Clark Show Notes

The Latest from Clark Howard

Access Clark’s podcasts for caller topics as well:  Podcasts | Clark Howard
-We’re here –  Clark.com/Ask

December 21 > January 1 Best Ofs ~ Happy Holidays! 

Friday January 1 – 2021
How to detect water leaks in your home – The Washington Post
Best Foam Mattresses for $500 or Less – Consumer Reports
10 Car Models with the Most Speeding Tickets (Updated 2020) – Insurify
Pandemic meal delivery has spurred virtual restaurants and ghost kitchens – The Washington Post

Thursday December 31
Billboards that follow you? It’s not sci-fi. They’re here – Los Angeles Times
Avoid this text message scam about package deliveries – CNET
Clark’s 3 core principles
-Live on less than what you make through your entire life time – whenever possible.
Pay yourself first by saving for your future. That gives you power, control and freedom to make choices.
-Do what you love. This is NOT unattainable. Don’t be in a job you hate just for the paycheck.
-With the freedom you’ve established – as much as you can – Be of service to others.
This core principle leads to a better world and more joy for yourself as well.

Wednesday December 30
US rolls out free app for alerts on vehicle recalls
-Check for Recalls: Vehicle, Car Seat, Tire, Equipment | NHTSA  /   
-NHTSA’s SaferCar App | Recall Alerts and More
Dollar General, Dollar Tree Draw in Consumers Amid Economic Weakness – WSJ
Where Robocalls Hide: the House Next Door – WSJ
Don’t buy the pitch – Whole life insurance is NOT a smart way to fund retirement
–How Whole Life Insurance Compares to a 401(k) Plan

Tuesday December 29
Coupon-Clipping Fades Into History as Covid-19 Accelerates Digital Shift – WSJ
These industries are the most complained about during the pandemic
Pandemic Robots: Hotel Robots Get Second Life as Industry Adapts to Covid-19 – WSJ
Americans Rush to Be Their Own Bosses as Covid Hits Job Market – Bloomberg  /  
Homepage | SCORE

Monday December 28
Financial Firms Fail to Own Up to Advisers’ Past Misdeeds – WSJ
-Investing & Retirement Archives – Clark Howard  /
-How to Start Investing and Saving for Retirement – Clark Howard
Lemonade CFO Promotes Do-Good Status, Path to Profitability to New Investors – WSJ
-Lemonade is Expanding Across the US! | Lemonade Blog   //          LEMONADE Faq
-Lemonade Insurance Review: 7 Things to Know Before Getting a Quote – Clark Howard
Airlines Do Away With International Change Fees – WSJ
-Airline Cards Lose Luster as Coronavirus Persists – WSJ
This 6-year-old racked up over $16K on his mom’s credit card

Friday December 25
Use it – don’t lose it: Your FSA
-How to Spend Your Leftover FSA Money – Consumer Reports
–Covid-19 Makes FSA Contribution Decisions Trickier – WSJ
–10 Ways to Save Money on Health Care – Clark Howard
There Are 5 Types of Retirement Savers, New Research Says. Which One Are You?
-Ask Clark: Is the 4% Retirement Rule Still Accurate? – Clark Howard
Dollar Stores Start Moving Upmarket – WSJ
Exercise 11 Minutes a Day for a Longer Life – The New York Times

Thursday December 24
NEVER answer a call you don’t recognize
–Dish Network to Pay $210 Million to Settle Telemarketing Suit – WSJ
Pandemic triggers migration to sunbelt cities
-Covid-19, Remote Work Make Austin a Magnet for New Jobs – WSJ
Which driving and delivery apps pay best? – Los Angeles Times
–Gridwise – The #1 Assistant for Rideshare and Delivery Drivers
Low cost investing and ETFs – Exchange Traded Funds vs. Mutual Funds
-Mutual Funds Bleed $469 Billion as ETFs Triumph in Zero-Sum 2020 – Bloomberg
-How to Start Investing and Saving for Retirement – Clark Howard

Wednesday December 23
How to buy a used car  /  Most Reliable 3-Year-Old Cars and SUVs – Consumer Reports
-How to Buy a Used Car in 7 Steps – Clark Howard
Gift card guidance – This year choose cash instead
–Ask Clark: Should We Buy Gift Cards This Holiday Season? – Clark Howard
-Restaurant Stocks Have Less Under the Tree This Year – WSJ
Disney+ Announces Price Increase for Streaming Customers in 2021 – Clark Howard
As prices rise – Clark Smart Streaming  – Streaming TV Archives – Clark Howard
Can’t sell your timeshare? Rent it out – KOALA | Vacation Rentals Direct From Timeshare Owners

