Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

Businessman Brainstorming About Retirement Planning
Ask Clark: What should I look for in a retirement destination? Investing & Retirement July 20, 2018
In addition to the question of when you're going to retire, where is a big issue. You may vacation to…
The best and worst states to retire to in 2018
The best and worst states to retire to in 2018 Investing & Retirement July 12, 2018
As your golden years get closer, you may envision that you'll eventually purchase your home outright and get to settle…
401K
Why you shouldn’t cash out your 401(k) when changing jobs Money & Credit June 21, 2018
The average worker no longer spends a lifetime with a single employer. That raises a dilemma when you do leave…
Want to save money on insurance? Try bundling
Need a fiduciary to manage your money? Have them sign this document before you hire them Investing & Retirement June 19, 2018
The fiduciary rule that would have required investment advisors to act in your best interest — not their own — when dealing…
Teen 3 jobs
How a summer job could turn you into a millionaire Money & Credit June 14, 2018
If you're a teen or the parent of a teen reading this, we have some very compelling numbers to show…
Social Security check
Social Security quiz: Are you smarter than the average American? Money & Credit May 29, 2018
They say that knowledge is power. That's certainly true when it comes to your finances. According to the newly released…
Investment Guide: Advanced investors
Investment Guide: Advanced investors Investing & Retirement May 24, 2018
Mutual Fund Supermarkets With a mutual fund, you get access to a bundle of securities that's managed by a portfolio…
Investment Guide: Intermediate investors
Investment Guide: Intermediate investors Investing & Retirement May 24, 2018
Low-cost index funds can be the cornerstone of your investment portfolio As an alternative to a 'set it and forget…
Man sitting at computer setting up My Social Security account online
6 things to know before setting up your free my Social Security account Investing & Retirement May 23, 2018
Have you set up a 'my Social Security' account yet? If you're between the ages of 50 and 59, there's…
how to open a Roth IRA
Ask Clark: What Is a Backdoor Roth IRA? Investing & Retirement May 22, 2018
Want to contribute to a Roth IRA, but concerned that you earn too much money? Don't fret, high-income earners still…
Report: 50% of people 75 years old or older have outstanding debt
Report: 50% of people 75 years old or older have outstanding debt Investing & Retirement May 21, 2018
We hear scary stats about how bad money decisions compromise people's retirement future all the time. Just the other day,…
Four ways freelancers can save for retirement
Four ways freelancers can save for retirement Money & Credit May 18, 2018
The gig economy has exploded over the last decade. Today, it's no biggie to find our neighbors, family members and…
Saving for retirement
The 4% Rule: Why it still makes sense for retirement Budgeting & Saving May 18, 2018
The best rules are tried and true guidelines that have served us well over time and circumstance. But even such…
Clark’s investment guide for beginning investors
Clark’s investment guide for beginning investors Investing & Retirement May 15, 2018
Investment guide for beginners: A look at Vanguard's target retirement funds and others If you're overwhelmed by the idea of…
How to get a lost Social Security card replacement
How to get a lost Social Security card replacement Investing & Retirement April 27, 2018
Are you in need of a lost Social Security card replacement? Now, it's easy to do online in all but…
Poll: Most workers age 60+ say they’re delaying retirement
Poll: Most workers age 60+ say they’re delaying retirement Money & Credit April 26, 2018
As you get older and continue to work for a living, you may begin to feel like you're going to…
The easiest way to start saving for retirement when you’re saving zero right now
The easiest way to start saving for retirement when you’re saving zero right now Money & Credit April 19, 2018
Unless you want to keep working forever, you've got to learn how to save more today for your retirement tomorrow.…
bumped girl
Bumped: The new loyalty program that gives you free company stock Investing & Retirement April 12, 2018
Looking for a new way to invest that blends seamlessly with your lifestyle as a shopper when you're out and…
pension fund
What happens if the company paying your pension goes bust? Money & Credit March 15, 2018
Pensions have been going the way of the dodo for a long time now with the rise of the 401(k),…
investing key on keyboard
8 ways to start investing when you only have $100 or less Money & Credit March 8, 2018
When it comes to investing, keeping costs low is the name of the game. That's because management fees and annual…
Study: Americans aren’t saving nearly enough for retirement
Study: Americans aren’t saving nearly enough for retirement Investing & Retirement March 8, 2018
We've always been taught to set a little money to the side each time we get paid for a rainy…
Retirees relaxing on the beach
How happy retirees can spend $82,770 a year without having millions in the bank Money & Credit March 7, 2018
Retirement can be a a joyous time. Freedom abounds; you get to choose how you spend your days. For some…
medicare card
Missed initial enrollment for Medicare? You have until March 31 to sign up! Insurance March 2, 2018
Did you neglect to sign up for Medicare when you first became eligible? Well, you've now got a second chance…
The #1 tip to help maximize your 401(k) investing
The #1 tip to help maximize your 401(k) investing Money & Credit February 21, 2018
We as a country can't continue to pay for the Social Security, Medicare and Medicaid obligations that we've promised our citizens.…
Why you need an automatic investment plan
Why you need an automatic investment plan Money & Credit February 21, 2018
Many people want to create wealth for themselves and their families but are avoiding the step of creating an investment…
Is it smart to use retirement accounts to fund a new business?
Is it smart to use retirement accounts to fund a new business? Business & Entrepreneurs February 18, 2018
I love helping entrepreneurs set purposeful goals for their new companies. And because they are often doing things that are…
overstock
Overstock branches out into roboadvising Investing & Retirement February 8, 2018
You can already buy everything from home goods to shoes to handbags and even cars on Overstock. Now the e-commerce…
Bitcoin logo
Here is Clark Howard’s bottom line on Bitcoin Investing & Retirement February 7, 2018
It's no secret that Bitcoin has become one of finance's hottest topics, surging in popularity over the past year and…
Clark Your Life: A guide to a healthier, wealthier 2018
Clark Your Life: A guide to a healthier, wealthier 2018 Money & Credit January 26, 2018
Are you ready to take control of your financial life? We're here to help! Financial change is all about discipline.…
The biggest mistake you can make with your 401(k)
The biggest mistake you can make with your 401(k) Money & Credit January 5, 2018
Are you guilty of making what SmartMoney magazine once called 'The Dumbest Investment Move' in your 401(k) at work? I…