Latest Investing & Retirement
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If you're like many U.S. workers, retirement can't come soon enough. Are you wondering when you can retire? And, how…
![A SEP IRA is a great retirement plan for those who earn self-employment income.](https://i0.wp.com/clark.com/wp-content/uploads/2021/04/dreamstime_xxl_148015937-1.jpg?resize=480%2C480&ssl=1)
If you're self-employed, contributing to a SEP IRA may be a great way to fund your retirement. In this article,…
![What Is a Solo 401(k) and How Does It Work?](https://i0.wp.com/clark.com/wp-content/uploads/2021/04/dreamstime_xxl_150688489-1.jpg?resize=480%2C480&ssl=1)
A solo 401(k) is a retirement plan for the self-employed. If you're a business owner, a solo 401(k) is a…
![Empower Review: How It Works, Pros & Cons](https://i0.wp.com/clark.com/wp-content/uploads/2021/01/Money-symbol-on-keyboard.jpg?resize=480%2C480&ssl=1)
This retirement-centric company helps you track and optimize your retirement planning with free tools. It also combines automated investing with…
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Oh, to be young with a bank account full of money and four decades to go before retirement age. That’s…
![Ask Clark money column](https://i0.wp.com/clark.com/wp-content/uploads/2021/01/Ask-Clark-money-tips-from-Clark-Howard-Podcast.png?resize=480%2C480&ssl=1)
It's never too early in life to start saving and investing. I envy today's teenagers who have the opportunity to…
![6 Challenges To Consider if You Plan To Retire Before 65](https://i0.wp.com/clark.com/wp-content/uploads/2021/12/dreamstime_xxl_139917014.jpg?resize=480%2C480&ssl=1)
Someone who listens to money expert Clark Howard's podcast asked a question about the challenges of retiring early. Her husband,…
![Ask Clark money column](https://i0.wp.com/clark.com/wp-content/uploads/2021/01/Ask-Clark-money-tips-from-Clark-Howard-Podcast.png?resize=480%2C480&ssl=1)
Buying a home is the biggest purchase many of us will ever make. The thought of owing perhaps hundreds of…
![Ask Clark money column](https://i0.wp.com/clark.com/wp-content/uploads/2021/01/Ask-Clark-money-tips-from-Clark-Howard-Podcast.png?resize=480%2C480&ssl=1)
An HSA, or a Health Savings Account, can be one of the most exciting financial tools if you know how…
![Ask Clark money column](https://i0.wp.com/clark.com/wp-content/uploads/2021/01/Ask-Clark-money-tips-from-Clark-Howard-Podcast.png?resize=480%2C480&ssl=1)
Compound interest is one of the most exciting, powerful and remarkable forces in finance. Given enough time, a modest amount…
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If you’re thinking about investing in mutual funds or index funds, you should know that it's quite normal for you…
![Tax-Loss Harvesting: How To Use a Bear Market To Lower Your Tax Bill](https://i0.wp.com/clark.com/wp-content/uploads/2022/10/dreamstime_xxl_237106736.jpg?resize=480%2C480&ssl=1)
It's been a rough year for U.S. equities. Due to a combination of historic inflation and aggressive interest rate hikes…
![IRS Announces Record 401(k) Contribution Limit Increase for 2023](https://i0.wp.com/clark.com/wp-content/uploads/2022/10/dreamstime_xxl_155736374.jpg?resize=480%2C480&ssl=1)
The Internal Revenue Service (IRS) announced a record increase in 401(k) contribution limits for 2023, raising the standard amount from…
!["What is an HSA" and "what are the HSA contribution limits in 2021" are common health insurance questions.](https://i0.wp.com/clark.com/wp-content/uploads/2021/01/dreamstime_xxl_140779512-2.jpg?resize=480%2C480&ssl=1)
If you’re enrolled in a high-deductible health plan at work, you may have been offered the option of an HSA.…
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The stock market’s performance of late has not been one for the faint of heart. It's not surprising if you're…
