Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

The IRS increased the max 401(k) contribution for 2022 to $20,500.
IRS Announces 401(k) Contribution Limit Increase for 2022 Investing & Retirement November 5th, 2021
The Internal Revenue Service has announced that individuals will be allowed to contribute up to $20,500 to their 401(k) plans…
The 5 Big Mistakes This Career-Long Banker Made in Retirement
The 5 Big Mistakes This Career-Long Banker Made in Retirement Investing & Retirement October 26th, 2021
IT’S EMBARRASSINGto admit in a public forum that I failed at retirement. But I’m doing so—because I think people can…
Is 65 the Best Age To Retire?
Is 65 the Best Age To Retire? Investing & Retirement October 19th, 2021
ONE OF THE VERYbest financial decisions is available to almost every American worker. That’s the good news. The bad news:…
#1 investment mistake to avoid
The Biggest Mistake People Make When Opening an Investment Account Investing & Retirement October 18th, 2021
When opening an investment account such as a traditional or Roth IRA, there's a common mistake people make that could…
Ask Clark money column
Will I Still Get the 5.9% Increase if I Wait To Collect Social Security? Investing & Retirement October 18th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. If I Wait To…
Ask Clark money column
Why Are My Social Security Checks Delayed? Investing & Retirement October 13th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, by money expert Clark Howard. What's With My Social…
6 Things Retirees Often Overlook
6 Things Retirees Often Overlook Investing & Retirement October 5th, 2021
PERSONAL FINANCEpundits love to debate safe withdrawal rates—the amount a retiree can withdraw each year from a portfolio without depleting…
Why You Should Ignore the Free Dinner Invitation in Your Mailbox
Why You Should Ignore the Free Dinner Invitation in Your Mailbox Investing & Retirement September 30th, 2021
HOW LUCKY I WASto be the recipient of a dinner invitation to Ruth’s Chris. I love a sizzling ribeye, so…
Vanguard Is Cutting Costs of Its Target-Date Funds Soon
Vanguard Is Cutting Costs of Its Target-Date Funds Soon Investing & Retirement September 29th, 2021
VANGUARD GROUPrecently announcedsignificant price cuts for its fleet of target-date retirement funds. Currently, investors can own a Vanguard target fund…
This Decision Could Increase Your Social Security Benefit by 8% Each Year
This Decision Could Increase Your Social Security Benefit by 8% Each Year Investing & Retirement September 28th, 2021
“SHOULD YOU BUYan annuity from Social Security?” That’s the title of apaperreleased by Boston College’s Center for Retirement Research (CRR)…
Ask Clark money column
Should I Use Different Investment Companies To Make Sure My Portfolio is Diversified? Investing & Retirement September 13th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. How Many Companies Should…
Is This Investing Approach Better Than the 4% Rule?
Is This Investing Approach Better Than the 4% Rule? Investing & Retirement September 10th, 2021
THE MUCH-DEBATED 4%rule—which Iwrote aboutback in July—is a popular way to think about portfolio withdrawals in retirement. But it isn’t…
6 Tips To Stop Worrying About Your Investments
6 Tips To Stop Worrying About Your Investments Investing & Retirement September 7th, 2021
TODAY’S STOCK MARKETreminds me of Charles Dickens’s famous line: “It was the best of times, it was the worst of…
retirement money
Report: These Are the Biggest Retirement Fears for Americans Investing & Retirement September 3rd, 2021
While there’s no doubt about the emotional toll the COVID-19 pandemic has had, the financial damage has been just as…
A Case For Collecting Social Security at 62
A Case For Collecting Social Security at 62 Investing & Retirement August 24th, 2021
FINANCIAL EXPERTSoften advise retirees to delay claiming Social Security. Their actuarial tables and statistics make acompellingcase. Still, as soon as…
3 Money Motivations to Consider in Your 50s
3 Money Motivations to Consider in Your 50s Investing & Retirement August 17th, 2021
GROWING UP, I WASheavily influenced by the ideals of the Protestantwork ethic. Working hard and finding career success provided great…
How To Get a Social Security Card Replacement
How To Get a Social Security Card Replacement Investing & Retirement August 12th, 2021
Are you in need of a new Social Security card? It's easy to start the process online in all but…
The best passive income ideas still take work, time and money.
23 Best Passive Income Ideas To Build Wealth Investing & Retirement August 11th, 2021
Passive income can help you achieve financial freedom and live the life of your dreams. Who doesn't want to get…
Ask Clark money column
Should We Put a Hold on Our Investments Because of the Current Economic Uncertainty? Investing & Retirement August 11th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. We’re Nervous About the…
10 Things To Know About Social Security Spousal Benefits
10 Things To Know About Social Security Spousal Benefits Investing & Retirement August 10th, 2021
ON THE SURFACE,Social Security seems straightforward: During our working years, we pay into the system. Then, when we’re older, the…
Cricket and Acorns have partnered to offer customers free investment money.
There’s a New Way To Invest Money: With Your Cell Phone Bill Budgeting & Saving August 9th, 2021
There's a new corporate partnership that can help consumers get a boost in their efforts to save and invest. If…
Robinhood's stock price soared dramatically less than a week after the fintech company announced its IPO.
What’s Happening With Robinhood’s Stock? Investing & Retirement August 6th, 2021
Robinhood's stock has sent investors and short-term traders into a frenzy less than one week after its IPO. Trading under…
5 Ways To Be Smarter With Your Retirement Savings
5 Ways To Be Smarter With Your Retirement Savings Investing & Retirement August 3rd, 2021
VANGUARD GROUPreleased its latestHow America Savesreport last month. The survey details the behavior of participants in Vanguard-managed 401(k) and similar…
The Dividend Aristocrats are some of the best dividend stocks because they've raised their dividend for at least 25 consecutive years.
What Are Dividend Stocks and Should You Invest in Them? Investing & Retirement July 28th, 2021
Is building a dividend portfolio a good idea, and what are the best dividend stocks? In this article, I'll tell…
5 Ways To Protect Your Retirement Accounts From Being Hacked
5 Ways To Protect Your Retirement Accounts From Being Hacked Investing & Retirement July 27th, 2021
OVER A PRODUCTIVE30-year career that ended in 1950, Willie Sutton robbed as many as 100 banks for gains worth $40…
money in savings for piggy bank
Warning: Watch Out for These CD Rate Advertisements Investing & Retirement July 26th, 2021
With the current economic situation being what it is, money expert Clark Howard is getting a lot of questions about…
Is $1 Million Really Enough for Retirement?
Is $1 Million Really Enough for Retirement? Investing & Retirement July 20th, 2021
MANY PEOPLE TELL MEthey need, say, $1 million or $2 million to retire, effectively equating retirement with a dollar amount.…
3 Key Elements for a Successful Retirement
3 Key Elements for a Successful Retirement Investing & Retirement July 13th, 2021
RETIREMENT CAN BEthe best time of our life—but only if we manage it right. I recently passed a milestone: the…
Money expert Clark Howard doesn't like investing in individual stocks.
Clark’s Take: Should You Invest in Stocks at All? Investing & Retirement July 12th, 2021
Money expert Clark Howard isn't a fan of investing in individual stocks. Clark thinks putting an outsized percentage of your…
Use a compound interest calculator to figure out how much money you'll be able to make on your savings and investments.
How To Calculate Compound Interest Investing & Retirement July 9th, 2021
Whoever came up with the phrase, "It takes money to make money," was probably a big fan of compound interest.…