Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

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Latest Investing & Retirement

9 Things To Do Before You Quit Your Job and Retire
9 Things To Do Before You Quit Your Job and Retire Investing & Retirement October 14, 2021
IMAGINE YOU PLANto retire next year. What can you do beforehand to gain the most later on? Here are some…
Ask Clark money column
Why Are My Social Security Checks Delayed? Investing & Retirement October 13, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, by money expert Clark Howard. What's With My Social…
Social Security Cost-of-Living Adjustment for 2022 Is 5.9%
Social Security Cost-of-Living Adjustment for 2022 Is 5.9% Investing & Retirement October 13, 2021
Have you seen an increase in your Social Security check yet? In October 2021, the Social Security Administration (SSA) announced…
Retirement affordability
Report: Top 15 Most Affordable Places To Retire Investing & Retirement October 6, 2021
A lot of people envision retirement as a time when they can take it easy and enjoy a slower pace…
6 Things Retirees Often Overlook
6 Things Retirees Often Overlook Investing & Retirement October 5, 2021
PERSONAL FINANCEpundits love to debate safe withdrawal rates—the amount a retiree can withdraw each year from a portfolio without depleting…
Why You Should Ignore the Free Dinner Invitation in Your Mailbox
Why You Should Ignore the Free Dinner Invitation in Your Mailbox Investing & Retirement September 30, 2021
HOW LUCKY I WASto be the recipient of a dinner invitation to Ruth’s Chris. I love a sizzling ribeye, so…
Vanguard Is Cutting Costs of Its Target-Date Funds Soon
Vanguard Is Cutting Costs of Its Target-Date Funds Soon Investing & Retirement September 29, 2021
VANGUARD GROUPrecently announcedsignificant price cuts for its fleet of target-date retirement funds. Currently, investors can own a Vanguard target fund…
This Decision Could Increase Your Social Security Benefit by 8% Each Year
This Decision Could Increase Your Social Security Benefit by 8% Each Year Investing & Retirement September 28, 2021
“SHOULD YOU BUYan annuity from Social Security?” That’s the title of apaperreleased by Boston College’s Center for Retirement Research (CRR)…
retirement age sign
The Most Popular Retirement Ages Investing & Retirement September 17, 2021
At what age do you plan to retire? You may have a particular number in mind, but a recent report…
12 Horrible Investment Mistakes
12 Horrible Investment Mistakes Investing & Retirement September 14, 2021
WANT TO IMPROVEyour investment results? The deadly sins below are not only among the most serious financial transgressions, but also…
Ask Clark money column
Should I Use Different Investment Companies To Make Sure My Portfolio is Diversified? Investing & Retirement September 13, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. How Many Companies Should…
Is This Investing Approach Better Than the 4% Rule?
Is This Investing Approach Better Than the 4% Rule? Investing & Retirement September 10, 2021
THE MUCH-DEBATED 4%rule—which Iwrote aboutback in July—is a popular way to think about portfolio withdrawals in retirement. But it isn’t…
Lost retirement accounts are a real problem in the United States. Here's how to track down those accounts.
How To Find Missing or Lost Retirement Accounts Investing & Retirement September 9, 2021
Americans have reportedly lost or abandoned more than $1 trillion in retirement benefits from previous employers. Fortunately, if you've misplaced…
Social Security sign
Report: 5 Things Most Americans Don’t Understand About Social Security Investing & Retirement September 9, 2021
About 70% of U.S. adults are concerned about Social Security running out of money in their lifetimes. That's according to…
6 Tips To Stop Worrying About Your Investments
6 Tips To Stop Worrying About Your Investments Investing & Retirement September 7, 2021
TODAY’S STOCK MARKETreminds me of Charles Dickens’s famous line: “It was the best of times, it was the worst of…
retirement money
Report: These Are the Biggest Retirement Fears for Americans Investing & Retirement September 3, 2021
While there’s no doubt about the emotional toll the COVID-19 pandemic has had, the financial damage has been just as…
A Case For Collecting Social Security at 62
A Case For Collecting Social Security at 62 Investing & Retirement August 24, 2021
FINANCIAL EXPERTSoften advise retirees to delay claiming Social Security. Their actuarial tables and statistics make acompellingcase. Still, as soon as…
3 Money Motivations to Consider in Your 50s
3 Money Motivations to Consider in Your 50s Investing & Retirement August 17, 2021
GROWING UP, I WASheavily influenced by the ideals of the Protestantwork ethic. Working hard and finding career success provided great…
Ask Clark money column
Should We Put a Hold on Our Investments Because of the Current Economic Uncertainty? Investing & Retirement August 11, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. We’re Nervous About the…
The best passive income ideas still take work, time and money.
23 Best Passive Income Ideas To Build Wealth Investing & Retirement August 11, 2021
Passive income can help you achieve financial freedom and live the life of your dreams. Who doesn't want to get…
10 Things To Know About Social Security Spousal Benefits
10 Things To Know About Social Security Spousal Benefits Investing & Retirement August 10, 2021
ON THE SURFACE,Social Security seems straightforward: During our working years, we pay into the system. Then, when we’re older, the…
Cricket and Acorns have partnered to offer customers free investment money.
There’s a New Way To Invest Money: With Your Cell Phone Bill Budgeting & Saving August 9, 2021
There's a new corporate partnership that can help consumers get a boost in their efforts to save and invest. If…
Robinhood's stock price soared dramatically less than a week after the fintech company announced its IPO.
What’s Happening With Robinhood’s Stock? Investing & Retirement August 6, 2021
Robinhood's stock has sent investors and short-term traders into a frenzy less than one week after its IPO. Trading under…
5 Ways To Be Smarter With Your Retirement Savings
5 Ways To Be Smarter With Your Retirement Savings Investing & Retirement August 3, 2021
VANGUARD GROUPreleased its latestHow America Savesreport last month. The survey details the behavior of participants in Vanguard-managed 401(k) and similar…
The Dividend Aristocrats are some of the best dividend stocks because they've raised their dividend for at least 25 consecutive years.
Is Investing in Dividend Stocks a Good Strategy? Investing & Retirement July 28, 2021
Is building a dividend portfolio a good idea, and what are the best dividend stocks? In this article, I'll tell…
5 Ways To Protect Your Retirement Accounts From Being Hacked
5 Ways To Protect Your Retirement Accounts From Being Hacked Investing & Retirement July 27, 2021
OVER A PRODUCTIVE30-year career that ended in 1950, Willie Sutton robbed as many as 100 banks for gains worth $40…
money in savings for piggy bank
Warning: Watch Out for These CD Rate Advertisements Investing & Retirement July 26, 2021
With the current economic situation being what it is, money expert Clark Howard is getting a lot of questions about…
Clark Howard names the best 529 savings plans by state.
Best 529 College Savings Plans By State Investing & Retirement July 21, 2021
A 529 savings plan gives you a tax-free way to invest for your child's education. But what are the best…
Is it worth opening a high-interest savings account if you have to meet certain conditions?
High-Interest Savings Accounts With Conditions: Are They Worth It? Investing & Retirement July 21, 2021
We're in the midst of a long stretch of historically low interest rates. Getting much more than 0.50% APY in…
Is $1 Million Really Enough for Retirement?
Is $1 Million Really Enough for Retirement? Investing & Retirement July 20, 2021
MANY PEOPLE TELL MEthey need, say, $1 million or $2 million to retire, effectively equating retirement with a dollar amount.…