Latest Investing & Retirement
![How Much Does a Financial Advisor Cost?](https://i0.wp.com/clark.com/wp-content/uploads/2021/02/Financial-advisor-cost.png?resize=480%2C480&ssl=1)
Figuring out how much a financial advisor costs can be challenging. But it's easier if you understand how financial advisors…
![3 Places You Should Never Invest Your Money](https://i0.wp.com/clark.com/wp-content/uploads/2022/06/dreamstime_xxl_621454801.jpg?resize=480%2C480&ssl=1)
With great power comes great responsibility. Whether you've read about the Sword of Damocles or simply watched Spiderman, you've probably…
![What Are Index Funds?](https://i0.wp.com/clark.com/wp-content/uploads/2020/07/dreamstime_xxl_105967603.jpg?resize=480%2C480&ssl=1)
Index funds are among the most popular retirement investments. But exactly what are they, and what are the best index…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
A 401(k) plan is one of the best benefits you can receive as a full-time employee. Especially if it comes…
![Roth vs. traditional IRA is a decision that you'll face if you want to fund a retirement account outside of work.](https://i0.wp.com/clark.com/wp-content/uploads/2021/04/dreamstime_xxl_135970477-1.jpg?resize=480%2C480&ssl=1)
If you're funding an Individual Retirement Account, your first decision will be a Roth vs. traditional IRA. But what's a…
![Vanguard fees](https://i0.wp.com/clark.com/wp-content/uploads/2024/05/Vanguard-fees.png?resize=480%2C480&ssl=1)
Vanguard, one of Team Clark's favorite brokerage firms, recently announced to its customers several "junk fees," as money expert Clark…
![Immediate Payout Annuity: What Is It and Do You Need It?](https://i0.wp.com/clark.com/wp-content/uploads/2022/08/dreamstime_xxl_107599097-1.jpg?resize=480%2C480&ssl=1)
Depending on who you're around, sometimes you have to watch your words. I'm not talking about avoiding certain four-letter words…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Robinhood revolutionized investing for retail investors (every-day people) by allowing free stock trades. Just as Charles Schwab had done decades…
![Coins stacked up and growing in value](https://i0.wp.com/clark.com/wp-content/uploads/2020/02/Coins-stacked-up-and-growing-in-value.png?resize=480%2C480&ssl=1)
Everybody loves the idea of doubling their money. But did you know there's a simple formula that can help you…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Deciding to save and invest are great habits. But once you check that box, your job isn't done. You still…
![A mutual fund is a popular retirement investment type that can get you quick access to a diversified portfolio.](https://i0.wp.com/clark.com/wp-content/uploads/2021/06/dreamstime_xxl_51822916-1.jpg?resize=480%2C480&ssl=1)
A mutual fund is an investment vehicle that gives you access to a diversified, professionally-managed portfolio. In this article, I'll…
![401(k) loan](https://i0.wp.com/clark.com/wp-content/uploads/2019/07/dreamstime_m_39173662.jpg?resize=480%2C480&ssl=1)
If you are facing a large amount of debt or a big unexpected expense and have a sizeable amount of…
![Your company 401(k) plan fees can make a big difference in how much sense it makes to participate in the plan beyond securing the company match.](https://i0.wp.com/clark.com/wp-content/uploads/2021/12/dreamstime_xxl_210444102.jpg?resize=480%2C480&ssl=1)
Enrolling in a 401(k) plan is like getting hold of a cheat code for retirement: Not only is it tax-advantaged,…
![Should you roll over your 401(k) to an IRA? It depends on several factors, money expert Clark Howard says.](https://i0.wp.com/clark.com/wp-content/uploads/2021/03/dreamstime_xxl_173803511-1.jpg?resize=480%2C480&ssl=1)
Should you roll over your 401(k) or leave it with your old company? If you've recently left a job or…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
If you work for a big company as a full-time employee, chances are you have access to a 401(k) account.…
