Latest Money & Credit
![What Is an Annuity, and Why Does Clark Think They Stink?](https://i0.wp.com/clark.com/wp-content/uploads/2021/05/dreamstime_xxl_173572496.jpg?resize=480%2C480&ssl=1)
Money expert Clark Howard is passionate about many financial topics. But it's hard to find something that gets him more…
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All information about Chase Freedom Unlimited®, Prime Visa and Chase Freedom Flex® has been collected independently by Clark Howard, Inc.When…
![Stash Review: How It Works, Pros & Cons](https://i0.wp.com/clark.com/wp-content/uploads/2024/06/dreamstime_xxl_214988592.jpg?resize=480%2C480&ssl=1)
You can make investing simple. Think target date funds -- the easy button of retirement investing. But it can be…
![Gold is not an investment](https://i0.wp.com/clark.com/wp-content/uploads/2024/06/gold-not-investment.png?resize=480%2C480&ssl=1)
Gold has been a fashionable purchase as of late as Americans look for some stability to counteract the ebbs and…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Holidays, birthdays, weddings and graduations are prime gift-giving times. But many of us are guilty of turning to gift cards…
![What Is a CD Ladder and When Is It a Good Idea?](https://i0.wp.com/clark.com/wp-content/uploads/2023/01/ladder-e1705934161809.jpg?resize=480%2C480&ssl=1)
One of the silver linings of historic inflation and the Fed interest rate hikes that followed is that for the…
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For many Americans, retirement brings to mind white sand beaches and emerald green golf courses. But at what age do…
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One thing doctors typically recommend is an annual checkup. Like a financial physician, money expert Clark Howard recommends that you…
![Clark Howard's never, not ever rules](https://i0.wp.com/clark.com/wp-content/uploads/2023/06/never-no.jpg?resize=480%2C480&ssl=1)
The financial moves we need to make typically require some flexibility on our part — but also some hard-and-fast rules.…
![My Social Security: The Free Account Everyone Needs To Set Up Before Retirement](https://i0.wp.com/clark.com/wp-content/uploads/2018/05/My-Social-Security.png?resize=480%2C480&ssl=1)
For many of us, Social Security will be a significant part of our income during retirement. In fact, the Social…
![Visa debit card and MasterCard logos](https://i0.wp.com/clark.com/wp-content/uploads/2019/04/Visa-debit-card-and-MasterCard-logos.png?resize=480%2C480&ssl=1)
Banks love to pitch debit cards as a way to avoid spending money you don’t have. But there are many…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Once I found two $100 bills lying in a parking lot. It made my week. But imagine there's money in…
![Money mistakes](https://i0.wp.com/clark.com/wp-content/uploads/2018/12/money-mistakes.png?resize=480%2C480&ssl=1)
Minding your money is a priority for those seeking financial freedom. Even if you’re saving money each month and stashing…
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One of the easiest ways to get a deluge of emails following a Clark Howard podcast segment is to bring…
![How To Turn $100 a Week Into $1 Million With Compound Interest](https://i0.wp.com/clark.com/wp-content/uploads/2021/07/dreamstime_xxl_95965570.jpg?resize=480%2C480&ssl=1)
Compound interest is one of the most exciting financial phenomena. Why? It's earning interest on interest! Get 10% in annual…
![9 Ways To Keep Costs Down at Home While You’re Away on Vacation](https://i0.wp.com/clark.com/wp-content/uploads/2017/05/leaving-home.jpg?resize=480%2C480&ssl=1)
When the subject of frugal vacationingcomes up, the focus is understandablyon the cost of the actual vacation. You know, theairfare,…
![7 Items You Should Never Carry in Your Wallet](https://i0.wp.com/clark.com/wp-content/uploads/2022/01/Wallet-e1716988082244.jpg?resize=480%2C480&ssl=1)
We tend to carry all kinds of personal items in our purses or wallets. While it is necessary to carry…
![The Rule of 55: What Is It, How It Works](https://i0.wp.com/clark.com/wp-content/uploads/2021/04/dreamstime_xxl_210238533-2.jpg?resize=480%2C480&ssl=1)
If you're thinking about early retirement, it may be important to understand the Rule of 55 for 401(k) plans. This…
![How To Find Missing or Lost Retirement Accounts](https://i0.wp.com/clark.com/wp-content/uploads/2021/09/dreamstime_xxl_17367430.jpg?resize=480%2C480&ssl=1)
Americans have reportedly lost or abandoned more than $1.6 trillion in retirement funds from previous employers. Fortunately, if you've lost…
![Piggy bank money for retirement](https://i0.wp.com/clark.com/wp-content/uploads/2024/05/piggy-bank-retirement.png?resize=480%2C480&ssl=1)
As a working person, perhaps you’ve grown a bit tired of the rat race and asked yourself the age-old question:…
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Keeping the same email address for years, or even decades, has its benefits. You can take a walk down memory…
![How One Couple Saved $1 Million By Age 70 Despite Starting Very Late](https://i0.wp.com/clark.com/wp-content/uploads/2023/11/Couple-saving-money-scaled-e1699391517124.jpg?resize=480%2C480&ssl=1)
IT WAS JULY 2003.My wife and I were in our early 50s. Wehad jobs we liked and we lived comfortably.…
![Social Security shortfall money](https://i0.wp.com/clark.com/wp-content/uploads/2018/10/social-security.jpg?resize=480%2C480&ssl=1)
One of the most anxiety-causing subjects for many people who have retired or are nearing retirement age is whether Social…
![How Much Does a Financial Advisor Cost?](https://i0.wp.com/clark.com/wp-content/uploads/2021/02/Financial-advisor-cost.png?resize=480%2C480&ssl=1)
Figuring out how much a financial advisor costs can be challenging. But it's easier if you understand how financial advisors…
![3 Places You Should Never Invest Your Money](https://i0.wp.com/clark.com/wp-content/uploads/2022/06/dreamstime_xxl_621454801.jpg?resize=480%2C480&ssl=1)
With great power comes great responsibility. Whether you've read about the Sword of Damocles or simply watched Spiderman, you've probably…
![What Are Index Funds?](https://i0.wp.com/clark.com/wp-content/uploads/2020/07/dreamstime_xxl_105967603.jpg?resize=480%2C480&ssl=1)
Index funds are among the most popular retirement investments. But exactly what are they, and what are the best index…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
A 401(k) plan is one of the best benefits you can receive as a full-time employee. Especially if it comes…
![Roth vs. traditional IRA is a decision that you'll face if you want to fund a retirement account outside of work.](https://i0.wp.com/clark.com/wp-content/uploads/2021/04/dreamstime_xxl_135970477-1.jpg?resize=480%2C480&ssl=1)
If you're funding an Individual Retirement Account, your first decision will be a Roth vs. traditional IRA. But what's a…
![Vanguard fees](https://i0.wp.com/clark.com/wp-content/uploads/2024/05/Vanguard-fees.png?resize=480%2C480&ssl=1)
Vanguard, one of Team Clark's favorite brokerage firms, recently announced to its customers several "junk fees," as money expert Clark…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
His spending habits command respect and create frustration. Money expert Clark Howard considers himself cheap. He sometimes says his time…