Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

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Latest Investing & Retirement

Ask Clark money column
Why Are My Social Security Checks Delayed? Investing & Retirement October 13th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, by money expert Clark Howard. What's With My Social…
6 Things Retirees Often Overlook
6 Things Retirees Often Overlook Investing & Retirement October 5th, 2021
PERSONAL FINANCEpundits love to debate safe withdrawal rates—the amount a retiree can withdraw each year from a portfolio without depleting…
Why You Should Ignore the Free Dinner Invitation in Your Mailbox
Why You Should Ignore the Free Dinner Invitation in Your Mailbox Investing & Retirement September 30th, 2021
HOW LUCKY I WASto be the recipient of a dinner invitation to Ruth’s Chris. I love a sizzling ribeye, so…
Vanguard Is Cutting Costs of Its Target-Date Funds Soon
Vanguard Is Cutting Costs of Its Target-Date Funds Soon Investing & Retirement September 29th, 2021
VANGUARD GROUPrecently announcedsignificant price cuts for its fleet of target-date retirement funds. Currently, investors can own a Vanguard target fund…
This Decision Could Increase Your Social Security Benefit by 8% Each Year
This Decision Could Increase Your Social Security Benefit by 8% Each Year Investing & Retirement September 28th, 2021
“SHOULD YOU BUYan annuity from Social Security?” That’s the title of apaperreleased by Boston College’s Center for Retirement Research (CRR)…
Ask Clark money column
Should I Use Different Investment Companies To Make Sure My Portfolio is Diversified? Investing & Retirement September 13th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. How Many Companies Should…
Is This Investing Approach Better Than the 4% Rule?
Is This Investing Approach Better Than the 4% Rule? Investing & Retirement September 10th, 2021
THE MUCH-DEBATED 4%rule—which Iwrote aboutback in July—is a popular way to think about portfolio withdrawals in retirement. But it isn’t…
6 Tips To Stop Worrying About Your Investments
6 Tips To Stop Worrying About Your Investments Investing & Retirement September 7th, 2021
TODAY’S STOCK MARKETreminds me of Charles Dickens’s famous line: “It was the best of times, it was the worst of…
retirement money
Report: These Are the Biggest Retirement Fears for Americans Investing & Retirement September 3rd, 2021
While there’s no doubt about the emotional toll the COVID-19 pandemic has had, the financial damage has been just as…
A Case For Collecting Social Security at 62
A Case For Collecting Social Security at 62 Investing & Retirement August 24th, 2021
FINANCIAL EXPERTSoften advise retirees to delay claiming Social Security. Their actuarial tables and statistics make acompellingcase. Still, as soon as…
3 Money Motivations to Consider in Your 50s
3 Money Motivations to Consider in Your 50s Investing & Retirement August 17th, 2021
GROWING UP, I WASheavily influenced by the ideals of the Protestantwork ethic. Working hard and finding career success provided great…
How To Get a Social Security Card Replacement
How To Get a Social Security Card Replacement Investing & Retirement August 12th, 2021
Are you in need of a new Social Security card? It's easy to start the process online in all but…
Ask Clark money column
Should We Put a Hold on Our Investments Because of the Current Economic Uncertainty? Investing & Retirement August 11th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. We’re Nervous About the…
10 Things To Know About Social Security Spousal Benefits
10 Things To Know About Social Security Spousal Benefits Investing & Retirement August 10th, 2021
ON THE SURFACE,Social Security seems straightforward: During our working years, we pay into the system. Then, when we’re older, the…
Robinhood's stock price soared dramatically less than a week after the fintech company announced its IPO.
What’s Happening With Robinhood’s Stock? Investing & Retirement August 6th, 2021
Robinhood's stock has sent investors and short-term traders into a frenzy less than one week after its IPO. Trading under…
5 Ways To Be Smarter With Your Retirement Savings
5 Ways To Be Smarter With Your Retirement Savings Investing & Retirement August 3rd, 2021
VANGUARD GROUPreleased its latestHow America Savesreport last month. The survey details the behavior of participants in Vanguard-managed 401(k) and similar…
The Dividend Aristocrats are some of the best dividend stocks because they've raised their dividend for at least 25 consecutive years.
What Are Dividend Stocks and Should You Invest in Them? Investing & Retirement July 28th, 2021
Is building a dividend portfolio a good idea, and what are the best dividend stocks? In this article, I'll tell…
5 Ways To Protect Your Retirement Accounts From Being Hacked
5 Ways To Protect Your Retirement Accounts From Being Hacked Investing & Retirement July 27th, 2021
OVER A PRODUCTIVE30-year career that ended in 1950, Willie Sutton robbed as many as 100 banks for gains worth $40…
money in savings for piggy bank
Warning: Watch Out for These CD Rate Advertisements Investing & Retirement July 26th, 2021
With the current economic situation being what it is, money expert Clark Howard is getting a lot of questions about…
Is $1 Million Really Enough for Retirement?
Is $1 Million Really Enough for Retirement? Investing & Retirement July 20th, 2021
MANY PEOPLE TELL MEthey need, say, $1 million or $2 million to retire, effectively equating retirement with a dollar amount.…
3 Key Elements for a Successful Retirement
3 Key Elements for a Successful Retirement Investing & Retirement July 13th, 2021
RETIREMENT CAN BEthe best time of our life—but only if we manage it right. I recently passed a milestone: the…
Money expert Clark Howard doesn't like investing in individual stocks.
Clark’s Take: Should You Invest in Stocks at All? Investing & Retirement July 12th, 2021
Money expert Clark Howard isn't a fan of investing in individual stocks. Clark thinks putting an outsized percentage of your…
Use a compound interest calculator to figure out how much money you'll be able to make on your savings and investments.
How To Calculate Compound Interest Investing & Retirement July 9th, 2021
Whoever came up with the phrase, "It takes money to make money," was probably a big fan of compound interest.…
How a 1% Fee Can Sabotage Your Retirement Savings
How a 1% Fee Can Sabotage Your Retirement Savings Investing & Retirement July 6th, 2021
ONE PERCENTis the average annual costchargedby actively managed stock mutual funds. One percent is also thetypical feecharged by financial advisors…
ETF vs. mutual fund may seem trivial but comes with serious tax implications.
ETF vs. Mutual Fund: Which Investment Is Better? Investing & Retirement July 1st, 2021
The difference between an ETF vs. a mutual fund may seem trivial, as both are available as part of professionally-managed…
Why Your Retirement Budget Doesn’t Really Matter
Why Your Retirement Budget Doesn’t Really Matter Investing & Retirement June 29th, 2021
ON THE JOURNEYto retirement, should you focus on setting a retirement spending budget or on making sure you have adequate…
Ask Clark money column
Should I Buy A Guaranteed Life Annuity With My 401(k) Money To Avoid Market Downturns? Investing & Retirement June 28th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, by money expert Clark Howard. I Have $1 Million…
Target Date Funds vs Index Funds
Target Date Funds vs. Index Funds: Which Are Better for You? Investing & Retirement June 22nd, 2021
Money expert Clark Howard is a huge proponent of target date funds as a way to invest for retirement. He…
4 Things To Consider Before You Downsize in Retirement
4 Things To Consider Before You Downsize in Retirement Investing & Retirement June 22nd, 2021
MANY DREAM of retiring to the beach. My wife and I just did it. We recently sold our primary home outside…
Clark Howard's favorite target date funds are Fidelity, Schwab and Vanguard.
Best Target Date Funds: 3 Top Picks Investing & Retirement June 17th, 2021
The best target date funds offer a one-stop solution for low-cost retirement investing. In this article, I'll highlight the target…