Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

StockSelloff (2)
Should You Sell or Stay Put in the Stock Market? Investing & Retirement March 9, 2020
The stock market is incredibly difficult to predict in the short term. The market will decline on plenty of days,…
Smiling female school teacher sitting on a chair facing students in a classroom holding up and explaining a worksheet
What Is a 403(b) and How Does It Work? Investing & Retirement March 5, 2020
A 403(b) plan is the public school employee's equivalent of the private sector 401(k). It's a retirement account designed to…
11 Ways to Save Money in Retirement
11 Ways to Save Money in Retirement Investing & Retirement March 4, 2020
Retirement can be a wonderful thing, but it comes without its own set of challenges. When you no longer have…
Two chairs overlooking Hawaii
Report: The Most Realistic Retirement Age in Every State Investing & Retirement March 2, 2020
Most Americans dream of retiring one day, but for that goal is more achievable for some people than others. The…
Report: Companies With the Best Retirement Plans
Report: These Companies Have the Best Retirement Plans Investing & Retirement February 26, 2020
The best retirement plans are typically those at companies that offer to match their employees' 401(k) contributions. The way it…
Banking on Your Home to Fund Your Retirement? Read This
Report: Some U.S. Homeowners Are Making a Big Retirement Mistake Investing & Retirement February 24, 2020
If you're thinking about using your home to fund your retirement, you might want to explore other options. The reason…
The #1 Difference Between Super Savers and Average Savers
The #1 Difference Between ‘Super Savers’ and Average Savers Investing & Retirement February 14, 2020
When it comes to saving money, some people are extremely good at it, while many more are just average or…
Coins stacked up and growing in value
What Is the Rule of 72 and Why Should You Care About It? Investing & Retirement February 14, 2020
Everybody loves the idea of doubling their money. But did you know there's a simple formula that can help you…
Retirement income
Big Changes Coming to Your Retirement Account in 2020 and Beyond Investing & Retirement January 23, 2020
If you've got a 401(k) or IRA, a brand new piece of legislation called the SECURE Act is making some…
money in a retirement fund piggy bank
2020 Retirement Contribution Limits: 401(k), Roth IRA, Traditional IRA and More Investing & Retirement November 14, 2019
Ready to save money for retirement? It's helpful to be aware of current retirement contribution limits so you know how…
Financial planner at work
Hiring a Fee-Only Financial Planner? Here’s What You Need to Look for First Investing & Retirement October 23, 2019
Finding a good financial planner can be tricky in the absence of a fiduciary rule requiring investment advisors to act…
Saving for retirement
6 Best Ways to Save for Retirement in Your 30s Investing & Retirement October 22, 2019
Are you starting to save for retirement in your 30s? This decade of your life can be one of the…
Mid-life couple sitting down and planning retirement
5 Best Ways to Save for Retirement in Your 40s Investing & Retirement October 11, 2019
Wondering about the best way to save for retirement in your 40s? Mid-life is a crucial point in any saver's…
Social Security card with $100 bills
Social Security Cost-of-Living Adjustment for 2020 Is 1.6% Investing & Retirement October 10, 2019
The Social Security Administration (SSA) just announced a nominal year-over-year rise in monthly benefits for Social Security and Supplemental Security Income…
Here are the best & worst places to live for retirees
Here are the best & worst places to live for retirees Investing & Retirement September 17, 2019
Many Americans know that when they reach retirement age, a life of comfort won't necessarily come from the income they've…
young woman with piggy bank
How to Start Saving for Retirement in Your 20s Investing & Retirement September 10, 2019
Wondering about how to get started saving for retirement in your 20s? In this article, we'll take a look at…
Retired couple enjoying a national park
How you can visit every national park in retirement  Investing & Retirement September 4, 2019
Ned and Nancy had no visions of green golf courses and bridge tournaments when they retired five years ago. Instead,…
Charles Schwab sign
6 Things to Know About Investing With Charles Schwab Investing & Retirement August 29, 2019
The investment world is all about low fees and, increasingly, even no fees. Leading the way on both fronts is…
saving for retirement in piggy bank
7 Best Ways to Save for Retirement in Your 50s Investing & Retirement August 19, 2019
Wondering about the best way to save for retirement in your 50s? Don't worry if you've gotten a slow start…
The key parts of a 401(k) retirement plan include a company match, 401(k) contribution limits, withdrawal rules and traditional vs. Roth 401(k) plans.
401(k) Guide: What Is a 401(k) Plan and How Does It Work? Investing & Retirement August 14, 2019
You've probably heard of a 401(k) retirement plan. You may even contribute to a 401(k) plan at work. Even so,…
401(k) loan
Ask Clark: Should You Ever Take a Loan From Your 401(k)? Investing & Retirement August 1, 2019
If you are facing a large amount of debt or a big unexpected expense and have a sizeable amount of…
Required Minimum Distributions: How To Calculate, Rules
Required Minimum Distributions: How To Calculate, Rules Investing & Retirement July 29, 2019
Once you turn 72, the IRS expects you to take Required Minimum Distributions (RMDs) from your retirement accounts each year.…
Retirement savings plan
How to Start Investing and Saving for Retirement Investing & Retirement July 24, 2019
We all know we should invest and save for our future, but many of us don't know how to start.…
10 Cities Where Your Social Security Check Can Cover Housing Costs
10 Cities Where Your Social Security Check Can Cover Housing Costs Investing & Retirement July 19, 2019
People considering retirement often worry about when to do it -- especially if they're concerned the money they've saved and…
Here are the best and worst states to retire in 2019
The best and worst states to retire to in 2019 Investing & Retirement July 10, 2019
When it comes to retirement destinations, many people look to settle down in sunny Florida or Arizona, but an increasing…
When Is the Best Time to Take Social Security?
When Is the Best Time to Take Social Security? Investing & Retirement July 8, 2019
The old saying that timing is everything certainly applies when you're talking about when to take Social Security! Study: Taking…
Roth 401(k) versus traditional 401(k)
What Is a Roth 401(k) and How Does It Work? Investing & Retirement June 21, 2019
If you’re a follower of money expert Clark Howard’s investment philosophies and the term “Roth 401(k)” doesn't already make you…
Retirement income
Do you know what your income streams will be in retirement? Investing & Retirement June 13, 2019
Entering retirement can spawn feelings you may not have felt since the last day of fifth grade. No more classes!…
Fundrise website on cell phone
What Is Fundrise and Should I Invest in It? Investing & Retirement June 7, 2019
Fundrise is a financial company that advertises itself as "a real alternative to investing in the stock market." The company…
date for retirement circled on a calendar
Should you have multiple target date funds? Investing & Retirement June 5, 2019
If you're confused by which target date fund to choose, you might be tempted to have multiple target date funds…