Clark Show Notes

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The Latest from Clark Howard.

Mentioned in Clark’s Videos and TV/Radio Consumer Minutes:

Mentioned on the Clark Howard Show:

Wednesday February 21
Clark hits his state capital to testify on credit freeze
Here are the only two reasons you could go to jail over unpaid debt | Clark Howard
MetroPCS: 4 unlimited lines for $100 + free phones | Clark Deals
-Limited time: 4 unlimited lines for $35 each at T-Mobile | Clark Deals
Amazon takes more control of delivery
Grove – A new investing service combines high tech with a personal touch

On the Calls: 
Long Term Care (LTC) | Clark Howard
Emergency Food Kits | Costco  –  Emergency Foods & Supplies – Sam’s Club
What is the relationship between inflation and interest rates?
REITs: What you need to know know about Real Estats Investment Trusts | Clark Howard
Sweatcoin lets you earn crypto for working out | TechCrunch
How to get a replacement battery for your iPhone | Clark Howard
Car Rentals | Clark Howard

Travel Booking & Planning Guide | Clark Howard
Europe Car Rentals from $8/day! Best Rate Guaranteed | Auto Europe ©
Driving in Italy and toll roads – Italy Forum – TripAdvisor
Is a biweekly mortgage plan a good idea? | Clark Howard
Mortgage refinance guide | Clark Howard
How to resolve credit card disputes | Clark Howard
Here’s the most important thing you can do to avoid becoming a tax fraud victim | Clark Howard
Identity Theft Guide | Clark Howard
ID Theft Resource Center 888-400-5530  –  Annual Credit Report.com – Home Page
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
How To Bypass the Banks for a Loan | Clark Howard
RocketLoans Personal Loans: 2018 Review – NerdWallet
Cheap internet phone systems guide | Clark Howard

Tuesday February 20
Charting a generation of inflation
Wyze Cam V2 security camera for $20 | Clark Deals
Special Warning: Facebook Marketplace may be more hazard than opportunity
You Go Girl Scouts – Cookie entrepreneurs
No place for debt in the dating game
Dating in 2018: 5 huge financial red flags | Clark Howard

On the Calls: 
Auto pay with credit card: Prepay that bill before the closing date to maintain or raise credit score.
Health Insurance | Clark Howard
Pros and cons of reverse mortgages for seniors | Clark Howard
Investment Guide | Clark Howard
Make giving cash more personal: Money Origami models A to G

Clark.com/Mugshot websites prey on traffic violators – Mugshot sites commit  extortion.
-Once you pay one they’ll keep milking you. Ignore. It may not harm you, beyond embarrassment. DO NOT pay them.
‘Let us sell your timeshare’ outfits – RIPOFF ALERT.
-You could be out $thousands with damaged credit – and still own the timeshare.
Timeshares | Clark Howard  —  The First Timeshare Website on the Internet | Timeshare Users Group
Airlines use big volume travel packaging services – 3rd party contractors.
-Fine for a simple trip. Problems comes with complex itineraries.
AIRBNB BOOKING Search | Clark Howard
Homeowners Insurance | Clark Howard
Investment Guide | Clark Howard
4 Ways To Opt Out of Junk Mail | Clark Howard  -Unwanted magazines:  you have to contact each one directly.
10 best places to get a deal on eyeglasses | Clark Howard
4 cheap senior medical alert systems | Clark Howard
Pet insurance: Is it worth it? | Clark Howard

Monday February 19
A health insurance Code Blue: Aetna’s stunning admission and your rights
This car dealership flyer you makes you think you won a prize, but it’s a 3-time Clark Rage
Not so magical: Disney raises the cost of park admission again! | Clark Howard
LL Bean dropping its unlimited returns policy | Clark Howard
This website tracks food poisoning reports at restaurants | Clark Howard

On the Calls:
How to shop for term life insurance | Clark Howard
Here are the cheapest and easiest ways to do a will in 2018 | Clark Howard
-Will vs. Trust — The Difference Between The Two | Investopedia
Clark’s health savings account guide | Clark Howard
-How to decide if an HSA is right for you | Clark Howard
How HSAs work | Clark Howard
Clark on health care: We need ‘clear pricing signals’ to control costs | Clark Howard
Your guide to DIY home security systems | Clark Howard
-Home Security – 24/7 Protection and Remote Monitoring | Ooma

6 beauty supplies that are a waste of your money | Clark Howard
Minimize your risk with AirBnb and VRBO | Clark Howard
How to choose the best credit card for college students | Clark Howard
Going to college: Your guide to campus life and money | Clark Howard
The 10 most common phone scams right now | Clark Howard
The Truth About the Cost of Escrow Payments | Clark Howard
Investing in Property Tax Liens | Investopedia – NOT recommended. For experts only.
Should you buy an extended warranty on a new car? | Clark Howard
Why you should never buy third-party extended auto warranties | Clark Howard
Work From Home Guide: A list of legitimate work-at-home job opportunities | Clark Howard
3 credit cards with no balance transfer fees and low interest rates | Clark Howard

Friday February 16
TV Cord cutters, beware streaming tangles. Managing subscriptions
Received a bogus tax refund check? How to safely return it to the IRS | Clark Howard
New patterns for buying clothing
Clark answers his critics on ‘Clark Stinks’
Turns out, the Equifax data breach was even worse than we thought | Clark Howard
-How to add a PIN to your smartphone account to prevent SIM hijacking | Clark Howard

On the Calls:
Whose side are those new-car pricing sites really on? | Clark Howard
Used Cars, Used Car Prices, Used Car Pricing – Kelley Blue Book
Used Cars For Sale – Appraisals, Used Cars & Certified Pre-Owned Vehicles | Edmunds
Save Money on Merchant Processing Fees | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
7 things credit card issuers don’t want you to know | Clark Howard
REAL ESTATE Moving & Selling Search | Clark Howard
Know The Rules For Roth 401(k) Rollovers
Exchange Traded Funds – ETFs | Charles Schwab
Custodial Savings Account: Schwab Brokerage: Custodial Account

Freedom Checks – MLPs / Master Limited Partnerships NOT RECOMMENDED > RUN
Free Credit Report Guide | Clark Howard  –
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
Track your mortgage with these free tools | Clark Howard
9 kinds of insurance you can stop wasting money on | Clark Howard
Does your printer eat too much ink? You might consider one of these models | Clark Howard
New report: The 25 best jobs in America for 2018 | Clark Howard

Thursday February 15
Report: President calls for 25-cent hike in federal gas tax | Clark Howard
SIZZLING PRESIDENTS DAY DEALS – Presidents Day 2018: Where to find the best deals! | Clark Deals
-Presidents Day 2018: Save up to 75% on these clothing deals! | Clark Deals
-13 great Presidents Day deals at Amazon | Clark Deals
-Best deals of the Sam’s Club Presidents Day sale | Clark Deals
-Udemy Presidents Day sale: Courses for $9.99 | Clark Deals
-Should you really buy a mattress on Presidents Day? | Clark Howard
How to add a PIN to your smartphone account to prevent SIM hijacking | Clark Howard
What to do when you’re notified of a ‘merchant breach’ | Clark Howard
10 things you must do if your identity is stolen | Clark Howard
Scouting colleges and negotiating scholarships

