Clark Show Notes

The Latest from Clark Howard

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Access Clark’s podcasts for caller topics as well:  Podcasts | Clark Howard
-We’re here –  Clark.com/Ask
Focus on Essentials: ClarkDeals

Friday October 23
If you have vacation time – take it!    What Happens to My Unused Vacation Days? – WSJ
Clark answers his critics on Clark Stinks
Pandemic and Clark Smart Exercise
-How the Pandemic Is Changing Our Exercise Habits – The New York Times
Crooks posing as law enforcement to coerce debt collection
What to Do When You’re Being Harassed About an Old “Zombie Debt” – Clark Howard
–Scammers posed as cops, swiped $1.6M, Arizona attorney general says

Thursday October 22
Open Enrollment Update – Premiums should remain stable
–As Open Enrollment Begins, Health Benefits May Not Change Much – The New York Times
The 5G cell phone push is on: The Best Places to Sell Your Cell Phone – Clark Howard
-Where to sell your cellphone online – Los Angeles Times
San Antonio’s USAA Bank receives failing grade from bank regulator – ExpressNews.com
-Jefferson:USAABank did wrong by customers, including active-duty military. It needs to live up to its values. -ExpressNews.com  / Military Archives – Clark Howard
Coming Soon: The tipping point to electric vehicles
-Pay Less for Vehicle Maintenance With an EV – Consumer Reports
-Owning an electric car really does save money, Consumer Reports finds | Ars Technica

Wednesday October 21
Pretexting Warning: Fraud moves into political emails, texts
–Scammers seize on US election, but it’s not votes they want
–Report: Top 5 Email Scam Subject Lines Right Now – Clark Howard
–How to Recognize and Report Spam Text Messages – Clark Howard
Amazon Prime Day sales surge 45 percent to over $10 billion
Amazon.com (AMZN) Fake Reviews Reach Holiday Season Levels During Pandemic – Bloomberg
–Fakespot | Analyze and identify fake reviews and counterfeits
Google kills off app that let you find loved ones’ location during an emergency – The Verge
-Alternative: Life360 – The New Family Circle
Make Your First Home Your Last: The Case for Not Moving Up – The New York Times

Tuesday October 20
Why Is the Justice Department Suing Google? – WSJ
CORONAVIRUS:  Economy Update –  U.S. Recession 2020: When Will the Economy Recover?
Employer buyouts – Should You Consider Early Retirement in a Recession? – WSJ
Organize Home Maintenance – Pricing | Home Management Software | HomeZada

Monday October 19
Report: 8 Fastest-Growing Flexible Job Careers – Clark Howard
-Millions of Jobs Have Been Lost, but Hiring Is Booming at These Companies – WSJ
-How Apprenticeship, Reimagined, Vaults Graduates Into Middle Class – WSJ  /  Home – Fame USA
The Boeing MAX returns after safety rehaul
–Boeing shares surge after regulator says 737 MAX is OK to fly
Beware auto options offering enhanced protections against Covid
-Could your car keep you safe from COVID-19? – Los Angeles Times
Why you don’t need to panic buy this fall
-Toilet paper: COVID second wave fears spur grocery stockpiling

Friday October 16
Have your Christmas shopping done by the end of November, or pay more
–Walmart’s Black Friday Deals for Days is three sales instead of one
Clark answers his critics on Clark Stinks
Excellent app saves money and reduces food waste | Too Good To Go
-Save Money, Save the Environment and Help Local Restaurants. There’s an App for That. – WSJ
The right way to post a negative review – Clark Howard
American Apologizes for Bad Reviews of Thailand Hotel to Avoid Prison – The New York Times

Thursday October 15
Cross currents of this K economy  /  Small Business Economics Trends | NFIB
Apartment rent update / -Renters Flock to Suburbia, Upending Decadelong Urbanization Trend-WSJ
Apple’s iPhone Finally Enters the 5G World. What to Know. | Barron’s
-Cell Phones & Smartphones Archives – Clark Deals
How to deal with coronavirus medical bill shock
– COVID-19 coverage safety net has plenty of holes in US

Wednesday October 14
How to catch flight deals now
-Delta Air Lines Fleet Cutbacks Signal Even More Aerospace Pain – Bloomberg
Ask Clark: Report: 5 Cars With the Biggest Drops in Price – Clark Howard
4 Ways to protect your brokerage/investment accounts
Brokerage Account Hack: What to Do If Money in Robinhood, Other Apps Is Stolen – Bloomberg
Why you need a separate account for money transfer apps.
When Your Last $166 Vanishes: ‘Fast Fraud’ Surges on Payment Apps – The New York Times
Buy Used: Office furniture sales
–Available: Thousands of Discounted Herman Miller Chairs for Your Home Office – WSJ

Tuesday October 13
Don’t invest emotionally with the election coming
Savers beware alternative offers to earn on your money
-Your Cash Earns Zip, Zilch, Nada. Don’t Make It Worse. – WSJ
I’ve Been Working at Home During the Pandemic — Do I Qualify for Any Tax Breaks? | Barron’s
New discounter Popshelf signals retail opportunity
–Dollar General to Open Stores Aimed at Wealthier Shoppers – WSJ
Arriving now: fully autonomous vehicle service
-Waymo becomes first company to launch driverless ride-hailing to public – The Washington Post

