More posts by Humble Dollar
I’M NOT A RULEbreaker. In the nearly 40 years I’ve had a driver’s license, I’ve received just one traffic citation.…
WANT TO IMPROVEyour investment results? The deadly sins below are not only among the most serious financial transgressions, but also…
THE MUCH-DEBATED 4% rule—which I wrote about back in July—is a popular way to think about portfolio withdrawals in retirement. But it isn’t…
TODAY’S STOCK MARKETreminds me of Charles Dickens’s famous line: “It was the best of times, it was the worst of…
IF YOU’RE MARRIED,it’s almost certain that one of you will outlive the other—perhaps by many years. What are the financial…
I HAVE DEVOTEDmy entire adult life to learning about money. That might sound like cruel-and-unusual punishment, but I’ve mostly enjoyed…
FROM THE LOFTYperch of old age, and after a lifetime of thrift, I declare that I am qualified to comment…
FINANCIAL EXPERTSoften advise retirees to delay claiming Social Security. Their actuarial tables and statistics make acompellingcase. Still, as soon as…
GROWING UP, I WASheavily influenced by the ideals of the Protestantwork ethic. Working hard and finding career success provided great…
ON THE SURFACE,Social Security seems straightforward: During our working years, we pay into the system. Then, when we’re older, the…
VANGUARD GROUPreleased its latestHow America Savesreport last month. The survey details the behavior of participants in Vanguard-managed 401(k) and similar…
OVER A PRODUCTIVE30-year career that ended in 1950, Willie Sutton robbed as many as 100 banks for gains worth $40…
MANY PEOPLE TELL MEthey need, say, $1 million or $2 million to retire, effectively equating retirement with a dollar amount.…
RETIREMENT CAN BEthe best time of our life—but only if we manage it right. I recently passed a milestone: the…
ONE PERCENTis the average annual costchargedby actively managed stock mutual funds. One percent is also thetypical feecharged by financial advisors…
ON THE JOURNEYto retirement, should you focus on setting a retirement spending budget or on making sure you have adequate…
MANY DREAM of retiring to the beach. My wife and I just did it. We recently sold our primary home outside…
I’VE LATELY BEENhaving a hard time sleeping—and I have a pretty good idea why. It has to do with two…
RETIREMENT MAY MARKthe end of fulltime work—but that doesn’t mean we should stop working on our finances. Even after we…
A LOT OF INVESTMENTmath focuses on how moneygrowsover time. But as an attorney who’s worked with many clients hoping to…
THE PRODUCERSof retirement commercials would like us to believe that all retirees are the same. They aren’t. To behappyin retirement,…
