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More posts by Christopher Smith

A 401(k) match is an excellent feature of a workplace retirement plan that can help secure your financial future.
401(k) Match: What Is It, How It Works Investing & Retirement April 21, 2021
If your company offers a 401(k) match, get excited. You have an opportunity to stockpile free money for your retirement.…
IRA vs. 401(k): Both of the major retirement plan tools have strengths and weaknesses, but money expert Clark Howard holds a clear opinion.
IRA vs. 401(k): Which Is Better? Investing & Retirement April 20, 2021
If you're contributing to a retirement account in the United States, you've probably debated IRA vs. 401(k) at some point.…
Understanding the pros and cons of Roth vs. traditional 401(k)s can be helpful to maximizing your retirement saving and investing strategies.
Roth vs. Traditional 401(k): What’s the Difference? Investing & Retirement April 20, 2021
If you're enrolling in your company retirement plan, your company may offer you a choice: Roth vs. traditional 401(k). But…
Hybrid financial advisors are a favorite of money expert Clark Howard for investors of all kinds.
Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity Investing & Retirement April 19, 2021
Are you looking for a financial advisor? Money expert Clark Howard loves to recommend the hybrid advisor options from Vanguard,…
Learn the 401(k) contribution limits for 2021 so you avoid any potential tax headaches.
401(k) Contribution Limits for 2021 Investing & Retirement April 16, 2021
A workplace 401(k) plan can help you save a substantial amount of money for your retirement. But how much, exactly?…
How to open a Roth IRA
How To Open a Roth IRA Investing & Retirement April 13, 2021
Money expert Clark Howard thinks Roth IRAs are just about the best tool around when it comes to saving for…
Clark.com's Personal Capital review explains how the company attracts two kinds of users: those looking for free financial planning tools and those looking to invest with a hybrid financial advisor.
Personal Capital Review: How It Works, Pros & Cons Investing & Retirement April 7, 2021
This retirement-centric company helps you track and optimize your retirement planning with free tools. It also combines automated investing with…
Best Financial Advisors in 2021
Best Financial Advisors in 2021 Investing & Retirement April 6, 2021
Type "best financial advisors" into your favorite search engine, and you'll get a variety of results including lists of robo-advisors,…
Schwab Intelligent Portfolios Premium offers a hybrid financial advisor option that Clark Howard recommends.
Schwab Intelligent Portfolios Premium Review Investing & Retirement April 5, 2021
Schwab Intelligent Portfolios Premium provides a way to invest your money and get inexpensive access to a team of financial…
Betterment vs Wealthfront
Betterment vs. Wealthfront: Which Robo-Advisor Is Best for You? Investing & Retirement April 1, 2021
“Betterment vs. Wealthfront: Who’s best?” is a seemingly never-ending debate among robo-advisor enthusiasts. But which robo-advisor actually is the best?…
Consider these questions to ask a financial advisor before you decide to hire one, money expert Clark Howard says.
10 Questions To Ask a Financial Advisor Investing & Retirement April 1, 2021
You may not interview a fast-food manager about her menu or quiz a mall employee on the origins of the…
Should you roll over your 401(k) to an IRA? It depends on several factors, money expert Clark Howard says.
401(k) Rollover: What You Need To Know & Options Investing & Retirement March 29, 2021
Should you roll over your 401(k) or leave it with your old company? If you've recently left a job or…
Fidelity Personalized Planning and Advice offers financial planning and coaching as well as robo-investing.
Fidelity Personalized Planning & Advice Review Investing & Retirement March 29, 2021
Fidelity Personalized Planning and Advice offers robo-investing plus unlimited financial planning and coaching. In this article, I'll explain why money…
Betterment Review: How It Works, Pros & Cons
Betterment Review: How It Works, Pros & Cons Investing & Retirement March 25, 2021
If you're reading a Betterment review, you probably already know something about robo-advisors. But how do they work, and what…
Wealthfront Review
Wealthfront Review: How It Works, Pros & Cons Investing & Retirement March 25, 2021
As I hope you'll understand after reading this Wealthfront review, if you want to outsource your investing but you don't…
Clark Howard explains how to find a financial advisor and why you want a fee-only fiduciary.
