Clark Show Notes

The Latest from Clark Howard

IRS and Taxes:

Coronavirus and Your Money:

Health Insurance Marketplace| HealthCare.gov

The MarketWatch Real Estate Tool:
Where’s the best place for me to retire?

More From Team Clark:


Resources and Topics Mentioned in Radio TIPS + The Clark Howard Podcast



Friday April 23 Podcast

Clark answers his critics on Clark Stinks

Lost COVID-19 vaccine card: What to do (and other advice) – Los Angeles Times

Clark Stinks & Ask Clark topics include:


Thursday April 22 Podcast

Travel News includes a huge airfare sale

Medical price transparency – how to advocate for your wallet.

Ask Clark topics include:

Wednesday April 21 Podcast

Price increases and what you can do about it

The Peloton problem and treadmill safety

Ask Clark topics include:

Tuesday April 20 Podcast
A partial solution to affordable housing
Accessory dwelling units: what they are and why people build them | Accessory Dwellings
The job market is heating up. Clark smart opportunities
Trucking Companies Boost Pay in Hunt for Drivers as Demand Surges – WSJ
Covid-19’s Toll on U.S. Business? 200,000 Extra Closures in Pandemic’s First Year – WSJ
Ask Clark topics include:
Paying cash to a contractor / Lumber costs
Your Guide to DIY Home Security Systems – Clark Howard
Costco members: Ring wireless 10-piece security kit for $180 – Clark Deals
How to Freeze Your Credit With Experian, Equifax and TransUnion – Clark Howard
How to Buy a Used Car in 7 Steps – Clark Howard
Petal Card Review: A Good Option for First Credit Card? – Clark Howard

Monday April 19 Podcast
Protecting your children online
-Disney and ad-tech firms agree to privacy changes for children’s apps. – The New York Times
The ‘liquid biopsy’ is a game changer in cancer detection
How a Simple Blood Test Could Reduce Cancer Deaths. What Investors Should Know. | Barron’s
Blood Tests That Can Detect Cancers Are Nearly Here. If You Want One, You’ll Have to Pay Up. | Barron’s
Ask Clark topics include: 
Is silver a good investment for you? – Clark Howard
Termite bonds recommended
All SCOTTeVEST Travel Jackets
How To Find and Choose a Financial Advisor – Clark Howard
Schwab automated investing with unlimited guidance | Charles Schwab
TIP: New FAFSA Removes Roadblocks for Grandparent 529 Plans

Friday April 16 Podcast
Clark answers his critics on Clark Stinks
Don’t have health insurance? Why now is the time to apply

Get 2021 health coverage. Health Insurance Marketplace® | HealthCare.gov
Clark Stinks & Ask Clark topics include: How to Start Saving
How to Start InvestingWalmart+ Membership Program
Target Date Funds vs. Index Funds
How To Refuse an Inherited Timeshare
How To Sell, Cancel or Get Rid of Your Timeshare
The Best Places To Buy Eyeglasses
New cashless ways to give your kids allowance — but beware of the fees!
TIP: What Employers Can Do to Help Wipe Out Student Debt | Barron’s

Thursday April 15 Podcast
House mania – A revised Clark smart home buying rule
Buying a Home in 2021: How to Budget, Prepare for Bidding Wars and Surging Prices – WSJ
When will the housing market cool off? The madness shows no signs of slowing – CNN
Extended service contracts – what kinds of coverage do you really need? 
An ex-Verizon employee explains why it’s not worth helping customers
Ask Clark topics include: Going solar     /     Home remodeling
How to get a lost Social Security card replacement – Clark Howard
How To Prevent, Report and Repair Identity Theft – Clark Howard
Car Insurance Archives – Clark Howard

Wednesday April 14 Podcast
Best Buy (BBY) Starts Paid Membership Program to Rival Amazon, Walmart – Bloomberg
T-Mobile Expanding 5G Network To Offer New Home Internet Service – Clark Howard
T-Mobile’s $60 Home Internet service, powered by 5G, expands nationwide – CNET
Ask Clark topics include: 
How to Open a Roth IRA – Clark Howard
Index Annuities Are Poison for Your Pocketbook – Clark Howard
Target Date Funds: The Easiest Way to Start Saving for Retirement – Clark Howard
How to Freeze Your Credit – Clark Howard
Google Flights

