Latest Money & Credit

How Much of Each Paycheck You Should Save or Invest
How Much of Each Paycheck You Should Save or Invest Investing & Retirement April 10th, 2024
As a country, the United States stinks at saving money. However, we collectively got our act together not long after…
The Best Place To Order Checks Online
The Best Place To Order Checks Online Banks & Banking April 8th, 2024
They say it takes money to make money, but spending it shouldn’t cost any more than necessary. If you’re ordering…
5 Major Bills You Can Lower This Month
5 Major Bills You Can Lower This Month Money & Credit April 5th, 2024
Do you live with the constant feeling that there's more month than money in your life? Here is money expert…
Is Audit Defense Worth It?
Is Audit Defense Worth It? Taxes April 5th, 2024
The idea of the IRS auditing you can be intimidating. Major tax software companies offer audit defense protection for just…
When Are Taxes Due? Important Tax Dates in 2024
When Are Taxes Due? Important Tax Dates in 2024 Taxes April 4th, 2024
The Internal Revenue Service (IRS) announced it started accepting and processing 2023 tax returns as of January 29, 2024. IRS…
how to open a Roth IRA
What Is a Backdoor Roth IRA? Investing & Retirement April 2nd, 2024
Want to contribute to a Roth IRA, but concerned that you earn too much money? Don't fret, high-income earners still…
How to open a Roth IRA
How To Open a Roth IRA Investing & Retirement April 2nd, 2024
Money expert Clark Howard thinks Roth IRAs are just about the best tool around when it comes to saving for…
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How Much Is Too Much When It Comes to Retirement Savings? Investing & Retirement April 1st, 2024
When it comes to money, there are two prominent groups. One group says tomorrow is not guaranteed. That you should…
Man fixing a clothes washer
7 Emergency Expenses and How Much To Budget for Them Money & Credit March 28th, 2024
An unexpected financial hit can take a chunk out of your budget, including your savings. From a financial perspective, preparing…
Woman withdrawing money out of an ATM
This Mistake at the ATM Could Be Costing You More Than $240 a Year Banks & Banking March 26th, 2024
Doing a transaction at an out-of-network ATM is costing Americans an average of $4.73, which is more than it ever…
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Have Clark’s Health Issues Changed His Stance on Waiting To Collect Social Security? Investing & Retirement March 21st, 2024
Want to get people emotionally charged about money? Many different topics can cause that type of reaction. Finances are intensely…
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Should I Use AI To Make Stock Trades? Investing & Retirement March 20th, 2024
Artificial intelligence, or AI, is to 2024 what the internet was in the late 1990s with the dot-com bubble. It's…
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Clark Predicts Traditional 401(k)s, IRAs Will Cease To Exist Within a Decade Investing & Retirement March 18th, 2024
Money expert Clark Howard predicts that traditional 401(k) and traditional IRA accounts will go extinct in the next 10 years.…
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What Currency Is a Good U.S. Dollar Alternative If the Debt Crisis Causes a Problem? Money & Credit March 15th, 2024
When it comes to issues such as the future of the U.S. economy, reality often is more nuanced and complex…
shredded letters and other mail
12 Ways You May Be Exposing Yourself to Fraud Money & Credit March 12th, 2024
The things you do every day — from swiping a debit card to simply using your smartphone — can increase…
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What Should I Do With My 401(k) at My Old Company? Investing & Retirement March 11th, 2024
You're contributing to a 401(k) account and even getting a company match. As years go by, your balance goes up.…
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What’s the Best Way To Send Money Overseas? Money & Credit March 8th, 2024
It's pretty easy to transfer money within the United States now. Especially if both parties hold bank accounts. But what…
Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years
Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years Investing & Retirement March 8th, 2024
You're making a major purchase in the future. Perhaps you're saving to buy a house or a car, pay for…
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Should I Put Extra Cash Toward a 6.7% Auto Loan or My Emergency Fund? Money & Credit March 7th, 2024
It's tax season. Some will be getting significant tax refunds (and perhaps need to look at adjusting their withholdings). Others…
Money Under Mattress
How Much Cash Should You Keep at Home in Case of Emergency? Money & Credit March 5th, 2024
You may have heard money expert Clark Howard recommend that everyone should keep some cash at home in case there's…
tax refund money
Where You Should Never Put Your Tax Refund Taxes March 1st, 2024
Tax season is one of the most anticipated times of the year – if you’re getting a tax refund. How…
safe deposit box
Is a Safe Deposit Box Really Safe? Banks & Banking February 28th, 2024
Protecting your money and valuables is a priority. Many people choose to do that by renting a safe deposit box.…
rent to own
Is Rent-To-Own a Scam and Is It Worth It? Money & Credit February 27th, 2024
Buying products that you need can be expensive, which is why many may choose to rent them. One method that…
7 Most Common Financial Regrets
7 Most Common Financial Regrets Money & Credit February 27th, 2024
Unless you're a fictional character, you're likely to have a few financial regrets in your life. Hopefully, they can be…
retirement savings nest eggs
How Much Should You Have Saved for Retirement by Now? Money & Credit February 26th, 2024
Much has been made about Americans and their savings habits over the years. Depending on your age, you may be…
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Should I Use a Credit Card or Give Up My Bank Account Info To Save 2.3%? Money & Credit February 23rd, 2024
Money expert Clark Howard advises against using a debit card to pay for anything. He's also adamant about the perils…
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Where Should My Daughter Put Her $15,000 Until She Pays for College? Investing & Retirement February 22nd, 2024
Working as a teenager still is a right of passage for many Americans. If you plan to attend college, it…
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Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? Education February 20th, 2024
In past years, contributing to a 529 plan presented a clear risk to parents and grandparents. It's always been a…
Here’s Your Estimated 2024 Tax Refund Schedule
Here’s Your Estimated 2024 Tax Refund Schedule Taxes February 20th, 2024
The COVID-19 pandemic changed the deadlines to file federal tax returns and pay your tax obligations for a few years.…
Automatic Bill Pay: How It Works and How To Do It Safely
Automatic Bill Pay: How It Works and How To Do It Safely Money & Credit February 19th, 2024
No one really likes paying bills, so the idea of automating the process can be very appealing. Automatic bill pay…