Clark Show Notes

Friday June 22
Affordable car safety recommendations for teen drivers
You definitely need antivirus protection against malware on your cell phone
Clark’s Summer Walking Challenge
Clark answers his critics on ‘Clark Stinks’
Ring Alarm now among choices for home security

On the Calls:
Collection Agencies | Clark Howard
One Identity. One Wallet. | ID.me
The best way to get a car loan | Clark Howard
5 Sketchy Real Estate Scams and How You Can Avoid Them | Homes.com
Best low-cost, robo-investment brokers | Clark Howard
Invest for less | Here are the best investment companies for your money | Clark Howard
Why you should never buy third-party extended auto warranties | Clark Howard
Should you buy an extended warranty on a new car? | Clark Howard
Where To Buy Checks: Avoid Your Bank To Save Money | Bankrate.com

Wills & Funerals | Clark Howard
Forming an LLC for Real Estate Investments: Pros & Cons | legalzoom.com
Limited Liability Company (LLC)
Congress votes to make credit freezes free for everyone | Clark Howard
Switching to a Credit Union can be the best move | Clark Howard
Credit Union Fresh Start Programs: What to do if your credit card application gets rejected | Clark Howard
Meet Empower | Your financial assistant – start with the free version.

Thursday June 21
CVS now offers home delivery
Audi CEO arrested for diesel cheating – Your future electric car
How to make easy money on your work commute with Wrapify | Clark Howard
Maximizing your money in a retail price war
Battery life improvements for electronics

On the Calls: 
Your credit score could impact how much you pay for life insurance-Clark.com
What is a Good Credit Score?-Clark.com
Acorns newly launched payments card and debit account-techcrunch
529 Plan Guide – Clark.com
PRINTERS search – Clark.com
Bankrate.com – Savings rates

Car Rentals | Clark Howard
First-time homebuyer? Take these steps before you start house hunting | Clark Howard
–Buying a home? | 15 ways to shop for the lowest mortgage rates | Clark Howard
–Buying a home? Here are 9 costly mortgage mistakes to avoid | Clark Howard
Why Clark Howard wants you to set up a ‘Financial Chromebook’ | Clark Howard
What is the best mattress for your money? | Clark Howard
SAVE ON PRESCRIPTION MEDS Search | Clark Howard
Cheap Cell Phone Plans – Pay as You Go | US Mobile
–Consumer Cellular – The Best No Contract Cellphones and Cellphone Plans
–Best low-cost cell phone plans | Clark Howard
–Best cell phone plans and deals right now | Clark Howard
4 things to consider before canceling a credit card with an annual fee | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard

Wednesday June 20
Happy Birthday Clark! When is Clark taking  social security ? How to decide….
–This is the age when Clark plans to start collecting Social Security
​Ask Clark: Are those mailers advertising cheap lakefront & mountain property a scam? 
Unreal Mobile: New ‘unlimited’ cell phone plan starts at $10 a month | Clark Howard
Update on the new national credit freeze law
Affordable laboratory diamonds can be forever too

On the Calls:
Credit Card Debt | Clark Howard
New price point for the Nest thermostat: Under $200? | Clark Howard
Switch.Ditch.Save. | Your Guide to Cheaper, Easier & Better Banking | Clark Howard
–clarkyourbank | Clark Howard –
Credit Union National Association | CUNA  –  aSmarterChoice Credit Union Finder – aSmarterChoice Site
Discount Eyewear | Clark Howard – New warning about buying cheap glasses online! | Clark Howard
Costco Auto Program –  Sam’s Club Auto Buying Program Powered By TrueCar
Medical / dental in house financing can have very high interest rates. Compare options
Foreign money – no good way to exchange it in the U.S. without huge fees. Sell it to travelers going to that country.

Homes in these cities get the big bucks on Airbnb | Clark Howard
AirBNB hits snags in some cities | Clark Howard
Leasing | Clark Howard
Rewards credit cards: The pros and cons | Clark Howard
Blue Cash Everyday® from American Express – Earn Cash Back
–American Express Blue Cash Everyday Review | NerdWallet
How To Find The Best Reward Credit Card | Clark Howard
TSP: Traditional and Roth Contributions
Life Insurance | Clark Howard
Reasons to Convert Term to Whole Life Insurance – NerdWallet
Should I Convert Term to a Whole Life Insurance Policy?
The best 529 plans to help pay your kids’ education | Clark Howard
Small Business & Entrepreneurship | Clark Howard

Tuesday June 19
Health coverage allowing preexisting conditions is under threat
What’s worse than a payday lender? A payday lender who doubles down
FBI warning: Why you should reboot your router now-Clark.com
Nurse practitioners and PA’s ease America’s doctor shortage   
Beware shared equity mortgages

On the Calls: 
Facebook Marketplace: How it stacks up against other commerce sites | Clark Howard
The best 529 plans to help pay your kids’ education | Clark Howard
Choose a better bank for you | A step-by-step guide to cheaper & easier banking | Clark Howard
Credit Union National Association | CUNA  –  aSmarterChoice Credit Union Finder – aSmarterChoice Site
Car Insurance | Clark Howard  –  Shop Auto and Home Insurance Periodically To Save Money | Clark Howard.
Starting in Sept. a new federal law takes effect allowing insurers to check your credit even if it’s frozen.
-Now it varies by state. Shop around for auto insurance.

Online banking | 5 ways to make your online banking experience safer | Clark Howard
Better banking experience | 5 online banks that offer lower fees, higher returns on savings & overall better service | Clark Howard
Best Online Savings Accounts and Rates of 2018 | Bankrate.com
SOLAR Search | Clark Howard – Generally, Clark recommends financing over PPAs
Exploring Power Purchase Agreements – The Basics Part 1 | Department of Energy
Virus, Spyware and Malware Protection Guide | Clark Howard
Timeshares | Clark Howard  –  Resort Residences: Space of a Home + Services of a Hotel | Vacatia
–Cell Phone Monitoring for Iphone and Android Smartphones and Tablets
The Best Parental Control Software of 2018 | PCMag.com
DuckDuckGo — Privacy, simplified. – for safer browsing.
Don’t move for retirement unless you’ve lived in the place for 6 months to a year.
The ‘Clark Smart’ way to buy a new car | Clark Howard
How to buy a used car in 2018 | Clark Howard
How to great a free history report on any vehicle | Clark Howard

Monday June 18
Your credit score could impact how much you pay for life insurance | Clark Howard
CLARK RAGE: Wells Fargo wasn’t the only bank opening fake accounts
These 10 grocery stores have the happiest customers in 2018 | Clark Howard
The answer to affordable housing is already here
A lesson from Clark’s 12 year old about surfing the web, and a safer browser.

On the Calls:
5 ways to buy stocks for free or very cheap | Clark Howard
–Best discount investment brokers of 2017 | Clark Howard
Socially Responsible Mutual Funds  –  Swell Investing | Invest in Socially Responsible Impact Portfolios
Socially Responsible Investing Comes of Age
Best low-cost, robo-investment brokers | Clark Howard
How to find a fee-only financial planner | Clark Howard
HOA help – Community Associations Institute
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
How to buy a used car in 2018 | Clark Howard
New report: The 10 best used cars to buy in 2018 | Clark Howard
New report: 10 vehicles most likely to last 200,000 miles | Clark Howard
Red light camera inventor: The math behind the cameras doesn’t always hold | Clark Howard

Online banking | 5 ways to make your online banking experience safer | Clark Howard
Better banking experience | 5 online banks that offer lower fees, higher returns on savings & overall better service | Clark Howard
Best Online Savings Accounts and Rates of 2018 | Bankrate.com
Should you close your credit card? | Clark Howard
What you need to know about store credit cards | Clark Howard
Real Estate Attorney – 5 Questions to Ask a Real Estate Lawyer
Mailers for mountain, lake or beach resort properties display was / is pricing. This is re-marketed property in the real estate bust aftermath. The land, bought by developers in the bubble, was never worth that much and carries ongoing fees and potential building restrictions. Only buy an existing home with intact utilities.
Tips on Rental Real Estate Income Deductions and Recordkeeping | Internal Revenue Service

