Clark Show Notes

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The Latest from Clark Howard.

Mentioned in Clark’s Videos and TV/Radio Consumer Minutes:

Mentioned on the Clark Howard Show:

Friday April 20
Attention shoppers: It’s the end of the check-out line
Dirty deeds by debt collectors – caught in a class action. Be ready
Discoveries from a reporter who went cash free
Clark answers his critics on ‘Clark Stinks’  ​
Sonic hookup:  Hear what Google Home can do now

On the Calls:
Credit & Debit Cards | Clark Howard
Investment Guide | Clark Howard
5 key steps to retiring early | Clark Howard
15-year vs. 30-year mortgage: Which loan is best for you? | Clark Howard
Clark Howard: Refinance Guide | Clark Howard  –  Mortgage refinance guide | Clark Howard
MBTA – Massachusetts Bay Transportation Authority
Equifax Data Breach: How to sign up for Credit Karma’s free monitoring service | Clark Howard
Equifax Data Breach: Does a credit freeze impact my credit score? | Clark Howard
Clark’s secret to finding the best Priceline and Hotwire hotel deals | Clark Howard
Hotel Booking Guide: Scoring Hotel Deals | Clark Howard
RANSOMWARE – Clark.com
2018 FHA Guidelines On Mortgage After Loan Modification
All You Need to Know About Mortgage Loan Modifications – NerdWallet
Equifax Data Breach: What exactly is a credit freeze? | Clark Howard

Save Money on Merchant Processing Fees | Clark Howard
Help for Families with Addiction
13 money mistakes that will haunt you for a long time | Clark Howard

Thursday April 19  (Best of)
Hr.1 3/9 – Here are the most & least expensive states for car insurance in 2018 | Clark Howard
Warning! Debt desperation makes you a debt relief target
The longer road to retirement
Hr.2 3/12- College Costs decline with enrollment drop – Clark Smart decision making
Team Clark travel hacks

On the Calls:
Best low-cost, robo-investment brokers | Clark Howard
Betterment | Rethink What Your Money Can Do
Wealthfront – Planning & Investing Made Easy
Homes & Real Estate | Clark Howard
Investment Guide | Clark Howard
Here’s the most important thing you can do to avoid becoming a tax fraud victim | Clark Howard
How To Deal With Tax Return Identity Theft | Clark Howard
Homeowners Insurance | Clark Howard
Root: A new way for good drivers to get cheaper auto insurance rates | Clark Howard
Pros and cons of reverse mortgages for seniors | Clark Howard

AANP – State Practice Environment
Mortgage refinance guide | Clark Howard
Custodial Account – Investopedia  –  Open a Custodial Account with Fidelity
Investment Guide | Clark Howard
Your guide to paying off credit card debt | Clark Howard
Credit and Debt Advice | NFCC  –  800 388-2227
Ransomware be gone: Free decryption tools available online | Clark Howard
TRAVEL INSURANCE Search | Clark Howard
Travel Insurance – Compare Trip Cancellation, Medical/Health, Baggage
Don’t give your Social Security number at these places! | Clark Howard

Wednesday April 18
New report: This pharmacy’s prices are cheaper than Costco | Clark Howard
Fake charge fraud – Another reason to closely check your monthly bills!
Car sharing expands into our future
Advice for single travelers
Giving and receiving eldercare   How to find a geriatric care manager | Clark Howard

On the Calls:
When to use the Venmo payment app (and when not to) | Clark Howard
How to buy a used car | Clark Howard   –   Carvana | Buy Used Cars Online & Skip The Dealership
How to add a PIN to your smartphone account to prevent SIM hijacking | Clark Howard
40 things you can do today to take control of your financial life | Clark Howard
Your guide to paying off credit card debt | Clark Howard
The easy way to pay off your credit card debt in a quarter of the time | Clark Howard
Why you might be paying your credit card bills all wrong | Clark Howard
Credit score | How to improve your number | Clark Howard
New tool offers credit card perks without debit card dangers | Clark Howard
How to shop for term life insurance | Clark Howard  –  Life Insurance | Clark Howard

3 cheaper alternatives to cell phone insurance through your carrier | Clark Howard
702(j) plans: The “retirement plan” that needs to retire! | Clark Howard
Lab-made diamonds are cheap and indistinguishable from the real thing | Clark Howard
Beyond Conflict Free Diamonds and Engagement Rings | Brilliant Earth
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
Best ways to get a small business loan | Clark Howard
5 tips for launching a startup when you’re strapped for cash | Clark Howard
SCORE | Free Small Business Advice
Sam’s Club Business Lending Center. SBA loans, business loans, credit cards.
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
Best ways to get a small business loan | Clark Howard
5 tips for launching a startup when you’re strapped for cash | Clark Howard
SCORE | Free Small Business Advice
Sam’s Club Business Lending Center. SBA loans, business loans, credit cards.
What Is a Good Credit Score? | Clark Howard
Best money transfer apps | Clark Howard
Google Patents   –   Book: Patent It Yourself by David Pressman

Tuesday April 17 (Best of)
Hr.1  3/8  Equifax data breach: Are free credit freezes coming? | Clark Howard
Still a resource:  The Consumer Financial Protection Bureau
Consumer Reports: The most reliable vehicles in the first 4 years of ownership
Hr.2 3/6  Warren Buffet’s simple advice for successful investing
AllsWellHome.com – New ways to save on furniture, accessories and mattresses

On the Calls: 
6 mistakes to avoid with a rewards credit card | Clark Howard
The best reward credit cards | Clark Howard
Booking travel through search engines – some don’t filter out rip off travel sites.
-Search the site’s name-complaints and read reviews before you click to purchase.
-Some cards give refunds on non-refundable travel for qualified reasons. Costco Visa travel is one.
-Change / cancellation fees can exceed the cost of full fare airline tickets, rendering the booking nonrefundable.
Travel Booking & Planning Guide | Clark Howard
Model 3 | Tesla
Your guide to paying off credit card debt | Clark Howard
How To Bypass the Banks for a Loan | Clark Howard
Free & cheap password management – Clark.com

How Mixed / Split Credit Files Happen and What to … – myFICO® Forums – 1798274
Don’t sign up for Equifax’s free credit monitoring! Here’s what to do instead | Clark Howard
Gap Insurance – Ivestopedia   –  Call your own insurance co. for gap ins. at a fraction of dealer cost.
Daily Deal and Coupon Code Sites | Clark Howard
Top 27 Reviews and Complaints about Woot  –  About WOOT.com
-Amazon owns WOOT as a clearance site. No returns, exchanges or refunds -just about the deal.
Don’t bank on that check | Consumer Information – Fake check scams are targeting non-profits
Investment Guide | Clark Howard
Student loan guide | Clark Howard
Best live TV streaming plans: YouTube TV vs. DirecTV Now vs. Sling TV | Clark Howard
TV provider for cord cutters since 1949. Retail, not Cable. | Channel Master

Monday April 16
Doing the giant monster mega bank shuffle is missing the mark
WARNING: Debit card scams up 70% in a year
Auto insurance rates are up. One strategy to cut that cost
FlexJobs.com – A new tool for vetting work-from-home jobs
Charitable giving and community service: How to teach your kids well | Clark Howard

