The Latest from Clark Howard
Money Challenge: How To Save $2,022 in 2022
Coronavirus and Your Money:
- COVID-19 / CORONAVIRUS Check your risk for Covid-19
- CDC form to avoid eviction for apartment renters
- Hello Landlord – by SixFifty
- Federal Register Notice: Temporary Halt in Residential Evictions to Prevent the Further Spread of COVID-19 | CDC
Health Insurance Marketplace| HealthCare.gov
The MarketWatch Real Estate Tool:
Where’s the best place for me to retire?
More From Team Clark:
Resources and Topics Mentioned in Radio TIPS
+ The Clark Howard Podcast
Invasion of Privacy: Cell Phone Service
- The Verge: Verizon tries to defend collecting browsing data on its network
- 6 Things To Know Before You Sign Up for Visible
When You Need To Buy a Car – Now
- Average used-car price nears $30,000, squeezing lower-income buyers
- $29,000 for an average used car? Would-be buyers are aghast
- What Should I Do if I Need a Car Right Now?
- Is It Better To Buy a New or Used Car in the Current Market?
- Clark Howard’s #1 Tip on Car Mechanics
Ask Clark topics include:
- How to avoid becoming the victim of credit card fraud
- Why Some Stores Don’t Take Credit Cards
- Ask Clark: Should I get a prepaid maintenance plan on a new car?
- TIP: Watch Out for Job Listing Fraud / How to Freeze Your Credit With Experian, Equifax and TransUnion
New Advice About 401(k)s
- CNBC: Employers adding Roth 401(k) option at fast clip
- What Is a Roth 401(k) and How Does It Work?
- Roth vs. Traditional 401(k): What’s the Difference?
YOUR SAFETY: Criminal Tracking of People & Cars
Ask Clark topics include:
- Required Minimum Distributions: How To Calculate, Rules
- How To Open a Roth IRA
- AAA Membership: Is It Worth It?
- TIP: [The Washington Post] In 2022, companies plan to give biggest raises in more than a decade
HOUSING: Cost, Supply & Building Innovation
- Apartment rents are rising and here’s one reason why: shiny new amenities and other upgrades, thanks to billions of dollars of low-cost borrowings
- ‘My dream come true:’ James City resident moves into first Habitat for Humanity 3D-printed home
- This new ultraefficient Habitat for Humanity house is also easy for volunteers to assemble
Life Insurance Guidelines
- WallStreetJournal: AT&T Slashed Promised Life Insurance for Former Workers—and Time Runs Out.
- Life Insurance Archives – Clark Howard
Ask Clark topics include:
- Is your institution 529 eligible?
- What Is a Good Credit Score?
- Travel Archives – Clark Howard
- TIP: Consumer Reports – Laundry detergents
The End of ER Bill Shock?
- Surprise medical bills are banned starting January 1: Here’s what to know
- The New York Times: A New Ban on Surprise Medical Bills Starts This Week
- Starting Jan. 1, emergency rooms can’t surprise you with unexpected bills—here’s how to protect yourself
- CMS.gov – Ending Surprise Medical Bills
What’s Behind the American Labor Shortage
- [The Washington Post] The most unusual job market in modern American history, explained
- Why Are So Many Americans Choosing To Retire Earlier Than Planned?
- New York Post: COVID’s labor market shakeup: This is where the missing 3.6M workers went
- Three key numbers that explain America’s labor shortage
- The data that shows Boomers are to blame for the labor shortage
- How millions of jobless Americans can afford to ditch work
Ask Clark topics include:
- Free File: Do your Federal Taxes for Free
- Why You Should Never Go to Your Bank for Investment Advice
- Best Investment Companies
- TIP: Boost Mobile’s latest Carrier Crusher plan is an all-you-can-eat buffet
Boost Mobile: New Annual Plans Available From $100
Clark Answers His Critics on Clark Stinks
Clark’s 2022 Money Challenge
- Money Challenge: How To Save $2,022 in 2022
- People Don’t Save Enough for Emergencies, but There Are Ways to Fix That
Clark Stinks and Ask Clark topics include:
- Best 529 College Savings Plans By State
- What Is an Annuity, and Why Does Clark Think They Stink?
- Adhesion Contract Definition – Investopedia
- Should You Buy Out Your Leased Car?