Tuesday April 13 Podcast
You’re being tracked online: Alternative web browsers that ensure more privacy
If You Care About Privacy, It’s Time to Try a New Web Browser – The New York Times
A new option for your car loan refi.
-Auto Loans Get Their SoFi Moment – Bloomberg
-Are You Following Clark’s Maximum Auto Loan Length Rule? – Clark Howard
-How to Refinance a Car Loan: A Step-by-Step Guide – Clark Howard
Ask Clark topics include:  Deferred Compensation Definition
How to Open a Roth IRA – Clark Howard
How to Start Investing and Saving for Retirement – Clark Howard
FDIC: Deposit Insurance FAQs
Best Online Banks: Free Checking and High-Interest Savings Accounts – Clark Howard
7 Things to Know Before You Buy Travel Insurance – Clark Howard
Should You Buy Out Your Leased Car? – Clark Howard
Charles Schwab Bank Debit Card
TIP: Price Check: What’s the total for all your streaming services?
Disney+, Netflix, Amazon: Streaming Costs Now Rival Cable TV Bills – Bloomberg

Monday April 12 Podcast
Teaching personal finance through new channels
How TikTok is teaching a new generation about personal finance – CNN
Pandemic Helps Stir Interest in Teaching Financial Literacy – The New York Times
If Clark ruled the land, how he would fix the U.S. tax system 
Tax evasion among the rich more widespread than previously thought – The Washington Post
IRS misses ‘substantial’ tax evasion by the wealthiest Americans — far more than the average worker – MarketWatch
Ask Clark topics include: Guide to DIY Home Security Systems – 
Wyze Cam smart security camera for $20 – Clark Deals  
Taxes Archives – Clark Howard   /   Experian Boost Review  
Free Advice: Clark’s Consumer Action Center – Clark Howard
TIP:
Demand your insurance price list before a non-emergency procedure –
Hospitals Hide Pricing Data From Search Results – WSJ

Friday April 9 Podcast
Clark answers his critics on Clark Stinks
What Employers Can Do to Help Wipe Out Student Debt | Barron’s
Clark Stinks & Ask Clark topics include: Consumer Reports- printers   
Two-factor authentication  with  Cash App  
Insurance subrogation  
TIP:
The Best Printers for the Home—Say Goodbye to Ink Cartridges – WSJ

Thursday April 8 Podcast
New FAFSA Removes Roadblocks for Grandparent 529 Plans
529 Plans: The Best Places to Invest Your Education Savings – Clark Howard
Stolen Data of 533 Million Facebook Users Leaked Online
Facebook data leak: Half a billion users’ information posted on hacking website, cyber experts say – CNN
How to Freeze Your Credit With Experian, Equifax and TransUnion – Clark Howard
Ask Clark topics include: Student loans: start with federal borrowing
7 Best Ways to Save for Retirement in Your 50s 
Best Credit Cards for Extended Warranty 
Online education    /   Authorized user

Wednesday April 7 Podcast
National Eviction Moratorium Extended Through June – WSJ
-Risky Borrowers Are Falling on Car Payments – WSJ
Jobs in these industries are already back to pre-pandemic level
-Businesses Can’t Fill Jobs Despite High U.S. Unemployment – Bloomberg
Ask Clark topics include: Clark’s Maximum Auto Loan Length Rule    
How To Spot Financial Abuse of an Elderly Relative or Friend – Clark Howard  
How to Buy a New Car  /  How to Buy a Used Car  
How to Open a Roth IRA    /    Credit Freeze 

Tuesday April 6 Podcast
The Best Printers for the Home—Say Goodbye to Ink Cartridges – WSJ
Where to Buy the Best Cheap Printer – Clark Howard–   Epson and Brother
Car rental prices skyrocket – Clark smart workarounds
Turo  –  Getaround | Book and Share Cars Easily & Conveniently
$300 a day for a Kia Rio. Why rental cars prices have gone insane – CNN
A Car Rental Apocalypse Is Coming: Here’s What You Need To Know
Ask Clark topics include:   Charitable Gift Annuity  
7 Things To Know Before You Buy Gas at Costco Wholesale  
How to Stop Robocalls for Good 
Combating Spoofed Robocalls with Caller ID Authentication | FCC  
Is a Home Warranty Worth the Money?  