Tuesday December 22
Retirement saving in a savings account might derail your goals
-How to Start Investing and Saving for Retirement – Clark Howard
Worldwide, vehicle fleets are going electric and autonomous sooner than we realize
-GM’s Factory ZERO in Detroit will be unlike any other in the country
Parents often clueless about their children using tobacco products —especially e-cigarettes -TheWashingtonPost
Most Americans Object to Government Tracking Their Activities Through Cellphones -WSJMonday

Monday December 21
Tax refund: IRS still sitting on 1M unprocessed physical tax returns
Travel Insurance During Coronavirus Pandemic: What To Know – The New York Times
-Hawaii wants to you to work remotely — and will pay your airfare to do it
-Delta to help CDC with COVID-19 contact tracing
Navigating December holiday shopping to SAVE MORE
–Black Friday Was a Bust for Many Stores, Better for Online – WSJ
–Black Friday traffic in stores craters 52% during pandemic
Moved During Covid? A Third of Bosses Say They’ll Cut Your Pay – Bloomberg

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Friday December 18 – 2020 – Clark’s Final Syndicated Radio Broadcast
Fuel and energy in transition
-Exxon Promises to Cut Greenhouse-Gas Emissions, End Flaring by 2030 – WSJ
Clark answers his critics on Clark Stinks
Clark’s 3 core principles: 1. Live on less than what you make
2. Do what you love.
3. With the freedom you’ve established – as much as you can – Be of service to others.
Clark says Goodbye and thank you to radio syndication. Join the Clark.com Podcast. XO

Thursday December 17
Which driving and delivery apps pay best? – Los Angeles Times
–Gridwise – The #1 Assistant for Rideshare and Delivery Drivers
Low cost investing and ETFs – Exchange Traded Funds vs. Mutual Funds
-Mutual Funds Bleed $469 Billion as ETFs Triumph in Zero-Sum 2020 – Bloomberg
-How to Start Investing and Saving for Retirement – Clark Howard
Use it – don’t lose it: Your FSA
-How to Spend Your Leftover FSA Money – Consumer Reports
–Covid-19 Makes FSA Contribution Decisions Trickier – WSJ
–10 Ways to Save Money on Health Care – Clark Howard
There Are 5 Types of Retirement Savers, New Research Says. Which One Are You?
-Ask Clark: Is the 4% Retirement Rule Still Accurate? – Clark Howard

Wednesday December 16
Disney+ Announces Price Increase for Streaming Customers in 2021 – Clark Howard
As prices rise – Clark Smart Streaming  – Streaming TV Archives – Clark Howard
Can’t sell your timeshare? Rent it out – KOALA | Vacation Rentals Direct From Timeshare Owners
While waiting for the FDA to lower U.S. hearing aid prices:
–HearUSA: 5 Things to Know Before Your First Visit – Clark Howard
–Costco Hearing Aids: 5 Things to Know Before You Buy – Clark Howard
-Miracle-Ear Hearing Aids: 5 Things to Know Before You Buy – Clark Howard
-iHEAR Medical Hearing Aids: 5 Things to Know Before You Buy – Clark Howard
-Sam’s Club Hearing Aids: 5 Things to Know Before You Buy – Clark Howard
Best Used Cars and SUVs for Less Than $5,000 – Consumer Reports

Tuesday December 15
10 days until Christmas!  See Clark Deals – Today’s Best Deals of the Day
–Here’s why it might be too late to order your holiday gifts online
–New Target RedCard holders save $40 on a $40+ future purchase – Clark Deals
US orders emergency action after huge cyber security breach | Financial Times
–How Much Cash Should You Keep at Home in Case of Emergency? – Clark Howard
–31 items to pack in your financial emergency kit and bug-out bag – Clark Howard
Airlines Do Away With International Change Fees – WSJ
-Airline Cards Lose Luster as Coronavirus Persists – WSJ
This 6-year-old racked up over $16K on his mom’s credit card

Monday December 14
CNN- Tuesday deadline looms for Obamacare signups
More COVID-19 scams: Criminal networks expected to pitch fake vaccines
Dollar Stores Start Moving Upmarket – WSJ
Exercise 11 Minutes a Day for a Longer Life – The New York Times