On the Calls:
Investment Guide | Clark Howard
How to put a credit freeze in place for your child | Clark Howard
Authorized user  – How a 19 year old got a credit score of 820 | Clark Howard
Amazon account hijacked just to post phony reviews. Another reason to read many review on products / services.
Giving job opportunities to ex-cons:  Operation New Hope  –   Help For Felons | Supporting Ex-Offenders
Out Of Prison And Into The Valley   ///  How Tech Firms Are Embracing Ex-Prisoners | Fortune
Keeping bad medical debt off your credit report is about to get a lot easier | Clark Howard
Clark.com/New rules will limit the hurt from medical debt starting Sept. 15
Bad medical debt hurting your credit? Here are 3 ways to attack it | Clark Howard
Dedicated Chromebook for financials only – Banking, brokerage, billpay & my Social Security | Social Security Administration.
-This strategy is cheap insurance: Using a separate computer and password for financials ONLY.

How To Score a Deal on a Cruise | Clark Howard
Report: Number of failed cruise ship health inspections hits 10-year high | Clark Howard
Who We Are – About ASTA – American Society of Travel Agents
Dental implants – Check YELP online reviews
Americans cross the border for cheap dental care in Mexico | Clark Howard
How to decide if medical tourism is a viable option for you | Clark Howard
Warning: This fake tech support scam will give criminals access to your computer | Clark Howard
Wills & Funerals | Clark Howard
Living Trust FAQ | Nolo.com  –  Nolo’s Online Living Trust Q & A | Nolo.com
STUDENT LOANS Search | Clark Howard
401k Plans And Payouts | Clark Howard

Wednesday February 14
Sam’s Club membership changes: 3 things you need to know | Clark Howard
New Prime perk: Amazon launches free two-hour delivery from Whole Foods | Clark Howard
Warning: 5 Valentine’s Day scams your wallet will NOT love! | Clark Howard
How MoviePass and AMC’s squabble is affecting your movie-going experience | Clark Howard
-MoviePass was dream come true for film fans — now it’s making a lot of them angry | Clark Howard
Good for your wallet: the expansion of online banking
Supplement suppositions unfounded

On the Calls:
Scams & Rip-Offs | Clark Howard
Investment Guide | Clark Howard
How to find a fee-only financial planner | Clark Howard
Know the right questions to ask of a fee-only financial advisor | Clark Howard
Credit Score Guide | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
9 ways to find missing money in your name | Clark Howard

Becoming a landlord: How to find a good tenant | Clark Howard
Know The Rules For Roth 401(k) Rollovers
3 ways to get the best deal on a diamond engagement ring | Clark Howard
Clark.com/Lab-made diamonds are cheap and indistinguishable from the real thing
Build Your Own Ring® | Blue Nile
Should you close your credit card? | Clark Howard
61 ways to take your frugalness to the next level | Clark Howard
Clark’s TV bundle will cut your cable or satellite bill in half! | Clark Howard
9 cheaper alternatives to cable or satellite TV | Clark Howard
Why banks are getting nervous about Apple Pay | Clark Howard


Tuesday February 13
Consumer Reports: The best SUVs under 30K
Caller ID has been ruined by crooks
The problems with rent control, and a better solution to affordable housing
The Owl dash cam
Want to live comfortably? Here’s how much you need to make in every state | Clark Howard

On the Calls:
Travel Booking & Planning Guide | Clark Howard
Southwest Airlines | Book Flights, Airline Tickets, Airfare
Google Flights new feature can save you big bucks on airfare | Clark Howard
Take these important steps when renting an Airbnb | Clark Howard
Student loan guide | Clark Howard
MONEY and MARRIAGE Search | Clark Howard
Afford Anything – About  –   Podcast » The Stacking Benjamins Network
Long Term Care (LTC) | Clark Howard
Get long term care from whole life insurance
Ordering the Combo: Life Insurance and Long-Term Care
The #1 way to protect yourself from ATM card skimmers | Clark Howard
Protect your credit card info with the free ‘Skimmer Scanner’ Android app
Equifax Data Breach: How to sign up for Credit Karma’s free monitoring service | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
Should you close a paid-off credit card? | Clark Howard

Investment Guide | Clark Howard
6 ways to start investing when you only have $100 or less | Clark Howard
Best discount investment brokers of 2017 | Clark Howard
Replace a vehicle:  Clark’s rule: When the cost of repair exceeds 50% of the remaining value of the vehicle.
-Consumer Reports: When the cost of repair exceeds 100% of the remaining value.
Clark.com/Travel Booking & Planning Guide  –  Search Flights, Hotels & Rental Cars | KAYAK
The best 529 plans to help pay your kids’ education | Clark Howard
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
Roth IRA Vs. Traditional IRA
What you should know before selling your home without an agent | Clark Howard
Why Vacation Clubs are worse than timeshares | Clark Howard
Clark Howard: How to add gold to your portfolio | Clark Howard

Monday February 12
Problem Solved: Finding investment help at all levels is easier today than ever before
Guarding your social security number on job applications
Study: Walmart 34% cheaper than Amazon, on average | Clark Howard
Standing desks and weight loss
Your neighborhood bank may be closing soon (and that might be a good thing) | Clark Howard

On the Calls:
Five items to always buy used | Clark Howard
-Purchase used gym quality equipment – Check local gyms and Craigslist
Investment Guide | Clark Howard
Online vs. traditional banks: How $5,000 can grow over 10 years | Clark Howard
Online banking | 5 ways to make your online banking experience safer | Clark Howard
-Using a Chromebook as a dedicated financial computer for banking, brokerage and billpay – Added layers of protection include:
-Using a separate gmail account. Using incognito mode. Declining the site remember the computer itself and passwords.
Equity Stripping – InvestopediaCredit Freeze offers some protection
Owner’s title insurance: What is it and when do you need it?
Project Fi – may be right for you….