On the Calls:
The “Clark Smart” steps for buying a new car | Clark Howard
How to buy a used car | Clark Howard
Costco Auto Program   –   Car Prices & Inventory | Savings on New & Used Cars | TrueCar
Why Clark Howard wants you to set up a ‘Financial Chromebook’ | Clark Howard
The 3 Bs for using your dedicated financial computer (Chromebook recommended):
-Banking, Brokerage and Billpay.  NO SSE – searching, social media, email 
Why you need to print out your online billing statements | Clark Howard
Today’s Grave Robbers: ID-Theft Criminals | Identity Theft | Articles | ID Theft Blog
Becoming a landlord: How to find a good tenant | Clark Howard
Free property management software | Online rent collection, renters insurance, tenant screening, credit and background checks | Cozy
5 ways to get prices so cheap…you won’t believe your eyes! | Clark Howard
Identity Theft Guide | Clark Howard  –  10 things you must do if your identity is stolen | Clark Howard

Clark’s secret to finding the cheapest flights possible | Clark Howard
This easy tool is what the pros use to find cheap flights | Clark Howard
3 ways Google Flights just got more robust | Clark Howard
For Caribbean travel, see a travel agent. They know which tour operators are legit, quality
What’s up with travel clubs promising free travel? | Clark Howard
Why you need to print out your online billing statements | Clark Howard
Why you need to turn paper statements back on | Clark Howard
Records, paperwork and old files: What to keep and what to toss! | Clark Howard
Investment Guide | Clark Howard
Credit freezes: Your biggest questions | Clark Howard
Owner’s title insurance: What is it and when do you need it? | Clark Howard
Invest for less | Here are the best investment companies for your money | Clark Howard
Online vs. traditional banks: How $5,000 can grow over 10 years | Clark Howard

Friday April 13
A new, more affordable model for healthcare: Pay as you go
The big lie in retail: Was / Is pricing
The new tax law and HELOCs
Clark answers his critics on ‘Clark Stinks’  ​
It’s Friday the 13th before Tax Day – File TAXES on time

On the Calls: 
Clark reviews his new Nissan Leaf | Clark Howard
Hybrids & Alternative Cars | Clark Howard
CREDIT FREEZE Search | Clark Howard
Equifax Data Breach | Clark Howard
Why Clark Howard wants you to set up a ‘Financial Chromebook’ | Clark Howard
Lessons from a man who saved $100,000 by age 25 | Clark Howard
Retirees: What we should’ve done differently before retirement | Clark Howard
Investment Guide | Clark Howard
How to buy a house with cash | Clark Howard
Buying a home? Here are 9 costly mortgage mistakes to avoid | Clark Howard
Roth & Traditional IRAs | Clark Howard
Investment Guide | Clark Howard
Cheap internet phone systems guide | Clark Howard
How to shop for a home security system | Clark Howard

5 steps toward early retirement? | Clark Howard
Should you close your credit card? | Clark Howard
Social insurance in the time of robots
Spy games: Is buying a Chinese smartphone like Huawei and ZTE risky? We explain.
Don’t use Huawei phones, say heads of FBI, CIA, and NSA – The Verge

Thursday April 12
Airline charges based on loyalty
More evidence annuity is a  4 letter word
Zara’s robot – Click-to-brick retail improvements
Clarksmart laundry tips for savings and safety
Clark’s Top 3 Investment apps

On the Calls: 
Email & Phishing | Clark Howard
Hackers posing as company CEOs trick workers into handing over information | Clark Howard
-Beware person to person theft. Lend a stranger your cell and they may put a crypto app on it.
New card offering promises a no-fee way to build your credit | Clark Howard
Secured credit cards: How they work, dangers to avoid & a better alternative | Clark Howard
What to do if your credit card application gets rejected | Clark Howard
Credit score | How to improve your number | Clark Howard
ESOP – The biggest mistake you can make with your 401(k) | Clark Howard
Investment Guide | Clark Howard
Life Insurance | Clark Howard
Plan for your funeral in advance to save big bucks | Clark Howard
What is a Custodial IRA? – Financial Web

SOLAR POWER Search-Clark.com
JetSuiteX  –   All You Can Fly Membership | Home | Surf Air
Owner’s title insurance: What is it and when do you need it? | Clark Howard
Investment Guide | Clark Howard

Wednesday April 11
Entrepreneurs on wheels override the high cost of overhead
-Mobile barbershops offer grooming on the go | Clark Howard
An old credit card billing scam is back – Action required
Your connected car spies on you
How to start investing
Making the case for a national sick leave mandate

On the Calls: 
Turn off the debit function of your debit card | Clark Howard
Debit card dangers! | 12 places you should never use a debit card | Clark Howard
Debit vs. credit | Pros, cons and protections for your money | Clark Howard
INSURANCE search  | Clark Howard  –  Homeowners Insurance | Clark Howard
Best and worst auto insurance companies | Clark Howard
Why Clark Howard wants you to set up a ‘Financial Chromebook’ | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
6 mistakes that will turn a balance transfer into a nightmare | Clark Howard
5 Ways Credit Cards Can Improve Your Credit Score | Clark Howard
Warning: The IRS phone scam is back and more sophisticated than ever | Clark Howard
7 tax scams you need to watch out for in 2018 | Clark Howard

Mortgages | Clark Howard
Why paying off PMI should be a top financial priority | Clark Howard
10 Best Treadmill Desks Reviewed in 2018 | RunnerClick
TV buying guide | Clark Howard
How to get the maximum Social Security check | Clark Howard
Submit a complaint | Consumer Financial Protection Bureau
The one and only reason to have a ‘piece of trash’ debit card | Clark Howard
5 key steps to retiring early | Clark Howard
This savings strategy led to an early retirement at age 33 | Clark Howard
5 steps toward early retirement? | Clark Howard
38-year-old millionaire shares 5 secrets to retiring early | Clark Howard
Clark Howard: Guide for Beginner Investors | Clark Howard

Tuesday April 10
Face to Facebook – Would you pay for your privacy?
-How to tell if your info was shared with Cambridge Analytica | Clark Howard
Dash cam catch as cam can! What happens to your car when you’re not looking
Pain at the pump for travel this spring and summer
Credit card networks are dropping signature requirements | Clark Howard
States where Americans pay the most (and least) in sales taxes | Clark Howard

On the Calls:
Can I roll over a 403b plan? | Investopedia
Investment Guide | Clark Howard
Travel Booking & Planning Guide | Clark Howard
Do you have a hearing problem? This simple phone test will tell you… | Clark Howard
Save Thousands – Prescription Quality Hearing Aids Rated #1 OTC Hearing Aid
Costco Hearing Aid Center | Costco   –   Hearing Aids – Sam’s Club
5 ways to buy stocks for free or very cheap | Clark Howard
6 ways to start investing when you only have $100 or less | Clark Howard
This app helps you pay off student loan debt! | Clark Howard
Equifax Data Breach | Clark Howard
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard

