Michael Timmermann paid off his mortgage in two years. Now, he shares his money-saving tips on his blog, MichaelSaves.com. He can be reached at [email protected]
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More posts by Michael Timmermann

Straight Talk review: Is this cheap cell phone provider worth it?
Straight Talk review: Is this cheap cell phone provider worth it? Cell Phones April 8, 2019
Many of money expert Clark Howard's fans have turned to TracFone-owned Straight Talk for cheap cell phone service. Should you…
AT&T is making big changes to its DirecTV Now streaming service
AT&T is making big changes to its DirecTV Now streaming service Mobile & Electronics March 12, 2019
AT&T is changing its DirecTV Now streaming bundles and raising the starting price to $50 per month. In a news…
5 things to know about Spectrum’s new $15/month streaming service
5 things to know about Spectrum’s new $15/month streaming service TV, Satellite & Cable February 21, 2019
Spectrum TV Essentials is a new live TV streaming service for only $14.99 per month.  The service will be available…
How to cancel Netflix and other streaming services
3 things to know before you cancel a streaming TV subscription TV, Satellite & Cable February 7, 2019
If you've tried out streaming services like Netflix, Sling TV, DirecTV Now, Hulu or YouTube TV and want to cancel…
Mint Mobile
Mint Mobile review: T-Mobile’s network for only $15/month Mobile & Electronics February 4, 2019
UPDATE: For a limited time, Mint Mobile is offering six months of service for the price of three. That's only…
Hulu with Live TV
Hulu price hike: Everything you need to know TV, Satellite & Cable January 23, 2019
Hulu is increasing the starting price of its live TV streaming service by $5 a month for new and existing…
Aldi vs. Lidl price comparison: Which grocery store is cheaper?
Aldi vs. Lidl price comparison: Which grocery store is cheaper? Shopping & Retail January 16, 2019
If you're already saving money on groceries by shopping at Aldi, there's a new low-cost supermarket chain called Lidl that…
Red Pocket Mobile logo
Red Pocket Mobile: Cheap phone plans on any major network Mobile & Electronics January 3, 2019
Red Pocket Mobile is a low-cost cell phone provider that's unique because it lets you keep your phone and choose…
Unreal Mobile review: $10/month cell phone plan on AT&T’s network
Unreal Mobile review: $10/month cell phone plan on AT&T’s network Mobile & Electronics December 21, 2018
Unreal Mobile is a FreedomPop spinoff that's marketing "unlimited" cell phone plans starting at just $10 a month! Money expert…
Streaming TV services
Best live TV streaming services: Compare our top picks for August 2019 TV, Satellite & Cable December 21, 2018
Are you paying more than $100 a month for cable or satellite TV service? You may be able to cut…
New $50/month ‘nearly unlimited’ data plan on Verizon’s network
New $50/month ‘nearly unlimited’ data plan on Verizon’s network Mobile & Electronics December 19, 2018
If you use lots of data, there's a new way to lower your cell phone bill to $50 a month…
Unreal Mobile Speed Test Results
Unreal Mobile speed test: $10 cell phone plan on AT&T’s network Mobile & Electronics December 13, 2018
Unreal Mobile is a cheap cell phone provider that offers plans on Sprint and AT&T's networks, but how are the…
Save 2 full paychecks in 2019 with this simple budgeting trick
Save 2 full paychecks in 2019 with this simple budgeting trick Budgeting & Saving December 13, 2018
If you want to get out of debt, stash away more for retirement or control excessive spending, making a simple…
Budgeting with cash: How to make the envelope method work
Budgeting with cash: How to make the envelope method work Budgeting & Saving December 13, 2018
If you're trying to get out of credit card debt, managing your money the old-fashioned way is something money expert…
Save $15 on your next Amazon order with these Citi credit cards
Save $15 on your next Amazon order with these Citi credit cards Credit Cards December 12, 2018
If you have an eligible Citi credit card, you may be able to save $15 on your next Amazon purchase…
How to cut the cord and never pay for cable TV again
How to cut the cord and never pay for cable TV again TV, Satellite & Cable December 7, 2018
If you're paying more than $100 a month for cable or satellite TV, switching to an internet-based streaming service could…
Clark Howard budgeting guide
Free budget worksheet: The CLARK Method to create a monthly budget Budgeting & Saving November 30, 2018
The secret to saving more and spending less every month isn't a secret at all — it's a budget. Just…
Speed test: Cheap cell phone plan that runs on AT&T’s network
Speed test: Cheap cell phone plan that runs on AT&T’s network Phones & Mobile Devices November 29, 2018
Red Pocket Mobile is a low-cost wireless provider that relies on the networks of Verizon, AT&T, T-Mobile and Sprint to…
Sling TV just added 9 new channels to its lineup: See the list!
