Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

Required Minimum Distributions: How To Calculate, Rules
Required Minimum Distributions: How To Calculate, Rules Investing & Retirement July 29, 2019
Once you turn 72, the IRS expects you to take Required Minimum Distributions (RMDs) from your retirement accounts each year.…
Retirement savings plan
How to Start Investing and Saving for Retirement Investing & Retirement July 24, 2019
We all know we should invest and save for our future, but many of us don't know how to start.…
10 Cities Where Your Social Security Check Can Cover Housing Costs
10 Cities Where Your Social Security Check Can Cover Housing Costs Investing & Retirement July 19, 2019
People considering retirement often worry about when to do it -- especially if they're concerned the money they've saved and…
Here are the best and worst states to retire in 2019
The best and worst states to retire to in 2019 Investing & Retirement July 10, 2019
When it comes to retirement destinations, many people look to settle down in sunny Florida or Arizona, but an increasing…
When Is the Best Time To Collect Social Security?
When Is the Best Time To Collect Social Security? Investing & Retirement July 8, 2019
Have you heard of the Stanford marshmallow experiment? Researchers gave children one marshmallow. They promised a second marshmallow if the…
Roth 401(k) versus traditional 401(k)
What Is a Roth 401(k) and How Does It Work? Investing & Retirement June 21, 2019
If you believe in money expert Clark Howard’s investment philosophy and the term “Roth 401(k)” doesn't already make you smile,…
Retirement income
Do you know what your income streams will be in retirement? Investing & Retirement June 13, 2019
Entering retirement can spawn feelings you may not have felt since the last day of fifth grade. No more classes!…
Fundrise website on cell phone
What Is Fundrise and Should I Invest in It? Investing & Retirement June 7, 2019
Fundrise is a financial company that advertises itself as "a real alternative to investing in the stock market." The company…
date for retirement circled on a calendar
Should you have multiple target date funds? Investing & Retirement June 5, 2019
If you're confused by which target date fund to choose, you might be tempted to have multiple target date funds…
Vanguard screenshot
5 Things to Know About Investing With Vanguard Investing & Retirement May 30, 2019
When it comes to investing, money expert Clark Howard favors investment companies that hold costs down for their customers and…
Saving money
Where to put your cash now Banks & Banking May 20, 2019
If you've successfully managed to set up your household budget such that you have some extra money saved up for…
#1 investment mistake to avoid
The Biggest Mistake People Make When Opening an Investment Account Investing & Retirement May 17, 2019
When opening an investment account such as a traditional or Roth IRA, there's a common mistake people make that could…
Bitcoin and marijuana together as alternative investments
Clark’s #1 Rule on Investing in Things Like Gold, Marijuana and Bitcoin Investing & Retirement May 13, 2019
We've recently been in the midst of the longest ever bull market in U.S. history, with stocks hitting several all-time…
Fidelity Investments
7 Things to Know About Investing With Fidelity Investments Investing & Retirement May 9, 2019
Do you invest with Fidelity Investments or are you thinking about investing with them? This popular online discount brokerage is…
Retirement
The most retirement-friendly states in 2019 Investing & Retirement April 26, 2019
One of my favorite economic concepts is that people respond to incentives. If a product you want is on sale,…
annuity
Ask Clark: Is it still a bad idea to buy annuities? Investing & Retirement April 22, 2019
Insurance companies and other financial institutions love to sell annuities to deal with one of the biggest fears in many…
retirement fund
How to Maximize Your Retirement Savings in 2019 Investing & Retirement April 18, 2019
When you're looking to save money for retirement, it's helpful to know how much cash you're allowed to stash in…
Calendar with date circled and 'Retire!' written on it
Target Date Funds: Clark’s Favorite Retirement Investment Investing & Retirement April 10, 2019
Target date funds are the “easy button” for retirement investing. They can take the confusion and research out of investing…
This SSA life expectancy calculator shows how long you’ll receive benefits
This SSA life expectancy calculator shows how long you’ll receive benefits Investing & Retirement February 8, 2019
Everyone wants to maximize their retirement benefits. Fortunately, the Social Security Administration (SSA) life expectancy calculator can help you do…
vanguard founder john bogle
Vanguard founder John C. Bogle dead at 89: Read his words of wisdom Money & Credit January 17, 2019
If you're an investor and you own an index fund, you probably have John Clifton Bogle to thank. The legendary…
How to find out about class action lawsuits - Stack of money ($100 bills)
The inventor of index funds lives by these 3 simple money rules Money & Credit December 10, 2018
In a recent interview with the Wall Street Journal, John Bogle, founder and former chairman of index-fund behemoth Vanguard Group,…
streetshares.com screenshot
Ask Clark: Is StreetShares a legitimate investment opportunity? Money & Credit November 29, 2018
Want to earn 5% on your money? There's an opportunity out there, but it comes with some hazard. RELATED: Are…
life insurance retirement planning
Ask Clark: What is a life insurance retirement plan and are they recommended? Insurance November 28, 2018
What if there were a way for you to avoid paying taxes in retirement? That's the promise offered by a…
Bitsy app review: A new simple way to buy and store Bitcoin
Bitsy app review: A new simple way to buy and store Bitcoin Money & Credit November 20, 2018
Tempted to buy Bitcoin on its recent 20% plunge because you believe in a robust future for cryptocurrencies? There's a…
Vanguard screenshot
Vanguard’s new access to lower fees expected to save investors $80 million Money & Credit November 20, 2018
Vanguard is expanding access to lower investments fees from Wall Street to Main Street with its latest move. RELATED: These…
How to keep calm when the stock market gets chaotic
How to keep calm when the stock market gets chaotic Money & Credit November 19, 2018
Are you still reeling from the recent Wall Street rollercoaster ride? I get it. The Dow has been swinging wildly…
Kid dressed as businessman on Wall Street
Here’s a great way to give stock to kids as a gift Money & Credit November 9, 2018
With the holidays upon us, we're getting a lot of questions from folks who want to know how to give…
Saver’s Credit: How To Get Free Money To Save for Retirement
Saver’s Credit: How To Get Free Money To Save for Retirement Taxes November 2, 2018
If you think you have to earn a lot of money to be able to save for the future, you're…
401(k) IRA Roth
Reminder: The contribution limits for your 401(k) and IRA have gone up for 2019! Money & Credit November 1, 2018
Now that the calendar has turned you can contribute more money than ever to your retirement accounts! If you are…
Should you sell or stay put in the stock market?
Should you sell or stay put in the stock market? Investing & Retirement October 23, 2018
Are you worried by the current economics news? The latest headlines of looming recession are troubling. But money expert Clark…