Latest Money & Credit

What Is an Annuity, and Why Does Clark Think They Stink?
What Is an Annuity, and Why Does Clark Think They Stink? Insurance June 28th, 2024
Money expert Clark Howard is passionate about many financial topics. But it's hard to find something that gets him more…
Chase bank
Best Chase Credit Cards: Top Picks for 2024 Credit Cards June 27th, 2024
All information about Chase Freedom Unlimited®, Prime Visa and Chase Freedom Flex® has been collected independently by Clark Howard, Inc.When…
Stash Review: How It Works, Pros & Cons
Stash Review: How It Works, Pros & Cons Investing & Retirement June 27th, 2024
You can make investing simple. Think target date funds -- the easy button of retirement investing. But it can be…
Gold is not an investment
Warning: How You Should NOT Buy Gold Investing & Retirement June 25th, 2024
Gold has been a fashionable purchase as of late as Americans look for some stability to counteract the ebbs and…
Ask Clark Howard and Team Clark
How Do I Use All the Funds on My Virtual Gift Card? Money & Credit June 25th, 2024
Holidays, birthdays, weddings and graduations are prime gift-giving times. But many of us are guilty of turning to gift cards…
What Is a CD Ladder and When Is It a Good Idea?
What Is a CD Ladder and When Is It a Good Idea? Banks & Banking June 24th, 2024
One of the silver linings of historic inflation and the Fed interest rate hikes that followed is that for the…
retirement clock
New Report: The Age Most Americans Expect To Retire Investing & Retirement June 21st, 2024
For many Americans, retirement brings to mind white sand beaches and emerald green golf courses. But at what age do…
financial checklist
Clark Howard’s 5-Point Annual Checklist You Should Follow Money & Credit June 20th, 2024
One thing doctors typically recommend is an annual checkup. Like a financial physician, money expert Clark Howard recommends that you…
Clark Howard's never, not ever rules
10 Clark Howard ‘Never, Not Ever’ Rules To Protect Your Money Money & Credit June 14th, 2024
The financial moves we need to make typically require some flexibility on our part — but also some hard-and-fast rules.…
My Social Security: The Free Account Everyone Needs To Set Up Before Retirement
My Social Security: The Free Account Everyone Needs To Set Up Before Retirement Investing & Retirement June 13th, 2024
For many of us, Social Security will be a significant part of our income during retirement. In fact, the Social…
Visa debit card and MasterCard logos
Why You Should Never Use a Debit Card To Pay for Anything Money & Credit June 12th, 2024
Banks love to pitch debit cards as a way to avoid spending money you don’t have. But there are many…
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Are Missing Money Websites Legit? Money & Credit June 12th, 2024
Once I found two $100 bills lying in a parking lot. It made my week. But imagine there's money in…
Money mistakes
The Biggest Money Mistakes To Avoid in 2024 Money & Credit June 12th, 2024
Minding your money is a priority for those seeking financial freedom. Even if you’re saving money each month and stashing…
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Does the Social Security ‘Do-Over’ Option Still Exist? Investing & Retirement June 11th, 2024
One of the easiest ways to get a deluge of emails following a Clark Howard podcast segment is to bring…
How To Turn $100 a Week Into $1 Million With Compound Interest
How To Turn $100 a Week Into $1 Million With Compound Interest Investing & Retirement June 10th, 2024
Compound interest is one of the most exciting financial phenomena. Why? It's earning interest on interest! Get 10% in annual…
9 Ways To Keep Costs Down at Home While You’re Away on Vacation
9 Ways To Keep Costs Down at Home While You’re Away on Vacation Money & Credit June 7th, 2024
When the subject of frugal vacationingcomes up, the focus is understandablyon the cost of the actual vacation. You know, theairfare,…
7 Items You Should Never Carry in Your Wallet
7 Items You Should Never Carry in Your Wallet Money & Credit June 6th, 2024
We tend to carry all kinds of personal items in our purses or wallets. While it is necessary to carry…
The Rule of 55: What Is It, How It Works
The Rule of 55: What Is It, How It Works Investing & Retirement June 6th, 2024
If you're thinking about early retirement, it may be important to understand the Rule of 55 for 401(k) plans. This…
How To Find Missing or Lost Retirement Accounts
How To Find Missing or Lost Retirement Accounts Investing & Retirement June 3rd, 2024
Americans have reportedly lost or abandoned more than $1.6 trillion in retirement funds from previous employers. Fortunately, if you've lost…
Piggy bank money for retirement
How Much Do You Need To Retire? Investing & Retirement May 31st, 2024
As a working person, perhaps you’ve grown a bit tired of the rat race and asked yourself the age-old question:…
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Should I Create Another Email Address To Use for My Financial Accounts? Money & Credit May 28th, 2024
Keeping the same email address for years, or even decades, has its benefits. You can take a walk down memory…
How One Couple Saved $1 Million By Age 70 Despite Starting Very Late
How One Couple Saved $1 Million By Age 70 Despite Starting Very Late Investing & Retirement May 27th, 2024
IT WAS JULY 2003.My wife and I were in our early 50s. Wehad jobs we liked and we lived comfortably.…
Social Security shortfall money
Will Social Security Run Out? Money & Credit May 23rd, 2024
One of the most anxiety-causing subjects for many people who have retired or are nearing retirement age is whether Social…
How Much Does a Financial Advisor Cost?
How Much Does a Financial Advisor Cost? Investing & Retirement May 22nd, 2024
Figuring out how much a financial advisor costs can be challenging. But it's easier if you understand how financial advisors…
3 Places You Should Never Invest Your Money
3 Places You Should Never Invest Your Money Investing & Retirement May 21st, 2024
With great power comes great responsibility. Whether you've read about the Sword of Damocles or simply watched Spiderman, you've probably…
What Are Index Funds?
What Are Index Funds? Investing & Retirement May 17th, 2024
Index funds are among the most popular retirement investments. But exactly what are they, and what are the best index…
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My 401(k) Just Moved to an Insurance Company. What Should I Do? Investing & Retirement May 14th, 2024
A 401(k) plan is one of the best benefits you can receive as a full-time employee. Especially if it comes…
Roth vs. traditional IRA is a decision that you'll face if you want to fund a retirement account outside of work.
Roth IRA vs. Traditional IRA: What’s the Difference? Investing & Retirement May 13th, 2024
If you're funding an Individual Retirement Account, your first decision will be a Roth vs. traditional IRA. But what's a…
Vanguard fees
Should You Stay With Vanguard Despite the New Fee Announcement? Investing & Retirement May 13th, 2024
Vanguard, one of Team Clark's favorite brokerage firms, recently announced to its customers several "junk fees," as money expert Clark…
Ask Clark Howard and Team Clark
Will Clark Ever Stop Being Frugal and Enjoy His Money? Money & Credit May 13th, 2024
His spending habits command respect and create frustration. Money expert Clark Howard considers himself cheap. He sometimes says his time…