- What’s New – Estate and Gift Tax | Internal Revenue Service
- New Higher Estate And Gift Tax Limits For 2022: Couples Can Pass On $720,000 More Tax Free
- How To Open a Roth IRA
- Fidelity Investments Review 2021: Pros & Cons
- TIPS: Credit-Card Offers Are Filling Mailboxes – The Wall Street Journal.
NYTimes: Leased Your Car? You Could Get a Great Deal on It.
Crypto Savings Accounts
- Barrons.com: Lending Your Crypto Could Generate Attractive Yields. But How Safe Is It?
- Crypto heists are only getting bigger. Here’s what you should know
The Funeral Industry Pivot – New Rules
- Important Notice from the Memorial Society of Georgia
- How to have that end-of-life financial discussion with your elderly loved ones
- Funeral Consumers Alliance – Wills & Funerals Archives – Clark Howard
- Low-Cost Cremation Services: 5 Things to Know
- Boom Time for Death Planning
- Willing – Funeralocity – Lantern – Cake – Parting
Ask Clark topics include:
- As Used-Car Prices Surge, Consider Fixing the Car You Already Own
- Vanguard Review 2021: Pros & Cons
- How To Open a Roth IRA
- The Best Time and Place to Buy a Mattress
- 8 Things to Know About Walmart Care Clinic and Walmart Health
- Radio TIP: Capital One Eliminates Overdraft Fees-Clark.com
NYTimes.com: The C.F.P.B. says it will scrutinize banks that rely heavily on overdraft charges.
Explainer: Long-Term Care Insurance
- NYT: Tallying the Cost of Growing Older
- Plan Now for Long-Term Care
- Is Hybrid Long-Term Care Insurance Right for You?
- Clark.com Guide on Long-Term Care
Advancements in Medicine
Ask Clark topics include:
- Best Travel Credit Cards: Top Rewards Picks for 2021
- Best Cash Back Credit Cards: Top Picks for 2021
- Inside the Timeshare Sales Pitch
- TIPS: New rule will allow debt collectors to track you down on social media
What Apple’s New Repair Program Means for You (and Your iPhone)
Special Edition: SOCIAL SECURITY with expert Mary Beth Franklin
- Investmentnews.com-MaryBethFranklin
- Maximizing Social Security Retirement Benefits – eBook
- Retirement Repair Shop with Mary Beth Franklin
Monday January 3, 2022 Podcast
New Tech for Drunk Driving Prevention
- Congress mandates new car technology to put the brakes on drunk driving
- Road Deaths Are Soaring Even as Americans Are Driving Less – Bloomberg
The Debt Hangover & A Clark Smart Resolution
- NYTimes.com: Americans’ Pandemic-Era ‘Excess Savings’ Are Dwindling for Many
- Americans have never been in so much debt
- As inflation worries increase, this is not the time to take on more debt
Ask Clark topics include:
- Frequently Asked Questions on Gift Taxes
- These Credit Cards Offer Car Rental Insurance Benefits
- Why you should beware of sharing a bank account with an elderly parent
- Health Insurance Guide – Health Insurance Archives – Clark Howard
- TIP: CNET – Scammers want gift cards, and you might be their next victim
Are you being scammed? Here’s how to know and what to do
Clark Answers His Critics on Clark Stinks
Boost Mobile Deal + Bargain Outlook for The New Year
- Boost Mobile’s latest Carrier Crusher plan is an all-you-can-eat buffet
- Mark It Down: January Promises Big, Big Discounts
- Port of Savannah officials see the light at the end of the supply chain tunnel
- 2021’s wild price increases will soon give way to 2022’s year of discounts, according to the economist who’s studied the American shopper for decades
Clark Stinks and Ask Clark topics include:
- How To Choose the Best Charities for Your Donations – Clark Howard
- Warning: Watch Out for This Retailer Pricing Trick – Clark Howard
- TIP: Shop Vehicle Loan Carvana’s Success Rides on Used-Car Loans – WSJ / Car loans
Teachable Moments: Teens & Money
- Square is letting the teens use Cash App
- Square, seeking life-long users, opens Cash App ecosystem to teens
- Till: Family Banking & Debit Card For Kids | Till Financial
- NYTimes.com: They Want to Hand Your Kid a Debit Card. What Do You Do?