Monday April 5 Podcast
Behind on Debts? Know Your Rights | Kiplinger
What to Do When You’re Being Harassed About an Old “Zombie Debt” – Clark Howard
Know your rights: It’s illegal for a debt collector to threaten you – Clark Howard
Beware ‘stream creep’  –  Disney+, Netflix, Amazon: Streaming Costs Now Rival Cable TV Bills – Bloomberg
Streaming TV – Clark Howard
Ask Clark topics include: How to Deal With Medical Debt  
Identity Theft Guide – Clark Howard   /   Disability Insurance
The Best Car-Buying Services in 2021      
Companies That Buy Houses for Cash – Clark Howard  
TIP: The #1 thing you need to do if you use PayPal, Venmo or Zelle

Friday April 2 Podcast
Clark answers his critics on Clark Stinks
New food purchase tech and the convenience store pivot
Vending machines are flourishing in the pandemic. Now you can buy cannoli kits and steaks. – The Washington Post
Convenience-store chains including Wawa, Casey’s General Stores, Sheetz, Arko, 7-Eleven and Buc-ees emerge from pandemic in hyper-growth mode – Atlanta Business Chronicle
Clark Stinks & Ask Clark topics include: PODS for interstate moves 
How Many Credit Cards Should You Have?    
How to Find and Choose a Financial Advisor   
Vehicle Buying Guides 

Thursday April 1 Podcast
NFTs  are nuts. 
-Why Did Someone Pay $560,000 for a Picture of My Column? – The New York Times
-What’s An NFT? And Why Are People Paying Millions To Buy Them? : NPR
Clark re-enters retail stores and makes some discoveries.
Save Money at the Store – The New York Times
Ask Clark topics include: ETF Guide   /   HSA – Health Savings Account   
Amazon MTurk Review   /   Save on dental care  

Wednesday March 31 Podcast
Pandemic Accelerates Retirements, Threatening Economic Growth – WSJ
A Clark first: Renting Storage – demand pricing & insurance
Ask Clark topics include: Refinancing a car loan  
Appliance purchases  / Unemployment insurance fraud  
The Airline & Hotel Pandemic Vouchers that May Prove Worthless-WSJ  –  Be flexible 

Tuesday March 30 Podcast
Saving for retirement – automatic enrollment and target retirement funds

Auto enrollment increases participation
A new law would require employees to save for retirement – MarketWatch
– Most of us are clueless about saving for retirement
How Is Your Retirement Money Invested? No Clue, Say Americans – Bloomberg
How Clark got scammed! – Almost. Another reason to check your statements. 
Ask Clark topics include:
529 Plans: The Best Places to Invest Your Education Savings – Clark Howard
Submit a complaint | Consumer Financial Protection Bureau
Toddler Saved By Anti-Choking Device
Home insurance unjust denial – File complaint with your state insurance department.
$300 a day for a Kia Rio. Why rental cars prices have gone insane – CNN
Turo   /   Getaround | Book and Share Cars Easily & Conveniently
TIP: Home internet: Verizon, T-Mobile get ready to rumble with cable | FierceWireless

Monday March 29 Podcast
Hospital systems have conspired to prevent price comparison.
How hospitals skirt the law, and are the biggest problem with the cost of healthcare.

Hospitals Hide Pricing Data From Search Results – WSJ
How to Find the Cost of Hospital Medical Procedures – WSJ
How Much Does a C-Section Cost? At One Hospital, Anywhere From $6,241 to $60,584. – WSJ
Payment app fraud escalates with no recourse. Clark smart prevention
The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments – Clark Howard
Square’s Cash App vulnerable to hackers, customers claim: ‘They’re completely ghosting you’
When bills pile up, young people turn to strangers on Venmo – Los Angeles Times
Ask Clark topics include:  Custodial Roth IRA 
Authorized credit card userPetal Card 
Best and Worst Home Insurance Companies  
Amex Send & Split with Venmo & PayPal: Send Money and Split Purchases  
Car Rental Ireland  /  Betterment  /  Military & Veterans Guide
TIP: Deadline Extended: Check Your Credit Report Every Week for Free – Clark Howard

