Latest Money & Credit

Credit card statement - This scam is another reason to check your credit card statements
What Happens to Your Credit Card Debt When You Die? Money & Credit April 17th, 2023
When you die, does your credit card debt go with you? The answer may surprise you. Credit card debt does…
Webull is a free investment app for swing traders who understand technical analysis.
Webull Review: Free Stock, Charts Galore Investing & Retirement April 13th, 2023
Webull provides investors with a free, mobile-first trading app. In this article, I'll review Webull to help you understand what…
Ask Clark money column
Should I Tap Into My Emergency Fund To Max Out My IRA? Investing & Retirement April 12th, 2023
Tax-advantaged retirement accounts such as 401(k) plans and IRAs are crucial tools as you invest for your future. If you've…
Hybrid financial advisors are a favorite of money expert Clark Howard for investors of all kinds.
Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity Investing & Retirement April 11th, 2023
Are you looking for a financial advisor? Money expert Clark Howard loves to recommend the hybrid advisor options from Vanguard,…
Lost retirement accounts are a real problem in the United States. Here's how to track down those accounts.
How To Find Missing or Lost Retirement Accounts Investing & Retirement April 10th, 2023
Americans have reportedly lost or abandoned more than $1 trillion in retirement funds from previous employers. Fortunately, if you've lost…
Ask Clark money column
Do I Need To Adjust My Tax Withholdings at Work To Account for a Tax Credit? Taxes April 7th, 2023
To get a tax credit, you need to owe the IRS at least the full amount that the credit is…
Schwab Intelligent Portfolios Premium offers a hybrid financial advisor option that Clark Howard recommends.
Schwab Intelligent Portfolios Premium Review Investing & Retirement April 7th, 2023
Schwab Intelligent Portfolios Premium provides a way to invest your money and get inexpensive access to a team of financial…
Fidelity Personalized Planning and Advice offers financial planning and coaching as well as robo-investing.
Fidelity Personalized Planning & Advice Review Investing & Retirement April 6th, 2023
Fidelity Personalized Planning and Advice offers robo-investing plus unlimited financial planning and coaching. In this article, I'll explain why money…
Money mistakes
The Biggest Money Mistakes To Avoid in 2023 Money & Credit April 6th, 2023
How confident are you in your financial life? Even if you have no debt, pay your bills in full and…
Clark.com's Acorns review will explain how the micro-investment platform works and examine its fees.
Acorns Review: How It Works, Pros & Cons Investing & Retirement April 5th, 2023
If you're looking for companies to help you invest your money, one big player is the Acorns platform. In this…
Pension statement
Should You Take Your Pension in a Lump Sum or Monthly Payments? Investing & Retirement April 4th, 2023
Pensions are increasingly rare these days. The reason is simple: Offering pensions requires companies to make an expensive, long-term commitment…
retirement money
Report: How Prepared Are Americans for Retirement? Investing & Retirement April 3rd, 2023
If you’re like millions of Americans, retirement is one of the most anticipated events in your life — but are…
Small plant tree and Wooden Blocks with the text INVEST on coins stack.
How To Start Investing for Beginners With Little Money Investing & Retirement March 31st, 2023
Want to learn how to start investing with just a little money? You're in the right place -- and more…
Ask Clark money column
Should I Pay My Tax Bill With an Introductory 0% APR Credit Card? Taxes March 30th, 2023
The IRS requires you to file your 2023 income tax return, or request an extension, by April 18. If you're…
Certificates of Deposit
What Is a CD and Should You Open One? Banks & Banking March 29th, 2023
If you're looking for a safe place to keep money that you don’t intend to spend soon, you may want…
Managing your own investments well is very challenging, but it's possible for some people.
Should You Manage Your Own Investment Portfolio? Investing & Retirement March 28th, 2023
Thanks to the internet, managing your own investment portfolio has become more accessible than ever in the last decade. In…
Once you decide to roll over your 401(k), it's important to understand how to roll over a 401(k).
401(k) Rollover: How To Roll Over a 401(k) Investing & Retirement March 23rd, 2023
If you've decided to move the funds from your retirement account at your former company, you need to understand how…
The key parts of a 401(k) retirement plan include a company match, 401(k) contribution limits, withdrawal rules and traditional vs. Roth 401(k) plans.
What Is a 401(k) Plan and How Does It Work? Investing & Retirement March 23rd, 2023
You've probably heard of a 401(k) retirement plan. You may even contribute to a 401(k) plan at work. Even so,…
Citi Bank is offering a $2,000 bonus to new Citi checking account members.
Can You Really Get a $2,000 Bonus for Opening a Citibank Account? Banks & Banking March 22nd, 2023
Citibank is offering a bonus of up to $2,000 to new customers who open a checking account. That sounds great.…
Clark.com offers advice on who should use a robo-advisor for their investment needs.
Who Should Use a Robo-Advisor? Investing & Retirement March 21st, 2023
Robots are slowly invading society, but at least so far, the relationship isn’t adversarial like you see in the movies.…
financial checklist
Clark Howard’s 5-Point Annual Checklist You Should Follow Money & Credit March 21st, 2023
Medical doctors typically advise that we do a physical examination – an annual checkup – once a year. Money expert…
An ETF, or exchange-traded fund, is an investment similar to a mutual fund but trades like a stock.
What Is an ETF? Investing & Retirement March 21st, 2023
An ETF, or exchange-traded fund, is a type of investment that you buy and sell through a stock exchange or…
IRA vs. 401(k): Both of the major retirement plan tools have strengths and weaknesses, but money expert Clark Howard holds a clear opinion.
IRA vs. 401(k): Which Is Better? Investing & Retirement March 21st, 2023
If you're contributing to a retirement account in the United States, you've probably debated an IRA vs. 401(k). The good…
Man fixing a clothes washer
7 Emergency Expenses and How Much to Budget for Them Money & Credit March 21st, 2023
I’m sure you agree that things can go awry even with the best-made plans. From a financial perspective, it’s essential…
Ask Clark money column
Are Credit Union Deposits Insured Up To $250,000? Banks & Banking March 17th, 2023
Silicon Valley Bank, one of the 20 largest banks in the United States, collapsed out of nowhere earlier this month.…
Woman withdrawing money out of an ATM
This Mistake at the ATM Could Be Costing You More Than $240 a Year Banks & Banking March 16th, 2023
Doing a transaction at an out-of-network ATM is costing Americans an average of $3.14, which is more than it ever…
Ask Clark money column
Can I Trust the FDIC’s Recommendations on Getting Insured for More Than $250,000 at a Single Bank? Banks & Banking March 16th, 2023
The Silicon Valley Bank meltdown at the end of last week caused a temporary massive panic about the security of…
How to open a Roth IRA
How To Open a Roth IRA Investing & Retirement March 13th, 2023
Money expert Clark Howard thinks Roth IRAs are just about the best tool around when it comes to saving for…
Clark Howard names the best 529 savings plans by state.
Best 529 College Savings Plans By State Investing & Retirement March 10th, 2023
A 529 savings plan gives you a tax-free way to invest in your child's education. But what are the best…
Ask Clark money column
Will the United States Default on Its Debt Obligations? Money & Credit March 7th, 2023
The United States debt ceiling has become a popular, and controversial, topic in the media recently. According to CNN, "the…