Latest Money & Credit

Money mistakes
The Biggest Money Mistakes To Avoid in 2023 Money & Credit April 6th, 2023
How confident are you in your financial life? Even if you have no debt, pay your bills in full and…
Clark.com's Acorns review will explain how the micro-investment platform works and examine its fees.
Acorns Review: How It Works, Pros & Cons Investing & Retirement April 5th, 2023
If you're looking for companies to help you invest your money, one big player is the Acorns platform. In this…
Pension statement
Should You Take Your Pension in a Lump Sum or Monthly Payments? Investing & Retirement April 4th, 2023
Pensions are increasingly rare these days. The reason is simple: Offering pensions requires companies to make an expensive, long-term commitment…
retirement money
Report: How Prepared Are Americans for Retirement? Investing & Retirement April 3rd, 2023
If you’re like millions of Americans, retirement is one of the most anticipated events in your life — but are…
Small plant tree and Wooden Blocks with the text INVEST on coins stack.
How To Start Investing for Beginners With Little Money Investing & Retirement March 31st, 2023
Want to learn how to start investing with just a little money? You're in the right place -- and more…
Ask Clark money column
Should I Pay My Tax Bill With an Introductory 0% APR Credit Card? Taxes March 30th, 2023
The IRS requires you to file your 2023 income tax return, or request an extension, by April 18. If you're…
Certificates of Deposit
What Is a CD and Should You Open One? Banks & Banking March 29th, 2023
If you're looking for a safe place to keep money that you don’t intend to spend soon, you may want…
Managing your own investments well is very challenging, but it's possible for some people.
Should You Manage Your Own Investment Portfolio? Investing & Retirement March 28th, 2023
Thanks to the internet, managing your own investment portfolio has become more accessible than ever in the last decade. In…
Once you decide to roll over your 401(k), it's important to understand how to roll over a 401(k).
401(k) Rollover: How To Roll Over a 401(k) Investing & Retirement March 23rd, 2023
If you've decided to move the funds from your retirement account at your former company, you need to understand how…
The key parts of a 401(k) retirement plan include a company match, 401(k) contribution limits, withdrawal rules and traditional vs. Roth 401(k) plans.
What Is a 401(k) Plan and How Does It Work? Investing & Retirement March 23rd, 2023
You've probably heard of a 401(k) retirement plan. You may even contribute to a 401(k) plan at work. Even so,…
Citi Bank is offering a $2,000 bonus to new Citi checking account members.
Can You Really Get a $2,000 Bonus for Opening a Citibank Account? Banks & Banking March 22nd, 2023
Citibank is offering a bonus of up to $2,000 to new customers who open a checking account. That sounds great.…
Clark.com offers advice on who should use a robo-advisor for their investment needs.
Who Should Use a Robo-Advisor? Investing & Retirement March 21st, 2023
Robots are slowly invading society, but at least so far, the relationship isn’t adversarial like you see in the movies.…
An ETF, or exchange-traded fund, is an investment similar to a mutual fund but trades like a stock.
What Is an ETF? Investing & Retirement March 21st, 2023
An ETF, or exchange-traded fund, is a type of investment that you buy and sell through a stock exchange or…
IRA vs. 401(k): Both of the major retirement plan tools have strengths and weaknesses, but money expert Clark Howard holds a clear opinion.
IRA vs. 401(k): Which Is Better? Investing & Retirement March 21st, 2023
If you're contributing to a retirement account in the United States, you've probably debated an IRA vs. 401(k). The good…
Ask Clark money column
Are Credit Union Deposits Insured Up To $250,000? Banks & Banking March 17th, 2023
Silicon Valley Bank, one of the 20 largest banks in the United States, collapsed out of nowhere earlier this month.…
Ask Clark money column
Can I Trust the FDIC’s Recommendations on Getting Insured for More Than $250,000 at a Single Bank? Banks & Banking March 16th, 2023
The Silicon Valley Bank meltdown at the end of last week caused a temporary massive panic about the security of…
Clark Howard names the best 529 savings plans by state.
Best 529 College Savings Plans By State Investing & Retirement March 10th, 2023
A 529 savings plan gives you a tax-free way to invest in your child's education. But what are the best…
Ask Clark money column
Will the United States Default on Its Debt Obligations? Money & Credit March 7th, 2023
The United States debt ceiling has become a popular, and controversial, topic in the media recently. According to CNN, "the…
Fractional Shares
What Are Fractional Shares and Where Can I Buy Them? Investing & Retirement March 7th, 2023
Fractional shares allow investors to create a diversified portfolio of stocks and ETFs without needing much capital. In this article,…
Experian Boost
Experian Boost® Review: How 3 Bills Helped Raise My FICO® Score 14 Points Money & Credit March 6th, 2023
Are you someone who always pays your cell phone and utility bills on time? If so, there’s a possibility that…
Ask Clark money column
Can You Trust Retirement Calculators? Investing & Retirement March 3rd, 2023
The premise of a retirement calculator is fascinating. Based on my income, savings rate and assets today, when will I…
Ask Clark money column
What Fee Level Does Clark Consider Acceptable For a Company 401(k)? Investing & Retirement March 2nd, 2023
It's easy to find information about investing fees with the best investment companies. If you'd rather not wade through the…
retirement age sign
The Most Popular Retirement Ages Investing & Retirement February 28th, 2023
If you're like many U.S. workers, retirement can't come soon enough. Are you wondering when you can retire? And, how…
A SEP IRA is a great retirement plan for those who earn self-employment income.
What Is a SEP IRA and Who Is Eligible? Investing & Retirement February 23rd, 2023
If you're self-employed, contributing to a SEP IRA may be a great way to fund your retirement. In this article,…
What Is a Solo 401(k) and How Does It Work?
What Is a Solo 401(k) and How Does It Work? Investing & Retirement February 23rd, 2023
A solo 401(k) is a retirement plan for the self-employed. If you're a business owner, a solo 401(k) is a…
Ask Clark money column
Should I Borrow Money To Pay for a Wedding? Money & Credit February 21st, 2023
Some people plan their wedding for decades. It's often the happiest day of someone's life. And it's certainly a day…
Empower Review: How It Works, Pros & Cons
Empower Review: How It Works, Pros & Cons Investing & Retirement February 20th, 2023
This retirement-centric company helps you track and optimize your retirement planning with free tools. It also combines automated investing with…
toilet tissue prices
Why Toilet Paper Has Gotten So Expensive Money & Credit February 20th, 2023
If you’ve been on the toilet paper aisle in the grocery store lately, you’ve probably noticed that prices have increased…
retiree looking at map
Report: The Best and Worst States for Retirement Investing & Retirement February 17th, 2023
Money expert Clark Howard says that the key to ensuring that you’re comfortable later in life is to save for…
Ask Clark money column
I Have $60,000, Owe $6,000 in Student Loans and Want To Invest in Real Estate. What Should I Do? Investing & Retirement February 16th, 2023
Oh, to be young with a bank account full of money and four decades to go before retirement age. That’s…