Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

In this Charles Schwab review, I'll explain why money expert Clark Howard strongly recommends the investment company.
Charles Schwab Review 2022: Pros & Cons Investing & Retirement May 25th, 2022
In some ways, reviewing Charles Schwab isn't much different now than it would have been in the 1970s. Guided by…
10 Rules for an Enjoyable Retirement
10 Rules for an Enjoyable Retirement Investing & Retirement May 18th, 2022
WANT A HAPPIER,more fulfilling retirement? You work your entire life to get there, and you want to make the most…
Clark Howard's free savings and investing roadmap offers practical tips to every level of investor.
How To Save and Invest the Clark Howard Way Investing & Retirement May 16th, 2022
Money expert Clark Howard is giving you his 10-step guide to saving and investing for free, all in one place:…
Compound interest can turn you into a millionaire with a little patience and persistance.
How To Turn $100 a Week Into $1 Million With Compound Interest Investing & Retirement May 11th, 2022
Compound interest is one of the most exciting financial phenomena. Why? It's earning interest on interest! Get 10% in annual…
How Much of Each Paycheck You Should Save or Invest
How Much of Each Paycheck You Should Save or Invest Investing & Retirement May 11th, 2022
As a country, the United States stinks at saving money. However, we collectively got our act together not long after…
Clark.com reviews Fidelity Investments to explain which investors are best suited for the brokerage firm.
Fidelity Investments Review 2022: Pros & Cons Investing & Retirement May 11th, 2022
You probably know Fidelity Investments is a giant, popular investment company. Our Fidelity review will help you figure out whether…
Should Retirees Be Nervous About the Stock Market Right Now?
Should Retirees Be Nervous About the Stock Market Right Now? Investing & Retirement May 10th, 2022
EVERY MARKET DECLINEis different, but all of them can feel unnerving, even for the most steadfast of investors. Spooked by…
You can become an IRA millionaire by making the maximum contribution allowed every year for more than three decades.
How To Become a Millionaire With an IRA in 37 Years Investing & Retirement May 6th, 2022
Money expert Clark Howard thinks that beyond supporting yourself, saving and investing for retirement should be your most important financial…
Is a recession coming in the United States?
Is a Recession Coming to the United States in 2022? Investing & Retirement May 6th, 2022
It's possible that we're headed for a recession in the United States right now. However, that may not mean what…
Traditional vs. Roth: A Quick Answer for Your Investments
Traditional vs. Roth: A Quick Answer for Your Investments Investing & Retirement May 5th, 2022
Choosing between a traditional and Roth 401(k) or IRA means sifting through a number of variables. But if you have…
Becoming a 401(k) millionaire is more attainable than you may realize.
How To Retire a Millionaire With a 401(k) Plan in 22 Years Investing & Retirement May 4th, 2022
Funding your retirement is one of the most important financial goals you'll ever pursue. But it can seem daunting, especially…
Understanding the pros and cons of Roth vs. traditional 401(k)s can be helpful to maximizing your retirement saving and investing strategies.
Roth vs. Traditional 401(k): What’s the Difference? Investing & Retirement May 4th, 2022
If you're enrolling in your company retirement plan, your company may offer you a choice: a Roth 401(k) or a…
You can buy treasury bonds just like countries, Wall Street firms and wealthy individuals.
Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account Investing & Retirement May 3rd, 2022
If you're a saver, you've been punished for years with terrible interest rates on your savings account, CDs or money…
Roth 401(k) versus traditional 401(k)
What Is a Roth 401(k) and How Does It Work? Investing & Retirement May 2nd, 2022
If you believe in money expert Clark Howard’s investment philosophy and the term “Roth 401(k)” doesn't already make you smile,…
Retirement affordability
Report: Top 15 Most Affordable Places To Retire Investing & Retirement April 27th, 2022
A lot of people envision retirement as a time when they can take it easy and enjoy a slower pace…
Inherited IRA
Why You Want To Spend Your IRA Money Before You Die Investing & Retirement April 26th, 2022
Prior to 2020, passing wealth from generation to generation through an IRA was a viable strategy. A family could take…
Coins stacked up and growing in value
What Is the Rule of 72 and Why Should You Care About It? Investing & Retirement April 18th, 2022
Everybody loves the idea of doubling their money. But did you know there's a simple formula that can help you…
What Is a Spousal IRA and What Are the Rules?
What Is a Spousal IRA and What Are the Rules? Investing & Retirement April 13th, 2022
Did you know you can put aside thousands of dollars toward retirement each year through a spousal IRA even if…
Don’t Make These 7 Common Retirement Mistakes
Don’t Make These 7 Common Retirement Mistakes Money & Credit April 4th, 2022
Financial planning and investing isn't rocket science. It's first and foremost about discipline. You set some goals, determine what needs…
Lost retirement accounts are a real problem in the United States. Here's how to track down those accounts.
How To Find Missing or Lost Retirement Accounts Investing & Retirement March 28th, 2022
Americans have reportedly lost or abandoned more than $1 trillion in retirement benefits from previous employers. Fortunately, if you've misplaced…
Should You Buy Gold Right Now?
Should You Buy Gold Right Now? Investing & Retirement March 17th, 2022
Inflation in the United States reached a 40-year high in February as consumer prices surged 7.9% year-over-year. The New York…
Why You Should Never Invest With a Bank
Why You Should Never Invest With a Bank Investing & Retirement March 16th, 2022
Earning interest on loans and charging fees for things such as overdrafts aren't the only way that banks make money.…
Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years
Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years Investing & Retirement March 9th, 2022
Let's say you're making a major purchase in the future. Perhaps you're buying a house, a car, paying for college…
Best Investments in 2022: Risks and Rewards for Popular Investment Choices
Best Investments in 2022: Risks and Rewards for Popular Investment Choices Investing & Retirement March 7th, 2022
Having money beyond your day-to-day needs is great. It means that you can save and invest. It also means that…
Social Security sign
Report: 5 Things Most Americans Don’t Understand About Social Security Investing & Retirement March 7th, 2022
About 70% of U.S. adults are concerned about Social Security running out of money in their lifetimes. That's according to…
Fidelity vs. Vanguard vs. Schwab is a popular choice for retail investors.
Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Investing & Retirement March 5th, 2022
Fidelity, Vanguard and Schwab are massively popular investment companies. Money expert Clark Howard recommends all three. If you’re deciding which…
U.S. retirement cities on a map
New Report: Top 5 Cities for Retired Singles Investing & Retirement March 4th, 2022
If you’re a single retiree or perhaps close to retirement and looking for a new place to live, it's worth…
When Should You Pay Off Your Mortgage Instead of Investing?
When Should You Pay Off Your Mortgage Instead of Investing? Investing & Retirement February 28th, 2022
Should you pay down your mortgage beyond the minimum or invest instead? If you're among the 85 million American individuals…
When You Should (and Shouldn’t) Use a 529 Plan
When You Should (and Shouldn’t) Use a 529 Plan Children & Pets February 25th, 2022
It's a natural inclination for parents to start thinking about a child's education as soon as their baby is born.…
Ask Clark money column
Does It Make Sense To Pay Medical Expenses With Cash Instead of Using HSA Funds? Health February 24th, 2022
If you have a health savings account (HSA), you may be wondering how to get the best use out of…