Monday October 12
Robinhood customers get robbed. Clark Smart advice to investors 
-Robinhood says some customer accounts may have become target of hackers
–Robinhood Users Says There’s No One To Call When Accounts Are Hacked – Bloomberg
Robinhood Review: Pros, Cons & Who Should Use It – Clark Howard
DELAY: PPP Loan forgiveness update — and word to car buyers
-SBA Easing Forgiveness Of Paycheck Protection Program Loans Of $50,000 Or Less
-SBA, Treasury announce simpler PPPforgiveness for loans of $50,000orless-SiliconValleyBusinessJournal
-Risky borrowers face more hurdles getting car loans in COVID recession
-How to Buy a Used Car in 7 Steps – Clark Howard
-Are You Following Clark’s Maximum Auto Loan Length Rule? – Clark Howard
When an industry is in steep decline, loyalists pay the price
–AT&T pushes ahead with auction of DirecTV despite lowball bids
This is a learning moment for teenagers
-Teen spending drops to record low amid COVID-19 crisis

Friday October 9
Meal Kit Delivery Services Review – Consumer Reports
Clark answers his critics on Clark Stinks 
Housing update for pandemic home buyers
-Coronavirus Pandemic: Should You Still Buy or Sell a Home in 2020? – Clark Howard
–Median U.S. Home Price Hits Nearly $320,000, a New Record, Redfin Says
COVID-19 – Forever changes
-The hard business lessons Covid is about to teach | Financial Times
-Whole Foods Is Left Behind in Amazon’s Pandemic-Fueled Boom – Bloomberg

Thursday October 8
Travel update and advice
-Southwest Airlines cuts 90,000 flights in November and December as holiday travel demand falters
-Southwest Asks Employees to Accept Pay Cuts to Avoid Furloughs – WSJ
Apps Will Get You Paid Early, for a Price – The New York Times
Battery-Free, Energy-Harvesting Perpetual Machines: The Weird Future of Computing – WSJ
Economic recovery hinges on public confidence
-Regal Cinemas Suspending Operations at All U.S. Locations – WSJ
-Peloton Rides Covid-19 Wave, Adding Products, Cutting Bike Price – WSJ

Wednesday October 7
3 Misconceptions About the Flu Shot and COVID-19 – Consumer Reports
–50-pack KN95 protective face masks for $14, free shipping – Clark Deals
–50-count disposable face masks for $4, free shipping – Clark Deals
This holiday there’s huge advantage to early shopping – starting Sunday!
-The Best Dates to Find Deals in 2020 – Clark Howard
-5 Things to Know About Amazon Prime Day 2020 – Clark Howard
Enjoy Your Meal—Quickly. Restaurants Introduce Time Limits. – WSJ
How Coronavirus Changed the Retail Landscape – WSJ
11% of Americans have already subscribed to Walmart+

Tuesday October 6
Grocery Budget Calculator – Mint
Home internet expands and cell phone plans get cheaper
-Verizon Launches Unlimited 4G Home Internet for Rural Users: Here Are the Maps | PCMag
-Verizon LTE Home Internet service gets massive expansion across US – SlashGear
-Verizon LTE HomeInternetService-Using Our4G Network to Bring Suburban, Urban and Rural Internet
-Best T-Mobile MVNOs: Cheap Cell Phone Providers That Use T-Mobile’s Network-Clark.com
-Cell Phones Archives – Clark Howard   /   Phone Plans Archives – Clark Deals
-Unlimited High-Speed In-Home Internet Services from T-Mobile   /   Metro By T-Mobile
COVID-19 – Economic Outlook
-Current U-6 Unemployment Rate  /  At 7.9%, U.S. jobless rate spells trouble for Trump | Reuters
-Economists growing less optimistic about outlook for U.S. economy – MarketWatch
-Jobs Report Shows Further Slowdown in U.S. Economic Recovery – The New York Times
-More than two million workers have been without a job for more than six months.-The New York Times
Ask Clark: Free Budget Calculator & Planner [Excel Download] – Mint
Microsoft: Ransomware on the rise. Here are tips for it.
Cheaper, better, faster home internet is on the way
-Washington emergency responders use SpaceX Starlink satellite internet

Monday October 5
The vital role of community colleges in healing our economy
How Much Richer The Wealthiest Americans Got in the Last Economic Expansion – Bloomberg
Techcrunch.com/X1 Card is a credit card based on your income, not your credit score
Coronavirus Pandemic Increases Need to File FAFSA Form Early – The New York Times
Meat substitute goes mainstream Beyond Meat planning to triple distribution at Walmart
Plant-based boom: How meat eaters, flexitarians are driving the sector – Business Insider

Friday October 2
U.S. to Start Forgiving PPP Loans After Borrowers Complained – WSJ
Clark answers his critics on Clark Stinks
The proof is in the math –  Keep your vehicle a decade plus to better fund retirement
-Is the Ford F-150 Partially Responsible For the Retirement Crisis?
How to Choose the Best Charities for Your Donations – Clark Howard   /   Vanguard Charitable
VANGUARD Charity Tool – Be the First to know!

