Latest Money & Credit

Roth IRA conversion
Ask Clark: Should I Convert a Traditional IRA to a Roth IRA? Investing & Retirement April 1, 2020
We all know there's not a lot of good news economically coming out of the coronavirus pandemic right now. But…
The federal government has stepped in to help with unemployment benefits as a result of the coronavirus pandemic.
What You Need to Know About Coronavirus Unemployment Benefits Money & Credit March 31, 2020
If you've lost your job as a result of the coronavirus pandemic, help is on the way in the form…
Best way to spend or save your coronavirus stimulus check money
4 Things to Do With Your Coronavirus Stimulus Check Money & Credit March 30, 2020
The U.S. government has approved the use of $2 trillion in an attempt to stimulate the U.S. economy and help…
Social Security benefits
Ask Clark: Should I File for Social Security Now? Investing & Retirement March 26, 2020
A lot of Americans are finding themselves laid off or with hours cut back at work. If you're in your…
Stimulus Coronavirus Checks
What You Need to Know About Your Coronavirus Stimulus Check Money & Credit March 26, 2020
The $2 trillion Coronavirus Aid, Relief, and Economic Security (CARES) Act includes direct payments to most Americans. President Trump signed…
Dollar bill with 401k image
Ask Clark: What Do I Do With My 401(k) if I Am Laid Off? Investing & Retirement March 24, 2020
When times get tough and you're out of work, you may be tempted to tap your 401(k) for living expenses.…
Stressed woman with credit card statement
What Should I Do if I Can’t Pay My Credit Card Bills? Money & Credit March 24, 2020
With a lot of Americans facing layoffs or fewer hours at work, credit card issuers are gearing up for questions…
Young man thinking about investing in the stock market
Ask Clark: Should I Buy Stocks Right Now? Investing & Retirement March 23, 2020
If you're a younger investor, you may be wondering if you should use money you've saved for another purpose to…
Big Ways Coronavirus Is Impacting Tax Deadlines
3 Big Ways Coronavirus Is Impacting Tax Deadlines Taxes March 20, 2020
American taxpayers unsure about how the coronavirus pandemic may affect their financial life have some tax-related relief to look forward…
Paying Bills
How to Decide Which Bills to Pay First When You Have Limited Money Money & Credit March 20, 2020
If you've found yourself unemployed due to the coronavirus pandemic — or you suspect that you might be soon —…
Are the Banks Safe Right Now?
Are Banks Safe Right Now? Banks & Banking March 19, 2020
Understandably, the coronavirus pandemic has created quite a bit of anxiety among Americans concerned about their finances. One of the…
Coronavirus Pandemic: How You Can Help Others
Coronavirus Pandemic: 5 Ways You Can Help Others Right Now Money & Credit March 17, 2020
The coronavirus pandemic is affecting several aspects of our daily lives, but one silver lining is that it is causing…
These Carriers Are Dropping Data Caps and More to Help Customers Affected by COVID-19
Coronavirus: What Cell Phone & Internet Service Providers Are Doing Cell Phones March 17, 2020
To help their customers in light of the coronavirus pandemic, many companies continue to change the way they do business…
U.S. Federal Reserve icon on money
Ask Clark: What Does the Federal Reserve Interest Rate Cut Mean to You? Money & Credit March 16, 2020
The Federal Reserve made an emergency rate cut this weekend for the first time since the 2008 financial crisis. Clark:…
traffic sign that reads 'warning bear market ahead'
What Is a Bear Market? Investing & Retirement March 16, 2020
According to the Chinese calendar, 2020 is supposed to be the year of the rat. But if you ask anyone…
How to prepare your finances for coronavirus outbreak
Coronavirus: 7 Things You Can Do to Prepare Your Finances Today Money & Credit March 13, 2020
It has been a difficult week for the economy, the stock market and numerous industries — all likely impacting your…
Investments and Retirement
Ask Clark: What Should I Do About My Investments if I’m Retiring This Year? Investing & Retirement March 13, 2020
If you're just on the cusp of retiring, you've probably been rattled by all the recent downward moves in the…
Clark Howard coronavirus
Coronavirus: Follow These 3 Steps to Prepare Now for a Recession Money & Credit March 12, 2020
Money expert Clark Howard is urging Americans to "prepare for the worst and hope for the best" when it comes…
Coronavirus & Your Finances: What to Know and Do
Coronavirus and Your Money: Answers and Resources Money & Credit March 10, 2020
The coronavirus (COVID-19) pandemic is affecting nearly every aspect of our daily lives. Whether you are worried about your job,…
StockSelloff (2)
Should You Sell or Stay Put in the Stock Market? Investing & Retirement March 9, 2020
The topsy-turvy moves of the stock market in the last weeks have caused many investors to panic and sell their…
Where You Should Never Put Your Tax Refund
Where You Should Never Put Your Tax Refund Taxes March 5, 2020
For people expecting refunds, tax time always brings up an important decision to make: What to do with your tax…
Smiling female school teacher sitting on a chair facing students in a classroom holding up and explaining a worksheet
What Is a 403(b) and How Does It Work? Investing & Retirement March 5, 2020
A 403(b) plan is the public school employee's equivalent of the private sector 401(k). It's a retirement account designed to…
senior couple saving money with a piggy bank
12 Ways to Save Money in Retirement Investing & Retirement March 4, 2020
Retirement can be a wonderful thing, but it doesn't necessarily come without its own set of challenges. When you no…
Ask Clark: Will Credit Karma Change Now That It Is Owned by Inuit?
Ask Clark: Will Credit Karma Change Now That It Is Owned by Inuit? Money & Credit March 4, 2020
Financial software firm Intuit recently announced that it is buying Credit Karma, which is known for its free consumer products.…
Two chairs overlooking Hawaii
Report: The Most Realistic Retirement Age in Every State Investing & Retirement March 2, 2020
Most Americans dream of retiring one day, but for that goal is more achievable for some people than others. The…
Where to (Temporarily) Put Your Savings Right Now
Where to (Temporarily) Put Your Savings Right Now Money & Credit February 27, 2020
If you're following the news headlines lately, this may be one of those times when you're a bit antsy about…
Report: Companies With the Best Retirement Plans
Report: These Companies Have the Best Retirement Plans Investing & Retirement February 26, 2020
The best retirement plans are typically those at companies that offer to match their employees' 401(k) contributions. The way it…
Banking on Your Home to Fund Your Retirement? Read This
Report: Some U.S. Homeowners Are Making a Big Retirement Mistake Investing & Retirement February 24, 2020
If you're thinking about using your home to fund your retirement, you might want to explore other options. The reason…
The #1 Difference Between Super Savers and Average Savers
The #1 Difference Between ‘Super Savers’ and Average Savers Investing & Retirement February 14, 2020
When it comes to saving money, some people are extremely good at it, while many more are just average or…
Coins stacked up and growing in value
What Is the Rule of 72 and Why Should You Care About It? Investing & Retirement February 14, 2020
Everybody loves the idea of doubling their money. But did you know there's a simple formula that can help you…