- How debits cards are becoming a ‘democratizing force’
- 6 Tips to Teach Teenagers About Money
Know Your Worth in the Marketplace
Ask Clark topics include:
- New FAFSA Removes Roadblocks for Grandparent 529 Plans
- Estate Planning: Living Trusts vs. Simple Wills – Investopedia
- How To Open a Roth IRA
- How much life insurance do you need? – Clark Howard
- Life Insurance Archives – Clark Howard
- How and Why to Refinance Your Mortgage: A Step-By-Step Guide
- TIPS: How to Locate a Lost Life Insurance Policy / NAIC Life Policy Locator
There are new federal rules involving 401(k) rollovers to IRAs. Here’s what to know /
401(k) Rollover: What You Need To Know & Options
Bad Fiscal Health Leads to Bad Physical Health
- NYTimes.com: Credit Card Debt Is Bad for More Than Just Your Finances
- Have you joined Clark’s ‘Ditch Your Debt’ Facebook group yet?
Relocating? SAVE on the Cost of Moving
Ask Clark topics include:
- Should I Pay a Company To Lock Down My House Title or Is It a Scam?
- 9 Reasons Why Everyone Should Use A VPN. Yes, Even Non-Techies
- Is My Phone Unlocked? Here’s How To Know – iPhone and Android
- Cell Phone Unlocking | Federal Communications Commission
- TIP: How to Motivate Your Teen to Be a Safer Driver
Gentle Advice for Vanguard
Why Clark Despises Mandatory Arbitration
Ask Clark topics include:
- Best Travel Credit Cards: Top Rewards Picks for 2021 – Clark Howard
- 5 Things to Know About Schwab Bank – Clark Howard
- 6 Best Background Check Services
- TIP: CNBC: Target to pay 100% of college tuition and textbooks in bid to attract workers
SAVE MORE: Paying Little or Nothing
Vital Conversations About Vital Financial Info
Ask Clark topics include:
- How to avoid the Google Voice verification code scam
- National Elder Law Foundation
- Roth IRA Conversion Rules – Investopedia
- What Is an HSA Account and How Does It Work? – Clark Howard
- Welcome to Clark’s Christmas Kids 2021
- TIP: Borrowing Is Back as Sign-Ups for Auto Loans, Credit Cards Hit Records – The Wall Street Journal.
Clark Answers His Critics on Clark Stinks
Welcome to Clark’s Christmas Kids 2021
Top Questions in Clark’s Consumer Action Center
- Clark Stinks and Consumer Action Center topics include:
- Roth IRA vs. Traditional IRA: What’s the Difference? – Clark Howard
- How To Sell, Cancel or Get Rid of Your Timeshare – Clark Howard
- How to Buy a Used Car in 7 Steps – Clark Howard
- How To Find a Trustworthy Mechanic – Clark Howard
- Customer Service Advocacy: Elliott.org
- How To Open a Roth IRA – Clark Howard
- Best Target Date Funds: 3 Top Picks
- How To Find and Choose a Financial Advisor – Clark Howard
- Is Apple Pay a Safe Alternative to Zelle? – Clark Howard
- TIPS: Don’t throw away money. What to do with your FSA at the end of the year
Hey, I want to buy your house: Homeowners besieged by unsolicited offers
WARNING – Counterfeits Abound Online
Home Insurance Price Hikes & Guidance
- What to Do About the Rising Cost of Home Insurance – The Wall Street Journal.
- Is Your Home as Protected as You Think? It’s Time for a Policy Review
- HOMEOWNERS INSURANCE – Clark.com
- Best and Worst Renters Insurance Companies – Clark Howard
Ask Clark topics include:
- How To Use InsureMyTrip To Buy Travel Insurance-Clark.com
- Costco Travel Insurance
- Should You Buy an Extended Warranty on Your Car? – Clark Howard
- How To Dispute an Error on Your Credit Report and Win
- TIP: Black Friday Rout Shows Dangers of Margin Borrowing – The Wall Street Journal.
WARNING: Pretexting Gift Card Scams
- CNET – Scammers want gift cards, and you might be their next victim
- Scammers are destroying lives, one gift card fraud at a time. Here’s who’s fighting back
- Are you being scammed? Here’s how to know and what to do
The Great Resignation: The Wrong Way to Quit
- Workers keep quitting in record numbers. This size business saw the most walk out.
