Clark Show Notes

The Latest from Clark Howard

IRS and Taxes:

• IRS Free File | Internal Revenue Service
• Get My Payment | Internal Revenue Service

Coronavirus and Your Money:

• CORONAVIRUS and Your Money: Answers and Resources
• COVID-19  /  CORONAVIRUS Check your risk for Covid-19
• CDC form to avoid eviction for apartment renters  
• Hello Landlord – by SixFifty
• Federal Register Notice: Temporary Halt in Residential Evictions to Prevent the Further Spread of COVID-19 | CDC

Monday April 19 Podcast
Protecting your children online
-Disney and ad-tech firms agree to privacy changes for children’s apps. – The New York Times
The ‘liquid biopsy’ is a game changer in cancer detection
–How a Simple Blood Test Could Reduce Cancer Deaths. What Investors Should Know. | Barron’s
– Blood Tests That Can Detect Cancers Are Nearly Here. If You Want One, You’ll Have to Pay Up. | Barron’s
Ask Clark topics include: 
Is silver a good investment for you? – Clark Howard
Termite bonds recommended
All SCOTTeVEST Travel Jackets
How To Find and Choose a Financial Advisor – Clark Howard
Schwab automated investing with unlimited guidance | Charles Schwab
TIP: New FAFSA Removes Roadblocks for Grandparent 529 Plans

Monday April 12 Podcast
Teaching personal finance through new channels
–How TikTok is teaching a new generation about personal finance – CNN
–Pandemic Helps Stir Interest in Teaching Financial Literacy – The New York Times
If Clark ruled the land, how he would fix the U.S. tax system 
–Tax evasion among the rich more widespread than previously thought – The Washington Post
–IRS misses ‘substantial’ tax evasion by the wealthiest Americans — far more than the average worker – MarketWatch
Ask Clark topics include: Guide to DIY Home Security Systems – 
Wyze Cam smart security camera for $20 – Clark Deals  
Taxes Archives – Clark Howard   /   Experian Boost Review  
Free Advice: Clark’s Consumer Action Center – Clark Howard
TIP: Demand your insurance price list before a non-emergency procedure –
Hospitals Hide Pricing Data From Search Results – WSJ

Friday April 9 Podcast
Clark answers his critics on Clark Stinks
What Employers Can Do to Help Wipe Out Student Debt | Barron’s
Clark Stinks & Ask Clark topics include: Consumer Reports- printers   
Two-factor authentication  with  Cash App  
Insurance subrogation  
TIP: The Best Printers for the Home—Say Goodbye to Ink Cartridges – WSJ

Thursday April 8 Podcast
New FAFSA Removes Roadblocks for Grandparent 529 Plans
–529 Plans: The Best Places to Invest Your Education Savings – Clark Howard
Stolen Data of 533 Million Facebook Users Leaked Online
–Facebook data leak: Half a billion users’ information posted on hacking website, cyber experts say – CNN
How to Freeze Your Credit With Experian, Equifax and TransUnion – Clark Howard
Ask Clark topics include: Student loans: start with federal borrowing
7 Best Ways to Save for Retirement in Your 50s 
Best Credit Cards for Extended Warranty 
Online education    /   Authorized user

Wednesday April 7 Podcast
National Eviction Moratorium Extended Through June – WSJ
-Risky Borrowers Are Falling on Car Payments – WSJ
Jobs in these industries are already back to pre-pandemic level
-Businesses Can’t Fill Jobs Despite High U.S. Unemployment – Bloomberg
Ask Clark topics include: Clark’s Maximum Auto Loan Length Rule    
How To Spot Financial Abuse of an Elderly Relative or Friend – Clark Howard  
How to Buy a New Car  /  How to Buy a Used Car  
How to Open a Roth IRA    /    Credit Freeze 

Tuesday April 6 Podcast
The Best Printers for the Home—Say Goodbye to Ink Cartridges – WSJ
–Where to Buy the Best Cheap Printer – Clark Howard–   Epson and Brother
Car rental prices skyrocket – Clark smart workarounds
– Turo  –  Getaround | Book and Share Cars Easily & Conveniently
–$300 a day for a Kia Rio. Why rental cars prices have gone insane – CNN
–A Car Rental Apocalypse Is Coming: Here’s What You Need To Know
Ask Clark topics include:   Charitable Gift Annuity  
7 Things To Know Before You Buy Gas at Costco Wholesale  
How to Stop Robocalls for Good 
– Combating Spoofed Robocalls with Caller ID Authentication | FCC  
Is a Home Warranty Worth the Money?  

