Latest Money & Credit

Webull vs. Robinhood is a modern debate between free, self-directed investment apps.
Webull vs. Robinhood: Which Investing App Is the Best? Investing & Retirement May 1st, 2023
Webull vs. Robinhood: the subject of a great modern debate between people who love self-directed mobile investing platforms. When Robinhood…
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My Cable Company Is Raising Prices Unless I Enroll in Auto-Pay. Is It Safe? Money & Credit April 28th, 2023
Payment technology and culture advanced so quickly that the time when you could get a discount on your monthly bills…
Roth vs. traditional IRA is a decision that you'll face if you want to fund a retirement account outside of work.
Roth IRA vs. Traditional IRA: What’s the Difference? Investing & Retirement April 27th, 2023
If you're funding an Individual Retirement Account, your first decision will be a Roth vs. traditional IRA. But what's a…
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What Should I Read To Learn More About Investing? Investing & Retirement April 24th, 2023
You may want to learn about investing but you're not sure what to read or which advice to trust. You're…
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How Should I Collect Payments for My Small Business? Money & Credit April 20th, 2023
Not long ago, businesses and customers had two choices for transactions: cash or credit. Now, there are a number of…
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Are Money Market Funds a Safe Place To Stash My Savings? Investing & Retirement April 19th, 2023
The massive interest rate hikes since the first quarter of 2022 have impacted almost every corner of the United States…
11 Ways to Save Money in Retirement
11 Ways to Save Money in Retirement Investing & Retirement April 18th, 2023
Retirement can be a wonderful thing, but it comes without its own set of challenges. When you no longer have…
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Should I Be Upset About the Way the Government Handled My IRS Tax Refund? Taxes April 17th, 2023
Until the moment you finalize your tax return, the big question for most people is whether you owe money to…
Credit card statement - This scam is another reason to check your credit card statements
What Happens to Your Credit Card Debt When You Die? Money & Credit April 17th, 2023
When you die, does your credit card debt go with you? The answer may surprise you. Credit card debt does…
Webull is a free investment app for swing traders who understand technical analysis.
Webull Review: Free Stock, Charts Galore Investing & Retirement April 13th, 2023
Webull provides investors with a free, mobile-first trading app. In this article, I'll review Webull to help you understand what…
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Should I Tap Into My Emergency Fund To Max Out My IRA? Investing & Retirement April 12th, 2023
Tax-advantaged retirement accounts such as 401(k) plans and IRAs are crucial tools as you invest for your future. If you've…
Hybrid financial advisors are a favorite of money expert Clark Howard for investors of all kinds.
Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity Investing & Retirement April 11th, 2023
Are you looking for a financial advisor? Money expert Clark Howard loves to recommend the hybrid advisor options from Vanguard,…
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Do I Need To Adjust My Tax Withholdings at Work To Account for a Tax Credit? Taxes April 7th, 2023
To get a tax credit, you need to owe the IRS at least the full amount that the credit is…
Schwab Intelligent Portfolios Premium offers a hybrid financial advisor option that Clark Howard recommends.
Schwab Intelligent Portfolios Premium Review Investing & Retirement April 7th, 2023
Schwab Intelligent Portfolios Premium provides a way to invest your money and get inexpensive access to a team of financial…
Fidelity Personalized Planning and Advice offers financial planning and coaching as well as robo-investing.
Fidelity Personalized Planning & Advice Review Investing & Retirement April 6th, 2023
Fidelity Personalized Planning and Advice offers robo-investing plus unlimited financial planning and coaching. In this article, I'll explain why money…
Money mistakes
The Biggest Money Mistakes To Avoid in 2023 Money & Credit April 6th, 2023
How confident are you in your financial life? Even if you have no debt, pay your bills in full and…
Clark.com's Acorns review will explain how the micro-investment platform works and examine its fees.
Acorns Review: How It Works, Pros & Cons Investing & Retirement April 5th, 2023
If you're looking for companies to help you invest your money, one big player is the Acorns platform. In this…
Pension statement
Should You Take Your Pension in a Lump Sum or Monthly Payments? Investing & Retirement April 4th, 2023
Pensions are increasingly rare these days. The reason is simple: Offering pensions requires companies to make an expensive, long-term commitment…
retirement money
Report: How Prepared Are Americans for Retirement? Investing & Retirement April 3rd, 2023
If you’re like millions of Americans, retirement is one of the most anticipated events in your life — but are…
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Should I Pay My Tax Bill With an Introductory 0% APR Credit Card? Taxes March 30th, 2023
The IRS requires you to file your 2023 income tax return, or request an extension, by April 18. If you're…
Certificates of Deposit
What Is a CD and Should You Open One? Banks & Banking March 29th, 2023
If you're looking for a safe place to keep money that you don’t intend to spend soon, you may want…
Managing your own investments well is very challenging, but it's possible for some people.
Should You Manage Your Own Investment Portfolio? Investing & Retirement March 28th, 2023
Thanks to the internet, managing your own investment portfolio has become more accessible than ever in the last decade. In…
Once you decide to roll over your 401(k), it's important to understand how to roll over a 401(k).
401(k) Rollover: How To Roll Over a 401(k) Investing & Retirement March 23rd, 2023
If you've decided to move the funds from your retirement account at your former company, you need to understand how…
Citi Bank is offering a $2,000 bonus to new Citi checking account members.
Can You Really Get a $2,000 Bonus for Opening a Citibank Account? Banks & Banking March 22nd, 2023
Citibank is offering a bonus of up to $2,000 to new customers who open a checking account. That sounds great.…
Clark.com offers advice on who should use a robo-advisor for their investment needs.
Who Should Use a Robo-Advisor? Investing & Retirement March 21st, 2023
Robots are slowly invading society, but at least so far, the relationship isn’t adversarial like you see in the movies.…
An ETF, or exchange-traded fund, is an investment similar to a mutual fund but trades like a stock.
What Is an ETF? Investing & Retirement March 21st, 2023
An ETF, or exchange-traded fund, is a type of investment that you buy and sell through a stock exchange or…
IRA vs. 401(k): Both of the major retirement plan tools have strengths and weaknesses, but money expert Clark Howard holds a clear opinion.
IRA vs. 401(k): Which Is Better? Investing & Retirement March 21st, 2023
If you're contributing to a retirement account in the United States, you've probably debated an IRA vs. 401(k). The good…
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Are Credit Union Deposits Insured Up To $250,000? Banks & Banking March 17th, 2023
Silicon Valley Bank, one of the 20 largest banks in the United States, collapsed out of nowhere earlier this month.…
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Can I Trust the FDIC’s Recommendations on Getting Insured for More Than $250,000 at a Single Bank? Banks & Banking March 16th, 2023
The Silicon Valley Bank meltdown at the end of last week caused a temporary massive panic about the security of…
Clark Howard names the best 529 savings plans by state.
Best 529 College Savings Plans By State Investing & Retirement March 10th, 2023
A 529 savings plan gives you a tax-free way to invest in your child's education. But what are the best…