Michael Timmermann has been helping people save money for more than a decade. He writes about budgeting, streaming TV services and cell phone plans for Clark.com. Prior to joining Team Clark in 2014, Michael produced Clark Howard's popular segments for CNN's sister network, HLN. After paying off his mortgage in two years, Michael started MichaelSaves.com, a website where he shares practical ways to lower your monthly bills and meet your own financial goals.
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More posts by Michael Timmermann

DirecTV Now and AT&T TV Now
Big change coming to DirecTV Now live TV streaming service Streaming TV July 30, 2019
If you're a current DirecTV Now subscriber or have been thinking about signing up, AT&T is making a significant change…
Cable TV vs. Streaming TV
Cable vs. Streaming: Does Cutting the Cord Really Save You Money? TV, Satellite & Cable July 23, 2019
When I started reviewing live TV streaming services for Clark.com, Sling TV's cheapest monthly plan was $20, DirecTV Now was…
Sling TV vs. YouTube TV
Sling TV vs. YouTube TV: Which Streaming Service Is Better? TV, Satellite & Cable July 19, 2019
Money expert Clark Howard is a YouTube TV subscriber, but he and several members of Team Clark also have lots…
Verizon cell phone
Cheap cell phone service provider adds Verizon as network partner Cell Phones July 16, 2019
Ting, a mobile virtual network operator (MVNO) that currently partners with Sprint and T-Mobile, is adding service over the Verizon…
Costco Wholesale
Citi is eliminating these benefits for Costco cardholders Credit Cards July 12, 2019
If you have a Costco credit card or have been thinking about getting one, Citi is making some big changes…
Best AT&T MVNOs for low-cost cell phone service on AT&T's network
Best AT&T MVNOs: Cheap Cell Phone Providers That Use AT&T’s Network Cell Phones July 10, 2019
AT&T's unlimited data plans cost as much as $85 per month before taxes for a single line of service, but…
Twigby Review: 6 Things to Know Before You Sign Up
Twigby Review: 6 Things to Know Before You Sign Up Cell Phones July 1, 2019
If you want to lower your cell phone bill to $25 per month or less, your options are limited with…
Target and Walmart logos
Target vs. Walmart price comparison: Which store is cheaper? Shopping & Retail June 28, 2019
In a retail world that Amazon seems to be taking over, Target and Walmart are doing whatever they can to…
Visible
Verizon-owned Visible is making a big change to its unlimited plan Cell Phones June 26, 2019
Visible, the low-cost cell phone provider owned by Verizon, is improving its unlimited data plan. The wireless carrier confirms to…
Cell phones
New report: The best cell phone providers in America Cell Phones June 4, 2019
Consumer Cellular has been named the best cell phone provider for customer satisfaction, beating Verizon, AT&T, T-Mobile, Sprint and a…
T-Mobile and Sprint merger: What it means for you
T-Mobile is making big changes to its unlimited data plan Cell Phones May 23, 2019
New and existing T-Mobile customers are going to be affected by changes to the wireless provider's unlimited data plan. The…
Republic Wireless low-cost cell phone service
Republic Wireless Review: 7 Things to Know Before You Sign Up Cell Phones May 20, 2019
Money expert Clark Howard has talked about cheap cell phone plans from Republic Wireless for years, but is the service…
Disney logo
3 things to know about Disney’s new streaming service TV, Satellite & Cable May 13, 2019
The Walt Disney Company is entering the crowded streaming marketplace later this year with the U.S. launch of Disney+ on…
Discover is making big changes to its 2019 cash back bonus calendar
Discover is making big changes to its 2019 cash back bonus calendar Credit Cards May 1, 2019
If you have a Discover card in your wallet, you're going to want to know about some extra ways to…
Woman shopping online and paying with a credit card from the wallet.
The Best Credit Card for Emergency Expenses Credit Cards April 29, 2019
If your wallet is full of rewards credit cards, you may not have the right type of card when an…
YouTube TV vs. PlayStation Vue: Which Streaming TV Service Is Best?