Friday June 15
The ‘free’ money trap in the new economy
Smartphone interception
The Recycling Conundrum
Clark answers his critics on ‘Clark Stinks’
You now have more and easier control over your privacy
–About Facebook’s new privacy hub + how to download a copy of your profile | Clark Howard
-Report: Facebook shared your data with 60+ device makers, including Amazon & Apple | Clark Howard
-Here’s how to control what Facebook shares about you | Clark Howard
-Here’s how to control what Google shares about you | Clark Howard
-How to see everything Google knows about you | Clark Howard

On the Calls:
Wills & Funerals | Clark Howard
–Donating your body to science: a beginner’s guide | Dean Burnett | Science | The Guardian
–FUNERAL CONSUMERS ALLIANCE
7 ways to start investing when you only have $100 or less | Clark Howard
–Squirrel away money for the future with Acorns — one purchase at a time | Clark Howard
–Here’s a new way to fund your Acorns account | Clark Howard
Ask Clark: How safe is Mint.com? | Clark Howard
Long Term Care (LTC) | Clark Howard 
–Clark Howard: Long Term Care Insurance Help | Clark Howard
–Why to consider long term care insurance | Clark Howard
–Ordering the Combo: Life Insurance and Long-Term Care
–What Is a Life Insurance Rider?
Enrolled Agent Information | Internal Revenue Service
Jobs & Military | Clark Howard

Health Insurance | Clark Howard
How to find a fee-only financial planner | Clark Howard
Know the right questions to ask of a fee-only financial advisor | Clark Howard
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
Equifax Data Breach | Clark Howard
Free Credit Report Guide | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
Want to monitor your credit? Here’s how to sign up for Credit Sesame | Clark Howard
Credit Karma is now offering an ID monitoring service — and it’s free | Clark Howard
Your Guide to Inherited IRA Rules — The Motley Fool

Thursday June 14
Credit card issuers trim back benefits: See who’s cutting what | Clark Howard
Here’s how your friends could help you recover your Facebook account | Clark Howard
Mortgage loan debt – hype vs. reality
-8 big misconceptions about the new tax law | Clark Howard
Sprint Announces ‘Unlimited 55+’ Plan to Match T-Mobile’s ‘Unlimited 55+’ Plan | Droid Life
-Sprint’s new 55+ plan: Get 2 lines of unlimited everything for $35 per line | Clark Deals
A new twist inflicting health insurance bill shock. Your defense? Knowing how the game is played

On the Calls:
Mortgages | Clark Howard
Life Insurance | Clark Howard
SEP IRAs Tutorial
Investment Guide | Clark Howard
9 travel safety tips to protect you & your wallet | Clark Howard
New tool offers credit card perks without debit card dangers | Clark Howard
Homeowners Insurance | Clark Howard
Alternative Energy – Wind, Solar, Hydro and other alt energy sources for commercial and home power

3 ways to keep your home comfy and save on energy bills all year long-Clark.com
REDUCE POWER BILLS Search | Clark Howard
Roth IRA – Investment Guide | Clark Howard
The best 529 plans to help pay your kids’ education | Clark Howard
Is buying a foreclosure online a bargain? | Clark Howard
General Business Liability Insurance – How it Works and What Coverage is Right for You | The U.S. Small Business Administration | SBA.gov
DISCOUNT EYEWEAR – Clark.com​
Buying prescription glasses online | Clark Howard

Wednesday June 13
Clark’s take: What the AT&T-Time Warner deal means for you | Clark Howard
1-year Gold Star Costco membership for $60 ($145 in value) | Clark Deals
-New Costco membership deal: Get $145 in value for just $60! | Clark Howard
Sam’s Club membership for $45 + $10 eGift card & $28 in coupons | Clark Deals
Rising interest rates: Pros and cons for your wallet
Employment longevity: Don’t make your move too soon
Reviews are a two way street

On the Calls:
5 ways to save money on your college degree | Clark Howard
10 graduate degrees that offer the best and worst debt-to-income ratios | Clark Howard
7 ways to start investing when you only have $100 or less | Clark Howard
Follow this simple chart to become a millionaire | Clark Howard
7 ways to make your kids money-savvy for the future | Clark Howard
Umbrella Insurance Policy
7 things to know before you use GoodRx to save on prescription drugs | Clark Howard
How to get rid of a timeshare | Clark Howard

Investment Guide | Clark Howard
Guide To 401(k) And IRA Rollovers | Investopedia
Clark Howard’s student loan guide | Clark Howard
Want to buy a rental property? Read this first | Clark Howard
How to invest in rental properties: 8 real estate factors to consider | Clark Howard
It’s Raining Lawsuits: Do You Need An Umbrella Policy?
7 lessons I learned as an Airbnb host | Clark Howard
–A new warning for Airbnb users | Clark Howard
Free Credit Report Guide | Clark Howard
How to buy a used car in 2018 | Clark Howard
New report: The 10 best used cars to buy in 2018 | Clark Howard
Why you should freeze your child’s credit | WTOP
How to put a credit freeze in place for your child | Clark Howard
CREDIT CARD DEBT Search | Clark Howard  –  Credit Card Debt | Clark Howard
– Cutting The Cord: ‘Smart TV Box’ Devices And Copyright Infringement
Best live TV streaming plans: YouTube TV vs. DirecTV Now vs. Sling TV | Clark Howard

Tuesday June 12
New commute apps reinvent getting from point A to point B
Are you following Clark’s maximum auto loan length rule? | Clark Howard
Housing market update: Where renting makes more sense than buying
Add health coverage to your pre-travel planning
-Trip and Travel Insurance Guide | Clark Howard
Getting clear on Social Security  – my Social Security | Social Security Administration

On the Calls:
The best uses for your old cell phone | Clark Howard
Recycle your old phones for cash | Clark Howard
Best places to buy and sell used electronics | Clark Howard
How to recycle your old technology for cash | Clark Howard
The best 529 plans to help pay your kids’ education | Clark Howard
Mortgages | Clark Howard
What is a ‘good’ credit card? | Clark Howard
Travel Booking & Planning Guide | Clark Howard

Equifax Data Breach: How to sign up for Credit Karma’s free monitoring service | Clark Howard
A new option for free credit monitoring | Clark Howard
Diminished Value: Biggest Secret About Diminished Value Claims With Insurance | AutoLoss Diminished Value Experts |
With buggy weather forecast this spring, here’s how to kickstart your pest control | Clark Howard
3 rules for buying gold | Clark Howard
New rules will limit the hurt from medical debt starting Sept. 15 2017| Clark Howard
–Bad medical debt hurting your credit? Here are 3 ways to attack it | Clark Howard
–Keeping bad medical debt off your credit report is about to get a lot easier | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
Mortgage refinance guide | Clark Howard  –   Clark Howard: Refinance Guide | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard

Monday June 11
Higher education – lower cost: Employer subsidies
Another extended ‘service plan’ warranty retail rip off makes the news
Just announced! Sprint is offering an unlimited plan for $15 a month | Clark Deals
–T-Mobile/Sprint merger deal: Here’s what it could mean for you | Clark Howard
–Just announced: Sprint offers $15 unlimited plan to new customers | Clark Howard
–Paying too much for mobile? Here are some more $15 cell phone plans! | Clark Deals
Millennial spending on pets
Most women would rather discuss death, than money. Have the talks when you change your clocks

On the Calls: 
Should you close your credit card? | Clark Howard
-Should you close a paid-off credit card? | Clark Howard
Want to monitor your credit? Here’s how to sign up for Credit Sesame | Clark Howard
-Credit Reports | Expert Advice from Credit.com
-Equifax Data Breach: How to sign up for Credit Karma’s free monitoring service | Clark Howard
Best cars for teen drivers | Clark Howard  –  5 rules for selecting a teen driver’s first car | Clark Howard
-The safest cars for teenage drivers | Clark Howard
HSA- HEALTH SAVINGS ACCOUNT Search | Clark Howard
Employee Stock Purchase Plan (ESPP)
–The biggest mistake you can make with your 401(k) | Clark Howard
Rollovers of Retirement Plan and IRA Distributions | Internal Revenue Service
Paying back student loans | How refinancing can save you big bucks | Clark Howard

PCH – Information center –  PCH is legit but plagued by phonies. ONLY enter at the official site.
—Odds of winning – 1 in 2 billion 600 million. So we’re sayin’ there’s a chance….lol.
Leasing | Clark Howard
How to buy a used car in 2018 | Clark Howard
Why people need to shop their credit cards and how to pick the best one for you | Clark Howard
-Credit Card Tune-Up: Find credit card rewards for your expenses – 2018
Women must have credit in their own names | Clark Howard
5 ways to start married life with extra cash | Clark Howard
Authorized credit card user – How a 19 year old got a credit score of 820 | Clark Howard
Collection Agencies | Clark Howard
Insurance Resources | Clark Howard –   Life Insurance | Clark Howard
EvaluateLifeInsurance.org
Disability Insurance | Clark Howard

Friday June 8
Employers can reduce the blight of payday loans
Beware private real estate house flipping schemes
Build credit simply by paying your rent
Clark answers his critics on ‘Clark Stinks’
Shipping container farms are AMAZING!