- NYTimes.com: Public Displays of Resignation: Saying ‘I Quit’ Loud and Proud
- Workers are ghosting employers. Here’s how companies can combat no-shows
Ask Clark topics include:
- Mortgages Archives – Clark Howard
- Submit a complaint | Consumer Financial Protection Bureau
- Fidelity Investments Review 2021: Pros & Cons – Clark Howard
- Worldwide Coverage Definition – Investopedia
- What Is an Annuity, and Why Does Clark Think They Stink?
- Find a FIDUCIARY – Clark.com
- TIPS: Scammers Have Retirees in Their Sights
Someone Needs to Know Where Your Money Is
New Info on Employers Spying on Workers
- Is your company secretly monitoring your work at home? Since COVID, the practice has surged
- Better.com CEO fires 900 employees on Zoom call, accuses them of ‘stealing’
Good News on the Banking Front! – Capital One Eliminates Overdraft Fees-Clark.com
- Overdraft fees are a menace
- NYTimes.com: The C.F.P.B. says it will scrutinize banks that rely heavily on overdraft charges.
- CFPB Research Shows Banks’ Deep Dependence on Overdraft Fees
- CFPB’s planned overdraft crackdown could signal more pro-consumer efforts on the way
- Capital One is latest bank, and one of largest, to quit charging all overdraft fees
Ask Clark topics include:
- Experts say the 4% rule, a popular retirement income strategy, is outdated
- How to Get Free Virus, Spyware and Malware Protection
- How to Freeze Your Credit With Experian, Equifax and TransUnion
- Welcome to Clark’s Christmas Kids 2021
Now Vs 1970s Galloping Inflation
Customer-No-Service: The Cell Phone Industry
- T-Mobile Customer Service Is Getting as Bad as All the Others – Bloomberg
- CELL PHONES – Clark.com – Boost Mobile: Get 12 Months of Service for $100 – Clark Howard
Ask Clark topics include:
- Why Did My Car Insurance Go Up?
- Non-Owner Car Insurance: Who Needs It? – Investopedia
- Does It Make Sense To Buy Prescriptions From Canada by Mail?
- TIP: An RMD Deadline is Looming – And Missing It Could Cost You Big Bucks
Clark Answers His Critics on Clark Stinks
Debt Collectors on Social Media & Your Rights
- New rule will allow debt collectors to track you down on social media
- Debt collectors can now text, email and DM you on social media
- Your rights when dealing with debt collectors – Clark Howard
- How To Send a ‘Drop Dead’ Letter to a Collection Agency – Clark.com
Clark Stinks and Ask Clark topics include:
- What Is a Credit Union? – Clark Howard
- Clark Deals – Laundry Detergent
- Welcome to Clark’s Christmas Kids 2021
- Fidelity Personalized Planning & Advice Review – Clark Howard
- Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity
- TIP: [Franklin News Foundation] This Is How Common Identity Theft Is
How to Freeze Your Credit With Experian, Equifax and TransUnion
Health Tracking: Clark Reviews the Oura Ring
- The Oura Ring is on a quest to become the ultimate health wearable
- Why Clark Howard Is So Excited About His Wedding Band
Opportunity for Those Leasing a Vehicle
- NYTimes: Leased Your Car? You Could Get a Great Deal on It.
- 3 Things to Know Before You Lease a Car – Clark Howard
Ask Clark topics include: FDIC.gov
- Scam alert: Stay away from timeshare exit companies – Clark Howard
- How To Sell, Cancel or Get Rid of Your Timeshare – Clark Howard – Vacatia.com
- TIPS: Thousands of military families struggle with food insecurity
Warning: Americans Cashing Out Home Equity After Record Gains In Value
Federal Student Loan Repayment
- The Return of Student Loan Payments
- 89% Of Student Loan Borrowers Aren’t Ready To Pay Student Loans
- About GI Bill benefits – Veterans Affairs
- Tips to avoid student loan debt – Clark Howard
- Some Professional Degrees Leave Students With High Debt but Without High Salaries
- If you’re taking on student debt to get rich in a professional program, you’ll owe more than you earn for years after graduation
A New Breed of Social Media Affinity Fraud
- Get-Rich-Quick Schemes That Target Young People Online Proliferate
- 6 reasons why everyone is trying to scam you right now
- Cryptocurrency scams are all over social media. Don’t get duped
Ask Clark topics include:
- How Do Student Loans Work? 7 Things to Know – Clark Howard
- How to Refinance Your Student Loans – Clark Howard
- What Is a Reverse Mortgage and Is It Right for Me? – Clark Howard
- 5 Things To Know About Series I Savings Bonds – Clark Howard
- What Is a Spousal Roth IRA? – Investopedia
- TIP: Should You Use Budget Billing for Your Utilities?