Monday April 5 Podcast
Behind on Debts? Know Your Rights | Kiplinger
–What to Do When You’re Being Harassed About an Old “Zombie Debt” – Clark Howard
–Know your rights: It’s illegal for a debt collector to threaten you – Clark Howard
Beware ‘stream creep’  –  Disney+, Netflix, Amazon: Streaming Costs Now Rival Cable TV Bills – Bloomberg
–Streaming TV – Clark Howard
Ask Clark topics include: How to Deal With Medical Debt  
Identity Theft Guide – Clark Howard   /   Disability Insurance
The Best Car-Buying Services in 2021      
Companies That Buy Houses for Cash – Clark Howard  
TIP: The #1 thing you need to do if you use PayPal, Venmo or Zelle

Friday April 2 Podcast
Clark answers his critics on Clark Stinks
New food purchase tech and the convenience store pivot
–Vending machines are flourishing in the pandemic. Now you can buy cannoli kits and steaks. – The Washington Post
–Convenience-store chains including Wawa, Casey’s General Stores, Sheetz, Arko, 7-Eleven and Buc-ees emerge from pandemic in hyper-growth mode – Atlanta Business Chronicle
Clark Stinks & Ask Clark topics include: PODS for interstate moves 
How Many Credit Cards Should You Have?    
How to Find and Choose a Financial Advisor   
Vehicle Buying Guides 

Thursday April 1 Podcast
NFTs  are nuts. 
-Why Did Someone Pay $560,000 for a Picture of My Column? – The New York Times
-What’s An NFT? And Why Are People Paying Millions To Buy Them? : NPR
Clark re-enters retail stores and makes some discoveries.
–Save Money at the Store – The New York Times
Ask Clark topics include: ETF Guide   /   HSA – Health Savings Account   
Amazon MTurk Review   /   Save on dental care  

Wednesday March 31 Podcast
Pandemic Accelerates Retirements, Threatening Economic Growth – WSJ
A Clark first: Renting Storage – demand pricing & insurance
Ask Clark topics include: Refinancing a car loan  
Appliance purchases  / Unemployment insurance fraud  
The Airline & Hotel Pandemic Vouchers that May Prove Worthless-WSJ  –  Be flexible 

Tuesday March 30 Podcast
Saving for retirement – automatic enrollment and target retirement funds
– Auto enrollment increases participation
A new law would require employees to save for retirement – MarketWatch
– Most of us are clueless about saving for retirement
How Is Your Retirement Money Invested? No Clue, Say Americans – Bloomberg
How Clark got scammed! – Almost. Another reason to check your statements. 
Ask Clark topics include:
529 Plans: The Best Places to Invest Your Education Savings – Clark Howard
Submit a complaint | Consumer Financial Protection Bureau
Toddler Saved By Anti-Choking Device
Home insurance unjust denial – File complaint with your state insurance department.
$300 a day for a Kia Rio. Why rental cars prices have gone insane – CNN
–Turo   /   Getaround | Book and Share Cars Easily & Conveniently
TIP: Home internet: Verizon, T-Mobile get ready to rumble with cable | FierceWireless

Monday March 29 Podcast
Hospital systems have conspired to prevent price comparison.
How hospitals skirt the law, and are the biggest problem with the cost of healthcare.
–Hospitals Hide Pricing Data From Search Results – WSJ
–How to Find the Cost of Hospital Medical Procedures – WSJ
–How Much Does a C-Section Cost? At One Hospital, Anywhere From $6,241 to $60,584. – WSJ
Payment app fraud escalates with no recourse. Clark smart prevention
–The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments – Clark Howard
–Square’s Cash App vulnerable to hackers, customers claim: ‘They’re completely ghosting you’
–When bills pile up, young people turn to strangers on Venmo – Los Angeles Times
Ask Clark topics include:  Custodial Roth IRA 
Authorized credit card user – Petal Card 
Best and Worst Home Insurance Companies  
Amex Send & Split with Venmo & PayPal: Send Money and Split Purchases  
Car Rental Ireland  /  Betterment  /  Military & Veterans Guide
TIP: Deadline Extended: Check Your Credit Report Every Week for Free – Clark Howard

