catch Up on Bills When You Fall Behind Money & Credit January 28th, 2020
In today’s society where more than three-quarters of American workers are living paycheck-to-paycheck, it’s easier than ever to fall behind…
Is debt consolidation a good option for you?
Is debt consolidation a good option for you? Money & Credit May 15th, 2019
When my wife and I were in debt, we were researching every way possible to get out of it and…
The long-term cost of not paying off your credit cards
The long-term cost of not paying off your credit cards Money & Credit December 27th, 2018
In today’s world where credit card companies are pros at touting the benefits of having and using credit cards, it’s…
4 debts you might want to consider refinancing other than your mortgage
4 debts you might want to consider refinancing other than your mortgage Money & Credit November 13th, 2018
Financial experts often tout refinancing and consolidation as a great way to help pay off debt, but is refinancing your…
How to get out of debt in 5 simple steps
How to get out of debt in 5 simple steps Money & Credit October 8th, 2018
Being in debt can be a stressful experience. No matter what your circumstance is, if you signed for a loan,…
SoFi review: Here’s what this unique lender can do for you
SoFi review: Here’s what this unique lender can do for you Money & Credit October 1st, 2018
One of the hot newer companies on the lending and investing scene today is SoFi. SoFi only launched in 2011,…
What are the cheapest plans for an iPhone?
What are the cheapest plans for an iPhone? Mobile & Electronics May 1st, 2018
Getting the cheapest iPhone plan isn't only about getting a great deal on your phone ' but there's also the…
Refinancing vs. consolidating your consumer debt: Which is better?
Refinancing vs. consolidating your consumer debt: Which is better? Money & Credit April 26th, 2018
When you've decided it's time to pay off your consumer debt once and for all, planning is key. It's a…
How to Start Your Own Business From Scratch
How to Start Your Own Business From Scratch Business & Entrepreneurs April 26th, 2018
If you are looking to start a business, there are many factors to consider. While it is possible to skip…
5 brilliant ways to invest an extra $500
5 brilliant ways to invest an extra $500 Money & Credit April 26th, 2018
When an extra $500 comes your way, what do you do with it? Do you put it toward debt? Head…
How to Invest Using Peer-to-Peer Lending
How to Invest Using Peer-to-Peer Lending Money & Credit April 26th, 2018
One of the more popular ways to invest these day is through peer-to-peer lending. Many borrowers are avoiding traditional bank…
Top 4 online budgeting tools to better manage your money
Top 4 online budgeting tools to better manage your money Money & Credit April 25th, 2018
Most every personal finance expert will tell you that using a budget is a key component of making your money…
Why you need an automatic investment plan
Why you need an automatic investment plan Money & Credit February 21st, 2018
Many people want to create wealth for themselves and their families but are avoiding the step of creating an investment…
Credit score report
What Is a good credit score? Money & Credit February 8th, 2018
Do you know what your credit score is? If so, is it a good credit score? What is a good…
credit card in hand
4 things to consider before canceling a credit card with an annual fee Money & Credit March 31st, 2017
Thinking about canceling that credit card just because they charge you an annual fee? You might want to hold off…
Should you refinance your home to pay off your credit card debt?
Should you refinance your home to pay off your credit card debt? Money & Credit March 22nd, 2017
When you’re struggling with debt, it’s easy to go for the solution that will bring you the quickest relief. Many…
How to negotiate with a creditor to settle your credit card debt
How to negotiate with a creditor to settle your credit card debt Money & Credit March 22nd, 2017
Have you fallen behind on your credit card payments? Do you have old credit card debts that haven’t been serviced…
Should you close your credit card?
Should you close your credit card? Money & Credit March 22nd, 2017
Closing out credit cards that you don’t use anymore might seem like a good idea at first glance, but if…
The best and quickest way to improve your credit score
The best and quickest way to improve your credit score Money & Credit March 22nd, 2017
Like it or not, a person’s credit score can make a world of difference when it comes to life events…
Buying a DIY Alarm System Will Save You Money
Buying a DIY Alarm System Will Save You Money Homes & Real Estate March 22nd, 2017
A couple of months ago my wife and I had somebody break into our house at 4 a.m. in the…
5 Essential Tips When Working from Home
5 Essential Tips When Working from Home Jobs August 5th, 2015
Working from home definitely has its perks. You don’t have to drive to the office, you have the comfort of…