How to find a fee-only financial planner | Clark Howard
Know the right questions to ask of a fee-only financial advisor | Clark Howard
SoFi review: Here’s what this unique lender can do for you | Clark Howard
Student loan guide | Clark Howard
Credit score | How to improve your number | Clark Howard
Email & Phishing | Clark Howard
Why co-signing a loan can be bad on almost every financial level | Clark Howard
Free Credit Report Guide | Clark Howard
Credit Karma offers truly free tax filing in 2018 | Clark Howard

Monday April 9
Teachers left behind in economic recovery
Parental heads up: a growing epidemic among teens – What is Juuling?
Saving rates vary widely among banks – Finding many happy returns
A monopoly drug price hike holds cancer patients at ransom
Google brings rolling study halls to rural America

On the Calls: 
Taxes | Clark Howard
FAQs on Costco Anywhere Visa card by Citi – CreditCards.com
Thrift Savings Plan: Home
How to invest in rental properties: 8 real estate factors to consider | Clark Howard
Free AOL plan – FAQs – AOL Help
Luggage shopping: Look for clearance deals at Costco,
–    Tuesday Morning, TJ Maxx, Marshall’s, EBags.com

Credit & Debit Cards | Clark Howard
Buying a car | A step-by-step guide to everything you need to know | Clark Howard
Ask Clark: How safe is Mint.com? | Clark Howard
WEDDINGS Search | Clark Howard
Timeshares | Clark Howard
Investment Guide | Clark Howard
Roth 401(k) – Investopedia

Friday April 6
New data forces a rethink of minimum wage laws
Kicking and screaming: Software solves the problem of overbooked flights
Infrastructure vulnerabilities – Being prepared
Clark answers his critics on ‘Clark Stinks’
Home buyer alert: A housing market update

On the Calls:
How to counter lowball offers from auto insurers after your vehicle is totaled | Clark Howard
How to develop an independent value for your vehicle after an accident | Clark Howard
Find an Appraiser
CHART: Save this percentage of your income based on your years until retirement | Clark Howard
How much to save each month to have $1 million in retirement | Clark Howard
Follow this simple chart to become a millionaire | Clark Howard
How to start saving for retirement at age 40 | Clark Howard
Insurance | Clark Howard
Timeshares | Clark Howard
The First Timeshare Website on the Internet | Timeshare Users Group
Resort Residences: Space of a Home + Services of a Hotel | Vacatia
Travel Booking & Planning Guide | Clark Howard
How to invest using peer-to-peer lending | Clark Howard
How To Bypass the Banks for a Loan | Clark Howard
New report: Your Visa credit card can be hacked in just 6 seconds | Clark Howard
Credit card networks are dropping signature requirements | Clark Howard

Groupon reinvented itself selling clearance items and distressed travel.
-Since they’re a 3rd party site, research hotel & flights (TripAdvisor) before you buy.
CAR RENTALS | Clark Howard
Are the Amazon Echo and Google Home addictive devices? | Clark Howard
3 ways to get the best deal on a diamond engagement ring | Clark Howard
Get the Best Deal on a Diamond Ring

Thursday April 5
Could Humana and Walmart rescue healthcare?
How to recognize a new twist on ID theft – your ss# with someone else’s name…
3 key things to know about the student loan forgiveness program – Clark.com
Free agent skill sets make for career mobility
Car safety update: Takata recalls

On the Calls:
Travel Writing: Explore the World & Publish Your Stories! | Udemy
AIRBNB Search | Clark Howard
Clark’s take: These investment companies offer you the best bang for your buck | Clark Howard
-If unsure – ASK your financial advisor if they are a fiduciary
What Is a Non-Owner Auto Insurance Policy?
Automatic bill pay warning | How to avoid hidden dangers that could cost you big bucks | Clark Howard
6 mistakes to avoid with a rewards credit card | Clark Howard
The best reward credit cards | Clark Howard

Definition of Contract for Deed | Home Guides | SF Gate
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
Education | Clark Howard
Virus, Spyware and Malware Protection Guide | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
How to choose the best credit card for college students | Clark Howard
Student loan guide | Clark Howard
Student loans 101 | Everything from how much to borrow to paying it off | Clark Howard
Traditional or Roth 401(k)? Decide with This 401(k) Calculator – Betterment
The biggest mistake you can make with your 401(k) | Clark Howard
STOCKS  | Clark Howard
Buying a home? | 15 ways to shop for the lowest mortgage rates | Clark Howard
File a Consumer Complaint | US Department of Transportation
Air Travel Complaint – Comment Form
Avoiding Airline Baggage Fees Is Easier Than You Think | Clark Howard

Wednesday April 4
A power struggle inside the Beltway for your energy dollars
Employee rewards: The win-win Zen of enlightened self-interest
Spring cleaning can put money in your pocket
Wedding guest costs

On the Calls: 
Golf Shirts – no longer available for $6
Your guide to DIY home security systems | Clark Howard
WyzeCam: 1080p HD Smart Home Camera With Free AWS Cloud
Don’t give your Social Security number at these places! | Clark Howard
-Don’t give payment info to incoming caller. Call the office yourself. Know the amount that will be charged.
List of Community Property States | LoveToKnow
Automatic bill pay warning | How it works, dangers to avoid & the safest way to set it up | Clark Howard
Homes & Real Estate | Clark Howard
E-Tax Filing | Clark Howard  –  TAXES | Clark Howard

Lyft or Uber: Comparing ride-share services as a source of income | Clark Howard
Is it better to drive for Uber or Lyft? Here’s what you need to consider | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
Investment Guide | Clark Howard
How To Get Your Security Deposit Refund | Trulia
Get Your Security Deposit Back | Nolo.com
Paying back student loans | How refinancing can save you big bucks | Clark Howard
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
Should you sell or stay put in the stock market? | Clark Howard
International Travel Tips: Money, Mobile & Booking | Clark Howard
When does it make sense to buy trip insurance? | Clark Howard

Tuesday April 3
Why stock market dives don’t matter long-term
Clark’s love for Vanguard is being tested
3 new retail data breaches – Precautions you should take
Panera Bread data breach: Here’s what we know | Clark Howard
Self lending to build credit
Mandatory calorie counts include beverages

On the Calls:
1 in 5 customers are carrying the wrong credit card: Here’s how to choose a better one | Clark Howard
6 ways to start investing when you only have $100 or less | Clark Howard
Investment Guide | Clark Howard  –   Best low-cost, robo-investment brokers | Clark Howard
How to add a PIN to your smartphone account to prevent SIM hijacking | Clark Howard
Should you pay off your mortgage before you retire? | Clark Howard
How to Apply for Global Entry | U.S. Customs and Border Protection

Your guide to paying off credit card debt | Clark Howard
4 smart strategies to pay off credit card debt | Clark Howard
CUT YOUR MONTHLY BILLS Search | Clark Howard
7 ways to save on prom | Clark Howard
Know your rights with debt collectors | Clark Howard
Know your rights: It’s illegal for a debt collector to threaten you | Clark Howard
Clark’s take: These investment companies offer you the best bang for your buck | Clark Howard
Best low-cost, robo-investment brokers | Clark Howard
Buying a home? Here are 9 costly mortgage mistakes to avoid | Clark Howard
Find the best interest rates for a mortgage or refinance | Clark Howard
Student loan guide | Clark Howard

