Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

ETF vs. mutual fund may seem trivial but comes with serious tax implications.
ETF vs. Mutual Fund: Which Investment Is Better? Investing & Retirement July 1st, 2021
The difference between an ETF vs. a mutual fund may seem trivial, as both are available as part of professionally-managed…
Why Your Retirement Budget Doesn’t Really Matter
Why Your Retirement Budget Doesn’t Really Matter Investing & Retirement June 29th, 2021
ON THE JOURNEYto retirement, should you focus on setting a retirement spending budget or on making sure you have adequate…
Ask Clark money column
Should I Buy A Guaranteed Life Annuity With My 401(k) Money To Avoid Market Downturns? Investing & Retirement June 28th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, by money expert Clark Howard. I Have $1 Million…
Target Date Funds vs Index Funds
Target Date Funds vs. Index Funds: Which Are Better for You? Investing & Retirement June 22nd, 2021
Money expert Clark Howard is a huge proponent of target date funds as a way to invest for retirement. He…
A mutual fund is a popular retirement investment type that can get you quick access to a diversified portfolio.
What Is a Mutual Fund? Investing & Retirement June 22nd, 2021
A mutual fund is an investment vehicle that gives you access to a diversified, professionally-managed portfolio. In this article, I'll…
4 Things To Consider Before You Downsize in Retirement
4 Things To Consider Before You Downsize in Retirement Investing & Retirement June 22nd, 2021
MANY DREAM of retiring to the beach. My wife and I just did it. We recently sold our primary home outside…
Clark Howard's favorite target date funds are Fidelity, Schwab and Vanguard.
Best Target Date Funds: 3 Top Picks Investing & Retirement June 17th, 2021
The best target date funds offer a one-stop solution for low-cost retirement investing. In this article, I'll highlight the target…
9 Tips To Eliminate Your Money Doubts
9 Tips To Eliminate Your Money Doubts Investing & Retirement June 15th, 2021
I’VE LATELY BEENhaving a hard time sleeping—and I have a pretty good idea why. It has to do with two…
index funds investing concept on $100 bills
What Are Index Funds? Investing & Retirement June 10th, 2021
Index funds are among the most popular retirement investments. But exactly what are they, and what are the best index…
Think You Might Outlive Your Savings? Consider These 6 Financial Tweaks
Think You Might Outlive Your Savings? Consider These 6 Financial Tweaks Investing & Retirement June 8th, 2021
RETIREMENT MAY MARKthe end of fulltime work—but that doesn’t mean we should stop working on our finances. Even after we…
401(a) vs. 401(k): What's the difference between these workplace retirement plans?
What Is a 401(a) and How Is It Different From a 401(k)? Investing & Retirement June 7th, 2021
A 401(a) retirement plan is much less common and more quirky than a 401(k). However, there are many similarities between…
A SIMPLE IRA is a workplace retirement plan for small businesses that is more restrictive than a solo 401(k) or a SEP IRA.
What Is a SIMPLE IRA and How Does It Work? Investing & Retirement May 27th, 2021
A SIMPLE IRA is a type of retirement plan available to small businesses with 100 or fewer employees. Because of…
Ask Clark money column
I’m 20, and I’m Actually Saving Money. Where Should I Put It? Investing & Retirement May 26th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. I'm 20 Years Old,…
What Type of Retiree Are You?
What Type of Retiree Are You? Investing & Retirement May 25th, 2021
THE PRODUCERSof retirement commercials would like us to believe that all retirees are the same. They aren’t. To behappyin retirement,…
Retirement savings plan
How to Start Investing and Saving for Retirement Investing & Retirement May 20th, 2021
We all know we should invest and save for our future, but many of us don't know how to start.…
Rule of 752: How Small Expenses Can Destroy Your Budget
Rule of 752: How Small Expenses Can Destroy Your Budget Money & Credit May 17th, 2021
Small expenses can sneak up on you when you're not paying close attention to your budget, but here's a simple…
Ask Clark money column
What’s the Deal With Dogecoin? Investing & Retirement May 12th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. How Do You Feel…
Ask Clark money column
Should I Pay 1.75% in Fees on a Brokerage Account? Investing & Retirement May 10th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Is 1.75% a Reasonable…
Smiling female school teacher sitting on a chair facing students in a classroom holding up and explaining a worksheet
What Is a 403(b) and How Does It Work? Investing & Retirement May 4th, 2021
A 403(b) plan is the public school employee's equivalent of the private sector 401(k). It's a retirement account designed to…
Hybrid robo-advisor vs. full-service financial advisor: Which investing option is best for you?
Full-Service Financial Advisor vs. Hybrid Robo-Advisor: What’s Best for Me? Investing & Retirement April 30th, 2021
Money expert Clark Howard often recommends Vanguard Personal Advisor Services (PAS) to people who want to hire a financial advisor.…
The 401(k) withdrawal rules dictate when you can take money out of your 401(k) without paying an early withdrawal penalty.
401(k) Withdrawal Rules: Early Withdrawal Penalty & Exceptions Investing & Retirement April 26th, 2021
If you're thinking of retiring -- especially if you’re considering retiring early -- it's important to understand the 401(k) withdrawal…
Ask Clark money column
If I Don’t Have a 401(k) Option, How Can I Save for Retirement and Get Tax Benefits? Investing & Retirement April 21st, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Without a 401(k), What…
retirement moving cities
Report: Cities Where Retirees Are Moving Investing & Retirement April 14th, 2021
A recent report shows which cities retirement-age Americans are moving to for reasons ranging from economics to more sunshine. If…
Ask Clark money column
I’ll Turn 50 in 2022. Can I Contribute $7,000 to My Roth IRA Starting in Tax Year 2022 or 2023? Investing & Retirement April 7th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Can I Contribute to…
Consider these questions to ask a financial advisor before you decide to hire one, money expert Clark Howard says.
10 Questions To Ask a Financial Advisor Investing & Retirement April 1st, 2021
You may not interview a fast-food manager about her menu or quiz a mall employee on the origins of the…
Betterment vs Wealthfront
Betterment vs. Wealthfront: Which Robo-Advisor Is Best for You? Investing & Retirement April 1st, 2021
“Betterment vs. Wealthfront: Who’s best?” is a seemingly never-ending debate among robo-advisor enthusiasts. But which robo-advisor actually is the best?…
Ask Clark money column
Should I Invest in a Bitcoin IRA? Investing & Retirement March 24th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, by money expert Clark Howard. Is a Bitcoin IRA…
Ask Clark money column
Should I Consider Freezing My 401(k)? Investing & Retirement March 17th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Should You Consider Freezing…
Marcus Invest Review: How It Works, Pros & Cons
Marcus Invest Review: How It Works, Pros & Cons Investing & Retirement March 12th, 2021
Goldman Sachs recently unveiled its robo-advisor, Marcus Invest, which I'll review in this article. How does Marcus Invest compare to…
Ask Clark money column
My Husband Invested in GameStop and AMC Stocks. They Crashed. What Now? Investing & Retirement March 10th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions bymoney expert Clark Howard. My Husband Bought Stock…