Latest Money & Credit

How To Find and Choose a Financial Advisor
How To Find and Choose a Financial Advisor Investing & Retirement September 6th, 2023
If you want to learn how to find a financial advisor you can trust, you've come to the right place.…
IRA Withdrawal Rules: Early Withdrawal Penalty & Exceptions
IRA Withdrawal Rules: Early Withdrawal Penalty & Exceptions Investing & Retirement September 6th, 2023
If you're funding your retirement through an Individual Retirement Account (IRA), you'll want to know the IRA withdrawal rules to…
Social Security sign
Report: 5 Things Most Americans Don’t Understand About Social Security Investing & Retirement September 5th, 2023
About 75% of U.S. adults over age 50 are concerned about Social Security running out of money in their lifetimes.…
credit lock vs. credit freeze
Use This Sample Letter To Request a Credit Freeze by Mail Money & Credit September 5th, 2023
A credit freeze is the #1 way to protect yourself from identity theft and fraud. There are different ways you…
Discover vs. American Express vs. Chase: Which Credit Card Company Is Best?
Discover vs. American Express vs. Chase: Which Credit Card Company Is Best? Credit Cards August 31st, 2023
Are you planning to apply for a new credit card soon? Most people likely are picking their new plastic based…
ATM machine
How To Avoid ATM Fees Banks & Banking August 31st, 2023
Are you still paying ATM fees? If so, then you’re literally wasting money by giving it to a bank or…
Reverse mortgage
4 Alternatives to a Reverse Mortgage Homes & Real Estate August 30th, 2023
Long-time followers of money expert Clark Howard know that he is not a fan of reverse mortgages. What Is a…
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I Just Graduated With $5,000 in Walmart Stock. How Can I Convert It Into a Roth IRA? Investing & Retirement August 30th, 2023
There are summer jobs that pay decent hourly wages to students. And then there are jobs you work while you're…
Money Under Mattress
How Much Cash Should You Keep at Home in Case of Emergency? Money & Credit August 28th, 2023
You may have heard money expert Clark Howard recommend that everyone should keep some cash at home in case there's…
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Can You Withdraw Money From Retirement Accounts at Will? Investing & Retirement August 25th, 2023
Most financial literature related to 401(k) accounts or IRAs focuses on contributions. But what about when you retire? Yes, there…
13 Fees That Are a Total Waste of Your Hard-Earned Money
13 Fees That Are a Total Waste of Your Hard-Earned Money Money & Credit August 23rd, 2023
It seems like pretty much everything comes with fees these days. Some of those fees we know about, and some…
Retirees holding sign showing retirement budget and expense categories
6 Major Expenses in Retirement (and How To Reduce Them!) Investing & Retirement August 21st, 2023
Many people spend their working years trying to save enough money for retirement. But how can you predict what your…
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Should You Ever Decline a Credit Limit Increase? Credit August 20th, 2023
Congratulations. We just approved you for a credit limit increase of $1,000. Your new limit is $10,000. If you've held…
7 Most Common Financial Regrets
7 Most Common Financial Regrets Money & Credit August 18th, 2023
Unless you're a fictional character, you're likely to have a few financial regrets in your life. Hopefully, they can be…
Calendar with date circled and 'Retire!' written on it
Target Date Funds: Clark’s Favorite Retirement Investment Investing & Retirement August 16th, 2023
Target date funds are the “easy button” for retirement investing. They can take the confusion and research out of investing…
credit score on phone with US dollar
Credit Score Tips: Expert Helps Take Your Score From Good to Great Money & Credit August 16th, 2023
Improving an already good credit score can be a frustrating task. But not an impossible one. I recently spoke with…
Should you roll over your 401(k) to an IRA? It depends on several factors, money expert Clark Howard says.
401(k) Rollover: What You Need To Know & Options Investing & Retirement August 14th, 2023
Should you roll over your 401(k) or leave it with your old company? If you've recently left a job or…
online savings account
How Shockingly Low Interest Rates Are at the Big Banks Banks & Banking August 11th, 2023
The Federal Reserve has managed to gradually reduce inflation. This means that some things we buy are getting cheaper. It…
class-action lawsuit
Should You Respond to Class-Action Lawsuits? Money & Credit August 8th, 2023
In the midst of numerous bills and unsolicited mail that crowd your mailbox, you might get a notice about a…
FedNow instant payments service
What Is FedNow? Banks & Banking August 8th, 2023
Have you ever noticed how even with “instant” payment apps like CashApp, Venmo, and Zelle it takes a few days…
Why Clark Howard Is Obsessed With Roth for Retirement Savings
Why Clark Howard Is Obsessed With Roth for Retirement Savings Investing & Retirement August 8th, 2023
Money expert Clark Howard radiates enthusiasm whenever he talks about Roth IRAs and Roth 401(k)s as retirement options. "I have…
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I’m Retiring as a Firefighter With a Pension, $380K in Investments and $65K in Debt. What Do I Do? Debt August 4th, 2023
A pension is a rarity for people looking to retire in the near future. Throw in nearly $400,000 in retirement…
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Should I Avoid Investing More Than $500,000 With a Single Brokerage Firm? Investing & Retirement August 3rd, 2023
Most people know that the FDIC insures bank accounts up to $250,000. But did you know that brokerage firms registered…
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My Insurance Company Is Penalizing Me for Paying via Credit Card. What Should I Do? Money & Credit August 3rd, 2023
Making a credit card transaction isn't free. Credit card giants such as Visa and Mastercard charge fees for each swipe…
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Is It Worth Chasing the Online Savings Account With the Highest Interest Rate Each Month? Banks & Banking August 1st, 2023
Gone are the days when even the highest-yield savings accounts were paying next to nothing in interest. The Fed has…
Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years
Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years Investing & Retirement July 31st, 2023
You're making a major purchase in the future. Perhaps you're saving to buy a house or a car, pay for…
How many bank accounts should you have?
How Many Bank Accounts Should You Have? Banks & Banking July 28th, 2023
If you've received a bank sign-up bonus offer in the mail, you might be thinking about opening a new bank…
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Clark, Why Do You Spend Money As if You’re Broke? Money & Credit July 25th, 2023
Money expert Clark Howard seems to delight in labeling himself as "cheap." In some ways, it seems that saving money…
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What Does Clark Think About Living on a Cruise Ship for Retirement? Investing & Retirement July 24th, 2023
Cruises can make for fantastic vacations. Some people swear by them. Money expert Clark Howard's son loves them so much…
5-year CD
The Window To Open a 5-Year CD Is Closing Soon Money & Credit July 24th, 2023
While the recent inflationary pressures affecting the U.S. economy have not been kind to your budget, they have been beneficial…