Friday March 26 Podcast
Clark answers his critics on Clark Stinks
It would be pennywise to retire the penny. Clark counts the ways.
-What Killing Off the Penny Would Mean for Commodities | Barron’s
Clark Stinks & Ask Clark Topics include:  T-Mobile needs a reset.
–T-Mobile Shuts Down TVision Streaming Service and Announces New Partnerships – Clark Howard
Tire Rack  /  Your Guide to DIY Home Security Systems  
National Guard and Reserve Benefits  
How to Find a Good Moving Company  
TIPS:  Free COBRA Health Insurance: 3 Things To Know – Clark Howard
How To Opt Out of T-Mobile’s New Ad-Targeting Policy – Clark Howard

Thursday March 25 Podcast
Employment: Upcoming job rotation brings opportunity plus, hybrid working 
–Survey: Bosses clueless that workers looking to leave
–Companies Wrestle With Hybrid Work Plans—Awkward Meetings and Midweek Crowding – WSJ
–Microsoft to Ease Workers Back to the Office Starting Next Week
Defrauded students can reapply for loan forgiveness / Google Certificates
–Education Department scraps a Trump-era policy that limited debt relief for defrauded students. – The New York Times
– How Google’s New Career Certificates Could Disrupt the College Degree (Exclusive) | Inc.com
– AI panel urges US to boost tech skills amid China’s rise – ABC News
Ask Clark topics include: How to open a Roth IRA
Monthly recurring charges – file a BBB complaint 
AARP College Grants  –  Scholarships for Senior Citizens  
How to Get a Power of Attorney From a Jail Inmate  
IRS-Get An Identity Protection PIN

Wednesday March 24 Podcast
Clark updates the pandemic economy as vaccinations take hold plus – Travel news
–After Covid-19 Vaccine, Grandparents Relish Long-Awaited Reunions With Families – WSJ
–COVID vaccine: Many won’t travel, dine out until herd immunity arrives
–‘We Will Literally Go Anywhere’ – The New York Times
–ROYAL CARIBBEAN MARKS 2021 RETURN TO CARIBBEAN WITH CRUISES FROM THE BAHAMAS | Royal Caribbean Press Center
Ask Clark topics include: HSA Accounts 
Index Funds  / Credit Freeze /  Travel Safety 
Home equity loans and HELOCs  /  Credit Cards 
Home Owner’s Title Insurance 
TIP: What Are Vaccine Passports and How Would They Work? – The Washington Post

Tuesday March 23 Podcast
The gas tax equation doesn’t cut it. Changes on the way. 
-VMT tax: Two states tax some drivers by the mile. More want to give it a try. – Washington Post
An industry disrupted brings sticker shock to new furniture showrooms. Clark has a better way to feather your nest…
–Wayfair, La-Z-Boy and other furniture companies report booming demand. But delays persist. – The Washington Post
Ask Clark topics include: Save on car insurance 
Pay per mile car insurance rates  –  How to buy a used car
DOT.gov Consumer Complaint 
3-D Printed Homes  
TIP: CORONA SCAM ALERT The Cybersecurity 202: Scammers are already targeting the next round of coronavirus relief checks

Monday March 22 Podcast
Why Do Gas Prices Keep Going Up? – Clark Howard
–Oil Bulls Beware: This Optimism Is Unjustified | OilPrice.com
A purchase & donation warning from the head of Team Clark’s Consumer Action Center. Plus, great new banking options. 
Set yourself free from account fees
T-Mobile Money: 5 Things To Know – Clark Howard
–Open a Free Online Checking Account | T-Mobile MONEY
– SoFi Is Buying a Community Lender to Speed Up Banking Expansion – WSJ
–Fintech firm Square is now running its own bank – CNN
Ask Clark topics include: Social Security problem:
file a complaint through your Office of Constituent Services. 
Remote worker non-resident tax issues – Hire a CPA or Enrolled Agent.
How to open a Roth IRA  –  Target Retirement Funds 
Roth vs. traditional 401(k)

Friday March 19 Podcast
Clark answers his critics on Clark Stinks
Deadline Extended: Check Your Credit Report Every Week for Free – Clark Howard
– Free credit reports will continue through April 2022, bureaus announce
Clark Stinks & Ask Clark topics include: Cell phone insurance,
Airbnb Superhost,   Kids & Money -Clark’s daddy match,
Taxes on individual stocks.
TIP: Series I Savings Bonds earning 1.68%
 SavingsBonds.gov   /   Any Interest? – HumbleDollar