YouTube TV vs. PlayStation Vue: Which Streaming TV Service Is Best? TV, Satellite & Cable April 22, 2019
NEWS ALERT: PlayStation Vue is shutting down! Sony announced that the live TV streaming service will no longer be available as of January…
Clark Howard surrounded by a circle of blue credit cards with his hands out by his side
These Are the Credit Cards in Clark Howard’s Wallet Credit Cards April 9, 2019
People are always coming up to money expert Clark Howard and asking, "What credit cards do you use?" You're about…
Straight Talk Review: Is This Cheap Cell Phone Provider Worth It?
Straight Talk Review: Is This Cheap Cell Phone Provider Worth It? Cell Phones April 8, 2019
Many of money expert Clark Howard's fans have turned to TracFone-owned Straight Talk for cheap cell phone service. Should you make…
AT&T is making big changes to its DirecTV Now streaming service
AT&T is making big changes to its DirecTV Now streaming service Mobile & Electronics March 12, 2019
AT&T is changing its DirecTV Now streaming bundles and raising the starting price to $50 per month. In a news…
5 Things to Know About Spectrum’s New $15/month Streaming Service
5 Things to Know About Spectrum’s New $15/month Streaming Service TV, Satellite & Cable February 21, 2019
Spectrum TV Essentials is a new live TV streaming service for only $14.99 per month.  The service will be available…
Hulu with Live TV
Hulu price hike: Everything you need to know TV, Satellite & Cable January 23, 2019
Hulu is increasing the starting price of its live TV streaming service by $5 a month for new and existing…
Aldi vs. Lidl price comparison: Which grocery store is cheaper?
Aldi vs. Lidl price comparison: Which grocery store is cheaper? Shopping & Retail January 16, 2019
If you're already saving money on groceries by shopping at Aldi, there's a new low-cost supermarket chain called Lidl that…
Red Pocket Mobile logo
Red Pocket Mobile: 7 Things to Know Before You Sign Up Mobile & Electronics January 3, 2019
Red Pocket Mobile is a low-cost cell phone service provider that lets you keep your phone and choose from any…
New $50/month ‘nearly unlimited’ data plan on Verizon’s network
New $50/month ‘nearly unlimited’ data plan on Verizon’s network Mobile & Electronics December 19, 2018
If you use lots of data, there's a new way to lower your cell phone bill to $50 a month…
3 Paychecks
How to Save 2 Full Paychecks Every Year Budgeting & Saving December 13, 2018
If you want to get out of debt, stash away more for retirement or control excessive spending, making a simple…
Speed test: Cheap cell phone plan that runs on AT&T’s network
Speed test: Cheap cell phone plan that runs on AT&T’s network Phones & Mobile Devices November 29, 2018
Red Pocket Mobile is a low-cost wireless provider that relies on the networks of Verizon, AT&T, T-Mobile and Sprint to…
Sling TV just added 9 new channels to its lineup: See the list!
Sling TV just added 9 new channels to its lineup: See the list! TV, Satellite & Cable November 28, 2018
If you're a fan of channels like Discovery, Investigation Discovery and TLC, you can now stream them on Sling TV.…
AT&T WatchTV Review: The Cheapest Live TV Streaming Service
AT&T WatchTV Review: The Cheapest Live TV Streaming Service Streaming TV November 27, 2018
NEWS ALERT: AT&T WatchTV is no longer available to new customers as a standalone service, AT&T said on its website…
4 Things to Know Before You Sign Up for PlayStation Vue
4 Things to Know Before You Sign Up for PlayStation Vue TV, Satellite & Cable November 26, 2018
NEWS ALERT: PlayStation Vue is shutting down! Sony announced that the live TV streaming service will no longer be available…
Warning: Do NOT apply for the credit cards on this list
Warning: Do NOT apply for the credit cards on this list Credit Cards November 20, 2018
An estimated 94 million Americans have impulsively signed up for a retail credit card at the checkout and many of…