We like to think of HumbleDollar as an encyclopedia with attitude, and that attitude emphasizes humility. Managing money may be simple, but it isn’t easy.

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Should You Follow the 4% Rule When You Retire?
Should You Follow the 4% Rule When You Retire? Investing & Retirement February 6th, 2024
I JUST READ THATthe 4% rule is making a comeback. From where, I thought? Under the4% rule, you withdraw 4%…
Why You Should Calculate Your Net Worth Every Year
Why You Should Calculate Your Net Worth Every Year Money & Credit December 22nd, 2023
WHAT’S MY NET WORTH?Do I know? Should I know? These are questions I’ve thought about long and hard. After tracking…
Should You Continue Working After Starting To Collect Social Security Benefits?
Should You Continue Working After Starting To Collect Social Security Benefits? Investing & Retirement December 20th, 2023
SOCIAL SECURITY’Scomplexity never fails to surprise. While many retirees have some sense for what factors determine the size of their…
10 Rules for an Enjoyable Retirement
10 Rules for an Enjoyable Retirement Investing & Retirement May 19th, 2023
WANT A HAPPIER,more fulfilling retirement? You work your entire life to get there, and you want to make the most…
7 Challenges in Retirement (and How To Solve Them)
7 Challenges in Retirement (and How To Solve Them) Investing & Retirement May 9th, 2023
AH, RETIREMENT.You’re blissfully free of the daily grind. If you’ve made plans for this long-awaited milestone, great. What if you…
What Is the Best Way To Withdraw Money in Retirement?
What Is the Best Way To Withdraw Money in Retirement? Investing & Retirement September 29th, 2022
LOTS OF RESEARCHhas been done on the best way to generate retirement income. It’s one of the most popular topics…
16 Things That Are a Total Waste of Money
16 Things That Are a Total Waste of Money Money & Credit September 23rd, 2022
FROM THE LOFTYperch of old age, and after a lifetime of thrift, I declare that I am qualified to comment…
9 Things To Do Before You Quit Your Job and Retire
9 Things To Do Before You Quit Your Job and Retire Investing & Retirement September 10th, 2022
IMAGINE YOU PLANto retire next year. What can you do beforehand to gain the most later on? Here are some…
12 Horrible Investment Mistakes
12 Horrible Investment Mistakes Investing & Retirement June 8th, 2022
WANT TO IMPROVEyour investment results? The deadly sins below are not only among the most serious financial transgressions, but also…
Should Retirees Be Nervous About the Stock Market Right Now?
Should Retirees Be Nervous About the Stock Market Right Now? Investing & Retirement May 10th, 2022
EVERY MARKET DECLINEis different, but all of them can feel unnerving, even for the most steadfast of investors. Spooked by…
How This Man Overcame His Biggest Financial Blunder: A Failed Business
How This Man Overcame His Biggest Financial Blunder: A Failed Business Business & Entrepreneurs April 15th, 2022
IF YOU ASKED MEabout my financial life, I could regale you with stories about working the swing shift at the…
10 Questions To Help You Squeeze More Happiness Out of Your Financial Life
10 Questions To Help You Squeeze More Happiness Out of Your Financial Life Save Money March 29th, 2022
COULD YOU SQUEEZEmore happiness from your dollars? Here are 10 questions to ponder: Which expenditures from the past year do…
Your Credit Score May Help Lower Your Auto and Home Insurance
Your Credit Score May Help Lower Your Auto and Home Insurance Insurance March 28th, 2022
I RECENTLY STUMBLEDon a way to save a significant sum on my home and auto insurance. While I knew that…
Ask Yourself These 8 Money Questions To Gain Perspective
Ask Yourself These 8 Money Questions To Gain Perspective Money & Credit February 22nd, 2022
MONEY MAY SEEMimportant—and it is. But it isn’t nearly as important as we imagine. Want a little perspective on your…
Why This Retiree Isn’t Afraid To Spend Money
Why This Retiree Isn’t Afraid To Spend Money Investing & Retirement February 18th, 2022
THE DRUMBEATof “retirement crisis” is much too loud. While 54% of retirees believe there’s a national retirement crisis, just 4%describetheir…
Why a Financial Analyst Switched to a “Do-Nothing” Investment Strategy
Why a Financial Analyst Switched to a “Do-Nothing” Investment Strategy Investing & Retirement January 28th, 2022
I ONCE JOINEDa book club led by an amazingly smart guy. We were reading a challenging book by Nassim NicholasTaleb,…
A Retiree Shares His 5 Best Money Moves in Retirement
A Retiree Shares His 5 Best Money Moves in Retirement Investing & Retirement January 19th, 2022
WHEN FOLKS TALKabout their best financial decisions, they’ll often mention the investments they bought. But my list is quite different.…
Are You Investing or Gambling?