Friday March 26 Podcast
Clark answers his critics on Clark Stinks
It would be pennywise to retire the penny. Clark counts the ways.
-What Killing Off the Penny Would Mean for Commodities | Barron’s
Clark Stinks & Ask Clark Topics include:  T-Mobile needs a reset.
T-Mobile Shuts Down TVision Streaming Service and Announces New Partnerships – Clark Howard
Tire Rack  /  Your Guide to DIY Home Security Systems  
National Guard and Reserve Benefits  
How to Find a Good Moving Company  
TIPS:  Free COBRA Health Insurance: 3 Things To Know – Clark Howard
How To Opt Out of T-Mobile’s New Ad-Targeting Policy – Clark Howard

Thursday March 25 Podcast
Employment: Upcoming job rotation brings opportunity plus, hybrid working 
Survey: Bosses clueless that workers looking to leave
Companies Wrestle With Hybrid Work Plans—Awkward Meetings and Midweek Crowding – WSJ
Microsoft to Ease Workers Back to the Office Starting Next Week
Defrauded students can reapply for loan forgiveness / Google Certificates
Education Department scraps a Trump-era policy that limited debt relief for defrauded students. – The New York Times
How Google’s New Career Certificates Could Disrupt the College Degree (Exclusive) | Inc.com
AI panel urges US to boost tech skills amid China’s rise – ABC News
Ask Clark topics include: How to open a Roth IRA
Monthly recurring charges –
file a BBB complaint 
AARP College Grants  –  Scholarships for Senior Citizens  
How to Get a Power of Attorney From a Jail Inmate  
IRS-Get An Identity Protection PIN

Wednesday March 24 Podcast
Clark updates the pandemic economy as vaccinations take hold plus – Travel news
After Covid-19 Vaccine, Grandparents Relish Long-Awaited Reunions With Families – WSJ
COVID vaccine: Many won’t travel, dine out until herd immunity arrives
‘We Will Literally Go Anywhere’ – The New York Times
ROYAL CARIBBEAN MARKS 2021 RETURN TO CARIBBEAN WITH CRUISES FROM THE BAHAMAS | Royal Caribbean Press Center
Ask Clark topics include: HSA Accounts 
Index Funds 
Credit Freeze /  Travel Safety 
Home equity loans and HELOCs 
/  Credit Cards 
Home Owner’s Title Insurance
 

TIP: What Are Vaccine Passports and How Would They Work? – The Washington Post

Tuesday March 23 Podcast
The gas tax equation doesn’t cut it. Changes on the way. 
-VMT tax: Two states tax some drivers by the mile. More want to give it a try. – Washington Post
An industry disrupted brings sticker shock to new furniture showrooms. Clark has a better way to feather your nest…
Wayfair, La-Z-Boy and other furniture companies report booming demand. But delays persist. – The Washington Post
Ask Clark topics include: Save on car insurance 
Pay per mile car insurance rates  –  How to buy a used car
DOT.gov Consumer Complaint 
3-D Printed Homes  
TIP: CORONA SCAM ALERT The Cybersecurity 202: Scammers are already targeting the next round of coronavirus relief checks

Monday March 22 Podcast
Why Do Gas Prices Keep Going Up? – Clark Howard
Oil Bulls Beware: This Optimism Is Unjustified | OilPrice.com
A purchase & donation warning from the head of Team Clark’s Consumer Action Center. Plus, great new banking options. 