Monday April 2
Facing the Numbers: The cost of college
RIPOFF ALERT!  The advance fee scam is back
Advice for the self-employed, independent contractors & freelancers
Power Struggle: Solar vs the monopolies
Paying a mortgage in retirement

On the Calls: 
Consumer Action Center | Clark Howard
-Financial Beginnings   –   Credit and Debt Advice | NFCC
New IRS tax withholding tables mean your paycheck might be getting a little bigger soon | Clark Howard
Tax Withholding Calculator – Kiplinger
9 things most people forget about when buying disability insurance | Clark Howard
The best 529 plans to help pay your kids’ education | Clark Howard

Moving | Clark Howard
Don’t give your Social Security number at these places! | Clark Howard
Leasing | Clark Howard  –  Worlds Largest Lease Marketplace | Swapalease.com
-LeaseTrader.com – Car Lease – Lease Assumption – Short Term Leases
TV STREAMING SERVICES Search | Clark Howard
3 cheaper alternatives to cell phone insurance through your carrier | Clark Howard
HOW TO BUY A CARE Search | Clark Howard
Pros and cons of reverse mortgages for seniors | Clark Howard  –  KEY RULE: Always consult with a housing financial counselor
– before taking out a reverse mortgage to understand the options and the cost. Comparison shop fees.
Mortgages | Clark Howard  –  Why paying off PMI should be a top financial priority | Clark Howard
Faith-based health care: A viable alternative to traditional health insurance? | Clark Howard
USAA Youth Savings and Checking Accounts | USAA  –  MONEY: Teen Checking Account with Debit Card | Capital One

Friday March 30
To catch a credit card thief – How a crime became a teachable moment
Job seekers – Beware arbitration agreements
Oregon’s state retirement plan should be nationwide
Clark answers his critics on ‘Clark Stinks’
End of life planning

On the Calls:
Clark’s take: These investment companies offer you the best bang for your buck | Clark Howard
How to find a fee-only financial planner | Clark Howard
Cheap internet phone systems guide | Clark Howard
VoIP Phone Service for Home and Business | Ooma
Credit Karma is now offering an ID monitoring service — and it’s free | Clark Howard
Saving Account Rates – Compare High Interest Accounts Online – Bankrate
Want to save more? | Here’s an easy way to earn 100x more money on your savings | Clark Howard
Spousal IRAs help you double your savings | Vanguard
Prescription Discounts, Prices, & Drug Information – Blink Health
The easiest way to save on prescription drugs | Clark Howard
Is foreign currency trading a hit or a miss? | Clark Howard
Bluebird named best banking alternative | Clark Howard
Alternative to Banking | Bluebird by American Express & Walmart

Investment Guide | Clark Howard
Saving Account Rates – Compare High Interest Accounts Online – Bankrate
Want to save more? | Here’s an easy way to earn 100x more money on your savings | Clark Howard
Want to earn more on your savings? | Switch to an online bank! | Clark Howard
Borrowing from your 401(k) could cost you! | Clark Howard
Roth vs. Traditional 401(k)—Which Is Better? | Charles Schwab
Simplified Employee Pension (SEP)
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
Cheap International Flights – Scott’s Cheap Flights   –   Next Vacay

Thursday March 29
A new credit / debit card hybrid may help keep you out of debt
Overdraft protection: How it works and why you should opt out now | Clark Howard
Bringing mortgage lending into the 21st century
Insurance premiums: the rules for rates are changing
The penny’s demise is penny-wise: the price of a penny

On the Calls: 
Roth IRA – Investment Guide | Clark Howard
PAYPAL – What are common scams and how do I spot them?
SCORE | Free Small Business Advice
SBA Offices and Resource Partners | The U.S. Small Business Administration | SBA.gov
5 tips for launching a startup when you’re strapped for cash | Clark Howard
Simple Global | Travel Abroad without Roaming Fees | T-Mobile
Credit Card Tune-Up: Find credit card rewards for your expenses – 2018
NerdWallet’s Best Credit Union Credit Cards of 2018

Investment Guide | Clark Howard
Exchange Traded Funds – ETFs | Charles Schwab
Should You Buy CDW Insurance for Your Rental Car?
Car Rentals | Clark Howard
Student loan guide | Clark Howard
How to qualify for student loan forgiveness | Clark Howard
Password Manager, Digital Wallet, Password Generator | RoboForm
Free and cheap tools to safely store all your passwords in one place | Clark Howard
2 kinds of annuities that actually make sense for your wallet | Clark Howard
2 ways to guarantee yourself a lifetime stream of income | Clark Howard
How to find a fee-only financial planner | Clark Howard
Garrett Planning Network – Making competent, objective financial advice accessible
LASIK & Laser Eye Surgery Guide – How It Works, Cost, Risks
The Basics of LASIK Eye Surgery | Consumer Information
Best LASIK Surgery Center Reviews | ConsumerAffairs
LASIK eye surgery, Will It Work For You? – Consumer Reports
Consumer Watchdog: The unseen danger of 0% LASIK financing loans – MagnifyMoney
Travel Booking & Planning Guide | Clark Howard

Wednesday March 28
Bursting the bubble: The movement against the over protection of children
What’s so Clarkrageous about Friday’s half a $BILLION lottery jackpot?
-Check your mail: Valpak may be sending you a $100 check! | Clark Howard
-Mega Millions, what? Credit union program enters you in jackpot drawing for each deposit you make | Clark Howard
Can Facebook make amends for misusing your privacy?
If you use Facebook, be especially leery of doing this | Clark Howard
About Facebook’s new privacy hub + how to download a copy of your profile | Clark Howard
Here’s the kind of personal data Facebook has on every user | Clark Howard
Robots and the future of jobs
AMEX gets schooled by the marketplace and cuts their merchant fees

On the Calls:
Roth IRA Withdrawal Rules Description | RothIRA.com
Experian’s dark web scan – as with paid credit monitoring services – NOT valuable. Freeze your credit
The credit bureaus have cynically tried to profit from fear engendered by the Equifax breach. No.
Car Rentals | Clark Howard – Keep photos to prove no damage for 6 months.
Google Photos – All your photos organized and easy to find
Keeping bad medical debt off your credit report is about to get a lot easier | Clark Howard
Bad medical debt hurting your credit? Here are 3 ways to attack it | Clark Howard
Index annuities are poison for your pocketbook | Clark Howard
How HSAs work | Clark Howard

Roth & Traditional IRAs | Clark Howard
Your Guide to Capital Gains Taxes in 2018 — The Motley Fool
How to improve your credit score | Clark Howard
Annual Credit Report.com – Home Page
Wills & Funerals | Clark Howard
How to shop for term life insurance | Clark Howard
Ladder: A new option for online term life insurance quotes | Clark Howard
Clark Your Life: Buying life insurance | Clark Howard
Warning: Do not sign up for these credit cards | Clark Howard
What you need to know about store credit cards | Clark Howard
Short-Term Car Lease Explained – by LeaseGuide.com