New report: The best tippers usually leave around 20% | Clark Howard
9 ways college students can live on the cheap | Clark Howard
-Student living: Condos can rent for 20% less from individuals trying to sell.
-For 1 person, garage & basement apartments are often cheapest.
LIFE INSURANCE Search | Clark Howard
Disability Insurance | Clark Howard
Student loan guide | Clark Howard
Investment Guide | Clark Howard
10 tips to quickly improve your credit score | Clark Howard
9 cheaper alternatives to cable or satellite TV | Clark Howard
Millennials discover the money-saving power of the TV antenna | Clark Howard
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
What is the difference between a ROTH, SEP and Traditional IRA? | Investopedia

Friday February 9 
The real reason your auto insurance is going up | Clark Howard
The banks get paid when you use prepaid cards
Employers honoring diversity
Clark answers his critics on ‘Clark Stinks’
Solving inner city gridlock: Urban transportation innovators making headway

On the Calls:
Credit Karma Personal Finance Blog : Credit Karma’s Direct Dispute Feature
Your guide to DIY home security systems | Clark Howard
How to shop for a home security system | Clark Howard
These are the only two places Clark Howard uses Wi-Fi | Clark Howard
Just say no to KRACK — the most dangerous Wi-Fi hack ever discovered | Clark Howard
Credit Union National Association | CUNA
What to do if your credit card application gets rejected | Clark Howard
Secured credit cards: How they work, dangers to avoid & a better alternative | Clark Howard

Clark.com – Car Rentals
The best 529 plans to help pay your kids’ education | Clark Howard
Investment Guide | Clark Howard   –   Best low-cost, robo-investment brokers | Clark Howard
6 ways to start investing when you only have $100 or less | Clark Howard
Warning: Clark Howard’s name used in new phone scam | Clark Howard
-If scammers have co-opted your name and number for caller ID spoofing: Let unrecognized cards go to voicemail
with a message explaining the inconvenience on both sides. Right now, there’s no other solution besides changing your number.

Thursday February 8
New Medicare cards are coming soon! Here’s when yours will be mailed | Clark Howard
The Netflix scam expands – Warning: This Netflix scam could empty your bank account | Clark Howard
How to roll over a 529 plan, and why it may be a good idea | Clark Howard
Ex-cons and employment opportunity
New info for smokers – how effective is cutting back?

On the Calls:
Saving Account Rates – Compare High Interest Accounts Online – Bankrate
Buying a home? | 15 ways to shop for the lowest mortgage rates | Clark Howard
Mortgages | Clark Howard
The best and worst charities for your donations | Clark Howard
Giving Tuesday: Make sure you know where your donation is going | Clark Howard
10 scary scams targeting seniors and how to avoid them | Clark Howard
6 mistakes that will turn a balance transfer into a nightmare | Clark Howard
Costco is making big changes to its delivery service to take on Amazon | Clark Howard

10 cars that will almost certainly last 200,000 miles | Clark Howard
How to buy a used car | Clark Howard
Travel Booking & Planning Guide | Clark Howard
What Does a Lemon Law Buyback Title Mean? – CA Lemon Law Firm
5 ways to build credit and save money in your 20s | Clark Howard
Best low-cost, robo-investment brokers | Clark Howard
Buying a Home | Clark Howard
Rent-to-Own Homes: How the Process Works | Investopedia

Wednesday February 7 
The worst traffic cities in the world, and Clark’s radically smart solution
What to be aware of as you seek care for an aging relative
The long awaited Apple HomePod has a SIRIous problem
Clark’s reviews the Tesla 3
Water safety fears – and solutions  

On the Calls:
Investing & Retirement | Clark Howard
Retire sooner using the ‘Fill The Gap’ strategy | Clark Howard
TV buying guide | Clark Howard   –   Roku TV
TCL announces the first soundbar with Roku’s voice assistant​
Retirement Topics Required Minimum Distributions RMDs – IRS.gov
Airline Obesity Policies – SmarterTravel
Obese Passenger on Plane – Air Travel Forum – TripAdvisor

Travel Booking & Planning Guide | Clark Howard
Handling your money overseas | Clark Howard
Should you buy an extended warranty on a new car? | Clark Howard
Taxes | Clark Howard
Online banking | 5 ways to make your online banking experience safer | Clark Howard
How to bring an old laptop back to life for free | Clark Howard
Bonus Time: How Bonuses Are Taxed and Treated by the IRS | The TurboTax Blog
There’s a hidden dark side to roadside assistance and cell phone insurance | Clark Howard
The best reward credit cards | Clark Howard
– Cash Back Credit Cards | Rewards Rates up to 5% | CreditCards.com
Compare Cash Back Credit Cards | Bankrate.com

Tuesday February 6
RIPOFF ALERT –  Wells Fargo slapped with sanctions for ‘persistent misconduct’ toward consumers | Clark Howard
The lottery paradox played out in New England –  A curse of riches
Here is Clark Howard’s bottom line on Bitcoin | Clark Howard
U.S. energy production: The new balance of power
Wall Street vs Vanguard  – Who ya gonna call 

On the Calls:
Investment Guide | Clark Howard  –  Kathy Kristof – Living a rich life, with or without vast riches
Investing 101 book by Kathy Kristof | 3 available editions | Alibris Books
Travel Booking & Planning Guide | Clark Howard
5 home maintenance tasks that can save you money | Clark Howard
How to change your HVAC filter | Clark Howard
Genetic testing at home: Is it worth the price? | Clark Howard
12 best ways to find a college scholarship | Clark Howard
Refinancing vs. consolidating your consumer debt: Which is better? | Clark Howard
Your guide to paying off credit card debt | Clark Howard
Annual Credit Report.com – Home Page

Invest in a Roth 401(k) If You Can
New thought – if you borrow from a Roth 401k – you can put it back in. Not so with a Roth IRA…
How to choose the best credit card for college students | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
Are Home Warranties Worth the Money? | Clark Howard
Wills & Funerals | Clark Howard   –   Funerals.org/ FUNERAL CONSUMERS ALLIANCE
Pet insurance: Is it worth it? | Clark Howard
Paying back student loans | How refinancing can save you big bucks | Clark Howard
When Does a HELOC Make Sense in Your Life? | Clark Howard

Monday February 5
Clark’s smart watch spoils the big game / Should you sell or stay put in the stock market? | Clark Howard
Report: Feds curtailing Equifax investigation | Clark Howard
How Clark Howard saves on Valentine’s Day | Clark Howard
Value still matters most. Two examples of how cost drives success (McDonald’s)  and failure  (iPhone X)
Mirror mirror on the wall – hardly trying, I can see all! New smart mirrors are game changers

On the Calls:
Fire Tablets – Amazon Devices
If you have internet service through your cable company, NEVER NEVER NOT EVER rent a modem from them.
-Go buy one. The cable co. has to tell you what standard  you need – eliminate that fee!
13 things you should never pay for | Clark Howard
Beware of the ‘grandma scam’ on Facebook | Clark Howard
Car Rentals | Clark Howard  –  AutoSlash – The #1 Site for Cheap Car Rentals
-Re-shop car rentals and hotels starting 2 weeks before your trip.
-Hotel Booking Guide: Scoring Hotel Deals | Clark Howard
Caller ID spoofing – Warning: Clark Howard’s name used in new phone scam | Clark Howard

How to book the best — and safest — Airbnb | Clark Howard
Investment Guide | Clark Howard
Clark does not purchase extended warranties! | Clark Howard  –
ENERGY STAR | The Simple Choice for Energy Efficiency
EARLY RETIREMENT Search | Clark Howard  –
-Maxing out Roth and 401(k)? Next: SIMPLE IRA | Investopedia
Identity Theft Guide | Clark Howard   –  ID Theft Resource Center 888-400-5530
Annual Credit Report.com – Home Page
HOW TO BUY A USED CAR Search | Clark Howard

