Latest Money & Credit

Amazon is shuttering the AmazonSmile program.
Amazon Is Shuttering a Popular Donation Program for Customers Money & Credit January 19th, 2023
If you're an Amazon customer who liked to use your online shopping habits as a way to give back to…
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Do You Need a Separate Checking Account for Your Side Hustle? Taxes January 17th, 2023
It's common for people to seek additional income outside of their full-time job. Many times, that's through part-time work as…
retirement money jar
Report: The Average Amount Retirees Spend in Retirement Investing & Retirement January 17th, 2023
How much money do you plan to spend in retirement every month? The Employee Benefit Research Institute's (EBRI) 2022 Spending…
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We Just Got Married. How Do We Blend Our Finances? Money & Credit January 16th, 2023
Research consistently finds that financial compatibility and harmony is one of the biggest predictors of long, happy marriages. So when…
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Should We Worry About the National Debt and Budget Deficits? Money & Credit January 11th, 2023
The United States is a country known for spending money. We're a nation with a culture that encourages buying, even…
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Can Married Couples Get Joint Access To Utility, Mortgage and Investment Accounts? Money & Credit January 10th, 2023
So you're combining your finances with a spouse or family member. It can be a frustrating and inconvenient process that…
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How Do I Use All the Funds on My Virtual Gift Card? Money & Credit January 9th, 2023
The holiday season is prime gift-giving time. But many of us are guilty of turning to gift cards for some…
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Will I Lose Out on Interest If I Move Money Between Savings Accounts Multiple Times Per Month? Banks & Banking December 20th, 2022
Back in the dark ages of savings accounts, a scant 11 months ago, the Federal interest rate was effectively zero.…
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Can I Invest Through My HSA While Still Remaining Liquid? Investing & Retirement December 19th, 2022
An HSA, or a Health Savings Account, can be one of the most exciting financial tools if you know how…
$5 challenge
How To Save Nearly $7,000 This Year With the $5 a Week Savings Challenge Budgeting & Saving December 7th, 2022
If your goal is to save more money, you can start out on the right foot today with our $5…
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Should I Invest or Pay Off My Student Loans? Debt December 6th, 2022
Compound interest is one of the most exciting, powerful and remarkable forces in finance. Given enough time, a modest amount…
Zelle refund policy
These Big Banks Are Finally Doing Something About Zelle Banks & Banking December 2nd, 2022
Payment apps have become increasingly common tools for making financial transactions between friends, family members and even strangers. As convenient…
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How Much Should Your 401(k) Account Cost You All-In? Investing & Retirement December 1st, 2022
The easiest decision in retirement planning is contributing to your company 401(k) account up to the company match. You can…
6 Tax Breaks for Retirees
6 Tax Breaks for Retirees Taxes November 21st, 2022
Did you know that tax credits exist to help retirees save on their tax bills? The Internal Revenue Service (IRS)…
Credit Cards
5 Credit Card Mistakes To Avoid Money & Credit November 21st, 2022
Credit cards are a financial tool that can lead to great rewards and benefits. But if you mishandle them, you…
best banks according to customers
Reports: Best Banks for Customer Satisfaction Banks & Banking November 18th, 2022
Team Clark's favorite online banks charge no fees on checking accounts, pay decent interest on your savings account and never…
investment account
Should I Care About the Fee on My Investment Account if I’m Getting a High Rate of Return? Investing & Retirement November 7th, 2022
If you’re thinking about investing in mutual funds or index funds, you should know that it's quite normal for you…
Tax-Loss Harvesting: How To Use a Bear Market To Lower Your Tax Bill
Tax-Loss Harvesting: How To Use a Bear Market To Lower Your Tax Bill Investing & Retirement November 4th, 2022
It's been a rough year for U.S. equities. Due to a combination of historic inflation and aggressive interest rate hikes…
10 Year-End Strategies To Cut Your Tax Bill
10 Year-End Strategies To Cut Your Tax Bill Money & Credit November 3rd, 2022
Ben Franklin wrote, “… in this world nothing can be said to be certain, except death and taxes.” If you're…
piggy bank with money in a shopping cart
Why You Should Shop Your Bank Now More Than Ever Banks & Banking October 26th, 2022
If you’ve put away some savings, it’s high time to get that money working for you if it’s not already.…
IRS Announces Record 401(k) Contribution Limit Increase for 2023
IRS Announces Record 401(k) Contribution Limit Increase for 2023 Investing & Retirement October 25th, 2022
The Internal Revenue Service (IRS) announced a record increase in 401(k) contribution limits for 2023, raising the standard amount from…
How Much House Can I Afford?
How Much House Can I Afford? Debt October 24th, 2022
How much house can you afford to buy? Whether you're renting or planning to upgrade from a current home, it's…
4 Ways To Budget With Inconsistent Income
4 Ways To Budget With Inconsistent Income Money & Credit October 21st, 2022
I'm in my 30s, and I've never had "salary certainty." That is, I've never had a definite (or even approximate)…
Here Are the New IRS Tax Brackets for 2023
Here Are the New IRS Tax Brackets for 2023 Money & Credit October 21st, 2022
The Internal Revenue Service (IRS) just announced the new United States federal income tax brackets for 2023. The IRS, which…
"What is an HSA" and "what are the HSA contribution limits in 2021" are common health insurance questions.
What Is an HSA Account and How Does It Work? Health Insurance October 20th, 2022
If you’re enrolled in a high-deductible health plan at work, you may have been offered the option of an HSA.…
investor sees stock market losses
Should I Take Money Out of the Stock Market and Buy I Bonds? Investing & Retirement October 18th, 2022
The stock market’s performance of late has not been one for the faint of heart. It's not surprising if you're…
Aspiration Spend & Save: Do Good While Maximizing Your Savings Interest Rate
Aspiration Spend & Save: Do Good While Maximizing Your Savings Interest Rate Banks & Banking October 17th, 2022
Even late in 2022, with interest rates constantly rising, the fact that Aspiration is offering up to 5% interest on…
The True Opportunity Cost of Your ‘Innocent’ Car Loan
The True Opportunity Cost of Your ‘Innocent’ Car Loan Money & Credit October 13th, 2022
CNBC recently published a story on the habits of "super savers": people who contribute at least 15% of their pay…
down stock market chart
My Stock Market Investments Are Down 25%. Should I Take My Money Out? Investing & Retirement October 12th, 2022
The news on Wall Street isn't pretty these days: U.S. stock markets have been falling for months. The S&P 500…
How to Teach Young Kids About Money
How to Teach Young Kids About Money Money & Credit October 12th, 2022
Money expert Clark Howard feels so strongly about the importance of teaching kids the value of money that he wrote an…