Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

3 Places You Should Never Invest Your Money
3 Places You Should Never Invest Your Money Banks & Banking July 5th, 2023
With great power comes great responsibility. Whether you've read about the Sword of Damocles or simply watched Spiderman, you've probably…
Ask Clark money column
My Husband Bought an Individual Stock in His IRA. Will You Tell Him This Is an Awful Idea? Investing & Retirement June 27th, 2023
If you've listened to money expert Clark Howard over the years, you've likely heard him explain his investing strategy. Clark…
saving money
Are You Rich? The Amount Americans Need To Live Comfortably Investing & Retirement June 19th, 2023
With inflation and other economic pressures affecting Americans, what it means to be rich can seem like a fluid concept…
Ask Clark money column
My Financial Advisor Isn’t a Fiduciary. Should I Switch Advisors? Investing & Retirement June 15th, 2023
Choosing the right financial advisor is a challenge. Typically, a good financial advisor charges around 1% of your total portfolio…
401(k) loan
Should You Ever Take a Loan From Your 401(k)? Investing & Retirement June 13th, 2023
If you are facing a large amount of debt or a big unexpected expense and have a sizeable amount of…
Ask Clark money column
Should I Pay Down My Mortgage or Save More for Retirement? Investing & Retirement June 9th, 2023
Living on less money than you make can lead to complex financial decisions. For example, should you use your free…
Average Social Security check
Report: Average Monthly Social Security Benefit by Age Investing & Retirement June 6th, 2023
Among the many things older Americans look forward to in retirement is their Social Security check. After becoming eligible, how…
The best robo-advisors offer low fees for managing your investment along with good customer service and a good app or website.
5 Best Robo-Advisors in 2023 Investing & Retirement May 31st, 2023
The best robo-advisors are popular because of their inexpensive, hands-off, low-risk approach to investing. As more robo-advisors (and investment options…
Buying on margin can lead to financial ruin quickly, money expert Clark Howard says.
Buying on Margin: The Investment Mistake You Need To Avoid Investing & Retirement May 27th, 2023
American investors owed nearly $650 billion in margin debt entering May after the number peaked near $1 trillion at one…
retirement plan
New Report: The Age Most Americans Expect To Retire Investing & Retirement May 26th, 2023
There's a huge gap between the expected retirement age for many American workers versus when retirees actually leave the workplace,…
Clark.com reviews Fidelity Investments to explain which investors are best suited for the brokerage firm.
Fidelity Investments Review 2023: Pros & Cons Investing & Retirement May 26th, 2023
You probably know Fidelity Investments is a giant, popular investment company. Our Fidelity review will help you figure out whether…
A Fisher Investments review finds that the investment company charges high fees and doesn't offer as much in the way of service as the rest of its competitors.
Fisher Investments Review: Is Fisher Really a Fiduciary? Investing & Retirement May 25th, 2023
Ken Fisher has been one of the most recognizable investment personalities for decades. Outside of the biggest names -- BlackRock,…
Ask Clark money column
My Parents Haven’t Saved for Retirement. What Should I Do To Help? Investing & Retirement May 19th, 2023
Most of the headlines regarding family members helping each other financially deal with parents supporting adult children. However, in many…
Best Investment Companies for Investors in 2023
Best Investment Companies for Investors in 2023 Investing & Retirement May 19th, 2023
The best investment companies are good fits for almost every investor, whether you’re a beginner or you’re making exotic trades.…
MySocialSecurity: The Free Account Everyone Needs To Set Up Before Retirement
MySocialSecurity: The Free Account Everyone Needs To Set Up Before Retirement Investing & Retirement May 19th, 2023
For many of us, Social Security will be a significant part of our income during retirement. In fact, the Social…
10 Rules for an Enjoyable Retirement
10 Rules for an Enjoyable Retirement Investing & Retirement May 19th, 2023
WANT A HAPPIER,more fulfilling retirement? You work your entire life to get there, and you want to make the most…
Ask Clark money column
My 18-Year-Old Son Got a $100,000 Settlement. Should He Use It To Max Out His IRA Every Year? Investing & Retirement May 18th, 2023
However it happens, you suddenly get a six-figure sum plopped into your bank account. Great news! Now what do you…
Coins stacked up and growing in value
What Is the Rule of 72 and Why Should You Care About It? Investing & Retirement May 17th, 2023
Everybody loves the idea of doubling their money. But did you know there's a simple formula that can help you…
Social Security money
Why Next Year’s Social Security Cost-of-Living Adjustment May Not Be As Big Investing & Retirement May 16th, 2023
At 8.7%, the 2023 cost-of-living adjustment for Social Security was huge. According to the Social Security Administration (SSA), the average…
Ask Clark money column
How Can I Estimate My Social Security Benefit? Investing & Retirement May 16th, 2023
Now that pensions are almost non-existent, many Americans rely on Social Security to sustain them financially in retirement. You can…
In this Charles Schwab review, I'll explain why money expert Clark Howard strongly recommends the investment company.
Charles Schwab Review 2023: Pros & Cons Investing & Retirement May 10th, 2023
In some ways, reviewing Charles Schwab isn't much different now than it would have been in the 1970s. Guided by…
7 Challenges in Retirement (and How To Solve Them)
7 Challenges in Retirement (and How To Solve Them) Investing & Retirement May 9th, 2023
AH, RETIREMENT.You’re blissfully free of the daily grind. If you’ve made plans for this long-awaited milestone, great. What if you…
Robinhood reviews are nuanced because of the many layers involved with judging the company that has further democratized investing.
Robinhood Review: Pros, Cons & Who Should Use It Investing & Retirement May 9th, 2023
Robinhood has democratized investing, making it accessible and affordable for people of any age and income. It offers commission-free trading…
In this Vanguard review, we'll explain why The Vanguard Group is excellent for passive investors and index funds.
Vanguard Review 2023: Pros & Cons Investing & Retirement May 9th, 2023
Most Vanguard reviews focus on the firm's bread and butter: its low-cost index funds. The Vanguard Group is not a…
Ask Clark money column
What Brokerage Do You Recommend for First-Time Investors or Kids? Investing & Retirement May 9th, 2023
Learning about finance and investing from an early age can be life-changing. Many of us have children, family members or…
Acorns vs. Robinhood is a common debate among new investors looking for a mobile fintech company.
Acorns vs. Robinhood: Which Investing App Is the Best? Investing & Retirement May 2nd, 2023
In this comparison of Acorns vs. Robinhood, I hope to show you why this is a wonderful era for investment…
Ask Clark money column
We Have Enough Money To Retire. Can We Cancel These Insurance Policies and Use the Money for Fun? Investing & Retirement May 2nd, 2023
If you don't have enough money saved for retirement, it's easy to know what to do. At least in broad…
Webull vs. Robinhood is a modern debate between free, self-directed investment apps.
Webull vs. Robinhood: Which Investing App Is the Best? Investing & Retirement May 1st, 2023
Webull vs. Robinhood: the subject of a great modern debate between people who love self-directed mobile investing platforms. When Robinhood…
Roth vs. traditional IRA is a decision that you'll face if you want to fund a retirement account outside of work.
Roth IRA vs. Traditional IRA: What’s the Difference? Investing & Retirement April 27th, 2023
If you're funding an Individual Retirement Account, your first decision will be a Roth vs. traditional IRA. But what's a…
Should I Pay Off Debt, Save Money or Invest?
Should I Pay Off Debt, Save Money or Invest? Investing & Retirement April 24th, 2023
You've got some cash and you're facing a financial decision: Should you invest, pay off debt or save that money…