Thursday March 18 Podcast
Free COBRA Health Insurance: 3 Things To Know
–Free Cobra Health Insurance: Who Qualifies and How to Sign Up – WSJ
Privacy changes from companies you likely use
How To Opt Out of T-Mobile’s New Ad-Targeting Policy – Clark Howard
-T-Mobile to Step Up Ad Targeting of Cellphone Customers – WSJ
-T-Mobile’s updated privacy policy adds opt-out customer data sharing – The Verge   
Google to Stop Selling Ads Based on Your Specific Web Browsing – WSJ
Ask Clark topics include: Domain registration 5 & 10 year deals, 
Free trip to the Bahamas- a rip off since the 1980’s, 
Spotting warehouse club clearance items, 
WhatsApp privacy changes,     Index funds.

Wednesday March 17 Podcast
The pandemic a year on. Clark’s perspective
– What Are Vaccine Passports and How Would They Work? – The Washington Post
Electric cars change the buying equation
–Electric car makers battle Georgia auto dealers to sell directly to buyers
–Volvo to sell all its cars online, in latest example of how the pandemic has reshaped the auto industry
–Tesla faces race with Volkswagen as German car giant targets battery costs and new gigafactories – MarketWatch
Ask clark topics include: Bitcoin IRA or Savings not recommended
Vaccination and Covid test form privacy concerns – Credit Freeze,
Travel Insurance,   Zillow zestimates.

Tuesday March 16 Podcast
Fake Amazon reviews are a plague. How to read past the con.
–NYpost.com/2021/02/16/Fake Amazon reviews are being sold in bulk online
Vehicle prices have spiked. 2 areas where deals may be found.
–EVs Are More Expensive Than Traditional Cars—But Not by Much
Ask Clark topics include:  Target Date Funds, 
Peacock Streaming Service Review, 
Robinhood – SEC Investor Complaint Form, 
Clark Howard’s Special Rule for Refinancing Your Mortgage, 

Monday March 15 Podcast 
More Consumers Complain About Errors on Their Credit Reports – The New York Times
–How to Monitor Your Credit – Clark Howard
Pretext phone calls, emails & texts keep coming, ever more sophisticated.
Clark’s strategy helps keep you 1 step ahead of criminals.
Ask Clark topics include:
The merchant lied –Clark didn’t buy the warranty:   Clark’s endorsement policy
If you can’t pay your credit card bill   /  MLMs.
Why Entrepreneurs Should Avoid Business Credit Cards – Clark Howard
The Best Credit Cards for Small Business Owners – Clark Howard

Friday March 12 Podcast
Clark answers his critics on Clark Stinks
Clark Stinks topics include: Long Term Care Insurance,
6 Things To Know Before You Sign Up for Visible,
If you use multiple pharmacies, give each have a list of your meds,
JOB CORPS,    Spousal Roth IRA,
Citi Costco Card benefits still include car rental coverage.
Your car insurer may base 2021 rates on pre-Covid mileage-LA Times
2021 policy renewals are using 2019 mileage to set premiums.
Clark explains how to handle this and how to save on car insurance overall.
Ask Clark topics include:   Getting out of debt, 
Home Warranties,   HVAC Freon.

Thursday  March 11 Podcast
Key advice for home buyers
Redfin: Two-thirds of home buyers in 2020 made offer sight unseen – The Washington Post
-AppleCare and Other Phone Protection Plans: Who Should—and Shouldn’t Buy Them – WSJ
–11 Tips to Keep Your Cell Phone Safe – Clark Howard
Half of all cell phone users have never lost or broken a phone, so do you need a service plan?
3 Clark smart ways to protect your phone
Ask Clark topics include:  Additional fees on a used vehicle purchase Beginner investing     /   
Home refinance decision making
TIP:  7 Places that will pay you to move there in 2021

Wednesday March 10 Podcast
More efficient home building is here and can cut construction and energy costs in big ways
– An Architecture Firm’s Push to Build Net-Zero Apartments—on a Budget – WSJ
– 3D printed house: Builders say the method will reduce new home construction costs – CNN
Sick of spam calls! Clark strategies for reducing robocalls
–Robocalls: Billions come through, despite efforts to block scammers  /  –YouMail
Ask Clark topics include:  Life Insurance
–How to Buy a Used Car in 7 Steps – Clark Howard
TIPS: Should You Buy Cell Phone Insurance? – Clark Howard