Friday December 11
Clark Smart CREDIT CARDS:  
-Americans favor store credit cards. Why that’s not a good trend.
Clark answers his critics on Clark Stinks
NEVER answer a call you don’t recognize
–Dish Network to Pay $210 Million to Settle Telemarketing Suit – WSJ
Pandemic triggers migration to sunbelt cities
-Covid-19, Remote Work Make Austin a Magnet for New Jobs – WSJ

Thursday December 10
Retirement saving in a savings account might derail your goals
-How to Start Investing and Saving for Retirement – Clark Howard
Worldwide, vehicle fleets are going electric and autonomous sooner than we realize
-GM’s Factory ZERO in Detroit will be unlike any other in the country
Corporate America takes on recycling –
–One Answer to America’s Recycling Problems—Make Big Brands Pay – WSJ
HP Ends ‘Free Ink for Life’ Subscription Plan – Consumer Reports
-Where to Buy the Best Cheap Printer – Clark Howard

Wednesday December 9
Tax refund: IRS still sitting on 1M unprocessed physical tax returns
Travel Insurance During Coronavirus Pandemic: What To Know – The New York Times
-Hawaii wants to you to work remotely — and will pay your airfare to do it
-Delta to help CDC with COVID-19 contact tracing
Christmas tree sales are telling a holly, jolly economic story
Beware of ‘debt parking’ — a time bomb in your credit file – Los Angeles Times

Tuesday December 8
Clark’s advice for Christmas procrastinators
-Online sales pile up, but a logjam for shipping all that stuff is looming. – The New York Times
Clark’s recommendations for reorienting colleges
–Hit by Covid-19, Colleges Do the Unthinkable and Cut Tenure – WSJ
How to buy a used car  /  Most Reliable 3-Year-Old Cars and SUVs – Consumer Reports
-How to Buy a Used Car in 7 Steps – Clark Howard
Gift card guidance – This year choose cash instead
–Ask Clark: Should We Buy Gift Cards This Holiday Season? – Clark Howard
-Restaurant Stocks Have Less Under the Tree This Year – WSJ

Monday December 7
SCAM ALERT: Beware pretext calls
-Amazon Prime scam tries to rob you of $800. Here’s what to know.
-Barrons – In a Pandemic Year, Online Seems to Own Holiday Shopping
UPDATES: Study your student loans
-How to Tell What Kind of Federal Student Loan You Have – WSJ
-Payment pause for student loan borrowers will be extended amid crisis
-COVID student loan stimulus: Freeze of payments, interest by DeVos
Parents often clueless about their children using tobacco products —especially e-cigarettes -TheWashingtonPost
Most Americans Object to Government Tracking Their Activities Through Cellphones -WSJ

Friday December 4
Consumer reports pans Tesla Models S and Y
Clark answers his critics on Clark Stinks
Navigating December holiday shopping to SAVE MORE
–Black Friday Was a Bust for Many Stores, Better for Online – WSJ
–Black Friday traffic in stores craters 52% during pandemic
Moved During Covid? A Third of Bosses Say They’ll Cut Your Pay – Bloomberg

Thursday December 3
Going Solar: My Year-Long Quest to Get Off the Grid | WIRED
Renting-to-own a home with Divvy: Make sure the home is in good condition
–Divvy Homes Says Rent-to-Own Deals Work. Next Year Will Be a Test. – The New York Times
Thriving companies need to step up and reward loyalty 
– Amazon’s $3,000 Signing Bonuses Irk Workers Who Got $10 Coupons – Bloomberg
Retailers Cut Back on Choices; ‘We Don’t Need Three Types of Red’ – WSJ

Wednesday December 2
Delta Air Lines extends middle seat blocks through March 30
State, Local Governments Slashed Spending After Covid. Next Year Could Be Worse. – WSJ
2021 is the game changer year for lower internet costs  –
-Comcast to enforce 1.2TB data cap in entire 39-state territory in early 2021 | Ars Technica
An Angel on the Shoulder of Your Teenage Driver (or at Least a Snitch) – The New York Times

Tuesday December 1
GIVING TUESDAY- Ask Clark: How Can I Make Sure That My Charitable Donations Are Being Used for Their Intended Purposes? – Clark Howard
COVID vaccine: News of a viable vaccine may already be lifting spending, economy
How to Tell If Clothing Was Made for a Factory Outlet
–How to Avoid Getting Ripped Off at Outlet Stores – The Krazy Coupon Lady
Hardship is a great teacher for young savers
–In Their 20s and Saving for Retirement: How It Started, How It’s Going – The New York Times