On the Calls: 
Pros and cons of reverse mortgages for seniors | Clark Howard
Home Equity Lines | Clark Howard
Schwab MoneyWise: Investment Accounts for Kids
–Vanguard – Vanguard STAR Fund
How to get rid of a timeshare-Clark.com​
Penny Stocks –  Pump and dump scams make a comeback | Clark Howard
–Dangers of the “Penny Stock” scam | Clark Howard
–How to buy a bundle of stocks and pay no commission or fees at all | Clark Howard
Student loan guide | Clark Howard
Clark.com – TV buying guide

Apple, Samsung, Android pay – smart phone payment systems are generally safe. Merchants are still adapting.
Why banks are getting nervous about Apple Pay | Clark Howard
The best 529 plans to help pay your kids’ education | Clark Howard
Roth IRA – Investment Guide | Clark Howard
Dominate GMAT Verbal – Comprehensive GMAT Verbal Prep Course | Udemy
Do I need car rental insurance? | Clark Howard
–Europe Car Rentals from $8/day! Best Rate Guaranteed | Auto Europe ©
Owner’s title insurance: What is it and when do you need it? | Clark Howard
-HomeTitleLock is an alert system. Pay attention to suspicious junk mail attaching another name to your address,
– or indicating you’re losing your house. Contact your mortgage holder and title insurer with concerns.

Thursday June 7
Clark recommends Jonathan Clemons Guide at  HumbleDollar .com
Phone and laptop typos can be a fraud trap
From daydream to reality – A Clark Smart assignment to unblock your inner entrepreneur
Social media marketing for online business
Cell phone insurance

On the Calls:
Roth IRA- Investment Guide | Clark Howard
Clark’s take: These investment companies offer you the best bang for your buck | Clark Howard
Best cars for teen drivers | Clark Howard
–The safest cars for teenage drivers | Clark Howard
–3 ways to pay less when you have a teen driver under your roof | Clark Howard
–5 rules for selecting a teen driver’s first car | Clark Howard
Why co-signing a loan can be bad on almost every financial level | Clark Howard
–6 reasons to think twice about co-signing a loan? | Clark Howard
9 things most people forget about when buying disability insurance | Clark Howard
Accident and other NARROW insurance policies – NOT recommended. Health and life insurance are more appropriate
LoanBack – Personalize your loan agreement or loan contract. LoanBack provides loan forms, loan contracts and loan templates for personal lending.
-Clark’s rule for lending to family or friends:  No expectations. Be surprised if they pay you back.

How to put a credit freeze in place for your child | Clark Howard
Freeze Child’s Credit to Prevent Identity Theft – Consumer Reports
Your Guide to Capital Gains Taxes in 2018 — The Motley Fool
Why Clark Howard wants you to set up a ‘Financial Chromebook’ | Clark Howard – Separate Gmail address recommended
How to get the maximum Social Security check | Clark Howard
10 places to retire abroad for less than $2,000 a month | Clark Howard
–10 cheap places to retire that offer great quality of life | Clark Howard
–Is Cruise Ship Living a Cheaper Option for Seniors Than Assisted Living? — The Motley Fool
–Best Places to Retire Abroad, Dominican Republic, Ecuador, Honduras, U…
-See Trip Advisor forums
–FACT CHECK: Retirement Living on Cruise Ships
–How to Retire on a Cruise Ship with Less Than $1 Million | Investopedia
How to choose the best credit card for college students | Clark Howard
Student credit card offers: Should you apply? | Clark Howard
Going to college: Your guide to campus life and money | Clark Howard
Ask Clark: How safe is Mint.com? | Clark Howard

Wednesday June 6
5 steps to a longer, healthier life
Buying electronics and designer goods online: A Clark Smart Warning
Retailers pay the price for cutting costs by cutting workers
BACK TO BASICS: CREDIT  – Credit Scores
–How to improve your credit score by 100 points in 30 days | Clark Howard
BACK TO BASICS: CREDIT  – Credit Cards
-What is a ‘good’ credit card? | Clark Howard
-How to lower your credit card interest rate | Clark Howard
-Credit card balance transfers: How they work | Clark Howard

On the Calls: 
Vantage Score vs. FICO Score: What’s the Difference?
Credit Score Guide | Clark Howard  –  Want to monitor your credit? Here’s how to sign up for Credit Sesame | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
The best 529 plans to help pay your kids’ education | Clark Howard  Roth IRA- Investment Guide | Clark Howard
Invest for less | Here are the best investment companies for your money | Clark Howard
Simplified Employee Pension (SEP)
The best reward credit cards | Clark Howard
Credit Card Tune-Up: Find credit card rewards for your expenses – 2018

How to improve your credit score by 100 points in 30 days | Clark Howard
Prepaid cards | How to pick the right card & avoid outrageous fees | Clark Howard
Debit vs. credit | Pros, cons and protections for your money | Clark Howard
5 ways to build credit and save money in your 20s | Clark Howard
New card offering promises a no-fee way to build your credit | Clark Howard
Annual Credit Report.com – Home Page
Why Entrepreneurs Should Avoid Business Credit Cards | Clark Howard
4 credit card traps to avoid in 2018 | Clark Howard

Tuesday June 5
Blue collar job bonuses
Dealing with door-to-door solicitors asking about your electric bill? | Clark Howard
The retirement plan that is a national scandal, and a new resource for workers
Summer vacationers – Explore a city on foot
The market sweet spot for car buyers has reversed
–The 6 best sedans you can buy at deep discount right now | Clark Howard

On the Calls:
How to find a fee-only financial planner | Clark Howard
Clark’s take: These investment companies offer you the best bang for your buck | Clark Howard
What is own occupation disability insurance?-PolicyGenius​
Net neutrality: Make your voice heard on this important issue | Clark Howard
–Burger King serves up a whopper of a video on net neutrality | Clark Howard
Hotel Booking Guide: Scoring Hotel Deals | Clark Howard
Find out what Priceline or Hotel you’re going to get before you book | Clark Howard
What you need to know about donating your used vehicle to charity | Clark Howard

Booking a cruise? 3 tips on booking for less-Clark.com
–Cruise vacations: How to make sure your ship is safe | Clark Howard
–How to score a deal on a cruise | Clark Howard
– The Best Cruise Deals (2018): Cheap & Discount Cruises
Cruise travel agents recommended. Arrive at departure port city a day early.
Top 13 resources for small business loans | Clark Howard
Product Registration Cards | Legal Requirements – Consumer Reports
Should You Really Fill Out That Warranty Registration Card? – Consumerist
Is a biweekly mortgage plan a good idea? | Clark Howard
How to set up your own biweekly mortgage plan without paying any fees | Clark Howard
How to find and claim missing money in your name | Clark Howard
This website will notify you if there’s unclaimed money in your name | Clark Howard
9 ways to find missing money in your name | Clark Howard
Are prepaid legal service plans worth it? | Nolo.com
–Consumer Reports: Why prepaid legal services may not be a bargain
LuLaRoe accused of being pyramid scheme, faces $1Billion lawsuit-Clark.com
Emergency savings | Because life is unpredictable, and you need to be prepared for it | Clark Howard
Traffic fines in Italy – Florence Forum – TripAdvisor
Credit Score Guide | Clark Howard  –  How to improve your credit score by 100 points in 30 days | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard

