We like to think of HumbleDollar as an encyclopedia with attitude, and that attitude emphasizes humility. Managing money may be simple, but it isn’t easy.

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A Financial Advisor’s 3 Key Rules To Getting Rich Slowly
A Financial Advisor’s 3 Key Rules To Getting Rich Slowly Investing & Retirement September 26th, 2022
THE FINANCIAL WORLDgenerates a lot of noise. As a financial planner, I see that every day. Being in my 20s,…
5 Biggest Financial Risks in Retirement
5 Biggest Financial Risks in Retirement Investing & Retirement September 7th, 2022
BOSTON COLLEGE’SCenter for Retirement Research just published a study that explores what Americansthinkare the biggest risks to their retirement—as opposed…
A Retiree Answers 11 Common Retirement Questions
A Retiree Answers 11 Common Retirement Questions Investing & Retirement August 2nd, 2022
I SPEND SIGNIFICANTtime reading the viewpoints of people who are planning for retirement or who are already retired. My frequent…
8 Ways Inflation Can Increase Your Tax Bill
8 Ways Inflation Can Increase Your Tax Bill Taxes July 18th, 2022
INFLATION HAS BEENthe big economic story of 2022. Steep increases in consumer prices have hurt families in many ways—some of…
Social Security cards and $100 bills
How Does Inflation Impact Social Security Benefits? Investing & Retirement June 8th, 2022
ARE YOU IN YOUR 60sand worried about rising consumer prices? It’s worth understanding how inflation affects Social Security benefits—especially its…
4 Factors That Help Make Investors Successful
4 Factors That Help Make Investors Successful Investing & Retirement June 8th, 2022
A FEW WEEKS BACK, I discussed the notion of “the four horsemen of the investor apocalypse.” A concept proposed by Morningstar Managing Director Don Phillips,…
Should You Continue Working After Starting To Collect Social Security Benefits?
Should You Continue Working After Starting To Collect Social Security Benefits? Investing & Retirement June 6th, 2022
SOCIAL SECURITY’Scomplexity never fails to surprise. While many retirees have some sense for what factors determine the size of their…
How Inflation Obscures the Real Value of the Dollar
How Inflation Obscures the Real Value of the Dollar Money & Credit May 20th, 2022
DO YOU SEE THINGSclearly when it comes to money? Here’s a test to find out. Which of the following scenarios…
10 Rules for an Enjoyable Retirement
10 Rules for an Enjoyable Retirement Investing & Retirement May 18th, 2022
WANT A HAPPIER,more fulfilling retirement? You work your entire life to get there, and you want to make the most…
Should Retirees Be Nervous About the Stock Market Right Now?
Should Retirees Be Nervous About the Stock Market Right Now? Investing & Retirement May 10th, 2022
EVERY MARKET DECLINEis different, but all of them can feel unnerving, even for the most steadfast of investors. Spooked by…
How This Man Overcame His Biggest Financial Blunder: A Failed Business
How This Man Overcame His Biggest Financial Blunder: A Failed Business Business & Entrepreneurs April 15th, 2022
IF YOU ASKED MEabout my financial life, I could regale you with stories about working the swing shift at the…
What Is the Best Way To Withdraw Money in Retirement?
What Is the Best Way To Withdraw Money in Retirement? Investing & Retirement September 29th, 2022
LOTS OF RESEARCHhas been done on the best way to generate retirement income. It’s one of the most popular topics…
10 Questions To Help You Squeeze More Happiness Out of Your Financial Life
10 Questions To Help You Squeeze More Happiness Out of Your Financial Life Save Money March 29th, 2022
COULD YOU SQUEEZEmore happiness from your dollars? Here are 10 questions to ponder: Which expenditures from the past year do…
Your Credit Score May Help Lower Your Auto and Home Insurance
Your Credit Score May Help Lower Your Auto and Home Insurance Insurance March 28th, 2022
I RECENTLY STUMBLEDon a way to save a significant sum on my home and auto insurance. While I knew that…
Ask Yourself These 8 Money Questions To Gain Perspective
Ask Yourself These 8 Money Questions To Gain Perspective Money & Credit February 22nd, 2022
MONEY MAY SEEMimportant—and it is. But it isn’t nearly as important as we imagine. Want a little perspective on your…
Why This Retiree Isn’t Afraid To Spend Money
Why This Retiree Isn’t Afraid To Spend Money Investing & Retirement February 18th, 2022
THE DRUMBEATof “retirement crisis” is much too loud. While 54% of retirees believe there’s a national retirement crisis, just 4%describetheir…
Why a Financial Analyst Switched to a “Do-Nothing” Investment Strategy
Why a Financial Analyst Switched to a “Do-Nothing” Investment Strategy Investing & Retirement January 28th, 2022
I ONCE JOINEDa book club led by an amazingly smart guy. We were reading a challenging book by Nassim NicholasTaleb,…
A Retiree Shares His 5 Best Money Moves in Retirement
A Retiree Shares His 5 Best Money Moves in Retirement Investing & Retirement January 19th, 2022
WHEN FOLKS TALKabout their best financial decisions, they’ll often mention the investments they bought. But my list is quite different.…
Are You Investing or Gambling?
