Latest Money & Credit

Free cash withdrawals sign on a free ATM from the networks of Allpoint, MoneyPass, CO-OP Financial Services and Plus Alliance
How To Find a Free ATM Near You: Allpoint, MoneyPass, CO-OP Financial Services and More Banks & Banking August 31st, 2022
Want to find a free ATM near you? With ATM fees rising each year, it's more important than ever to…
retiree looking at map
Report: The Best and Worst States for Retirement Investing & Retirement August 29th, 2022
Where you retire can have a huge bearing on how comfortable you are in your later years. And it's not…
class-action lawsuit
Should You Respond to Class-Action Lawsuits? Money & Credit August 29th, 2022
If you're still getting junk mail in your mailbox, it may have included a letter about a class-action lawsuit of…
piggy bank money
Is a 3% CD Worth It Right Now? Investing & Retirement August 26th, 2022
As the U.S. economy continues to try to ease inflation, money expert Clark Howard says a notable rise in interest…
retirement clock
The Average Retirement Age in America Investing & Retirement August 18th, 2022
At what age do most Americans retire? For many people, it's getting later and later in life. What Is the…
5 Common Budget Leaks and How To Fix Them
5 Common Budget Leaks and How To Fix Them Money & Credit August 12th, 2022
Raise your hand if you've ever made it to the end of the month, confident in your ability to budget…
What is an annuity? A contract between you and an insurance company designed to provide you steady income in retirement.
What Is an Annuity, and Why Does Clark Think They Stink? Insurance August 9th, 2022
Money expert Clark Howard is passionate about many financial topics. But it's hard to find something that gets him more…
2 Ways To Guarantee Yourself a Lifetime Stream of Income
2 Ways To Guarantee Yourself a Lifetime Stream of Income Insurance August 8th, 2022
Money expert Clark Howard hates most annuities. He's even called "annuity" a "curse word" on his podcast. However, there are…
Mint app
Is Mint a Safe Way To Track My Finances? Budgeting & Saving August 5th, 2022
If you’re trying to get out of debt, one necessary step is to create a budget. One of our favorite…
Immediate Payout Annuity: What Is It and Do You Need It?
Immediate Payout Annuity: What Is It and Do You Need It? Investing & Retirement August 5th, 2022
Depending on who you're around, sometimes you have to watch your words. I'm not talking about avoiding certain four-letter words…
7 Ways To Prepare Your Finances for a Recession
7 Ways To Prepare Your Finances for a Recession Money & Credit July 28th, 2022
Are we heading into a recession? Money expert Clark Howard has predicted that we will have some degree of recession…
Should You Sell or Stay in the Stock Market if You Are Retired or Retiring Soon?
Should You Sell or Stay in the Stock Market if You Are Retired or Retiring Soon? Investing & Retirement July 25th, 2022
Whether you celebrated this year's arrival of a bear market or felt pain largely depends on how close you are…
Visa debit card and MasterCard logos
Why You Should Never Use a Debit Card To Pay for Anything Money & Credit July 23rd, 2022
Banks love to pitch debit cards as a way to avoid spending money you don’t have. But there are many…
Automatic Bill Pay: How It Works and How To Do It Safely
Automatic Bill Pay: How It Works and How To Do It Safely Money & Credit July 23rd, 2022
No one really likes paying bills, so the idea of automating the process can be very appealing. Automatic bill pay…
Why Clark Howard Is Obsessed With Roth for Retirement Savings
Why Clark Howard Is Obsessed With Roth for Retirement Savings Investing & Retirement July 23rd, 2022
Money expert Clark Howard radiates enthusiasm whenever he talks about Roth IRAs and Roth 401(k)s as retirement options. "I have…
Why You Should Name a Trusted Contact
Why You Should Name a Trusted Contact Money & Credit July 18th, 2022
The Financial Industry Regulatory Authority (FINRA), the North American Securities Administrators Association and the U.S. Securities and Exchange Commission are…
What Is a Bear Market?
What Is a Bear Market? Investing & Retirement July 14th, 2022
The words themselves sound ominous -- if not scary: "bear market." The S&P 500 entered a bear market in June,…
How many bank accounts should you have?
How Many Bank Accounts Should You Have? Banks & Banking July 12th, 2022
If you've received a bank sign-up bonus offer in the mail, you might be thinking about opening a new bank…
gold bars
Should I Have Gold in My Portfolio Right Now? Investing & Retirement July 12th, 2022
As an investment, gold isn't all that interesting. It doesn't pay interest or dividends. There are no quarterly earnings reports.…
Retirees holding sign showing retirement budget and expense categories
7 Major Expenses in Retirement (and How To Reduce Them!) Investing & Retirement July 11th, 2022
Many people spend their working years trying to save enough money for retirement. But how can you predict what your…
Checkbook with pen
The Best Place To Order Checks Online Banks & Banking July 8th, 2022
They say it takes money to make money, but spending it shouldn’t cost any more than necessary. If you’re ordering…
The Clark-Approved Way To Invest in Real Estate
The Clark-Approved Way To Invest in Real Estate Homes & Real Estate July 7th, 2022
Investing in real estate is a hot topic in 2022 with a booming market for housing prices. However, deciding to…
Fractional Shares
What Are Fractional Shares and Where Can I Buy Them? Investing & Retirement July 5th, 2022
Fractional shares allow investors to create a diversified portfolio of stocks and ETFs without needing much capital. In this article,…
Is There a Safe Way To Invest in Real Estate?
Is There a Safe Way To Invest in Real Estate? Homes & Real Estate July 1st, 2022
You've decided to invest in real estate. Now what? Real estate has been a hot commodity of late, generating some…
Why Aren’t My Savings Account Interest Rates Going Up?
Why Aren’t My Savings Account Interest Rates Going Up? Banks & Banking June 28th, 2022
By now, you're probably aware that the Federal Reserve is raising interest rates aggressively in an attempt to combat the…
Clark Howard revisits his crypto predictions and takes after the onset of 'Crypto Winter.'
What Clark Howard Thinks of ‘Crypto Winter’ After Big Crash Investing & Retirement June 27th, 2022
If you think the S&P 500 decline has been brutal, check out some of the devastating crashes that have taken…
Clark.com will explain what a credit union is and how it works.
What Is a Credit Union? Banks & Banking June 22nd, 2022
Credit unions are member-owned organizations that offer traditional banking services. They're legally structured to put people before profits. As such,…
Learn how to open a bank account with no deposit.
How To Open a Bank Account With No Deposit Banks & Banking June 22nd, 2022
Have you been looking to open a bank account but have no money to get started? There are some ways…
Clark.com explains what a checking account is.
What Is a Checking Account? Banks & Banking June 21st, 2022
A checking account is a bank account that gives you easy, daily access to your money through deposits, withdrawals and…
investment fees
What Fee Percentage Is Too High for Your Investments? Investing & Retirement June 20th, 2022
It's easy to focus on your investment choices and your returns. But tax implications and investment fees can have an…