Set yourself free from account fees
T-Mobile Money: 5 Things To Know – Clark Howard
Open a Free Online Checking Account | T-Mobile MONEY
SoFi Is Buying a Community Lender to Speed Up Banking Expansion – WSJ
Fintech firm Square is now running its own bank – CNN
Ask Clark topics include: Social Security problem:
file a complaint through your Office of Constituent Services. 
Remote worker non-resident tax issues – Hire a CPA or Enrolled Agent.
How to open a Roth IRA  –  Target Retirement Funds 
Roth vs. traditional 401(k)

Friday March 19 Podcast
Clark answers his critics on Clark Stinks
Deadline Extended: Check Your Credit Report Every Week for Free – Clark Howard
– 
Free credit reports will continue through April 2022, bureaus announce
Clark Stinks & Ask Clark topics include: Cell phone insurance,
Airbnb Superhost,   Kids & Money -Clark’s daddy match,
Taxes on individual stocks.
TIP: Series I Savings Bonds earning 1.68%
 SavingsBonds.gov   /   Any Interest? – HumbleDollar

Thursday March 18 Podcast
Free COBRA Health Insurance: 3 Things To Know
Free Cobra Health Insurance: Who Qualifies and How to Sign Up – WSJ
Privacy changes from companies you likely use
How To Opt Out of T-Mobile’s New Ad-Targeting Policy – Clark Howard
-T-Mobile to Step Up Ad Targeting of Cellphone Customers – WSJ
-T-Mobile’s updated privacy policy adds opt-out customer data sharing – The Verge   
Google to Stop Selling Ads Based on Your Specific Web Browsing – WSJ
Ask Clark topics include: Domain registration 5 & 10 year deals, 
Free trip to the Bahamas- a rip off since the 1980’s, 
Spotting warehouse club clearance items

WhatsApp privacy changes,     Index funds.

Wednesday March 17 Podcast
The pandemic a year on. Clark’s perspective
What Are Vaccine Passports and How Would They Work? – The Washington Post
Electric cars change the buying equation
Electric car makers battle Georgia auto dealers to sell directly to buyers
Volvo to sell all its cars online, in latest example of how the pandemic has reshaped the auto industry
Tesla faces race with Volkswagen as German car giant targets battery costs and new gigafactories – MarketWatch
Ask clark topics include: Bitcoin IRA or Savings not recommended
Vaccination and Covid test form privacy concerns – Credit Freeze,
Travel Insurance
,   Zillow zestimates.

Tuesday March 16 Podcast
Fake Amazon reviews are a plague. How to read past the con.
NYpost.com/2021/02/16/Fake Amazon reviews are being sold in bulk online
Vehicle prices have spiked. 2 areas where deals may be found.
EVs Are More Expensive Than Traditional Cars—But Not by Much
Ask Clark topics include:  Target Date Funds
Peacock Streaming Service Review
Robinhood –
SEC Investor Complaint Form
Clark Howard’s Special Rule for Refinancing Your Mortgage

Monday March 15 Podcast 
More Consumers Complain About Errors on Their Credit Reports – The New York Times
How to Monitor Your Credit – Clark Howard
Pretext phone calls, emails & texts keep coming, ever more sophisticated.
Clark’s strategy helps keep you 1 step ahead of criminals.
Ask Clark topics include:
The merchant liedClark didn’t buy the warranty:   Clark’s endorsement policy
If you can’t pay your credit card bill   /  MLMs.
Why Entrepreneurs Should Avoid Business Credit Cards – Clark Howard
The Best Credit Cards for Small Business Owners – Clark Howard

Friday March 12 Podcast
Clark answers his critics on Clark Stinks
Clark Stinks topics include: Long Term Care Insurance,
6 Things To Know Before You Sign Up for Visible
,
If you use multiple pharmacies, give each have a list of your meds,
JOB CORPS,    Spousal Roth IRA,
Citi Costco Card benefits still include car rental coverage.
Your car insurer may base 2021 rates on pre-Covid mileage-LA Times
2021 policy renewals are using 2019 mileage to set premiums.
Clark explains how to handle this and
how to save on car insurance overall.
Ask Clark topics include:   Getting out of debt
Home Warranties,   HVAC Freon.

