The Best Place to Order Checks Online

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Checkbook with pen
Image Credit: Dreamstime

They say it takes money to make money, but spending it shouldn’t cost any more than necessary. If you’re ordering personal checks through your bank, chances are you’re overspending.

Team Clark recently analyzed the best prices available for both single and duplicate checks online from 10 different retailers, then we ordered checks from five of the best:

If you’re looking for cheap checks online, we found that Sam’s Club, Bradford Exchange and Super Value Checks all offer options for less than $0.04 per single check and average around $0.05 for duplicates.

In this article, we’ll break down the best buying options from these stores and more in addition to customer service options, delivery times and other ways to save.

Where to Buy Cheap Checks

The price of checks can vary greatly, and often you can find cheaper alternatives online compared to ordering directly through your bank.

Below are the prices we found on January 13, 2021, for personal checks at a selection of popular retailers with an A+ rating at the Better Business Bureau:

Single Checks

 # of Checks Per BoxPrice for Two BoxesPrice Per Check
Costco125$16.04$0.0641
Sam's Club240$13.20$0.0275
Bradford Exchange120$4.99$0.0208
Super Value Checks125$7.90$0.0316
Checks.com100$9.90$0.0495
Walmart150$14.92$0.0497
Carousel Checks125$13.98$0.0559
VistaPrint150$22.79$0.0759
Current Catalog100$24.98$0.1249
Checks Unlimited100$29.98$0.1499

The Top Five Places to Order Cheap Checks Online:

You can find single checks for less than $0.03 at both Bradford Exchange and Sam’s Club. Additionally, there are low prices per check at Super Value Checks, Checks.com and Walmart among others.

If you’re a Costco Executive member, the price for two packs of single checks drops to $12.83, which brings the per-check price to a competitive $0.051. Of course, these numbers don’t reflect the membership costs of stores like Sam’s Club or Costco.

If ordering duplicate checks makes it easier for you to keep track of your finances, it may be worth the extra dollar or two to purchase them instead. If so, here are the prices we found at the same online retailers per duplicate check:

Duplicate Checks

 # of Checks Per BoxPrices for Two BoxesPrice Per Check
Costco100$16.39$0.0819
Sam's Club165$13.96$0.0423
Bradford Exchange100$6.49$0.0325
Walmart150$16.92$0.0564
Super Value Checks100$11.90$0.0595
Checks.com100$11.90$0.0595
VistaPrint150$25.15$0.0842
Carousel Checks100$19.98$0.0999
Current Catalog100$30.29$0.1515
Checks Unlimited100$39.98$0.1999

The Top Five Cheapest Places to Order Duplicate Checks Online:

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The top two stores hold their spots for both single and duplicate checks, but Walmart appears in third place for the cheapest duplicate checks available.

Other online retailers like VistaPrint, Current Catalog, Checks Unlimited and Carousel Checks turned out to be more expensive per check for both singles and duplicates. Although the stores’ base prices are higher, you should still consider checking these websites for available discounts before ordering checks online.

Occasional promotions (like getting a free box with a purchase, percent-off sales and free shipping) may help you save big! Just don’t forget to look at the per-check price to avoid overpaying during a “deal.”

Ordering Checks Online

When ordering personal checks online, there are many factors to take into account beyond the base price. In addition to shipping and processing, it’s also helpful to know how long it will take to place an order, to receive your checks in the mail and to contact customer support.

I ordered checks from Sam’s Club, Bradford Exchange, Super Value Checks, Walmart and Costco for a first-hand look at each of these factors.

cheap checks

Time Spent Ordering Checks Online and Receiving Checks in the Mail

 Placing the OrderReceiving the Checks
Costco6 minutes8 days
Sam's Club6 minutes8 days
Bradford Exchange5 minutes8 days
Super Value Checks5 minutes8 days
Walmart5 minutes8 days

Ordering checks online at each of these stores was a fairly quick, simple process. It helped that I had my bank account and routing numbers nearby as well as my Costco and Sam’s Club membership numbers.

I ordered the smallest packages available without any additional features and received each of my orders in just over one week in every case. I also selected standard, non-trackable shipping. If you’re placing a bigger or more elaborate order, it may not arrive as quickly. Alternatively, you can pay more for expedited services.

Clearly, ordering checks in the mail takes a little time, so be prepared and order early! In any case, having at least one check from your old box will make it easier to locate your routing and account number.

Customer Service

Once I finished placing orders at each store, I contacted customer service with a simple question regarding the order to see how long it took to hear back from a representative.

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 Reaching a Live Representative by Phone
Costco3 minutes, 39 seconds
Sam's Club6 minutes, 8 seconds
Bradford Exchange53 seconds
Super Value Checks3 minutes, 4 seconds
Walmart4 minutes, 35 seconds

I called each company’s customer service phone number listed online and was connected to a live representative in under seven minutes each time. I called on a Tuesday morning and honestly expected longer hold times.

Bradford Exchange was the fastest to respond, followed by Super Value Checks, Costco and Walmart. Sam’s Club took the longest to connect at just over six minutes. When calling Costco or Sam’s Club customer service, be sure to have your membership number ready for faster service.

The Overall Best Stores for Ordering Cheap Checks Online

After receiving the checks from each store, I reflected on the overall experience to determine where you’ll save the most when it comes to ordering checks online. Here are the main takeaways:

1. Sam’s Club Checks

Sam's Club Checks

Sam’s Club makes the check-ordering process simple for its members. Like many other companies, it automatically ships to the address that will be displayed on the check for added security.

Best price per single check: $0.0275
Standard shipping: Free
Delivery time: 8 days

2. Bradford Exchange Checks

Bradford Exchange Checks

In addition to an easy ordering process, Bradford Exchange’s customer service was also the easiest to reach. When I called on a Tuesday morning, I was connected in less than one minute.

Best price per single check: $0.0275
Standard shipping: Free
Delivery time: 8 days

3. Super Value Checks


Super Value Checks

Ordering from Super Value Checks was quick and easy, but this is the only company I ordered from that allowed you to enter a different address for shipping. Be sure to double-check all of your information before placing your order here.

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Best price per single check: $0.0316
Standard shipping: $2.99
Delivery time: 8 days

4. Walmart Checks


Walmart Checks

Ordering checks from Walmart took just around five minutes, and it was easy to reach customer service. As with the other companies, trackable shipping was available for an additional fee.

Best price per single check: $0.0497
Standard shipping: Free
Delivery time: 8 days

5. Costco Checks

Costco Checks
Ordering checks from Costco as a member was simple and quick. Customization was available, though if you’re going to pay additional fees, go for added security features instead.

Best price per single check: $0.0642
Standard shipping: Free
Delivery time: 8 days

More Ways to Save

  • Consider ordering more than one box at a time to avoid additional delivery fees, and make the most of online promotions, deals and discounts if you use checks often.
  • Check online sales and promotions.
  • Make sure you’re buying from a reputable seller by checking the Better Business Bureau page.
  • If you’re going to pay more than the base price for classic checks, pay for added security features. These are a far better use of your money than getting a pricey design.

More Articles on Getting the Most Out of Your Bank:

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