Latest Money & Credit

customer service
Clark Howard’s Simple Steps To Get Better Customer Service Money & Credit July 12th, 2023
No matter what product or service you buy, the customer service around it can either make or break your experience.…
Ask Clark money column
My Financial Advisor Just Became a Fiduciary But I’m Getting Charged More in Fees. Should I Switch? Investing & Retirement July 12th, 2023
If you listen to money expert Clark Howard, you've heard that you need a fee-only fiduciary as your financial advisor.…
Chase bank
Best Chase Credit Cards: Top Picks for 2023 Credit Cards July 12th, 2023
When it comes to picking credit cards, not all card issuers are created equal. From small local credit unions to…
Ask Clark money column
How Do You Tell Your Long-Time Spouse You Want To Split Your Finances 50/50? Money & Credit July 11th, 2023
When you're young and just starting your career, you may imagine a worst-case scenario of never making enough money. You…
Ask Clark money column
What’s the Best Way To Exchange Dollars for Foreign Currency? And When Should I Exchange Money? Money & Credit July 10th, 2023
Traveling internationally is one of life's greatest pleasures. It's also a statement that money expert Clark Howard fully believes. He…
Roth 401(k) versus traditional 401(k)
What Is a Roth 401(k) and How Does It Work? Investing & Retirement July 9th, 2023
If you agree with money expert Clark Howard’s investment philosophy and the term “Roth 401(k)” doesn't already make you smile,…
Visa debit card and MasterCard logos
Why You Should Never Use a Debit Card To Pay for Anything Money & Credit July 6th, 2023
Banks love to pitch debit cards as a way to avoid spending money you don’t have. But there are many…
How much money do you need in retirement?
Report: How Much Americans Say They Need To Retire Investing & Retirement July 6th, 2023
A recent financial study shows that the amount of money U.S. adults think they’ll need in retirement is increasing. Northwestern…
3 Places You Should Never Invest Your Money
3 Places You Should Never Invest Your Money Banks & Banking July 5th, 2023
With great power comes great responsibility. Whether you've read about the Sword of Damocles or simply watched Spiderman, you've probably…
Ask Clark money column
My Husband Bought an Individual Stock in His IRA. Will You Tell Him This Is an Awful Idea? Investing & Retirement June 27th, 2023
If you've listened to money expert Clark Howard over the years, you've likely heard him explain his investing strategy. Clark…
7 Items You Should Never Carry in Your Wallet
7 Items You Should Never Carry in Your Wallet Money & Credit June 23rd, 2023
We tend to carry all kinds of personal items in our purses or wallets. While it is necessary to carry…
Ways to make extra cash
How to Make Extra Money: 35 Easy Ways Money & Credit June 22nd, 2023
Whether you're trying to get out of debt, save more for retirement or just boost your monthly income, there has…
saving money
Are You Rich? The Amount Americans Need To Live Comfortably Investing & Retirement June 19th, 2023
With inflation and other economic pressures affecting Americans, what it means to be rich can seem like a fluid concept…
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Do Banks Delay Processing Deposits and Transfers To Make Extra Money? Banks & Banking June 16th, 2023
Banks have given consumers plenty of reasons for cynicism in the 21st century. From the Great Recession (2007-09) to billion-dollar…
9 Ways To Keep Costs Down at Home While You’re Away on Vacation
9 Ways To Keep Costs Down at Home While You’re Away on Vacation Money & Credit June 15th, 2023
When the subject of frugal vacationingcomes up, the focus is understandablyon the cost of the actual vacation. You know, theairfare,…
Ask Clark money column
My Financial Advisor Isn’t a Fiduciary. Should I Switch Advisors? Investing & Retirement June 15th, 2023
Choosing the right financial advisor is a challenge. Typically, a good financial advisor charges around 1% of your total portfolio…
401(k) loan
Should You Ever Take a Loan From Your 401(k)? Investing & Retirement June 13th, 2023
If you are facing a large amount of debt or a big unexpected expense and have a sizeable amount of…
Ask Clark money column
Should I Pay Down My Mortgage or Save More for Retirement? Investing & Retirement June 9th, 2023
Living on less money than you make can lead to complex financial decisions. For example, should you use your free…
Average Social Security check
Report: Average Monthly Social Security Benefit by Age Investing & Retirement June 6th, 2023
Among the many things older Americans look forward to in retirement is their Social Security check. After becoming eligible, how…
The best robo-advisors offer low fees for managing your investment along with good customer service and a good app or website.
5 Best Robo-Advisors in 2023 Investing & Retirement May 31st, 2023
The best robo-advisors are popular because of their inexpensive, hands-off, low-risk approach to investing. As more robo-advisors (and investment options…
CLARK budget method
Free Budget Worksheet: The CLARK Method to Create a Monthly Budget Budgeting & Saving May 30th, 2023
The secret to saving more and spending less every month isn't a secret at all — it's a budget. We…
Buying on margin can lead to financial ruin quickly, money expert Clark Howard says.
Buying on Margin: The Investment Mistake You Need To Avoid Investing & Retirement May 27th, 2023
American investors owed nearly $650 billion in margin debt entering May after the number peaked near $1 trillion at one…
retirement plan
New Report: The Age Most Americans Expect To Retire Investing & Retirement May 26th, 2023
There's a huge gap between the expected retirement age for many American workers versus when retirees actually leave the workplace,…
Clark.com reviews Fidelity Investments to explain which investors are best suited for the brokerage firm.
Fidelity Investments Review 2023: Pros & Cons Investing & Retirement May 26th, 2023
You probably know Fidelity Investments is a giant, popular investment company. Our Fidelity review will help you figure out whether…
A Fisher Investments review finds that the investment company charges high fees and doesn't offer as much in the way of service as the rest of its competitors.
Fisher Investments Review: Is Fisher Really a Fiduciary? Investing & Retirement May 25th, 2023
Ken Fisher has been one of the most recognizable investment personalities for decades. Outside of the biggest names -- BlackRock,…
How to manage your subscriptions
How To Manage Your Monthly Subscriptions To Save Money Money & Credit May 24th, 2023
A major key to keeping track of your finances is to know what you’re spending each month on subscriptions. I…
Ask Clark money column
My Parents Haven’t Saved for Retirement. What Should I Do To Help? Investing & Retirement May 19th, 2023
Most of the headlines regarding family members helping each other financially deal with parents supporting adult children. However, in many…
Best Investment Companies for Investors in 2023
Best Investment Companies for Investors in 2023 Investing & Retirement May 19th, 2023
The best investment companies are good fits for almost every investor, whether you’re a beginner or you’re making exotic trades.…
MySocialSecurity: The Free Account Everyone Needs To Set Up Before Retirement
MySocialSecurity: The Free Account Everyone Needs To Set Up Before Retirement Investing & Retirement May 19th, 2023
For many of us, Social Security will be a significant part of our income during retirement. In fact, the Social…
10 Rules for an Enjoyable Retirement
10 Rules for an Enjoyable Retirement Investing & Retirement May 19th, 2023
WANT A HAPPIER,more fulfilling retirement? You work your entire life to get there, and you want to make the most…