Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

7 simple investing strategies that will help you in the long run
7 simple investing strategies that will help you in the long run Money & Credit July 13, 2016
We as a country can't continue to pay for the Social Security, Medicare and Medicaid obligations that we've promised our…
702(j) plans: The “retirement plan” that needs to retire!
702(j) plans: The “retirement plan” that needs to retire! Insurance July 5, 2016
Have you heard about the secret retirement plan called a 702(j) that the government supposedly doesn't want you to know…
196 of the best and worst cities for retirement
196 of the best and worst cities for retirement Money & Credit June 29, 2016
If you’re looking forthe best place to retire, there are a lot of factors to consider. Bankratejust releasednew rankings of196…
How you can make over $100K by skipping your morning coffee
How you can make over $100K by skipping your morning coffee Money & Credit June 13, 2016
I won’t lie. It’s going to take some time. But yes, youcanmake over $100,000 by skipping the coffee shop on…
66% of Americans don’t understand this crucial financial concept: Here’s how it works
66% of Americans don’t understand this crucial financial concept: Here’s how it works Money & Credit June 10, 2016
When it comes to personal finance, there are really just a handful of things you need to understand in order…
ETF/Exchange Traded Funds Guide
ETF/Exchange Traded Funds Guide Investing & Retirement May 27, 2016
ETFs (exchange traded funds) are the fastest growing area of investing, and Clark likes to call them 'a mutual fund for…
The alarming reason so many Americans are working past age 65
The alarming reason so many Americans are working past age 65 Money & Credit May 27, 2016
Seniors in America are delaying retirement, and it's not necessarily because they want to. Almost 20% of those over age…
9 retirement-friendly freebies that can save you big bucks
9 retirement-friendly freebies that can save you big bucks Deals & Savings May 26, 2016
Everybody loves free stuff, regardless of how old you are or how much money you have. Finding great deals and…
7 Social Security tricks to help you adapt to new rules
7 Social Security tricks to help you adapt to new rules Money & Credit May 24, 2016
The Bipartisan Budget Act, signed into law on November 2, 2015, effectively eliminated the File and Suspend and Restricted Application…
Investment Guide
Investment Guide Money & Credit May 1, 2016
Investing can seem so complicated that some just shut down and do nothing -- or hire a salesperson to guide…
How “robo-investing” will supercharge your savings
How “robo-investing” will supercharge your savings Money & Credit April 27, 2016
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9 investing pitfalls you’ll want to avoid
9 investing pitfalls you’ll want to avoid Investing & Retirement April 7, 2016
Are you 'Clark Smart' when it comes to investing? If you are inadvertently making any of these investing mistakes, you might want to tweak…
Big 3 discount investment houses go all in on robo-advising
Big 3 discount investment houses go all in on robo-advising Money & Credit March 30, 2016
For many years, the Big Three discount investing houses -- Fidelity, Schwab and Vanguard -- operated on a simple full…
3 reasons not to do business with a full-commission stock broker
3 reasons not to do business with a full-commission stock broker Money & Credit March 28, 2016
Do stockbrokers work for you or against you? The answer might surprise you. Stockbrokers are allowed to work against the…
How to get the maximum Social Security check
How to get the maximum Social Security check Money & Credit March 23, 2016
Want to know how to get the biggest Social Security check when you retire? I have guidance to help you.…
Everything you need to know about withdrawing money from your 401(k)
Everything you need to know about withdrawing money from your 401(k) Money & Credit March 23, 2016
In general, financial experts recommend against withdrawing from your 401(k) account unless it’s absolutely necessary. And Clark is definitely against…
How smart retired people manage assets during volatile markets
How smart retired people manage assets during volatile markets Money & Credit March 22, 2016
If you are retired, you have probably been a little anxious over the last 6 months watching your investment accounts…
5 secrets to becoming a millionaire
5 secrets to becoming a millionaire Money & Credit March 21, 2016
Millions of Americans today are overwhelmed by financial stress. For those who are nearing retirement, the fears are even greater.…
8 mistakes to avoid so you don’t go broke in retirement
8 mistakes to avoid so you don’t go broke in retirement Money & Credit March 14, 2016
After all the years you've spent building your nest egg for retirement and the hard work you've put in, you'll want…
Backyard ‘granny pods’: A new high-tech alternative to nursing homes
Backyard ‘granny pods’: A new high-tech alternative to nursing homes Homes & Real Estate March 10, 2016
So long, retirement homes. Some elderly parents are opting to live in their children's backyard in a high-tech 'granny pod'…
Why automatic savings works: How to do it & the best ways to save
Why automatic savings works: How to do it & the best ways to save Money & Credit March 7, 2016
Several years ago, a study done in Denmark found that automatic savings plans were more effective than tax subsidies when…
How to painlessly save $1 million for retirement by implementing one strategy
How to painlessly save $1 million for retirement by implementing one strategy Money & Credit March 3, 2016
There is a lot of power in deciding what you're going to dobefore something happens. It is far more likely…
4 sad facts about Americans’ savings and what you can do to fix it
4 sad facts about Americans’ savings and what you can do to fix it Money & Credit February 26, 2016
Save more andspend less. If you're a Clark Howard fan, then you're probably familiar with this concept, even if you…
How much a one-time 1% increase in savings will pay off in retirement
How much a one-time 1% increase in savings will pay off in retirement Money & Credit February 25, 2016
We're always hearing about the 1% in America. But for once, here's a 1% that can actually work in your…
Retirement plans are everything!
Retirement plans are everything! Money & Credit February 18, 2016
I'm a planner. I think this is one of those things you either are, or are not. I have dear…
When can you retire? It could be sooner than you think
When can you retire? It could be sooner than you think Money & Credit February 9, 2016
Retiring early isn’t something that everyone can do. Sometimes, though, people can retire early but don’t realize they have that…
Over 40 with no retirement savings? Take these 5 steps
Over 40 with no retirement savings? Take these 5 steps Money & Credit February 8, 2016
When Leslie Tayne turned 40, her retirement savings, like those of many Americans, were nonexistent. Tayne, founder of New York…
5 steps to avoid living a Groundhog Day in your finances
5 steps to avoid living a Groundhog Day in your finances Money & Credit February 2, 2016
According to Groundhog.org, Phil the groundhog predicted an early spring for 2016 in Punxsutawney, Pennsylvania, this morning. Phil did not see…
8 simple steps to going on a money diet
8 simple steps to going on a money diet Deals & Savings January 27, 2016
Have you ever tried a 'money diet'?Whether you call it a personal spendingfreeze,money diet, financial cleanse, saving challengeor skinny budget--…
New tool advises when you should take Social Security
New tool advises when you should take Social Security Insurance January 20, 2016
Read more: Social Security calculator tells you the best time to take benefits How to get the maximum Social Security…