Monday June 4  (Replays)
5-3 –The best and worst days of the week to buy gas in 2018 | Clark Howard
Ripped off by the lure of sweepstakes
Your right to flight when bumped by an airline
4-26 – Genetic testing concerns
Retailers now rating customers to determine whether to accept returns | Clark Howard

On the Calls: 
Business gas savings: Sam’s Club Credit  //   Costco Anywhere Visa® Cards By Citi | Costco
Discount fashion and designer clothing sites | Clark Howard
–49 ways to sell your old stuff for the most money | Clark Howard
Free Fax • Free Internet Faxing
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
–Investing 101 | How to get started with $1,000 or less | Clark Howard
–Investment Guide | Clark Howard
Are ‘Freedom Checks’ a scam?: Clark Howard’s take | Clark Howard

Mortgage refinance guide | Clark Howard
What You Should Know About Home Appraisals
Synthetic Identity Theft Definition | Investopedia
The Battle Against Synthetic Identity Fraud Is Just Beginning
Free Credit Report Guide | Clark Howard
Hollar | So. Much. Good. Stuff – Hollar | So. Much. Good. Stuff
There Are Plenty Of RFID-Blocking Products, But Do You Need Them? : All Tech Considered : NPR
Travel Insurance | Clark Howard
–Trip and Travel Insurance Guide | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
Investment Guide | Clark Howard
How to rollover your 401(k) to a new employer | Investopedia
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
Credit Karma is now offering an ID monitoring service — and it’s free | Clark Howard

Friday June 1 (Replay 4-24)
Clarksmart investing: Company stock vs. diversification
Zelle NO to this unsafe banking app
Where to find the best deal on batteries | Clark Howard
Still valid: Dress for the job you want
Message to retailers: What shoppers want from their in-store experience
–Clark’s take: Retailers must pass this test to earn my business | Clark Howard

On the Calls:
Debit vs. credit cards 
When does a 0% purchase plan make sense – Clark.com
Clark Your Life: Buying life insurance
Jobs & Employment – Clark.com
Mexico Travel Advisory – U.S. Dept. of State
–Trip and Travel Insurance Guide | Clark Howard
New tool offers credit card perks without debit card dangers-Clark.com
How Writing Personal Checks Can Expose You to Fraud
Zillow’s new service might change the way you sell your house-Clark.com –
–OfferPad – The easiest way to sell your house – fast
Publishers Clearing Hose FRAUD PROTECTION

Pay off student loan debt or save for retirement? You can do both! | Clark Howard
2 reasons to never use a debit card at a gas station | Clark Howard
How to cope with skyrocketing long-term care insurance premiums | Clark Howard
2 kinds of annuities that actually make sense for your wallet | Clark Howard
Buying a Home | Clark Howard

Thursday May 31  ( Replay 4-20 / 4-23)
Attention shoppers: It’s the end of the check-out line
Dirty deeds by debt collectors – caught in a class action. Be ready
Discoveries from a reporter who went cash free
Store brands evolve and are a great way to save
Carrying a checkbook can be hazardous to your financial health

On the Calls:
Credit & Debit Cards | Clark Howard
Investment Guide | Clark Howard
5 key steps to retiring early | Clark Howard
15-year vs. 30-year mortgage: Which loan is best for you? | Clark Howard
Clark Howard: Refinance Guide | Clark Howard  –  Mortgage refinance guide | Clark Howard
MBTA – Massachusetts Bay Transportation Authority
Equifax Data Breach: How to sign up for Credit Karma’s free monitoring service | Clark Howard
Equifax Data Breach: Does a credit freeze impact my credit score? | Clark Howard
Clark’s secret to finding the best Priceline and Hotwire hotel deals | Clark Howard
Hotel Booking Guide: Scoring Hotel Deals | Clark Howard
RANSOMWARE – Clark.com
2018 FHA Guidelines On Mortgage After Loan Modification
–All You Need to Know About Mortgage Loan Modifications – NerdWallet
Equifax Data Breach: What exactly is a credit freeze? | Clark Howard

craigslist | about | scams
–PayPal Purchase Protection for Buyers – PayPal US
How to buy a used car | Clark Howard
Why you should never buy third-party extended auto warranties | Clark Howard
Investment Guide | Clark Howard
Why co-signing a loan can be bad on almost every financial level | Clark Howard
6 reasons to think twice about co-signing a loan? | Clark Howard
Authorized credit card use – How a 19 year old got a credit score of 820 | Clark Howard
Secured credit cards: How they work, dangers to avoid & a better alternative | Clark Howard
Schwab Index Funds & ETFs
The biggest mistake you can make with your 401(k) | Clark Howard
Employee Stock Purchase Plan (ESPP)

Wednesday May 30 
Hour1-replay 4-18) – New report: This pharmacy’s prices are cheaper than Costco | Clark Howard
Fake charge fraud – Another reason to closely check your monthly bills!
Car sharing expands into our future
BACK TO BASICS: TRAVEL
-AIRLINES, HOTELS and CARS

On the Calls:
When to use the Venmo payment app (and when not to) | Clark Howard
How to buy a used car | Clark Howard   –   Carvana | Buy Used Cars Online & Skip The Dealership
How to add a PIN to your smartphone account to prevent SIM hijacking | Clark Howard
40 things you can do today to take control of your financial life | Clark Howard
Your guide to paying off credit card debt | Clark Howard
–The easy way to pay off your credit card debt in a quarter of the time | Clark Howard
–Why you might be paying your credit card bills all wrong | Clark Howard
Credit score | How to improve your number | Clark Howard
New tool offers credit card perks without debit card dangers | Clark Howard
How to shop for term life insurance | Clark Howard  –  Life Insurance | Clark Howard

Travel | Clark Howard
How to book the best — and safest — Airbnb | Clark Howard
Hotel Booking Guide: Scoring Hotel Deals | Clark Howard

Tuesday May 29 (Replay 4-12)
Airline charges based on loyalty
More evidence annuity is a  4 letter word
Zara’s robot – Click-to-brick retail improvements
Clarksmart laundry tips for savings and safety
Clark’s Top 3 Investment apps

On the Calls: 
Email & Phishing | Clark Howard
–Hackers posing as company CEOs trick workers into handing over information | Clark Howard
-Beware person to person theft. Lend a stranger your cell and they may put a crypto app on it.
New card offering promises a no-fee way to build your credit | Clark Howard
–Secured credit cards: How they work, dangers to avoid & a better alternative | Clark Howard
–What to do if your credit card application gets rejected | Clark Howard
–Credit score | How to improve your number | Clark Howard
ESOP – The biggest mistake you can make with your 401(k) | Clark Howard
–Investment Guide | Clark Howard
Life Insurance | Clark Howard
Plan for your funeral in advance to save big bucks | Clark Howard
What is a Custodial IRA? – Financial Web

SOLAR POWER Search-Clark.com
JetSuiteX  –   All You Can Fly Membership | Home | Surf Air
Owner’s title insurance: What is it and when do you need it? | Clark Howard
Investment Guide | Clark Howard

Monday May 28 (Replay 4-11)
Entrepreneurs on wheels override the high cost of overhead
-Mobile barbershops offer grooming on the go | Clark Howard
An old credit card billing scam is back – Action required
Your connected car spies on you
How to start investing
Making the case for a national sick leave mandate

On the Calls: 
Turn off the debit function of your debit card | Clark Howard
–Debit card dangers! | 12 places you should never use a debit card | Clark Howard
–Debit vs. credit | Pros, cons and protections for your money | Clark Howard
INSURANCE search  | Clark Howard  –  Homeowners Insurance | Clark Howard
–Best and worst auto insurance companies | Clark Howard
Why Clark Howard wants you to set up a ‘Financial Chromebook’ | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
6 mistakes that will turn a balance transfer into a nightmare | Clark Howard
5 Ways Credit Cards Can Improve Your Credit Score | Clark Howard
Warning: The IRS phone scam is back and more sophisticated than ever | Clark Howard
7 tax scams you need to watch out for in 2018 | Clark Howard