Thursday October 1
Teacher pay: How much high school teachers are underpaid in each state
Rogue debt collectors run amuck – Your rights when dealing with debt collectors – Clark Howard
–Regulators crack down on aggressive, dubious debt collectors – seattlepi.com
Job seeker scam alert –  Mystery shopper, fake job offers target people stretched for cash
Jobs Archives – Clark Howard  –  Legit opportunities in the marketplace
– Is It Insane to Start a Business During Coronavirus? Millions of Americans Don’t Think So. – WSJ

Wednesday September 30
COVID-19  –  Layoffs –Seven Airlines Close Billions of Dollars in Loans With Treasury – WSJ
–Disney lays off 28,000 as coronavirus slams its theme-park business – The Washington Post
-COVID-19 pandemic to increase hotel closures, experts warn – Los Angeles Times
-COVID-19 Casino Tracker – American Gaming Association
-Will the cruise industry survive the coronavirus pandemic? – Los Angeles Times
How to buy individual Healthcare –
-Start here: Get 2020 health coverage. Health Insurance Marketplace| HealthCare.gov
How to protect yourself with Venmo and Cash App
–Even in a Pandemic, Venmo Tells Conned Customers to Pay Up – WSJ
For the best price, timing is everything
–Inflation Is Already Here—For the Stuff You Actually Want to Buy – WSJ

Tuesday September 29
Supermarket Industry Adaptation: Panic buying less likely to lead to shortages this fall
-Grocers Stockpile, Build ‘Pandemic Pallets’ Ahead of Winter – WSJ
RENTERS: Strategies and low tech ways to scout apartment opportunities.
–How to Use the Renter’s Market to Your Advantage – The New York Times
LIFE INSURANCE:  How to Buy Term Life Insurance – Clark Howard
–Those Dying From Covid-19 Are Least Likely to Own Life Insurance – WSJ
Job Seekers – Beware Multi-level marketing pitches

Monday September 28
Politically divided Americans agree on some key public policy issues
-Election 2020: Republicans, Democrats less divided on worker support
Smart Holiday Shopping means start EARLY
5 Things to Know About Amazon Prime Day 2020 – Clark Howard
-Amazon’s Late Prime Day, Now in October, Set to Fuel Record End to Year – WSJ
Amazon (AMZN) Ring Security Camera: What It Does, Cost, Release Date – Bloomberg
Adaptation of the Foodists – Restaurants adapt to pandemic
–New York City Council Introduces Bills to Aid Restaurants in Coronavirus Recovery – WSJ
Wyze Doorbell Camera   //   Pre-order the Wyze Doorbell Camera for $30 – Clark Deals

Friday September 25
Electric Vehicles –  Tesla ‘Battery Day’ Spotlights Elon Musk Plan for $25,000 Electric Car – WSJ
Clark answers his critics on Clark Stinks
At-home DNA tests and privacy questions – The Washington Post
More reasons to comparison shop:
–$100,000 in bribes helped fraudulent Amazon sellers earn $100 million, DOJ says | Ars Technica

Thursday September 24
Market distortions affect home buyers
-Americans Want Homes, but There Have Rarely Been Fewer for Sale – WSJ
-The Truth About American Migration During Covid – Bloomberg
Auto insurance instant claim settlement: pros and cons
–A Car Insurance Claim Estimate Before the Tow Truck Is Called – The New York Times
Health Insurance  –  No surprise — selling of junk health plans rife with fraud – LA Times
Entrepreneurship and Recovery
-Majority of COVID-19 business closures are permanent: report
-COVID-19 pandemic to increase hotel closures, experts warn – Los Angeles Times

Wednesday September 23
Employee, Independent Contractor – and Clark proposes a third job category
-Labor Department proposes definition for independent contractors for the first time ever
-Uber and Lyft Could Gain From U.S. Rule Defining Employment – The New York Times
Save up to 80% during the Way Day sale at Wayfair! – Clark Deals
Ends soon! Get a FREE Southwest Companion Pass – Clark Deals
10 Car Models with the Most Speeding Tickets (Updated 2020) – Insurify
Pandemic meal delivery has spurred virtual restaurants and ghost kitchens – The Washington Post

Tuesday September 22
How to deal with a big hospital bill when jobless, uninsured – Los Angeles Times
-Many Hospitals Charge More Than Twice What Medicare Pays for the Same Care – The New York Times
-Unemployment: Americans face $45B worth of medical debt in collections
-Get 2020 health coverage. Health Insurance Marketplace| HealthCare.gov
CORONAVIRUS:  Economic update Positive signs for pandemic-hit small business – but more stimulus still needed |   Gene Marks | Business | The Guardian
-Majority of COVID-19 business closures are permanent: report
Tooth decay treatment can be brushed on without drilling – The Washington Post
Meat Was Once in Short Supply Amid Pandemic. Now, It’s on Sale. – WSJ

