Best ways to improve your credit score

Best ways to improve your credit score
Team Clark is adamant that we will never write content influenced by or paid for by an advertiser. To support our work, we do make money from some links to companies and deals on our site. Learn more about our guarantee here.

Let’s do a quick overview of credit scores, and then we’ll get into what you can do to improve it!

Your credit score is a number that represents how well you’ve managed all of your financial obligations (your bills, accounts and debts) over time. The number is determined by the three main credit agencies, based on the information in your credit reports.

When you apply for a loan (credit card, car loan, mortgage etc.), lenders wants to know what kind of risk they’re taking by giving you the money — how likely is it that you’ll pay them back?

Why you need a good credit score

If you have a good credit score, they assume they can trust you, and they’ll give you a better deal.

If you have a bad score, getting a loan will cost you a lot more money or you may not even be able to get one.

And here’s the key: To get a good credit score, you have to constantly keep tabs on everything so you can take steps to manipulate your credit in your favor.

And the way you do that is by understanding what factors make up your score, what damages it and how you can improve it.

Here’s a step-by-step guide with the best ways to improve your credit score.

Alex Thomas Sadler About the author:
Alex is the former Managing Editor of
View More Articles
  • Show Comments Hide Comments