Tuesday March 27
Amazon drone delivery – on the way
Credit card inertia can cost you. Trading up to better rates and rewards
2 ways to prepare for a hack attack
The expansion of ride sharing can help you save more
Pay TV increases

On the Calls:
StudentLoans.gov – Counseling   –   Student Loan Help
NFCC.org/Student Loan Debt Counseling and Advice
Citi Double Cash – Cash Back Credit Card – Citi.com
Are Home Warranties Worth the Money? | Clark Howard
How to score a deal on a cruise | Clark Howard
Cruise Reviews, Cruise Deals and Cruises – Cruise Critic
Do the Cruise Ships Own the Jewelry Stores? – Juneau Forum – TripAdvisor
Money Management for Couples | Clark Howard
-Separate credit cards, with each as authorized users on the other’s card
-On joint savings and checking, make each other the beneficiary

Why Did My Escrow Payment Go Up?
Understanding the Escrow Process and Requirements | Investopedia
Amortization schedule: Use this chart to pay off your mortgage faster | Clark Howard
Find a Marriage Counselor and Learn About Marriage Counseling
There’s a right way and a wrong way to roll over a 401(k) | Clark Howard
8×8.com -Hosted VoIP – Communications and Collaboration Solutions
Office Phones – Small Business Phone Systems | Ooma Office
Social Security | Clark Howard
5 key steps to retiring early | Clark Howard  –  38-year-old millionaire shares 5 secrets to retiring early | Clark Howard
Travel Booking & Planning Guide | Clark Howard  –  Rates for International calls, SMS and roaming – Project Fi
Simple Global | Travel Abroad without Roaming Fees | T-Mobile
Free text messaging apps better than AT&T and Verizon offerings | Clark Howard
Avoid International ATM Fees with Schwab
Online Checking Account with Free Checks and ATM Fee Rebates | Schwab Bank

Monday March 26
You can buy almost anything at Walmart…why not a used car, too? | Clark Howard
Report: Draft bill would allow credit reporting agencies, banks to conceal data breaches | Clark Howard
Timely SIZZLING DEALS:   MoviePass for $7 a month for one year: Hazard or opportunity? | Clark Deals
-T-Mobile Tuesday: Free MLB-TV + to MLB All-Star & more via app | Clark Deals
-Visa Checkout  – Costco purchases of $250 or more get free $50 statement credit | Clark Deals
Risk pool realism:  Health insurance vs faith based co-ops
Be right as Roth, now more than ever

On the Calls: 
Crow funding online real estate investments promising 8-12% return – No one can make that promise.
-And these diversified real estate portfolios are high cost.
-REITs: What you need to know about Real Estate Investment Trusts | Clark Howard
4 things for teachers to consider about their 403(b) retirement plans | Clark Howard
Investment Guide | Clark Howard
The best 529 plans to help pay your kids’ education | Clark Howard
SCAM ALERT: Fake Checks | Consumer Information /
-The fake check scam takes many forms, including job opportunities.
The Tax Law’s New Way Of Measuring Inflation Could Take A Toll On Taxpayers : NPR
New Limit for Health Savings Account Contributions
Things you never knew you could get from your library | Clark Howard
National sales tax: Clark is fan of funding government through sales
–consumption taxes instead of income tax

Disability Insurance | Clark Howard
2 simple websites to shop online for insurance | Clark Howard
9 kinds of insurance you can stop wasting money on | Clark Howard
The best 529 plans to help pay your kids’ education | Clark Howard
6 ways to save on your cable bill | Clark Howard
Home Phone Service – Free VoIP Calls in the US | Ooma Telo
Straight Talk | No Contract Phones | Service Plans
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
How to Buy a Motorcycle | DMV.ORG
Why you need a will—even if you think you don’t | Clark Howard
Travel Booking & Planning Guide | Clark Howard
How to get the most money for your old iPhone | Clark Howard
Best places to buy and sell used electronics | Clark Howard
FAQs – Rewards Credit Cards – Fidelity Cash Management

Friday March 23
The Clark Smart way to shop a mortgage
How banks partner with colleges to rip you off, and how to beat the system
Walmart meal kits offer affordable, better quality fast food
Clark answers his critics on ‘Clark Stinks’
The new home shortage has building solutions

On the Calls:
Parking lot solicitation scam: If you’re hit up for money in a public parking lot, provide phone number to local social service
-affiliated with United Way in case the story is true – or fast food vouchers.
Best low-cost, robo-investment brokers | Clark Howard  –  Clark’s Investment Guide | Clark Howard
Want to save more? | Here’s an easy way to earn 100x more money on your savings | Clark Howard
1 in 5 customers are carrying the wrong credit card: Here’s how to choose a better one | Clark Howard
TSP: Traditional and Roth Contributions
Equifax Data Breach: How to sign up for Credit Karma’s free monitoring service | Clark Howard
Umbrella Insurance Policy
How to qualify for student loan forgiveness | Clark Howard
Student loan guide | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard

Corporate credit cards: How they work, their benefits, drawbacks – CreditCards.com
Why Clark Howard wants you to set up a ‘Financial Chromebook’ | Clark Howard
Mobile banking scams | 11 ways to protect your money from hackers | Clark Howard

Thursday March 22
Interest rates, Fed rate hikes, and your savings
Government overreach: enforced time off
Flying taxis and drone delivery
American workers claim the right to family leave
Side income tax reduction   

On the Calls:
Counseling.org-American Counseling Association
How to buy a used car | Clark Howard  –  Hybrids & Alternative Cars | Clark Howard
Is it better to drive for Uber or Lyft? Here’s what you need to consider | Clark Howard
Lyft or Uber: Comparing ride-share services as a source of income | Clark Howard
Student loan guide | Clark Howard  –  How to qualify for student loan forgiveness | Clark Howard
Income-Driven Plans | Federal Student Aid
12 ways to get a bigger Social Security check in 2018 | Clark Howard
Equifax Data Breach: How to sign up for Credit Karma’s free monitoring service | Clark Howard
Want to monitor your credit? Here’s how to sign up for Credit Sesame | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
Free Credit Report Guide | Clark Howard   –   Innovis Security Freeze
5 ways to stay safe when doing online banking | Clark Howard
Why Clark Howard wants you to set up a ‘Financial Chromebook’

Clark’s secret to finding the cheapest flights possible | Clark Howard
TAXES-Clark.com  –  Free state and federal tax filing options for 2018 | Clark Howard
Credit Karma offers truly free tax filing in 2018 | Clark Howard
False promises from a work-at-home scam | Consumer Information
College & University | Clark Howard
5 ways to build credit and save money in your 20s | Clark Howard
Save Money on Merchant Processing Fees | Clark Howard
Car Rentals | Clark Howard
Kickstarter   –   United Inventors Association

Wednesday March 21
Sim hijacking up close, and measures to protect your money
-Turns out, the Equifax data breach was even worse than we thought | Clark Howard
-How to add a PIN to your smartphone account to prevent SIM hijacking | Clark Howard
Zombie debt  – One of the hottest scams in the U.S. targeting you
IRS unclaimed refunds may mean easy money for you
A warning booking international flights
RIPOFF ALERT!  We’re ripping ourselves off, hitting new highs in credit card debt. Digging out.