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The news on Wall Street isn't pretty these days: U.S. stock markets have been falling for months. The S&P 500…
![Fidelity, Vanguard Working To Prevent 401(k) Leaks](https://i0.wp.com/clark.com/wp-content/uploads/2022/10/dreamstime_xxl_135685914.jpg?resize=480%2C480&ssl=1)
The days of working for a single company for decades, getting a decadent retirement party and riding off into the…
![Don’t Make These 7 Common Retirement Mistakes](https://i0.wp.com/clark.com/wp-content/uploads/2017/10/Retirement-savings-plan.jpg?resize=480%2C480&ssl=1)
Financial planning and investing aren't rocket science. It's first and foremost about discipline. You set some goals, determine what needs…
![What Is the Best Way To Withdraw Money in Retirement?](https://i0.wp.com/clark.com/wp-content/uploads/2022/04/retirement-money-withdraw-e1648841667915.jpg?resize=480%2C480&ssl=1)
LOTS OF RESEARCHhas been done on the best way to generate retirement income. It’s one of the most popular topics…
![9 Things To Do Before You Quit Your Job and Retire](https://i0.wp.com/clark.com/wp-content/uploads/2021/10/Quit-job.jpg?resize=480%2C480&ssl=1)
IMAGINE YOU PLANto retire next year. What can you do beforehand to gain the most later on? Here are some…
![When Is the Best Time To Collect Social Security?](https://i0.wp.com/clark.com/wp-content/uploads/2019/07/SocialSecurity.jpg?resize=480%2C400&ssl=1)
Have you heard of the Stanford marshmallow experiment? Researchers gave children one marshmallow. They promised a second marshmallow if the…
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As the U.S. economy continues to try to ease inflation, money expert Clark Howard says a notable rise in interest…
![Should You Sell or Stay in the Stock Market if You Are Retired or Retiring Soon?](https://i0.wp.com/clark.com/wp-content/uploads/2022/07/dreamstime_xxl_30384373.jpg?resize=480%2C480&ssl=1)
Whether you celebrated this year's arrival of a bear market or felt pain largely depends on how close you are…
![What Is a Bear Market?](https://i0.wp.com/clark.com/wp-content/uploads/2022/07/dreamstime_xxl_94262134.jpg?resize=480%2C480&ssl=1)
The words themselves sound ominous -- if not scary: "bear market." The S&P 500 entered a bear market in June,…
![Real Estate Investing: What To Know BEFORE You Start](https://i0.wp.com/clark.com/wp-content/uploads/2021/12/dreamstime_xxl_148882206.jpg?resize=480%2C480&ssl=1)
You've decided to invest in real estate. Now what? Real estate has been a hot commodity of late, generating some…
![Clark Howard revisits his crypto predictions and takes after the onset of 'Crypto Winter.'](https://i0.wp.com/clark.com/wp-content/uploads/2022/06/dreamstime_xxl_114277622.jpg?resize=480%2C480&ssl=1)
If you think the S&P 500 decline has been brutal, check out some of the devastating crashes that have taken…
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It's easy to focus on your investment choices and your returns. But tax implications and investment fees can have an…
![12 Horrible Investment Mistakes](https://i0.wp.com/clark.com/wp-content/uploads/2021/09/Stock-market-down.jpg?resize=480%2C480&ssl=1)
WANT TO IMPROVEyour investment results? The deadly sins below are not only among the most serious financial transgressions, but also…
![The best stock trading and investment apps in 2021 are free and offer the opportunity to invest in many different asset classes.](https://i0.wp.com/clark.com/wp-content/uploads/2020/12/Best_apps_for_trading_stocks_and_investing.png?resize=480%2C480&ssl=1)
The best stock trading apps allow you to buy and sell a variety of investments for free right from your…
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What is a Thrift Savings Plan (TSP), and how is it different than a 401(k) or IRA? To start, money…