Mortgages | Clark Howard
Why paying off PMI should be a top financial priority | Clark Howard
10 Best Treadmill Desks Reviewed in 2018 | RunnerClick
TV buying guide | Clark Howard
How to get the maximum Social Security check | Clark Howard
Submit a complaint | Consumer Financial Protection Bureau
The one and only reason to have a ‘piece of trash’ debit card | Clark Howard
5 key steps to retiring early | Clark Howard
–This savings strategy led to an early retirement at age 33 | Clark Howard
–5 steps toward early retirement? | Clark Howard
–38-year-old millionaire shares 5 secrets to retiring early | Clark Howard
–Clark Howard: Guide for Beginner Investors | Clark Howard

Friday May 25
Cities vying for HQ2 – the Amazon effect
An $8Million lesson for companies on how to treat employees
A vacation challenge to really unplug
Clark answers his critics on ‘Clark Stinks’
There’s an innovative Open Door to easier home selling

On the Calls:
The Pros and Cons of Owner Financing | Investopedia
What is the difference between a ROTH, SEP and Traditional IRA? | Investopedia
How to find a fee-only financial planner | Clark Howard
Best low-cost, robo-investment brokers | Clark Howard
What you need to know about store credit cards | Clark Howard
Beware of instant credit offers — here are smarter and less costly solutions | Clark Howard
The dangers of “No-No-No” plans | Clark Howard
3 rules for buying gold | Clark Howard
Clark Howard: How to add gold to your portfolio | Clark Howard
Credit Reports & Scores | Clark Howard
Free identity theft protection is here from Civic | Clark Howard
Equifax Data Breach: How to sign up for Credit Karma’s free monitoring service | Clark Howard
Want to monitor your credit? Here’s how to sign up for Credit Sesame | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
Investment Guide | Clark Howard

Over 90% of Americans make this costly 401(k) mistake-Clark.com​
Roth IRA – Investment Guide | Clark Howard
Blooom Review-Nerdwallet
Best low-cost, robo-investment brokers | Clark Howard
Clark Howard’s student loan guide | Clark Howard
Refinancing vs. consolidating your consumer debt: Which is better? | Clark Howard
Cruise ship to ship communication: Free text messaging apps better than AT&T and Verizon offerings | Clark Howard
How your phone’s camera can save you a headache with your insurer | Clark Howard

Thursday May 24
How Consumer Reports has improved the Tesla Model 3
Beware the dare-to-be-rich in real estate pitch – back, loud and bogus
Amazon, the Supreme Court, and your privacy
Robot-proof your kids to be adaptable in the changing workplace
What is a backdoor Roth IRA? | Clark Howard

On the Calls:
Custodial Savings Account: Schwab Brokerage: Custodial Account
Student loans 101 | Everything from how much to borrow to paying it off | Clark Howard
Clark Howard’s student loan guide | Clark Howard
Small Business & Entrepreneurship | Clark Howard
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
Investment Guide | Clark Howard
Passive income stream by adding authorized users to credit card – NO
Records, paperwork and old files: What to keep and what to toss! | Clark Howard
How your phone’s camera can save you a headache with your insurer | Clark Howard
Protect Your Belongings by Videotaping Them Once a Year | Clark Howard

Travel Booking & Planning Guide | Clark Howard
Book flights with confidence | Google Flights
Hotel Booking Guide: Scoring Hotel Deals | Clark Howard
PlayStation Vue: 4 things to know about the live TV streaming service | Clark Howard
Channel lineups: DirecTV Now, YouTube TV, PlayStation Vue, Hulu, Sling TV | Clark Howard
Patent Pending: Drafting a Provisional Patent Application | Udemy
Basics of Provisional Patent Applications | Nolo.com
5 tips for starting a business with a partner | Clark Howard
Quirky is the world’s largest collaborative invention platform
Investment Guide | Clark Howard
How to find a fee-only financial planner | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard

Wednesday May 23
The new banking bill – what’s in it for you
–Congress votes to make credit freezes free for everyone | Clark Howard
The $7,000+ shipping charge – An Amazon marketplace warning
Do Not Ignore your new privacy notices
–Here’s how to control what Google shares about you | Clark Howard
BACK TO BASICS: MONTHLY BILLS
– Clark Howard’s 6-step guide to lowering your monthly bills | Clark Howard

On the Calls:
SOCIAL SECURITY Search | Clark Howard
How to find a fee-only financial planner | Clark Howard
Are extended car warranties worth it? | Clark Howard
How Do You Teach Kids About Money? | Clark Howard
–7 ways to make your kids money-savvy for the future | Clark Howard
–Talking to your kids about how to handle money | Clark Howard
Investment Guide | Clark Howard
Does your printer eat too much ink? You might consider one of these models | Clark Howard
–After customer outrage, HP is allowing non-HP printer ink again | Clark Howard
–Brother INKvestment All-in-One Printers for Home or Small Business
Your guide to DIY home security systems | Clark Howard

Save some money with these easy brown bag lunch tips | Clark Howard
–How much going out for lunch really costs you every year | Clark Howard
–How much “It’s only $5” really costs you over time | Clark Howard
–How one man made $35 worth of food last an entire month | Clark Howard
T-Mobile’s new initiative offers sweet freebies for customers! | Clark Howard
How to create a budget, track your spending and reach your goals | Clark Howard
Mobile Travel Booking, Expense Report, and Invoice App – SAP Concur
TripIt – Travel Itinerary – Trip Planner
New warning about buying cheap glasses online! | Clark Howard
10 best places to get a deal on eyeglasses | Clark Howard
Clark Howard: Cheap Cell Phone Plans | Clark Howard
RingPlus Mobile   –   Affordable Wireless Provider + the Best Android Phones | Republic Wireless
How to shop for home security systems | Clark Howard

Tuesday May 22
Zestimate guesstimate – There is no case: Zillow lawsuit tossed
Inventors beware – Thousands get taken in another fake patent scam
Plan early or forever carry debt: Avoiding debt burden in retirement
–Report: 50% of people 75 years old or older have outstanding debt | Clark Howard
A world gone cashless is on the horizon
Americans with 401ks don’t trust their providers. The Clark Smart remedy.

On the Calls: 
Top Frequent-Flier Programs for 2018 – WSJ
Why Clark wants you to set up a ‘Financial Chromebook‘
How to find the very best deals on diamonds | Clark Howard​
–The best way to insure your jewelry from loss or theft | Clark Howard
–Diamond Information | Costco – Costco Wholesale​
–Loose Diamonds: Buy Certified Diamonds Online | Blue Nile​
Getting out of a car lease | Clark Howard​
Custodial Savings Account: Schwab Brokerage: Custodial Account​
–7 ways to make your kids money-savvy for the future | Clark Howard

Credit Card Debt | Clark Howard  –  Your guide to paying off credit card debt | Clark Howard
Have you joined Clark’s new ‘Ditch Your Debt’ Facebook group yet? | Clark Howard
ATM card replaced with debit card:  Call bank and have the debit POS (Point of Sale) set as zero.
-Then it works like an ATM card, requiring PIN for every transaction. More secure.
EARLY RETIREMENT Search | Clark Howard
Travel Booking & Planning Guide | Clark Howard
How To Get Rid Of PMI – Private Mortgage Insurance | Bankrate.com
How to cancel private mortgage insurance years ahead of schedule | Clark Howard
Why paying off PMI should be a top financial priority | Clark Howard
Submit a complaint | Consumer Financial Protection Bureau
Mortgage refinance guide | Clark Howard

Monday May 21
The fight for net neutrality continues
2 things Clarkrageous together: Cryptocurrency and investing
The best sunscreens for your money | Clark Howard
How to be honest with your doctor about medical costs
6 ways to save money on your Memorial Day roadtrip | Clark Howard
-Buying gas from a station on this list is better for your car | Clark Howard

