Latest Money & Credit
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Money expert Clark Howard fields questions from his podcast listeners every episode. Most of the questions are practical and concrete.…
![Why Clark Howard Is Obsessed With Roth for Retirement Savings](https://i0.wp.com/clark.com/wp-content/uploads/2022/02/dreamstime_xxl_20912061-1.jpg?resize=480%2C480&ssl=1)
Money expert Clark Howard radiates enthusiasm whenever he talks about Roth IRAs and Roth 401(k)s as retirement options. "I have…
![PocketGuard free budgeting app](https://i0.wp.com/clark.com/wp-content/uploads/2021/06/Budgeting-Apps-PocketGuard-Story-Image.png?resize=480%2C480&ssl=1)
If you’re thinking about trying out a free budgeting app, PocketGuard is one option to consider. In this article, I’ll…
![Best Budgeting Apps](https://i0.wp.com/clark.com/wp-content/uploads/2021/07/dreamstime_m_219302785-scaled-e1700497274815.jpg?resize=480%2C480&ssl=1)
A budgeting app can be very helpful whether you're new to budgeting altogether or your current method just isn't working…
![Honeydue story image](https://i0.wp.com/clark.com/wp-content/uploads/2021/07/Budgeting-Apps-PocketGuard-Story-Image-1.png?resize=480%2C480&ssl=1)
If you’re thinking about downloading a budgeting app to help you and your partner get ahead of your finances, Honeydue…
![Why You Should Calculate Your Net Worth Every Year](https://i0.wp.com/clark.com/wp-content/uploads/2022/11/Cash-calculate-money-e1668714231212.jpg?resize=480%2C480&ssl=1)
WHAT’S MY NET WORTH?Do I know? Should I know? These are questions I’ve thought about long and hard. After tracking…
![Why You Should Be Careful About Lending Money to Family and Friends](https://i0.wp.com/clark.com/wp-content/uploads/2019/10/Lending-money-e1703014177817.jpg?resize=480%2C480&ssl=1)
Have you ever loaned money to a family member or friend? If so, were you paid back? If you answered…
![holiday tipping](https://i0.wp.com/clark.com/wp-content/uploads/2019/12/holiday-tipping.jpg?resize=480%2C480&ssl=1)
The holidays present us an opportunity to reflect on family and goodwill toward all. And that includes the service industry…
![Should You Continue Working After Starting To Collect Social Security Benefits?](https://i0.wp.com/clark.com/wp-content/uploads/2021/08/Social-Security-payments.jpg?resize=480%2C480&ssl=1)
SOCIAL SECURITY’Scomplexity never fails to surprise. While many retirees have some sense for what factors determine the size of their…
![Mint shutting down](https://i0.wp.com/clark.com/wp-content/uploads/2023/11/Mint-budgeting-app-shutting-down.png?resize=480%2C480&ssl=1)
Mint, the free budgeting tool that allows users to track their finances online, is shutting down soon. How soon seems…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Becoming a full-time employee at a company with benefits gives you something worth more than your salary. That's especially true…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Natural savers emerged from the dark ages of late to revel in annual yields often higher than 5%. Not long…
![Average Social Security check](https://i0.wp.com/clark.com/wp-content/uploads/2023/06/social-security-check.jpg?resize=480%2C480&ssl=1)
After decades of working many U.S. seniors look forward to retiring and receiving their first Social Security check. Once you…
![Best Investment Companies for Investors in 2024](https://i0.wp.com/clark.com/wp-content/uploads/2022/01/dreamstime_xxl_113826420-1.jpg?resize=480%2C480&ssl=1)
The best investment companies are good fits for almost every investor whether you’re a beginner or you’re making exotic trades.…
![tax prep checklist](https://i0.wp.com/clark.com/wp-content/uploads/2022/12/tax-prep.jpg?resize=480%2C480&ssl=1)
Tax time will be here before you know it and you don't want to be caught unaware. Employers typically begin…
![Capital One Venture One Credit Card Review](https://i0.wp.com/clark.com/wp-content/uploads/2018/09/Capital-One-Venture-One-Credit-Card.png?resize=480%2C480&ssl=1)
Many travel rewards credit cards carry an annual fee, but if you desire travel rewards with no annual fee, you…
![Required Minimum Distributions: How To Calculate, Rules](https://i0.wp.com/clark.com/wp-content/uploads/2019/07/1200x800.jpg?resize=480%2C480&ssl=1)
Once you turn 73, the IRS expects you to take annual Required Minimum Distributions (RMDs) from your retirement accounts. But…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Most financial literature related to 401(k) accounts or IRAs focuses on contributions. But what about when you retire? Yes, there…
![Why Big Banks Are a Bad Place for Your Cash](https://i0.wp.com/clark.com/wp-content/uploads/2023/11/Bank-e1700241990345.jpg?resize=480%2C480&ssl=1)
I'm never going to be honored by any banker as a person of the year, let me tell you. I'm…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Costco is money expert Clark Howard's favorite store. As such, we've written plenty about whether a Costco membership is worth…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Outside of a workplace 401(k) plan that offers a company match, a Roth IRA is money expert Clark Howard's favorite…
![Cheaper items to buy](https://i0.wp.com/clark.com/wp-content/uploads/2023/11/Cheaper-prices.jpg?resize=480%2C480&ssl=1)
With so many major sales going on, you may want to take advantage, but spending your hard-earned cash may not…
![Woman donating to a charity online](https://i0.wp.com/clark.com/wp-content/uploads/2019/12/donate-charities.jpg?resize=480%2C480&ssl=1)
The generous act of giving to a charitable organization can be a rewarding experience for all involved. But before you…
![Facet Wealth Review: Is Facet a Fiduciary and How Much Does It Cost?](https://i0.wp.com/clark.com/wp-content/uploads/2023/11/dreamstime_xxl_112441870.jpg?resize=480%2C480&ssl=1)
By industry standards, Facet Wealth is a young company. But it has become a recognizable investment company in the United…
![Vanguard Personal Advisor Review](https://i0.wp.com/clark.com/wp-content/uploads/2021/03/dreamstime_xxl_119133784.jpg?resize=480%2C480&ssl=1)
Vanguard Personal Advisor offers the personal touch and level of service of a traditional financial advisor at the price of…
![IRS Announces New 401(k) and IRA Contribution Limits for 2024](https://i0.wp.com/clark.com/wp-content/uploads/2023/11/dreamstime_xxl_50099358.jpg?resize=480%2C480&ssl=1)
The Internal Revenue Service (IRS) announced increases to the 401(k) and IRA contribution limits for 2024. 401(k) and Roth Contribution…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Learning about finance and investing from an early age can be life changing. Many of us have children, family members…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Traditional Certificates of Deposit (CDs) typically pay more interest than savings accounts at the same bank because you're locking your…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
If you don't have enough money saved for retirement, it's easy to know what to do. At least in broad…
![Should I Pay Off Debt, Save Money or Invest?](https://i0.wp.com/clark.com/wp-content/uploads/2021/02/dreamstime_xxl_7977144.jpg?resize=480%2C480&ssl=1)
You've got some cash and you're facing a financial decision: Should you invest, pay off debt or save that money…