Latest Money & Credit

What Is an Annuity, and Why Does Clark Think They Stink?
What Is an Annuity, and Why Does Clark Think They Stink? Insurance May 9th, 2024
Money expert Clark Howard is passionate about many financial topics. But it's hard to find something that gets him more…
Coins stacked up and growing in value
What Is the Rule of 72 and Why Should You Care About It? Investing & Retirement May 8th, 2024
Everybody loves the idea of doubling their money. But did you know there's a simple formula that can help you…
Coins stacked up and growing in value
Best Place to Sell Your Gold Without Getting Ripped Off Money & Credit May 7th, 2024
With Gold near all time highs right now, you may be interested in selling your unwanted gold. But, where's the…
Credit lock vs. credit freeze What's the difference
Credit Lock vs. Credit Freeze: What’s the Difference? Money & Credit May 7th, 2024
Many consumers rightly concerned about identity theft and other financial crimes have opted for a credit freeze. But many others…
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Should I Fire My 1% Financial Advisor To Save on Fees? Investing & Retirement May 2nd, 2024
Deciding to save and invest are great habits. But once you check that box, your job isn't done. You still…
A mutual fund is a popular retirement investment type that can get you quick access to a diversified portfolio.
Mutual Funds: Are They A Good Investment Investing & Retirement May 1st, 2024
A mutual fund is an investment vehicle that gives you access to a diversified, professionally-managed portfolio. In this article, I'll…
401(k) loan
Is a 401(k) Loan a Good Idea? Almost Never Investing & Retirement April 30th, 2024
If you are facing a large amount of debt or a big unexpected expense and have a sizeable amount of…
Your company 401(k) plan fees can make a big difference in how much sense it makes to participate in the plan beyond securing the company match.
Why You Need To Know Your Company 401(k) Fees Investing & Retirement April 30th, 2024
Enrolling in a 401(k) plan is like getting hold of a cheat code for retirement: Not only is it tax-advantaged,…
Should you roll over your 401(k) to an IRA? It depends on several factors, money expert Clark Howard says.
Should You Rollover Your 401(k) to a New Employer? How To Make the Right Decision Investing & Retirement April 30th, 2024
Should you roll over your 401(k) or leave it with your old company? If you've recently left a job or…
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What Are My Retirement Account Options if My Company Doesn’t Offer a 401(k)? Investing & Retirement April 30th, 2024
If you work for a big company as a full-time employee, chances are you have access to a 401(k) account.…
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401k Fees: How Much is Too Much? Investing & Retirement April 30th, 2024
The easiest decision in retirement planning is contributing to your company 401(k) account up to the company match. You can…
The key parts of a 401(k) retirement plan include a company match, 401(k) contribution limits, withdrawal rules and traditional vs. Roth 401(k) plans.
What Is a 401(k) Plan and How Does It Work? Investing & Retirement April 30th, 2024
You've probably heard of a 401(k) retirement plan. You may even contribute to a 401(k) plan at work. Even so,…
How To Retire a Millionaire With a 401(k) Plan in 19 Years
How To Retire a Millionaire With a 401(k) Plan in 19 Years Investing & Retirement April 30th, 2024
Funding your retirement is one of the most important financial goals you'll ever pursue. But it can seem daunting, especially…
How To Use an IRA To Become a Millionaire
How To Use an IRA To Become a Millionaire Investing & Retirement April 30th, 2024
Money expert Clark Howard thinks that beyond supporting yourself, saving and investing for retirement should be your most important financial…
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What Can I Safely Use for Peer-to-Peer Payments? Money & Credit April 29th, 2024
Money expert Clark Howard believes in protecting consumers, educating people on practical financial matters and repeating himself to make key…
Why You Want To Spend Your IRA Money Before You Die
Why You Want To Spend Your IRA Money Before You Die Investing & Retirement April 29th, 2024
Prior to 2020, passing wealth from generation to generation through an IRA was a straightforward strategy. A family could take…
vacation account
This Bank Account Trick Makes It Easy To Save for That Next Getaway Money & Credit April 26th, 2024
Saving up for a big vacation can put a lot of stress on your wallet. But there’s an easy and…
gold bars
Should I Buy Gold? Is It a Good Investment? Investing & Retirement April 24th, 2024
With the price of gold recently exceeding all time highs, many people are now wondering if they should have gold…
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Are Municipal Bonds a Good Investment To Avoid Federal Taxes? Investing & Retirement April 24th, 2024
Bonds are an important part of a typical investment portfolio. That's especially true the closer you get to retirement and…
How Much Money Do I Need in My Emergency Fund?
How Much Money Do I Need in My Emergency Fund? Money & Credit April 24th, 2024
Building and maintaining an emergency fund is a basic financial building block. But how much money do you need in…
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I’m Retiring From Boeing. Should I Take a Lump Sum or Monthly Pension? Investing & Retirement April 23rd, 2024
Deciding to take a lump sum vs. a monthly or yearly payout is a great but difficult choice. You need…
How To Find and Claim Missing Money in Your Name
How To Find and Claim Missing Money in Your Name Money & Credit April 23rd, 2024
Old bank accounts, insurance policies and safe deposit boxes could be holding money that you've forgotten about. More than $4…
Ascensus Acquires Vanguard’s Small Business Retirement Plans
Ascensus Acquires Vanguard’s Small Business Retirement Plans Investing & Retirement April 22nd, 2024
Ascensus, the largest player in the retirement investment space, announced it will acquire many small business retirement plans from Vanguard.…
woman holding cell phone paze app
Why Clark Says You Should ‘Ignore’ Paze as Trendy New Payment Option Money & Credit April 22nd, 2024
Did you know that the latest reports indicate a majority of Americans now regularly use some method of digital payment?…
Best Financial Advisors in 2024
Best Financial Advisors in 2024 Investing & Retirement April 22nd, 2024
Type "best financial advisors" into your favorite search engine and you'll get a variety of results including lists of robo-advisors,…
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I Keep $10 Million of My $13 Million in High-Yield Savings Accounts and CDs. Am I Too Conservative? Investing & Retirement April 18th, 2024
The more money you have, the more security matters. It's an almost universal truth. High-net-worth individuals are smart to diversify…
Should I Convert a Traditional IRA to a Roth IRA?
Should I Convert a Traditional IRA to a Roth IRA? Investing & Retirement April 16th, 2024
Money expert Clark Howard calls himself "the man from Roth." He so loves Roth IRAs that it's a small miracle…
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Can a Credit Bureau Share My Personal Information, Including My Social Security Number? Money & Credit April 12th, 2024
A long history of data breaches and other hacks means that, for most of us, our personal information is out…
How Much of Each Paycheck You Should Save or Invest
How Much of Each Paycheck You Should Save or Invest Investing & Retirement April 10th, 2024
As a country, the United States stinks at saving money. However, we collectively got our act together not long after…
The Best Place To Order Checks Online
The Best Place To Order Checks Online Banks & Banking April 8th, 2024
They say it takes money to make money, but spending it shouldn’t cost any more than necessary. If you’re ordering…