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More posts by Clark Howard Staff

Best Place to Sell Your Gold Without Getting Ripped Off Money & Credit May 7th, 2024
With Gold near all time highs right now, you may be interested in selling your unwanted gold. But, where's the…
Is a HELOC a Good Idea? The Simple Answer
Is a HELOC a Good Idea? The Simple Answer Homes & Real Estate April 3rd, 2024
Lots of homeowners in the U.S. have lots of equity in their homes, and interest rates are now much higher…
second mortgage graphic
HELOC vs. Home Equity Loan: Similarities and Differences Mortgages April 3rd, 2024
A Home Equity Line of Credit (HELOC) and a Home Equity Loan are two financial products that allow homeowners to…
how to open a Roth IRA
What Is a Backdoor Roth IRA? Investing & Retirement April 2nd, 2024
Want to contribute to a Roth IRA, but concerned that you earn too much money? Don't fret, high-income earners still…
mortgage refinance loan application form
6 Things to Know About Refinancing Your Mortgage Mortgages January 23rd, 2024
Wondering whether you should refinance your mortgage, how to do it and when? We’ve put together answers to some of…
Citi Double Cash credit card
Citi Double Cash® Card: Earn $200 Cash Back for a Limited Time Credit Cards December 1st, 2023
Right now, the Citi Double Cash® Card has an opportunity to earn $200 cash back after spending $1,500 on purchases…
Here Are Your Home Warranty Horror Stories
Here Are Your Home Warranty Horror Stories Homes & Real Estate November 22nd, 2022
“Home warranties aren't worth the paper they're written on.” That's a direct quote from money expert Clark Howard, and it…
Clark Howard’s Consumer Action Center Offers Free Off-Air Advice
Clark Howard’s Consumer Action Center Offers Free Off-Air Advice Consumer Action Center May 1st, 2022
Have you ever had a consumer question and wanted to get in touch with Clark Howard — but you were…
17 Red Flags That Could Get You Audited by the IRS
17 Red Flags That Could Get You Audited by the IRS Money & Credit January 14th, 2021
Few things spark more fear in someone's financial life than the idea of a tax audit by the Internal Revenue…
Man with Financial problems
How To Send a ‘Drop Dead’ Letter to a Collection Agency Protect Your Rights & Identity January 4th, 2021
If you're in trouble with collection agencies, you have strong rights under federal law to prevent those agencies from harassing…
Close-up of happy young woman hugging boyfriend and looking with love at him while holding jewelry box with diamond engagement ring
7 Places to Get the Best Deals on Lab-Created Diamonds Shopping & Retail November 13th, 2020
We all know diamonds have long been associated with engagement and marriage. But a diamond doesn't necessarily have to break…
401 K plan in tablet with money on a table
Ask Clark: Should I Take Money From My 401(k) Right Now? Investing & Retirement September 30th, 2020
The economic fallout from the coronavirus pandemic is staggering. Millions of Americans have joined the ranks of the unemployed. As…
Take a video of your home's possessions
How Your Phone’s Camera Can Save You a Headache With Your Insurer Insurance August 7th, 2020
If something ever gets lost, stolen or burned at your home, how do you prove it to your insurance company?…
FNBO Direct logo on laptop computer
5 Things to Know About FNBO Direct Online Banking June 9th, 2020
FNBO Direct is an online bank that offers solid interest rates if you need a place to park some cash…
Charles Schwab Bank logo on laptop computer
5 Things to Know About Schwab Bank Online Banking June 3rd, 2020
When you hear the name Charles Schwab, you probably think of investing. But did you know the discount brokerage also…
Canceled cruise
Clark’s Must-Hear Advice if Your Cruise Has Been Canceled Travel April 30th, 2020
With the cruise industry on hold because of the coronavirus pandemic, Team Clark has been getting a lot of questions…
woman pumping gas
Ask Clark: What Will We Be Paying at the Pump Next? Cars April 21st, 2020
COVID-19 has reshaped our economy in so many ways. You've already heard about — and maybe even personally been touched…
real estate closing services
Ask Clark: Should I Still Close on My Residential Real Estate Purchase? Homes & Real Estate April 1st, 2020
The coronavirus pandemic has put a real damper on so many parts of our economy, from restaurants to travel to…
Stressed woman with credit card statement
What Should I Do if I Can’t Pay My Credit Card Bills? Money & Credit March 24th, 2020
With a lot of Americans facing layoffs or fewer hours at work, credit card issuers are gearing up for questions…
Young man thinking about investing in the stock market
Ask Clark: Should I Buy Stocks Right Now? Investing & Retirement March 23rd, 2020
If you're a younger investor, you may be wondering if you should use money you've saved for another purpose to…
Unemployment insurance application
How Do I Apply for Unemployment? Jobs March 18th, 2020
More and more people in affected industries are being laid off because of the coronavirus pandemic. That's brought a new…
U.S. Federal Reserve icon on money
Ask Clark: What Does the Federal Reserve Interest Rate Cut Mean to You? Money & Credit March 16th, 2020
The Federal Reserve made an emergency rate cut this weekend for the first time since the 2008 financial crisis. Clark:…
traffic sign that reads 'warning bear market ahead'
What Is a Bear Market? Investing & Retirement March 16th, 2020
According to the Chinese calendar, 2020 is supposed to be the year of the rat. But if you ask anyone…
Census mailer
The U.S. Census: 6 Common Questions Answered Life March 10th, 2020
“Representatives and direct Taxes shall be apportioned among the several States which may be included within this Union, according to…
Man applying for mortgage loan with bank employee
Why You Should Never Get a Mortgage From a Big Bank Mortgages February 6th, 2020
When it's time to get a mortgage, there are any number of places you can shop: Credit unions, online lenders…
Google Chromebook laptop sitting on a table
Why Clark Howard Wants You to Set Up a ‘Financial Chromebook’ Money & Credit January 28th, 2020
Imagine being able to pay around $200 for a computer that is simple to operate, super-fast to boot up and…
Internal Revenue Service (IRS) building
IRS Announces Beginning of Tax Season for 2020 Taxes January 7th, 2020
Ladies and gentlemen, mark your calendars! The Internal Revenue Service has announced it will begin accepting tax returns on January…
Index Annuities Are Poison for Your Pocketbook
Index Annuities Are Poison for Your Pocketbook Insurance January 1st, 2020
For years, Clark has warned people about something known as index annuities. They're one of the hottest products in the…
money in a retirement fund piggy bank
2020 Retirement Contribution Limits: 401(k), Roth IRA, Traditional IRA and More Investing & Retirement November 14th, 2019
Ready to save money for retirement? It's helpful to be aware of current retirement contribution limits so you know how…
10 quotes on financial freedom from Clark Howard
13 ways to save money on pet costs Children & Pets September 5th, 2019
If you've got a furry friend in your life, you know the joy that a pet brings. But you know…