Thursday  March 11 Podcast
Key advice for home buyers
Redfin: Two-thirds of home buyers in 2020 made offer sight unseen – The Washington Post
-AppleCare and Other Phone Protection Plans: Who Should—and Shouldn’t Buy Them – WSJ
11 Tips to Keep Your Cell Phone Safe – Clark Howard
Half of all cell phone users have never lost or broken a phone, so do you need a service plan?
3 Clark smart ways to protect your phone

Ask Clark topics include:  Additional fees on a used vehicle purchase Beginner investing     /   
Home refinance decision making
TIP: 
7 Places that will pay you to move there in 2021

Wednesday March 10 Podcast
More efficient home building is here and can cut construction and energy costs in big ways
An Architecture Firm’s Push to Build Net-Zero Apartments—on a Budget – WSJ
3D printed house: Builders say the method will reduce new home construction costs – CNN
Sick of spam calls! Clark strategies for reducing robocalls
Robocalls: Billions come through, despite efforts to block scammers  /  –YouMail
Ask Clark topics include:  Life Insurance
How to Buy a Used Car in 7 Steps – Clark Howard
TIPS: Should You Buy Cell Phone Insurance? – Clark Howard

Tuesday March 9 Podcast
Economic recovery spending warning includes buy now, pay later hazard
The economy needs vaccinated consumers to spend again. Don’t, if you have debt. – The Washington Post
Macy’s, Gap, Neiman Marcus Will Let You Buy Now, Pay Later – WSJ
Word to post-pandemic entrepreneurs- rare opportunity exists now. 
Pandemic restaurant closures produce glut of used equipment – ABC News
NYpost.com Some NYC restaurants are using cheap rents to expand during the pandemic
Ask Clark topics include: Car rental insurance
Internet based business phone systems –
Ooma  &  8×8,
Trip Adviser for vacation planning,
Do Not Give Your Social Security Number at These Places,
Wyze Cam smart security camera for $20 – Clark Deals
Your Guide to DIY Home Security Systems – Clark Howard.

Monday March 8 Podcast 
Walmart+ tweaks to compete with Amazon Prime. A Clark smart comparison
Walmart drops $35 order minimum for its two-hour delivery service
Zillow’s Price Estimates Are Now Cash Offers in Home Buying Push – Bloomberg
Ask Clark topics include: How and Why to Refinance Your Mortgage: A Step-By-Step Guide,    How to Get a Mortgage in 8 Steps,  
Hiring a Fee-Only Financial Planner
,  
What is a Fiduciary Financial Advisor?
,  
ProtonMail is free, encrypted email
,
WhatsApp’s new terms are an invasion of privacy.
-Alternatives include
Signal.
TIP: What you can do if your employer doesn’t match 401(k) contributions

Friday March 5 Podcast
Clark answers his critics on Clark Stinks
Why being a renter may be the smart move now into 2022
-Four Things to Know About the Housing Market in 2021 | Barron’s
Ask Clark topics include:  Borrowing from your 401k
Marijuana stocks  /  Pet Insurance
TIPS:  
Here’s what WhatsApp users face if they don’t opt-in to the new Privacy Policy by May 15th
– Are extended car warranties worth it? – Los Angeles Times

Thursday March 4 Podcast

6 Common Money Myths That Can Hurt Your Finances – Clark Howard
Why You Should Never Use a Debit Card – Clark Howard
Should You Buy an Extended Warranty on Your Car? – Clark Howard
Ask Clark topics include:
What Is a Fiduciary Financial Advisor and Do I Need One? Clark Howard
529 Plans
TIPS: Caution borrowing to invest
Margin Debt and the Market: Up 2.6% in January, Continues Record Trend
Kroger data breach is part of a much bigger, ongoing breach
-How to Freeze Your Credit With Experian, Equifax and TransUnion – Clark Howard

Wednesday March 3 Podcast
FEMA flood insurance rates could spike for some, new study shows
-It’s vital for homeowners and potential buyers to know the risk level of any property. FloodFactor.com FloodSmart.gov.
How to get the most from your furniture dollars.
Renting All Your Furniture Means Never Discarding Another Sofa – Bloomberg
Ask Clark topics include: W-4 withholding confusion
Community Property  /    Buying individual stock picks vs. index funds

Tuesday March 2 Podcast
Paramount+ launches this week with a promotional offer. Expect price hikes from traditional players. 
How Paramount+ plans to scale the streaming mountain – Los Angeles Times
Paramount Plus rebrands from CBS All Access, with content including Frasier and Mission: Impossible – The Washington Post
DirecTV to become standalone company through $16B AT&T, TPG deal
Biden expands unemployment insurance eligibility to allow workers who turned down unsafe job offers – The Washington Post
Ask Clark topics include:  
Home InternetBest Online Banks,
How much cash should you keep at home
.
TIP:
Fema flood insurance rates could spike for some