Tuesday March 9 Podcast
Economic recovery spending warning includes buy now, pay later hazard
–The economy needs vaccinated consumers to spend again. Don’t, if you have debt. – The Washington Post
– Macy’s, Gap, Neiman Marcus Will Let You Buy Now, Pay Later – WSJ
Word to post-pandemic entrepreneurs- rare opportunity exists now. 
– Pandemic restaurant closures produce glut of used equipment – ABC News
– NYpost.com Some NYC restaurants are using cheap rents to expand during the pandemic
Ask Clark topics include: Car rental insurance, 
Internet based business phone systems – Ooma  &  8×8,
Trip Adviser for vacation planning,
Do Not Give Your Social Security Number at These Places,
Wyze Cam smart security camera for $20 – Clark Deals
–Your Guide to DIY Home Security Systems – Clark Howard.

Monday March 8 Podcast 
Walmart+ tweaks to compete with Amazon Prime. A Clark smart comparison
–Walmart drops $35 order minimum for its two-hour delivery service
Zillow’s Price Estimates Are Now Cash Offers in Home Buying Push – Bloomberg
Ask Clark topics include: How and Why to Refinance Your Mortgage: A Step-By-Step Guide,    How to Get a Mortgage in 8 Steps,  
Hiring a Fee-Only Financial Planner,  
What is a Fiduciary Financial Advisor?,  
ProtonMail is free, encrypted email,
WhatsApp’s new terms are an invasion of privacy.
-Alternatives include Signal.
TIP: What you can do if your employer doesn’t match 401(k) contributions

Friday March 5 Podcast
Clark answers his critics on Clark Stinks
Why being a renter may be the smart move now into 2022
-Four Things to Know About the Housing Market in 2021 | Barron’s
Ask Clark topics include:  Borrowing from your 401k
Marijuana stocks  /  Pet Insurance. 
TIPS:  Here’s what WhatsApp users face if they don’t opt-in to the new Privacy Policy by May 15th
– Are extended car warranties worth it? – Los Angeles Times

Thursday March 4 Podcast
6 Common Money Myths That Can Hurt Your Finances – Clark Howard
–Why You Should Never Use a Debit Card – Clark Howard
Should You Buy an Extended Warranty on Your Car? – Clark Howard
Ask Clark topics include:
What Is a Fiduciary Financial Advisor and Do I Need One? Clark Howard
529 Plans
TIPS: Caution borrowing to invest
– Margin Debt and the Market: Up 2.6% in January, Continues Record Trend
Kroger data breach is part of a much bigger, ongoing breach
-How to Freeze Your Credit With Experian, Equifax and TransUnion – Clark Howard

Wednesday March 3 Podcast
FEMA flood insurance rates could spike for some, new study shows
-It’s vital for homeowners and potential buyers to know the risk level of any property. FloodFactor.com – FloodSmart.gov.
How to get the most from your furniture dollars.
–Renting All Your Furniture Means Never Discarding Another Sofa – Bloomberg
Ask Clark topics include: W-4 withholding confusion
Community Property  /    Buying individual stock picks vs. index funds

Tuesday March 2 Podcast
Paramount+ launches this week with a promotional offer. Expect price hikes from traditional players. 
– How Paramount+ plans to scale the streaming mountain – Los Angeles Times
– Paramount Plus rebrands from CBS All Access, with content including Frasier and Mission: Impossible – The Washington Post
– DirecTV to become standalone company through $16B AT&T, TPG deal
Biden expands unemployment insurance eligibility to allow workers who turned down unsafe job offers – The Washington Post
Ask Clark topics include:  Home Internet,  Best Online Banks,
How much cash should you keep at home.
TIP: Fema flood insurance rates could spike for some

Monday March 1 Podcast
PPP loans for small businesses
– Tiny firms will get PPP loans to themselves for 2 weeks
– Biden boosts pandemic lending to smallest businesses
Booking travel – catch a flight deal now while you can
Should You Book Travel Now For Later In 2021? What You Need To Know | HuffPost Life
– A Different Early-Bird Special: Have Vaccine, Will Travel – The New York Times
– TSA seeks to hire over 6,000 airport security screening officers | Transportation Security Administration
Ask Clark topics include: Resource for entrepreneurs – SCORE.org
T-Mobile Money is awesome
The Southwest Companion Pass.

