Latest Money & Credit

Know Your Real Credit Score
Know Your Real Credit Score Money & Credit March 22nd, 2017
What is a credit score? Your true credit score is a number between 300 and 850 that evaluates your risk…
A Clark Smart alternative to ATM fees at your big bank
A Clark Smart alternative to ATM fees at your big bank Money & Credit March 22nd, 2017
Instead of applause from the giant monster mega-banks thanking us for bailing them out, we're getting one hand clapping. Do…
A new scheme to collect on old debt
A new scheme to collect on old debt Money & Credit March 22nd, 2017
There is a new tactic in bill collection that I need to make sure you know about. David Lazarus of…
A new scheme to collect on old debt
New gold vending machine highlights gold mania Money & Credit March 22nd, 2017
CLARKONOMICS: Want to turn your dollars into gold? You can do that, literally, thanks to a new gold vending machine…
Gold fever means you should tread carefully
Gold fever means you should tread carefully Investing & Retirement March 22nd, 2017
As I travel around the country on book tour for Living Large in Lean Times, I've been asked questions about…
Gold fever means you should tread carefully
Bank of America’s new $5 monthly fee on debit cards Money & Credit March 22nd, 2017
I hate to say I told you so about the latest debacle with Bank of America charging a $5 monthly…
Target-retirement funds help take the mystery out of investing
Target-retirement funds help take the mystery out of investing Money & Credit March 22nd, 2017
When you started your 401(k) at work, you were probably handed a plan document that nobody but a Wall Streeter…
Free credit reports, credit score are easy to access
Free credit reports, credit score are easy to access Money & Credit March 22nd, 2017
What you don't know about your credit report can hurt you. I want to put you in control of your…
Discover wants to be an online banking giant
Discover wants to be an online banking giant Money & Credit March 22nd, 2017
There's a new sheriff in town offering great deals on banking from a very unlikely source. If you're familiar with…
Clark’s golden rule for investing in gold
Clark’s golden rule for investing in gold Money & Credit March 22nd, 2017
Gold has fallen from its peak a few years ago down to $1,100 an ounce. Some analysts even think it…
A Comprehensive Look At The 20 Best Credit Card Perks
A Comprehensive Look At The 20 Best Credit Card Perks Money & Credit March 22nd, 2017
Credit cards are much more than pieces of plastic that loan you money. These days, credit issuers offer some great…
Should I Pay Off My Mortgage Early?
Should I Pay Off My Mortgage Early? Homes & Real Estate March 22nd, 2017
When people ask me whether or not they should pay off their mortgage, my answer is always, unequivocally YES. There…
Fee-Free Mobile Banking Coming From Walmart
Fee-Free Mobile Banking Coming From Walmart Money & Credit March 22nd, 2017
Walmart is aiming to capture the hearts and wallets of "the great unbanked" with a new mobile banking service. For…
Is a Financial Planner Worth the Cost?
Is a Financial Planner Worth the Cost? Money & Credit March 22nd, 2017
Is a financial planner worth the cost? Is it a smart money move to dedicate some of that hard-earned cash…
3 credit cards with no balance transfer fees and low interest rates
3 credit cards with no balance transfer fees and low interest rates Money & Credit March 22nd, 2017
Is credit card debt becoming overwhelming in your life? A credit card with the right balance transfer offer can help…
5 spendy trends to avoid
5 spendy trends to avoid Money & Credit March 22nd, 2017
As a Clark Howard reader you're probably already aware to guard yourself against obvious budget drainers such as costly flavored…
8 money hacks for the new year that you can’t afford to do without
8 money hacks for the new year that you can’t afford to do without Money & Credit March 22nd, 2017
As the new year begins, you may be thinking about some concrete financial resolutions that you’d like to make for…
Social Security hands out small cost of living adjustment for 2017
Social Security hands out small cost of living adjustment for 2017 Money & Credit December 2nd, 2016
Social Security recipients will get a small bump in their monthly checks next year. But if you still have a…
5 Clark Smart money moves to make before the end of 2016
5 Clark Smart money moves to make before the end of 2016 Money & Credit November 2nd, 2016
The clock is ticking away on 2016. It's already November and there are only two months left before we welcome…
A simple way to pay off your most expensive credit card debt
A simple way to pay off your most expensive credit card debt Money & Credit May 25th, 2016
A new smartphone app launching this week claims it can help you be smarter about managing your credit card debt. Here's what you should know…
How I went from paying $50/month for phone service to FREE!
How I went from paying $50/month for phone service to FREE! Deals & Savings April 14th, 2016
Free cell phone service has been a subject on the Clark Howard Show for years. But after some early stumbles,…
Best ways to get a small business loan
Best ways to get a small business loan Business & Entrepreneurs March 29th, 2016
Getting a loan as a small business or an entrepreneur hasn't always been easy. Big banks generally don't care about…
Clark’s 5 Favorite Credit Cards
Clark’s 5 Favorite Credit Cards Money & Credit December 3rd, 2015
People are always coming up to me and asking, 'What credit card do you use?' The reality is I carry…
How to fix errors on a credit report
How to fix errors on a credit report Money & Credit May 16th, 2015
Remember the woman who sued Equifax for $18 million because they wouldn't fix errors on her credit report even after…
Free Access to Credit Report and Score
Free Access to Credit Report and Score Money & Credit March 26th, 2014
Getting free access to your credit report and credit score can be easy. At AnnualCreditReport.com, you can get a free…
7 Things People Lose in Retirement
7 Things People Lose in Retirement Investing & Retirement August 28th, 2023
WHEN WE RETIRE,we win back control over our daily life. Gone is the boss, the expectation that we’ll be at…
The Two Key Pillars to Financial Freedom
The Two Key Pillars to Financial Freedom Investing & Retirement June 29th, 2023
HOW WOULD YOU DEFINEfinancial freedom? That’s the intriguing question I’ve been asked twice in recent weeks by journalists curious about…
How One Couple Saved $1 Million By Age 70 Despite Starting Very Late
How One Couple Saved $1 Million By Age 70 Despite Starting Very Late Investing & Retirement November 7th, 2023
IT WAS JULY 2003.My wife and I were in our early 50s. Wehad jobs we liked and we lived comfortably.…
How Inflation Obscures the Real Value of the Dollar
How Inflation Obscures the Real Value of the Dollar Money & Credit May 20th, 2022
DO YOU SEE THINGSclearly when it comes to money? Here’s a test to find out. Which of the following scenarios…
4 Factors That Help Make Investors Successful
4 Factors That Help Make Investors Successful Investing & Retirement June 8th, 2022
A FEW WEEKS BACK, I discussed the notion of “the four horsemen of the investor apocalypse.” A concept proposed by Morningstar Managing Director Don Phillips,…