On the Calls: 
Are cash back credit cards worth it? | Clark Howard
Clark shares the Confessions of an Auto Claims Adjuster | Clark Howard
–#1 secret to get a satisfactory resolution to your auto insurance claim | Clark Howard
-Ask insurance commissioner if you can get an independent appraisal from used car dealer
—of that car brand to develop a value. Ask about your rights for loss of use on a totaled car.
Going to Las Vegas on the cheap | Clark Howard
-VEGAS- Go to high end hotel sites. Check calendars. Avoid conventions and choose off-peak days.
Clark’s National Travel Deals | Clark Howard
7 ways to start investing when you only have $100 or less | Clark Howard
Squirrel away money for the future with Acorns — one purchase at a time | Clark Howard
Stash puts the power of investing in the palm of your hand | Clark Howard
Borrowing from your 401(k) could cost you! | Clark Howard

How to buy a used car in 2018 | Clark Howard
–New report: The 9 best vehicles to buy new over used | Clark Howard
–How to get a free VIN report before buying a used car–
Travel Insurance | Clark Howard  –   Trip and Travel Insurance Guide | Clark Howard
COSTCO Travel Insurance
How to invest using peer-to-peer lending | Clark Howard
RIETs: What you need to know about Real Estate Investing-Clark.com
Help for Retired Parents Repaying Parent PLUS Loans on Fixed Income – Fastweb
–PLUS Loans | Federal Student Aid  –  4 Strategies for Repaying Federal Parent PLUS loans
–4 Easy Options To Get Your Parent PLUS Loan Repayment Under Control | Student Loan Hero
Buy Level Term Life Insurance | Clark Howard

Friday May 18
Best live TV streaming plans: YouTube TV vs. DirecTV Now vs. Sling TV | Clark Howard
-Clark Howard reviews AT&T’s DirecTV Now live TV streaming service | Clark Howard
-AT&T makes 3 big changes to DirecTV Now’s live TV streaming service | Clark Howard
Criminals have a new way to commit credit and debit card fraud
6 million Americans are in car loan jail. CLARK YOUR RIDE to outrun the repo man
–Are you following Clark’s maximum auto loan length rule? Clark.com
Clark answers his critics on ‘Clark Stinks’
Target competes on shipping with a great new offering

On the Calls: 
Jobs & Military | Clark Howard
6 mistakes that will turn a balance transfer into a nightmare | Clark Howard
7 things credit card issuers don’t want you to know | Clark Howard
Homes & Real Estate | Clark Howard
Does your printer eat too much ink? You might consider one of these models | Clark Howard
After customer outrage, HP is allowing non-HP printer ink again | Clark Howard
Roth Vs. Traditional IRA: Which Is Right For You?
Work From Home Guide: A list of legitimate, work-at-home job opportunities | Clark Howard
Is it better to drive for Uber or Lyft? Here’s what you need to consider | Clark Howard
These sites find you the best prices on textbooks | Clark Howard
9 ways to save on college textbooks | Clark Howard

Roth IRA – Investment Guide | Clark Howard
Best low-cost, robo-investment brokers | Clark Howard
Target-date retirement funds perfect for ‘set it and forget it’ investing-Clark.com
Saving for education? The new tax bill changes a few things-Clark.com
Credit Karma + Credit.com covers all 3 bureaus – Credit Sesame
–Experian Credit Bureau: What You Need to Know | Credit.com
Most Visa Signature cards are foreign currency junk fee free
–Compare No Foreign Transaction Fee Credit Cards | Bankrate.com

Thursday May 17
DANGER: Student loan rates are up
Scam Alert: Beware the tech support reload scam
Summer relocation: Protect yourself from moving rip offs
Flixbus is coming to America
Pay cash upfront for cheaper medical care

On the Calls: 
How to shop for term life insurance | Clark Howard
How to find a fee-only financial planner | Clark Howard
Roth IRA – Investment Guide | Clark Howard
How to find out the true investment returns on any life insurance policy
Determine an independent value for your vehicle-Clark.com​
Transport a car across country: Uship
5 scary facts about nursing home costs (and what to do about them)-Clark.com
New Proposal allows nursing homes to force residents to give up legal rights-Clark.com
Military Benefits | Clark Howard  – Military Discount Center
Zillow’s new service might change the way you sell your house-Clark.com

Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
Moving & Selling | Clark Howard
8 places you can learn to code for free! | Clark Howard
Student loan guide | Clark Howard
Paying back student loans | How refinancing can save you big bucks | Clark Howard
Spousal IRAs help you double your savings | Vanguard
What is the difference between a ROTH, SEP and Traditional IRA? | Investopedia
9 things to ask before selling your home | Clark Howard
The best time to list your home for sale is… | Clark Howard
Apple Watch Series 1 vs. Series 2: Which one is right for you? | Clark Howard
International Travel Tips: Money, Mobile & Booking | Clark Howard
Handling your money overseas | Clark Howard

Wednesday May 16
Be prepared for the credit card crackdown happening NOW
Sizzling Travel Deal: Southwest fares from $44 one way | Clark Deals  ]
Update: Where the real car bargains are
–The 6 best sedans you can buy at deep discount right now | Clark Howard
–Consumer Reports names top 10 car picks for 2018 | Clark Howard
-Clark’s Take: How Ford’s plan to phase out most of its cars could affect you | Clark Howard
-The 6 best alternatives to the cars Ford is phasing out | Clark Howard
BACK TO BASICS: Saving and Investing-
–Clark’s investment guide for beginning investors | Clark Howard

On the Calls:
Travel Booking & Planning Guide | Clark Howard
–Hotel Booking Guide: Scoring Hotel Deals | Clark Howard
–Find a rental car or make money renting your car | Turo
–What Is Uber Pool | What is Carpool | Uber – Uber Express Pool is like a minibus with cheaper rides
–Introducing Lyft Line – Lyft
–How to book the best — and safest — Airbnb | Clark Howard
How to Spot a Life Insurance Scam – NerdWallet – Beware a NEW life insurance texting scam
The ‘Clark Smart’ way to buy a new car | Clark Howard
–Buying a car | A step-by-step guide to everything you need to know | Clark Howard
–Clark.com/The 7 best late-model used cars to buy right now
–How to buy a used car in 2018 | Clark Howard
How to get out of debt in 5 simple steps | Clark Howard
New ways to pay down your student loan debt | Clark Howard
Online vs. traditional banks: How $5,000 can grow over 10 years | Clark Howard
Why Clark Howard wants you to set up a ‘Financial Chromebook’ | Clark Howard
Ask Clark: How safe is Mint.com? | Clark Howard

Investment Guide | Clark Howard
How to teach your kids about money | Clark Howard
5 money skills all parents should teach their teenager | Clark Howard
What is a backdoor Roth IRA? | Clark Howard
2 kinds of annuities that actually make sense for your wallet | Clark Howard|
Best Providers of Immediate Payout Annuities | Clark Howard
Financial advisor designations: This free tool sorts through the alphabet soup | Clark Howard
How to find a fee-only financial planner | Clark Howard

Tuesday May 15
Drones will play a role in personal transportation
3 words: Wells Fargo again
Cali Solar: A mandate to spend more on new housing, will save people money
What’s the best setting for your thermostat during the summer? | Clark Howard
Best deals on hearing aids? Check Costco, Sam’s Club and these stores | Clark Howard

On the Calls: 
REITs: What you need to know about Real Estates Investment Trusts | Clark Howard
How to invest in rental properties: 8 real estate factors to consider | Clark Howard
Retire sooner using the ‘Fill The Gap’ strategy | Clark Howard
Mortgages | Clark Howard  –  15-year vs. 30-year mortgage: Which loan is best for you? | Clark Howard
How to Make a Fun (and Profitable) Podcast for You and 10 Million of Your Closest Friends
About Entrepreneurs On Fire – Entrepreneurs on Fire with John Lee Dumas  — EOFire.com​
Clark Smart Kids | Clark Howard  –  Equity Index Funds: Schwab Brokerage: Index Funds
Listener Mike makes Team Clark with this suggestion on how to deposit cash into online bank accounts:
–Do it through Alternative to Banking | Bluebird by American Express & Walmart
—Bluebird named best banking alternative | Clark Howard

2018 Roth IRA Rules – Income, Contributions & More | RothIRA.com
The basics of Roth IRA contribution rules | Investopedia
Rewards credit cards: The pros and cons | Clark Howard
Jobs & Employment | Clark Howard
How to improve your credit score | Clark Howard
–10 tips to quickly improve your credit score | Clark Howard
Seniors & Retirees | Clark Howard – How to spot financial abuse of the elderly | Clark Howard
–There is a good chance an elderly person in your life is being financially scammed | Clark Howard
Homes & Real Estate | Clark Howard
Why Clark Howard wants you to set up a ‘Financial Chromebook’ | Clark Howard

Monday May 14
More competition for your grocery dollar – Lidl
Keyless ignition systems linked to at least two dozen deaths — here’s how to stay safe | Clark Howard
The legalization of sports gambling
Anxious about paying the bills? You’re not alone… | Clark Howard
Chatbots: Put one to work for you!