New Reward Credit Cards – Know The Game
- Credit-Card Offers Are Filling Mailboxes – The Wall Street Journal.
- I Tackled My Debt. You Can, Too.
- How One Woman Paid Off $20,000 of Credit Card Debt in 2 Years
- Getting a Ton of New Credit Card Offers? Here’s What You Need To Do
Hotel Review Goes Horribly Wrong
- Daily Mail: Granny, 63, and granddaughter, 6, are kicked out of hotel by POLICE after she gave bad review
- Marriott agrees to include mandatory resort fees in upfront pricing
Ask Clark topics include:
- CREDIT CARDS – Clark.com
- BBB-File a Complaint
- TIPS: Congress mandates new car technology to put the brakes on drunk driving
Children’s screen time doubled during pandemic — and hasn’t changed much since
Investor Warning: Borrowing on Margin
- Black Friday Rout Shows Dangers of Margin Borrowing – The Wall Street Journal.
- Are You Investing or Gambling?
Recent Clark Adventures in The Retail Competitions
- How Target And Walmart Are Closing The Ecommerce Gap With Amazon
- Supply-Chain Problems Show Signs of Easing
- Walmart’s grocery sales are surging amid rising inflation fears
Ask Clark topics include:
- Target Date Funds: Clark’s Favorite Retirement Investment
- CELL PHONES – Clark.com
- Red Pocket Deal: Get a Year of Unlimited Service Starting at $14/Month
- Can YouMail Really Put an End to Robocalls? – Clark Howard
- TIP: Walmart is booming, shows how to manage supply chain & labor shortages
Clark Answers His Critics on Clark Stinks
COVID, Travel & The Economy
- ‘A temporary interruption’: Economy could take slight hit from COVID’s omicron variant in 2022
- ‘I felt safer on the cruise than Walmart’: COVID protocols on cruises prove effective, initial CDC data shows
Clark Stinks and Ask Clark topics include:
- 7 Things to Know Before You Buy Travel Insurance
- Storage Unit Insurance: What Is It and What Does It Cover?
- TIP: NYTimes: The True Cost of Upgrading Your Phone
Save on Winter Heating Bills
- NYTimes.com: Tips for Holding Down Your Winter Heating Bills
- Why It Might Be More Expensive To Heat Your Home This Winter
- At What Temperature Should I Set My Thermostat in the Winter?
- 7 Easy Ways To Lower Your Heating Bill
WARNING: Cashing Out Home Equity
- Americans Cashing Out Home Equity After Record Gains In Value
- The only legitimate use for a home equity loan – Clark Howard
Ask Clark topics include:
- How to Sell Your Car in 5 Steps
- Homeowners Insurance Archives – Clark Howard
- 9 travel safety tips to protect you & your wallet
- Clark Howard: My 7 Rules for Using Credit Cards – Clark Howard
- Better Business Banking: – KABBAGE Checking
Safer Holiday Shopping Online
- NYTimes.com: How to Protect Yourself From Online Card Fraud
- Virtual Credit Cards: An Online Security Measure Worth Taking? Clark.com
- Top 5 Ways To Shop Safely Online
A Better Option for Concert Ticket Buyers
Ask Clark topics include:
- How to sell your house by owner – Clark Howard
- The power of compound interest: Earlier you save the better
- Wills & Funerals
- TIP: How To Find a Trustworthy Mechanic-Clark.com
Consumer Reports’ Dirty Look at Laundry Detergents
Money Saving Healthcare Innovations
- Fortune: CVS Health is about to turn hundreds of its drugstores into health care super-clinics
- WSJ-CVS’s chief said the company is working with “speed and urgency” to create physician-staffed primary-care practices.
- 10 Ways to Save Money on Health Care
Ask Clark topics include:
- 7 Best Free Cloud Storage Options in 2021 – Clark Howard
- What You Need To Do With Your Gift Cards Right Now – Clark Howard
- TIPS: Woman billed $700 after sitting in ER waiting room for 7 hours, leaving without treatment
Hospital Prices Are Arbitrary. Just Look at the Kingsburys’ $100,000 Bill
The ABCs of NFTs
The New IRS Tax Rates & Tax Efficient Saving
- Here Are the New IRS Tax Brackets for 2021
- The 2022 Capital Gains Tax Rate Thresholds Are Out – What Rate Will You Pay?