Monday November 30
 Walmart Cyber Monday 2020: Savings start at midnight Monday  
-Clark Deals – Today’s Best Deals of the Day
BBB: Beware of online scams this holiday shopping season | KUTV
-‘Secret sister’: 7 reasons to avoid gift exchange scam
Renting an Apartment on FaceTime? What You See Isn’t Always What You Get – WSJ
Small local banks and credit unions are preferred and recommended
–Super regional banks struggling with identity crisis | ACSI MATTERS

Best Ofs November 23>27  2020  Happy Thanksgiving Week! 

Friday November 27
Streaming TV Advertisers Want Better Targeting—Minus the Privacy Backlash – WSJ
Companies Offer Creative Solutions to Worker Burnout During the Pandemic – WSJ
The DOT cracks down on service animals
–U.S. Plan Would Ban All Service Animals From Planes Except Dogs – The New York Times
– Work From Home: Top 100 Companies With Remote Jobs in 2020 – Clark Howard
New Report: Here are the Top 6 Career Fields for Remote Jobs in 2020 – Clark Howard
–Working from home has long been an important area for Clark listeners.
Work From Home Guide: Legitimate Work-at-Home Job Opportunities – Clark Howard

Thursday November 26
Another Shortage of This Grocery Store Staple Is Coming
Moving out? 20 cheap cities in the U.S. people are moving to
–Report: The 10 Highest Property Taxes by State – Clark Howard
 A whole new world: How auto insurers? now set your rates
Column: your car dealership can quietly sell your data to insurers | Archyworldys
How Auto Insurers Use Your Nondriving Habits to Raise Prices | Consumer Watchdog
SAVE on Prescription Drugs  /   10 Things to Know Before You Use GoodRx – Clark Howard

Wednesday November 25
Why your next text or DM may soon be from a debt collector
–Your rights when dealing with debt collectors – Clark Howard
Ask Clark:  Fractional Shares | Invest in Stock Slices | Charles Schwab
-How to Choose the Best Charities for Your Donations – Clark Howard
HSA Contribution Limits and Other Requirements | Kiplinger
-Reasons to Sign Up for a Health Savings Account – The New York Times
-HSA – Health Savings Account – Benefits | Fidelity   /   Lively
‘Pink tax’ marketing – Bye / Does Your Razor Need a Gender? – WSJ
Find Out What Priceline or Hotwire Hotel You’re Getting Before You Book – Clark Howard

Tuesday November 24
Gas prices decline – New Lockdowns Push Oil Prices to Nearly 5-Month Low – WSJ
Expect state & local tax increases / Service reductions-
–U.S. States Face Biggest Cash Crisis Since the Great Depression – WSJ
Cadillac’s Super Cruise Outperforms Other ADAS – Consumer Reports
Mail order pharmacy benefits managers, walk-in for Rx and now home delivery
-Sam’s Club Now Offers Same-Day Prescription Delivery – Clark Howard
–Doordash partners with Sam’s Club on same-day prescription deliveries

Monday November 23
The economy and vaccine
–Pfizer’s Covid-19 Vaccine Works—and the Stock Market Is Breathing a Sigh of Relief | Barron’s
Road trip: Pandemic travel patterns and how to save on hotels and rental cars
–Marriott reports surprise profit, says travel demand is improving
Ask Clark: Patient Advocacy Billing Assistance: Alliance of Claims Assistance Professionals
-Medical Billing Advocates of America – after working with hospital patient advocate/social worker
UnitedHealth Ships Flu Kits to Medicare Recipients – The New York Times
Barbie Sales Take Off as Parents Try to Cut Down on Screen Time – WSJ

Friday November 20
GM to Sell Car Insurance, Using Data on Your Driving to Set Prices – WSJ
Clark answers his critics on Clark Stinks
Hulu raises Live TV price to $65, matching YouTube TV’s latest price hike | Ars Technica
-Your streaming choices: Streaming TV Archives – Clark Howard
Health insurance: Open enrollment is now but should you get Trumpcare?