Monday September 21
Clark clarifies eviction rules
–How Does the Federal Eviction Moratorium Work? It Depends Where You Live – The New York Times
-For Tenants Facing Eviction, ‘Lawtech’ Could Help – Bloomberg  /   Hello Landlord – by SixFifty
-CDC form to avoid eviction for apartment renters
Contact us | Vanguard
Walmart pay increases: Retailer raising wages for 165,000 employees
Online Trading Academy deceived customers for years, FTC says
-FAQ for Online Trading Academy | Federal Trade Commission
China’s recovery may telegraph our own
–China’s Economy Picks Up Speed as Shoppers, Moviegoers Return – WSJ

Friday September 18
Now more than ever, delaying taking Social Security makes sense
-The Age Most Americans Are Claiming Social Security Benefits – Clark Howard
–When Clark Howard Plans to Start Collecting Social Security – Clark Howard
–The Head-Scratching Math Behind When to Claim Social Security Benefits
Clark answers his critics on Clark Stinks
Pandemic: The myth of ever increasing college cost is busted.
-Drop in College Tuition Is Helping Hold Down U.S. Inflation – Bloomberg
Saving Money: Startup Bets People Will Do It for a Chance to Win $10 Million – Bloomberg
–Yotta Saving – Start Saving. Start Winning

Thursday September 17
Telemedicine takes hold –   5 Things to Know About Telemedicine – Clark Howard  – Covid-19 driving adoption of telemedicine for primary care and other visits – Kansas City Business Journal
 Work from home  /   Employment Update
-Work From Home Guide: A list of legitimate work-at-home jobs
-5 Ways to Spot Fake Work-From-Home Jobs – Clark Howard
-59 Million Americans Did at Least Some Freelance Work in 2020 Covid Pandemic – Bloomberg
-A Job That Isn’t Hard to Get in a Pandemic: Swindlers’ Unwitting Helper – The New York Times
–Looking for a job? Facebook partnership says it carves out a pathway
-Minimum wage: Hobby Lobby’s minimum hourly pay higher than Target
Haven’t received your stimulus check? Non-filers sign up here by 9/30
Non-Filers: Enter Payment Info Here | Internal Revenue Service
-9 million eligible Americans haven’t collected their $1,200 stimulus payment – The Washington Post
Are You an Investor or a Gambler? The Stock Market Knows. – WSJ
-Investing & Retirement Archives – Clark Howard
-4 Things to Know Before You Buy Fractional Shares – Clark Howard

Wednesday September 16
Back to the Office: Some Workers Don’t Want to Do It Full Time – Bloomberg
Big Ten football will return to play in late October – The Washington Post
Payroll tax: Why employers are passing on it
-Some Large Employers Reject Trump’s Payroll-Tax Deferral Plan – WSJ
Amazon accused of price-gouging for essentials during COVID-19

Tuesday September 15
[Update: PCF Eat It To Beat It Challenge   /   Clark | Prostate Cancer Foundation]
Save More, Spend Less. It’s happening –Until there’s a coronavirus vaccine, many Americans are playing it safe and squirreling away their cash – The Washington Post
USPS Med Delays: Request an earlier send date from prescription by mail providers
–Mailed prescription drug deliveries via USPS may have had ‘significant’ delays, Senate report finds – The Washington Post
Federal unemployment supplements are needed NOW
–With no help from Washington in sight, layoffs in Central Florida keep piling up – Orlando Sentinel
Black Friday bargains expand to October and November this year. Shop early to save more.
-Home Depot announces Black Friday deals to last two months – CBS News

Monday September 14
The Wildfires, Climate Change and New Energy
The MarketWatch Real Estate Tool:   Where’s the best place for me to retire?
Industry forces send cell phone rates trending down –Cell Phones  – Clark Howard
-Just Announced: Verizon to Buy Tracfone’s Prepaid Wireless Brands – Clark Howard
Find a Good Vendor: 403bwise   /    403bWise Alert
Clarkonomics: Support for small business is needed at all levels of government
–Wealthy Investors and Business Owners in the U.S. Becoming More Optimistic | Barron’s
-Can the Stock Market Keep Rising While the Economy Suffers? | Barron’s

Friday September 11
Clark Howard Special –  The Pandemic and Your Wallet – Facebook Live 9/10/20
-The CDC eviction moratorium  Federal Register Notice:
Temporary Halt in Residential Evictions to Prevent the Further Spread of COVID-19 | CDC
– When Should I Refinance With a No Closing Cost Mortgage? – Clark Howard
–How to Get Out of Debt in 7 Steps – Clark Howard
How to detect water leaks in your home – The Washington Post
Best Foam Mattresses for $500 or Less – Consumer Reports

Thursday September 10
Holiday shop in Oct. & Nov.   December procrastinators will pay more
-Christmas set to come early for US shoppers as Covid-19 forces rethink | Financial Times
Cars Archives – Clark Howard –  What vehicle buyers and sellers need to know now
–Looking to Buy a Used Car in the Pandemic? So Is Everyone Else – The New York Times
-Car Sales Are Down Almost 20%, but Prices Are Setting Records – WSJ
American Internet Access –  STARLINK   / 
-Arstechnica.com/SpaceX launches 12th Starlink mission, says users getting 100Mbps downloads
-T-Mobile reveals its plan to give free internet to 10 million homes | Engadget
Life Insurance rates are unusually low right now. Act soon to save more
–Why To Buy Life Insurance Soon | Money