- If you use Venmo, PayPal or other payment apps this tax rule change may affect you
Ask Clark topics include:
- 3 Rules for Buying Gold – Clark’s #1 Rule on Investing in Things Like Gold, Marijuana and Bitcoin
- Investing in real estate can be a lot simpler than you think
- How To Prevent, Report and Repair Identity Theft – Clark Howard
- How to counter lowball offers from auto insurers after your vehicle is totaled
- TIPS: Car thefts are up, and Ford pickups are the most stolen vehicles
Column: Not all debt is collectable. Be mindful of the statute of limitation
Clark returns the week of Nov. 29. Happy Thanksgiving Week!
Clark Answers His Critics on Clark Stinks
Big Retailer Christmas Deals and Don’ts
- US consumer prices rise at fastest pace in three decades
- Walmart is booming, shows how to manage supply chain & labor shortages
- Dollar Tree Shake-Up Was Long Overdue
- Dollar Tree Stock Is Gaining Because There’s Finally Hope for a Turnaround
Clark Stinks and Ask Clark topics include:
- Costco membership deal: Save up to $30 with a new Costco membership
- Best Cell Phone Plans and Deals in 2021
- Mean Reversion Definition – Investopedia
- IRS Announces 401(k) Contribution Limit Increase for 2022
- TIP: NYTimes: F.D.A. Moves to Make Some Hearing Aids Available Without a Prescription
Land of the DANGEROUS Misfit Toys
- These products have killed kids. 121 in fact. Yet they’re still for sale on Facebook Marketplace
- US sues Amazon for selling dangerous products
- U.S. Consumer Agency Sues Amazon To Force A Recall Of Potentially Hazardous Products
Tis the Season of Giving AND Charity Scams
- How To Run a Background Check on That Charity – Clark Howard
- The best and worst charities for your donations – Clark Howard
- The Best Veterans and Military Charities – Clark Howard
- Thinking of Donating to your Alma Mater? Be Careful!
Ask Clark topics include:
- What Is an HSA Account and How Does It Work? – Clark Howard
- What Is a SEP IRA and Who Is Eligible? – Clark Howard
- Best 529 College Savings Plans By State
- How to Find a Geriatric Care Manager – Clark Howard
- TIP: Robinhood Hack Exposes Millions of Customer Names, Email Addresses / Credit Freeze
It’s Porch Pirate Season. Secure Package Solutions
- Everything you need to know about Amazon Hub Locker
- As Amazon installs lockers at public train stations, a Chicago test shows how the e-commerce giant works to keep data secret
- FedEx, UPS Rate Rises Are Making Online Shopping More Expensive
Media Warning: Beware Advertorial Content
Ask Clark topics include:
- What Is a Fiduciary Financial Advisor and Do I Need One?
- Mean Reversion Definition – Investopedia
- How To Sell, Cancel or Get Rid of Your Timeshare – Clark Howard
- Should I Pay Off Debt, Save Money or Invest?
- Should I Pay Off My Mortgage Before I Retire? – Clark Howard
- TIPS: NYTimes.com: How to Protect Yourself From Online Card Fraud
Virtual Credit Cards: An Online Security Measure Worth Taking? Clark.com
We found dangerous recalled products on Facebook. Here are 10 to watch out for.
These products have killed kids. 121 in fact. Yet they’re still for sale on Facebook Marketplace
“Skimpflation” is Upon Us
- Meet Skimpflation: A Reason Inflation Is Worse Than The Government Says It Is
- ‘Skimpflation’: frustration as US firms skimp on service as prices rise
- NYTimes.com: The Jobs Numbers Take the ‘Stag’ Out of the Stagflation Scare
- Why the Fed is winding down the party on Wall Street (and what it means for you)
Industry Disruption: Root and Lemonade are Changing Auto Insurance
- ROOT INSURANCE – You could save hundreds on your car insurance
- Insure-Tech Firm Lemonade to Offer Car Insurance – WSJ
- INSURANCE – Clark.com
Ask Clark topics include:
- GetUpside Review: 6 Things To Know Before You Sign Up
- Best 529 College Savings Plans By State
- TIP: HEALTHCARE.Gov Subsidies NYTimes.com: It’s Sign-Up Time for Federal Health Insurance
New Retirement Contribution Limits
- Want to Sock Away More for Retirement? The IRS Is Raising Limits.
