Christopher Smith is a writer who covers investing, banking, insurance, and making extra money. He joined Clark.com in 2020. He has more than 14 years of writing experience. Christopher has always been interested in personal finance. When he was in elementary school, he would read the Sports and Money section of the newspaper at the breakfast table every morning, tracking the prices of his favorite stocks. He joined the investment club at school and even chose to make his fourth-grade presentation about the stock market. When he’s not working, he spends most of his time with his wife, a first-generation Colombian immigrant and a Physician Assistant. He also likes college football, NFTs, rock climbing and good restaurants. You can reach Christopher at [email protected]
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More posts by Christopher Smith

Clark Howard explains how to find a financial advisor and why you want a fee-only fiduciary.
How To Find and Choose a Financial Advisor Investing & Retirement March 25, 2021
If you want to learn how to find a financial advisor you can trust, you've come to the right place.…
Once you decide to roll over your 401(k), it's important to understand how to roll over a 401(k).
401(k) Rollover: How To Roll Over a 401(k) Investing & Retirement March 24, 2021
If you've decided to move the funds from your retirement account at your former company, you need to understand how…
Vanguard Personal Advisor Services Review
Vanguard Personal Advisor Services Review Investing & Retirement March 22, 2021
Vanguard Personal Advisor Services offers the personal touch and level of service of a traditional financial advisor at the price…
Marcus Invest Review: How It Works, Pros & Cons
Marcus Invest Review: How It Works, Pros & Cons Investing & Retirement March 12, 2021
Goldman Sachs recently unveiled its robo-advisor, Marcus Invest, which I'll review in this article. How does Marcus Invest compare to…
How much does a financial advisor cost? The answer depends on the type of financial advisor you choose and the method they use to get paid.
How Much Does a Financial Advisor Cost? Investing & Retirement February 24, 2021
Figuring out how much a financial advisor costs can be challenging. But it's easier if you understand how financial advisors…
A fiduciary financial advisor must put their clients' interests above their own.
What Is a Fiduciary Financial Advisor and Do I Need One? Investing & Retirement February 22, 2021
If you're looking for financial advice, you may come across the term “fiduciary financial advisor.” What is a fiduciary? And…
Should I Pay Off Debt, Save Money or Invest?
Should I Pay Off Debt, Save Money or Invest? Investing & Retirement February 18, 2021
You've got some cash and you're facing a financial decision: Should you invest, pay off debt or save that money…
In this Charles Schwab review, I'll explain why money expert Clark Howard strongly recommends the investment company.
Charles Schwab Review 2021: Pros & Cons Investing & Retirement February 17, 2021
In some ways, writing a Charles Schwab review isn't much different now than it would have been in the 1970s.…
In this Vanguard review, we'll explain why The Vanguard Group is excellent for passive investors and index funds.
Vanguard Review 2021: Pros & Cons Investing & Retirement February 17, 2021
Most Vanguard reviews focus on the firm's bread and butter: its low-cost index funds. The Vanguard Group is not a…
Clark.com reviews Fidelity Investments to explain which investors are best suited for the brokerage firm.
Fidelity Investments Review 2021: Pros & Cons Investing & Retirement February 17, 2021
You probably know Fidelity Investments is a giant, popular investment company. Our Fidelity review will help you figure out whether…
What do you do with a lump sum, inheritance or windfall?
What To Do With a Lump Sum, Inheritance or Windfall Investing & Retirement February 17, 2021
If you recently received a lump sum of money through an inheritance or any other reason, congratulations. You're in a…
Fidelity vs. Vanguard vs. Schwab is a popular choice for retail investors.
Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Investing & Retirement February 5, 2021
Fidelity, Vanguard and Schwab are massively popular investment companies. Money expert Clark Howard recommends all three. If you’re deciding which…
How much money do you need in an emergency fund, and where should you put your emergency fund? Money expert Clark Howard explains his point of view.
Emergency Fund Complete Guide: How Much & Where Save Money February 2, 2021
You may know what an emergency fund is, but are you sure about where to put it, how much to…
Clark.com offers advice on who should use a robo-advisor for their investment needs.
