Latest Money & Credit

Ask Clark money column
Should I Invest a Lump Sum at Once or Through Dollar-Cost Averaging? Investing & Retirement July 20th, 2023
Most of us have dreamed about suddenly receiving a large pile of money. But, if you're financially responsible, you may…
Ask Clark money column
Who Should Consider Setting Up a Trust? Money & Credit July 19th, 2023
When you prepare for the end of life, you'll probably create a will. But what about a trust? Do you…
recession sign
Why You Should Expect a Mild Recession Money & Credit July 18th, 2023
Although inflation has fallen a bit and mortgage rates are starting to recede, economic headwinds have been indicating that the…
3 Big Retirement Account Changes You Haven’t Heard About
3 Big Retirement Account Changes You Haven’t Heard About Investing & Retirement July 17th, 2023
It's hard enough to learn all the retirement account laws and rules. Keeping up with retirement account changes from year…
Property taxes
Report: The 10 Highest Property Taxes by State Money & Credit July 17th, 2023
Property taxes are a big part of owning a home for most Americans. If you think what you’re paying yearly…
Ask Clark money column
What’s Clark’s Opinion on the Greenlight Prepaid Debit Card for Kids? Money & Credit July 14th, 2023
Decades ago, finances for children were simpler. Perhaps you put up a chore chart on the back of a door…
The Rule of 55 allows you to withdraw 401(k) funds before age 59½.
The Rule of 55: What Is It, How It Works Investing & Retirement July 13th, 2023
If you're thinking about early retirement, it may be important for you to understand the Rule of 55 for 401(k)…
Ask Clark money column
What Does Clark Howard Think About Vanguard’s New Cash Deposit Feature? Investing & Retirement July 13th, 2023
Vanguard slowly rolled out Cash Deposit in 2022, an FDIC-insured interest-bearing account for its customers. The massive discount broker, known…
customer service
Clark Howard’s Simple Steps To Get Better Customer Service Money & Credit July 12th, 2023
No matter what product or service you buy, the customer service around it can either make or break your experience.…
Ask Clark money column
My Financial Advisor Just Became a Fiduciary But I’m Getting Charged More in Fees. Should I Switch? Investing & Retirement July 12th, 2023
If you listen to money expert Clark Howard, you've heard that you need a fee-only fiduciary as your financial advisor.…
Ask Clark money column
How Do You Tell Your Long-Time Spouse You Want To Split Your Finances 50/50? Money & Credit July 11th, 2023
When you're young and just starting your career, you may imagine a worst-case scenario of never making enough money. You…
Ask Clark money column
What’s the Best Way To Exchange Dollars for Foreign Currency? And When Should I Exchange Money? Money & Credit July 10th, 2023
Traveling internationally is one of life's greatest pleasures. It's also a statement that money expert Clark Howard fully believes. He…
Roth 401(k) versus traditional 401(k)
What Is a Roth 401(k) and How Does It Work? Investing & Retirement July 9th, 2023
If you agree with money expert Clark Howard’s investment philosophy and the term “Roth 401(k)” doesn't already make you smile,…
Visa debit card and MasterCard logos
Why You Should Never Use a Debit Card To Pay for Anything Money & Credit July 6th, 2023
Banks love to pitch debit cards as a way to avoid spending money you don’t have. But there are many…
How much money do you need in retirement?
Report: How Much Americans Say They Need To Retire Investing & Retirement July 6th, 2023
A recent financial study shows that the amount of money U.S. adults think they’ll need in retirement is increasing. Northwestern…
3 Places You Should Never Invest Your Money
3 Places You Should Never Invest Your Money Banks & Banking July 5th, 2023
With great power comes great responsibility. Whether you've read about the Sword of Damocles or simply watched Spiderman, you've probably…
Ask Clark money column
My Husband Bought an Individual Stock in His IRA. Will You Tell Him This Is an Awful Idea? Investing & Retirement June 27th, 2023
If you've listened to money expert Clark Howard over the years, you've likely heard him explain his investing strategy. Clark…
7 Items You Should Never Carry in Your Wallet
7 Items You Should Never Carry in Your Wallet Money & Credit June 23rd, 2023
We tend to carry all kinds of personal items in our purses or wallets. While it is necessary to carry…
Ways to make extra cash
How to Make Extra Money: 35 Easy Ways Money & Credit June 22nd, 2023
Whether you're trying to get out of debt, save more for retirement or just boost your monthly income, there has…
saving money
Are You Rich? The Amount Americans Need To Live Comfortably Investing & Retirement June 19th, 2023
With inflation and other economic pressures affecting Americans, what it means to be rich can seem like a fluid concept…
Ask Clark money column
Do Banks Delay Processing Deposits and Transfers To Make Extra Money? Banks & Banking June 16th, 2023
Banks have given consumers plenty of reasons for cynicism in the 21st century. From the Great Recession (2007-09) to billion-dollar…
Ask Clark money column
My Financial Advisor Isn’t a Fiduciary. Should I Switch Advisors? Investing & Retirement June 15th, 2023
Choosing the right financial advisor is a challenge. Typically, a good financial advisor charges around 1% of your total portfolio…
9 Ways To Keep Costs Down at Home While You’re Away on Vacation
9 Ways To Keep Costs Down at Home While You’re Away on Vacation Money & Credit June 15th, 2023
When the subject of frugal vacationingcomes up, the focus is understandablyon the cost of the actual vacation. You know, theairfare,…
401(k) loan
Should You Ever Take a Loan From Your 401(k)? Investing & Retirement June 13th, 2023
If you are facing a large amount of debt or a big unexpected expense and have a sizeable amount of…
Ask Clark money column
Should I Pay Down My Mortgage or Save More for Retirement? Investing & Retirement June 9th, 2023
Living on less money than you make can lead to complex financial decisions. For example, should you use your free…
The best robo-advisors offer low fees for managing your investment along with good customer service and a good app or website.
5 Best Robo-Advisors in 2023 Investing & Retirement May 31st, 2023
The best robo-advisors are popular because of their inexpensive, hands-off, low-risk approach to investing. As more robo-advisors (and investment options…
CLARK budget method
Free Budget Worksheet: The CLARK Method to Create a Monthly Budget Budgeting & Saving May 30th, 2023
The secret to saving more and spending less every month isn't a secret at all — it's a budget. We…
Buying on margin can lead to financial ruin quickly, money expert Clark Howard says.
Buying on Margin: The Investment Mistake You Need To Avoid Investing & Retirement May 27th, 2023
American investors owed nearly $650 billion in margin debt entering May after the number peaked near $1 trillion at one…
retirement plan
New Report: The Age Most Americans Expect To Retire Investing & Retirement May 26th, 2023
There's a huge gap between the expected retirement age for many American workers versus when retirees actually leave the workplace,…
Clark.com reviews Fidelity Investments to explain which investors are best suited for the brokerage firm.
Fidelity Investments Review 2023: Pros & Cons Investing & Retirement May 26th, 2023
You probably know Fidelity Investments is a giant, popular investment company. Our Fidelity review will help you figure out whether…