Latest Money & Credit

Ask Clark Howard and Team Clark
I Have $1 Million in Real Estate. Should I Sell and Invest It Instead? Homes & Real Estate October 25th, 2023
When it comes to investing for retirement, money expert Clark Howard often recommends stashing your money in a target date…
PayPal on computer
Why You Need To Check Your PayPal Account for Automatic Payments Money & Credit October 24th, 2023
Do you make online payments with your PayPal account? You may be agreeing to recurring charges from your account without…
Ask Clark Howard and Team Clark
How Many Financial Accounts and Companies Are Too Many? Banks & Banking October 23rd, 2023
"Mo Money Mo Problems" is a 1997 song by The Notorious B.I.G. The chorus includes this line: "It's like the…
File folders with records
Which Documents Should You Keep and for How Long? Money & Credit October 12th, 2023
Keeping each and every document associated with your mortgage, taxes and more can lead to a paperwork overload. In this…
The One and Only Exception to Clark Howard’s ‘No Gift Card’ Rule
The One and Only Exception to Clark Howard’s ‘No Gift Card’ Rule Money & Credit October 12th, 2023
A selfie of Clark Howard that was uploaded to our Facebook page has led to confusion among his loyal viewers,…
The Social Security Cost-of-Living Adjustment for 2024
The Social Security Cost-of-Living Adjustment for 2024 Investing & Retirement October 12th, 2023
Are you ready to see an increase in your Social Security check? The Social Security Administration (SSA) just announced a…
Clark Howard’s Advice on Buying Gold
Clark Howard’s Advice on Buying Gold Investing & Retirement October 11th, 2023
Gold is one of the most popular investments in the world. In fact, according to the data-driven visual content site…
An 811 credit score on tablet
How To Improve Your Credit Score by 100 Points in 30 Days Money & Credit October 9th, 2023
As a Credit Karma member, I frequently check in to see how my credit is doing and make sure there's…
Zelle app
7 Things To Know Before You Use Zelle Banks & Banking October 5th, 2023
When it comes to payment apps, Zelle is one of the most popular ones out there. While the money-transfer app…
Fisher Investments Review: Is Fisher Really a Fiduciary?
Fisher Investments Review: Is Fisher Really a Fiduciary? Investing & Retirement October 4th, 2023
Outside of the biggest names such as BlackRock, Fidelity, Schwab and Vanguard, Fisher Investments is one of the most recognizable…
Ask Clark Howard and Team Clark
Can I Use a Target Date Retirement Fund for Intermediate Savings? Budgeting & Saving October 3rd, 2023
Money expert Clark Howard loves target date retirement funds. Inside of a retirement account, they offer portfolio diversity, risk management…
The Only Two Exceptions to Clark Howard’s Annuity Rule
The Only Two Exceptions to Clark Howard’s Annuity Rule Investing & Retirement September 30th, 2023
Money expert Clark Howard hates most annuities. He even calls "annuity" a "curse word" on his podcast. However, there are…
Ask Clark Howard and Team Clark
Is Clark Concerned About the Underperformance of International Stocks in Funds? Investing & Retirement September 29th, 2023
Money expert Clark Howard often gives investing advice based on behavioral economics. Imagine that a doctor prescribes the perfect medicine…
What is a financial advisor and how much do financial advisors cost? Clark Howard answers those questions and more.
What Is a Financial Advisor and Do I Need One? Investing & Retirement September 28th, 2023
Considering that as little as 1% of the U.S. population uses a financial advisor, there’s understandably some mystery about what…
T-Mobile Money review
T-Mobile Money: 5 Things To Know Banks & Banking September 20th, 2023
Of the many cards in your wallet, one from a popular cell phone company wouldn’t normally make the cut —…
Betterment Review: How It Works, Pros & Cons
Betterment Review: How It Works, Pros & Cons Investing & Retirement September 19th, 2023
If you're reading a Betterment review, you probably already know something about robo-advisors. But how do they work, and what…
frozen credit card
How to Freeze Your Credit — Literally! Budgeting & Saving September 18th, 2023
You may have heard of freezing your credit, but have you ever heard of freezing your credit card? If you're…
Retirement affordability
New Report: Top 15 Most Affordable Places To Retire Investing & Retirement September 12th, 2023
Finding somewhere to retire can be difficult when you’re looking for a city that has nice weather, adequate amenities and…
Wealthfront Review: How It Works, Pros & Cons
Wealthfront Review: How It Works, Pros & Cons Investing & Retirement September 12th, 2023
As I hope you'll understand after reading this Wealthfront review, if you want to outsource your investing but don't want…
An investor looks over his retirement accounts.
What’s the Average Retirement Account Balance in America? Investing & Retirement September 6th, 2023
It’s well known that saving for retirement is one of the most vital things you can do for your financial…
How To Find and Choose a Financial Advisor
How To Find and Choose a Financial Advisor Investing & Retirement September 6th, 2023
If you want to learn how to find a financial advisor you can trust, you've come to the right place.…
IRA Withdrawal Rules: Early Withdrawal Penalty & Exceptions
IRA Withdrawal Rules: Early Withdrawal Penalty & Exceptions Investing & Retirement September 6th, 2023
If you're funding your retirement through an Individual Retirement Account (IRA), you'll want to know the IRA withdrawal rules to…
Social Security sign
Report: 5 Things Most Americans Don’t Understand About Social Security Investing & Retirement September 5th, 2023
About 75% of U.S. adults over age 50 are concerned about Social Security running out of money in their lifetimes.…
credit lock vs. credit freeze
Use This Sample Letter To Request a Credit Freeze by Mail Money & Credit September 5th, 2023
A credit freeze is the #1 way to protect yourself from identity theft and fraud. There are different ways you…
Discover vs. American Express vs. Chase: Which Credit Card Company Is Best?
Discover vs. American Express vs. Chase: Which Credit Card Company Is Best? Credit Cards August 31st, 2023
Are you planning to apply for a new credit card soon? Most people likely are picking their new plastic based…
ATM machine
How To Avoid ATM Fees Banks & Banking August 31st, 2023
Are you still paying ATM fees? If so, then you’re literally wasting money by giving it to a bank or…
Reverse mortgage
4 Alternatives to a Reverse Mortgage Homes & Real Estate August 30th, 2023
Long-time followers of money expert Clark Howard know that he is not a fan of reverse mortgages. What Is a…
Ask Clark money column
I Just Graduated With $5,000 in Walmart Stock. How Can I Convert It Into a Roth IRA? Investing & Retirement August 30th, 2023
There are summer jobs that pay decent hourly wages to students. And then there are jobs you work while you're…
13 Fees That Are a Total Waste of Your Hard-Earned Money
13 Fees That Are a Total Waste of Your Hard-Earned Money Money & Credit August 23rd, 2023
It seems like pretty much everything comes with fees these days. Some of those fees we know about, and some…
Retirees holding sign showing retirement budget and expense categories
6 Major Expenses in Retirement (and How To Reduce Them!) Investing & Retirement August 21st, 2023
Many people spend their working years trying to save enough money for retirement. But how can you predict what your…