Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

Coins stacked up and growing in value
What Is the Rule of 72 and Why Should You Care About It? Investing & Retirement October 31st, 2023
Everybody loves the idea of doubling their money. But did you know there's a simple formula that can help you…
Ask Clark Howard and Team Clark
What Brokerage Do You Recommend for First-Time Investors or Kids? Investing & Retirement October 31st, 2023
Learning about finance and investing from an early age can be life changing. Many of us have children, family members…
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We Have Enough Money To Retire. Can We Cancel These Insurance Policies and Use the Money for Fun? Investing & Retirement October 30th, 2023
If you don't have enough money saved for retirement, it's easy to know what to do. At least in broad…
Should I Pay Off Debt, Save Money or Invest?
Should I Pay Off Debt, Save Money or Invest? Investing & Retirement October 30th, 2023
You've got some cash and you're facing a financial decision: Should you invest, pay off debt or save that money…
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I Have $1 Million in Real Estate. Should I Sell and Invest It Instead? Homes & Real Estate October 25th, 2023
When it comes to investing for retirement, money expert Clark Howard often recommends stashing your money in a target date…
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How Many Financial Accounts and Companies Are Too Many? Banks & Banking October 23rd, 2023
"Mo Money Mo Problems" is a 1997 song by The Notorious B.I.G. The chorus includes this line: "It's like the…
The Social Security Cost-of-Living Adjustment for 2024
The Social Security Cost-of-Living Adjustment for 2024 Investing & Retirement October 12th, 2023
Are you ready to see an increase in your Social Security check? The Social Security Administration (SSA) just announced a…
Clark Howard’s Advice on Buying Gold
Clark Howard’s Advice on Buying Gold Investing & Retirement October 11th, 2023
Gold is one of the most popular investments in the world. In fact, according to the data-driven visual content site…
My Social Security: The Free Account Everyone Needs To Set Up Before Retirement
My Social Security: The Free Account Everyone Needs To Set Up Before Retirement Investing & Retirement October 11th, 2023
For many of us, Social Security will be a significant part of our income during retirement. In fact, the Social…
Fisher Investments Review: Is Fisher Really a Fiduciary?
Fisher Investments Review: Is Fisher Really a Fiduciary? Investing & Retirement October 4th, 2023
Outside of the biggest names such as BlackRock, Fidelity, Schwab and Vanguard, Fisher Investments is one of the most recognizable…
The Only Two Exceptions to Clark Howard’s Annuity Rule
The Only Two Exceptions to Clark Howard’s Annuity Rule Investing & Retirement September 30th, 2023
Money expert Clark Howard hates most annuities. He even calls "annuity" a "curse word" on his podcast. However, there are…
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Is Clark Concerned About the Underperformance of International Stocks in Funds? Investing & Retirement September 29th, 2023
Money expert Clark Howard often gives investing advice based on behavioral economics. Imagine that a doctor prescribes the perfect medicine…
What is a financial advisor and how much do financial advisors cost? Clark Howard answers those questions and more.
What Is a Financial Advisor and Do I Need One? Investing & Retirement September 28th, 2023
Considering that as little as 1% of the U.S. population uses a financial advisor, there’s understandably some mystery about what…
Betterment Review: How It Works, Pros & Cons
Betterment Review: How It Works, Pros & Cons Investing & Retirement September 19th, 2023
If you're reading a Betterment review, you probably already know something about robo-advisors. But how do they work, and what…
retirement clock
The Average Retirement Age in America Investing & Retirement September 18th, 2023
When you think about your retirement, do you envision still feeling spry and being in relatively good health? Truth be…
Retirement affordability
New Report: Top 15 Most Affordable Places To Retire Investing & Retirement September 12th, 2023
Finding somewhere to retire can be difficult when you’re looking for a city that has nice weather, adequate amenities and…
Wealthfront Review: How It Works, Pros & Cons
Wealthfront Review: How It Works, Pros & Cons Investing & Retirement September 12th, 2023
As I hope you'll understand after reading this Wealthfront review, if you want to outsource your investing but don't want…
An investor looks over his retirement accounts.
What’s the Average Retirement Account Balance in America? Investing & Retirement September 6th, 2023
It’s well known that saving for retirement is one of the most vital things you can do for your financial…
How To Find and Choose a Financial Advisor
How To Find and Choose a Financial Advisor Investing & Retirement September 6th, 2023
If you want to learn how to find a financial advisor you can trust, you've come to the right place.…
IRA Withdrawal Rules: Early Withdrawal Penalty & Exceptions
IRA Withdrawal Rules: Early Withdrawal Penalty & Exceptions Investing & Retirement September 6th, 2023
If you're funding your retirement through an Individual Retirement Account (IRA), you'll want to know the IRA withdrawal rules to…
Social Security sign
Report: 5 Things Most Americans Don’t Understand About Social Security Investing & Retirement September 5th, 2023
About 75% of U.S. adults over age 50 are concerned about Social Security running out of money in their lifetimes.…
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I Just Graduated With $5,000 in Walmart Stock. How Can I Convert It Into a Roth IRA? Investing & Retirement August 30th, 2023
There are summer jobs that pay decent hourly wages to students. And then there are jobs you work while you're…
Retirees holding sign showing retirement budget and expense categories
6 Major Expenses in Retirement (and How To Reduce Them!) Investing & Retirement August 21st, 2023
Many people spend their working years trying to save enough money for retirement. But how can you predict what your…
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I’m Retiring as a Firefighter With a Pension, $380K in Investments and $65K in Debt. What Do I Do? Debt August 4th, 2023
A pension is a rarity for people looking to retire in the near future. Throw in nearly $400,000 in retirement…
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Should I Avoid Investing More Than $500,000 With a Single Brokerage Firm? Investing & Retirement August 3rd, 2023
Most people know that the FDIC insures bank accounts up to $250,000. But did you know that brokerage firms registered…
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What Does Clark Think About Living on a Cruise Ship for Retirement? Investing & Retirement July 24th, 2023
Cruises can make for fantastic vacations. Some people swear by them. Money expert Clark Howard's son loves them so much…
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Should I Invest a Lump Sum at Once or Through Dollar-Cost Averaging? Investing & Retirement July 20th, 2023
Most of us have dreamed about suddenly receiving a large pile of money. But, if you're financially responsible, you may…
Ask Clark money column
What Does Clark Howard Think About Vanguard’s New Cash Deposit Feature? Investing & Retirement July 13th, 2023
Vanguard slowly rolled out Cash Deposit in 2022, an FDIC-insured interest-bearing account for its customers. The massive discount broker, known…
Ask Clark money column
My Financial Advisor Just Became a Fiduciary But I’m Getting Charged More in Fees. Should I Switch? Investing & Retirement July 12th, 2023
If you listen to money expert Clark Howard, you've heard that you need a fee-only fiduciary as your financial advisor.…
Roth 401(k) versus traditional 401(k)
What Is a Roth 401(k) and How Does It Work? Investing & Retirement July 9th, 2023
If you agree with money expert Clark Howard’s investment philosophy and the term “Roth 401(k)” doesn't already make you smile,…