On the Calls:
Car Maintenance & Repair | Clark Howard
Replace a vehicle:  Clark’s rule: When repairs exceed 50% of the remaining value of the vehicle
-Consumer Reports: When the cost of repair exceeds 100% of the remaining value.
-Split the difference: When the cost exceeds 50-100% of remaining value.
Visiting Colleges:
Go on a weekend and talk to students
6 mistakes that will turn a balance transfer into a nightmare | Clark Howard
These companies have the most loyal customers | Clark Howard
2 insurers that offer low prices and great service! | Clark Howard
Auto insurance: How to shop for a new policy in 2018 | Clark Howard
Tech startup Divvy aims to revolutionize the rent-to-own model for houses | Clark Howard
The best reward credit cards | Clark HowardHow To Find The Best Reward Credit Card | Clark Howard
Why Clark Howard wants you to set up a ‘Financial Chromebook’ | Clark Howard

Saving Account Rates – Compare High Interest Accounts Online – Bankrate
Education | Clark Howard
Strategic Asset Allocation – Investopedia
Portfolio allocation models
How to prevent credit card fraud from happening to you | Clark Howard
How to choose the best credit card for college students | Clark Howard
Forming an LLC for Real Estate Investments: Pros & Cons | legalzoom.com
Becoming a landlord: How to find a good tenant | Clark Howard
Umbrella Insurance Policy
Investment Guide | Clark Howard

Tuesday March 20
Protecting yourself on social media
The walls have eyes: How sellers could be spying on house-hunters | Clark Howard
Report: People are taking Equifax to small claims court and winning | Clark Howard
Former Equifax exec charged with insider trading linked to data breach | Clark Howard
Saving means paying yourself first, like a monthly bill
Parents and high schoolers – having the college talks

On the Calls:
Online vs. traditional banks: How $5,000 can grow over 10 years | Clark Howard
Secured credit cards: How they work, dangers to avoid & a better alternative | Clark Howard
Know your rights with debt collectors | Clark HowardCollection Agencies | Clark Howard
Life Insurance | Clark Howard
Michael Saves: My 7 best money-saving tips for 2018 | Clark Howard
What is the ‘right to be forgotten’? – BBC News
Timeshares | Clark Howard  –  The First Timeshare Website on the Internet | Timeshare Users Group

Keeping bad medical debt off your credit report is about to get a lot easier | Clark Howard
Online banking | 5 ways to make your online banking experience safer | Clark Howard
Best low-cost, robo-investment brokers | Clark Howard  –  Clark’s Investment Guide | Clark Howard
2 insurers that offer low prices and great service! | Clark Howard
Best and worst home insurance companies | Clark Howard
Best and worst auto insurance companies | Clark Howard
How to buy a used car | Clark Howard
5 things to know before buying a used car | Clark Howard
Know your rights with debt collectors | Clark HowardCollection Agencies | Clark Howard
Submit a complaint | Consumer Financial Protection Bureau

Monday March 19
A legal threat to your retirement investments, Clark’s pledge to you, and a key word to save by
New rules on retail returns are over-the-top
Toys R Us closing sale: 3 things you need to know | Clark Howard
Saving on business travel can be a win-win with Trip actions
Retail’s rising minimum wage is a bonus for customers too

On the Calls:
Got a teen driver? How to get a better insurance rate | Clark Howard
-3 ways to pay less when you have a teen driver under your roof | Clark Howard
Umbrella Insurance: What is it? – Bankrate.com
The best 529 plans to help pay your kids’ education | Clark Howard
2 insurers that offer low prices and great service! | Clark Howard
Best and worst home insurance companies | Clark Howard
Best and worst auto insurance companies | Clark Howard
Better banking experience | 5 online banks that offer lower fees, higher returns on savings & overall better service | Clark Howard

Traffic Violations/Europcar rental – Italy Forum – TripAdvisor
Broad-Based Index Funds
Don’t bank on that check | Consumer Information
TracFone Wireless
How to Get the Best Eyeglass Lenses – Consumer Reports
8 Great Ways to Save on the Cost of Eyeglasses – Consumer Reports
How to prevent credit card fraud from happening to you | Clark Howard
13 ways you may be exposing yourself to fraud | Clark Howard
Ask Clark: How safe is Mint.com? | Clark Howard
4 cheap senior medical alert systems | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
MILLIONAIRE Search | Clark Howard  –   Online Banking | Clark Howard
How much to save each month to have $1 million in retirement | Clark Howard
10 best places to get a deal on eyeglasses | Clark Howard
Save Money on Merchant Processing Fees | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
Free Credit Report Guide | Clark Howard

Friday March 16
McDonald’s healthier menu
Major RIPOFF ALERT when booking flights and hotels
How the auto industry is helping American veterans
Clark answers his critics on ‘Clark Stinks’
It happened to Team Clark: Laura’s ID theft – lessons learned
–  10 things you must do if your identity is stolen | Clark Howard

On the Calls:
Home Equity Line Of Credit vs. Home Equity Loan
Disability Insurance | Clark Howard
Clark’s rules for lending to family and friends | Clark Howard
Simplified Employee Pension (SEP)
Free and cheap retirement plan options for small businesses | Clark Howard
Ask Clark: How safe is Mint.com? | Clark Howard
Mint: Money Manager, Bills, Credit Score & Budgeting
Clark.com/Millennials discover the TV antenna’s money-saving power
9 cheaper alternatives to cable or satellite TV | Clark Howard

Credit Karma offers truly free tax filing in 2018 | Clark Howard
Free Tax Return, Prepare & File Taxes Online | Credit Karma Tax
Clark.com/Money Management for Couples
How couples can get on the same page about money | Clark Howard
Ask Clark: How safe is Mint.com? | Clark Howard
Education | Clark Howard  –  The best 529 plans to help pay your kids’ education | Clark Howard
3 rules for buying gold | Clark Howard
Clark Howard: How to add gold to your portfolio | Clark Howard
K6000 HD 1080P 120° DVR camcorder car dash camera for $14 | Clark Deals  –  Cameras | Clark Deals

Thursday March 15    (Replay 2-13)
New report: The 3 best SUVs under $30,000 | Clark Howard
Caller ID has been ruined by crooks
The problems with rent control, and a better solution to affordable housing
The Owl dash cam
Want to live comfortably? Here’s how much you need to make in every state | Clark Howard

On the Calls:
Travel Booking & Planning Guide | Clark Howard
Southwest Airlines | Book Flights, Airline Tickets, Airfare
Google Flights new feature can save you big bucks on airfare | Clark Howard
Take these important steps when renting an Airbnb | Clark Howard
Student loan guide | Clark Howard
MONEY and MARRIAGE Search | Clark Howard
Afford Anything – About  –   Podcast » The Stacking Benjamins Network
Long Term Care (LTC) | Clark Howard
Get long term care from whole life insurance
Ordering the Combo: Life Insurance and Long-Term Care
The #1 way to protect yourself from ATM card skimmers | Clark Howard
Protect your credit card info with the free ‘Skimmer Scanner’ Android app
Equifax Data Breach: How to sign up for Credit Karma’s free monitoring service | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
Should you close a paid-off credit card? | Clark Howard

