Here’s Your Estimated 2024 Tax Refund Schedule

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The COVID-19 pandemic changed the deadlines to file federal tax returns and pay your tax obligations for a few years. The deadline has since returned to normal.

Haven’t filed your taxes yet? Here’s what you need to know about when you can expect your refund.

Here’s When You Should Receive Your Refund for Tax Year 2023

The Internal Revenue Service began accepting and processing 2023 tax returns starting on Jan. 29, 2024 (Jan. 12 for those using IRS Free File).

Almost everyone I know procrastinates their taxes until close to the due date. This year, you have until April 15 to file or request an extension. However, if the IRS owes you a refund, money expert Clark Howard says it’s a good idea to claim your money as soon as possible.

“If you are owed a refund, don’t wait,” Clark says. “If you prepare your own taxes, go ahead and file your return. Get a refund as quickly as you can.”

There’s an age-old adage that says, “In this world, nothing is certain except death and taxes.” So kudos to the IRS for consistently issuing most refunds in less than a month.

The IRS says it issues more than 90% of refunds in less than 21 days. Nine in 10 taxpayers get their refunds faster by using e-file and direct deposit, the IRS says, calling it the “safest, fastest way to receive your refund.”

If you file a paper return or request your refund by mail, you can anticipate waiting longer than 21 days. There are other factors that can cause delays as well.

Here’s our estimated tax refund schedule. As the IRS has not published an exact schedule for 2023 tax year refunds, the following chart is based on published guidelines and estimates from previous years. Remember, these dates are only estimates.

IRS receives your return by...Anticipated refund date if e-filed with direct depositAnticipated refund date if e-filed with refund mailedAnticipated refund date if paper return filed with direct depositAnticipated refund date if paper return filed with refund mailed
Jan. 22Feb. 5Feb. 12Feb. 19Feb. 26
Jan. 29Feb. 12Feb. 19Feb. 26March 4
Feb. 5Feb. 19Feb. 26March 4March 11
Feb. 12Feb. 26March 4March 11March 18
Feb. 19March 4March 11March 18March 25
Feb. 26March 11March 18March 25April 1
March 4March 18March 25April 1April 8
March 11March 25April 1April 8April 15
March 18April 1April 8April 15April 22
March 25April 8April 15April 22April 29
April 1April 15April 22April 29May 6
April 8April 22April 29May 6May 13
April 15April 29May 6May 13May 20

3 Ways To Track Your Refund

There are a few different ways to track your refund once you submit your tax return:

  1. Where’s My Refund?
  2. IRS2Go Mobile App
  3. Call 1-800-829-1954.

If you file your tax return electronically, the IRS says you need to wait 24 hours before checking the status of your 2023 tax refund. That waiting period changes to four weeks if you mail your return.


To check your refund status, you’ll need:

  • Social Security number or ITIN
  • Filing status
  • Exact refund amount

If you check the status from the “Where’s My Refund” webpage, you’ll need to click on the blue rectangular bar that says “Check My Refund Status” (pictured below).

The “Check My Refund Status” page is available only for desktops. To access the same information via your smartphone or tablet, you’ll need the IRS2Go App.

The IRS says you should resort to calling only if it’s been more than 21 days since you e-filed or if “Where’s My Refund” tells you to contact the IRS.

Why You Don’t Want a Big Tax Refund

Expecting a big tax refund in 2024? Clark says you may want to rethink your strategy in the future.

“Are you excited that you’re getting a big tax refund?” Clark says.

“Don’t be excited about that! Because you know what you’re doing? A method of forced savings, where you pay extra money to the feds all year. You’re making an interest-free loan to the federal government so you’ll have money [arrive] almost like a bonus check or small lottery winning. Bad plan!”