- IRS announces 401(k) limit increases to $20,500
- 2022 IRA and 401(k) Contribution Limits Are Set (There’s Both Good and Bad News)
- IRS Announces 401(k) Contribution Limit Increase for 2022
Home iBuyers: Industry Update
- Atlanta remains big ‘iBuyer’ market despite Zillow’s exit
- Inside Zillow’s 2 weeks from hell
- NYTimes.com: Zillow, facing big losses, quits flipping houses and will lay off a quarter of its staff.
- What does Zillow’s abrupt exit from iBuying portend for the direct-homebuying business model?
Ask Clark topics include:
- Amount of Roth IRA Contributions That You Can Make For 2021
- Ask Clark: What Is a Backdoor Roth IRA?
- SIPC – Securities Investor Protection Corporation
- A strong password isn’t enough | Here’s the best way to protect your online accounts
- TIP: Digital Payments Are Convenient. They Also Can Wreak Havoc on Your Finances. – The Wall Street Journal.
Clark Answers His Critics on Clark Stinks
ACA Open Enrollment: Increased Benefits + Medicare Advantage Plans
Clark Stinks and Ask Clark topics include:
- My Dad Is Retiring But Plans To Continue Working Part-Time. How Can We Help Him Access His Benefits?
- Apple Pay and Apple Cash Review – NerdWallet
- Health Insurance Guide – Clark Howard
- How To Send a ‘Drop Dead’ Letter to a Collection Agency
- TIP: Disney World’s Genie park planner launches Oct. 19: Here’s how it work
Holiday Shopping Challenges – Clark Deals Black Friday
- Shipping fears put store pickup at the core of online retailing
- Holiday Shipping Deadlines 2021: USPS, FedEx and UPS -Clark.com
- Hasbro says its toys will be ready for the holidays, despite the supply chain crisis
- While Hasbro’s Toys Were Stuck In Transit, Entertainment Properties Saved The Day
- “Buy it when you see it.” Retailers dread holiday shortages
- Some Of America’s Best Loved Brands In-Stock For The Holidays
- CNET-TV prices are the highest they’ve been in at least nine years
Men vs. Women Investors – Who Comes Out Ahead?
- NYTimes.com: Women May Be Better Investors Than Men. Let Me Mansplain Why.
- Are Women Better Investors Than Men?
Ask Clark topics include:
- How to Buy a House in 9 Steps – Clark Howard
- Mortgages Archives – Clark Howard
- 31 Items To Pack in Your Financial Emergency Kit – Clark Howard
Zen and the Art of Auto Maintenance & Repairs
New Opportunities in Small Business Banking
Ask Clark topics include:
- 5 Things To Do Before You Sign Up for a Free Trial – Clark Howard
- Here Are the Insurance Policies Homeowners Need To Get and the Ones To Skip
- How to Buy Term Life Insurance in 7 Easy Steps – Clark Howard
- TIP: Shipping fears put store pickup at the core of online retailing
Holiday Shipping Deadlines 2021: USPS, FedEx and UPS -Clark.com
7.12% Interest – Series I Savings Bonds
- Humble Dollar – Price Protection
- 4 Things To Know About Series I Savings Bonds – Clark Howard
- How to track down lost savings bonds – Clark Howard
- Retirees, Plan for the Tax Hit From Savings Bonds
FREE Smart Phones! What’s the Catch?
Ask Clark topics include:
- Wills & Funerals Archives – Clark Howard
- How To Open a Roth IRA – Clark Howard
- File a Complaint | Better Business Bureau
- 6 Things To Know Before You Sign Up for Visible – Clark Howard
- iPhone 13 Deal: Get $200 + HomePod Mini With Visible
- Clark Deals – Phones – Clark Deals – Phone Plans
- TIP: Merrill Lynch is lowering minimums for wealth clients to get in on alternative investments as Wall Street muscles into private equity for the masses
The Burger King-Robinhood Crypto Giveaway
A Favorite Car Seller in Trouble and The TOP 10 Cars Ticketed for SPEED
- Carvana Faces Consumer Complaints, Government Scrutiny and Fines – The Wall Street Journal.
- Are You Driving One Of The Biggest Speeding Ticket Magnets?
