Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

Fort Lauderdale, Florida is one of the best places to retire
Report: 10 Best Retirement Cities in America Investing & Retirement October 5th, 2020
If you’ve started researching when — and where — to retire, we don’t have to tell you that living in…
401 K plan in tablet with money on a table
Ask Clark: Should I Take Money From My 401(k) Right Now? Investing & Retirement September 30th, 2020
The economic fallout from the coronavirus pandemic is staggering. Millions of Americans have joined the ranks of the unemployed. As…
Social Security card and money
The Age Most Americans Are Claiming Social Security Benefits Investing & Retirement September 16th, 2020
Do you know the best age to claim you federal retirement benefits? A recent report says most older Americans don’t…
Financial advisor looking at stock market prices on his phone
Here’s What Retirees Are Asking Their Financial Advisors Investing & Retirement August 24th, 2020
If you are retired or thinking about retiring soon, the recent economic volatility might have you concerned about your financial…
broken piggy bank
Beware of Making This $300,000 Mistake With Your 401(k) Investing & Retirement June 24th, 2020
There could be a hidden time bomb ticking in your 401(k) that could leave you with $300,000 less to spend…
unemployment benefits written on pad surrounded by money and calculator
Ask Clark: Does Collecting Unemployment Affect Social Security in the Long Run? Investing & Retirement April 17th, 2020
The coronavirus pandemic has forced millions onto the unemployment rolls almost overnight. Naturally, many of those people are wondering what…
Financial planner at work
Hiring a Fee-Only Financial Planner? Here’s What You Need to Look for First Investing & Retirement March 25th, 2020
Finding a good financial planner can be tricky in the absence of a fiduciary rule requiring investment advisors to act…
Dollar bill with 401k image
Ask Clark: What Do I Do With My 401(k) if I Am Laid Off? Investing & Retirement March 24th, 2020
When times get tough and you're out of work, you may be tempted to tap your 401(k) for living expenses.…
Young man thinking about investing in the stock market
Ask Clark: Should I Buy Stocks Right Now? Investing & Retirement March 23rd, 2020
If you're a younger investor, you may be wondering if you should use money you've saved for another purpose to…
Investments and Retirement
Ask Clark: What Should I Do About My Investments if I’m Retiring This Year? Investing & Retirement March 16th, 2020
If you're just on the cusp of retiring, you've probably been rattled by all the recent downward moves in the…
traffic sign that reads 'warning bear market ahead'
What Is a Bear Market? Investing & Retirement March 16th, 2020
According to the Chinese calendar, 2020 is supposed to be the year of the rat. But if you ask anyone…
Fundrise website on cell phone
What Is Fundrise and Should I Invest in It? Investing & Retirement March 3rd, 2020
Fundrise is a financial company that advertises itself as "a real alternative to investing in the stock market." The company…
Report: Companies With the Best Retirement Plans
Report: These Companies Have the Best Retirement Plans Investing & Retirement February 26th, 2020
The best retirement plans are typically those at companies that offer to match their employees' 401(k) contributions. The way it…
Banking on Your Home to Fund Your Retirement? Read This
Report: Some U.S. Homeowners Are Making a Big Retirement Mistake Investing & Retirement February 24th, 2020
If you're thinking about using your home to fund your retirement, you might want to explore other options. The reason…
Retirement income
Big Changes Coming to Your Retirement Account in 2020 and Beyond Investing & Retirement January 23rd, 2020
If you've got a 401(k) or IRA, a brand new piece of legislation called the SECURE Act is making some…
Bitcoin and marijuana together as alternative investments
Clark’s #1 Rule on Investing in Things Like Gold, Marijuana and Bitcoin Investing & Retirement January 16th, 2020
We've recently been in the midst of the longest ever bull market in U.S. history, with stocks hitting several all-time…
Index Annuities Are Poison for Your Pocketbook
Index Annuities Are Poison for Your Pocketbook Insurance January 1st, 2020
For years, Clark has warned people about something known as index annuities. They're one of the hottest products in the…
money in a retirement fund piggy bank
2020 Retirement Contribution Limits: 401(k), Roth IRA, Traditional IRA and More Investing & Retirement November 14th, 2019
Ready to save money for retirement? It's helpful to be aware of current retirement contribution limits so you know how…
Saving for retirement
6 Best Ways to Save for Retirement in Your 30s Investing & Retirement October 22nd, 2019
Are you starting to save for retirement in your 30s? This decade of your life can be one of the…
Social Security card with $100 bills
Social Security Cost-of-Living Adjustment for 2020 Is 1.6% Investing & Retirement October 10th, 2019
The Social Security Administration (SSA) just announced a nominal year-over-year rise in monthly benefits for Social Security and Supplemental Security Income…
Charles Schwab sign
6 Things to Know About Investing With Charles Schwab Investing & Retirement October 2nd, 2019
The investment world is all about low fees and, increasingly, even no fees. Leading the way on both fronts is…
Here are the best & worst places to live for retirees
Here are the best & worst places to live for retirees Investing & Retirement September 17th, 2019
Many Americans know that when they reach retirement age, a life of comfort won't necessarily come from the income they've…
Retired couple enjoying a national park
How you can visit every national park in retirement  Investing & Retirement September 4th, 2019
Ned and Nancy had no visions of green golf courses and bridge tournaments when they retired five years ago. Instead,…
This SSA life expectancy calculator shows how long you’ll receive benefits
This SSA life expectancy calculator shows how long you’ll receive benefits Investing & Retirement August 21st, 2019
Everyone wants to maximize their retirement benefits. Fortunately, the Social Security Administration (SSA) life expectancy calculator can help you do…
Businessman Brainstorming About Retirement Planning
Ask Clark: What Should I Look for in a Retirement Destination? Investing & Retirement August 16th, 2019
In addition to the question of when you're going to retire, where is a big issue. You may vacation to…
Should you sell or stay put in the stock market?
Should you sell or stay put in the stock market? Investing & Retirement August 15th, 2019
Are you worried by the current economics news? The latest headlines of looming recession are troubling. But money expert Clark…
Here are the best and worst states to retire in 2019
The best and worst states to retire to in 2019 Investing & Retirement July 10th, 2019
When it comes to retirement destinations, many people look to settle down in sunny Florida or Arizona, but an increasing…
Retirement income
Do you know what your income streams will be in retirement? Investing & Retirement June 13th, 2019
Entering retirement can spawn feelings you may not have felt since the last day of fifth grade. No more classes!…
date for retirement circled on a calendar
Should you have multiple target date funds? Investing & Retirement June 5th, 2019
If you're confused by which target date fund to choose, you might be tempted to have multiple target date funds…
Vanguard screenshot
5 Things to Know About Investing With Vanguard Investing & Retirement May 30th, 2019
When it comes to investing, money expert Clark Howard favors investment companies that hold costs down for their customers and…