Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

Fidelity vs. Vanguard vs. Schwab is a popular choice for retail investors.
Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Investing & Retirement January 21, 2022
Fidelity, Vanguard and Schwab are massively popular investment companies. Money expert Clark Howard recommends all three. If you’re deciding which…
In this Vanguard review, we'll explain why The Vanguard Group is excellent for passive investors and index funds.
Vanguard Review 2022: Pros & Cons Investing & Retirement January 21, 2022
Most Vanguard reviews focus on the firm's bread and butter: its low-cost index funds. The Vanguard Group is not a…
Best Investment Companies for Investors in 2022
Best Investment Companies for Investors in 2022 Investing & Retirement January 21, 2022
The best investment companies are good fits for almost every investor, whether you’re a beginner or you’re making exotic trades.…
A Retiree Shares His 5 Best Money Moves in Retirement
A Retiree Shares His 5 Best Money Moves in Retirement Investing & Retirement January 19, 2022
WHEN FOLKS TALKabout their best financial decisions, they’ll often mention the investments they bought. But my list is quite different.…
6 Challenges To Consider if You Plan To Retire Before 65
6 Challenges To Consider if You Plan To Retire Before 65 Investing & Retirement January 11, 2022
Someone who listens to money expert Clark Howard's podcast recently asked a question about early retirement. Her husband, older than…
How To Turn $500 a Year Into $100,000 in Retirement
How To Turn $500 a Year Into $100,000 in Retirement Investing & Retirement January 7, 2022
Earning a giant pile of money is one way to prepare for retirement. But it's not realistic for everyone. Fortunately,…
Buying on margin can lead to financial ruin quickly, money expert Clark Howard says.
You Need To Avoid This Investment Mistake: It’s Dangerous! Investing & Retirement January 4, 2022
American investors owed nearly $1 trillion in margin debt at one point in 2021, leaving money expert Clark Howard shaking…
Your company 401(k) plan fees can make a big difference in how much sense it makes to participate in the plan beyond securing the company match.
Why You Need To Know Your Company 401(k) Fees Investing & Retirement January 3, 2022
Enrolling in a 401(k) plan is like getting hold of a cheat code for retirement: Not only is it tax-advantaged,…
Are You Investing or Gambling?
Are You Investing or Gambling? Investing & Retirement December 21, 2021
MANY TIMES IN MYcareer, I’ve heard people say, “The stock market is just one big casino” or “Buying stocks is…
Ask Clark money column
I Just Bought $10,000 in Series I Savings Bonds. Should I Buy Them Again in 2022? Investing & Retirement December 20, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Should I Buy More…
Why I Decided To Stop Obsessing Over My Investment Portfolio
Why I Decided To Stop Obsessing Over My Investment Portfolio Investing & Retirement December 17, 2021
TWO MONTHS AGO,Ifessed upto my addiction to financial market news. Despite knowing better, I’ve followed the markets closely for years…
Is There a Safe Way To Invest in Real Estate?
Is There a Safe Way To Invest in Real Estate? Homes & Real Estate December 15, 2021
You've decided to invest in real estate. Now what? Real estate has been a hot commodity of late, generating some…
4 Questions To Ask Yourself Before Retiring Early
4 Questions To Ask Yourself Before Retiring Early Investing & Retirement December 10, 2021
I RECENTLY LEFT MYjob without having another lined up. Upon quitting, I noticed an immediate mindset shift: I went from…
Are Women Better Investors Than Men?
Are Women Better Investors Than Men? Investing & Retirement November 23, 2021
Close your eyes and picture the person in your life you'd ask if you needed investment advice. If that person…
The IRS increased the max 401(k) contribution for 2022 to $20,500.
IRS Announces 401(k) Contribution Limit Increase for 2022 Investing & Retirement November 5, 2021
The Internal Revenue Service has announced that individuals will be allowed to contribute up to $20,500 to their 401(k) plans…
retirement plan
New Report: The Average Amount People Have Saved for Retirement Investing & Retirement November 4, 2021
If you’re like a lot of people, you may not think you’ve saved enough money for retirement. A recent report…
The 5 Big Mistakes This Career-Long Banker Made in Retirement
The 5 Big Mistakes This Career-Long Banker Made in Retirement Investing & Retirement October 26, 2021
IT’S EMBARRASSINGto admit in a public forum that I failed at retirement. But I’m doing so—because I think people can…
Is 65 the Best Age To Retire?
Is 65 the Best Age To Retire? Investing & Retirement October 19, 2021
ONE OF THE VERYbest financial decisions is available to almost every American worker. That’s the good news. The bad news:…
Ask Clark money column
Will I Still Get the 5.9% Increase if I Wait To Collect Social Security? Investing & Retirement October 18, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. If I Wait To…
9 Things To Do Before You Quit Your Job and Retire
9 Things To Do Before You Quit Your Job and Retire Investing & Retirement October 14, 2021
IMAGINE YOU PLANto retire next year. What can you do beforehand to gain the most later on? Here are some…
Ask Clark money column
Why Are My Social Security Checks Delayed? Investing & Retirement October 13, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, by money expert Clark Howard. What's With My Social…
Social Security Cost-of-Living Adjustment for 2022 Is 5.9%
Social Security Cost-of-Living Adjustment for 2022 Is 5.9% Investing & Retirement October 13, 2021
Have you seen an increase in your Social Security check yet? In October 2021, the Social Security Administration (SSA) announced…
Retirement affordability
Report: Top 15 Most Affordable Places To Retire Investing & Retirement October 6, 2021
A lot of people envision retirement as a time when they can take it easy and enjoy a slower pace…
6 Things Retirees Often Overlook
6 Things Retirees Often Overlook Investing & Retirement October 5, 2021
PERSONAL FINANCEpundits love to debate safe withdrawal rates—the amount a retiree can withdraw each year from a portfolio without depleting…
Why You Should Ignore the Free Dinner Invitation in Your Mailbox
Why You Should Ignore the Free Dinner Invitation in Your Mailbox Investing & Retirement September 30, 2021
HOW LUCKY I WASto be the recipient of a dinner invitation to Ruth’s Chris. I love a sizzling ribeye, so…
Vanguard Is Cutting Costs of Its Target-Date Funds Soon
Vanguard Is Cutting Costs of Its Target-Date Funds Soon Investing & Retirement September 29, 2021
VANGUARD GROUPrecently announcedsignificant price cuts for its fleet of target-date retirement funds. Currently, investors can own a Vanguard target fund…
This Decision Could Increase Your Social Security Benefit by 8% Each Year
This Decision Could Increase Your Social Security Benefit by 8% Each Year Investing & Retirement September 28, 2021
“SHOULD YOU BUYan annuity from Social Security?” That’s the title of apaperreleased by Boston College’s Center for Retirement Research (CRR)…
retirement age sign
The Most Popular Retirement Ages Investing & Retirement September 17, 2021
At what age do you plan to retire? You may have a particular number in mind, but a recent report…
12 Horrible Investment Mistakes
12 Horrible Investment Mistakes Investing & Retirement September 14, 2021
WANT TO IMPROVEyour investment results? The deadly sins below are not only among the most serious financial transgressions, but also…
Ask Clark money column
Should I Use Different Investment Companies To Make Sure My Portfolio is Diversified? Investing & Retirement September 13, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. How Many Companies Should…