Friday February 2 – The 20th Anniversary of Clark Howard Radio Syndication
In the face of health insurance claim denial – APPEAL
The phantom debts of fake collectors – a fight you must win
When is a service animal not a service animal? Delta introduces new rules March 1 | Clark Howard
Clark answers his critics on ‘Clark Stinks’
Job market update

On the Calls:
Saving For Retirement | Clark Howard
This free service cuts your monthly bills for you | Clark Howard
Mortgage refinance guide | Clark Howard
15-year vs. 30-year mortgage: Which loan is best for you? | Clark Howard
6 ways to start investing when you only have $100 or less | Clark Howard
Is it better to drive for Uber or Lyft? Here’s what you need to consider | Clark Howard
Lyft or Uber: Comparing ride-share services as a source of income | Clark Howard
Clark.com-Travel Booking & Planning Guide
Handling your money overseas | Clark Howard
Warning: The IRS phone scam is back and more sophisticated than ever | Clark Howard

Dedicated financial computer (Chromebook recommended) for banking, brokerage and billpay ONLY
Online banking | 5 ways to make your online banking experience safer | Clark Howard
2 kinds of annuities that actually make sense for your wallet | Clark Howard
PNC – Compare Home Equity Products  —   Home Equity Line Of Credit vs. Home Equity Loan
Looking for an Affordable Ride? Try a Mitsubishi Lot – WSJ

Thursday February 1 – The 25th Anniversary of Clark’s Consumer Action Center
Clark Howard’s Consumer Action Center celebrates 25 years of helping people | Clark Howard

How to use the new & improved Google Flights to save money | Clark Howard
Warning: What you need to know about the so-called ‘license plate scam’ | Clark Howard
Solving America’s dental care shortage
Student loan pre-paid cards – Just say No
Clark.com/What is the best mattress for your money?

On the Calls:
Investment Guide | Clark Howard
A Roth IRA can be an ideal rainy day saving account | Clark Howard
Turnkey rental property investing –  RIP OFF ALERT!   NOT Recommended
-Preferred: REITs: What you need to know know about Real Estats Investment Trusts | Clark Howard
Vanguard – Price and distributions – REIT Index Fund Inv  –  Cohen & Steers REIT and Preferred Income Fund (NYSE: RNP)
Records, paperwork and old files: What to keep and what to toss! | Clark Howard
Why you should buy a house below your means | Clark Howard
-Whatever mortgage you qualify for, step it back 20% or more for breathing room.
Travelers from these 9 states can still fly domestically without a passport – for now | Clark Howard
TOS – There ought to be a law – Do you read the fine print? You could be signing away your child | Clark Howard
Equifax data breach: 3 things Congress must do to protect consumers | Clark Howard 

The easiest way to save on prescription drugs | Clark Howard
Prescription Plan Guide | Clark Howard
Buying a Used Car From a Private Seller: Legalities – Autotrader
The Points Guy – Maximize your travel.
Wocket Smart Wallet –  Clark’s too cheap to use this
Open Custodial IRA | IRA for Children | Charles Schwab
6 ways to start investing when you only have $100 or less | Clark Howard
How to fix your Mac or iPhone after being infected with fake tech support popups | Clark Howard
RANSOMWARE Search | Clark Howard
401k rollover to an IRA | Vanguard
SEP IRAs: Eligibility Requirements

Wednesday January 31
Clarkdeals.com/10 best TV deals ahead of the Super Bowl
-Today only: Name brand 55? 4K ultra HD HDR smart TV for $499 | Clark Deals
-Today only: 75? 4K ultra HD LED TV for $999 | Clark Deals
United scores another new low in customer service
For renters – timing is money in the bank. Best time to move…
Extreme Clark: The quest for free or cheap parking
Strategies for breaking free from smartphone addiction  – Thrive

On the Calls:
Credit Union National Association | CUNA   –   Mortgages | Clark Howard
Disability Insurance | Clark Howard
5 key steps to retiring early | Clark Howard
5 steps toward early retirement? | Clark Howard
Clark.com/38-year-old millionaire shares 5 secrets to retiring early
HOME ENERGY SAVINGS Search | Clark Howard
Zero Energy Ready Home | Department of Energy
New Homes Partner Locator | ENERGY STAR

Travel | Clark Howard   –   TripAdvisor: Read Reviews, Compare Prices & Book
Rick Steves Europe: Tours, Travel, TV & Vacations
Investment Guide | Clark Howard
Student loan guide | Clark Howard
Real Property, Trust and Estate Law | American Bar Association | Section of Real Property, Trust and Estate Law
Before you pay a debt collector, you need to take this step! | Clark Howard
You may be able to get a collections account off your credit sooner than you think | Clark Howard
Collections RULE: NEVER EVER give a collection agency 1 cent until you have in writing that an agreed upon payment will represent
payment in full with a zero balance reported to the credit bureaus.
DO NOT EVER NEVER give a collector checking account or credit card numbers. Send them a money order only.
The cheapest and easiest ways to do a will | Clark Howard
Warning: New phone scam targets anyone with a Medicare card | Clark Howard
Warning: 4 phone scams to watch out for & how to protect yourself! | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
Costco Return Policy

Tuesday January 30
Amazon, JP Morgan and Berkshire announce massive health care project | Clark Howard
Deadly special interests: A simple strategy to combat escalating flu is illegal in most states
The stock market has been zooming up. Should you buy individual stocks?
Airline passengers vs baggage fees. The saga continues
Half of working Americans are not saving at all. A slow moving disaster and The Clark Cure

On the Calls:
Credit freeze a problem for small business owners who require regular credit checks: Credit Lock: Lock Your Credit | TransUnion
Equifax will offer free credit locks. Here’s what that means for you – Sep. 28, 2017
– And do a credit freeze anyway with Experian. Security Freeze Center at Experian
New warning about buying cheap glasses online! | Clark Howard
Online vs. traditional banks: How $5,000 can grow over 10 years | Clark Howard
-In your 20s?  Save 25 cents of every dollar you make. Fast FWD 30 years… You’re Welcome.
Ask Yourself These 3 Questions To Find Financial Happiness | Clark Howard
Online savings: Saving Account Rates – Compare High Interest Accounts Online – Bankrate

