Latest Money & Credit

Man fixing a clothes washer
7 Emergency Expenses and How Much To Budget for Them Money & Credit March 28th, 2024
An unexpected financial hit can take a chunk out of your budget, including your savings. From a financial perspective, preparing…
Woman withdrawing money out of an ATM
This Mistake at the ATM Could Be Costing You More Than $240 a Year Banks & Banking March 26th, 2024
Doing a transaction at an out-of-network ATM is costing Americans an average of $4.73, which is more than it ever…
Ask Clark Howard and Team Clark
Have Clark’s Health Issues Changed His Stance on Waiting To Collect Social Security? Investing & Retirement March 21st, 2024
Want to get people emotionally charged about money? Many different topics can cause that type of reaction. Finances are intensely…
Ask Clark Howard and Team Clark
Should I Use AI To Make Stock Trades? Investing & Retirement March 20th, 2024
Artificial intelligence, or AI, is to 2024 what the internet was in the late 1990s with the dot-com bubble. It's…
financial checklist
Clark Howard’s 5-Point Annual Checklist You Should Follow Money & Credit March 20th, 2024
One thing doctors typically recommend is an annual checkup. Like a financial physician, money expert Clark Howard recommends that you…
Ask Clark Howard and Team Clark
Clark Predicts Traditional 401(k)s, IRAs Will Cease To Exist Within a Decade Investing & Retirement March 18th, 2024
Money expert Clark Howard predicts that traditional 401(k) and traditional IRA accounts will go extinct in the next 10 years.…
Ask Clark Howard and Team Clark
What Currency Is a Good U.S. Dollar Alternative If the Debt Crisis Causes a Problem? Money & Credit March 15th, 2024
When it comes to issues such as the future of the U.S. economy, reality often is more nuanced and complex…
Target Date Funds: Clark’s Favorite Retirement Investment
Target Date Funds: Clark’s Favorite Retirement Investment Investing & Retirement March 13th, 2024
Target date funds are the “easy button” for retirement investing. They can take the confusion and research out of investing…
shredded letters and other mail
12 Ways You May Be Exposing Yourself to Fraud Money & Credit March 12th, 2024
The things you do every day — from swiping a debit card to simply using your smartphone — can increase…
Ask Clark Howard and Team Clark
What Should I Do With My 401(k) at My Old Company? Investing & Retirement March 11th, 2024
You're contributing to a 401(k) account and even getting a company match. As years go by, your balance goes up.…
Ask Clark Howard and Team Clark
What’s the Best Way To Send Money Overseas? Money & Credit March 8th, 2024
It's pretty easy to transfer money within the United States now. Especially if both parties hold bank accounts. But what…
Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years
Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years Investing & Retirement March 8th, 2024
You're making a major purchase in the future. Perhaps you're saving to buy a house or a car, pay for…
Ask Clark Howard and Team Clark
Should I Put Extra Cash Toward a 6.7% Auto Loan or My Emergency Fund? Money & Credit March 7th, 2024
It's tax season. Some will be getting significant tax refunds (and perhaps need to look at adjusting their withholdings). Others…
Money Under Mattress
How Much Cash Should You Keep at Home in Case of Emergency? Money & Credit March 5th, 2024
You may have heard money expert Clark Howard recommend that everyone should keep some cash at home in case there's…
tax refund money
Where You Should Never Put Your Tax Refund Taxes March 1st, 2024
Tax season is one of the most anticipated times of the year – if you’re getting a tax refund. How…
safe deposit box
Is a Safe Deposit Box Really Safe? Banks & Banking February 28th, 2024
Protecting your money and valuables is a priority. Many people choose to do that by renting a safe deposit box.…
rent to own
Is Rent-To-Own a Scam and Is It Worth It? Money & Credit February 27th, 2024
Buying products that you need can be expensive, which is why many may choose to rent them. One method that…
7 Most Common Financial Regrets
7 Most Common Financial Regrets Money & Credit February 27th, 2024
Unless you're a fictional character, you're likely to have a few financial regrets in your life. Hopefully, they can be…
retirement savings nest eggs
How Much Should You Have Saved for Retirement by Now? Money & Credit February 26th, 2024
Much has been made about Americans and their savings habits over the years. Depending on your age, you may be…
Ask Clark Howard and Team Clark
Should I Use a Credit Card or Give Up My Bank Account Info To Save 2.3%? Money & Credit February 23rd, 2024
Money expert Clark Howard advises against using a debit card to pay for anything. He's also adamant about the perils…
Ask Clark Howard and Team Clark
Where Should My Daughter Put Her $15,000 Until She Pays for College? Investing & Retirement February 22nd, 2024
Working as a teenager still is a right of passage for many Americans. If you plan to attend college, it…
Ask Clark Howard and Team Clark
Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? Education February 20th, 2024
In past years, contributing to a 529 plan presented a clear risk to parents and grandparents. It's always been a…
Here’s Your Estimated 2024 Tax Refund Schedule
Here’s Your Estimated 2024 Tax Refund Schedule Taxes February 20th, 2024
The COVID-19 pandemic changed the deadlines to file federal tax returns and pay your tax obligations for a few years.…
Automatic Bill Pay: How It Works and How To Do It Safely
Automatic Bill Pay: How It Works and How To Do It Safely Money & Credit February 19th, 2024
No one really likes paying bills, so the idea of automating the process can be very appealing. Automatic bill pay…
Property taxes
Report: The States With the 10 Highest and Lowest Property Taxes Money & Credit February 15th, 2024
For millions of Americans, property taxes are one of those necessary expenses that come with homeownership, but how much you…
Understanding the pros and cons of Roth vs. traditional 401(k)s can be helpful to maximizing your retirement saving and investing strategies.
Roth vs. Traditional 401(k): What’s the Difference? Investing & Retirement February 14th, 2024
If you're enrolling in your company retirement plan, your company may offer you a choice: a Roth 401(k) or a…
A 401(k) match is an excellent feature of a workplace retirement plan that can help secure your financial future.
401(k) Match: What Is It, How It Works Investing & Retirement February 14th, 2024
If your company offers a 401(k) match, get excited. You have an opportunity to stockpile free money for your retirement.…
tax scams during tax season
5 Tax Scams You Need To Watch Out for in 2024 Taxes February 12th, 2024
Criminals stay on the hunt for new ways to steal your money, especially during tax season. How can you protect…
good customer service
Clark Howard’s Simple Steps To Get Better Customer Service Money & Credit February 9th, 2024
With the convenience of online shopping, buying what we want or need is relatively easy. It’s when something goes wrong…
class action lawsuit
Should You Respond to Class-Action Lawsuits? Money & Credit February 7th, 2024
If you go to the mailbox enough or check your email enough, sooner or later, you’ll run across a notification…