Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

Gold bullion on American dollar banknotes close up
Clark Howard’s Advice on Buying Gold Investing & Retirement May 26, 2017
Gold is one of the most popular investments in the world. In fact, according to data-driven visual content site Visual…
Beware of pump and dump stock scams that will leave you broke
Beware of pump and dump stock scams that will leave you broke Scams & Rip-Offs May 11, 2017
More scams to watch out for: The simplest, most effective way to prevent debit fraud Top 10 financial scams targeting…
6 reasons I own dividend-paying stocks
6 reasons I own dividend-paying stocks Investing & Retirement May 1, 2017
It's no secret that I'm a big believer in income investing. Folks who know my philosophy know that dividend-paying stocks…
5 ways to buy stocks for free or very cheap
5 ways to buy stocks for free or very cheap Money & Credit April 14, 2017
Coming in May 2017: Motif Investing will charge a $10 semi-annual platform fee on low-balance accounts with little trading activity.…
The 10 best and worst states to retire in 2017
The 10 best and worst states to retire in 2017 Investing & Retirement March 30, 2017
If you're thinking about moving to a new state for retirement, Florida may be the first place that comes to…
This one simple tip can help you earn more than 90% of investors
This one simple tip can help you earn more than 90% of investors Money & Credit March 24, 2017
If you want to know how Clark has been successful at investing and how he's taught others to do the…
Series I savings bonds and cash
Are bonds a good investment right now? Money & Credit March 13, 2017
Bonds are under fire. This favored investment of old-money matrons and conservative investors is suddenly controversial with many investors reconsidering…
The new investing rule of thumb you should probably be using
The new investing rule of thumb you should probably be using Money & Credit February 16, 2017
We financial planners love rules of thumb. Honestly, it sometimes seems like everything we learn in years of schooling and…
Vanguard crosses $4 trillion asset threshold
Vanguard crosses $4 trillion asset threshold Money & Credit February 10, 2017
It's one of Clark's favorite discount investment brokerages...and it's growth is off the charts! Vanguard has now crossed the $4…
Charles Schwab cutting fees again
Charles Schwab cutting fees again Money & Credit February 3, 2017
The battle of low-cost investing is on and Charles Schwab has fired a decisive shot against its competitors. Read more:…
Best discount investment brokers of 2017
Best discount investment brokers of 2017 Money & Credit January 31, 2017
Don't let the hard-earned money that you invest get eaten up with fees! Check out this list of the best…
Consumers warming up to the idea of robo-advising
Consumers warming up to the idea of robo-advising Money & Credit January 31, 2017
Even though robo-advising is still in its infancy, we're already seeing signs that consumers are embracing the idea of getting…
5 lessons from a man who became a millionaire in 10 years
5 lessons from a man who became a millionaire in 10 years Money & Credit January 13, 2017
Justin McCurry is a retirement success story. He didn't have a wealthy family member who gave him a big inheritance, nor…
Over 90% of Americans make this costly 401(k) mistake
Over 90% of Americans make this costly 401(k) mistake Money & Credit January 11, 2017
Do you know how much money you're paying infees and other expenses associated with your investment accounts? If the answer…
1 simple change that can drastically increase your retirement savings
1 simple change that can drastically increase your retirement savings Money & Credit January 8, 2017
Let’s just be clear upfront: New Year’s resolutions almost never work. Their failure rate is so high, I’m half embarrassed…
Your money could fall into the wrong hands if you don’t update this crucial information
Your money could fall into the wrong hands if you don’t update this crucial information Money & Credit January 4, 2017
When people think about estate planning and what will happen to their assets after they're gone, they often only worry…
How rising interest rates will impact investors
How rising interest rates will impact investors Money & Credit December 16, 2016
Interest rates are on the rise. Is that a good thing or bad thing for you as an investor? The…
Vanguard introducing loads on 2 funds in 2017?
Vanguard introducing loads on 2 funds in 2017? Money & Credit November 30, 2016
Vanguard is getting ready to ring in 2017 with stealth fees on two newer funds. Read more: Nearly 25% of…
5 steps to achieving the money mindset to get out of debt
5 steps to achieving the money mindset to get out of debt Money & Credit November 29, 2016
When we started dating 13 years ago, we quickly became consumed by ourselves, as new couples often do. The only…
Clark to investors: Don’t worry, be happy!
Clark to investors: Don’t worry, be happy! Money & Credit November 9, 2016
There's a lot of concern among investors in the aftermath of President-elect Donald Trump's victory among. People want to know…
salt financial etf investment
Stash puts the power of investing in the palm of your hand Money & Credit October 28, 2016
What's standing between you and investing for your future—right now, this very minute? Is it time? Money? Knowledge? A new…
6 lessons from a man who retired at 37
6 lessons from a man who retired at 37 Money & Credit October 20, 2016
Clark is big into the idea of taking charge of your financial future and empowering yourself. Today we present the…
Index Annuities Are Poison for Your Pocketbook
Index Annuities Are Poison for Your Pocketbook Insurance October 14, 2016
For years, Clark has warned people about something known as index annuities. They're one of the hottest products in the…
The smartest financial decision you will ever make
The smartest financial decision you will ever make Money & Credit October 4, 2016
There's really only one thing young people need know about money: Save for retirement, starting now. Yes, at some point…
Index fund investing beats actively managed investing 90% of the time
Index fund investing beats actively managed investing 90% of the time Money & Credit September 22, 2016
When it comes to investing, Clark doesn't get caught up trying to pick individual stocks of the latest and hottest…
Millionaire secrets: 5 things more important than having $1 million
Millionaire secrets: 5 things more important than having $1 million Money & Credit September 9, 2016
When it comes to personal finance, many people want to have $1 million in assets before retirement.But some millionaires say…
4 easy ways people with limited or low income can save for retirement
4 easy ways people with limited or low income can save for retirement Money & Credit September 8, 2016
Saving for retirement is hard. It is even more difficult when you have a limited or low income. You may…
A new rule could liquidate a person’s IRA after 3 years of inactivity
A new rule could liquidate a person’s IRA after 3 years of inactivity Money & Credit September 6, 2016
A recentreportby theWall Street Journaldescribesnew rules that will take effect on September 10, makingit possible for thePennsylvania Treasury to liquidate…
8 nuggets of investing wisdom from Vanguard’s founder
8 nuggets of investing wisdom from Vanguard’s founder Money & Credit September 6, 2016
When he was 70, Jack Bogle was forced out of the company he'd founded. There was a pesky little issue…
How to save for healthcare and retirement at the same time
How to save for healthcare and retirement at the same time Health Insurance September 2, 2016
It's no secret that Clark is a fan of HSA's, or Health Savings Accounts. Although they're not for everybody, HSAs can…