Credit Card Processing – Accept Credit Cards Anywhere | Square
Merchant Credit Card Processing Services | Costco  –  Merchant Services | PayPal Business Account – PayPal US
Merchant Processing should be near 1.2%.
INSURANCE | Clark Howard  –    Disability Insurance | Clark Howard  –  Life Insurance | Clark Howard
The worst insurance in the world | Clark Howard-Disability mortgage insurance is rancid stinking lousy garbage!
-Your mortgage bank partners up to charge you 10X the market cost –  to protect THEM – The worst possible ethical lapse.
-The banks get a big commission on this “croak and choke”  insurance.
The secret to finding a great home contractor | Clark Howard   –   3 questions to ask before you hire a contractor | Clark Howard
-NEVER front load payments to contractors. NO payment in full upfront. Pool installation – start with the BBB.
-A bad BBB grade = red light / clean record = yellow light. Check references. Are they on budget? on time? Proceed with caution.
How to be smart about investing | Clark Howard  –   Clark Howard: How to add gold to your portfolio | Clark Howard
Term life with living benefits – Not recommended. Keep it simple – level term life
How to shop for term life insurance | Clark Howard
Is a biweekly mortgage plan a good idea? | Clark Howard
Ponzi Schemes & Multi-Level Marketing | Clark Howard
Your guide to paying off credit card debt | Clark Howard
Good choice for youth savings: Individual – I Savings Bonds


Monday January 29

Amazon offers deals under $10 with free shipping | Clark Deals
How Amazon Prime members can get lots of samples for practically free! | Clark Howard
New warning! Broker block – Another reason to kick  full commission stock brokers to the curb
Study: There’s smoking-gun evidence that vaping is a gateway to teen tobacco use | Clark Howard
Rip off alert! Overdraft protection is Overdraft deception
New tax laws advantageous for rental property owners

On the Calls:
7 ways to make your kids money-savvy for the future | Clark Howard
Investment Guide | Clark Howard
Online banking | 5 ways to make your online banking experience safer | Clark Howard
-Dedicated Chromebook for financials – Guest browsing may be an added layer of security. Use separate gmail account
-Use Only for banks, brokerage & bill pay. IRS.gov – DMV – medical – passport – do on regular computer.
5 ways to start married life with extra cash | Clark Howard  –  Money Management for Couples | Clark Howard
Credit & Debit Cards | Clark Howard
Homeowners Insurance | Clark Howard – Take the highest deductible. Don’t make small claims. Don’t skimp on liability
Best Homeowner Insurance Reviews – Consumer Reports  –  Umbrella Insurance Policy

How To Score a Deal on a Cruise | Clark Howard
How to book the best — and safest — Airbnb | Clark Howard
How to shop for term life insurance | Clark Howard
Why co-signing a loan can be bad on almost every financial level | Clark Howard
Social Security | Clark Howard
Maui County, HI – Official Website
Lab-made diamonds are cheap and indistinguishable from the real thing | Clark Howard
Beyond Conflict Free Diamonds and Engagement Rings | Brilliant Earth
Pure Carbon Man Made Diamonds
Track your mortgage with these free tools | Clark Howard

Friday January 26
Schooled by recession – the kids are all right. Millennial savers
A controversial multi-level marketing company – The lesson of LuLaRoe
What Amazon Go’s cashier-less grocery means for customer service | Clark Howard
Clark answers his critics on ‘Clark Stinks’
Under new tax law: Traditional vs Roth retirement plans   

On the Calls:
Best and worst auto insurance companies | Clark Howard —  Don’t skimp on liability
How to put a credit freeze in place for your child | Clark Howard
How to choose the best credit card for college students | Clark Howard
Hybrids & Alternative Cars | Clark Howard
A new option for free credit monitoring | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
Sell Your Rental Property For A Profit
Virus, Spyware and Malware Protection Guide | Clark Howard
Clark.com-The Free and Cheap List

Aspiring travel agent? Interview several Certified Travel Counselors
Certified Travel Counselor Careers: Job Description & Salary Info
Familiar fraud: When family and friends steal your identity – CreditCards.com
Your guide to paying off credit card debt | Clark Howard  –  Credit and Debt Advice | NFCC

Thursday January 25
Long live net neutrality- The fight at state level
New from DC: Mutual fund companies are above the law! How YOU rise above that.
Clark.com/Toys R Us to shut 180 stores; store closing sales begin in early February
Walmart offers safe disposal of excess prescription drugs
Word to business owners: Junk fees – way to lose customers

On the Calls: 
Debit card dangers! | 12 places you should never use a debit card | Clark Howard
Clark.com Apple users: Beware scam that give criminals access to all your info​
Want to love your auto insurance company? Shop these insurers! | Clark Howard
Here are the best tax firms in every state | Clark Howard
Secured credit cards: How they work, dangers to avoid & a better alternative | Clark Howard

Renting and Leasing | Clark Howard
Switch.Ditch.Save. | Your Guide to Cheaper, Easier & Better Banking | Clark Howard
Credit Score Guide | Clark Howard
Student loan guide | Clark Howard
Just say no to life insurance being pitched as college savings | Clark Howard
Index annuities are poison for your pocketbook | Clark Howard
Warning: The IRS phone scam is back and more sophisticated than ever | Clark Howard
Jobs & Military | Clark Howard

Wednesday January 24
After Equifax: What states are doing to protect you (and how to contact your representative!) | Clark Howard
MetroPCS: 4 unlimited lines for $100 + free phones | Clark Deals
Best Phone Deals | Discount Cell Phones | Clark Deals
Best cell phone plans and deals right now | Clark Howard
How you’re getting played in store aisles. Don’t buy it
Amazon’s magic mirror for buying clothes online
In fact it’s a gas price increase, which will drive the car market

On the Calls: 
Investment Guide | Clark Howard
Credit score | How to improve your number | Clark Howard
Are Return-Of-Premium Riders Worth It?
These 10 retailers offer the best deals on the best quality hearing aids | Clark Howard
CES 2018: Nuheara’s smart earbuds let you control how you hear | Clark Howard
Do you have a hearing problem? This simple phone test will tell you… | Clark Howard
Costco Hearing Aid Center | Costco
How much should you have saved for retirement by now? | Clark Howard

TripAdvisor: Read Reviews, Compare Prices & Book
Travel Booking & Planning Guide | Clark Howard
Car Insurance | Clark Howard
Uninsured Motorist Coverage (UM)
Why you should never buy third-party extended auto warranties | Clark Howard
Warning: New scam gives criminals complete control of your online accounts | Clark Howard
TIMESHARES – Clark.com

Tuesday January 23
Here’s why you may want to buy a new washing machine right now | Clark Howard
Report: Bank of America ends free checking for low-balance customers | Clark Howard
Elon Musk opts for true performance based pay – a lesson in corporate sanity
Sweatcoin app may help you keep your New Year’s resolution
Large vs small companies and your career path  

On the Calls:
The best 529 plans to help pay your kids’ education | Clark Howard
Online banking | 5 ways to make your online banking experience safer | Clark Howard
Yahoo says all 3 billion user accounts were exposed in hack: Here’s how to protect yourself! | Clark Howard
Community Property Laws & Credit Cards | LegalZoom Legal Info
Buy or lease a vehicle? New numbers show monthly payments in both scenarios | Clark Howard
LeaseTrader.com – Car Lease – Lease Assumption – Short Term Leases
Equifax Data Breach: How to sign up for Credit Karma’s free monitoring service | Clark Howard

