Latest Money & Credit

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Credit Score Tips: Expert Helps Take Your Score From Good to Great Money & Credit August 16th, 2023
Improving an already good credit score can be a frustrating task. But not an impossible one. I recently spoke with…
Should you roll over your 401(k) to an IRA? It depends on several factors, money expert Clark Howard says.
401(k) Rollover: What You Need To Know & Options Investing & Retirement August 14th, 2023
Should you roll over your 401(k) or leave it with your old company? If you've recently left a job or…
online savings account
How Shockingly Low Interest Rates Are at the Big Banks Banks & Banking August 11th, 2023
The Federal Reserve has managed to gradually reduce inflation. This means that some things we buy are getting cheaper. It…
class-action lawsuit
Should You Respond to Class-Action Lawsuits? Money & Credit August 8th, 2023
In the midst of numerous bills and unsolicited mail that crowd your mailbox, you might get a notice about a…
FedNow instant payments service
What Is FedNow? Banks & Banking August 8th, 2023
Have you ever noticed how even with “instant” payment apps like CashApp, Venmo, and Zelle it takes a few days…
Why Clark Howard Is Obsessed With Roth for Retirement Savings
Why Clark Howard Is Obsessed With Roth for Retirement Savings Investing & Retirement August 8th, 2023
Money expert Clark Howard radiates enthusiasm whenever he talks about Roth IRAs and Roth 401(k)s as retirement options. "I have…
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I’m Retiring as a Firefighter With a Pension, $380K in Investments and $65K in Debt. What Do I Do? Debt August 4th, 2023
A pension is a rarity for people looking to retire in the near future. Throw in nearly $400,000 in retirement…
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Should I Avoid Investing More Than $500,000 With a Single Brokerage Firm? Investing & Retirement August 3rd, 2023
Most people know that the FDIC insures bank accounts up to $250,000. But did you know that brokerage firms registered…
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My Insurance Company Is Penalizing Me for Paying via Credit Card. What Should I Do? Money & Credit August 3rd, 2023
Making a credit card transaction isn't free. Credit card giants such as Visa and Mastercard charge fees for each swipe…
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Is It Worth Chasing the Online Savings Account With the Highest Interest Rate Each Month? Banks & Banking August 1st, 2023
Gone are the days when even the highest-yield savings accounts were paying next to nothing in interest. The Fed has…
Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years
Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years Investing & Retirement July 31st, 2023
You're making a major purchase in the future. Perhaps you're saving to buy a house or a car, pay for…
How many bank accounts should you have?
How Many Bank Accounts Should You Have? Banks & Banking July 28th, 2023
If you've received a bank sign-up bonus offer in the mail, you might be thinking about opening a new bank…
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Clark, Why Do You Spend Money As if You’re Broke? Money & Credit July 25th, 2023
Money expert Clark Howard seems to delight in labeling himself as "cheap." In some ways, it seems that saving money…
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What Does Clark Think About Living on a Cruise Ship for Retirement? Investing & Retirement July 24th, 2023
Cruises can make for fantastic vacations. Some people swear by them. Money expert Clark Howard's son loves them so much…
5-year CD
The Window To Open a 5-Year CD Is Closing Soon Money & Credit July 24th, 2023
While the recent inflationary pressures affecting the U.S. economy have not been kind to your budget, they have been beneficial…
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Should I Invest a Lump Sum at Once or Through Dollar-Cost Averaging? Investing & Retirement July 20th, 2023
Most of us have dreamed about suddenly receiving a large pile of money. But, if you're financially responsible, you may…
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Who Should Consider Setting Up a Trust? Money & Credit July 19th, 2023
When you prepare for the end of life, you'll probably create a will. But what about a trust? Do you…
recession sign
Why You Should Expect a Mild Recession Money & Credit July 18th, 2023
Although inflation has fallen a bit and mortgage rates are starting to recede, economic headwinds have been indicating that the…
3 Big Retirement Account Changes You Haven’t Heard About
3 Big Retirement Account Changes You Haven’t Heard About Investing & Retirement July 17th, 2023
It's hard enough to learn all the retirement account laws and rules. Keeping up with retirement account changes from year…
Property taxes
Report: The 10 Highest Property Taxes by State Money & Credit July 17th, 2023
Property taxes are a big part of owning a home for most Americans. If you think what you’re paying yearly…
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What’s Clark’s Opinion on the Greenlight Prepaid Debit Card for Kids? Money & Credit July 14th, 2023
Decades ago, finances for children were simpler. Perhaps you put up a chore chart on the back of a door…
The Rule of 55 allows you to withdraw 401(k) funds before age 59½.
The Rule of 55: What Is It, How It Works Investing & Retirement July 13th, 2023
If you're thinking about early retirement, it may be important for you to understand the Rule of 55 for 401(k)…
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What Does Clark Howard Think About Vanguard’s New Cash Deposit Feature? Investing & Retirement July 13th, 2023
Vanguard slowly rolled out Cash Deposit in 2022, an FDIC-insured interest-bearing account for its customers. The massive discount broker, known…
customer service
Clark Howard’s Simple Steps To Get Better Customer Service Money & Credit July 12th, 2023
No matter what product or service you buy, the customer service around it can either make or break your experience.…
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My Financial Advisor Just Became a Fiduciary But I’m Getting Charged More in Fees. Should I Switch? Investing & Retirement July 12th, 2023
If you listen to money expert Clark Howard, you've heard that you need a fee-only fiduciary as your financial advisor.…
Chase bank
Best Chase Credit Cards: Top Picks for 2023 Credit Cards July 12th, 2023
When it comes to picking credit cards, not all card issuers are created equal. From small local credit unions to…
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How Do You Tell Your Long-Time Spouse You Want To Split Your Finances 50/50? Money & Credit July 11th, 2023
When you're young and just starting your career, you may imagine a worst-case scenario of never making enough money. You…
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What’s the Best Way To Exchange Dollars for Foreign Currency? And When Should I Exchange Money? Money & Credit July 10th, 2023
Traveling internationally is one of life's greatest pleasures. It's also a statement that money expert Clark Howard fully believes. He…
Roth 401(k) versus traditional 401(k)
What Is a Roth 401(k) and How Does It Work? Investing & Retirement July 9th, 2023
If you agree with money expert Clark Howard’s investment philosophy and the term “Roth 401(k)” doesn't already make you smile,…
Visa debit card and MasterCard logos
Why You Should Never Use a Debit Card To Pay for Anything Money & Credit July 6th, 2023
Banks love to pitch debit cards as a way to avoid spending money you don’t have. But there are many…