Thursday November 19
Apple Halves Its App Store Fee for the Smaller Companies – The New York Times
Breaking down Black Friday 2020: Clark Deals – Today’s Best Deals of the Day
CREDIT CARD FRAUD: Clark’s card is duped and used to PARTY!
Opportunity DING!  Job security and increased savings is your chance for a FINANCIAL RESET

Wednesday November 18
Amazon Launches Two-Day Prescription Delivery and It’s Free for Prime Members – Clark Howard
-Introducing Amazon Pharmacy: Prescription MedicationsDelivered |Amazon.com, Inc.-Press Room
–Amazon launches online pharmacy store with discounts for Prime members – MarketWatch
–Walgreens, CVS stocks tumble after Amazon launches rival pharmacy – MarketWatch
Boeing 737 Max Is Cleared by F.A.A. to Resume Flights – The New York Times
Coronavirus: Hawaii visitors can skip quarantine if they test negative
Nationwide: School systems targeted by hackers:
-How to Freeze Your Child’s Credit – Clark Howard
-How to Freeze Your Credit With Experian, Equifax and TransUnion – Clark Howard
–Schools Struggling to Stay Open Get Hit by Ransomware Attacks – WSJ
–Personal information of nearly 28 million Texans possibly exposed in data breach | KABB
Apple HomePodMinivs.AmazonEchovs.GoogleNestAudio: A $100Smart-Speaker Showdown – WSJ

Tuesday November 17
How to Avoid a Surprise Bill for Your Coronavirus Test – The New York Times
Google Photos ends free unlimited storage – CNN
-Storage changes for Google Photos – Google Photos Help
Big retailers like Walmart and Costco are establishing new Covid-19 protocols
Digital license plates enable message displays, registration renewal

Monday November 16
Stocks march toward record highs on hopes for Moderna’s COVID vaccine
OPEN ENROLLMENT – It PAYS to take some time to compare your options
-Picking the wrong health insurance is a $2,000 mistake – MarketWatch
-Medicare’s Choices Have Grown, but Many Americans Don’t Review Options – The New York Times
Hotel in Thailand That Jailed American Gets New Tripadvisor Label – The New York Times
Limiting Indoor Capacity Can Reduce Coronavirus Infections, Study Shows – The New York Times
-Top Grocery Stores for Customer Satisfaction During the Coronavirus Pandemic – Clark Howard
Now you can rent out a movie theater for your private event
–Struggling AMC Chain Launches Private Theatre Rentals Program – Variety

Friday November 13
Cheaper internet is on the way – STARLINK Internet
-T-Mobile ExpandsHomeInternet to MoreThan 130Additional Cities &Towns |T-MobileNewsroom
Pandemic winter – no need to panic buy
-Kroger, other grocers begin limiting paper, disinfectant purchases
-Grocery stores limiting some products again
Clark answers his critics on Clark Stinks 
Vegetarianism goes mainstream:
-McDonald’s McPlant meatless burger, new Chicken Sandwich coming soon?
Mall spaces to undergo major transformation
–Malls File for Bankruptcy or Shut Their Doors as Pandemic Pain Spreads – WSJ

Thursday November 12
Credit Cards: Great travel points bonus offers
–The AmEx Gold Card Has Its Highest-Ever Welcome Offer | Condé Nast Traveler
–Capital One Venture – Earn up to 100,000 bonus miles!
–Last chance! Don’t miss your chance at 80,000 bonus points with the Chase Sapphire Preferred
–ChaseSapphirePreferred vs.CapitalOneVenture: Comparing the Popular TravelCards |CondéNast Traveler
HOUSING UPDATE – Race for Space Pushing Up Suburban Rents – WSJ
2020 coping strategies involve exercise and chocolate
-Hershey profits jump as consumers stock up on sweets
-Peloton sales triple as pandemic surge continues, but stock falls as supply issues worsen -MarketWatch
SAVE MORE – SPEND LESS \ How to Start Saving When Money is Tight – Clark Howard
-How to Save Money: 35 Ways to Reduce Expenses – Clark Howard
-Practically Painless Ways to Spend Less Right Now – Consumer Reports

Wednesday November 11
Clark Deals – Today’s Best Deals of the Day
American taxation culture via California
-California’s 40-Year-Old Tax Revolt Survives a Counterattack – The New York Times
SCAM ALERT – Fake texts prey on those who never received stimulus – How to legit apply now
-Second stimulus may not come until next year – The Washington Post
-Get My Payment | Internal Revenue Service – Deadline: 11/21/20
Restaurants strategies facing pandemic winter
-The Early-Bird Special Is Now Everyone’s Favorite Restaurant Reservation – WSJ
-Restaurants Defend Dining Rooms as Covid-19 Spreads – WSJ
If you can, please help ease pandemic hunger in America
-Americans Turning to Food Banks During Pandemic – Consumer Reports