Warning: Job applicants are receiving scam emails with fake employment offers | Clark Howard
Fake Checks | Consumer Information
Sell Your Rental Property For A Profit
Deed in Lieu vs. Short Sale | Nolo.com
Unlocking a mystery about rental car keys
Why parents should never cosign a student loan | Clark Howard
The only legitimate use for a home equity loan | Clark Howard
Your guide to DIY home security systems | Clark Howard
How to shop for a home security system | Clark Howard
Are contracts that automatically renew enforceable? | AlarmLaws.com
How to teach your kids about money | Clark Howard
Here are the only two reasons you could go to jail over unpaid debt | Clark Howard
What to do when you can’t pay your taxes | Clark Howard
What is an Enrolled Agent? | NAEA  –    Enrolled Agents | Internal Revenue Service

Monday January 22
New study: Aldi, Walmart and Kroger drop prices when Lidl opens nearby | Clark Howard
U.S. Power monopolies stand in the way of American progress
Say goodbye to this common checkout routine in 2018 | Clark Howard
-This change will affect every American Express cardholder at checkout | Clark Howard
New payday loan alternatives  Walmart now allows workers to collect pay in real time | Clark Howard
Not getting what you pay for – Organics

On the Calls: 
Clark’s golden rule for investing in gold | Clark Howard
5 insurance policies you shouldn’t waste your money on | Clark Howard
Investment Guide | Clark Howard  –  Best low-cost, robo-investment brokers | Clark Howard
The best 529 plans to help pay your kids’ education | Clark Howard
Taxes | Clark Howard
What to do when you can’t pay your taxes | Clark Howard
Enrolled Agent Information | Internal Revenue Service

Solo 401(k) vs. SEP: Which is Best for Biz Owners? | Investopedia
Investment Guide | Clark Howard
5 key steps to retiring early | Clark Howard
38-year-old millionaire shares 5 secrets to retiring early | Clark Howard
MicroCenter Computers & Electronics
#1 secret to get a satisfactory resolution to your auto insurance claim | Clark Howard
Used Cars, Used Car Prices, Used Car Pricing – Kelley Blue Book
Used Cars For Sale – Appraisals, Used Cars & Certified Pre-Owned Vehicles | Edmunds
New Car Prices and Used Car Book Values – NADAguides
-A third party appraiser can also assess the value of an insured totaled car
Free Credit Report Guide | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
DEBT COLLECTORS Search | Clark Howard
Umbrella Insurance Policy

Friday January 19
A Clark U short course in saving big on college textbooks
Burned by a big bank? Don’t give up on banking all together.  Alternatives there to serve you
The new space race is underway
Clark answers his critics on ‘Clark Stinks’  ​
Rejoining the fight for net neutrality

On the Calls: 
Car Rentals | Clark Howard
Utah National Parks | Utah.com
Grand Canyon National Park (U.S. National Park Service)
Is foreign currency trading a hit or a miss? | Clark Howard
Plan for your funeral in advance to save big bucks | Clark Howard
Secured credit cards: How they work, dangers to avoid & a better alternative | Clark Howard
Rent Payment Reporting Builds Credit | RentReporters
How I paid off my $86,000 mortgage in 2 years | Clark Howard

7 of the best gas station loyalty programs | Clark Howard
What Clark wants you to know about GasBuddy’s new payment option | Clark Howard
6 mistakes to avoid with a rewards credit card | Clark Howard
Google Flights new feature can save you big bucks on airfare | Clark Howard
Cheap Ways To Get Airfare You Need To Know About! | Clark Howard
Travel Booking & Planning Guide | Clark Howard
The best day of the week to book a cheap flight | Clark Howard
Spoofing and Caller ID | Federal Communications Commission

Thursday January 18
Mitsubishi brings more affordable new car comes to the U.S.
No tell motel tells all! When a hotel acts as a spy on its guests – that’s Clarkrageous
Report: Netflix, Amazon, movie studios file suit against Dragon Box streaming device | Clark Howard
What you don’t know about prescription drug coverage may cost you more.
BARK! – Danger lurks on social media. A strategy to protect your kids.

On the Calls: 
Simple | Online Banking With Built-In Budgeting & Saving Tools
Want to save more? | Here’s an easy way to earn 100x more money on your savings | Clark Howard
The 5 best credit cards for travel | Clark Howard
They’re leaving California for Las Vegas to find the middle-class life that eluded them – LA Times
Track your mortgage with these free tools | Clark Howard
How Umbrella Insurance Works | Investopedia
How to get the most money for your old iPhone | Clark Howard
Best places to buy and sell used electronics | Clark Howard

WEDDING SAVINGS Search | Clark Howard
Identity Theft Guide | Clark Howard
ID Theft Resource Center 888-400-5530
Cheap internet phone systems guide | Clark Howard
Ooma Home phones
Employment Trends & Job Market | Clark Howard
Thinking about an annuity? Here’s why they stink! | Clark Howard
2 kinds of annuities that actually make sense for your wallet | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard

Wednesday January 17
Free state and federal tax filing options for 2018 | Clark Howard
-Credit Karma offers truly free tax filing in 2018 | Clark Howard
-Top 5 tax refund myths debunked | Clark Howard
A reprieve for payday loan regulations? CLARKRAGEOUS
What are Spectre and Meltdown and how can you protect yourself? | Clark Howard
Redfin’s new service for home sellers
Why you might be paying your credit card bills all wrong | Clark Howard

On the Calls:
Retail alert: Sam’s Club is abruptly closing locations nationwide | Clark Howard
Mortgage life insurance: NOT recommended – The worst insurance in the world | Clark Howard
Home Equity Lines | Clark Howard
Want to save more? | Here’s an easy way to earn 100x more money on your savings | Clark Howard
SoFi review: Here’s what this unique lender can do for you | Clark Howard
Paying back student loans | How refinancing can save you big bucks | Clark Howard
Investment Guide | Clark Howard
Stephie Howard in-studio. Stephie is her father’s daughter – a good student of Clark’s money mentoring.

Thinking about an annuity? Here’s why they stink! | Clark Howard
How to find a fee-only financial planner | Clark Howard
Know the right questions to ask of a fee-only financial advisor | Clark Howard
Auto repos can lead to a deficiency judgment against you | Clark Howard
Know your rights with debt collectors | Clark Howard
The best 529 plans to help pay your kids’ education | Clark Howard
Google Flights new feature can save you big bucks on airfare | Clark Howard
Cheap Ways To Get Airfare You Need To Know About! | Clark Howard
Skyscanner, best travel app for iOS and Android
Skyscanner – Compare Cheap Flights, Hotels & Car Hire
Travel Booking & Planning Guide | Clark Howard
Clark.com/Hotel Booking Guide: Scoring Hotel Deals
Paying back student loans | How refinancing can save you big bucks | Clark Howard
Company Mileage – Company Cars vs Mileage Reimbursement