Monday March 1 Podcast
PPP loans for small businesses
Tiny firms will get PPP loans to themselves for 2 weeks
Biden boosts pandemic lending to smallest businesses
Booking travel – catch a flight deal now while you can
Should You Book Travel Now For Later In 2021? What You Need To Know | HuffPost Life

A Different Early-Bird Special: Have Vaccine, Will Travel – The New York Times
TSA seeks to hire over 6,000 airport security screening officers | Transportation Security Administration
Ask Clark topics include:
Resource for entrepreneurs – SCORE.org
T-Mobile Money
is awesome
The Southwest Companion Pass
.

____________________________________________________________________________
SAVE MORE SPEND LESS 
How to Start Saving When Money is Tight – Clark Howard
How to Save Money: 35 Ways to Reduce Expenses – Clark Howard
Practically Painless Ways to Spend Less Right Now – Consumer Reports
Yotta Saving – Start Saving. Start Winning
The Free and Cheap List | Clark Howard
35+ military discounts that are available year-round – Clark Howard

DEBT
Your rights when dealing with debt collectors – Clark Howard
Why your next text or DM may soon be from a debt collector
NFCC Nonprofit Free Credit and Debt Advice
CREDIT & BANKING
ClarkYourBank | Clark Howard
Credit Builder Card | Chime

STUDENT LOANS
Apply for Income-Driven Student Loan Repayment | Federal Student Aid
EDUCATION
Professional Certificate Training Programs – Grow with Google
529 plan guide: The best places to invest your education savings | Clark Howard

INVEST – RETIREMENT
How to open a Roth IRA – Clark Howard
Retirement saving in a savings account might derail your goals
How to Start Investing and Saving for Retirement – Clark Howard
Find a Good Vendor :: 403bwise
4 questions for teachers to ask about their 403(b) retirement plans – Clark Howard
Individual – Buying Series I Savings Bonds

How the SECURE Act Will Impact Retirement Savings
Early | Acorns
CARS
NHTSA’s SaferCar App | Recall Alerts and More
How to buy a used car  /  Most Reliable 3-Year-Old Cars and SUVs – Consumer Reports
How to Buy a Used Car in 7 Steps – Clark Howard
How to buy a new car in 5 steps | Clark Howard
6 Steps to Take After You’re in a Car Accident – Clark Howard
New report: The top 15 cars that people keep for 15 years or more – Clark Howard
HEALTH
Supplemental Nutrition Assistance Program (SNAP) | USDA-FNS

Oura Ring: the most accurate sleep and activity tracker
National Center for Complementary and Integrative Health | NCCIH
PLANNING
Senior Planning | Clark Howard   —   Senior Care | Clark Howard
How to find a geriatric care manager | Clark Howard
Best Online Will Maker: 5 Free or Cheap Options – Clark Howard
Cake: Create a Free End of Life Plan
End of Life Planning | Funeral Planning Checklist – Lantern

COVID-19
Check your risk for COVID-19
Major Consumer Protections Announced in Response to COVID-19 |
NCLC Digital Library

Small Business Administration / Paycheck Protection Program / SBA – Disaster Loan Assistance
COVID-19   /    
CORONAVIRUS  
What to Do if You’ve Been Laid Off – Clark Howard
How Do I Apply for Unemployment? – Clark Howard
Coronavirus: Follow These 3 Steps to Prepare Now for a Recession – Clark Howard
Coronavirus & Your Finances: What to Know and Do – Clark Howard
Coronavirus Update – Google

PRIVACY – SECURITY
How to Freeze Your Credit With Experian, Equifax and TransUnion – Clark Howard
How to put a credit freeze in place for your child | Clark Howard
ID Theft Resource Center 888-400-5530
How to add a PIN to your smartphone account to prevent SIM hijacking | Clark Howard
Google introducing new privacy measures – Clark Howard
Clark.com/How to hear and delete everything your Amazon Alexa has recorded

How to make your Venmo transactions private – Clark Howard
Life360 – The New Family Circle