Sling TV just added 9 new channels to its lineup: See the list! TV, Satellite & Cable November 28, 2018
If you're a fan of channels like Discovery, Investigation Discovery and TLC, you can now stream them on Sling TV.…
AT&T WatchTV Review: The cheapest live TV streaming service
AT&T WatchTV Review: The cheapest live TV streaming service TV, Satellite & Cable November 27, 2018
If you're looking for ways to cut your cable or satellite bill in half, you've probably heard about live TV…
4 things to know before you sign up for PlayStation Vue
4 things to know before you sign up for PlayStation Vue TV, Satellite & Cable November 26, 2018
After a July 2019 price hike, PlayStation Vue's cheapest plan (Access) now starts at $49.99 per month.  For new customers,…
Warning: Do NOT apply for the credit cards on this list
Warning: Do NOT apply for the credit cards on this list Credit Cards November 20, 2018
An estimated 94 million Americans have impulsively signed up for a retail credit card at the checkout and many of…
Walmart Store
Walmart Savings Catcher changes: How to upload receipts to Ibotta Shopping & Retail November 16, 2018
Walmart Pay is now the only way to submit your receipts to Walmart Savings Catcher, but what does that mean…
AT&T TV Now
4 things to know before you sign up for AT&T TV Now (formerly DirecTV Now) TV, Satellite & Cable November 15, 2018
When AT&T TV Now (formerly DirecTV Now) first launched in late 2016, money expert Clark Howard was among the first…
7 things to know before you buy gas at Costco Wholesale
7 things to know before you buy gas at Costco Wholesale Cars November 13, 2018
For the millions of Americans who have a Costco Wholesale membership, filling up at one of the warehouse club's gas…
AT&T is eliminating an unlimited data plan benefit
AT&T is eliminating an unlimited data plan benefit Mobile & Electronics November 9, 2018
AT&T is making changes to its unlimited data plans that will affect new customers. The wireless provider has been offering…
Retail alert: Sears, Kmart to close more stores
Retail alert: These major retailers are closing stores in 2018 Shopping & Retail November 8, 2018
2018 has been a tough year for some traditional retailers. After shutting down more than 5,000 stores in 2017, there have…
Total Wireless
Total Wireless review: Cheap cell phone plans on Verizon’s network Mobile & Electronics November 8, 2018
Total Wireless is a low-cost cell phone service that may be able to cut your current bill in half! The…
Unlimited plans comparison: T-Mobile vs. AT&T vs. Verizon vs. Sprint
Unlimited plans comparison: T-Mobile vs. AT&T vs. Verizon vs. Sprint Mobile & Electronics November 6, 2018
If you’re shopping for an unlimited data plan with one of the Big 4 wireless providers, how do you choose…
Coverage maps: Find a cheap cell phone plan with the best coverage
Coverage maps: Find a cheap cell phone plan with the best coverage Mobile & Electronics November 2, 2018
If you're planning to switch to a cheaper cell phone plan, you can avoid dropped calls and slow data by…