Michael Timmermann has been helping people save money for more than a decade. He writes about budgeting, streaming TV services and cell phone plans for Clark.com. Prior to joining Team Clark in 2014, Michael produced Clark Howard's popular segments for CNN's sister network, HLN. After paying off his mortgage in two years, Michael started MichaelSaves.com, a website where he shares practical ways to lower your monthly bills and meet your own financial goals.
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More posts by Michael Timmermann

Costco Wholesale
Costco Is Making a Big Change to Control Crowds Shopping & Retail April 2, 2020
If you're relying on Costco Wholesale to stock up on groceries and household essentials during the coronavirus pandemic, you should…
How to make soap for cheap at home
How to Make Liquid Soap From Leftover Bar Soap Life March 25, 2020
I was flipping through the channels the other day when I stopped to watch a story about a single mother…
Coronavirus Finances: What You Can Do Now
7 Ways to Improve Your Finances While Self-Isolating Save Money March 24, 2020
If you're staying at home due to the coronavirus pandemic, you may have extra time on your hands. In this article,…
T-Mobile phone
T-Mobile Is Launching a New $15/Month Cell Phone Plan Cell Phones March 23, 2020
T-Mobile is launching its lowest priced smartphone plan ever — and it's coming ahead of schedule! Starting March 25, T-Mobile…
Sling TV free lineup and previews during COVID-19
Sling TV Is Making Changes to Its Channel Lineup Amid COVID-19 Streaming TV March 20, 2020
Sling TV is responding to the COVID-19 health crisis by offering a lineup of free channels to everyone and additional…
Streaming services no sports during coronavirus pandemic
Why You May Want to Switch Live TV Streaming Services Right Now Streaming TV March 19, 2020
If you've cut the cable TV cord and aren't 100% happy with your streaming TV service, now is a good…
Lower credit card interest rates
How I Got 3 Major Credit Card Issuers to Lower My Interest Rates Credit Cards March 18, 2020
If you're concerned about the possibility of carrying a credit card balance during the coronavirus pandemic, you may be able…
Cut expenses
5 Expenses I’m Cutting Because of Coronavirus Save Money March 17, 2020
If you've lost your job or are worried about a layoff due to the coronavirus pandemic, now is the time…
Clark Howard Working From Home Amid Coronavirus Pandemic
Clark Howard Working From Home Amid Coronavirus Pandemic About Clark March 16, 2020
Money expert Clark Howard is joining the millions of Americans working from home and practicing social distancing amid the coronavirus…
Net10 Wireless
7 Things to Know Before You Sign Up for Net10 Wireless Cell Phones March 16, 2020
Net10 Wireless is a prepaid cell phone service provider that says it can give you everything you love about your…
GoodRx
GoodRx Makes Big Changes After Consumer Reports Investigation Health March 13, 2020
If you use GoodRx to save money on prescription drugs, you should be aware of some changes the company is…
Clark Howard coronavirus
Coronavirus: Follow These 3 Steps to Prepare Now for a Recession Money & Credit March 12, 2020
Money expert Clark Howard is urging Americans to "prepare for the worst and hope for the best" when it comes…
TracFone Wireless
5 Things to Know Before You Sign Up for Tracfone Wireless Cell Phones February 27, 2020
If you've browsed the prepaid cell phone section at major retailers, maybe you've heard about Tracfone Wireless. Tracfone is a…
Credit card list
This Simple List Could Save You if Your Credit Cards Are Ever Stolen Credit Cards February 21, 2020
Nobody ever wants to think about having their wallet lost or stolen, but it happens more often than you may…
Verizon is Ting's new network partner in 2020
New Way to Get Cheap Cell Phone Service On Verizon’s Network Cell Phones January 25, 2020
If you're looking for cell phone service on Verizon's network at a lower price, there's a new option coming very…
YouTube vs. Sling streaming services
YouTube TV vs. Sling TV: Which Streaming Service Is Better? Streaming TV January 24, 2020
If you're looking for a streaming service to replace your current cable or satellite TV package, YouTube TV and Sling…
Walmart Family Mobile no-contract cell phone service plans
Walmart Family Mobile: 6 Things to Know Before You Sign Up Cell Phones January 17, 2020
If you've browsed the electronics section at your local Walmart, chances are you've heard about Walmart Family Mobile. The low-cost…
Hulu Live and Sling TV logos
Hulu Live vs. Sling TV: Which Streaming Service Is Better? Streaming TV January 8, 2020
If you're thinking about cutting the cord, Hulu + Live TV and Sling TV are two of the internet-based streaming…
Barclays Uber Credit Card
Uber Credit Card Makes Big Changes to Rewards and Benefits Credit Cards October 29, 2019
When the Uber-branded credit card was launched two years ago, I applied right away to start earning 4% cash back…
Cricket vs. Metro by T-Mobile
Cricket Wireless vs. Metro by T-Mobile: Which Is Better? Cell Phones October 4, 2019
Millions of Americans have lowered their cell phone bills by switching from one of the major wireless carriers to discount…
Capital One Walmart card
Walmart just announced a new rewards credit card program Credit Cards September 18, 2019
Walmart has just unveiled a new rewards credit card program to better compete with retailers like Amazon and Target. The…
T-Mobile store
T-Mobile just announced a new unlimited plan for seniors Cell Phones September 6, 2019
T-Mobile has launched what it calls its "best deal ever" for seniors, but can this new unlimited data plan really…
Clark's Savings Challenge
Clark’s Challenge: Save $500 Starting With $10 a Week Save Money September 6, 2019
Money expert Clark Howard is challenging you to save $10 a week until you have $500 in the bank. The…
Online survey
Survey Junkie Review: 3 Things to Know Before You Sign Up Make Money September 4, 2019
Completing online surveys is an easy way to earn extra cash while working from home, but is Survey Junkie worth…
Credit card stack
This credit card issuer ranks #1 for customer satisfaction Credit Cards August 30, 2019
One of money expert Clark Howard's credit card rules is to have two cards from two different issuers. The reason?…
Delta plane
Job alert: Delta is hiring 1,000 flight attendants for 2020 class Jobs August 27, 2019
If you’ve been looking for jobs in the travel industry, Delta Air Lines is hiring 1,000 flight attendants for the…
Target logo
New Disney shops are opening inside these 25 Target stores Shopping & Retail August 26, 2019
The magic of Disney may be coming to a Target store near you. The companies announced that they'll launch 25…
AT&T logo
How to Get 12 Months of AT&T Service for Only $300 Cell Phones August 23, 2019
AT&T isn't the first company that comes to mind when we talk about cheap cell phone plans, but the wireless…
AT&T TV Now
4 Things to Know Before You Sign Up for AT&T TV Now Streaming TV August 19, 2019
UPDATE: AT&T TV Now’s live TV streaming plans are no longer available to new subscribers. The service has merged with…
Amazon Prime
Amazon adds new discounted perk for Prime Student members Shopping & Retail August 6, 2019
If you or someone you know has an Amazon Prime Student account, you should know about an exclusive new perk…