Latest Money & Credit

tax documents
How Long Do You Need To Keep Tax Documents? Taxes February 2nd, 2024
When tax time comes around, any legal paperwork or business documents you’ve amassed over the past year become more of…
lost credit card
What To Do if You Lose Your Credit Card Money & Credit February 2nd, 2024
Two years ago, I took a trip to London and Paris with my family. While on a day trip to…
Ask Clark Howard and Team Clark
Who Should Consider Setting Up a Trust? Money & Credit January 31st, 2024
When you prepare for the end of life, you'll probably create a will. But what about a trust? Do you…
Ask Clark Howard and Team Clark
I Have $78,000 in Debt and Make $59,000 a Year. Should I Move in With My Parents To Save? Budgeting & Saving January 30th, 2024
Making good decisions with money when you're young is much higher stakes than it may seem. Consider compound interest, how…
The Clark-Approved Way To Invest in Real Estate
The Clark-Approved Way To Invest in Real Estate Homes & Real Estate January 30th, 2024
Investing in real estate is always a hot topic whether the housing market is booming (like in 2022) or whether…
Realistic retirement age
Report: The Most Realistic Retirement Ages in the 10 Most Populous States Investing & Retirement January 29th, 2024
Many Americans see retirement as a predetermined milestone. But, your circumstances — including where you live — may factor into…
5 Reasons Why This Is the Best Time of the Year To File Your Taxes
5 Reasons Why This Is the Best Time of the Year To File Your Taxes Taxes January 29th, 2024
Congratulations, you've finally made it to the best time in the entire tax season to file your return: now! What…
Ways to make extra cash
How to Make Extra Money: 35 Easy Ways Money & Credit January 25th, 2024
Whether you're trying to get out of debt, save more for retirement or just boost your monthly income, there has…
How Many Bank Accounts Should You Have?
How Many Bank Accounts Should You Have? Banks & Banking January 25th, 2024
If you've received a bank sign-up bonus offer in the mail, you might be thinking about opening a new bank…
How to manage your subscriptions
How To Manage Your Monthly Subscriptions To Save Money Money & Credit January 24th, 2024
“The number one area that you can have an impact in 2024 for getting your finances more under control is…
safest payment methods
Safer Ways To Send Money Money & Credit January 23rd, 2024
It’s become easier than ever to send money to people through websites and payment apps. But as with anything, there’s…
USA 1040 Individual Income Tax Return Form with one hundred dollar bills.
IRS Free File: Free State and Federal Tax Filing Options for 2024 Taxes January 23rd, 2024
You don't have to pay an arm and a leg to file your taxes. The IRS Free File program gives…
Free tax filing software online
8 Free Federal and State Tax Filing Services for 2024 Taxes January 22nd, 2024
Tax day is on Monday, April 15th. If your financial life is uncomplicated, and you have a simple tax return,…
What Is a CD Ladder and When Is It a Good Idea?
What Is a CD Ladder and When Is It a Good Idea? Banks & Banking January 22nd, 2024
One of the silver linings of historic inflation and all the Fed interest rate hikes is that for the first…
Ask Clark Howard and Team Clark
What’s the Best Way To Exchange Dollars for Foreign Currency? And When Should I Exchange Money? Money & Credit January 22nd, 2024
Traveling internationally is one of life's greatest pleasures. It's also a statement that money expert Clark Howard fully believes. He…
Clark Howard investment guide
How to Start Investing: 10 Steps for Beginners Investing & Retirement January 19th, 2024
Money expert Clark Howard is giving you his 10-step guide to saving and investing for free, all in one place:…
Ask Clark Howard and Team Clark
Should I Take a $700,000 Lump Sum or a $4,200 Monthly Pension? Investing & Retirement January 19th, 2024
Sometimes life is kind enough to give us win-win decisions. Would you like this or that delicious dessert at your…
10 Ways You’re Wasting Money on Groceries
10 Ways You’re Wasting Money on Groceries Money & Credit January 17th, 2024
The thing about groceries isthat there are so many easy ways to overspend— soif you don't pay attention, your bills…
Visa debit card and MasterCard logos
Why You Should Never Use a Debit Card To Pay for Anything Money & Credit January 16th, 2024
Banks love to pitch debit cards as a way to avoid spending money you don’t have. But there are many…
Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best?
Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Investing & Retirement January 12th, 2024
Fidelity, Vanguard and Schwab are massively popular investment companies. Money expert Clark Howard recommends all three. If you’re deciding which…
Ask Clark Howard and Team Clark
My Teenage Daughter Just Got $2,000. Should I Open a Bank Account for Her? Investing & Retirement January 11th, 2024
Every parent must decide their philosophy on raising kids. How much discipline should you enforce? Should you make your child…
HSA savings
Does It Make Sense To Pay Medical Expenses With Cash Instead of Using HSA Funds? Investing & Retirement January 11th, 2024
If you have a Health Savings Account (HSA), you’ll want to make sure you’re getting the best use out of…
Ask Clark Howard and Team Clark
I’m 55 and Make $80,000. Should I Contribute to a Traditional or Roth 401(k) Plan? Investing & Retirement January 10th, 2024
The number of words we devote to something can be a proxy for how much we care about it. Based…
3 Big Retirement Account Changes You Haven’t Heard About
3 Big Retirement Account Changes You Haven’t Heard About Investing & Retirement January 9th, 2024
It's hard enough to learn all the retirement account laws and rules. Keeping up with retirement account changes from year…
best thermostat setting in winter
At What Temperature Should I Set My Thermostat in the Winter? Money & Credit January 5th, 2024
One of the most convenient ways to stay warm in the winter is to crank up the thermostat. While it’s…
Ask Clark Howard and Team Clark
If Everyone Acted As Frugal as Clark, Would the American Economy Collapse? Money & Credit January 4th, 2024
Money expert Clark Howard fields questions from his podcast listeners every episode. Most of the questions are practical and concrete.…
Why Clark Howard Is Obsessed With Roth for Retirement Savings
Why Clark Howard Is Obsessed With Roth for Retirement Savings Investing & Retirement January 3rd, 2024
Money expert Clark Howard radiates enthusiasm whenever he talks about Roth IRAs and Roth 401(k)s as retirement options. "I have…
free money and credit cards
5 ‘Free Money’ Opportunities You Might Be Missing Out on in 2024 Money & Credit January 2nd, 2024
There's no such thing as a free lunch, right? Well, how about some free money to pay for that lunch?…
Best Budgeting Apps
Best Budgeting Apps in 2024: Our Top 5 Budgeting & Saving January 1st, 2024
A budgeting app can be very helpful whether you're new to budgeting altogether or your current method just isn't working…
PocketGuard free budgeting app
PocketGuard Review: 5 Things To Know About the Budgeting Tool Budgeting & Saving January 1st, 2024
If you’re thinking about trying out a free budgeting app, PocketGuard is one option to consider. In this article, I’ll…