Tuesday November 10
Veteran’s Day: An Appreciation-Veterans Day deals & freebies: 50 great ways to save! – Clark Deals
Welcome to Clark’s Christmas Kids 2020 – Clark’s Christmas Kids
Streaming TV Advertisers Want Better Targeting—Minus the Privacy Backlash – WSJ
Companies Offer Creative Solutions to Worker Burnout During the Pandemic – WSJ

Monday November 9
The economy and vaccine
–Pfizer’s Covid-19 Vaccine Works—and the Stock Market Is Breathing a Sigh of Relief | Barron’s
Road trip: Pandemic travel patterns and how to save on hotels and rental cars
–Marriott reports surprise profit, says travel demand is improving
Ask Clark: Patient Advocacy Billing Assistance: Alliance of Claims Assistance Professionals
-Medical Billing Advocates of America – after working with hospital patient advocate/social worker
Another Shortage of This Grocery Store Staple Is Coming
Moving out? 20 cheap cities in the U.S. people are moving to
–Report: The 10 Highest Property Taxes by State – Clark Howard

Friday November 6
Clark’s prognosis for the economy, short and long term.
Why a ‘growth bomb’ may be about to ignite the economy – MarketWatch
–American retailers hit by election uncertainty – The Washington Post
–Americans Have Saved an Extra $1.3 Trillion Since the Pandemic. What Will Happen to It? | Barron’s
Clark answers his critics on Clark Stinks
Survival rates for coronavirus have improved and masks offer great protection for the wearer
–A person hospitalized for COVID-19 was more than three times as likely to die in March vs. August — here’s why – MarketWatch
Robot vs humans – Chalk up one for us.
-Walmart is dropping shelf-scanning robots, report says – CNET

Thursday November 5
Why the stock market loves a split government
-The Stock Market Is Soaring After the Election. Here’s How High It Can Go. | Barron’s
Citizen state votes that set direction for the nation
–Voters Back Legalized Drugs, Higher Wages, Voting Restrictions – WSJ
-Weed now legal in Arizona, New Jersey, South Dakota, Montana
-Uber and Lyft Stocks Rally on Ballot Win in California, and the Focus Shifts to Earnings | Barron’s
-California Proposition 24: Voters approve California Privacy Rights Act (CPRA) – Vox
Gas prices decline – New Lockdowns Push Oil Prices to Nearly 5-Month Low – WSJ
Expect state & local tax increases / Service reductions-
–U.S. States Face Biggest Cash Crisis Since the Great Depression – WSJ

Wednesday November 4 – Best Of 
Cross currents of this K economy  /  Small Business Economics Trends | NFIB
Apartment rent update / -Renters Flock to Suburbia, Upending Decadelong Urbanization Trend-WSJ
Coronavirus Pandemic Increases Need to File FAFSA Form Early – The New York Times
Meat substitute goes mainstream Beyond Meat planning to triple distribution at Walmart
Plant-based boom: How meat eaters, flexitarians are driving the sector – Business Insider

Tuesday November 3
Cruise Ships Can Sail Again, With Strict Rules. Here’s What to Know. – The New York Times
Labor Department Approves Rule That Will ‘Chill’ ESG Investing | Barron’s
–Energy Stocks Now Account for Less Than 2% of the S&P 500 | Barron’s
Cadillac’s Super Cruise Outperforms Other ADAS – Consumer Reports
Mail order pharmacy benefits managers, walk-in for Rx and now home delivery
-Sam’s Club Now Offers Same-Day Prescription Delivery – Clark Howard
–Doordash partners with Sam’s Club on same-day prescription deliveries

Monday November 2
Why your next text or DM may soon be from a debt collector
–Your rights when dealing with debt collectors – Clark Howard
Ask Clark:  Fractional Shares | Invest in Stock Slices | Charles Schwab
-How to Choose the Best Charities for Your Donations – Clark Howard
HSA Contribution Limits and Other Requirements | Kiplinger
Reasons to Sign Up for a Health Savings Account – The New York Times
-HSA – Health Savings Account – Benefits | Fidelity   /   Lively
Economic growth through efficiency across industries
–Coca-Cola is shelving about 200 drink brands
Clark celebrates his 25th wedding anniversary. How times have changed since 1995