Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

Coins stacked up and growing in value
What Is the Rule of 72 and Why Should You Care About It? Investing & Retirement February 14, 2020
Everybody loves the idea of doubling their money. But did you know there's a simple formula that can help you…
Retirement income
Big Changes Coming to Your Retirement Account in 2020 and Beyond Investing & Retirement January 23, 2020
If you've got a 401(k) or IRA, a brand new piece of legislation called the SECURE Act is making some…
money in a retirement fund piggy bank
2020 Retirement Contribution Limits: 401(k), Roth IRA, Traditional IRA and More Investing & Retirement November 14, 2019
Ready to save money for retirement? It's helpful to be aware of current retirement contribution limits so you know how…
Financial planner at work
Hiring a Fee-Only Financial Planner? Here’s What You Need to Look for First Investing & Retirement October 23, 2019
Finding a good financial planner can be tricky in the absence of a fiduciary rule requiring investment advisors to act…
Saving for retirement
6 Best Ways to Save for Retirement in Your 30s Investing & Retirement October 22, 2019
Are you starting to save for retirement in your 30s? This decade of your life can be one of the…
Mid-life couple sitting down and planning retirement
5 Best Ways to Save for Retirement in Your 40s Investing & Retirement October 11, 2019
Wondering about the best way to save for retirement in your 40s? Mid-life is a crucial point in any saver's…
Social Security card with $100 bills
Social Security Cost-of-Living Adjustment for 2020 Is 1.6% Investing & Retirement October 10, 2019
The Social Security Administration (SSA) just announced a nominal year-over-year rise in monthly benefits for Social Security and Supplemental Security Income…
Here are the best & worst places to live for retirees
Here are the best & worst places to live for retirees Investing & Retirement September 17, 2019
Many Americans know that when they reach retirement age, a life of comfort won't necessarily come from the income they've…
young woman with piggy bank
How to Start Saving for Retirement in Your 20s Investing & Retirement September 10, 2019
Wondering about how to get started saving for retirement in your 20s? In this article, we'll take a look at…
Retired couple enjoying a national park
How you can visit every national park in retirement  Investing & Retirement September 4, 2019
Ned and Nancy had no visions of green golf courses and bridge tournaments when they retired five years ago. Instead,…
Charles Schwab sign
6 Things to Know About Investing With Charles Schwab Investing & Retirement August 29, 2019
The investment world is all about low fees and, increasingly, even no fees. Leading the way on both fronts is…
saving for retirement in piggy bank
7 Best Ways to Save for Retirement in Your 50s Investing & Retirement August 19, 2019
Wondering about the best way to save for retirement in your 50s? Don't worry if you've gotten a slow start…
The key parts of a 401(k) retirement plan include a company match, 401(k) contribution limits, withdrawal rules and traditional vs. Roth 401(k) plans.
401(k) Guide: What Is a 401(k) Plan and How Does It Work? Investing & Retirement August 14, 2019
You've probably heard of a 401(k) retirement plan. You may even contribute to a 401(k) plan at work. Even so,…
401(k) loan
Ask Clark: Should You Ever Take a Loan From Your 401(k)? Investing & Retirement August 1, 2019
If you are facing a large amount of debt or a big unexpected expense and have a sizeable amount of…
Required Minimum Distributions: How To Calculate, Rules
Required Minimum Distributions: How To Calculate, Rules Investing & Retirement July 29, 2019
Once you turn 72, the IRS expects you to take Required Minimum Distributions (RMDs) from your retirement accounts each year.…
Retirement savings plan
How to Start Investing and Saving for Retirement Investing & Retirement July 24, 2019
We all know we should invest and save for our future, but many of us don't know how to start.…
10 Cities Where Your Social Security Check Can Cover Housing Costs
10 Cities Where Your Social Security Check Can Cover Housing Costs Investing & Retirement July 19, 2019
People considering retirement often worry about when to do it -- especially if they're concerned the money they've saved and…
Here are the best and worst states to retire in 2019
The best and worst states to retire to in 2019 Investing & Retirement July 10, 2019
When it comes to retirement destinations, many people look to settle down in sunny Florida or Arizona, but an increasing…
When Is the Best Time To Collect Social Security?
When Is the Best Time To Collect Social Security? Investing & Retirement July 8, 2019
Have you heard of the Stanford marshmallow experiment? Researchers gave children one marshmallow. They promised a second marshmallow if the…
Roth 401(k) versus traditional 401(k)
What Is a Roth 401(k) and How Does It Work? Investing & Retirement June 21, 2019
If you believe in money expert Clark Howard’s investment philosophy and the term “Roth 401(k)” doesn't already make you smile,…
Retirement income
Do you know what your income streams will be in retirement? Investing & Retirement June 13, 2019
Entering retirement can spawn feelings you may not have felt since the last day of fifth grade. No more classes!…
Fundrise website on cell phone
What Is Fundrise and Should I Invest in It? Investing & Retirement June 7, 2019
Fundrise is a financial company that advertises itself as "a real alternative to investing in the stock market." The company…
date for retirement circled on a calendar
Should you have multiple target date funds? Investing & Retirement June 5, 2019
If you're confused by which target date fund to choose, you might be tempted to have multiple target date funds…
Vanguard screenshot
5 Things to Know About Investing With Vanguard Investing & Retirement May 30, 2019
When it comes to investing, money expert Clark Howard favors investment companies that hold costs down for their customers and…
Saving money
Where to put your cash now Banks & Banking May 20, 2019
If you've successfully managed to set up your household budget such that you have some extra money saved up for…
#1 investment mistake to avoid
The Biggest Mistake People Make When Opening an Investment Account Investing & Retirement May 17, 2019
When opening an investment account such as a traditional or Roth IRA, there's a common mistake people make that could…
Bitcoin and marijuana together as alternative investments
Clark’s #1 Rule on Investing in Things Like Gold, Marijuana and Bitcoin Investing & Retirement May 13, 2019
We've recently been in the midst of the longest ever bull market in U.S. history, with stocks hitting several all-time…
Fidelity Investments
7 Things to Know About Investing With Fidelity Investments Investing & Retirement May 9, 2019
Do you invest with Fidelity Investments or are you thinking about investing with them? This popular online discount brokerage is…
Retirement
The most retirement-friendly states in 2019 Investing & Retirement April 26, 2019
One of my favorite economic concepts is that people respond to incentives. If a product you want is on sale,…
annuity
Ask Clark: Is it still a bad idea to buy annuities? Investing & Retirement April 22, 2019
Insurance companies and other financial institutions love to sell annuities to deal with one of the biggest fears in many…