____________________________________________________________________________

SAVE MORE – SPEND LESS 
How to Start Saving When Money is Tight – Clark Howard
How to Save Money: 35 Ways to Reduce Expenses – Clark Howard
Practically Painless Ways to Spend Less Right Now – Consumer Reports
Yotta Saving – Start Saving. Start Winning
The Free and Cheap List | Clark Howard
35+ military discounts that are available year-round – Clark Howard

DEBT
Your rights when dealing with debt collectors – Clark Howard
Why your next text or DM may soon be from a debt collector
NFCC Nonprofit Free Credit and Debt Advice
CREDIT & BANKING
ClarkYourBank | Clark Howard
Credit Builder Card | Chime

STUDENT LOANS
Apply for Income-Driven Student Loan Repayment | Federal Student Aid
EDUCATION
Professional Certificate Training Programs – Grow with Google
529 plan guide: The best places to invest your education savings | Clark Howard

INVEST – RETIREMENT
How to open a Roth IRA – Clark Howard
Retirement saving in a savings account might derail your goals
How to Start Investing and Saving for Retirement – Clark Howard
Find a Good Vendor :: 403bwise
4 questions for teachers to ask about their 403(b) retirement plans – Clark Howard
Individual – Buying Series I Savings Bonds
How the SECURE Act Will Impact Retirement Savings
Early | Acorns

REAL ESTATE
How to buy a house in 9 steps – Clark Howard
Mortgage Refinance Calculator – Clark Howard
Mortgage Points Calculator – Clark Howard
How to detect water leaks in your home – The Washington Post

INSURANCE
How to Buy Term Life Insurance – Clark Howard

SERVICES
Streaming TV Archives – Clark Howard
Starlink-Get updates on Starlink news and service availability in your area
Best Cell Phone Plans and Deals for 2020 – Clark Howard
Cheaper internet is on the way – STARLINK Internet / Verizon 5G Home Internet | Verizon
T-Mobile ExpandsHomeInternet to MoreThan 130Additional Cities &Towns |T-MobileNewsroom
Storage changes for Google Photos – Google Photos Help
How to find a good moving company – Clark Howard

CARS
NHTSA’s SaferCar App | Recall Alerts and More
How to buy a used car  /  Most Reliable 3-Year-Old Cars and SUVs – Consumer Reports
How to Buy a Used Car in 7 Steps – Clark Howard
How to buy a new car in 5 steps | Clark Howard
6 Steps to Take After You’re in a Car Accident – Clark Howard
New report: The top 15 cars that people keep for 15 years or more – Clark Howard

HEALTH
Supplemental Nutrition Assistance Program (SNAP) | USDA-FNS
Oura Ring: the most accurate sleep and activity tracker
National Center for Complementary and Integrative Health | NCCIH

PLANNING
Senior Planning | Clark Howard   —   Senior Care | Clark Howard
How to find a geriatric care manager | Clark Howard
Best Online Will Maker: 5 Free or Cheap Options – Clark Howard
Cake: Create a Free End of Life Plan
End of Life Planning | Funeral Planning Checklist – Lantern

COVID-19
Check your risk for COVID-19
Major Consumer Protections Announced in Response to COVID-19 |
NCLC Digital Library
Small Business Administration / Paycheck Protection Program / SBA – Disaster Loan Assistance
COVID-19   /    CORONAVIRUS  
What to Do if You’ve Been Laid Off – Clark Howard
How Do I Apply for Unemployment? – Clark Howard
Coronavirus: Follow These 3 Steps to Prepare Now for a Recession – Clark Howard
Coronavirus & Your Finances: What to Know and Do – Clark Howard
Coronavirus Update – Google

PRIVACY – SECURITY
How to Freeze Your Credit With Experian, Equifax and TransUnion – Clark Howard
How to put a credit freeze in place for your child | Clark Howard
ID Theft Resource Center 888-400-5530
How to add a PIN to your smartphone account to prevent SIM hijacking | Clark Howard
Google introducing new privacy measures – Clark Howard
Clark.com/How to hear and delete everything your Amazon Alexa has recorded
How to make your Venmo transactions private – Clark Howard
Life360 – The New Family Circle