Tuesday January 16
Investment warning: 3 discount brokers break the fiduciary standard
Not old enough to know better? Teens court danger with detergent pod challenge
American credit card debt tops $1 trillion – Have you joined Clark’s new ‘Ditch Your Debt?’ Facebook group yet? | Clark Howard
Guidelines for parents helping out their adult kids
Navigation apps help avoid roadblocks – and create new ones

On the Calls:
House title monitoring services not recommended. Buy OWNER’S title insurance.
-Watch your mailbox for tip offs of malfeasance with your mortgage. Freeze your credit.
Owner’s title insurance: What is it and when do you need it? | Clark Howard
The easiest way to save on prescription drugs | Clark Howard
Your guide to paying off credit card debt | Clark Howard
Realtors & Services | Clark Howard
REITs: What you need to know about Real Estate Investment Trusts | Clark Howard

Should you rent a home or buy one? | Clark Howard
The rewards your credit card has that you probably don’t know about… | Clark Howard
11 credit cards that will pay to replace your stolen or damaged cell phone | Clark Howard
Clark.com-10 purchases you should always make with a credit card
Records, paperwork and old files: What to keep and what to toss! | Clark Howard
How to easily organize all your files and keep them safe | Clark Howard
Clark.com/Crowdfunding: How to do it the right way and avoid getting scammed
Free Online Fundraising & Crowdfunding Website – YouCaring
Create a Free Support Care Website to Journal Your Story, Fundraise & Rally Patient Support
Lab-made diamonds are cheap and indistinguishable from the real thing | Clark Howard
Beyond Conflict Free Diamonds and Engagement Rings | Brilliant Earth
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard


Monday January 15
(Replay 11-01-17)
Raising your value in a 2 speed economy
Same old Samsung when it comes to customer n0-service
Playing your cards right: The skimmer scanner and other ways to protect your money
Job hunting: Old wisdom and new networking
A brilliant way to reduce to cost of college
-Related- This college just lowered its tuition by more than 30 percent | Clark Howard

On the Calls: 
Credit Score Guide | Clark Howard
Pet insurance: Is it worth it? | Clark Howard
Owner’s title insurance: What is it and when do you need it? | Clark Howard
When You Should Take the Lump Sum Over the Pension | Clark Howard
Use this agency while you can – Submit a complaint | Consumer Financial Protection Bureau
6 things to know about virtual credit card numbers
With Credit Freeze – someone can NOT run a NEW credit check on you. Existing lines can.

Hybrids & Alternative Cars | Clark Howard
State Landlord-Tenant Laws | Nolo.com
2 simple websites to shop online for insurance | Clark Howard
Online Banking | Clark Howard
Why paying off PMI should be a top financial priority | Clark Howard
How To Get Rid Of PMI – Private Mortgage Insurance
Minimize your risk with AirBnb and VRBO | Clark Howard


Friday January 12

Credit cards vs cash for kids
In the cross-hairs of a credit card refi scam
Military benefit changes
Clark answers his critics on ‘Clark Stinks’
Insurance industry bill shock comes home.

On the Calls:
Buying gas from a station on this list is better for your car | Clark Howard
Home | Top Tier Gas
Bluebird named best banking alternative | Clark Howard
Secured credit cards: How they work, dangers to avoid & a better alternative | Clark Howard
Child modeling and acting scams still as popular as ever | Clark Howard
Disability Insurance | Clark Howard

Merchant Credit Card Processing Services | Costco  –  Buy don’t lease processing equipment.
Home Equity Loan vs HELOC: Pros and Cons – NerdWallet
Choose and switch to a better bank for you | A step-by-step guide to cheaper & easier banking | Clark Howard
Save Money on Merchant Processing Fees | Clark Howard
Handling your money overseas | Clark Howard  –  Select clearing in Euros -NOT Dollars!

Thursday January 11
The credit union difference
Student Alert: For one standardized test question – the answer is NO -Info sharing
Waste not want not – A common sense solution for hunger
The low cost investing boom – no cause for alarm!
Ins and outs of the timeshare trap 

On the Calls: 
Coin Collecting & Numismatics | American Numismatic Association
Find Collectible Coins, Cards, Stamps & more on Collectors.com
8 places you can learn to code for free! | Clark Howard
How To Bypass the Banks for a Loan | Clark Howard
Know The Rules For Roth 401(k) Rollovers
Clark’s health savings account guide | Clark Howard

The cheapest and easiest ways to do a will | Clark Howard
What to do if you suspect your child’s identity has been stolen | Clark Howard
This new tool negotiates with your cable and internet provider to lower your bill | Clark Howard
This website will notify you if there’s unclaimed money in your name | Clark Howard
Cell Phones and Cancer Risk Fact Sheet – National Cancer Institute
YouMail Visual Voicemail


Wednesday, January 10
Broadcasting live from
CES   CES – The Global Stage for Innovation – CES 2018

CES 2018: Team Clark’s favorites from tech’s largest trade show | Clark Howard

Tuesday, January 9
Broadcasting live from
CES    CES – The Global Stage for Innovation – CES 2018

CES 2018: Team Clark’s favorites from tech’s largest trade show | Clark Howard


Monday January 8
Beating the rising cost of pay TV
The haunting debt of Christmas past
What a sushi making robot can tell us about jobs
Step one for home buyers: Prepare your credit score
The fastest growing cities offer more jobs – higher pay

On the Calls: 
6 mistakes to avoid with a rewards credit card | Clark Howard
Investment Guide | Clark Howard
Want to save more? | Here’s an easy way to earn 100x more money on your savings | Clark Howard
Authorized user – How a 19 year old got a credit score of 820 | Clark Howard
The SAVING MENTALITY – Search | Clark Howard
Owner’s title insurance: What is it and when do you need it? | Clark Howard
Stealing: Pirate TV services are taking a bite out of cable company revenue | Ars Technica

Clark.com – How to change your HVAC filter
6 ways to improve AC performance without calling an HVAC company | Clark Howard
Equifax data breach: 3 things Congress must do to protect consumers | Clark Howard
How To Score a Deal on a Cruise | Clark Howard  –  Travel Booking & Planning Guide | Clark Howard
Clark.com – Mobile & Electronics
Arm’s Length Transaction- Investopedia
Renting and Leasing | Clark Howard
How Does a Tenant Use Repair and Deduct? – FindLaw

Friday January 5
Texas leads the low cost energy revolution
Health alert and a ClarkSmart assignment
Google’s  data & power saving app: Datally
Clark answers his critics on ‘Clark Stinks’    
Credit freeze
and car insurance     

On the Calls:
Wills & Funerals | Clark Howard
Fresh start programs – Credit Union National Association | CUNA
Secured credit cards: How they work, dangers to avoid & a better alternative | Clark Howard
10 best places to get a deal on eyeglasses | Clark Howard
Every three hours, an online dater gets scammed | Clark Howard
-Vet prospect with Skype. Scammers don’t want you to see them.
Buy sell trade stock system pitches – NOT recommended –  Our Man Goes Undercover and Tells All
The #1 tip to help maximize your 401(k) investing | Clark Howard
An Introduction To The Roth 401(k)

