Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

When Is the Best Time To Collect Social Security?
When Is the Best Time To Collect Social Security? Investing & Retirement September 5th, 2022
Have you heard of the Stanford marshmallow experiment? Researchers gave children one marshmallow. They promised a second marshmallow if the…
retiree looking at map
Report: The Best and Worst States for Retirement Investing & Retirement August 29th, 2022
Where you retire can have a huge bearing on how comfortable you are in your later years. And it's not…
piggy bank money
Is a 3% CD Worth It Right Now? Investing & Retirement August 26th, 2022
As the U.S. economy continues to try to ease inflation, money expert Clark Howard says a notable rise in interest…
retirement clock
The Average Retirement Age in America Investing & Retirement August 18th, 2022
At what age do most Americans retire? For many people, it's getting later and later in life. What Is the…
What is an annuity? A contract between you and an insurance company designed to provide you steady income in retirement.
What Is an Annuity, and Why Does Clark Think They Stink? Insurance August 9th, 2022
Money expert Clark Howard is passionate about many financial topics. But it's hard to find something that gets him more…
Immediate Payout Annuity: What Is It and Do You Need It?
Immediate Payout Annuity: What Is It and Do You Need It? Investing & Retirement August 5th, 2022
Depending on who you're around, sometimes you have to watch your words. I'm not talking about avoiding certain four-letter words…
Should You Sell or Stay in the Stock Market if You Are Retired or Retiring Soon?
Should You Sell or Stay in the Stock Market if You Are Retired or Retiring Soon? Investing & Retirement July 25th, 2022
Whether you celebrated this year's arrival of a bear market or felt pain largely depends on how close you are…
Why Clark Howard Is Obsessed With Roth for Retirement Savings
Why Clark Howard Is Obsessed With Roth for Retirement Savings Investing & Retirement July 23rd, 2022
Money expert Clark Howard radiates enthusiasm whenever he talks about Roth IRAs and Roth 401(k)s as retirement options. "I have…
What Is a Bear Market?
What Is a Bear Market? Investing & Retirement July 14th, 2022
The words themselves sound ominous -- if not scary: "bear market." The S&P 500 entered a bear market in June,…
gold bars
Should I Have Gold in My Portfolio Right Now? Investing & Retirement July 12th, 2022
As an investment, gold isn't all that interesting. It doesn't pay interest or dividends. There are no quarterly earnings reports.…
Retirees holding sign showing retirement budget and expense categories
7 Major Expenses in Retirement (and How To Reduce Them!) Investing & Retirement July 11th, 2022
Many people spend their working years trying to save enough money for retirement. But how can you predict what your…
The Clark-Approved Way To Invest in Real Estate
The Clark-Approved Way To Invest in Real Estate Homes & Real Estate July 7th, 2022
Investing in real estate is a hot topic in 2022 with a booming market for housing prices. However, deciding to…
Fractional Shares
What Are Fractional Shares and Where Can I Buy Them? Investing & Retirement July 5th, 2022
Fractional shares allow investors to create a diversified portfolio of stocks and ETFs without needing much capital. In this article,…
Real Estate Investing: What To Know BEFORE You Start
Real Estate Investing: What To Know BEFORE You Start Homes & Real Estate July 1st, 2022
You've decided to invest in real estate. Now what? Real estate has been a hot commodity of late, generating some…
Clark Howard revisits his crypto predictions and takes after the onset of 'Crypto Winter.'
What Clark Howard Thinks of ‘Crypto Winter’ After Big Crash Investing & Retirement June 27th, 2022
If you think the S&P 500 decline has been brutal, check out some of the devastating crashes that have taken…
investment fees
What Fee Percentage Is Too High for Your Investments? Investing & Retirement June 20th, 2022
It's easy to focus on your investment choices and your returns. But tax implications and investment fees can have an…
Buying on margin can lead to financial ruin quickly, money expert Clark Howard says.
You Need To Avoid This Investment Mistake: It’s Dangerous! Investing & Retirement June 13th, 2022
American investors owed nearly $1 trillion in margin debt at one point in 2021, leaving money expert Clark Howard shaking…
12 Horrible Investment Mistakes
12 Horrible Investment Mistakes Investing & Retirement June 8th, 2022
WANT TO IMPROVEyour investment results? The deadly sins below are not only among the most serious financial transgressions, but also…
Should You Continue Working After Starting To Collect Social Security Benefits?
Should You Continue Working After Starting To Collect Social Security Benefits? Investing & Retirement June 6th, 2022
SOCIAL SECURITY’Scomplexity never fails to surprise. While many retirees have some sense for what factors determine the size of their…
The best stock trading and investment apps in 2021 are free and offer the opportunity to invest in many different asset classes.
6 Best Stock Trading & Investment Apps in 2022 Investing & Retirement June 3rd, 2022
The best stock trading apps allow you to buy and sell a variety of investments for free right from your…
Thrift Savings Plan
What Is a Thrift Savings Plan? Investing & Retirement May 26th, 2022
What is a Thrift Savings Plan (TSP), and how is it different than a 401(k) or IRA? To start, money…
interest rate impact
11 Ways Interest Rate Hikes Will Impact Your Wallet Banks & Banking May 26th, 2022
With the Federal Reserve eager to tamp down inflation, the period of historically low interest rates in the United States…
In this Charles Schwab review, I'll explain why money expert Clark Howard strongly recommends the investment company.
Charles Schwab Review 2022: Pros & Cons Investing & Retirement May 25th, 2022
In some ways, reviewing Charles Schwab isn't much different now than it would have been in the 1970s. Guided by…
10 Rules for an Enjoyable Retirement
10 Rules for an Enjoyable Retirement Investing & Retirement May 18th, 2022
WANT A HAPPIER,more fulfilling retirement? You work your entire life to get there, and you want to make the most…
Clark Howard's free savings and investing roadmap offers practical tips to every level of investor.
How To Save and Invest the Clark Howard Way Investing & Retirement May 16th, 2022
Money expert Clark Howard is giving you his 10-step guide to saving and investing for free, all in one place:…
Compound interest can turn you into a millionaire with a little patience and persistance.
How To Turn $100 a Week Into $1 Million With Compound Interest Investing & Retirement May 11th, 2022
Compound interest is one of the most exciting financial phenomena. Why? It's earning interest on interest! Get 10% in annual…
Clark.com reviews Fidelity Investments to explain which investors are best suited for the brokerage firm.
Fidelity Investments Review 2022: Pros & Cons Investing & Retirement May 11th, 2022
You probably know Fidelity Investments is a giant, popular investment company. Our Fidelity review will help you figure out whether…
Should Retirees Be Nervous About the Stock Market Right Now?
Should Retirees Be Nervous About the Stock Market Right Now? Investing & Retirement May 10th, 2022
EVERY MARKET DECLINEis different, but all of them can feel unnerving, even for the most steadfast of investors. Spooked by…
You can become an IRA millionaire by making the maximum contribution allowed every year for more than three decades.
How To Use an IRA To Become a Millionaire Investing & Retirement May 6th, 2022
Money expert Clark Howard thinks that beyond supporting yourself, saving and investing for retirement should be your most important financial…
Is a recession coming in the United States?
Is a Recession Coming to the United States in 2022? Investing & Retirement May 6th, 2022
It's possible that we're headed for a recession in the United States right now. However, that may not mean what…