Investment Guide | Clark Howard
6 ways to start investing when you only have $100 or less | Clark Howard
Best discount investment brokers of 2017 | Clark Howard
Replace a vehicle:  Clark’s rule: When the cost of repair exceeds 50% of the remaining value of the vehicle.
-Consumer Reports: When the cost of repair exceeds 100% of the remaining value.
Clark.com/Travel Booking & Planning Guide  –  Search Flights, Hotels & Rental Cars | KAYAK
The best 529 plans to help pay your kids’ education | Clark Howard
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
Roth IRA Vs. Traditional IRA
What you should know before selling your home without an agent | Clark Howard
Why Vacation Clubs are worse than timeshares | Clark Howard
Clark Howard: How to add gold to your portfolio | Clark Howard

Wednesday March 14
Rethinking the 40 hour work week
Bankers target veterans with bad refi’s and get away with it
Free your wallet from auto-renew lockdown in subscription prison
Low cost investing can make a decade of difference
The price war in the clothing aisles keeps savings in your wallet

On the Calls:
Track your mortgage with these free tools | Clark Howard
Wills & Funerals | Clark Howard
Fund a Roth first, then an emergency-rainy day fund in an online savings account.
How I use 4 bank accounts to save more money | Clark Howard
The best place to find seats for any event | Clark Howard
Why Clark Howard wants you to set up a ‘Financial Chromebook’ | Clark Howard
Opt Out: Credit Card Offers | Clark Howard  –
OptOutPrescreen.com–  YES you have to give your social security number.

Timeshares | Clark Howard
The First Timeshare Website on the Internet | Timeshare Users Group
Resort Residences: Space of a Home + Services of a Hotel | Vacatia
Umbrella Insurance Policy
Becoming a landlord: How to find a good tenant | Clark Howard
Best cell phone plans and deals right now | Clark Howard
Clark Howard: Cheap Cell Phone Plans | Clark Howard
Marriage & Divorce | Clark Howard
Car Prices & Inventory | Savings on New & Used Cars | TrueCar
4 things for teachers to consider about their 403(b) retirement plans | Clark Howard
Investment Guide | Clark Howard

Tuesday March 13
Minding the Gap – The 4% rule for your retirement savings
Big bank bear trap wipes out a couple’s account. A key banking rule to protect your money
Tech startup Divvy aims to revolutionize the rent-to-own model for houses | Clark Howard
Tax season 2018: Which tax prep solution is right for you? | Clark Howard
Time to rethink the work from home perk

On the Calls: 
Car Rentals | Clark Howard  –  Autoslash can’t rebook automatically anymore, but price alerts remain.
Roth Vs. Traditional IRA: Which Is Right For You?
Craigslist Scams and Fraud: The Ultimate Guide  –  craigslist | about | scams
The best 529 plans to help pay your kids’ education | Clark Howard
Don’t bank on that check | Consumer Information – Fake check scams are targeting secret shopper – work from home jobs.
Want to save more? | Here’s an easy way to earn 100x more money on your savings | Clark Howard
Best CD Rates – Compare CD Rates at Bankrate.com
Credit Score Guide | Clark Howard

How to score a deal on a cruise | Clark Howard
Making Family Travel Easier with Car Seats & Strollers – The Points Guy
craigslist | about | scams
Say NO to trade-ins: 6 tips on selling your vehicle for twice as much | Clark Howard
Easiest ways to buy or sell a used car | Clark Howard
3 ways to pay less when you have a teen driver under your roof | Clark Howard
Mailers for mountain, lake or beach resort properties display was / is pricing.
-This is re-marketed property in the real estate bust aftermath.
-The land, bought by developers in the bubble, was never worth the “was” price
-and carries ongoing fees and potential building restrictions.
-Only buy an existing home with intact utilities.
Small business managers post jobs on Craigslist cheaply & successfully. Clark stands corrected.
How to avoid the #1 mistake that condo buyers make | Clark Howard
Are Home Warranties Worth the Money? | Clark Howard
Internet Service | Clark Howard
Index annuities are poison for your pocketbook | Clark Howard

Monday March 12
Report: Here are the cities with the most credit card debt | Clark Howard
Hitting the ‘jackpot’: New crimes cause ATMs to gush cash | Clark Howard
Financial infidelity – Money guidance for couples
College Costs decline with enrollment drop – Clark Smart decision making
Team Clark travel hacks

On the Calls: 
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
What you need to know about store credit cards | Clark Howard
Save Money on Merchant Processing Fees | Clark Howard
– 1.25% is about the lowest merch processing fee – See Sam’s & Costco – BUY equipment – do not lease it.
Taxes | Clark Howard  –  What to do when you can’t pay your taxes | Clark Howard
Enrolled Agent Information | Internal Revenue Service  –  NAEA | Powering America’s Tax Experts
Want to monitor your credit? Here’s how to sign up for Credit Sesame | Clark Howard
Equifax Data Breach: How to sign up for Credit Karma’s free monitoring service | Clark Howard
5 ways to build credit and save money in your 20s | Clark Howard
New card offering promises a no-fee way to build your credit | Clark Howard
How to choose the best credit card for college students | Clark Howard
AAA: Premium gas not worth the money for most vehicles | Clark Howard
Buying gas from a station on this list is better for your car | Clark Howard
8 things to know about Top Tier detergent gasoline | Clark Howard

AANP – State Practice Environment
Mortgage refinance guide | Clark Howard
Custodial Account – Investopedia  –  Open a Custodial Account with Fidelity
Investment Guide | Clark Howard
Your guide to paying off credit card debt | Clark Howard
Credit and Debt Advice | NFCC  –  800 388-2227
Ransomware be gone: Free decryption tools available online | Clark Howard
TRAVEL INSURANCE Search | Clark Howard
Travel Insurance – Compare Trip Cancellation, Medical/Health, Baggage
Don’t give your Social Security number at these places! | Clark Howard

Friday March 9
Here are the most & least expensive states for car insurance in 2018 | Clark Howard
Warning! Debt desperation makes you a debt relief target
The longer road to retirement
Clark answers his critics on ‘Clark Stinks’
7 ways to reduce the effects of Daylight Saving Time | Clark Howard

On the Calls:
Best low-cost, robo-investment brokers | Clark Howard
Betterment | Rethink What Your Money Can Do
Wealthfront – Planning & Investing Made Easy
Homes & Real Estate | Clark Howard
Investment Guide | Clark Howard
Here’s the most important thing you can do to avoid becoming a tax fraud victim | Clark Howard
How To Deal With Tax Return Identity Theft | Clark Howard
Homeowners Insurance | Clark Howard
Root: A new way for good drivers to get cheaper auto insurance rates | Clark Howard
Pros and cons of reverse mortgages for seniors | Clark Howard

Name Change made easy by HitchSwitch
What Are the Rules for a Custodial Roth IRA? — The Motley Fool
Best low-cost, robo-investment brokers | Clark Howard
38-year-old millionaire shares 5 secrets to retiring early | Clark Howard
How to decide if an HSA is right for you | Clark Howard
Why investing with a bank is a big ripoff | Clark Howard
Investment Guide | Clark Howard
Bankrate.com – Compare mortgage, refinance, insurance, CD rates

