Theo Thimou About the author:
Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. As a single widowed parent of two young children, he strives to bring unique savings tips to men and women like him who must face life without their spouses. He can be reached at [email protected]
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More posts by Theo Thimou

When Is the Best Time to Take Social Security?
When Is the Best Time to Take Social Security? Investing & Retirement July 8, 2019
The old saying that timing is everything certainly applies when you're talking about when to take Social Security! Study: Taking…
Costco food court signage in front of register
3 Things to Know About the Costco Food Court Warehouse Clubs July 5, 2019
Costco keeps its food court prices affordable so you can grab a quick bite when you're stocking up on everything…
man holding money at computer
6 Steps to Make $1,000 Fast Make Money July 3, 2019
Are you facing a financial emergency and wondering how to make $1,000 fast? Maybe you have a pet that requires…
renters insurance contract to be signed
4 Things to Know Before You Buy Renters Insurance Insurance July 2, 2019
Looking for the best renters insurance? Fortunately, renters insurance is an incredibly cheap policy to buy and there are several…
Pharmacy counter
7 Things to Know Before You Use RxSaver Health June 26, 2019
We all know the price of medication can be a budget-buster for a lot of people. RxSaver by RetailMeNot lets…
title deed to a home
4 Things to Know Before Buying Owner’s Title Insurance Insurance June 25, 2019
Whether you're buying or refinancing a home, there's an optional insurance policy that most people don't want to buy called…
Roth 401(k) versus traditional 401(k)
Is a Roth 401(k) Better Than a Traditional 401(k)? Investing & Retirement June 21, 2019
Many people have the option of doing a Roth 401(k) at work. But what exactly is a Roth 401(k), how…
Cracked smartphone screen on the floor
Should You Buy Cell Phone Insurance? Insurance June 20, 2019
You can get insurance on just about anything these days. Cell phone insurance is often pitched as a real money-saver…
How to buy a house
How to Buy a House in 9 Steps Homes & Real Estate June 18, 2019
Owning your own home is fantastic. It’s your castle, your place. And one of the greatest benefits of owning a…
How to Buy Term Life Insurance
How to Buy Term Life Insurance Life Insurance June 14, 2019
If you want the best protection you can get for your family in the event of your death, it's critical…
Publix storefront
4 Things to Know About Publix BOGO Sales Shopping & Retail June 12, 2019
The buy one get one (BOGO) sales at Publix give you the chance to really stretch your grocery dollar every…
Flooded home
5 Things to Know Before You Buy Flood Insurance Insurance June 10, 2019
Flood insurance is an important policy for most homeowners to have. But only about one in seven homeowners purchase this…
Costco furniture in Clark Howard's home
7 Things to Know About Buying Costco Furniture Shopping & Retail June 7, 2019
When you think about buying furniture for your home, does Costco come to mind? The warehouse club chain may not…
date for retirement circled on a calendar
Should you have multiple target date funds? Investing & Retirement June 5, 2019
If you're confused by which target date fund to choose, you might be tempted to have multiple target date funds…
state farm logo
5 things to know about State Farm auto and home insurance Insurance May 31, 2019
State Farm is a major home and auto insurer with big name recognition, heavy advertising and catchy jingles. But can…
Vanguard screenshot
5 Things to Know About Investing With Vanguard Investing & Retirement May 30, 2019
When it comes to investing, money expert Clark Howard favors investment companies that hold costs down for their customers and…
Buying a new car soon? Here's why it's going to cost you more than ever
How to Buy a Used Car in 7 Steps Cars May 24, 2019
Money expert Clark Howard says buying a used car is one of the smartest financial moves you can make. But…
#1 investment mistake to avoid
The Biggest Mistake People Make When Opening an Investment Account Investing & Retirement May 17, 2019
When you open an investment account like a traditional or Roth IRA, there's a common mistake a lot of people…
Publix receipt
How to cut your Publix grocery bill in half Save Money May 17, 2019
Publix calls itself "the place where shopping is a pleasure" because of its award-winning emphasis on customer service. But that…
How many bank accounts should you have?
How Many Bank Accounts Should You Have? Banks & Banking May 16, 2019
If you've received a bank sign-up bonus offer in the mail, you might be thinking about opening a new bank…
young alfred homepage
6 things to know about insurance startup Young Alfred Insurance May 13, 2019
If you're befuddled by the insurance shopping process, you might want to give new website Young Alfred a look. This…
costco electronics
4 things to know before you buy a TV from Costco Shopping & Retail May 9, 2019
Costco Wholesale can be a great option when you're looking to buy your next TV. Here's what you need to…
Fidelity Investments
7 Things to Know About Investing With Fidelity Investments Investing & Retirement May 9, 2019
Do you invest with Fidelity Investments or are you thinking about investing with them? This popular online discount brokerage is…
Mushroom burial suit
What is a mushroom burial suit and how much does one cost? Life May 8, 2019
The Internet has been buzzing recently about a newfangled burial option after former Beverly Hills 90210 star Luke Perry's daughter…
Amica Mutual homepage
7 Things to Know About Amica Insurance Insurance May 8, 2019
Looking for a new auto insurer who gets high marks for customer service and pays you back as a customer?…
swapalease homepage
How to get out of a car lease Cars April 30, 2019
Leasing is a popular way for people to get into a new vehicle — even though it's probably money expert…
Investment companies considering strategy
10 Best Investment Companies for Small Investors Investing & Retirement April 30, 2019
The financial service industry is not exactly geared toward anyone who's not Daddy Warbucks. If you're a small investor, it…
job interview in calendar
Job alert: 10 companies hiring like crazy in May Jobs April 30, 2019
Spring hiring is in full swing! This month, there are great job opportunities in tech, education, health and more. Enterprise,…
Man making the silence finger with mobile phone in hand
Warning: Don’t fall for this new Social Security phone scam Scams & Rip-Offs April 29, 2019
The Social Security Administration (SSA) has a warning about a new scam that you're going to want to hear! This…
disney magic kingdom castle
2 Legitimate Ways to Get Free Disney World Tickets Travel April 29, 2019
"There's no such thing as a free lunch." "Nobody rides for free." You've heard it all a hundred times before.…