Theo Thimou About the author:
Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. As a single widowed parent of two young children, he strives to bring unique savings tips to men and women like him who must face life without their spouses. He can be reached at [email protected]
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More posts by Theo Thimou

taxes due logo
How to file back taxes Money & Credit March 11, 2019
If you didn't file you taxes last year (or any year before that) and you're trying to figure out how…
Amazon.com FSA and HSA store
You can now use your FSA or HSA money to shop on Amazon Insurance March 11, 2019
Due to a recent policy change, Amazon will now let you use money from your flexible-spending account (FSA) or health-savings…
costco travel woman on beach
Costco Travel: 5 things to know before you book Travel March 11, 2019
If you're anything like money expert Clark Howard, you're probably used to getting almost everything — from clothes to food…
discover financial services
5 unlikely factors that can make or break your Discover personal loan application Money & Credit March 6, 2019
Looking to apply for a Discover personal loan? Don't be surprised when the financial services company uses a slightly unorthodox…
Home Depot storefront
Home Depot to add 80,000 associates during spring hiring blitz Jobs March 5, 2019
Home Depot's spring hiring season has officially kicked off with the announcement that it's looking to add 80,000 new employees…
now hiring sign - 25 best cities to get a job right now
Job alert: These 10 companies are hiring like crazy in March Jobs March 5, 2019
When you think of March, you probably think of St. Patrick's Day and college basketball tournaments. But job hunting? Probably…
2020 census
What to do with the 2020 Census invitation that’s likely coming to your mailbox soon Life March 4, 2019
When an invitation shows up in the mail asking you to respond to the 2020 U.S. Census, don't throw it…
Kroger Smith's Visa ban
Kroger stops accepting Visa credit cards at 142 supermarkets in 7 states Shopping & Retail March 4, 2019
Kroger will no longer accept Visa cards as a form of payment at hundreds of its supermarkets and fuel centers…
erie insurance sign on office
Erie Insurance: 6 things to know about the top-rated insurance company Insurance March 1, 2019
Erie Insurance may not be a household name around the US, but this insurance company is one that you should…
amazon prime deliveries on doorstep
Simplify your Amazon deliveries with the new ‘Amazon Day’ service Shopping & Retail February 28, 2019
In its ongoing efforts to reduce waste and satisfy customers, Amazon is introducing a new shipping option for Prime members…
Walmart
Is Walmart’s new payment option a good deal? Shopping & Retail February 27, 2019
Walmart's in-store and online shoppers will soon have a new payment option available if they can't afford to pay for…
debt settlement companies warning
Warning: Here’s what those debt settlement companies don’t tell you Money & Credit February 26, 2019
If you're considering working with debt settlement companies to make your debt go away, there's a big warning you need…
SoFi
Investor Alert: SoFi readies no-fee ETFs in an industry first Money & Credit February 26, 2019
Online lender SoFi plans to launch two new exchange-traded funds (ETFs) that will come with a big carrot: Zero management…
customer at supermarket checkout
New survey: These grocery store chains have the most and least satisfied customers Shopping & Retail February 26, 2019
When you go to the grocery store, are you satisfied with the shopping experience? A new survey shows overall supermarket…
sprint store
Sprint 5G service coming to 9 U.S. cities in May Mobile & Electronics February 25, 2019
Sprint will bring 5G commercial service to nine cities including Chicago, Atlanta, and Dallas beginning in May, according to a…
AT&T logo
Have a 3G phone? Here’s why it’s time to start thinking about upgrading Mobile & Electronics February 22, 2019
As the ramp up to 5G continues, AT&T says it will stop providing service to 3G devices by early 2022.…
New survey: The most reliable cars for 2019
New survey: The most reliable cars for 2019 Cars February 15, 2019
Money expert Clark Howard recommends that you buy a car that’s two or three years old because brand new cars…
woman with credit card
Can I use a credit card to pay my taxes? Money & Credit February 14, 2019
Wondering if you can pay taxes with a credit card? The answer is "yes" but there are a couple reasons…
Target app
Target corrects embarrassing app price-switching practice Shopping & Retail February 12, 2019
When is the price not the price on an item you're thinking of buying? Target has had to address that…
grocery image
Why everything from toilet paper to diapers to charcoal could cost you more in 2019 Shopping & Retail February 11, 2019
If you're a dedicated brand-name shopper, your weekly supermarket haul is about to get more expensive. Consumer packaged goods giants…
This SSA life expectancy calculator shows how long you’ll receive benefits
This SSA life expectancy calculator shows how long you’ll receive benefits Investing & Retirement February 8, 2019
Everyone wants to maximize their retirement benefits. Fortunately, the Social Security Administration (SSA) life expectancy calculator can help you do…
Sonic Drive-In Restaurant
Visit a Sonic Drive-In in 2017? You could be getting paid… Protect Your Rights & Identity February 7, 2019
If you used a debit or credit card at any one of more than 300 Sonic Drive-In locations a couple…
traffic jam with rows of cars
Study: Best and worst drivers ranked by state Cars February 7, 2019
Everyone likes to think they're a good driver. But there's new data indicating the best and worst drivers by state…
car break down with hood open
Lemon laws: These states do the best job protecting consumers in new car purchases Cars February 6, 2019
Lemon laws have existed at the state level dozens of years to protect consumers from buying a new vehicle that…
retail manager
Job alert: These 10 companies are hiring like crazy in February Jobs February 5, 2019
A lot of people tend to recover from the holidays by taking the month of January off from the job…
Aspiration Bank: 7 things you need to know before you open an account
Aspiration Bank: 7 things you need to know before you open an account Money & Credit January 31, 2019
Want to park your money in a moderate-yield interest account that has a conscience? Then maybe Aspiration Bank is the…
Man Working on the Beach
Here are the top 25 companies hiring for work-from-home jobs January 31, 2019
Do you want a job that offers true freedom and flexibility for your lifestyle? We've got a new list of…
Happy older couple in retirement
New survey: These 25 states are the cheapest places to retire Money & Credit January 31, 2019
When it comes to retirement costs, do you know how much income you'll need in order to live comfortably when…
canada dry ginger ale bottles
If you’ve bought Canada Dry Ginger Ale over the last 5 years, you could be getting paid Shopping & Retail January 30, 2019
If you bought any Canada Dry Ginger Ale product over the last few years, you're eligible for compensation as part…
Why you shouldn’t want to get a big tax refund check
Why you shouldn’t want to get a big tax refund check Money & Credit January 30, 2019
Each tax season, many people rush to file their return as soon as they can so they can get a…