We like to think of HumbleDollar as an encyclopedia with attitude, and that attitude emphasizes
humility. Managing money may be simple, but it isn’t easy.
3 Keys To Happiness in Retirement
Investing & Retirement
January 30th, 2023
WE LIKE TO ESCAPEthe Northeast’s cold each winter, so we just spent 10 days in Sarasota, Florida. Like many others…
Should You Follow the 4% Rule When You Retire?
Investing & Retirement
January 22nd, 2023
I JUST READ THATthe 4% rule is making a comeback. From where, I thought? Under the 4% rule, you withdraw 4%…
Why You Should Calculate Your Net Worth Every Year
Money & Credit
November 17th, 2022
WHAT’S MY NET WORTH?Do I know? Should I know? These are questions I’ve thought about long and hard. After tracking…
5 Reasons To Lower Your Fixed Living Costs
Save Money
October 17th, 2022
IF THERE’S ONE NUMBERthat drives our financial lives, it’s our fixed living costs. We’re talking here about regularly recurring expenses…
A Financial Advisor’s 3 Key Rules To Getting Rich Slowly
Investing & Retirement
September 26th, 2022
THE FINANCIAL WORLDgenerates a lot of noise. As a financial planner, I see that every day. Being in my 20s,…
5 Biggest Financial Risks in Retirement
Investing & Retirement
September 7th, 2022
BOSTON COLLEGE’SCenter for Retirement Research just published a study that explores what Americansthinkare the biggest risks to their retirement—as opposed…
A Retiree Answers 11 Common Retirement Questions
Investing & Retirement
August 2nd, 2022
I SPEND SIGNIFICANTtime reading the viewpoints of people who are planning for retirement or who are already retired. My frequent…
8 Ways Inflation Can Increase Your Tax Bill
Taxes
July 18th, 2022
INFLATION HAS BEENthe big economic story of 2022. Steep increases in consumer prices have hurt families in many ways—some of…
How Does Inflation Impact Social Security Benefits?
Investing & Retirement
June 8th, 2022
ARE YOU IN YOUR 60sand worried about rising consumer prices? It’s worth understanding how inflation affects Social Security benefits—especially its…
4 Factors That Help Make Investors Successful
Investing & Retirement
June 8th, 2022
A FEW WEEKS BACK, I discussed the notion of “the four horsemen of the investor apocalypse.” A concept proposed by Morningstar Managing Director Don Phillips,…
Should You Continue Working After Starting To Collect Social Security Benefits?
Investing & Retirement
June 6th, 2022
SOCIAL SECURITY’Scomplexity never fails to surprise. While many retirees have some sense for what factors determine the size of their…
How Inflation Obscures the Real Value of the Dollar
Money & Credit
May 20th, 2022
DO YOU SEE THINGSclearly when it comes to money? Here’s a test to find out. Which of the following scenarios…
10 Rules for an Enjoyable Retirement
Investing & Retirement
May 18th, 2022
WANT A HAPPIER,more fulfilling retirement? You work your entire life to get there, and you want to make the most…
Should Retirees Be Nervous About the Stock Market Right Now?
Investing & Retirement
May 10th, 2022
EVERY MARKET DECLINEis different, but all of them can feel unnerving, even for the most steadfast of investors. Spooked by…
How This Man Overcame His Biggest Financial Blunder: A Failed Business
Business & Entrepreneurs
April 15th, 2022
IF YOU ASKED MEabout my financial life, I could regale you with stories about working the swing shift at the…
What Is the Best Way To Withdraw Money in Retirement?
Investing & Retirement
September 29th, 2022
LOTS OF RESEARCHhas been done on the best way to generate retirement income. It’s one of the most popular topics…
10 Questions To Help You Squeeze More Happiness Out of Your Financial Life
Save Money
March 29th, 2022
COULD YOU SQUEEZEmore happiness from your dollars? Here are 10 questions to ponder: Which expenditures from the past year do…
Your Credit Score May Help Lower Your Auto and Home Insurance
Insurance
March 28th, 2022
I RECENTLY STUMBLEDon a way to save a significant sum on my home and auto insurance. While I knew that…
Ask Yourself These 8 Money Questions To Gain Perspective
Money & Credit
February 22nd, 2022
MONEY MAY SEEMimportant—and it is. But it isn’t nearly as important as we imagine. Want a little perspective on your…
Why This Retiree Isn’t Afraid To Spend Money
Investing & Retirement
February 18th, 2022
THE DRUMBEATof “retirement crisis” is much too loud. While 54% of retirees believe there’s a national retirement crisis, just 4%describetheir…
Why a Financial Analyst Switched to a “Do-Nothing” Investment Strategy
Investing & Retirement
January 28th, 2022
I ONCE JOINEDa book club led by an amazingly smart guy. We were reading a challenging book by Nassim NicholasTaleb,…
A Retiree Shares His 5 Best Money Moves in Retirement
Investing & Retirement
January 19th, 2022
WHEN FOLKS TALKabout their best financial decisions, they’ll often mention the investments they bought. But my list is quite different.…
Are You Investing or Gambling?
Investing & Retirement
December 21st, 2021
MANY TIMES IN MYcareer, I’ve heard people say, “The stock market is just one big casino” or “Buying stocks is…
Why I Decided To Stop Obsessing Over My Investment Portfolio
Investing & Retirement
December 17th, 2021
TWO MONTHS AGO,Ifessed upto my addiction to financial market news. Despite knowing better, I’ve followed the markets closely for years…
4 Questions To Ask Yourself Before Retiring Early
Investing & Retirement
December 10th, 2021
I RECENTLY LEFT MYjob without having another lined up. Upon quitting, I noticed an immediate mindset shift: I went from…
Are We Heading Into a Recession?
Money & Credit
November 3rd, 2021
I’M PLAYING ECONOMISTtoday, looking ahead to third-quarter GDP, thefirst estimateof which was released Thursday. No, I won’t be offering a…
The 5 Big Mistakes This Career-Long Banker Made in Retirement
Investing & Retirement
October 26th, 2021
IT’S EMBARRASSINGto admit in a public forum that I failed at retirement. But I’m doing so—because I think people can…
A Unique Way To Think About Spending Money
Money & Credit
October 25th, 2021
A LOT OF INK HASbeen spilled over young people’s spending decisions and the impact on retirement savings. Whether it’s a…
Is 65 the Best Age To Retire?
Investing & Retirement
October 19th, 2021
ONE OF THE VERYbest financial decisions is available to almost every American worker. That’s the good news. The bad news:…
9 Things To Do Before You Quit Your Job and Retire
Investing & Retirement
September 10th, 2022
IMAGINE YOU PLANto retire next year. What can you do beforehand to gain the most later on? Here are some…