Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

How to Retire Early graphic
How to Retire Early Investing & Retirement February 1st, 2021
A lot of people dream of being able to stop working their 9-5 job and retire early. But what does…
Ask Clark money column
What Is Going On With GameStop? Investing & Retirement January 29th, 2021
The rally behind video game retailer GameStop’s stock market price has caused quite a commotion in the financial world. As…
The three investing categories include self-directed, robo-advisor and financial advisor.
Investing: Self-Directed vs. Robo-Advisor vs. Financial Advisor Investing & Retirement January 27th, 2021
When you set out to invest, you first have to determine whether you’re going to handle everything yourself or outsource…
Saver’s Credit: How To Get Free Money To Save for Retirement
Saver’s Credit: How To Get Free Money To Save for Retirement Taxes January 15th, 2021
If you think you have to earn a lot of money to be able to save for the future, you're…
Ask money expert Clark Howard your money questions
Ask Clark: Is the 4% Retirement Rule Still Accurate? Investing & Retirement December 14th, 2020
Welcome to Ask Clark, a column designed to answer your financial questions by money expert Clark Howard. Is the 4%…
Retirement money
How Long Will $920,400 Last in Retirement? Investing & Retirement November 10th, 2020
If you've got close to a million dollars socked away for retirement, you're in pretty good shape, right? Well, it…
The Securing a Strong Retirement Act of 2020 is a bipartisan bill that would help the American public with its retirement needs.
Helpful Changes May Be Coming to Your Retirement Accounts Investing & Retirement November 2nd, 2020
A new bipartisan retirement bill introduced in the U.S. House of Representatives last week could provide help to seniors, lower-income…
2021 Retirement Contribution Limits: 401(k), Roth IRA, Traditional IRA and More
2021 Retirement Contribution Limits: 401(k), Roth IRA, Traditional IRA and More Investing & Retirement October 30th, 2020
Ready to save money for retirement? It’s helpful to be aware of current retirement contribution limits so you know how…
The Easiest Way to Start Saving for Retirement When You’re Saving Zero Right Now
The Easiest Way to Start Saving for Retirement When You’re Saving Zero Right Now Money & Credit October 30th, 2020
Unless you want to keep working forever, you've got to learn how to save more today for your retirement tomorrow.…
Social Security Cost-of-Living Adjustment for 2021 Is 1.3%
Social Security Cost-of-Living Adjustment for 2021 Is 1.3% Investing & Retirement October 13th, 2020
The Social Security Administration (SSA) just announced a slight year-over-year rise in monthly benefits for Social Security and Supplemental Security…
saving for retirement in piggy bank
7 Best Ways to Save for Retirement in Your 50s Investing & Retirement October 13th, 2020
Wondering about the best way to save for retirement in your 50s? Don't worry if you've gotten a slow start…
Fort Lauderdale, Florida is one of the best places to retire
Report: 10 Best Retirement Cities in America Investing & Retirement October 5th, 2020
If you’ve started researching when — and where — to retire, we don’t have to tell you that living in…
401 K plan in tablet with money on a table
Ask Clark: Should I Take Money From My 401(k) Right Now? Investing & Retirement September 30th, 2020
The economic fallout from the coronavirus pandemic is staggering. Millions of Americans have joined the ranks of the unemployed. As…
Social Security card and money
The Age Most Americans Are Claiming Social Security Benefits Investing & Retirement September 16th, 2020
Do you know the best age to claim you federal retirement benefits? A recent report says most older Americans don’t…
Financial advisor looking at stock market prices on his phone
Here’s What Retirees Are Asking Their Financial Advisors Investing & Retirement August 24th, 2020
If you are retired or thinking about retiring soon, the recent economic volatility might have you concerned about your financial…
broken piggy bank
Beware of Making This $300,000 Mistake With Your 401(k) Investing & Retirement June 24th, 2020
There could be a hidden time bomb ticking in your 401(k) that could leave you with $300,000 less to spend…
Coronavirus & Your Finances: What to Know and Do
Coronavirus and Your Money: Answers and Resources Money & Credit May 26th, 2020
The coronavirus (COVID-19) pandemic is affecting nearly every aspect of our daily lives. Whether you are worried about your job,…
unemployment benefits written on pad surrounded by money and calculator
Ask Clark: Does Collecting Unemployment Affect Social Security in the Long Run? Investing & Retirement April 17th, 2020
The coronavirus pandemic has forced millions onto the unemployment rolls almost overnight. Naturally, many of those people are wondering what…
Financial planner at work
Hiring a Fee-Only Financial Planner? Here’s What You Need to Look for First Investing & Retirement March 25th, 2020
Finding a good financial planner can be tricky in the absence of a fiduciary rule requiring investment advisors to act…
Dollar bill with 401k image
Ask Clark: What Do I Do With My 401(k) if I Am Laid Off? Investing & Retirement March 24th, 2020
When times get tough and you're out of work, you may be tempted to tap your 401(k) for living expenses.…
Young man thinking about investing in the stock market
Ask Clark: Should I Buy Stocks Right Now? Investing & Retirement March 23rd, 2020
If you're a younger investor, you may be wondering if you should use money you've saved for another purpose to…
Investments and Retirement
Ask Clark: What Should I Do About My Investments if I’m Retiring This Year? Investing & Retirement March 16th, 2020
If you're just on the cusp of retiring, you've probably been rattled by all the recent downward moves in the…
traffic sign that reads 'warning bear market ahead'
What Is a Bear Market? Investing & Retirement March 16th, 2020
According to the Chinese calendar, 2020 is supposed to be the year of the rat. But if you ask anyone…
Fundrise website on cell phone
What Is Fundrise and Should I Invest in It? Investing & Retirement March 3rd, 2020
Fundrise is a financial company that advertises itself as "a real alternative to investing in the stock market." The company…
Two chairs overlooking Hawaii
Report: The Most Realistic Retirement Age in Every State Investing & Retirement March 2nd, 2020
Most Americans dream of retiring one day, but for that goal is more achievable for some people than others. The…
Report: Companies With the Best Retirement Plans
Report: These Companies Have the Best Retirement Plans Investing & Retirement February 26th, 2020
The best retirement plans are typically those at companies that offer to match their employees' 401(k) contributions. The way it…
Banking on Your Home to Fund Your Retirement? Read This
Report: Some U.S. Homeowners Are Making a Big Retirement Mistake Investing & Retirement February 24th, 2020
If you're thinking about using your home to fund your retirement, you might want to explore other options. The reason…
The #1 Difference Between Super Savers and Average Savers
The #1 Difference Between ‘Super Savers’ and Average Savers Investing & Retirement February 14th, 2020
When it comes to saving money, some people are extremely good at it, while many more are just average or…
Retirement income
Big Changes Coming to Your Retirement Account in 2020 and Beyond Investing & Retirement January 23rd, 2020
If you've got a 401(k) or IRA, a brand new piece of legislation called the SECURE Act is making some…
Bitcoin and marijuana together as alternative investments
Clark’s #1 Rule on Investing in Things Like Gold, Marijuana and Bitcoin Investing & Retirement January 16th, 2020
We've recently been in the midst of the longest ever bull market in U.S. history, with stocks hitting several all-time…