Are You Investing or Gambling? Investing & Retirement December 21st, 2021
MANY TIMES IN MYcareer, I’ve heard people say, “The stock market is just one big casino” or “Buying stocks is…
Why I Decided To Stop Obsessing Over My Investment Portfolio
Why I Decided To Stop Obsessing Over My Investment Portfolio Investing & Retirement December 17th, 2021
TWO MONTHS AGO,Ifessed upto my addiction to financial market news. Despite knowing better, I’ve followed the markets closely for years…
4 Questions To Ask Yourself Before Retiring Early
4 Questions To Ask Yourself Before Retiring Early Investing & Retirement December 10th, 2021
I RECENTLY LEFT MYjob without having another lined up. Upon quitting, I noticed an immediate mindset shift: I went from…
Are We Heading Into a Recession?
Are We Heading Into a Recession? Money & Credit November 3rd, 2021
I’M PLAYING ECONOMISTtoday, looking ahead to third-quarter GDP, thefirst estimateof which was released Thursday. No, I won’t be offering a…
The 5 Big Mistakes This Career-Long Banker Made in Retirement
The 5 Big Mistakes This Career-Long Banker Made in Retirement Investing & Retirement October 26th, 2021
IT’S EMBARRASSINGto admit in a public forum that I failed at retirement. But I’m doing so—because I think people can…
A Unique Way To Think About Spending Money
A Unique Way To Think About Spending Money Money & Credit October 25th, 2021
A LOT OF INK HASbeen spilled over young people’s spending decisions and the impact on retirement savings. Whether it’s a…
Is 65 the Best Age To Retire?
Is 65 the Best Age To Retire? Investing & Retirement October 19th, 2021
ONE OF THE VERYbest financial decisions is available to almost every American worker. That’s the good news. The bad news:…
9 Things To Do Before You Quit Your Job and Retire
9 Things To Do Before You Quit Your Job and Retire Investing & Retirement September 10th, 2022
IMAGINE YOU PLANto retire next year. What can you do beforehand to gain the most later on? Here are some…
6 Things Retirees Often Overlook
6 Things Retirees Often Overlook Investing & Retirement October 5th, 2021
PERSONAL FINANCEpundits love to debate safe withdrawal rates—the amount a retiree can withdraw each year from a portfolio without depleting…
Why You Should Ignore the Free Dinner Invitation in Your Mailbox
Why You Should Ignore the Free Dinner Invitation in Your Mailbox Investing & Retirement September 30th, 2021
HOW LUCKY I WASto be the recipient of a dinner invitation to Ruth’s Chris. I love a sizzling ribeye, so…
Vanguard Is Cutting Costs of Its Target-Date Funds Soon
Vanguard Is Cutting Costs of Its Target-Date Funds Soon Investing & Retirement September 29th, 2021
VANGUARD GROUPrecently announcedsignificant price cuts for its fleet of target-date retirement funds. Currently, investors can own a Vanguard target fund…
This Decision Could Increase Your Social Security Benefit by 8% Each Year
This Decision Could Increase Your Social Security Benefit by 8% Each Year Investing & Retirement September 28th, 2021
“SHOULD YOU BUYan annuity from Social Security?” That’s the title of apaperreleased by Boston College’s Center for Retirement Research (CRR)…