Wednesday September 9
Best Cell Phone Plans and Deals for 2020 – Clark Howard
-2 plans to help you save on cell phone service   /   Visible | Party Pay   /    
-Mint Mobile: Unlimited service is $30 per month with 1-year plan – Clark Deals
-$30/Month Unlimited Data Plan | Mint Mobile
New opportunities for job seekers in a disrupted economy
–FedEx plans 70,000-job hiring spree for record holiday surge – Los Angeles Times
Kohl’s Has a New Rewards Program for Shoppers – Clark Howard
-Kohl’s Cash: Earn more discounts with the new Kohl’s Rewards program
Americans are saving more than just money by not commuting – CNN
-Ford to offer pay-per-mile car insurance with Metromile partnership – Business Insider
-Car Insurance Archives – Clark Howard

Tuesday September 8
Stock Market Update – Diversified long-term investing recommended
-Apple’s value vaults over entire US index of small-cap stocks | Financial Times
-Tesla Stock Plummets Over 16%. How Much Further Can It Drop?
-Index Investors and the Terrible, Horrible, No Good, Very Bad Pandemic Volatility – The Big Picture
The CDC eviction moratorium  Federal Register Notice:
Temporary Halt in Residential Evictions to Prevent the Further Spread of COVID-19 | CDC
-Fastcompany.com/What the CDC eviction ban means for tenants and landlords
-Trump Eviction Ban Lacks Crucial Cash for Tenants, Landlords – Bloomberg
Billboards that follow you? It’s not sci-fi. They’re here – Los Angeles Times
Avoid this text message scam about package deliveries – CNET

Monday September 7 (Best of)
Rip off Alert – Coronavirus Scams: How to Protect Yourself – Clark Howard
-Scammers know what we fear: Getting COVID-19 or getting fired
–Get a text about an unpaid bill? Unclaimed cash? It’s a scam
-There’s an ‘unprecedented proliferation’ of coronavirus scams – Los Angeles Times
Privacy Archives – Clark Howard
-Companies Want Access to Your Medical Files to Speed Up Life Insurance Purchases – WSJ
Pandemic reshapes online shopping
-Coronavirus Hobbled Amazon. How the Tech Giant Rebounded for Its Best Earnings Ever. – WSJ
ALERT! 403(b) Rip-offs Continue–SEC.gov | SEC Charges VALIC Financial Advisors with Failing to Disclose Payments to Promote Services to Florida Educators
-AIG Unit to Pay $20 Million to Settle SEC Probe of Teacher-Retirement Business – WSJ

Friday September 4
Walmart Unveils New Walmart+ Membership Program – Clark Howard
Walmart+ membership: Get free shipping, fuel discount for $98 a year
-Walmart Tries Again to Find Its Answer to Amazon Prime – WSJ
Clark answers his critics on Clark Stinks 
Wait until January to buy appliances
–Appliance shortages play havoc with Labor Day weekend sales
Shop gas prices to save more
-Summer Fuel Demand Disappoints, Challenging Economy – WSJ

Thursday September 3
Why This Is the Worst Time of the Year to Buy an iPhone – Clark Howard
–Apple Targets 75 Million 5G IPhones for Fall Product Blitz – Bloomberg
Is Your State in Financial Trouble? Here’s How All 50 Stack Up. – Barron’s
US rolls out free app for alerts on vehicle recalls
-Check for Recalls: Vehicle, Car Seat, Tire, Equipment | NHTSA
-NHTSA’s SaferCar App | Recall Alerts and More
Save more at dollar stores
–Dollar General, Dollar Tree Draw in Consumers Amid Economic Weakness – WSJ

Wednesday September 2
Fed Approves Shift on Inflation Goal, Ushering In Longer Era of Low Rates – WSJ
Covid Pandemic: U.S. Businesses Issue Gag Rules to Stop Workers From Talking – Bloomberg
Coupon-Clipping Fades Into History as Covid-19 Accelerates Digital Shift – WSJ
These industries are the most complained about during the pandemic

Tuesday September 1
UPDATE: The $300 unemployment supplement and payroll-tax holiday
-Trump Payroll-Tax Deferral Leaves Employers Wary as Plan Starts – WSJ
-States Are Raising Unemployment Benefits to Make Thousands Eligible for $300 Trump Boost
Amazon Prime Air drone delivery fleet gets FAA approval
-Japan’s flying car soars in test flight with passenger aboard
-Delta Air Lines, American, Alaska drop change fees on domestic tickets
Financial Firms Fail to Own Up to Advisers’ Past Misdeeds – WSJ
-Investing & Retirement Archives – Clark Howard  /
-How to Start Investing and Saving for Retirement – Clark Howard
Lemonade CFO Promotes Do-Good Status, Path to Profitability to New Investors – WSJ
–Lemonade is Expanding Across the US! | Lemonade Blog   // LEMONADE Faq
-Lemonade Insurance Review: 7 Things to Know Before Getting a Quote – Clark Howard

