Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

Best Financial Advisors in 2024
Best Financial Advisors in 2024 Investing & Retirement March 26th, 2024
Type "best financial advisors" into your favorite search engine and you'll get a variety of results including lists of robo-advisors,…
Why You Want To Spend Your IRA Money Before You Die
Why You Want To Spend Your IRA Money Before You Die Investing & Retirement March 25th, 2024
Prior to 2020, passing wealth from generation to generation through an IRA was a straightforward strategy. A family could take…
Ask Clark Howard and Team Clark
I Keep $10 Million of My $13 Million in High-Yield Savings Accounts and CDs. Am I Too Conservative? Investing & Retirement March 25th, 2024
The more money you have, the more that security matters. It's an almost universal truth. High-net-worth individuals are smart to…
Should I Convert a Traditional IRA to a Roth IRA?
Should I Convert a Traditional IRA to a Roth IRA? Investing & Retirement March 25th, 2024
Money expert Clark Howard calls himself "the man from Roth." He so loves Roth IRAs that it's a small miracle…
How Much of Each Paycheck You Should Save or Invest
How Much of Each Paycheck You Should Save or Invest Investing & Retirement March 25th, 2024
As a country, the United States stinks at saving money. However, we collectively got our act together not long after…
Ask Clark Howard and Team Clark
Have Clark’s Health Issues Changed His Stance on Waiting To Collect Social Security? Investing & Retirement March 21st, 2024
Want to get people emotionally charged about money? Many different topics can cause that type of reaction. Finances are intensely…
Ask Clark Howard and Team Clark
Should I Use AI To Make Stock Trades? Investing & Retirement March 20th, 2024
Artificial intelligence, or AI, is to 2024 what the internet was in the late 1990s with the dot-com bubble. It's…
Ask Clark Howard and Team Clark
Clark Predicts Traditional 401(k)s, IRAs Will Cease To Exist Within a Decade Investing & Retirement March 18th, 2024
Money expert Clark Howard predicts that traditional 401(k) and traditional IRA accounts will go extinct in the next 10 years.…
Target Date Funds: Clark’s Favorite Retirement Investment
Target Date Funds: Clark’s Favorite Retirement Investment Investing & Retirement March 13th, 2024
Target date funds are the “easy button” for retirement investing. They can take the confusion and research out of investing…
Ask Clark Howard and Team Clark
What Should I Do With My 401(k) at My Old Company? Investing & Retirement March 11th, 2024
You're contributing to a 401(k) account and even getting a company match. As years go by, your balance goes up.…
Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years
Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years Investing & Retirement March 8th, 2024
You're making a major purchase in the future. Perhaps you're saving to buy a house or a car, pay for…
Ask Clark Howard and Team Clark
Where Should My Daughter Put Her $15,000 Until She Pays for College? Investing & Retirement February 22nd, 2024
Working as a teenager still is a right of passage for many Americans. If you plan to attend college, it…
Ask Clark Howard and Team Clark
Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? Education February 20th, 2024
In past years, contributing to a 529 plan presented a clear risk to parents and grandparents. It's always been a…
Understanding the pros and cons of Roth vs. traditional 401(k)s can be helpful to maximizing your retirement saving and investing strategies.
Roth vs. Traditional 401(k): What’s the Difference? Investing & Retirement February 14th, 2024
If you're enrolling in your company retirement plan, your company may offer you a choice: a Roth 401(k) or a…
A 401(k) match is an excellent feature of a workplace retirement plan that can help secure your financial future.
401(k) Match: What Is It, How It Works Investing & Retirement February 14th, 2024
If your company offers a 401(k) match, get excited. You have an opportunity to stockpile free money for your retirement.…
Should You Follow the 4% Rule When You Retire?
Should You Follow the 4% Rule When You Retire? Investing & Retirement February 6th, 2024
I JUST READ THATthe 4% rule is making a comeback. From where, I thought? Under the4% rule, you withdraw 4%…
The Clark-Approved Way To Invest in Real Estate
The Clark-Approved Way To Invest in Real Estate Homes & Real Estate January 30th, 2024
Investing in real estate is always a hot topic whether the housing market is booming (like in 2022) or whether…
Realistic retirement age
Report: The Most Realistic Retirement Ages in the 10 Most Populous States Investing & Retirement January 29th, 2024
Many Americans see retirement as a predetermined milestone. But, your circumstances — including where you live — may factor into…
Ask Clark Howard and Team Clark
Should I Take a $700,000 Lump Sum or a $4,200 Monthly Pension? Investing & Retirement January 19th, 2024
Sometimes life is kind enough to give us win-win decisions. Would you like this or that delicious dessert at your…
Clark Howard investment guide
How To Save and Invest the Clark Howard Way Investing & Retirement January 19th, 2024
Money expert Clark Howard is giving you his 10-step guide to saving and investing for free, all in one place:…
Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best?
Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Investing & Retirement January 12th, 2024
Fidelity, Vanguard and Schwab are massively popular investment companies. Money expert Clark Howard recommends all three. If you’re deciding which…
Ask Clark Howard and Team Clark
My Teenage Daughter Just Got $2,000. Should I Open a Bank Account for Her? Investing & Retirement January 11th, 2024
Every parent must decide their philosophy on raising kids. How much discipline should you enforce? Should you make your child…
HSA savings
Does It Make Sense To Pay Medical Expenses With Cash Instead of Using HSA Funds? Investing & Retirement January 11th, 2024
If you have a Health Savings Account (HSA), you’ll want to make sure you’re getting the best use out of…
Ask Clark Howard and Team Clark
I’m 55 and Make $80,000. Should I Contribute to a Traditional or Roth 401(k) Plan? Investing & Retirement January 10th, 2024
The number of words we devote to something can be a proxy for how much we care about it. Based…
3 Big Retirement Account Changes You Haven’t Heard About
3 Big Retirement Account Changes You Haven’t Heard About Investing & Retirement January 9th, 2024
It's hard enough to learn all the retirement account laws and rules. Keeping up with retirement account changes from year…
Why Clark Howard Is Obsessed With Roth for Retirement Savings
Why Clark Howard Is Obsessed With Roth for Retirement Savings Investing & Retirement January 3rd, 2024
Money expert Clark Howard radiates enthusiasm whenever he talks about Roth IRAs and Roth 401(k)s as retirement options. "I have…
Should You Continue Working After Starting To Collect Social Security Benefits?
Should You Continue Working After Starting To Collect Social Security Benefits? Investing & Retirement December 20th, 2023
SOCIAL SECURITY’Scomplexity never fails to surprise. While many retirees have some sense for what factors determine the size of their…
Ask Clark Howard and Team Clark
Should You Ensure You Get Your 401(k) Company Match Even if It Means Bankruptcy? Investing & Retirement December 18th, 2023
Becoming a full-time employee at a company with benefits gives you something worth more than your salary. That's especially true…
Average Social Security check
Report: Average Monthly Social Security Benefit by Age Investing & Retirement December 15th, 2023
After decades of working many U.S. seniors look forward to retiring and receiving their first Social Security check. Once you…
Best Investment Companies for Investors in 2024
Best Investment Companies for Investors in 2024 Investing & Retirement December 14th, 2023
The best investment companies are good fits for almost every investor whether you’re a beginner or you’re making exotic trades.…