Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

Here are the best & worst places to live for retirees
Here are the best & worst places to live for retirees Investing & Retirement September 17th, 2019
Many Americans know that when they reach retirement age, a life of comfort won't necessarily come from the income they've…
young woman with piggy bank
How to Start Saving for Retirement in Your 20s Investing & Retirement September 10th, 2019
Wondering about how to get started saving for retirement in your 20s? In this article, we'll take a look at…
Retired couple enjoying a national park
How you can visit every national park in retirement  Investing & Retirement September 4th, 2019
Ned and Nancy had no visions of green golf courses and bridge tournaments when they retired five years ago. Instead,…
This SSA life expectancy calculator shows how long you’ll receive benefits
This SSA life expectancy calculator shows how long you’ll receive benefits Investing & Retirement August 21st, 2019
Everyone wants to maximize their retirement benefits. Fortunately, the Social Security Administration (SSA) life expectancy calculator can help you do…
Businessman Brainstorming About Retirement Planning
Ask Clark: What Should I Look for in a Retirement Destination? Investing & Retirement August 16th, 2019
In addition to the question of when you're going to retire, where is a big issue. You may vacation to…
Should you sell or stay put in the stock market?
Should you sell or stay put in the stock market? Investing & Retirement August 15th, 2019
Are you worried by the current economics news? The latest headlines of looming recession are troubling. But money expert Clark…
401(k) loan
Ask Clark: Should You Ever Take a Loan From Your 401(k)? Investing & Retirement August 1st, 2019
If you are facing a large amount of debt or a big unexpected expense and have a sizeable amount of…
Here are the best and worst states to retire in 2019
The best and worst states to retire to in 2019 Investing & Retirement July 10th, 2019
When it comes to retirement destinations, many people look to settle down in sunny Florida or Arizona, but an increasing…
Retirement income
Do you know what your income streams will be in retirement? Investing & Retirement June 13th, 2019
Entering retirement can spawn feelings you may not have felt since the last day of fifth grade. No more classes!…
date for retirement circled on a calendar
Should you have multiple target date funds? Investing & Retirement June 5th, 2019
If you're confused by which target date fund to choose, you might be tempted to have multiple target date funds…
Vanguard screenshot
5 Things to Know About Investing With Vanguard Investing & Retirement May 30th, 2019
When it comes to investing, money expert Clark Howard favors investment companies that hold costs down for their customers and…
The best places to get immediate payout annuities
The best places to get immediate payout annuities Investing & Retirement May 30th, 2019
Longtime listeners know that annuities are a four-letter word in my mind. Most annuities have massive commissions and massive expenses.…
Saving money
Where to put your cash now Banks & Banking May 20th, 2019
If you've successfully managed to set up your household budget such that you have some extra money saved up for…
Fidelity Investments
7 Things to Know About Investing With Fidelity Investments Investing & Retirement May 9th, 2019
Do you invest with Fidelity Investments or are you thinking about investing with them? This popular online discount brokerage is…
Retirement
The most retirement-friendly states in 2019 Investing & Retirement April 26th, 2019
One of my favorite economic concepts is that people respond to incentives. If a product you want is on sale,…
Teen 3 jobs
How a summer job could turn you into a millionaire Money & Credit April 25th, 2019
If you're a teen or the parent of a teen reading this, we have some very compelling numbers to show…
annuity
Ask Clark: Is it still a bad idea to buy annuities? Investing & Retirement April 22nd, 2019
Insurance companies and other financial institutions love to sell annuities to deal with one of the biggest fears in many…
retirement fund
How to Maximize Your Retirement Savings in 2019 Investing & Retirement April 18th, 2019
When you're looking to save money for retirement, it's helpful to know how much cash you're allowed to stash in…
vanguard founder john bogle
Vanguard founder John C. Bogle dead at 89: Read his words of wisdom Money & Credit January 17th, 2019
If you're an investor and you own an index fund, you probably have John Clifton Bogle to thank. The legendary…
401(k) IRA Roth
Reminder: The contribution limits for your 401(k) and IRA have gone up for 2019! Money & Credit January 4th, 2019
Now that the calendar has turned you can contribute more money than ever to your retirement accounts! If you are…
How to find out about class action lawsuits - Stack of money ($100 bills)
The inventor of index funds lives by these 3 simple money rules Money & Credit December 10th, 2018
In a recent interview with the Wall Street Journal, John Bogle, founder and former chairman of index-fund behemoth Vanguard Group,…
overstock
Overstock branches out into roboadvising Investing & Retirement October 25th, 2018
You can already buy everything from home goods to shoes to handbags and even cars on Overstock. Now the e-commerce…
'retirement planning' written on a notebook with a calculator and coins
Should I roll over my 401(k) into an IRA when leaving my job? Money & Credit October 9th, 2018
Paul Simon once famously sang about "50 ways to leave your lover," but there must be 101 reasons why people…
investing mistake
The #1 mistake people make when opening an investment account Investing & Retirement October 8th, 2018
Congratulations! You've finally contributed some money to a brokerage account like an IRA or a Roth IRA so you can…
bank sign
Why You Should Never Go to Your Bank for Investment Advice Money & Credit October 3rd, 2018
When you think of investing, do you immediately think about getting investment advice and buying investments through your local branch…
money on fire
Financial Independence, Retire Early: What You Need To Know About the ‘FIRE’ Movement Money & Credit September 6th, 2018
What would you say if we told you some people willingly deprive themselves of luxuries and save up to 70%…
Happy retirement
It’s never too late to be a happy retiree Money & Credit August 20th, 2018
Do the latest “You Should Have ___ Millions Saved For Retirement By Now” articles make you wince? You're not alone.…
Why automatic savings works: How to do it & the best ways to save
Why automatic savings works: How to do it & the best ways to save Money & Credit August 6th, 2018
Several years ago, a study done in Denmark found that automatic savings plans were more effective than tax subsidies when…
5 ways to buy stocks for free or very cheap
5 ways to buy stocks for free or very cheap Money & Credit August 6th, 2018
Coming in May 2017: Motif Investing will charge a $10 semi-annual platform fee on low-balance accounts with little trading activity.…
Here’s a new way to fund your Acorns account
Here’s a new way to fund your Acorns account Money & Credit August 6th, 2018
If you're familiar with Acorns, you probably know it's an app that lets you invest spare change and hopefully turn…