Monday August 31
Better diet for better Health –  Clark | Prostate Cancer Foundation
– The September Prostate Cancer Foundation Eat It To Beat It Challenge
-Eat It To Beat It Challenge: 30 Foods | Prostate Cancer Foundation
These Major Airlines Say They’re Eliminating Some Change Fees Forever – Clark Howard
-United Ends Domestic Change Fees – WSJ
–United Airlines change fees gone for good after COVID-19 waiver
Watch your wallet: Subscription memberships are expanding into narrow product lines.
-How to Manage Your Monthly Subscriptions to Save Money – Clark Howard
 Roku Premiere 4K Streaming Media Player Black 3920R – Best Buy
Streaming TV Archives – Clark Howard   //   Streaming TV Archives – Clark Deals

Friday August 28
This is an era when shopping auto and home insurance can save big money
-Personal Insurers Need to Avoid a Price War – WSJ
Clark answers his critics on Clark Stinks
Cashier jobs could be replaced by tech –
-Top Amazon exec takes aim at Whole Foods cashiers ahead of retirement
New ways to compare prescription drug pricing
Capsule expands as prescription delivery battle heats up   /   Capsule

Thursday August 27
A New Fee Is Going to Make Many Mortgage Refinances More Expensive – Clark Howard
Clark Howard’s Special Rule for Refinancing Your Mortgage – Clark Howard
New mortgage-refinance fee is delayed for three months – Los Angeles Times
-Why Jumbo Mortgage Rates Make No Sense Right Now – WSJ
Coronavirus: How Freezing Your Credit Can Keep You Protected
-How to Freeze Your Credit With Experian, Equifax and TransUnion – Clark Howard
Why You Should Avoid Health Sharing Ministries
–Health Insurance Archives – Clark Howard  –
–Medi-Share & other health care sharing ministries: What you need to know before signing up – Clark Howard
Here’s What Retirees Are Asking Their Financial Advisors – Clark Howard
-How Robo-Advisors Are Trying to Help Retirees With Spending, RMDs, and More – Barron’s
-Schwab Intelligent Income™ | Charles Schwab
-Financial Planning, Management, and Advice | Vanguard
-Longevity Insurance Is a Smart Buy at Retirement – Clark Howard

Wednesday August 26
What Is Your Flood Risk on a Scale of 1–10? – Clark Howard
USA Today.com/As Hurricane Laura bears down, homebuyers get new tool to assess flood risk
-Find your home’s Flood Factor   /   FloodSmart | The National Flood Insurance Program
Beware Rip Off Certification and Training Programs
-Consumer Groups Take PayPal to Task Over Student Loan Credit Line – The New York Times
-Student-Loan Relief Extended for Public-Sector Workers – WSJ
Take your Vacation this fall. That’s a Clark Smart order!
–Vacation days are essential in a pandemic, even if you don’t travel – The Washington Post
-Companies Fret as Vacation Days Go Unused – WSJ
How to build a website for your business cheaply and easily – Los Angeles Times
-How to build your own website / Simple step-by-step guide

Tuesday August 25
IRS Will Stop Sending Tax Notices Until It Clears Mail Backlog – Bloomberg
-As if things weren’t bad enough, millions of taxpayers are desperate for IRS refunds they expected months ago – MarketWatch
-13.9 million Americans to receive IRS tax refund interest; taxable payments to average $18 |     Internal Revenue Service
-Charles Schwab offers clients free financial planning tool | Financial Planning
-Schwab Launches Free Financial Planning Tool | ThinkAdvisor
Virtual Learning: Laptops and Desks
-Laptop shortage amid coronavirus threatens back-to-school plans
-How to bring an old laptop back to life for free – Clark Howard   /
–How to turn a laptop into a -Chromebook | PCWorld
-Back to school 2020: Virtual school leading to a desk shortage
-How to Build a Desk for $20 (Bonus: 5 Cheap DIY Desk Plans & Ideas)
Homebuyers should plan to stay at least 7 years. 10+ is best.
-US home sales hit a 14-year high amid coronavirus pandemic
-Home for sale: What part of the US has the highest median price?

Monday August 24
Zoom down: Video conferencing platform crashes for users worldwide – Mirror Online
-Have Plan B & C: The best alternatives to Zoom for videoconferencing – The Verge
Recovery and opportunity in this K shaped economy
-Professional Certificate Training Programs – Grow with Google
–The Finance 202: Economists talking up ‘K shaped’ recovery as stocks surge but inequality widens
– The Washington Post
Appliance delivery improves:
-Lowe’s Adding Fulfillment Centers, Large-Appliance Sites for Faster Delivery – WSJ
5 Retirement Challenges for Older Employees | Best Money Moves

Friday August 21
Pandemic Retail: Click and collect will stick
–Target, Walmart see growth in curbside pickup, online shopping
Clark answers his critics on Clark Stinks
Hunger in the U.S.: Seek help if needed. Donate if able.
-Supplemental Nutrition Assistance Program (SNAP) | USDA-FNS
-More Americans Go Hungry Amid Coronavirus Pandemic, Census Shows – WSJ
Car buyers: Electric cars keep getting better
Tesla Has the Crown for Most EV Mileage. Others Are Gunning for It. – Barron’s

