Michael Timmermann paid off his mortgage in two years. Now, he shares his money-saving tips on his blog, MichaelSaves.com. He can be reached at [email protected]
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More posts by Michael Timmermann

Cell phones
New report: The best cell phone providers in America Cell Phones June 4, 2019
Consumer Cellular has been named the best cell phone provider for customer satisfaction, beating Verizon, AT&T, T-Mobile, Sprint and a…
Lower your cell phone bill
9 Easy Ways to Lower Your Cell Phone Bill Cell Phones May 29, 2019
Are you ready to lower your cell phone bill? Unlimited plans from the Big 4 wireless providers cost around $80…
T-Mobile and Sprint merger: What it means for you
T-Mobile is making big changes to its unlimited data plan Cell Phones May 23, 2019
New and existing T-Mobile customers are going to be affected by changes to the wireless provider's unlimited data plan. The…
Beverly Harzog
How one woman paid off $20,000 of credit card debt in 2 years Debt May 23, 2019
Beverly Harzog is a former shopaholic who maxed out seven credit cards and racked up more than $20,000 worth of…
Streaming services ranked from best to worst
New report: The #1 streaming service in America TV, Satellite & Cable May 21, 2019
Video streaming services like Netflix, Hulu, Amazon Prime Video and a handful of internet-based live TV providers have replaced traditional…
Republic Wireless low-cost cell phone service
Republic Wireless Review: 7 Things to Know Before You Sign Up Cell Phones May 20, 2019
Money expert Clark Howard has talked about cheap cell phone plans from Republic Wireless for years, but is the service…
Disney logo
3 things to know about Disney’s new streaming service TV, Satellite & Cable May 13, 2019
The Walt Disney Company is entering the crowded streaming marketplace later this year with the U.S. launch of Disney+ on…
American Express Blue Cash Preferred Credit Card
American Express adds new 6% cash back category to popular credit card Credit Cards May 3, 2019
American Express is adding two cash back categories and dropping one from its popular Blue Cash Preferred credit card. American…
Discover is making big changes to its 2019 cash back bonus calendar
Discover is making big changes to its 2019 cash back bonus calendar Credit Cards May 1, 2019
If you have a Discover card in your wallet, you're going to want to know about some extra ways to…
Woman shopping online and paying with a credit card from the wallet.
The best credit card for emergency expenses Credit Cards April 29, 2019
If your wallet is full of rewards credit cards, you may not have the right type of card when an…
YouTube TV vs. PlayStation Vue: Which Streaming TV Service Is Best?
YouTube TV vs. PlayStation Vue: Which Streaming TV Service Is Best? TV, Satellite & Cable April 22, 2019
NEWS ALERT: PlayStation Vue is shutting down! Sony announced that the live TV streaming service will no longer be available as of January…
How Many Credit Cards Should You Have?
How Many Credit Cards Should You Have? Credit Cards April 18, 2019
How many credit cards do you really need? For most people, money expert Clark Howard says the answer to that…
Clark Howard's wallet
These Are the 4 Credit Cards in Clark Howard’s Wallet Credit Cards April 9, 2019
People are always coming up to money expert Clark Howard and asking, "What credit cards do you use?" You're about…
Straight Talk Review: Is This Cheap Cell Phone Provider Worth It?
Straight Talk Review: Is This Cheap Cell Phone Provider Worth It? Cell Phones April 8, 2019
Many of money expert Clark Howard's fans have turned to TracFone-owned Straight Talk for cheap cell phone service. Should you…
AT&T is making big changes to its DirecTV Now streaming service
AT&T is making big changes to its DirecTV Now streaming service Mobile & Electronics March 12, 2019
AT&T is changing its DirecTV Now streaming bundles and raising the starting price to $50 per month. In a news…
5 Things to Know About Spectrum’s New $15/month Streaming Service
5 Things to Know About Spectrum’s New $15/month Streaming Service TV, Satellite & Cable February 21, 2019
Spectrum TV Essentials is a new live TV streaming service for only $14.99 per month.  The service will be available…
How to cancel Netflix and other streaming services
3 things to know before you cancel a streaming TV subscription TV, Satellite & Cable February 7, 2019
If you've tried out streaming services like Netflix, Sling TV, AT&T TV Now, Hulu or YouTube TV and want to…
Mint Mobile
Mint Mobile Review: T-Mobile’s Network for Only $15/Month Mobile & Electronics February 4, 2019
Mint Mobile, formerly known as Mint SIM, is a cell phone carrier that offers plans starting at $15 a month!…
Hulu with Live TV
Hulu price hike: Everything you need to know TV, Satellite & Cable January 23, 2019
Hulu is increasing the starting price of its live TV streaming service by $5 a month for new and existing…
Aldi vs. Lidl price comparison: Which grocery store is cheaper?
Aldi vs. Lidl price comparison: Which grocery store is cheaper? Shopping & Retail January 16, 2019
If you're already saving money on groceries by shopping at Aldi, there's a new low-cost supermarket chain called Lidl that…
Red Pocket Mobile logo
Red Pocket Mobile: Cheap Phone Plans on Any Major Network Mobile & Electronics January 3, 2019
Red Pocket Mobile is a low-cost cell phone provider that's unique because it lets you keep your phone and choose…
Unreal Mobile Review: $10/Month Cell Phone Plan on AT&T’s Network
Unreal Mobile Review: $10/Month Cell Phone Plan on AT&T’s Network Mobile & Electronics December 21, 2018
Unreal Mobile is a FreedomPop spinoff that's marketing "unlimited" cell phone plans starting at just $10 a month! Money expert…
Streaming TV services
Best Live TV Streaming Services: Compare Our Top Picks for November 2019 TV, Satellite & Cable December 21, 2018
Are you paying more than $100 a month for cable or satellite TV service? You may be able to cut…
New $50/month ‘nearly unlimited’ data plan on Verizon’s network
New $50/month ‘nearly unlimited’ data plan on Verizon’s network Mobile & Electronics December 19, 2018
If you use lots of data, there's a new way to lower your cell phone bill to $50 a month…
Unreal Mobile Speed Test Results
Unreal Mobile speed test: $10 cell phone plan on AT&T’s network Mobile & Electronics December 13, 2018
Unreal Mobile is a cheap cell phone provider that offers plans on Sprint and AT&T's networks, but how are the…
Save 2 full paychecks in 2019 with this simple budgeting trick
Save 2 full paychecks in 2019 with this simple budgeting trick Budgeting & Saving December 13, 2018
If you want to get out of debt, stash away more for retirement or control excessive spending, making a simple…
Budgeting with cash: How to make the envelope method work
Budgeting with cash: How to make the envelope method work Budgeting & Saving December 13, 2018
If you're trying to get out of credit card debt, managing your money the old-fashioned way is something money expert…
Save $15 on your next Amazon order with these Citi credit cards
Save $15 on your next Amazon order with these Citi credit cards Credit Cards December 12, 2018
If you have an eligible Citi credit card, you may be able to save $15 on your next Amazon purchase…
How to Cut the Cord and Never Pay for Cable TV Again
How to Cut the Cord and Never Pay for Cable TV Again TV, Satellite & Cable December 7, 2018
If you're paying more than $100 a month for cable or satellite TV, switching to an internet-based streaming service could…
CLARK budget method
Free Budget Worksheet: The CLARK Method to Create a Monthly Budget Budgeting & Saving November 30, 2018
The secret to saving more and spending less every month isn't a secret at all — it's a budget. I've…