On the Calls: 
15-year vs. 30-year mortgage: Which loan is best for you? | Clark Howard
Freedom Checks – MLPs (Master Limited Partnerships typically in oil and gas)
–selling news subscriptions –  NOT recommended. Stick with traditional investing
Are ‘Freedom Checks’ a scam?: Clark Howard’s take | Clark Howard
Roth IRA – Investment Guide | Clark Howard
Liability Law and Loaning Your Car – Lawyers.com
When Another Driver Has an Accident in Your Car | DMV.ORG
Save Money on Merchant Processing Fees | Clark Howard
Why Clark Howard wants you to set up a ‘Financial Chromebook’ | Clark Howard
Why banks are getting nervous about Apple Pay | Clark Howard
Why you should never buy third-party extended auto warranties | Clark Howard

6 lessons from a man who retired at 37 | Clark Howard
5 key steps to retiring early | Clark Howard
Becoming a landlord: How to find a good tenant | Clark Howard
The best 529 plans to help pay your kids’ education | Clark Howard
Open a Roth IRA – Investment Guide | Clark Howard
Best States for Retirement 2018 – Kiplinger
States where Americans pay the most / least in sales taxes-Clark.com
Should you close a paid-off credit card? | Clark Howard
What you need to know about store credit cards | Clark HowardCollection Agencies | Clark Howard
–You may be able to get a collections account off your credit sooner than you think | Clark Howard
Here’s why consumer credit card debt remains high + how to control it | Clark Howard.
Your guide to paying off credit card debt | Clark Howard
Why you might be paying your credit card bills all wrong | Clark Howard
How to get out of debt in 5 simple steps | Clark Howard
Debt Payoff Calculator | How to eliminate credit card debt as quickly as possible | Clark Howard

Friday May 11
A breakthrough in Lung Cancer research
A teacher reports on his retirement account – with a lesson for all
Sonic hookup:  Hear what Google Home can do now
Clark answers his critics on ‘Clark Stinks’
Clark calls for a national movement to disclose medical pricing
–Medicare alert: 4 proposed changes that could affect you | Clark Howard

On the Calls:
Free text messaging apps better than AT&T and Verizon offerings | Clark Howard
Clark Your Life: Buying life insurance | Clark Howard
Life insurance: Your 7 most common questions answered | Clark Howard
How to shop for term life insurance | Clark Howard
Why you should never buy third-party extended auto warranties | Clark Howard
–Should you buy an extended warranty on a new car? | Clark Howard
–Is an extended warranty ever worth it? | Clark Howard
Want to buy a rental property? Read this first | Clark Howard
How to invest in rental properties: 8 real estate factors to consider | Clark Howard
5 key steps to retiring early | Clark Howard
Equifax data breach FAQs: Answers to your biggest questions | Clark Howard
Annual Credit Report.com – Home Page
How to find the best auto repair shops | Clark Howard  –  Accidents | Clark Howard
ASTA Member Travel Schools

Online Banking | Clark Howard  –  Money Management for Couples | Clark Howard
-Online banking | 5 ways to make your online banking experience safer | Clark Howard
-Online vs. traditional banks: How $5,000 can grow over 10 years | Clark Howard
Uber, Paypal Face Reckoning Over Opaque ‘Terms and Conditions’ – Bloomberg
Goodwill Letter to Remove Late Payment, With Examples
-Better to call an ask to have something removed from your credit report.
–The better your history, the better the chance of success.
INVESTMENT GUIDE-Clark.com

Thursday May 10
Warren Buffet proves Clark’s point about GOLD
Investment warning: Private Placement schemes make your savings disappear
You’re out of line: Apps eliminate retail wait times
Retirement Saving​ – Push it real good
-The 4% rule: Why it still makes sense for your retirement-Clark.com
-Poll: Most workers age 60+ say they’re delaying retirement-Clark.com
Tipping point – payment tablets facilitate gratuitous inflation

On the Calls: 
Senior Planning | Clark Howard   —   Senior Care | Clark Howard
How to find a geriatric care manager | Clark Howard
TruSense – How it Works  and  Silver Mother: Smart Care for Seniors • Sen.se​
How to add Bluetooth to an old car-cnet
Can a company really shrink your tax liability?-Clark.com —  TAXES-Clark.com
Timeshares | Clark Howard – Timeshare Users Group​

Becoming a landlord: How to find a good tenant | Clark Howard
Why investing with a bank is a big ripoff | Clark Howard
Warranties | Consumer Information
Why paying off PMI should be a top financial priority | Clark Howard
Preservation Of Capital
The Best Funds for Capital Preservation | Investopedia
Vanguard Managed Payout Fund | Vanguard
Small Business & Entrepreneurship | Clark Howard
HOME SELLING Search | Clark Howard
2 reasons to never use a debit card at a gas station | Clark Howard
Clark.com/What is the best mattress for your money?

Wednesday May 9
Congress just removed consumer auto finance protections. Car buyer beware
Equifax Data Breach: New chart shows exactly how much information was stolen | Clark Howard
A new strategy to help thwart neighborhood crime – Amazon-Ring’s Neighbors app
BACK TO BASICS: AUTO INSURANCE    /    HOMEOWNERS INSURANCE
-Best and worst home insurance companies | Clark Howard
-Best and worst auto insurance companies | Clark Howard
-Could pay-per-mile insurance save you big bucks? | Clark Howard
LIFE INSURANCE
–How to shop for term life insurance | Clark Howard
-3 companies that issue term life insurance policies with no medical exam | Clark Howard
–You can get a term life insurance policy in 2 minutes with Fabric | Clark Howard

On the Calls: 
Wills, Trusts & Probate | Nolo.com
Groupon Getaways: What They Are (and Aren’t) Good For
4 things for teachers to consider about their 403(b) retirement plans | Clark Howard
Here’s why Clark is no longer recommending TIAA | Clark Howard
What is a Virtual Credit Card? – Definition from Techopedia
WashingtonPost.com-Pentagon tells U.S. military bases to stop selling ZTE, Huawei phones
Honor 7X Review | Digital Trends – Clark has no security concerns using Huawei/Honor or ZTE phones.