Thursday August 20
Amazon court case over third party sellers
-Amazon: Retailer liable for 3rd party product defects, CA court rules
-Amazon can be held liable for faulty goods, court rules 
A smaller relief bill will likely come
-8 states approved to offer extra $300 weekly unemployment benefits
Where Robocalls Hide: the House Next Door – WSJ  –  YouMail
Don’t buy the pitch – Whole life insurance is NOT a smart way to fund retirement

Wednesday August 19
Pandemic Recession: Stock Market direction
–It took Apple 38 years to hit a $1 trillion valuation. Then it went to $2 trillion in just two years –   MarketWatch
–Investing: $5 a day can compound greatly over 40 years
Apartments for rent: Landlords offer lease deals, discounts amid COVID–
Facial recognition payment tech is rolled out in L.A. area – Los Angeles Times  /  PopID
Store pick up is cheaper –
–FedEx announces peak season surcharges, follows UPS and Postal Service
-U.S. Postal Service Plans ‘Peak’ Surcharges for Domestic Parcels – WSJ

Tuesday August 18
The upcoming mortgage refinance fee
–Mortgage refinancing will be 0.5% more expensive in September
-Mortgage refinancing more expensive as Fannie Mae, Freddie Mac raise fees
Apple takes a toll and gets sued  –  Fortnite vs. Apple and Google: Will consumers win?
Fortnite Creator Sues Apple and Google After Ban From App Stores – The New York Times
How Apple’s 30% App Store Cut Became a Boon and a Headache – The New York Times
The car buying process evolves  -Auto groups launch direct internet sales | Financial Times
-Digital Motors Wants to Bring Tesla’s Internet Chops to Every Auto Brand – Bloomberg
The Economy: Curb your pessimism
–Online loans defy fears of mass delinquencies | Financial Times
-Most unemployed Americans doubt they’ll return to their jobs: Live Updates – The New York Times

Monday August 17
U.S. Postal Service reform should come AFTER the election
–U.S. Postal Service Plans ‘Peak’ Surcharges for Domestic Parcels – WSJ
Solving student loan debt
–Student Loan Relief: Lamar Alexander’s IDR Plan Would Help Borrowers – Bloomberg
-Student-Loan Payment Suspension: What Trump’s Executive Action Means for Borrowers – WSJ
Pandemic Robots: Hotel Robots Get Second Life as Industry Adapts to Covid-19 – WSJ
Americans Rush to Be Their Own Bosses as Covid Hits Job Market – Bloomberg  /  
-Homepage | SCORE

Friday August 14
What are you paying for monthly? Clark smart cost cutting
-How to Save Money: 35 Ways to Reduce Expenses – Clark Howard
-How to Manage Your Monthly Subscriptions to Save Money – Clark Howard
–Getting Out of Gym Fees Can Be a Workout During Covid Shutdowns – WSJ
Clark answers his critics on Clark Stinks
RV / Van life expands – Kibbo
–What if Your Home Could Be Mobile, but Also You Could Park It? – The New York Times
Available now: Great deals on used furniture and accessories
–How to Score Major Furniture Finds (and Savings) on Sites Like Craigslist – WSJ

Thursday August 13
Today, Series I Savings Bonds make sense for savers
  Individual – Buying Series I Savings Bonds
Pandemic: Grocery supply and demand
–Why Are Some Groceries Still So Hard to Find During Covid? – WSJ
CORONAVIRUS:  They’re back. Beware pyramid schemes
– That ‘sou-sou or ‘blessing loom’ is an illegal pyramid scheme – The Washington Post
How to Buy a Used Car in 7 Steps – Clark Howard
7 Rules for Buying a Cheap Car With Cash – Clark Howard
3 Ways to Get a Free VIN Check Before Buying a Used Car – Clark Howard
–Cheap New Cars: Entry-Level Buyer Options Disappear at Honda, GM, Toyota – Bloomberg
-Growth in Online Shopping and Used Cars Lifts Carvana, Attracts Competition – WSJ
-Auto-Lending Binge Threatens to Unwind When Stimulus Measures Ease – WSJ
-Used car prices soaring as COVID-19 pandemic shakes up new car market

Wednesday August 12
Clark sheds light on the executive order on unemployment
–When will I get my extra $300 a week in unemployment benefits? Why isn’t everyone out of work eligible under Trump’s proposal? – MarketWatch
Phone Plans – Clark Deals   /   MetrobyT-Mobile.com/Pick your perfect plan
-Boost Mobile plan offers unlimited service & 1GB 4G LTE data for $10 a month – Clark Deals
-AT&T deals: The unlimited prepaid plan is $25 a month when you pay in advance – Clark Deals
Beware brushing scams: Receiving goods you did not order
–Amazon orders: Brushing scams bringing mysterious seeds, packages
–Unsolicited packets of seeds may be mailed from China, states warn
Truth to power: You can be your own power company and SAVE
-Businesses Charge Up Batteries to Corral Power Costs – WSJ