Are You Investing or Gambling? Investing & Retirement December 21st, 2021
MANY TIMES IN MYcareer, I’ve heard people say, “The stock market is just one big casino” or “Buying stocks is…
Why I Decided To Stop Obsessing Over My Investment Portfolio
Why I Decided To Stop Obsessing Over My Investment Portfolio Investing & Retirement December 17th, 2021
TWO MONTHS AGO,Ifessed upto my addiction to financial market news. Despite knowing better, I’ve followed the markets closely for years…
4 Questions To Ask Yourself Before Retiring Early
4 Questions To Ask Yourself Before Retiring Early Investing & Retirement December 10th, 2021
I RECENTLY LEFT MYjob without having another lined up. Upon quitting, I noticed an immediate mindset shift: I went from…
Are We Heading Into a Recession?
Are We Heading Into a Recession? Money & Credit November 3rd, 2021
I’M PLAYING ECONOMISTtoday, looking ahead to third-quarter GDP, thefirst estimateof which was released Thursday. No, I won’t be offering a…
The 5 Big Mistakes This Career-Long Banker Made in Retirement
The 5 Big Mistakes This Career-Long Banker Made in Retirement Investing & Retirement October 26th, 2021
IT’S EMBARRASSINGto admit in a public forum that I failed at retirement. But I’m doing so—because I think people can…
A Unique Way To Think About Spending Money
A Unique Way To Think About Spending Money Money & Credit October 25th, 2021
A LOT OF INK HASbeen spilled over young people’s spending decisions and the impact on retirement savings. Whether it’s a…
Is 65 the Best Age To Retire?
Is 65 the Best Age To Retire? Investing & Retirement October 19th, 2021
ONE OF THE VERYbest financial decisions is available to almost every American worker. That’s the good news. The bad news:…
6 Things Retirees Often Overlook
6 Things Retirees Often Overlook Investing & Retirement October 5th, 2021
PERSONAL FINANCEpundits love to debate safe withdrawal rates—the amount a retiree can withdraw each year from a portfolio without depleting…
Why You Should Ignore the Free Dinner Invitation in Your Mailbox
Why You Should Ignore the Free Dinner Invitation in Your Mailbox Investing & Retirement September 30th, 2021
HOW LUCKY I WASto be the recipient of a dinner invitation to Ruth’s Chris. I love a sizzling ribeye, so…
Vanguard Is Cutting Costs of Its Target-Date Funds Soon
Vanguard Is Cutting Costs of Its Target-Date Funds Soon Investing & Retirement September 29th, 2021
VANGUARD GROUPrecently announcedsignificant price cuts for its fleet of target-date retirement funds. Currently, investors can own a Vanguard target fund…
This Decision Could Increase Your Social Security Benefit by 8% Each Year
This Decision Could Increase Your Social Security Benefit by 8% Each Year Investing & Retirement September 28th, 2021
“SHOULD YOU BUYan annuity from Social Security?” That’s the title of apaperreleased by Boston College’s Center for Retirement Research (CRR)…
3 Personal Finance Rules You Can Consider Breaking
3 Personal Finance Rules You Can Consider Breaking Money & Credit September 21st, 2021
I’M NOT A RULEbreaker. In the nearly 40 years I’ve had a driver’s license, I’ve received just one traffic citation.…
Is This Investing Approach Better Than the 4% Rule?
Is This Investing Approach Better Than the 4% Rule? Investing & Retirement September 10th, 2021
THE MUCH-DEBATED 4%rule—which Iwrote aboutback in July—is a popular way to think about portfolio withdrawals in retirement. But it isn’t…