Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

Clark.com offers advice on who should use a robo-advisor for their investment needs.
Who Should Use a Robo-Advisor? Investing & Retirement January 29th, 2021
Robots are slowly invading society, but at least so far, the relationship isn’t adversarial like you see in the movies.…
Managing your own investments well is very challenging, but it's possible for some people.
Should You Manage Your Own Investment Portfolio? Investing & Retirement January 29th, 2021
Thanks largely to the internet, managing your own investment portfolio has become more accessible in the last decade. In this…
What is a financial advisor and how much do financial advisors cost? Clark Howard answers those questions and more.
What Is a Financial Advisor and Do I Need One? Investing & Retirement January 29th, 2021
Considering that as little as 1% of the U.S. population uses a financial advisor, there’s understandably some mystery about what…
Ask Clark money column
What Is Going On With GameStop? Investing & Retirement January 29th, 2021
The rally behind video game retailer GameStop’s stock market price has caused quite a commotion in the financial world. As…
The three investing categories include self-directed, robo-advisor and financial advisor.
Investing: Self-Directed vs. Robo-Advisor vs. Financial Advisor Investing & Retirement January 27th, 2021
When you set out to invest, you first have to determine whether you’re going to handle everything yourself or outsource…
Saver’s Credit: How To Get Free Money To Save for Retirement
Saver’s Credit: How To Get Free Money To Save for Retirement Taxes January 15th, 2021
If you think you have to earn a lot of money to be able to save for the future, you're…
The best robo-advisors offer low fees for managing your investment along with good customer service and a good app or website.
8 Best Robo-Advisors in 2021 Investing & Retirement January 8th, 2021
The best robo-advisors are popular because of their inexpensive, hands-off, low-risk approach to investing. As more robo-advisors (and investment options…
Ask money expert Clark Howard your money questions
Ask Clark: Is the 4% Retirement Rule Still Accurate? Investing & Retirement December 14th, 2020
Welcome to Ask Clark, a column designed to answer your financial questions by money expert Clark Howard. Is the 4%…
Webull is a free investment app for swing traders who understand technical analysis.
Webull Review: Free Stock, Charts Galore Investing & Retirement December 10th, 2020
Webull provides investors with a free, mobile-first trading app. In this article, I'll review Webull to help you understand what…
Acorns vs. Robinhood is a common debate among new investors looking for a mobile fintech company.
Acorns vs. Robinhood: Which Investing App Is the Best? Investing & Retirement December 9th, 2020
In this comparison of Acorns vs. Robinhood, I hope to show you why this is a wonderful era for investment…
Charles Schwab investment banking
Report: #1 Investment Company for Customer Satisfaction Investing & Retirement November 30th, 2020
2020 has been a wild ride for most investors, and a new study indicates the relationship between investment companies and…
Retirement money
How Long Will $920,400 Last in Retirement? Investing & Retirement November 10th, 2020
If you've got close to a million dollars socked away for retirement, you're in pretty good shape, right? Well, it…
The Securing a Strong Retirement Act of 2020 is a bipartisan bill that would help the American public with its retirement needs.
Helpful Changes May Be Coming to Your Retirement Accounts Investing & Retirement November 2nd, 2020
A new bipartisan retirement bill introduced in the U.S. House of Representatives last week could provide help to seniors, lower-income…
2021 Retirement Contribution Limits: 401(k), Roth IRA, Traditional IRA and More
2021 Retirement Contribution Limits: 401(k), Roth IRA, Traditional IRA and More Investing & Retirement October 30th, 2020
Ready to save money for retirement? It’s helpful to be aware of current retirement contribution limits so you know how…
The Easiest Way to Start Saving for Retirement When You’re Saving Zero Right Now
The Easiest Way to Start Saving for Retirement When You’re Saving Zero Right Now Money & Credit October 30th, 2020
Unless you want to keep working forever, you've got to learn how to save more today for your retirement tomorrow.…
Social Security Cost-of-Living Adjustment for 2021 Is 1.3%
Social Security Cost-of-Living Adjustment for 2021 Is 1.3% Investing & Retirement October 13th, 2020
The Social Security Administration (SSA) just announced a slight year-over-year rise in monthly benefits for Social Security and Supplemental Security…
saving for retirement in piggy bank
7 Best Ways to Save for Retirement in Your 50s Investing & Retirement October 13th, 2020
Wondering about the best way to save for retirement in your 50s? Don't worry if you've gotten a slow start…
Fort Lauderdale, Florida is one of the best places to retire
Report: 10 Best Retirement Cities in America Investing & Retirement October 5th, 2020
If you’ve started researching when — and where — to retire, we don’t have to tell you that living in…
401 K plan in tablet with money on a table
Ask Clark: Should I Take Money From My 401(k) Right Now? Investing & Retirement September 30th, 2020
The economic fallout from the coronavirus pandemic is staggering. Millions of Americans have joined the ranks of the unemployed. As…
Social Security card and money
The Age Most Americans Are Claiming Social Security Benefits Investing & Retirement September 16th, 2020
Do you know the best age to claim you federal retirement benefits? A recent report says most older Americans don’t…
11 Ways to Save Money in Retirement
11 Ways to Save Money in Retirement Investing & Retirement September 3rd, 2020
Retirement can be a wonderful thing, but it comes without its own set of challenges. When you no longer have…
Financial advisor looking at stock market prices on his phone
Here’s What Retirees Are Asking Their Financial Advisors Investing & Retirement August 24th, 2020
If you are retired or thinking about retiring soon, the recent economic volatility might have you concerned about your financial…
broken piggy bank
Beware of Making This $300,000 Mistake With Your 401(k) Investing & Retirement June 24th, 2020
There could be a hidden time bomb ticking in your 401(k) that could leave you with $300,000 less to spend…
Coronavirus & Your Finances: What to Know and Do
Coronavirus and Your Money: Answers and Resources Money & Credit May 26th, 2020
The coronavirus (COVID-19) pandemic is affecting nearly every aspect of our daily lives. Whether you are worried about your job,…
unemployment benefits written on pad surrounded by money and calculator
Ask Clark: Does Collecting Unemployment Affect Social Security in the Long Run? Investing & Retirement April 17th, 2020
The coronavirus pandemic has forced millions onto the unemployment rolls almost overnight. Naturally, many of those people are wondering what…
Some employers are cutting 401(k) matching contributions as a result of the coronavirus pandemic.
Ask Clark: What Should I Do if My Company Stops Matching 401(k) Contributions? Investing & Retirement April 6th, 2020
Even in the midst of record job losses as a result of the coronavirus pandemic, many people are fortunate to…
Roth IRA conversion
Ask Clark: Should I Convert a Traditional IRA to a Roth IRA? Investing & Retirement April 1st, 2020
We all know there's not a lot of good news economically coming out of the coronavirus pandemic right now. But…
Financial planner at work
Hiring a Fee-Only Financial Planner? Here’s What You Need to Look for First Investing & Retirement March 25th, 2020
Finding a good financial planner can be tricky in the absence of a fiduciary rule requiring investment advisors to act…
Dollar bill with 401k image
Ask Clark: What Do I Do With My 401(k) if I Am Laid Off? Investing & Retirement March 24th, 2020
When times get tough and you're out of work, you may be tempted to tap your 401(k) for living expenses.…
Young man thinking about investing in the stock market
Ask Clark: Should I Buy Stocks Right Now? Investing & Retirement March 23rd, 2020
If you're a younger investor, you may be wondering if you should use money you've saved for another purpose to…