Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

Immediate Payout Annuity: What Is It and Do You Need It?
Immediate Payout Annuity: What Is It and Do You Need It? Investing & Retirement August 5th, 2022
Depending on who you're around, sometimes you have to watch your words. I'm not talking about avoiding certain four-letter words…
Should You Sell or Stay in the Stock Market if You Are Retired or Retiring Soon?
Should You Sell or Stay in the Stock Market if You Are Retired or Retiring Soon? Investing & Retirement July 25th, 2022
Whether you celebrated this year's arrival of a bear market or felt pain largely depends on how close you are…
What Is a Bear Market?
What Is a Bear Market? Investing & Retirement July 14th, 2022
The words themselves sound ominous -- if not scary: "bear market." The S&P 500 entered a bear market in June,…
Real Estate Investing: What To Know BEFORE You Start
Real Estate Investing: What To Know BEFORE You Start Homes & Real Estate July 1st, 2022
You've decided to invest in real estate. Now what? Real estate has been a hot commodity of late, generating some…
Clark Howard revisits his crypto predictions and takes after the onset of 'Crypto Winter.'
What Clark Howard Thinks of ‘Crypto Winter’ After Big Crash Investing & Retirement June 27th, 2022
If you think the S&P 500 decline has been brutal, check out some of the devastating crashes that have taken…
investment fees
What Fee Percentage Is Too High for Your Investments? Investing & Retirement June 20th, 2022
It's easy to focus on your investment choices and your returns. But tax implications and investment fees can have an…
12 Horrible Investment Mistakes
12 Horrible Investment Mistakes Investing & Retirement June 8th, 2022
WANT TO IMPROVEyour investment results? The deadly sins below are not only among the most serious financial transgressions, but also…
The best stock trading and investment apps in 2021 are free and offer the opportunity to invest in many different asset classes.
6 Best Stock Trading & Investment Apps in 2022 Investing & Retirement June 3rd, 2022
The best stock trading apps allow you to buy and sell a variety of investments for free right from your…
Thrift Savings Plan
What Is a Thrift Savings Plan? Investing & Retirement May 26th, 2022
What is a Thrift Savings Plan (TSP), and how is it different than a 401(k) or IRA? To start, money…
interest rate impact
11 Ways Interest Rate Hikes Will Impact Your Wallet Banks & Banking May 26th, 2022
With the Federal Reserve eager to tamp down inflation, the period of historically low interest rates in the United States…
Compound interest can turn you into a millionaire with a little patience and persistance.
How To Turn $100 a Week Into $1 Million With Compound Interest Investing & Retirement May 11th, 2022
Compound interest is one of the most exciting financial phenomena. Why? It's earning interest on interest! Get 10% in annual…
Should Retirees Be Nervous About the Stock Market Right Now?
Should Retirees Be Nervous About the Stock Market Right Now? Investing & Retirement May 10th, 2022
EVERY MARKET DECLINEis different, but all of them can feel unnerving, even for the most steadfast of investors. Spooked by…
Is a recession coming in the United States?
Is a Recession Coming to the United States in 2022? Investing & Retirement May 6th, 2022
It's possible that we're headed for a recession in the United States right now. However, that may not mean what…
Traditional vs. Roth: A Quick Answer for Your Investments
Traditional vs. Roth: A Quick Answer for Your Investments Investing & Retirement May 5th, 2022
Choosing between a traditional and Roth 401(k) or IRA means sifting through a number of variables. But if you have…
Becoming a 401(k) millionaire is more attainable than you may realize.
How To Retire a Millionaire With a 401(k) Plan in 22 Years Investing & Retirement May 4th, 2022
Funding your retirement is one of the most important financial goals you'll ever pursue. But it can seem daunting, especially…
You can buy treasury bonds just like countries, Wall Street firms and wealthy individuals.
Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account Investing & Retirement May 3rd, 2022
If you're a saver, you've been punished for years with terrible interest rates on your savings account, CDs or money…
What Is a Spousal IRA and What Are the Rules?
What Is a Spousal IRA and What Are the Rules? Investing & Retirement April 13th, 2022
Did you know you can put aside thousands of dollars toward retirement each year through a spousal IRA even if…
Why You Should Never Invest With a Bank
Why You Should Never Invest With a Bank Investing & Retirement March 16th, 2022
Earning interest on loans and charging fees for things such as overdrafts aren't the only way that banks make money.…
Best Investments in 2022: Risks and Rewards for Popular Investment Choices
Best Investments in 2022: Risks and Rewards for Popular Investment Choices Investing & Retirement March 7th, 2022
Having money beyond your day-to-day needs is great. It means that you can save and invest. It also means that…
U.S. retirement cities on a map
New Report: Top 5 Cities for Retired Singles Investing & Retirement March 4th, 2022
If you’re a single retiree or perhaps close to retirement and looking for a new place to live, it's worth…
When Should You Pay Off Your Mortgage Instead of Investing?
When Should You Pay Off Your Mortgage Instead of Investing? Investing & Retirement February 28th, 2022
Should you pay down your mortgage beyond the minimum or invest instead? If you're among the 85 million American individuals…
When You Should (and Shouldn’t) Use a 529 Plan
When You Should (and Shouldn’t) Use a 529 Plan Children & Pets February 25th, 2022
It's a natural inclination for parents to start thinking about a child's education as soon as their baby is born.…
StockSelloff (2)
Should You Sell or Stay Put in the Stock Market? Investing & Retirement February 24th, 2022
The stock market is incredibly difficult to predict in the short term. The market will decline on plenty of days,…
Why This Retiree Isn’t Afraid To Spend Money
Why This Retiree Isn’t Afraid To Spend Money Investing & Retirement February 18th, 2022
THE DRUMBEATof “retirement crisis” is much too loud. While 54% of retirees believe there’s a national retirement crisis, just 4%describetheir…
Should You Fund Your IRA at Once or Steadily Contribute Throughout the Year?
Should You Fund Your IRA at Once or Steadily Contribute Throughout the Year? Investing & Retirement January 31st, 2022
Saving for your retirement through one of the tax-advantaged tools available in the United States offers you a major financial…
Why a Financial Analyst Switched to a “Do-Nothing” Investment Strategy
Why a Financial Analyst Switched to a “Do-Nothing” Investment Strategy Investing & Retirement January 28th, 2022
I ONCE JOINEDa book club led by an amazingly smart guy. We were reading a challenging book by Nassim NicholasTaleb,…
There’s Still Time To Contribute To Your IRA for 2021
There’s Still Time To Contribute To Your IRA for 2021 Investing & Retirement January 27th, 2022
There's still time to contribute to your Individual Retirement Account (IRA) for 2021. The tax year ended on Dec. 31,…
A Retiree Shares His 5 Best Money Moves in Retirement
A Retiree Shares His 5 Best Money Moves in Retirement Investing & Retirement January 19th, 2022
WHEN FOLKS TALKabout their best financial decisions, they’ll often mention the investments they bought. But my list is quite different.…
10 Cities Where Your Social Security Check Can Cover Housing Costs
10 Cities Where Your Social Security Check Can Cover Housing Costs Investing & Retirement January 18th, 2022
People considering retirement often worry about when to do it -- especially if they're concerned the money they've saved and…
How To Turn $500 a Year Into $100,000 in Retirement
How To Turn $500 a Year Into $100,000 in Retirement Investing & Retirement January 7th, 2022
Earning a giant pile of money is one way to prepare for retirement. But it's not realistic for everyone. Fortunately,…