Latest Debt

Ask Clark Howard and Team Clark
I Have $20,000 in Savings and $15,000 on a Car Loan. Should I Pay Off the Loan? Debt February 13th, 2024
Resource allocation isn't just something that mega corporations contend with. Most people have assets and debts. In a finite world…
Ask Clark Howard and Team Clark
Is Borrowing Money With Affordable Payments To Buy Nice Things Really So Bad? Debt February 1st, 2024
No one likes the real-life version of the boy who cried wolf. For example, say you're training for a marathon…
Ask Clark money column
I’m Retiring as a Firefighter With a Pension, $380K in Investments and $65K in Debt. What Do I Do? Debt August 4th, 2023
A pension is a rarity for people looking to retire in the near future. Throw in nearly $400,000 in retirement…
Ask Clark money column
What’s the Fastest, Best Way To Get Out of Debt? Debt May 30th, 2023
People usually want a plan in order to pay off significant debt. What's the fastest, best way to get out…
Ask Clark money column
If I Have To Choose Between Paying My Car Loan and My Credit Card Payments, Which Should I Pick? Debt May 23rd, 2023
Sometimes we hit financial roadblocks and have to pick the lesser of two evils. What if you have to choose…
Get out of debt
Avalanche vs. Snowball: Which Debt Payoff Method Is Best? Debt April 1st, 2023
If you're in debt, there's a good chance you're looking for the quickest way to get out of it. There's…
What to Do When You’re Being Harassed About an Old “Zombie Debt”
What to Do When You’re Being Harassed About an Old “Zombie Debt” Debt March 29th, 2023
Debt from your past that you never paid off can come back to haunt you in the form of "zombie"…
How to get out of debt
How To Get Out of Debt in 7 Steps Debt December 8th, 2022
If you’ve gotten yourself into a financial hole for whatever reason and are looking to get out of debt, it’s…
Ask Clark money column
Should I Invest or Pay Off My Student Loans? Debt December 6th, 2022
Compound interest is one of the most exciting, powerful and remarkable forces in finance. Given enough time, a modest amount…
How Much House Can I Afford?
How Much House Can I Afford? Debt October 24th, 2022
How much house can you afford to buy? Whether you're renting or planning to upgrade from a current home, it's…
Should I Finance a Car at 1.5% or Pay Cash?
Should I Finance a Car at 1.5% or Pay Cash? Budgeting & Saving February 23rd, 2022
Should you pay for a vehicle in cash or take advantage of low-interest financing to invest your money and out-earn…
Can a Company Send a Bill to Collections Even if I Successfully Disputed the Charge?
Can a Company Send a Bill to Collections Even if I Successfully Disputed the Charge? Debt February 15th, 2022
Being able to dispute a charge is a key component of using a credit card. It's comforting to know that…
It is possible to eliminate credit card debt in a year.
6 Steps To Eliminate Credit Card Debt in 3 Years or Less Debt January 25th, 2022
Credit card debt doesn't have to be a long-term drain on your personal finances. With a solid plan and some…
Ask Clark money column
Can My Husband’s Big Credit Card Debt Affect Our Joint Assets? Debt September 1st, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, by money expert Clark Howard. My Spouse Owes…
Beverly Harzog
How One Woman Paid Off $20,000 of Credit Card Debt in 2 Years Debt February 3rd, 2021
Beverly Harzog is a former shopaholic who maxed out seven credit cards and racked up more than $20,000 worth of…
Medical Debt
How to Deal With Medical Debt Debt December 17th, 2020
If you’re having a hard time paying off medical debt, you’re not alone. It was a problem for millions of…
Adding up credit card debt
The 3 Best Ways to Consolidate Credit Card Debt – And 2 Ways to Avoid It Debt December 5th, 2020
Are you carrying debt on more than one credit card? Consolidating that debt into one monthly payment could save you…
Empty pockets lead to bankruptcy
Should You File for Bankruptcy? Debt June 2nd, 2020
If you’ve found yourself unable to pay your bills because of the coronavirus pandemic, you might be wondering whether the…
Car rolling over road made of dollar bills
What Do I Do if I Can’t Afford My Car Payment? Debt March 24th, 2020
With the coronavirus severely impacting the economy, more and more Americans are facing furloughs or layoffs at work. That means…