Ask Clark topics include:
- Why co-signing a loan can be bad on almost every financial level
- What Is a Good Credit Score? – Clark Howard
- What Is Swapalease and How Does It Work? – Clark Howard
- Car Lease or Get Out of a Lease: LeaseTrader.com
- Kardia.com – AliveCor: EKG Anywhere, Anytime
- TIP: NYTimes.com: A Year After a Jobs Bust, College Students Find a Boom
Clark Answers His Critics on Clark Stinks
Holiday Travel Update
- Why Is Spirit Airlines Canceling So Many Flights? – Clark Howard
- American Airlines Cancels Hundreds More Flights
- Follow These Tips if an Airline Reschedules Your Flight
- Fly Rights | US Department of Transportation
- Tripadvisor Took Down Nearly 1 Million Fake Reviews Last Year
Clark Stinks and Ask Clark topics include:
- Best Rewards Credit Cards: Top Picks for 2021 – Clark Howard
- These Credit Cards Offer Car Rental Insurance Benefits
- Follow Clark Howard’s #1 Rule to Travel Cheap – Clark Howard
- TIPS: American Express Offers Major Perk to Active Military Members
Navy Federal Ups the Rewards on Its Popular Cash Back Credit Card-Clark Howard
5 Ways To Get Your Free Credit Score
The Not O’K-economy’ Continues – Clark Smart Direction
Dealing with Debt Collection
- I don’t owe this money! Aggressive debt collectors are more likely to chase you in these states
- Your rights when dealing with debt collectors – Clark Howard
- How To Send a ‘Drop Dead’ Letter to a Collection Agency
Ask Clark topics include:
- Turo: 5 Things To Know About the Cheap Car Rental Service
- Should I Become a Turo Host With the Increased Demand Right Now?
- Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards
- What Is Disability Insurance and Should I Buy It? – Clark Howard
- TIPS: Fortune: CVS Health is about to turn hundreds of its drugstores into health care super-clinics
SeatGeek Gives Ticket Holders the Option to Return Their Tickets for a Credit
DANGER! Text Scams Out of Control
- Robocalls down, but scam texts soaring
- Text message scams are on the rise. Here’s what you can do about it
- Report: The Top 6 Spam Text Messages in America-Clark Howard
Vacation vs Burnout
Ask Clark topics include:
- What Is an HSA Account and How Does It Work? – Clark Howard
- What Are Index Funds? – Clark Howard
- Is Apple Pay a Safe Alternative to Zelle? – Clark Howard
- How to Plan a Trip: Clark’s Best Travel Tips to Save Money
Why FI (Financial Independence)? – Funding Retirement
- America’s new retirement age is 62 — or younger. The ‘Great Resignation’ is giving boomers their golden years back.
- Downsizing could allow more seniors to age in place
Debit Disaster
- Kroger charges customer $12,000 for oranges, bounces bank account
- Why You Should Never Use a Debit Card To Pay for Anything
- Debit vs. credit | Pros, cons and protections for your money
Ask Clark topics include:
- How Does Airbnb Work for Hosts? 5 Things to Consider Before You Sign Up
- How to Buy a Used Car in 7 Steps – Clark Howard
- Clark.com – CELL PHONES
- 31 Items To Pack in Your Financial Emergency Kit – Clark Howard
- TIPS: Why Your New Couch Will Be Delivered Only in 2022
Top 10 Frauds Hitting Adults 60 and Older in 2020
Disconnect: Employee Exodus – Executive Oblivion
- The great divide persists between managers and workers. It’s fueling turnover.
- ‘Why I Quit’ stories are the battle cry of a new labor crusade
Housing Update
- U.S. apartment rents have jumped more than 10% since early 2020
- Mortgage rates are going up again – US average mortgage rates jump; 30-year loan at 3.05%
- It’s not a buyer’s or a seller’s market in housing: It’s a builder’s market
- Goldman Sachs: Home prices to climb another 16% by the end of 2022
Ask Clark topics include:
- VENMO Identity Verification
- Is It Better To Buy a New or Used Car in the Current Market?
- New and Used Car Reviews and Ratings – Consumer Reports
- How to Plan a Trip: Clark’s Best Travel Tips to Save Money
- What Is an Annuity, and Why Does Clark Think They Stink?
- How To Find and Choose a Financial Advisor – Clark Howard
- The Best Credit Cards With No Foreign Transaction Fees
- TIP: Psst! Your bottled water came from a tap
