Beverly Harzog About the author:
Beverly Harzog is a nationally-recognized credit card expert and consumer finance analyst for U.S. News & World Report. She does media interviews and writes columns about personal finance and credit cards. She's also the award-winning author of five personal finance books. Her two most recent books, The Debt Escape Plan: How to Free Yourself From Credit Card Balances, Boost Your Credit Score, and Live Debt-Free and Confessions of a Credit Junkie: Everything You Need to Know to Avoid the Mistakes I Made, were both Amazon #1 best sellers. Her expert advice has been featured in thousands of media outlets, including TV, radio, print, and major websites. She’s appeared on Fox News, CNN Newsource, NBC New York, NY1, ABC New York, ABC News Radio, Bloomberg Radio, and more. You can read her columns and articles at U.S. News & World Report.
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More posts by Beverly Harzog

Credit cards and statement
What the credit card companies don’t want you to know Credit Cards September 28, 2017
I'm not one of those people who thinks that credit card companies are inherently evil. Credit card companies are businesses…
How to minimize the damage of unpaid bills to your credit score
How to minimize the damage of unpaid bills to your credit score Credit August 16, 2017
It can be very upsetting to see a late payment on your credit report, especially if it's gone to a…
Should both your names be on the mortgage?
Should both your names be on the mortgage? Money & Credit August 15, 2017
You've got a solid relationship and you're ready to take it to the next step—applying for a joint mortgage. In…
Couple going over finances online
How to spring clean your credit in 5 easy steps Credit March 24, 2017
I totally love spring. There’s just something in the air that makes you feel like it’s time to clean the…
4 smart strategies to pay off credit card debt
4 smart strategies to pay off credit card debt Money & Credit February 17, 2017
Being in credit card debt is a terrible feeling. I know because I’ve been there. But know what will make…
5 extremely easy credit resolutions for 2017
5 extremely easy credit resolutions for 2017 Money & Credit January 9, 2017
I used to think that New Year’s resolutions were a waste of time. Okay, I’ll admit that this is partly…
Credit report with score
The #1 mistake that can hurt your credit score Credit September 9, 2016
There aren’t a lot of absolutes in this life. Death and taxes are usually the two things listed among life’s…
Credit score report
5 sneaky ways to improve your credit score Credit May 13, 2016
There are certain times when it pays to have the highest credit score possible. Maybe you're about to refinance your…
Credit card balance transfer
6 mistakes that will turn a credit card balance transfer into a nightmare Credit Cards March 22, 2016
Living with credit card debt is beyond stressful. I know how bad it feels because I’ve been there. I once…