Theo Thimou About the author:
Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. As a single widowed parent of two young children, he strives to bring unique savings tips to men and women like him who must face life without their spouses.
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More posts by Theo Thimou

How to Switch Banks in 4 Simple Steps
How to Switch Banks in 4 Simple Steps Banks & Banking August 7, 2019
Being with the wrong bank can make your financial life miserable. High fees and poor customer service are some of…
Clothing racks and tables inside a Costco store showing the kinds of clothes Costco sells
5 Things to Know Before You Buy Costco Clothes Warehouse Clubs August 2, 2019
Whether it's for holiday gifting, back-to-school shopping or just picking up some everyday wardrobe staples, more and more shoppers are…
Car Insurance
When Should You File a Car Insurance Claim? Car Insurance July 31, 2019
Wondering when to file a car insurance claim? Money expert Clark Howard has a specific formula he suggests you apply…
Hand holding cash money going to a bank, credit union, Roth IRA or fintech company
Where Should I Put My Emergency Fund? Save Money July 29, 2019
Nobody likes to have an emergency drop in uninvited and wreak havoc on their financial life. That's where having an…
Digital membership card on Costco app
Costco app changes: How to access your new digital membership card Warehouse Clubs July 26, 2019
Good news for Costco shoppers! The Costco app now allows you to create a digital membership card right on your…
Bag of money with 'credit' written on it next to a house
What credit score do you need to buy a house? Mortgages July 26, 2019
If you've ever wondered what kind of credit score you need to buy a house, the answer is that it…
Retirement savings plan
How to Start Investing and Saving for Retirement Investing & Retirement July 24, 2019
We all know we should invest and save for our future — but many of us don't know how to…
haven life homepage
6 things to know about Haven Life Life Insurance July 24, 2019
Haven Life is one of a new breed of life insurance players removing the friction from the life insurance shopping…
Retired couple
10 cities where your Social Security check can cover housing costs Investing & Retirement July 19, 2019
The question of where to retire is as big of a question mark for people as the question of when…
Woman with piggy bank on the hood of a new car
How to Save Money on Car Insurance Car Insurance July 18, 2019
If it's renewal time for auto insurance and you're facing a serious case of sticker shock at how much you're…
money bag key on a keyboard
How to Make an Extra $100 in a Day Make Money July 17, 2019
If you need a little more money in your pocket to see you through to the end of the month,…
life insurance graphic
What Is Term Life Insurance and Should I Buy It? Life Insurance July 16, 2019
When you finally start to get your financial act together, one of the things you may be asking yourself is…
Woman with groceries saving money in piggy bank
7 Best Apps to Save Money on Groceries Shopping & Retail July 9, 2019
Looking for the best apps to save money on groceries? Technology can be a big help when you want to…
When Is the Best Time to Take Social Security?
When Is the Best Time to Take Social Security? Investing & Retirement July 8, 2019
The old saying that timing is everything certainly applies when you're talking about when to take Social Security! Study: Taking…
Costco food court signage in front of register
3 Things to Know About the Costco Food Court Warehouse Clubs July 5, 2019
Costco keeps its food court prices affordable so you can grab a quick bite when you're stocking up on everything…
man holding money at computer
6 Steps to Make $1,000 Fast Make Money July 3, 2019
Are you facing a financial emergency and wondering how to make $1,000 fast? Maybe you have a pet that requires…
renters insurance contract to be signed
4 Things to Know Before You Buy Renters Insurance Insurance July 2, 2019
Looking for the best renters insurance? Fortunately, renters insurance is an incredibly cheap policy to buy and there are several…
Pharmacist talking to senior citizens about drug costs
7 Things to Know Before You Use RxSaver Health June 26, 2019
We all know the price of medication can be a budget-buster for a lot of people. RxSaver by RetailMeNot lets…
title deed to a home
4 Things to Know Before Buying Owner’s Title Insurance Insurance June 25, 2019
Whether you're buying or refinancing a home, there's an optional insurance policy you can buy: title insurance. Most people don't…
Roth 401(k) versus traditional 401(k)
Is a Roth 401(k) Better Than a Traditional 401(k)? Investing & Retirement June 21, 2019
Many people have the option of doing a Roth 401(k) at work. But what exactly is a Roth 401(k), how…
Cracked smartphone screen on the floor
Should You Buy Cell Phone Insurance? Insurance June 20, 2019
You can get insurance on just about anything these days. Cell phone insurance is often pitched as a real money-saver…
How to buy a house
How to Buy a House in 9 Steps Homes & Real Estate June 18, 2019
Owning your own home is fantastic. It’s your castle, your place. And one of the greatest benefits of owning a…
How to Buy Term Life Insurance
How to Buy Term Life Insurance Life Insurance June 14, 2019
If you want the best protection you can get for your family in the event of your death, it's critical…
Publix storefront
4 Things to Know About Publix BOGO Sales Shopping & Retail June 12, 2019
The buy one get one (BOGO) sales at Publix give you the chance to really stretch your grocery dollar every…
Flooded home
5 Things to Know Before You Buy Flood Insurance Insurance June 10, 2019
Flood insurance is an important policy for most homeowners to have. But only about one in seven homeowners purchase this…
Costco furniture in Clark Howard's home
7 Things to Know About Buying Costco Furniture Shopping & Retail June 7, 2019
When you think about buying furniture for your home, does Costco come to mind? The warehouse club chain may not…
date for retirement circled on a calendar
Should you have multiple target date funds? Investing & Retirement June 5, 2019
If you're confused by which target date fund to choose, you might be tempted to have multiple target date funds…
state farm logo
5 things to know about State Farm auto and home insurance Insurance May 31, 2019
State Farm is a major home and auto insurer with big name recognition, heavy advertising and catchy jingles. But can…
Vanguard screenshot
5 Things to Know About Investing With Vanguard Investing & Retirement May 30, 2019
When it comes to investing, money expert Clark Howard favors investment companies that hold costs down for their customers and…
Buying a new car soon? Here's why it's going to cost you more than ever
How to Buy a Used Car in 7 Steps Cars May 24, 2019
Money expert Clark Howard says buying a used car is one of the smartest financial moves you can make. But…