Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

5 brilliant ways to invest an extra $500
5 brilliant ways to invest an extra $500 Money & Credit January 13, 2016
When an extra $500 comes your way, what do you do with it? Do you put it toward debt? Head…
14 money mistakes you don’t want to make in your 30s
14 money mistakes you don’t want to make in your 30s Money & Credit January 5, 2016
As I venture into my early 30s, I think I’ve become pretty careful about our finances. I certainly know not…
When’s the best time to take Social Security? Here’s how to find out…
When’s the best time to take Social Security? Here’s how to find out… Money & Credit January 5, 2016
The Consumer Financial Protection Bureau has a new calculator to help you determine the optimal time to start taking Social…
3 mistakes of unhappy retirees
3 mistakes of unhappy retirees Money & Credit January 1, 2016
There’s so much talk today about the financial side of retirement. Save more, invest more, have more, but for what?…
Should you pay down your mortgage or invest extra cash instead?
Should you pay down your mortgage or invest extra cash instead? Money & Credit November 20, 2015
Got a mortgage? Got savings? Got zero other debts? Then you're facing a vexing age-old dilemma: Should you invest any…
Americans saving 5.5% but it’s still not enough
Americans saving 5.5% but it’s still not enough Money & Credit November 1, 2015
Americans have stepped up their savings game, but there's still a lot of progress to be made. Moving in the…
Why investing with a bank is a big ripoff
Why investing with a bank is a big ripoff Money & Credit October 29, 2015
How much are you paying to invest? The answer might surprise you, particularly if you invest with the brokerage arm…
Thinking about an annuity? Here’s why they stink!
Thinking about an annuity? Here’s why they stink! Insurance October 28, 2015
Considering a variable annuity? You might want to think again. Research shows that it takes $100,000 in a variable annuity…
5 Social Security tips for couples
5 Social Security tips for couples Money & Credit October 26, 2015
When deciding how you and your spouse should approach Social Security retirement benefits, there are a lot of approaches to…
How to read these 5 common stock stats for better investments
How to read these 5 common stock stats for better investments Money & Credit October 26, 2015
Stock analysts may be even more enamored of statistics than fantasy football fans, but the key to using statistics successfully…
Pay off student loan debt or save for retirement? You can do both!
Pay off student loan debt or save for retirement? You can do both! Money & Credit October 22, 2015
Editor's note: This article originally appeared on GetRichSlowly.com. In my recent post, “Why investing can be better than paying down…
Get an automatic pay raise at work without asking
Get an automatic pay raise at work without asking Money & Credit October 21, 2015
You wouldn't turn down a pay raise at work, right? Yet chances are you could be leaving free money on…
Stockpile lets you buy stocks at the grocery store!
Stockpile lets you buy stocks at the grocery store! Money & Credit October 14, 2015
What do you get when you cross the world of gift cards with directly owning fractional shares of stocks? Stockpile…
How to start saving for retirement at age 40
How to start saving for retirement at age 40 Money & Credit October 13, 2015
There’s something about reaching the big 4-0 that often causes you to re-evaluate your direction in life. And when you…
FaceRetirement app ages your picture to scare you into saving
FaceRetirement app ages your picture to scare you into saving Money & Credit October 9, 2015
Bank of America has an app that's designed to scare you into saving by aging your picture so you can…
Recently graduated? Here’s a step-by-step guide to setting up a budget
Recently graduated? Here’s a step-by-step guide to setting up a budget Money & Credit October 8, 2015
If you are a recent graduate, congratulations and best wishes for your success! Whether you were lucky enough to have…
Robo-advisors: Would you trust a machine with your retirement savings?
Robo-advisors: Would you trust a machine with your retirement savings? Money & Credit October 7, 2015
It's 2015. Computers are everywhere. But would you let them make investment decisions for you? That's the premise behind robo-advisors,…
5 factors to consider when planning for Social Security
5 factors to consider when planning for Social Security Money & Credit October 7, 2015
Nearly all Americans (if you paid in during your working years) will receive Social Security payments at some point in…
Saving for retirement: What to do in your 30s
Saving for retirement: What to do in your 30s Money & Credit October 6, 2015
For most people in their 30s, life can feel like a breathless uphill run on a downward escalator. Everything seems…
13 money mistakes to avoid making in your 40s
13 money mistakes to avoid making in your 40s Money & Credit October 2, 2015
With age comes wisdom, so they say — but it also comes with more complicated lifestyles. By the time we…
4 things to know before you get your next 401(k) statement
4 things to know before you get your next 401(k) statement Money & Credit September 30, 2015
When you open up the quarterly statement from your 401(k) next week, it's going to look sad. There's no shortage…
How to get your finances in order in 30 days
How to get your finances in order in 30 days Money & Credit September 22, 2015
Every year “save money” and “manage debt” resolutions show up among the top resolutions people make. By setting aside between…
3 states that help small business workers save for the future
3 states that help small business workers save for the future Money & Credit September 17, 2015
More and more of us work for smaller employers. That's all to the good because economic growth comes from smaller…
It’s never too late to start saving for retirement
It’s never too late to start saving for retirement Money & Credit September 3, 2015
Read more: 5 Costly Retirement Planning Mistakes Baby Steps To Help You Save For Retirement How To Avoid Losing $100,000…
Millennials: How to overcome the financial hurdles of your generation
Millennials: How to overcome the financial hurdles of your generation Money & Credit August 27, 2015
Read more: 5 money-saving tips all millennials need to know about credit cards The #1 money mistake millennials make 5…
What is an index fund exactly?
What is an index fund exactly? Money & Credit August 19, 2015
In order to understand index funds, it’s a good idea to understand what an index is. A market index is…
Investing FAQs: How to start saving for retirement right now
Investing FAQs: How to start saving for retirement right now Money & Credit July 26, 2015
At Clark's Consumer Action Center, we get a lot of callsabout investing, saving forretirement and how to get started. Beloware…
8 dos and don’ts for young workers planning an early retirement
8 dos and don’ts for young workers planning an early retirement Money & Credit July 24, 2015
Retiring before you're 65 seems unlikely, but not impossible. Lawrence Pon's client got lucky and retired early and comfortably after…
Clark’s golden rule for investing in gold
Clark’s golden rule for investing in gold Money & Credit July 23, 2015
Gold has fallen from its peak a few years ago down to $1,100 an ounce. Some analysts even think it…
4 financial mistakes our parents make – and how to avoid them
4 financial mistakes our parents make – and how to avoid them Money & Credit July 17, 2015
It might - or might not - surprise you, but your parents aren't perfect. And when it comes to finances?…