Thursday March 8
Equifax data breach: Are free credit freezes coming? | Clark Howard
Still a resource:  The Consumer Financial Protection Bureau
Consumer Reports: The most reliable vehicles in the first 4 years of ownership
Free streaming TV options include CBS Sports
The HSA as medical nest-egg

On the Calls: 
6 mistakes to avoid with a rewards credit card | Clark Howard
The best reward credit cards | Clark Howard
Booking travel through search engines – some don’t filter out rip off travel sites.
-Search the site’s name-complaints and read reviews before you click to purchase.
-Some cards give refunds on non-refundable travel for qualified reasons. Costco Visa travel is one.
-Change / cancellation fees can exceed the cost of full fare airline tickets, rendering the booking nonrefundable.
Travel Booking & Planning Guide | Clark Howard
Model 3 | Tesla
Your guide to paying off credit card debt | Clark Howard
How To Bypass the Banks for a Loan | Clark Howard
Free & cheap password management – Clark.com

How couples can get on the same page about money | Clark Howard
Better banking experience | 5 online banks that offer lower fees, higher returns on savings & overall better service | Clark Howard
clarkyourbank | Clark Howard
You may be able to get a collections account off your credit sooner than you think | Clark Howard
5 ways to build credit and save money in your 20s | Clark Howard
Equifax Data Breach: How to sign up for Credit Karma’s free monitoring service | Clark Howard
Renting and Leasing | Clark Howard
Warning: The IRS phone scam is back and more sophisticated than ever | Clark Howard
The best and worst charities for your donations | Clark Howard
Virus, Spyware and Malware Protection Guide | Clark Howard
How to find out the true investment returns on any life insurance policy | Clark Howard
2 insurers that offer low prices and great service! | Clark Howard
Umbrella Personal Liability Policy

Wednesday March 7
Clark’s take on trade wars and tariffs | Clark Howard
A cheaper vacation opportunity 2 times a year – How to get an $8 rental car — Clark Howard style!
Consumer genomics medical testing expands
Greenlighting a payment system for kids, with great parental controls
New payment service will let you ‘Dine & Dash’ (legally!) at restaurants | Clark Howard

On the Calls:
TEEN DRIVERS Search | Clark Howard
Best cell phone plans and deals right now | Clark Howard
Amazon.com: prime cell phone  –   Choosing a Cell Phone | Clark Howard
Owner’s title insurance: What is it and when do you need it? | Clark Howard
This new tool negotiates with your cable and internet provider to lower your bill | Clark Howard
New IRS tax withholding tables mean your paycheck might be getting a little bigger soon | Clark Howard
TAXES | Clark Howard

Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
Credit and Debt Advice | NFCC
Buying a Home | Clark Howard
Tips for first-time homebuyers | Clark Howard
-Things you learn on a Habitat build site | Habitat for Humanity
Investment Guide | Clark Howard
craigslist | about | scams
Say NO to trade-ins: 6 tips on selling your vehicle for twice as much | Clark Howard
5 ways to buy nice furniture on a budget | Clark Howard
Is the front of your LED bulb broken? Don’t throw it out — fix it! | Clark Howard

Tuesday March 6
What your health insurance company doesn’t want you to know about, so they can RIP YOU OFF on Rx
A ‘marginal’  investment strategy that amounts to ripping yourself off
Uber Express Pool  –  Lyft Line – A new twist to ride sharing has double benefit
Warren Buffet’s simple advice for successful investing
AllsWellHome.com – New ways to save on furniture, accessories and mattresses

On the Calls:
Facecrooks – [Scam Alert] Facebook Lottery or Promotion -… | Facebook
Clark’s take: These investment companies offer you the best bang for your buck | Clark Howard
How to find a fee-only financial planner | Clark Howard
Secured credit cards: How they work, dangers to avoid & a better alternative | Clark Howard
When does paying off your mortgage ahead of time make sense? | Clark Howard
Got a teen driver? How to get a better insurance rate | Clark Howard
3 ways to pay less when you have a teen driver under your roof | Clark Howard
It’s Raining Lawsuits: Do You Need An Umbrella Policy?
Records, paperwork and old files: What to keep and what to toss! | Clark Howard

How Mixed / Split Credit Files Happen and What to … – myFICO® Forums – 1798274
Don’t sign up for Equifax’s free credit monitoring! Here’s what to do instead | Clark Howard
Gap Insurance – Ivestopedia   –  Call your own insurance co. for gap ins. at a fraction of dealer cost.
Daily Deal and Coupon Code Sites | Clark Howard
Top 27 Reviews and Complaints about Woot  –  About WOOT.com
-Amazon owns WOOT as a clearance site. No returns, exchanges or refunds -just about the deal.
Don’t bank on that check | Consumer Information – Fake check scams are targeting non-profits
Investment Guide | Clark Howard
Student loan guide | Clark Howard
Best live TV streaming plans: YouTube TV vs. DirecTV Now vs. Sling TV | Clark Howard
TV provider for cord cutters since 1949. Retail, not Cable. | Channel Master

Monday March 5
Dash cams – cheap insurance
Investment impostor scams – The latest twist: FINRA fakery
Who needs life insurance –  and the right way to buy it
3 companies that issue term life insurance policies with no medical exam | Clark Howard
Money,  happiness  and diminishing returns. How much is enough?
New digital health profilers include Facebook

On the Calls:
Solo 401(k) vs. SEP: Which is Best for Biz Owners? | Investopedia
What is the best mattress for your money? | Clark Howard
Mattresses – Mattress Sets – Sam’s Club
Home Equity Lines | Clark Howard
New IRS tax withholding tables mean your paycheck might be getting a little bigger soon | Clark Howard
Here’s the most important thing you can do to avoid becoming a tax fraud victim | Clark Howard
Investment Guide | Clark Howard
Why you need to turn paper statements back on | Clark Howard
Why you need to print out your online billing statements | Clark Howard
Receive free career assessment and counseling at your local college AND –
Assessment.com – Home of the MAPP Assessment – Assessment.com

Duolingo: Learn Spanish, French and other languages for free
Capital One | Commitment to Identity Security
How to score a deal on a cruise | Clark Howard  –
Get the best cruise vacation as multiple agencies work to offer you the best cruise values at CruiseCompete.
Buy excursions not from the cruise line, but from independent sellers of shore excursions 
Shore Excursions – higher quality cruise shore excursions at substantially lower prices
What shore excursions are the best – Caribbean Forum – TripAdvisor
Is an extended warranty ever worth it? | Clark Howard – Replacement plans are generally not recommended
SOLAR POWER Search | Clark Howard
A new option for free credit monitoring | Clark Howard
Credit Karma is now offering an ID monitoring service — and it’s free | Clark Howard
Don’t sign up for Equifax’s free credit monitoring! Here’s what to do instead | Clark Howard
AUTO ACCIDENTS  | Clark Howard  –  Make a diminished value claim | CarInsurance.com

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