Humble Dollar About the author:
We like to think of HumbleDollar as an encyclopedia with attitude, and that attitude emphasizes humility. Managing money may be simple, but it isn’t easy.
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3 Personal Finance Rules You Can Consider Breaking
3 Personal Finance Rules You Can Consider Breaking Money & Credit September 21, 2021
I’M NOT A RULEbreaker. In the nearly 40 years I’ve had a driver’s license, I’ve received just one traffic citation.…
12 Horrible Investment Mistakes
12 Horrible Investment Mistakes Investing & Retirement September 14, 2021
WANT TO IMPROVEyour investment results? The deadly sins below are not only among the most serious financial transgressions, but also…
A Unique Alternative to the 4% Rule
A Unique Alternative to the 4% Rule Investing & Retirement September 10, 2021
THE MUCH-DEBATED 4% rule—which I wrote about back in July—is a popular way to think about portfolio withdrawals in retirement. But it isn’t…
6 Tips To Stop Worrying About Your Investments
6 Tips To Stop Worrying About Your Investments Investing & Retirement September 7, 2021
TODAY’S STOCK MARKETreminds me of Charles Dickens’s famous line: “It was the best of times, it was the worst of…
10 Things To Consider if You Outlive Your Spouse
10 Things To Consider if You Outlive Your Spouse Money & Credit September 2, 2021
IF YOU’RE MARRIED,it’s almost certain that one of you will outlive the other—perhaps by many years. What are the financial…
10 Important Money Lessons You’ll Wish You Knew Sooner
10 Important Money Lessons You’ll Wish You Knew Sooner Money & Credit August 31, 2021
I HAVE DEVOTEDmy entire adult life to learning about money. That might sound like cruel-and-unusual punishment, but I’ve mostly enjoyed…
16 Things That Are a Total Waste of Money
16 Things That Are a Total Waste of Money Money & Credit August 26, 2021
FROM THE LOFTYperch of old age, and after a lifetime of thrift, I declare that I am qualified to comment…
A Case For Collecting Social Security at 62
A Case For Collecting Social Security at 62 Investing & Retirement August 24, 2021
FINANCIAL EXPERTSoften advise retirees to delay claiming Social Security. Their actuarial tables and statistics make acompellingcase. Still, as soon as…
3 Money Motivations to Consider in Your 50s
3 Money Motivations to Consider in Your 50s Investing & Retirement August 17, 2021
GROWING UP, I WASheavily influenced by the ideals of the Protestantwork ethic. Working hard and finding career success provided great…
10 Things To Know About Social Security Spousal Benefits
10 Things To Know About Social Security Spousal Benefits Investing & Retirement August 10, 2021
ON THE SURFACE,Social Security seems straightforward: During our working years, we pay into the system. Then, when we’re older, the…
5 Ways To Be Smarter With Your Retirement Savings
5 Ways To Be Smarter With Your Retirement Savings Investing & Retirement August 3, 2021
VANGUARD GROUPreleased its latestHow America Savesreport last month. The survey details the behavior of participants in Vanguard-managed 401(k) and similar…
5 Ways To Protect Your Retirement Accounts From Being Hacked
5 Ways To Protect Your Retirement Accounts From Being Hacked Investing & Retirement July 27, 2021
OVER A PRODUCTIVE30-year career that ended in 1950, Willie Sutton robbed as many as 100 banks for gains worth $40…
Is $1 Million Really Enough for Retirement?
Is $1 Million Really Enough for Retirement? Investing & Retirement July 20, 2021
MANY PEOPLE TELL MEthey need, say, $1 million or $2 million to retire, effectively equating retirement with a dollar amount.…
3 Key Elements for a Successful Retirement
3 Key Elements for a Successful Retirement Investing & Retirement July 13, 2021
RETIREMENT CAN BEthe best time of our life—but only if we manage it right. I recently passed a milestone: the…
How a 1% Fee Can Sabotage Your Retirement Savings
How a 1% Fee Can Sabotage Your Retirement Savings Investing & Retirement July 6, 2021
ONE PERCENTis the average annual costchargedby actively managed stock mutual funds. One percent is also thetypical feecharged by financial advisors…
Why Your Retirement Budget Doesn’t Really Matter
Why Your Retirement Budget Doesn’t Really Matter Investing & Retirement June 29, 2021
ON THE JOURNEYto retirement, should you focus on setting a retirement spending budget or on making sure you have adequate…
4 Things To Consider Before You Downsize in Retirement
4 Things To Consider Before You Downsize in Retirement Investing & Retirement June 22, 2021
MANY DREAM of retiring to the beach. My wife and I just did it. We recently sold our primary home outside…
9 Tips To Eliminate Your Money Doubts
9 Tips To Eliminate Your Money Doubts Investing & Retirement June 15, 2021
I’VE LATELY BEENhaving a hard time sleeping—and I have a pretty good idea why. It has to do with two…
Think You Might Outlive Your Savings? Consider These 6 Financial Tweaks
Think You Might Outlive Your Savings? Consider These 6 Financial Tweaks Investing & Retirement June 8, 2021
RETIREMENT MAY MARKthe end of fulltime work—but that doesn’t mean we should stop working on our finances. Even after we…
5 Cash-Killing Numbers You Need To Know
5 Cash-Killing Numbers You Need To Know Money & Credit June 1, 2021
A LOT OF INVESTMENTmath focuses on how moneygrowsover time. But as an attorney who’s worked with many clients hoping to…
What Type of Retiree Are You?
What Type of Retiree Are You? Investing & Retirement May 25, 2021
THE PRODUCERSof retirement commercials would like us to believe that all retirees are the same. They aren’t. To behappyin retirement,…