Credit agency Experian says it can protect you from the ‘dark Web’ — sort of – LA Times
Equifax Data Breach | Clark Howard
Student loans 101 | Everything from how much to borrow to paying it off | Clark Howard
Refinancing vs. consolidating your consumer debt: Which is better? | Clark Howard
Clark.com/401k Plans And Payouts
Clark.com/Target-date retirement funds perfect for ‘set it and forget it’ investing
Making Internet Privacy Easy | Clark Howard   –
Equifax data breach: 3 things Congress must do to protect consumers | Clark Howard
In Europe the Right to be Forgotten applies to 27 countries. Americans don’t have this.
10 free ways to keep your computer virus free | Clark Howard
The Free and Cheap List | Clark Howard

Thursday January 4 
Vanguard: 70% chance of imminent stock market decline — here’s why you shouldn’t care | Clark Howard
Skip the lottery: Why you should bet on yourself instead | Clark Howard
Clark.com-5 ways to winterize windows and keep your home warm
-How to prepare for a ‘bomb cyclone’ and ‘polar vortex’ | Clark Howard
-Preparing is saving: 11 ways to winterize your car | Clark Howard
Volvo subscription cars
Warning: Clark drops the A-word ( Annuity ) to set the record straight

On the Calls:
How to buy a used car | Clark Howard   –    Credit Union National Association | CUNA
Clark.com- 3 sites you need to visit before you buy a used car
COSTCO Membership Search | Clark Howard
Becoming a landlord: How to find a good tenant | Clark Howard
Private mortgage note investing – risky. Not recommended
Clark’s take: These investment companies offer you the best bang for your buck | Clark Howard
Investment Guide | Clark Howard
This free app blocks those annoying scam phone calls | Clark Howard
Don’t answer a call you don’t recognize.
5 reasons why home insurers will fire you as a customer | Clark Howard
Owner’s title insurance: What is it and when do you need it? | Clark Howard

Arbitration | Clark Howard
Arbitration – Corporate America can deny citizens access to courts even if the co. is engaged in criminal activity
Car Rentals | Clark Howard
9 places you should never use a debit card | Clark Howard
Credit Counseling | Clark Howard
Accidents | Clark HowardCredit Reports & Scores | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
BBB Online Complaint System | Get Started
How to choose the best credit card for college students | Clark Howard

Wednesday January 3
Understanding upcoming tax changes
This new Trump tax calculator shows how much you’ll pay going forward | Clark Howard
Clark.com-Apple responds to controversy by offering discount on iPhone battery replacement
-How to get a replacement battery for your iPhone | Clark Howard
Clark.com-7 items on deep discount in January   ///   Travel e-Scapes: January 9, 2018 | Clark Howard
Get fit for free in 2018
Working wise in the gig economy – Tips for freelancers

On the Calls:
Clark Howard’s name is being spoofed on Caller ID. You can no longer trust Caller ID.
Handling your money overseas | Clark Howard – When using a credit card always choose the currency of the country you’re in….
Clark.com/ Credit Karma has branched out into free tax preparation
Income Taxes | Clark Howard
GOBankingRates | Personal Finance Site To Help You Find More Ways To Save Money And Make Money
Want to save more? | Here’s an easy way to earn 100x more money on your savings | Clark Howard
Better banking experience | 5 online banks that offer lower fees, higher returns on savings & overall better service | Clark Howard

Best 529 plans to help pay for college | Clark Howard
Investment Guide | Clark Howard
Debit card dangers! | 12 places you should never use a debit card | Clark Howard
Secured credit cards: How they work, dangers to avoid & a better alternative | Clark Howard
How To Prevent A Tax Hit When Selling A Rental Property | Investopedia
Moving & Selling | Clark Howard
How to hire the best moving companies | Clark Howard
Best Electric Razor Buying Guide – Consumer Reports
Saving For Retirement | Clark Howard
The Cost Of Ignoring Termites    –    What is a Termite Bond?
Credit score | How to improve your number | Clark Howard
-Authorized user – How a 19 year old got a credit score of 820 | Clark Howard
6 ways to start investing when you only have $100 or less | Clark Howard
-Robin Hood requires credit thaw. They must verify identity.

Tuesday, January 2
Your big fat geek wallet in 2018
January Sizzling Deals
Top resolution: Lower your monthly bills
Convert your traditional IRA into a Roth in January
January is the best month of the year to buy travel

On the Calls:
Measure Your PD – Frame size | Zenni Optical
COASTAL Eyewear
Should you take the lump sum settlement or pension? | Clark Howard
Garrett – Clark’s take: These investment companies offer you the best bang for your buck | Clark Howard
Best 529 plans to help pay for college | Clark Howard
Credit Card Tune-Up: Find credit card rewards for your expenses – 2017
What is the ‘right to be forgotten’? – BBC News
Should you ever lease a car? | Clark Howard
4 Ways To Opt Out of Junk Mail | Clark Howard
Free ways to transfer money within the U.S. and overseas | Clark Howard

Student loan guide | Clark Howard  –   Student Loans, Forgiveness | U.S. Department of Education
Your budget isn’t working? | Managing your money the old-fashioned way may be your best solution | Clark Howard
Can’t manage your money? | This simple budgeting method is your best solution | Clark Howard
Is an extended warranty ever worth it? | Clark Howard
Hotel Booking Guide: Scoring Hotel Deals | Clark Howard
Hotels Near Me: Best Deals, Discounts, Reviews – TripAdvisor
Opt Out: Credit Card Offers | Clark Howard  –  4 Ways To Opt Out of Junk Mail | Clark Howard

Monday, January 1  (10-26)
Another Clark Howard Money Saving Moment: Reward cards
Senior fraud is rampant. A call to action on behalf of our parents
How to spot financial abuse of the elderly | Clark Howard
Supermarkets of the future and the warehouse club difference
Timeshare prevention and cancellation intervention
Changing channels: The tipping point for pay TV

On the Calls:
The only legitimate use for a home equity loan | Clark Howard
What is Construction Law? – FindLaw
Switch Ditch Save – clarkyourbank | Clark Howard
Should you close a paid-off credit card? | Clark Howard
4 things to consider before canceling a credit card with an annual fee | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
Is foreign currency trading a hit or a miss? | Clark Howard
Google Drive – Cloud Storage & File Backup for Photos, Docs & More
NeatDesk – The Neat Company

Binary Options NOT recommended – Binary Option- Investopedia
9 things to ask before selling your home | Clark Howard
Messaging Apps Are Latest Platform for Delivering Pump-And-Dump Scams | FINRA.org
Car Rentals | Clark Howard
AutoSlash – The #1 Site for Cheap Car Rentals
5 tips for launching a startup when you’re strapped for cash | Clark Howard
5 Steps for Starting Your Own Business | Clark Howard
Work From Home Guide: A list of legitimate, work-at-home job opportunities | Clark Howard
Where to get real designer fragrances on the cheap | Clark Howard
How safe are Chromebooks from malware?

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