Latest Money & Credit

The One and Only Exception to Clark Howard’s ‘No Gift Card’ Rule
The One and Only Exception to Clark Howard’s ‘No Gift Card’ Rule Money & Credit October 12th, 2023
A selfie of Clark Howard that was uploaded to our Facebook page has led to confusion among his loyal viewers,…
Clark Howard’s Advice on Buying Gold
Clark Howard’s Advice on Buying Gold Investing & Retirement October 11th, 2023
Gold is one of the most popular investments in the world. In fact, according to the data-driven visual content site…
My Social Security: The Free Account Everyone Needs To Set Up Before Retirement
My Social Security: The Free Account Everyone Needs To Set Up Before Retirement Investing & Retirement October 11th, 2023
For many of us, Social Security will be a significant part of our income during retirement. In fact, the Social…
5 Major Bills You Can Lower This Month
5 Major Bills You Can Lower This Month Money & Credit October 9th, 2023
Do you live with the constant feeling that there's more month than money in your life? Here is money expert…
An 811 credit score on tablet
How To Improve Your Credit Score by 100 Points in 30 Days Money & Credit October 9th, 2023
As a Credit Karma member, I frequently check in to see how my credit is doing and make sure there's…
How Much of Each Paycheck You Should Save or Invest
How Much of Each Paycheck You Should Save or Invest Investing & Retirement October 5th, 2023
As a country, the United States stinks at saving money. However, we collectively got our act together not long after…
Zelle app
7 Things To Know Before You Use Zelle Banks & Banking October 5th, 2023
When it comes to payment apps, Zelle is one of the most popular ones out there. While the money-transfer app…
Fisher Investments Review: Is Fisher Really a Fiduciary?
Fisher Investments Review: Is Fisher Really a Fiduciary? Investing & Retirement October 4th, 2023
Outside of the biggest names such as BlackRock, Fidelity, Schwab and Vanguard, Fisher Investments is one of the most recognizable…
Ask Clark Howard and Team Clark
Can I Use a Target Date Retirement Fund for Intermediate Savings? Budgeting & Saving October 3rd, 2023
Money expert Clark Howard loves target date retirement funds. Inside of a retirement account, they offer portfolio diversity, risk management…
Social Security shortfall money
Will Social Security Run Out? Money & Credit October 2nd, 2023
As millions of Americans look forward to retirement, the prospect of Social Security no longer being available has some worried.…
Why You Want To Spend Your IRA Money Before You Die
Why You Want To Spend Your IRA Money Before You Die Investing & Retirement October 1st, 2023
Prior to 2020, passing wealth from generation to generation through an IRA was a straightforward strategy. A family could take…
The Only Two Exceptions to Clark Howard’s Annuity Rule
The Only Two Exceptions to Clark Howard’s Annuity Rule Investing & Retirement September 30th, 2023
Money expert Clark Howard hates most annuities. He even calls "annuity" a "curse word" on his podcast. However, there are…
Should I Convert a Traditional IRA to a Roth IRA?
Should I Convert a Traditional IRA to a Roth IRA? Investing & Retirement September 29th, 2023
Money expert Clark Howard calls himself "the man from Roth." He so loves Roth IRAs that it's a small miracle…
Ask Clark Howard and Team Clark
Is Clark Concerned About the Underperformance of International Stocks in Funds? Investing & Retirement September 29th, 2023
Money expert Clark Howard often gives investing advice based on behavioral economics. Imagine that a doctor prescribes the perfect medicine…
What is a financial advisor and how much do financial advisors cost? Clark Howard answers those questions and more.
What Is a Financial Advisor and Do I Need One? Investing & Retirement September 28th, 2023
Considering that as little as 1% of the U.S. population uses a financial advisor, there’s understandably some mystery about what…
T-Mobile Money review
T-Mobile Money: 5 Things To Know Banks & Banking September 20th, 2023
Of the many cards in your wallet, one from a popular cell phone company wouldn’t normally make the cut —…
Betterment Review: How It Works, Pros & Cons
Betterment Review: How It Works, Pros & Cons Investing & Retirement September 19th, 2023
If you're reading a Betterment review, you probably already know something about robo-advisors. But how do they work, and what…
retirement clock
The Average Retirement Age in America Investing & Retirement September 18th, 2023
When you think about your retirement, do you envision still feeling spry and being in relatively good health? Truth be…
frozen credit card
How to Freeze Your Credit — Literally! Budgeting & Saving September 18th, 2023
You may have heard of freezing your credit, but have you ever heard of freezing your credit card? If you're…
Retirement affordability
New Report: Top 15 Most Affordable Places To Retire Investing & Retirement September 12th, 2023
Finding somewhere to retire can be difficult when you’re looking for a city that has nice weather, adequate amenities and…
The Best Place To Order Checks Online
The Best Place To Order Checks Online Banks & Banking September 12th, 2023
They say it takes money to make money, but spending it shouldn’t cost any more than necessary. If you’re ordering…
retirement savings nest eggs
How Much Should You Have Saved for Retirement by Now? Money & Credit September 12th, 2023
When it comes to retirement, many Americans have a certain age in mind when they would like to stop working.…
Wealthfront Review: How It Works, Pros & Cons
Wealthfront Review: How It Works, Pros & Cons Investing & Retirement September 12th, 2023
As I hope you'll understand after reading this Wealthfront review, if you want to outsource your investing but don't want…
Best Financial Advisors in 2023
Best Financial Advisors in 2023 Investing & Retirement September 7th, 2023
Type "best financial advisors" into your favorite search engine and you'll get a variety of results including lists of robo-advisors,…
An investor looks over his retirement accounts.
What’s the Average Retirement Account Balance in America? Investing & Retirement September 6th, 2023
It’s well known that saving for retirement is one of the most vital things you can do for your financial…
How To Find and Choose a Financial Advisor
How To Find and Choose a Financial Advisor Investing & Retirement September 6th, 2023
If you want to learn how to find a financial advisor you can trust, you've come to the right place.…
IRA Withdrawal Rules: Early Withdrawal Penalty & Exceptions
IRA Withdrawal Rules: Early Withdrawal Penalty & Exceptions Investing & Retirement September 6th, 2023
If you're funding your retirement through an Individual Retirement Account (IRA), you'll want to know the IRA withdrawal rules to…
Social Security sign
Report: 5 Things Most Americans Don’t Understand About Social Security Investing & Retirement September 5th, 2023
About 75% of U.S. adults over age 50 are concerned about Social Security running out of money in their lifetimes.…
credit lock vs. credit freeze
Use This Sample Letter To Request a Credit Freeze by Mail Money & Credit September 5th, 2023
A credit freeze is the #1 way to protect yourself from identity theft and fraud. There are different ways you…
Discover vs. American Express vs. Chase: Which Credit Card Company Is Best?
Discover vs. American Express vs. Chase: Which Credit Card Company Is Best? Credit Cards August 31st, 2023
Are you planning to apply for a new credit card soon? Most people likely are picking their new plastic based…