How to shop for term life insurance | Clark Howard
Ladder: A new option for online term life insurance quotes | Clark Howard
Clark Your Life: Buying life insurance | Clark Howard
Got a teen driver? How to get a better insurance rate | Clark Howard
3 ways to pay less when you have a teen driver under your roof | Clark Howard
Best cars for teen drivers | Clark Howard
Long Term Care Insurance | Clark Howard
How to cope with skyrocketing long-term care insurance premiums | Clark Howard
How Long-Term Care Riders on Life Insurance Work | Investopedia
The $15 insurance policy all renters need | Clark Howard

Tuesday May 8
Clark’s NEVER, NEVER, NOT EVER RULE about auto trade-ins
Financial elder abuse:  Our senior citizens need our protection
Privacy as Currency: Europe vs. the U.S – Google vs. Apple
Stretching your food dollar: Savings on vegetables
Z​ika, Lyme are on the rise — here’s how to protect yourself from insect-borne illnesses | Clark Howard

On the Calls: 
Aviation Schools, Colleges & Programs | EAA
This free email subscription will save you hundreds on flights | Clark Howard
–Cheap International Flights – Scott’s Cheap Flights
–Travel Booking & Planning Guide | Clark Howard
Why your adjustable-rate mortgage might become a huge problem | Clark Howard
How to choose the best credit card for college students | Clark Howard
T-Mobile ONE Military: Saving military families up to $764/year | Clark Howard
-T-Mobile’s unlimited prioritization limit: 50 GB per month. That’s ENORMOUS data
How to invest using peer-to-peer lending | Clark Howard

Hot gift: $99 Go-Pro camera alternatives | Clark Howard
–Polaroid Cube – Meet Polaroid
Cars | Clark Howard
Equifax Data Breach | Clark Howard
Eliminate email clutter forever with this new tool | Clark Howard
Social Security | Clark Howard
–Benefits Planner: Calculators | Social Security Administration
–Bankrate Social Security Income Calculator   –   Social Security Calculator – AARP
Should You Hire a Real Estate Agent or Lawyer to Buy a House? | Nolo.com
When Do You Really Need a Real Estate Lawyer?
Property (Basis, Sale of Home, etc.) | Internal Revenue Service
Grant Through Facebook | Scam Detector

Monday May 7
Clark Howard: How my daughter saved a ton of money on her wedding | Clark Howard
Airbnb Scam Alert! Let nothing ruin your vacation
Scam robocalls have skyrocketed.   How to stop robocalls for good | Clark Howard
Clark’s road trip hack: Why renting a car could be smarter than driving your own | Clark Howard
3 ways to find out if you’re due missing money 

On the Calls:
Homeowners Insurance | Clark Howard
10 things homeowners insurance doesn’t always cover | Clark Howard
Submit a complaint | Consumer Financial Protection Bureau
The best 529 plans to help pay your kids’ education | Clark Howard
WELLS FARGO Search | Clark Howard
Investment Guide | Clark Howard

BITCOIN Search | Clark Howard
How to put a credit freeze in place for your child | Clark Howard
Is foreign currency trading a hit or a miss? | Clark Howard
Cheap internet phone systems guide | Clark Howard
– VoIP Phone Service for Home and Business | Ooma
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
Homes & Real Estate | Clark Howard
Selling your home yourself? Here’s how an ‘Agents Protected’ sign can help you | Clark Howard

Friday May 4
Online retailer Boxed.com may be a fit for you
-Boxed.com: 5 things to know about ‘Costco for millennials’ | Clark Howard
-Costco vs. Boxed price comparison: Which is cheaper? | Clark Howard
-Boxed’s new paid membership is half the price of Amazon Prime | Clark Howard
ID theft of minors   How to put a credit freeze in place for your child | Clark Howard
Digit helps automate saving money and pay off your credit card debt | Clark Howard
Clark answers his critics on ‘Clark Stinks’
Where your food dollar goes further

On the Calls: 
Roth 401(k)   –   Investment Guide | Clark Howard
Authorized User – How a 19 year old got a credit score of 820 | Clark Howard
How to choose the best credit card for college students | Clark Howard
OBD App for Android | OBD Auto Doctor
Secure email: ProtonMail is free encrypted email.
Why Clark Howard wants you to set up a ‘Financial Chromebook’ | Clark Howard
Why Entrepreneurs Should Avoid Business Credit Cards | Clark Howard
5 things to know about paying off your student loans | Clark Howard

Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
Social Security | Clark Howard
15 apps that can make you extra money | Clark Howard
– Takl | Home Services On Demand   –   Liability Insurance
Fake Checks | Consumer Information

Thursday May 3
The best and worst days of the week to buy gas in 2018 | Clark Howard
Ripped off by the lure of sweepstakes
Your right to flight when bumped by an airline
How to lower your credit card interest rate | Clark Howard
Job seekers – be prepared for how salary negotiations have changed

On the Calls: 
Business gas savings: Sam’s Club Credit  //   Costco Anywhere Visa® Cards By Citi | Costco
Discount fashion and designer clothing sites | Clark Howard
–49 ways to sell your old stuff for the most money | Clark Howard
Free Fax • Free Internet Faxing
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
–Investing 101 | How to get started with $1,000 or less | Clark Howard
–Investment Guide | Clark Howard
Freedom Checks – a pitch for oil & gas limited partnerships. Speculative –
-NOT recommended. Freedom Check is a marketing term

Investment Guide | Clark Howard
How to buy a used car in 2018 | Clark Howard
Warning: The IRS phone scam is back and more sophisticated than ever | Clark Howard
TV buying guide | Clark Howard  –  Best TV Deals | Discount Smart TVs | Clark Deals
7 ways to plan an awesome wedding for under $10,000 | Clark Howard
12 best ways to find a college scholarship | Clark Howard
How to invest using peer-to-peer lending | Clark Howard

Wednesday May 2
Add a backup camera to your vehicle 
Expires today! JetBlue flights from $39 one-way | Clark Deals
5 easy ways to save on popular Mother’s Day gifts | Clark Howard
BACK TO BASICS: Buying a Home | Clark Howard
–First-time homebuyer? Take these steps before you start house hunting | Clark Howard
-Home buying 101: Should you buy new or used? | Clark Howard

On the Calls:
Greenlight – The Debit Card for Kids
–goHenry | The smart approach to pocket money for children
–7 ways to make your kids money-savvy for the future | Clark Howard
–Talking to your kids about how to handle money | Clark Howard
The 10 Best Family Hotels in Las Vegas of 2018 (with Prices) – TripAdvisor
Premier Rewards Gold Card from American Express Review | Bankrate.com
–The Membership Rewards® Program from American Express – Use Points for Everyday Charges
This free app blocks those annoying scam phone calls | Clark Howard
Scam alert: Beware of phone calls from these 9 area codes | Clark Howard

Why paying off PMI should be a top financial priority | Clark Howard
How to cancel private mortgage insurance years ahead of schedule | Clark Howard
Clark Howard: Refinance Guide | Clark Howard
Online vs. traditional banks: How $5,000 can grow over 10 years | Clark Howard
Mortgages | Clark Howard   –   Buying a Home | Clark Howard
HUD.gov / U.S. Department of Housing and Urban Development (HUD)
–FHA Streamline Refinance Loans – Learn About 2018 Mortgage Options
-Make sure the loan balance remains the same after closing. Check the good faith estimate

Tuesday May 1
T-Mobile/Sprint merger deal: Here’s what it could mean for you | Clark Howard
Survey says – don’t trust all surveys – Fake student loan site pushes refis
Same story,  different day – Wells Fargo’s latest abomination
Small steps to better health really do add up!
New info for car buyers: Emissions and cost per mile

On the Calls: 
What could happen to your wireless prices if T-Mobile and Sprint merge
Verizon says Yahoo users must waive class-action rights—or stop using Yahoo | Ars Technica
–Yahoo and AOL just gave themselves the right to read your emails (again) – CNET
–Uber, Paypal Face Reckoning Over Opaque ‘Terms and Conditions’ – Bloomberg
Umbrella Insurance Policy – Investopedia – If you’re renting out property, make sure that’s covered.
Renting and Leasing | Clark Howard
Kodachrome Basin State Park | Utah State Parks
–Capitol Reef National Park (U.S. National Park Service)

Moving | Clark Howard  –  How to hire the best moving companies | Clark Howard
Becoming a landlord: How to find a good tenant | Clark Howard
Timeshares | Clark Howard  –  Deed in Lieu of Foreclosure | MyTimeshareAttorney
How to save money on dental care | Clark Howard
Alternative Treatment | Clark Howard
Americans cross the border for cheap dental care in Mexico | Clark Howard
bing.com/ TripAdvisor DENTAL TOURISM Forums
Travel Booking & Planning Guide | Clark Howard
New report: Your Visa credit card can be hacked in just 6 seconds | Clark Howard
13 ways you may be exposing yourself to fraud | Clark Howard
I just found out I was hacked twice, thanks to this free identity monitoring service | Clark Howard
Leasing | Clark Howard  –  The Best Electric SUV – Model X | Tesla