![Ask Clark money column](https://i0.wp.com/clark.com/wp-content/uploads/2021/01/Ask-Clark-money-tips-from-Clark-Howard-Podcast.png?resize=480%2C480&ssl=1)
The easiest decision in retirement planning is contributing to your company 401(k) account up to the company match. You can…
![The key parts of a 401(k) retirement plan include a company match, 401(k) contribution limits, withdrawal rules and traditional vs. Roth 401(k) plans.](https://i0.wp.com/clark.com/wp-content/uploads/2019/08/401k-dollar-stock-photo.jpg?resize=480%2C480&ssl=1)
You've probably heard of a 401(k) retirement plan. You may even contribute to a 401(k) plan at work. Even so,…
![How To Retire a Millionaire With a 401(k) Plan in 19 Years](https://i0.wp.com/clark.com/wp-content/uploads/2021/06/dreamstime_xxl_155736374.jpg?resize=480%2C480&ssl=1)
Funding your retirement is one of the most important financial goals you'll ever pursue. But it can seem daunting, especially…
![How To Use an IRA To Become a Millionaire](https://i0.wp.com/clark.com/wp-content/uploads/2021/05/dreamstime_xxl_211129090.jpg?resize=480%2C480&ssl=1)
Money expert Clark Howard thinks that beyond supporting yourself, saving and investing for retirement should be your most important financial…
![Why You Want To Spend Your IRA Money Before You Die](https://i0.wp.com/clark.com/wp-content/uploads/2022/04/dreamstime_xxl_100859572.jpg?resize=480%2C480&ssl=1)
Prior to 2020, passing wealth from generation to generation through an IRA was a straightforward strategy. A family could take…
![gold bars](https://i0.wp.com/clark.com/wp-content/uploads/2016/11/gold-money-personal-finance-commodity-currency.jpg?resize=480%2C480&ssl=1)
With the price of gold recently exceeding all time highs, many people are now wondering if they should have gold…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Bonds are an important part of a typical investment portfolio. That's especially true the closer you get to retirement and…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
Deciding to take a lump sum vs. a monthly or yearly payout is a great but difficult choice. You need…
![Ascensus Acquires Vanguard’s Small Business Retirement Plans](https://i0.wp.com/clark.com/wp-content/uploads/2024/04/dreamstime_xxl_103281580.jpg?resize=480%2C480&ssl=1)
Ascensus, the largest player in the retirement investment space, announced it will acquire many small business retirement plans from Vanguard.…
![Best Financial Advisors in 2024](https://i0.wp.com/clark.com/wp-content/uploads/2021/04/dreamstime_xxl_22822712.jpg?resize=480%2C480&ssl=1)
Type "best financial advisors" into your favorite search engine and you'll get a variety of results including lists of robo-advisors,…
![Ask Clark Howard and Team Clark](https://i0.wp.com/clark.com/wp-content/uploads/2023/02/Ask-Clark-Howard-Team-Clark.png?resize=480%2C480&ssl=1)
The more money you have, the more security matters. It's an almost universal truth. High-net-worth individuals are smart to diversify…
![Should I Convert a Traditional IRA to a Roth IRA?](https://i0.wp.com/clark.com/wp-content/uploads/2020/04/dreamstime_xxl_105021468.jpg?resize=480%2C480&ssl=1)
Money expert Clark Howard calls himself "the man from Roth." He so loves Roth IRAs that it's a small miracle…
![How Much of Each Paycheck You Should Save or Invest](https://i0.wp.com/clark.com/wp-content/uploads/2022/05/dreamstime_xxl_148756110-1.jpg?resize=480%2C480&ssl=1)
As a country, the United States stinks at saving money. However, we collectively got our act together not long after…
![how to open a Roth IRA](https://i0.wp.com/clark.com/wp-content/uploads/2019/03/roth-ira.jpg?resize=480%2C480&ssl=1)
Want to contribute to a Roth IRA, but concerned that you earn too much money? Don't fret, high-income earners still…
![How to open a Roth IRA](https://i0.wp.com/clark.com/wp-content/uploads/2021/04/Roth-IRA.jpg?resize=480%2C480&ssl=1)
Money expert Clark Howard thinks Roth IRAs are just about the best tool around when it comes to saving for…