How To Find and Choose a Financial Advisor Investing & Retirement March 25, 2021
If you want to learn how to find a financial advisor you can trust, you've come to the right place.…
Once you decide to roll over your 401(k), it's important to understand how to roll over a 401(k).
401(k) Rollover: How To Roll Over a 401(k) Investing & Retirement March 24, 2021
If you've decided to move the funds from your retirement account at your former company, you need to understand how…
Vanguard Personal Advisor Services Review
Vanguard Personal Advisor Services Review Investing & Retirement March 22, 2021
Vanguard Personal Advisor Services offers the personal touch and level of service of a traditional financial advisor at the price…
Marcus Invest Review: How It Works, Pros & Cons
Marcus Invest Review: How It Works, Pros & Cons Investing & Retirement March 12, 2021
Goldman Sachs recently unveiled its robo-advisor, Marcus Invest, which I'll review in this article. How does Marcus Invest compare to…
How much does a financial advisor cost? The answer depends on the type of financial advisor you choose and the method they use to get paid.
How Much Does a Financial Advisor Cost? Investing & Retirement February 24, 2021
Figuring out how much a financial advisor costs can be challenging. But it's easier if you understand how financial advisors…
A fiduciary financial advisor must put their clients' interests above their own.
What Is a Fiduciary Financial Advisor and Do I Need One? Investing & Retirement February 22, 2021
If you're looking for financial advice, you may come across the term “fiduciary financial advisor.” What is a fiduciary? And…
Should I Pay Off Debt, Save Money or Invest?
Should I Pay Off Debt, Save Money or Invest? Investing & Retirement February 18, 2021
You've got some cash and you're facing a financial decision: Should you invest, pay off debt or save that money…
In this Charles Schwab review, I'll explain why money expert Clark Howard strongly recommends the investment company.
Charles Schwab Review 2021: Pros & Cons Investing & Retirement February 17, 2021
In some ways, writing a Charles Schwab review isn't much different now than it would have been in the 1970s.…
In this Vanguard review, we'll explain why The Vanguard Group is excellent for passive investors and index funds.
Vanguard Review 2021: Pros & Cons Investing & Retirement February 17, 2021
Most Vanguard reviews focus on the firm's bread and butter: its low-cost index funds. The Vanguard Group is not a…
Clark.com reviews Fidelity Investments to explain which investors are best suited for the brokerage firm.
Fidelity Investments Review 2021: Pros & Cons Investing & Retirement February 17, 2021
You probably know Fidelity Investments is a giant, popular investment company. Our Fidelity review will help you figure out whether…
What do you do with a lump sum, inheritance or windfall?
What To Do With a Lump Sum, Inheritance or Windfall Investing & Retirement February 17, 2021
If you recently received a lump sum of money through an inheritance or any other reason, congratulations. You're in a…
Fidelity vs. Vanguard vs. Schwab is a popular choice for retail investors.
Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Investing & Retirement February 5, 2021
Fidelity, Vanguard and Schwab are massively popular investment companies. Money expert Clark Howard recommends all three. If you’re deciding which…
How much money do you need in an emergency fund, and where should you put your emergency fund? Money expert Clark Howard explains his point of view.
Emergency Fund Complete Guide: How Much & Where Save Money February 2, 2021
You may know what an emergency fund is, but are you sure about where to put it, how much to…
Clark.com offers advice on who should use a robo-advisor for their investment needs.
Who Should Use a Robo-Advisor? Investing & Retirement January 29, 2021
Robots are slowly invading society, but at least so far, the relationship isn’t adversarial like you see in the movies.…
What is a financial advisor and how much do financial advisors cost? Clark Howard answers those questions and more.
What Is a Financial Advisor and Do I Need One? Investing & Retirement January 29, 2021
Considering that as little as 1% of the U.S. population uses a financial advisor, there’s understandably some mystery about what…