Tuesday August 11
Rip off Alert – Coronavirus Scams: How to Protect Yourself – Clark Howard
-Scammers know what we fear: Getting COVID-19 or getting fired
–Get a text about an unpaid bill? Unclaimed cash? It’s a scam
-There’s an ‘unprecedented proliferation’ of coronavirus scams – Los Angeles Times
Privacy Archives – Clark Howard
-Companies Want Access to Your Medical Files to Speed Up Life Insurance Purchases – WSJ
Pandemic reshapes online shopping
-Coronavirus Hobbled Amazon. How the Tech Giant Rebounded for Its Best Earnings Ever. – WSJ
ALERT! 403(b) Rip-offs Continue
–SEC.gov | SEC Charges VALIC Financial Advisors with Failing to Disclose Payments to Promote Services to Florida Educators
-AIG Unit to Pay $20 Million to Settle SEC Probe of Teacher-Retirement Business – WSJ

Monday August 10
CORONAVIRUS: Economic Update
–Survey Exposes America’s Looming Rent Crisis – Bloomberg
-Without a $600 weekly benefit, jobless Americans face bleak choices. – The New York Times
-Calculating America’s eviction crisis: Up to 40 million people are at risk of being kicked out of their homes – MarketWatch
-Covid-19 Pandemic Triggers Wave of Long-Term Unemployment – WSJ
-U.S. hiring slowed dramatically in July as coronavirus cases surged, ADP report says – The Washington Post
COVID-19 – Back to school chaos
–Professor Reveals Secret to Doing Well in Online Classes: Sit in the “Front Row”
-Georgia school reverses suspension of teen who tweeted photo of crowded hallway – The Washington Post
-https://nypost.com/Georgia students punished over photos of crowded school
-Poll finds parents, fearing covid, prefer mix of online and in-person school – The Washington Post
-Opinion | Post-Coronavirus, Are Online Colleges Like Minerva the Future? – The New York Times
-Khan Academy CEO Sal Khan on prepping for fall, virtual learning
-No gap year after all — students opt to stay in school, survey finds
–Here’s how much school closures will cost parents in lost wages, reduce GDP — and negatively impact the nation’s education system – MarketWatch
We can overcome ‘financial repression’
–A new age of financial repression may soon be upon us | Financial Times
Privacy Archives – Clark Howard
–Your Genetic Data Isn’t Safe – Consumer Reports

Friday August 7
Gold price tops $1,900 on longest winning streak since 2011 | Financial Times
-3 Rules for Buying Gold – Clark Howard
-Clark’s #1 Rule on Investing in Things Like Gold, Marijuana and Bitcoin – Clark Howard
Clark answers his critics on Clark Stinks
Does a Raise or Remote Work Sound Better? – WSJ
Do you regret taking a distribution from your retirement plans? The IRS says you can give it back – MarketWatch     /    Coronavirus and Your Money: Answers and Resources – Clark Howard

Thursday August 6
Banks cutting credit cards – How to protect your credit reputation
–Cuts in credit lines drive some to max out their credit cards
-Banks are closing credit cards and slashing credit limits amid the pandemic, survey finds
-Column: This bank is worried scammers may be cruelly paying off people’s credit cards
AT&T is in transition. Those who stay, PAY
-AT&T Says 338,000 Mobile Users Stopped Paying Due to Covid – Bloomberg
-AT&T Profit Sags Under Pressure From Satellite TV, Covid-19 – WSJ
How many calories? 1,000 or more in each of these fast-food items
Bottled water – Nope
–High levels of arsenic found in US Whole Foods’ bottled water brand | US news | The Guardian

Wednesday August 5
Prime time for shopping storage space rental prices
–Americans Hunker Down, Threatening the Self-Storage Industry – The New York Times
CORONAVIRUS: The lay of the land this year and next
–Survey: Nearly Half of U.S. Households Have Had Incomes Cut During Coronavirus Pandemic | Bankrate
Clark Smart Retail: Target’s curbside pickup and Aldi’s expansion
Target Adds Grocery Pickup Options at More Stores – Clark Howard
–Target Drive Up: Curbside pickup program with fresh groceries expands
-Aldi store openings: Discount grocer adding locations while others cut
Summer Rise in Covid-19 Hot Spots Derailing Hotel Recovery – WSJ

Tuesday August 4
The national deficit and Roth saving
-401(k) Plans No Longer Make Much Sense for Savers – Bloomberg
Restaurant reward apps can be a win-win
–Starbucks Rewards update: Loyalty program to offer more ways to pay
-Wendy’s Rewards: Earn free food with Wendy’s new loyalty program
CORONAVIRUS:  Vehicle loan payment
–Recession drives borrowers to look for relief on car loans
The COVID 15 – Pandemic weight gain
Sizing up: As pandemic surges, so do waistlines – South Florida Sun Sentinel – South Florida Sun-Sentinel

Monday August 3
Don’t hesitate to apply for food stamps if need be
-Are You Eligible for Food Stamps Now? Maybe, but It’s Complex – The New York Times
Protecting Digital Privacy 4 ways
–Hey wants you to ditch Gmail, AOL and Yahoo for a new kind of e-mail
Press a Button and This Plane Lands Itself – WSJ
‘Ghost food halls’ might help save restaurants amid the pandemic, experts say – The Washington Post