Who Should Use a Robo-Advisor? Investing & Retirement January 29, 2021
Robots are slowly invading society, but at least so far, the relationship isn’t adversarial like you see in the movies.…
What is a financial advisor and how much do financial advisors cost? Clark Howard answers those questions and more.
What Is a Financial Advisor and Do I Need One? Investing & Retirement January 29, 2021
Considering that as little as 1% of the U.S. population uses a financial advisor, there’s understandably some mystery about what…
Managing your own investments well is very challenging, but it's possible for some people.
Should You Manage Your Own Investment Portfolio? Investing & Retirement January 29, 2021
Thanks largely to the internet, managing your own investment portfolio has become more accessible in the last decade. In this…
The three investing categories include self-directed, robo-advisor and financial advisor.
Investing: Self-Directed vs. Robo-Advisor vs. Financial Advisor Investing & Retirement January 27, 2021
When you set out to invest, you first have to determine whether you’re going to handle everything yourself or outsource…
Clark Howard's free savings and investing roadmap offers practical tips to every level of investor.
How To Save and Invest the Clark Howard Way Investing & Retirement January 25, 2021
Money expert Clark Howard is giving you his 10-step guide to saving and investing for free, all in one place:…
The best stock trading and investment apps in 2021 are free and offer the opportunity to invest in many different asset classes.
6 Best Stock Trading & Investment Apps in 2021 Investing & Retirement January 20, 2021
The best stock trading apps allow you to buy and sell a variety of investments for free right from your…
"What is an HSA" and "what are the HSA contribution limits in 2021" are common health insurance questions.
What Is an HSA Account and How Does It Work? Health Insurance January 19, 2021
If you’re enrolled in a high-deductible health plan at work, you may have been offered the option of an HSA.…
The best robo-advisors offer low fees for managing your investment along with good customer service and a good app or website.
8 Best Robo-Advisors in 2021 Investing & Retirement January 8, 2021
The best robo-advisors are popular because of their inexpensive, hands-off, low-risk approach to investing. As more robo-advisors (and investment options…
Clark.com presents the seven best high-yield online savings accounts in 2020.
6 of the Best High-Yield Online Savings Accounts in 2021 Banks & Banking January 5, 2021
The best savings accounts help you grow your money safely. But there are major differences in the interest rates you…
Our Health IQ review will explain how the company offers lower life insurance rates to healthy individuals.
Health IQ Review: What Is It and How Does It Work? Life Insurance December 14, 2020
Health IQ is an insurance broker that markets to people who make healthy choices by offering them cheaper term life…
Webull is a free investment app for swing traders who understand technical analysis.
Webull Review: Free Stock, Charts Galore Investing & Retirement December 10, 2020
Webull provides investors with a free, mobile-first trading app. In this article, I'll review Webull to help you understand what…
Acorns vs. Robinhood is a common debate among new investors looking for a mobile fintech company.
Acorns vs. Robinhood: Which Investing App Is the Best? Investing & Retirement December 9, 2020
In this comparison of Acorns vs. Robinhood, I hope to show you why this is a wonderful era for investment…
Webull vs. Robinhood is a modern debate between free, self-directed investment apps.
Webull vs. Robinhood: Which Investing App Is the Best? Investing & Retirement December 9, 2020
Webull vs. Robinhood: the subject of a great modern debate between people who love self-directed mobile investing platforms. When Robinhood…
Clark.com's Acorns review will explain how the micro-investment platform works and examine its fees.
Acorns Review: How It Works, Pros & Cons Investing & Retirement December 9, 2020
If you're looking for companies to help you invest your money, one big player is the Acorns platform. In this…
Clark.com explains what supplemental life insurance is and how it works.
What Is Supplemental Insurance and Should You Buy It? Insurance December 1, 2020
When you hear the Aflac duck quack, the term “supplemental insurance” may well come to mind. But what is it,…
Aflac focuses on supplemental life insurance.
Aflac Insurance Review: What It Is and How It Works Insurance November 9, 2020
Aflac's ubiquitous duck mascot is fun to imitate. But what insurance does Aflac sell, and do you really need it?…
Fabric Life Insurance is a great product for new parents who want convenience.
Fabric Life Insurance Review: Designed for New Parents Life Insurance November 4, 2020
If you’re a new parent, you may feel a level of financial stress and responsibility that you haven’t experienced before.…