Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

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Latest Investing & Retirement

5 Ways To Protect Your Retirement Accounts From Being Hacked
5 Ways To Protect Your Retirement Accounts From Being Hacked Investing & Retirement July 27th, 2021
OVER A PRODUCTIVE30-year career that ended in 1950, Willie Sutton robbed as many as 100 banks for gains worth $40…
money in savings for piggy bank
Warning: Watch Out for These CD Rate Advertisements Investing & Retirement July 26th, 2021
With the current economic situation being what it is, money expert Clark Howard is getting a lot of questions about…
Is $1 Million Really Enough for Retirement?
Is $1 Million Really Enough for Retirement? Investing & Retirement July 20th, 2021
MANY PEOPLE TELL MEthey need, say, $1 million or $2 million to retire, effectively equating retirement with a dollar amount.…
3 Key Elements for a Successful Retirement
3 Key Elements for a Successful Retirement Investing & Retirement July 13th, 2021
RETIREMENT CAN BEthe best time of our life—but only if we manage it right. I recently passed a milestone: the…
Money expert Clark Howard doesn't like investing in individual stocks.
Clark’s Take: Should You Invest in Stocks at All? Investing & Retirement July 12th, 2021
Money expert Clark Howard isn't a fan of investing in individual stocks. Clark thinks putting an outsized percentage of your…
Use a compound interest calculator to figure out how much money you'll be able to make on your savings and investments.
How To Calculate Compound Interest Investing & Retirement July 9th, 2021
Whoever came up with the phrase, "It takes money to make money," was probably a big fan of compound interest.…
How a 1% Fee Can Sabotage Your Retirement Savings
How a 1% Fee Can Sabotage Your Retirement Savings Investing & Retirement July 6th, 2021
ONE PERCENTis the average annual costchargedby actively managed stock mutual funds. One percent is also thetypical feecharged by financial advisors…
ETF vs. mutual fund may seem trivial but comes with serious tax implications.
ETF vs. Mutual Fund: Which Investment Is Better? Investing & Retirement July 1st, 2021
The difference between an ETF vs. a mutual fund may seem trivial, as both are available as part of professionally-managed…
Why Your Retirement Budget Doesn’t Really Matter
Why Your Retirement Budget Doesn’t Really Matter Investing & Retirement June 29th, 2021
ON THE JOURNEYto retirement, should you focus on setting a retirement spending budget or on making sure you have adequate…
Ask Clark money column
Should I Buy A Guaranteed Life Annuity With My 401(k) Money To Avoid Market Downturns? Investing & Retirement June 28th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, by money expert Clark Howard. I Have $1 Million…
Target Date Funds vs Index Funds
Target Date Funds vs. Index Funds: Which Are Better for You? Investing & Retirement June 22nd, 2021
Money expert Clark Howard is a huge proponent of target date funds as a way to invest for retirement. He…
A mutual fund is a popular retirement investment type that can get you quick access to a diversified portfolio.
What Is a Mutual Fund? Investing & Retirement June 22nd, 2021
A mutual fund is an investment vehicle that gives you access to a diversified, professionally-managed portfolio. In this article, I'll…
4 Things To Consider Before You Downsize in Retirement
4 Things To Consider Before You Downsize in Retirement Investing & Retirement June 22nd, 2021
MANY DREAM of retiring to the beach. My wife and I just did it. We recently sold our primary home outside…
Clark Howard's favorite target date funds are Fidelity, Schwab and Vanguard.
Best Target Date Funds: 3 Top Picks Investing & Retirement June 17th, 2021
The best target date funds offer a one-stop solution for low-cost retirement investing. In this article, I'll highlight the target…
9 Tips To Eliminate Your Money Doubts
9 Tips To Eliminate Your Money Doubts Investing & Retirement June 15th, 2021
I’VE LATELY BEENhaving a hard time sleeping—and I have a pretty good idea why. It has to do with two…
index funds investing concept on $100 bills
What Are Index Funds? Investing & Retirement June 10th, 2021
Index funds are among the most popular retirement investments. But exactly what are they, and what are the best index…
Think You Might Outlive Your Savings? Consider These 6 Financial Tweaks
Think You Might Outlive Your Savings? Consider These 6 Financial Tweaks Investing & Retirement June 8th, 2021
RETIREMENT MAY MARKthe end of fulltime work—but that doesn’t mean we should stop working on our finances. Even after we…
401(a) vs. 401(k): What's the difference between these workplace retirement plans?
What Is a 401(a) and How Is It Different From a 401(k)? Investing & Retirement June 7th, 2021
A 401(a) retirement plan is much less common and more quirky than a 401(k). However, there are many similarities between…
A SIMPLE IRA is a workplace retirement plan for small businesses that is more restrictive than a solo 401(k) or a SEP IRA.
What Is a SIMPLE IRA and How Does It Work? Investing & Retirement May 27th, 2021
A SIMPLE IRA is a type of retirement plan available to small businesses with 100 or fewer employees. Because of…
Ask Clark money column
I’m 20, and I’m Actually Saving Money. Where Should I Put It? Investing & Retirement May 26th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. I'm 20 Years Old,…
What Type of Retiree Are You?
What Type of Retiree Are You? Investing & Retirement May 25th, 2021
THE PRODUCERSof retirement commercials would like us to believe that all retirees are the same. They aren’t. To behappyin retirement,…
Rule of 752: How Small Expenses Can Destroy Your Budget
Rule of 752: How Small Expenses Can Destroy Your Budget Money & Credit May 17th, 2021
Small expenses can sneak up on you when you're not paying close attention to your budget, but here's a simple…
Ask Clark money column
What’s the Deal With Dogecoin? Investing & Retirement May 12th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. How Do You Feel…
Ask Clark money column
Should I Pay 1.75% in Fees on a Brokerage Account? Investing & Retirement May 10th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Is 1.75% a Reasonable…
Smiling female school teacher sitting on a chair facing students in a classroom holding up and explaining a worksheet
What Is a 403(b) and How Does It Work? Investing & Retirement May 4th, 2021
A 403(b) plan is the public school employee's equivalent of the private sector 401(k). It's a retirement account designed to…
Hybrid robo-advisor vs. full-service financial advisor: Which investing option is best for you?
Full-Service Financial Advisor vs. Hybrid Robo-Advisor: What’s Best for Me? Investing & Retirement April 30th, 2021
Money expert Clark Howard often recommends Vanguard Personal Advisor Services (PAS) to people who want to hire a financial advisor.…
The 401(k) withdrawal rules dictate when you can take money out of your 401(k) without paying an early withdrawal penalty.
401(k) Withdrawal Rules: Early Withdrawal Penalty & Exceptions Investing & Retirement April 26th, 2021
If you're thinking of retiring -- especially if you’re considering retiring early -- it's important to understand the 401(k) withdrawal…
Ask Clark money column
If I Don’t Have a 401(k) Option, How Can I Save for Retirement and Get Tax Benefits? Investing & Retirement April 21st, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Without a 401(k), What…
retirement moving cities
Report: Cities Where Retirees Are Moving Investing & Retirement April 14th, 2021
A recent report shows which cities retirement-age Americans are moving to for reasons ranging from economics to more sunshine. If…
Ask Clark money column
I’ll Turn 50 in 2022. Can I Contribute $7,000 to My Roth IRA Starting in Tax Year 2022 or 2023? Investing & Retirement April 7th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Can I Contribute to…