Latest Money & Credit

9 Ways To Keep Costs Down at Home While You’re Away on Vacation
9 Ways To Keep Costs Down at Home While You’re Away on Vacation Money & Credit December 13th, 2023
When the subject of frugal vacationingcomes up, the focus is understandablyon the cost of the actual vacation. You know, theairfare,…
Capital One Venture One Credit Card Review
Capital One VentureOne Rewards Credit Card Review Credit Cards December 12th, 2023
Many travel rewards credit cards carry an annual fee, but if you desire travel rewards with no annual fee, you…
Required Minimum Distributions: How To Calculate, Rules
Required Minimum Distributions: How To Calculate, Rules Investing & Retirement December 11th, 2023
Once you turn 73, the IRS expects you to take annual Required Minimum Distributions (RMDs) from your retirement accounts. But…
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Can You Withdraw Money From Retirement Accounts at Will? Investing & Retirement December 7th, 2023
Most financial literature related to 401(k) accounts or IRAs focuses on contributions. But what about when you retire? Yes, there…
Buying on Margin: The Investment Mistake You Need To Avoid
Buying on Margin: The Investment Mistake You Need To Avoid Investing & Retirement December 7th, 2023
American investors owed nearly $650 billion in margin debt entering November after the number peaked near $1 trillion at one…
Why Big Banks Are a Bad Place for Your Cash
Why Big Banks Are a Bad Place for Your Cash Banks & Banking November 27th, 2023
I'm never going to be honored by any banker as a person of the year, let me tell you. I'm…
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Should I Participate in Costco’s Employee Stock Purchase Plan or Open a Roth IRA? Investing & Retirement November 22nd, 2023
Costco is money expert Clark Howard's favorite store. As such, we've written plenty about whether a Costco membership is worth…
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I May Make Too Much Money To Be Eligible To Contribute To a Roth IRA in 2024. What Do I Do? Investing & Retirement November 20th, 2023
Outside of a workplace 401(k) plan that offers a company match, a Roth IRA is money expert Clark Howard's favorite…
Cheaper items to buy
Why Now Is a Bad Time To Spend Money Money & Credit November 17th, 2023
With so many major sales going on, you may want to take advantage, but spending your hard-earned cash may not…
Woman donating to a charity online
How To Choose the Best Charities for Your Donations Money & Credit November 16th, 2023
The generous act of giving to a charitable organization can be a rewarding experience for all involved. But before you…
Clark Howard's never, not ever rules
10 Clark Howard ‘Never, Not Ever’ Rules To Protect Your Money Money & Credit November 14th, 2023
If you tune into the cash-saving advice of money expert Clark Howard, you learn that sometimes it's not what you…
Facet Wealth Review: Is Facet a Fiduciary and How Much Does It Cost?
Facet Wealth Review: Is Facet a Fiduciary and How Much Does It Cost? Investing & Retirement November 8th, 2023
By industry standards, Facet Wealth is a young company. But it has become a recognizable investment company in the United…
Vanguard Personal Advisor Review
Vanguard Personal Advisor Review Investing & Retirement November 8th, 2023
Vanguard Personal Advisor offers the personal touch and level of service of a traditional financial advisor at the price of…
IRS Announces New 401(k) and IRA Contribution Limits for 2024
IRS Announces New 401(k) and IRA Contribution Limits for 2024 Investing & Retirement November 3rd, 2023
The Internal Revenue Service (IRS) announced increases to the 401(k) and IRA contribution limits for 2024. 401(k) and Roth Contribution…
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What Brokerage Do You Recommend for First-Time Investors or Kids? Investing & Retirement October 31st, 2023
Learning about finance and investing from an early age can be life changing. Many of us have children, family members…
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Should I Avoid Callable CDs? Banks & Banking October 30th, 2023
Traditional Certificates of Deposit (CDs) typically pay more interest than savings accounts at the same bank because you're locking your…
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We Have Enough Money To Retire. Can We Cancel These Insurance Policies and Use the Money for Fun? Investing & Retirement October 30th, 2023
If you don't have enough money saved for retirement, it's easy to know what to do. At least in broad…
Should I Pay Off Debt, Save Money or Invest?
Should I Pay Off Debt, Save Money or Invest? Investing & Retirement October 30th, 2023
You've got some cash and you're facing a financial decision: Should you invest, pay off debt or save that money…
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I Have $1 Million in Real Estate. Should I Sell and Invest It Instead? Homes & Real Estate October 25th, 2023
When it comes to investing for retirement, money expert Clark Howard often recommends stashing your money in a target date…
PayPal on computer
Why You Need To Check Your PayPal Account for Automatic Payments Money & Credit October 24th, 2023
Do you make online payments with your PayPal account? You may be agreeing to recurring charges from your account without…
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How Many Financial Accounts and Companies Are Too Many? Banks & Banking October 23rd, 2023
"Mo Money Mo Problems" is a 1997 song by The Notorious B.I.G. The chorus includes this line: "It's like the…
File folders with records
Which Documents Should You Keep and for How Long? Money & Credit October 12th, 2023
Keeping each and every document associated with your mortgage, taxes and more can lead to a paperwork overload. In this…
The One and Only Exception to Clark Howard’s ‘No Gift Card’ Rule
The One and Only Exception to Clark Howard’s ‘No Gift Card’ Rule Money & Credit October 12th, 2023
A selfie of Clark Howard that was uploaded to our Facebook page has led to confusion among his loyal viewers,…
The Social Security Cost-of-Living Adjustment for 2024
The Social Security Cost-of-Living Adjustment for 2024 Investing & Retirement October 12th, 2023
Are you ready to see an increase in your Social Security check? The Social Security Administration (SSA) just announced a…
Clark Howard’s Advice on Buying Gold
Clark Howard’s Advice on Buying Gold Investing & Retirement October 11th, 2023
Gold is one of the most popular investments in the world. In fact, according to the data-driven visual content site…
My Social Security: The Free Account Everyone Needs To Set Up Before Retirement
My Social Security: The Free Account Everyone Needs To Set Up Before Retirement Investing & Retirement October 11th, 2023
For many of us, Social Security will be a significant part of our income during retirement. In fact, the Social…
An 811 credit score on tablet
How To Improve Your Credit Score by 100 Points in 30 Days Money & Credit October 9th, 2023
As a Credit Karma member, I frequently check in to see how my credit is doing and make sure there's…
Zelle app
7 Things To Know Before You Use Zelle Banks & Banking October 5th, 2023
When it comes to payment apps, Zelle is one of the most popular ones out there. While the money-transfer app…
Fisher Investments Review: Is Fisher Really a Fiduciary?
Fisher Investments Review: Is Fisher Really a Fiduciary? Investing & Retirement October 4th, 2023
Outside of the biggest names such as BlackRock, Fidelity, Schwab and Vanguard, Fisher Investments is one of the most recognizable…
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Can I Use a Target Date Retirement Fund for Intermediate Savings? Budgeting & Saving October 3rd, 2023
Money expert Clark Howard loves target date retirement funds. Inside of a retirement account, they offer portfolio diversity, risk management…