Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

9 Tips To Eliminate Your Money Doubts
9 Tips To Eliminate Your Money Doubts Investing & Retirement June 15th, 2021
I’VE LATELY BEENhaving a hard time sleeping—and I have a pretty good idea why. It has to do with two…
index funds investing concept on $100 bills
What Are Index Funds? Investing & Retirement June 10th, 2021
Index funds are among the most popular retirement investments. But exactly what are they, and what are the best index…
Think You Might Outlive Your Savings? Consider These 6 Financial Tweaks
Think You Might Outlive Your Savings? Consider These 6 Financial Tweaks Investing & Retirement June 8th, 2021
RETIREMENT MAY MARKthe end of fulltime work—but that doesn’t mean we should stop working on our finances. Even after we…
401(a) vs. 401(k): What's the difference between these workplace retirement plans?
What Is a 401(a) and How Is It Different From a 401(k)? Investing & Retirement June 7th, 2021
A 401(a) retirement plan is much less common and more quirky than a 401(k). However, there are many similarities between…
A SIMPLE IRA is a workplace retirement plan for small businesses that is more restrictive than a solo 401(k) or a SEP IRA.
What Is a SIMPLE IRA and How Does It Work? Investing & Retirement May 27th, 2021
A SIMPLE IRA is a type of retirement plan available to small businesses with 100 or fewer employees. Because of…
Ask Clark money column
I’m 20, and I’m Actually Saving Money. Where Should I Put It? Investing & Retirement May 26th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. I'm 20 Years Old,…
What Type of Retiree Are You?
What Type of Retiree Are You? Investing & Retirement May 25th, 2021
THE PRODUCERSof retirement commercials would like us to believe that all retirees are the same. They aren’t. To behappyin retirement,…
Retirement savings plan
How to Start Investing and Saving for Retirement Investing & Retirement May 20th, 2021
We all know we should invest and save for our future, but many of us don't know how to start.…
Rule of 752: How Small Expenses Can Destroy Your Budget
Rule of 752: How Small Expenses Can Destroy Your Budget Money & Credit May 17th, 2021
Small expenses can sneak up on you when you're not paying close attention to your budget, but here's a simple…
Ask Clark money column
What’s the Deal With Dogecoin? Investing & Retirement May 12th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. How Do You Feel…
Ask Clark money column
Should I Pay 1.75% in Fees on a Brokerage Account? Investing & Retirement May 10th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Is 1.75% a Reasonable…
Smiling female school teacher sitting on a chair facing students in a classroom holding up and explaining a worksheet
What Is a 403(b) and How Does It Work? Investing & Retirement May 4th, 2021
A 403(b) plan is the public school employee's equivalent of the private sector 401(k). It's a retirement account designed to…
Hybrid robo-advisor vs. full-service financial advisor: Which investing option is best for you?
Full-Service Financial Advisor vs. Hybrid Robo-Advisor: What’s Best for Me? Investing & Retirement April 30th, 2021
Money expert Clark Howard often recommends Vanguard Personal Advisor Services (PAS) to people who want to hire a financial advisor.…
The 401(k) withdrawal rules dictate when you can take money out of your 401(k) without paying an early withdrawal penalty.
401(k) Withdrawal Rules: Early Withdrawal Penalty & Exceptions Investing & Retirement April 26th, 2021
If you're thinking of retiring -- especially if you’re considering retiring early -- it's important to understand the 401(k) withdrawal…
Ask Clark money column
If I Don’t Have a 401(k) Option, How Can I Save for Retirement and Get Tax Benefits? Investing & Retirement April 21st, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Without a 401(k), What…
A 401(k) match is an excellent feature of a workplace retirement plan that can help secure your financial future.
401(k) Match: What Is It, How It Works Investing & Retirement April 21st, 2021
If your company offers a 401(k) match, get excited. You have an opportunity to stockpile free money for your retirement.…
Learn the 401(k) contribution limits for 2021 so you avoid any potential tax headaches.
401(k) Contribution Limits for 2021 Investing & Retirement April 16th, 2021
A workplace 401(k) plan can help you save a substantial amount of money for your retirement. But how much, exactly?…
retirement moving cities
Report: Cities Where Retirees Are Moving Investing & Retirement April 14th, 2021
A recent report shows which cities retirement-age Americans are moving to for reasons ranging from economics to more sunshine. If…
Ask Clark money column
I’ll Turn 50 in 2022. Can I Contribute $7,000 to My Roth IRA Starting in Tax Year 2022 or 2023? Investing & Retirement April 7th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Can I Contribute to…
Consider these questions to ask a financial advisor before you decide to hire one, money expert Clark Howard says.
10 Questions To Ask a Financial Advisor Investing & Retirement April 1st, 2021
You may not interview a fast-food manager about her menu or quiz a mall employee on the origins of the…
Betterment vs Wealthfront
Betterment vs. Wealthfront: Which Robo-Advisor Is Best for You? Investing & Retirement April 1st, 2021
“Betterment vs. Wealthfront: Who’s best?” is a seemingly never-ending debate among robo-advisor enthusiasts. But which robo-advisor actually is the best?…
Ask Clark money column
Should I Invest in a Bitcoin IRA? Investing & Retirement March 24th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, by money expert Clark Howard. Is a Bitcoin IRA…
Ask Clark money column
Should I Consider Freezing My 401(k)? Investing & Retirement March 17th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Should You Consider Freezing…
Marcus Invest Review: How It Works, Pros & Cons
Marcus Invest Review: How It Works, Pros & Cons Investing & Retirement March 12th, 2021
Goldman Sachs recently unveiled its robo-advisor, Marcus Invest, which I'll review in this article. How does Marcus Invest compare to…
Ask Clark money column
My Husband Invested in GameStop and AMC Stocks. They Crashed. What Now? Investing & Retirement March 10th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions bymoney expert Clark Howard. My Husband Bought Stock…
Ask Clark money column
Since I Can Withdraw 401(k) Funds Penalty-Free, Does It Make Sense To Take Money Out and Pay Off My Mortgage? Investing & Retirement March 3rd, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Should I Pull Money…
How much does a financial advisor cost? The answer depends on the type of financial advisor you choose and the method they use to get paid.
How Much Does a Financial Advisor Cost? Investing & Retirement February 24th, 2021
Figuring out how much a financial advisor costs can be challenging. But it's easier if you understand how financial advisors…
Bitcoin
Here Is Clark Howard’s Bottom Line on Bitcoin Investing & Retirement February 24th, 2021
It's no secret that Bitcoin has become one of finance's hottest topics, surging in popularity over the past year and…
Ask Clark money column
I Am 7 Years Old and I Want To Invest in Stocks. What Should I Do? Investing & Retirement February 22nd, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Where Should a 7-Year-Old…
A fiduciary financial advisor must put their clients' interests above their own.
What Is a Fiduciary Financial Advisor and Do I Need One? Investing & Retirement February 22nd, 2021
If you're looking for financial advice, you may come across the term “fiduciary financial advisor.” What is a fiduciary? And…